CFA BROKER. Surety Bonds & Guarantees. Global Insurance Consulting. follow the leader

Size: px
Start display at page:

Download "CFA BROKER. Surety Bonds & Guarantees. Global Insurance Consulting. follow the leader"

Transcription

1 CFA BROKER Surety Bonds & Guarantees Global Insurance Consulting follow the leader

2 B P.I. PROFESSIONAL COVER LLOYD'S CRE64G30536 follow the leader

3 CFA BROKER is a global insurance consulting Company both for business and consumer markets. With 250 agents and finders approx., allover Italy, gives to Clients a widespread presence and assistance. Direct relationships with most important Insurance international and Italian carriers allow to provide a tailored service based on specific single Customer s need.. In addition to any kind of Insurance consulting and coverage, CFA BROKER ranks in top 5 players in Italy for Surety Bonds and Guarantees, and quality in service, demonstrated in rapid response and effectiveness, plus costs aligned with best in market, represent the tools for top performances and to reach the highest level of Customer s satisfaction. WHO

4 #1 Within the top 5 players in Italy #2 Total quality, from collecting through release #3 Tailor-made service and best rates #4 Technical command of business #5 Global reach WHY

5 CFA BROKER s organization sources from a sound hands-on knowledge of the market, either by contractual, administrative, legal, marketing and credit rating evaluation standpoint. More than 30 years expertise, firstclass support in all topics, a constant dialogue with all the several Insurance Companies, allow to make every other day a step forward in education and continuous improvement. Direct salesforce 30% 3 main seats Strong presence in Italy 250 agents and finders Indirect salesforce 50% 14 offices Corporate 20% HOW AND WHERE

6 Torino Quartu Sant Elena Crotone 3 main seats Alessandria, Bari, Bergamo, Brescia, Desenzano, Genova, Novara, Olbia, Oristano, Padova, Palermo, Parma, Ravenna, Reggio Emilia 14 representation offices 250 agents and finders ITALY

7 Austria Belgio Bulgaria Croatia Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Iceland Ireland Latvia Liechtenstein Lithuania Luxembourg Malta Netherland Norway Poland Portugal Romania Slovakia Slovenia Spain Sweden United Kingdom European Authorisation to operate in 30 countries EUROPE

8 OUR POOL 2 Insurance Policy Processors OUR PROPRIETARY WEB PLATFORM 1 Claims Auditor 1 Claims Adjuster 1 Risk and Market Director 1 Lawyer 1 Financial Auditor POOL AND PLATFORM

9 OUR KEY PRODUCTS, ON AN EXCLUSIVE BASIS IN ITALY, RELEASED QUICKLY AT THE BEST AVAILABLE RATES IN THE MARKET Guarantees for foreign in-comers in Italy: guarantees and health policies to get Visas for tourism, school and jobs, health policies to enroll into City Registry Certificate of financial standing for the Haulers Registry Guarantees for payment of rental fees and security deposits for housing and commercial rentals OTHER PRODUCTS WHERE CFA BROKER STANDS OUT AS PREFERRED PARTNER FOR CLIENTS, BRINGING ADVANTAGES ON COMPETENCE, RAPIDITY AND PROPOSED RATES Temporary and definitive Deposits into Public Institution and private companies on tenders, contractor s supply installments, in-progress installments and balance Guarantees for technological risks: ten-year post policy, C.A.R. (Contractor s All Risks) and E.A.R. (Erection All Risks) Guarantees for real estate business, construction permits and infrastructure taxes Deposits for advance payment for construction ex l.210/2004 and d.l. 122/2005 Deposits and guarantees into Public Institution and Guarantees Fund for public contribution, grants and preferred funding Guarantees for income and various taxes, for VAT refunds and taxes and social contributions paid by installments Certificates of financial standing for Mandatory Car Inspection Authorised Centers, for Driving schools for vehicles and boats, for Vehicle Registration Offices, for Investigation and Security Registry Guarantees to enroll into the National Environmental Registry WHAT

10 RECIPIENTS CENTRAL GOVERNMENT AND MINISTRIES REGIONAL BODIES PROVINCIAL BODIES CITY COUNCILS AND METRO AUTHORITIES CONSULATES AND EMBASSIES STATE AUTHORITY FOR MOTOR VEHICLES PREFECTURES SEMI-PUBLIC BODIES AND INSTITUTES COMPANIES WITH GOVERNMENT AS STAKEHOLDER CFA BROKER every day is sideby-side with Clients and Insurance Companies to ease the mutual aim to finalise all deals. For this purpose CFA BROKER actively deploy an operating relationship with a great number of private and public entities, at local basis and countrywide, directly interacting with most appropriate technical departments, in order to take on and solve any question and matter possibly affecting and slowing down prime importance transactions. ACCREDITATIONS

11 INFORMATION TO REACH US HEADQUARTER Andrea La Vecchia, General Manager Alessandro Revello, Operation Manager Carmelo Scalone, Operation Manager District Management - NORTH bergamo@cfabroker.it District Management - CENTER cagliari@cfabroker.it District Management - SOUTH crotone@cfabroker.it CONTACTS

12 CFA BROKER follow the leader

Approach to Employment Injury (EI) compensation benefits in the EU and OECD

Approach to Employment Injury (EI) compensation benefits in the EU and OECD Approach to (EI) compensation benefits in the EU and OECD The benefits of protection can be divided in three main groups. The cash benefits include disability pensions, survivor's pensions and other short-

More information

EU-28 RECOVERED PAPER STATISTICS. Mr. Giampiero MAGNAGHI On behalf of EuRIC

EU-28 RECOVERED PAPER STATISTICS. Mr. Giampiero MAGNAGHI On behalf of EuRIC EU-28 RECOVERED PAPER STATISTICS Mr. Giampiero MAGNAGHI On behalf of EuRIC CONTENTS EU-28 Paper and Board: Consumption and Production EU-28 Recovered Paper: Effective Consumption and Collection EU-28 -

More information

Live Long and Prosper? Demographic Change and Europe s Pensions Crisis. Dr. Jochen Pimpertz Brussels, 10 November 2015

Live Long and Prosper? Demographic Change and Europe s Pensions Crisis. Dr. Jochen Pimpertz Brussels, 10 November 2015 Live Long and Prosper? Demographic Change and Europe s Pensions Crisis Dr. Jochen Pimpertz Brussels, 10 November 2015 Old-age-dependency ratio, EU28 45,9 49,4 50,2 39,0 27,5 31,8 2013 2020 2030 2040 2050

More information

EU BUDGET AND NATIONAL BUDGETS

EU BUDGET AND NATIONAL BUDGETS DIRECTORATE GENERAL FOR INTERNAL POLICIES POLICY DEPARTMENT ON BUDGETARY AFFAIRS EU BUDGET AND NATIONAL BUDGETS 1999-2009 October 2010 INDEX Foreward 3 Table 1. EU and National budgets 1999-2009; EU-27

More information

Spain France. England Netherlands. Wales Ukraine. Republic of Ireland Czech Republic. Romania Albania. Serbia Israel. FYR Macedonia Latvia

Spain France. England Netherlands. Wales Ukraine. Republic of Ireland Czech Republic. Romania Albania. Serbia Israel. FYR Macedonia Latvia Germany Belgium Portugal Spain France Switzerland Italy England Netherlands Iceland Poland Croatia Slovakia Russia Austria Wales Ukraine Sweden Bosnia-Herzegovina Republic of Ireland Czech Republic Turkey

More information

How to complete a payment application form (NI)

How to complete a payment application form (NI) How to complete a payment application form (NI) This form should be used for making a payment from a Northern Ireland Ulster Bank account. 1. Applicant Details If you are a signal number indemnity holder,

More information

European Advertising Business Climate Index Q4 2016/Q #AdIndex2017

European Advertising Business Climate Index Q4 2016/Q #AdIndex2017 European Advertising Business Climate Index Q4 216/Q1 217 ABOUT Quarterly survey of European advertising and market research companies Provides information about: managers assessment of their business

More information

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS

RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS EUROPEAN COMMISSION CONSUMERS, HEALTH, AGRICULTURE AND FOOD EXECUTIVE AGENCY Consumers and Food Safety Unit RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS CONSUMER

More information

FSMA_2017_05-01 of 24/02/2017

FSMA_2017_05-01 of 24/02/2017 FSMA_2017_05-01 of 24/02/2017 This Communication is addressed to Belgian alternative investment fund managers who intend to market, to professional investors, units or shares of European Economic Area

More information

REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT, THE COUNCIL, THE EUROPEAN ECONOMIC AND SOCIAL COMMITTEE AND THE COMMITTEE OF THE REGIONS

REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT, THE COUNCIL, THE EUROPEAN ECONOMIC AND SOCIAL COMMITTEE AND THE COMMITTEE OF THE REGIONS EUROPEAN COMMISSION Brussels,.4.29 COM(28) 86 final/ 2 ANNEXES to 3 ANNEX to the REPORT FROM THE COMMISSION TO THE EUROPEAN PARLIAMENT, THE COUNCIL, THE EUROPEAN ECONOMIC AND SOCIAL COMMITTEE AND THE COMMITTEE

More information

Defining Issues. EU Audit Reforms: The Countdown Begins. April 2016, No Key Facts for U.S. Companies

Defining Issues. EU Audit Reforms: The Countdown Begins. April 2016, No Key Facts for U.S. Companies Defining Issues April 2016, No. 16-12 EU Audit Reforms: The Countdown Begins Only two months remain before the European Union (EU) audit reforms come into full effect. These reforms will affect many U.S.

More information

DG TAXUD. STAT/11/100 1 July 2011

DG TAXUD. STAT/11/100 1 July 2011 DG TAXUD STAT/11/100 1 July 2011 Taxation trends in the European Union Recession drove EU27 overall tax revenue down to 38.4% of GDP in 2009 Half of the Member States hiked the standard rate of VAT since

More information

EFPIA Disclosure Code 2016 Disclosures Shire Pharmaceuticals (including Baxalta US Inc.)

EFPIA Disclosure Code 2016 Disclosures Shire Pharmaceuticals (including Baxalta US Inc.) EFPIA Disclosure Code 2016 Disclosures Shire Pharmaceuticals (including Baxalta US Inc.) 1 Section 1: Reporting Approach for 2016 Data: On June 3rd, 2016, Shire acquired Baxalta. Due to the complexity

More information

Report Penalties and measures imposed under the UCITS Directive in 2016 and 2017

Report Penalties and measures imposed under the UCITS Directive in 2016 and 2017 Report Penalties and measures imposed under the Directive in 206 and 207 4 April 209 ESMA34-45-65 4 April 209 ESMA34-45-65 Table of Contents Executive Summary... 3 2 Background and relevant regulatory

More information

EUROPA - Press Releases - Taxation trends in the European Union EU27 tax...of GDP in 2008 Steady decline in top corporate income tax rate since 2000

EUROPA - Press Releases - Taxation trends in the European Union EU27 tax...of GDP in 2008 Steady decline in top corporate income tax rate since 2000 DG TAXUD STAT/10/95 28 June 2010 Taxation trends in the European Union EU27 tax ratio fell to 39.3% of GDP in 2008 Steady decline in top corporate income tax rate since 2000 The overall tax-to-gdp ratio1

More information

EIOPA Statistics - Accompanying note

EIOPA Statistics - Accompanying note EIOPA Statistics - Accompanying note Publication references: Published statistics: [Balance sheet], [Premiums, claims and expenses], [Own funds and SCR] Disclaimer: Data is drawn from the published statistics

More information

Electricity & Gas Prices in Ireland. Annex Business Electricity Prices per kwh 2 nd Semester (July December) 2016

Electricity & Gas Prices in Ireland. Annex Business Electricity Prices per kwh 2 nd Semester (July December) 2016 Electricity & Gas Prices in Ireland Annex Business Electricity Prices per kwh 2 nd Semester (July December) 2016 ENERGY POLICY STATISTICAL SUPPORT UNIT 1 Electricity & Gas Prices in Ireland Annex Business

More information

EIOPA Statistics - Accompanying note

EIOPA Statistics - Accompanying note EIOPA Statistics - Accompanying note Publication reference: Published statistics: [Balance sheet], [Premiums, claims and expenses], [Own funds and SCR] Disclaimer: Data is drawn from the published statistics

More information

Quarterly Gross Domestic Product of Montenegro 2st quarter 2016

Quarterly Gross Domestic Product of Montenegro 2st quarter 2016 Government of Montenegro Statistical Office of Montenegro Quarterly Gross Domestic Product of Montenegro 2st quarter 2016 The release presents the preliminary data for quarterly gross domestic product

More information

FCCC/SBI/2010/10/Add.1

FCCC/SBI/2010/10/Add.1 United Nations Framework Convention on Climate Change Distr.: General 25 August 2010 Original: English Subsidiary Body for Implementation Contents Report of the Subsidiary Body for Implementation on its

More information

CANADA EUROPEAN UNION

CANADA EUROPEAN UNION THE EUROPEAN UNION S PROFILE Economic Indicators Gross domestic product (GDP) at purchasing power parity (PPP): US$20.3 trillion (2016) GDP per capita at PPP: US$39,600 (2016) Population: 511.5 million

More information

EIOPA Statistics - Accompanying note

EIOPA Statistics - Accompanying note EIOPA Statistics - Accompanying note Publication references: and Published statistics: [Balance sheet], [Premiums, claims and expenses], [Own funds and SCR] Disclaimer: Data is drawn from the published

More information

Definition of Public Interest Entities (PIEs) in Europe

Definition of Public Interest Entities (PIEs) in Europe Definition of Public Interest Entities (PIEs) in Europe FEE Survey October 2014 This document has been prepared by FEE to the best of its knowledge and ability to ensure that it is accurate and complete.

More information

Lowest implicit tax rates on labour in Malta, on consumption in Spain and on capital in Lithuania

Lowest implicit tax rates on labour in Malta, on consumption in Spain and on capital in Lithuania STAT/13/68 29 April 2013 Taxation trends in the European Union The overall tax-to-gdp ratio in the EU27 up to 38.8% of GDP in 2011 Labour taxes remain major source of tax revenue The overall tax-to-gdp

More information

11 th Economic Trends Survey of the Impact of Economic Downturn

11 th Economic Trends Survey of the Impact of Economic Downturn 11 th Economic Trends Survey 11 th Economic Trends Survey of the Impact of Economic Downturn 11 th Economic Trends Survey COUNTRY ANSWERS Austria 155 Belgium 133 Bulgaria 192 Croatia 185 Cyprus 1 Czech

More information

Fiscal rules in Lithuania

Fiscal rules in Lithuania Fiscal rules in Lithuania Algimantas Rimkūnas Vice Minister, Ministry of Finance of Lithuania 3 June, 2016 Evolution of National and EU Fiscal Regulations Stability and Growth Pact (SGP) Maastricht Treaty

More information

Quarterly Gross Domestic Product of Montenegro 3 rd quarter 2017

Quarterly Gross Domestic Product of Montenegro 3 rd quarter 2017 MONTENEGRO STATISTICAL OFFICE R E L E A S E No: 224 Podgorica, 22 December 2017 When using the data, please name the source Quarterly Gross Domestic Product of Montenegro 3 rd quarter 2017 The release

More information

Eligibility? Activities covered? Clients covered? Application or notification required? N/A N/A N/A N/A N/A N/A N/A

Eligibility? Activities covered? Clients covered? Application or notification required? N/A N/A N/A N/A N/A N/A N/A NO DEAL BREXIT TRACKER Governments in European Economic Area (EEA) member states are announcing domestic measures in order to prepare for the UK's withdrawal from the EEA. The table below monitors these

More information

Composition of capital IT044 IT044 POWSZECHNAIT044 UNIONE DI BANCHE ITALIANE SCPA (UBI BANCA)

Composition of capital IT044 IT044 POWSZECHNAIT044 UNIONE DI BANCHE ITALIANE SCPA (UBI BANCA) Composition of capital POWSZECHNA (in million Euro) Capital position CRD3 rules A) Common equity before deductions (Original own funds without hybrid instruments and government support measures other than

More information

Quarterly Gross Domestic Product of Montenegro for period 1 st quarter rd quarter 2016

Quarterly Gross Domestic Product of Montenegro for period 1 st quarter rd quarter 2016 Government of Montenegro Statistical Office of Montenegro Quarterly Gross Domestic Product of Montenegro for period 1 st quarter 015 - rd quarter 016 The release presents the final results of quarterly

More information

AIMA/PwC Global Distribution Survey 2017/ Contact Details

AIMA/PwC Global Distribution Survey 2017/ Contact Details 1. Contact Details 1. Please supply the following basic identifying information. Data from this survey will only be presented in the aggregate and will not be attributed to any specific person or firm.

More information

Dividends from the EU to the US: The S-Corp and its Q-Sub. Peter Kirpensteijn 23 September 2016

Dividends from the EU to the US: The S-Corp and its Q-Sub. Peter Kirpensteijn 23 September 2016 Dividends from the EU to the : The S-Corp and its Q-Sub Peter Kirpensteijn 23 September 2016 The Inc: large multinational manufacturing company residents The LLC: holding company owned by tax residents

More information

What You Should Know CPEL Payment Services Directive 2

What You Should Know CPEL Payment Services Directive 2 What You Should Know CPEL Payment Services Directive 2 GENERAL BACKGROUND - PAYMENT SERVICES DIRECTIVE (PSD) AND PAYMENT SERVICES DIRECTVE 2 (PSD2) 1. What is the PSD and what changes did it introduce

More information

Statistics: Fair taxation of the digital economy

Statistics: Fair taxation of the digital economy Statistics: Fair taxation of the digital economy Your reply: can be published with your personal information (I consent to the publication of all information in my contribution in whole or in part including

More information

CFA Institute Member Poll: Euro zone Stability Bonds

CFA Institute Member Poll: Euro zone Stability Bonds CFA Institute Member Poll: Euro zone Stability Bonds I. About the Survey... 2 a. Background... 2 b. Purpose and Methodology... 2 II. Full Results... 2 Q1: Requirement of common issuance of sovereign bonds...

More information

EMPLOYMENT RATE Employed/Working age population (15-64 years)

EMPLOYMENT RATE Employed/Working age population (15-64 years) 1 EMPLOYMENT RATE 1980-2003 Employed/Working age population (15-64 years 80 % Finland (Com 75 70 65 60 EU-15 Finland (Stat. Fin. 55 50 80 82 84 86 88 90 92 94 96 98 00 02 9.9.2002/SAK /TL Source: European

More information

Quarterly Gross Domestic Product of Montenegro 4 th quarter 2018 (p)

Quarterly Gross Domestic Product of Montenegro 4 th quarter 2018 (p) MONTENEGRO STATISTICAL OFFICE R E L E A S E No: 46 Podgorica, 22 March 2019 When using the data, please name the source Quarterly Gross Domestic Product of Montenegro 4 th quarter 2018 (p) The release

More information

COMMISSION OF THE EUROPEAN COMMUNITIES COMMISSION STAFF WORKING DOCUMENT. Annex to the

COMMISSION OF THE EUROPEAN COMMUNITIES COMMISSION STAFF WORKING DOCUMENT. Annex to the COMMISSION OF THE EUROPEAN COMMUNITIES Brussels, 19122006 SEC(2006) 1690 COMMISSION STAFF WORKING DOCUMENT Annex to the COMMUNICATION FROM THE COMMISSION TO THE COUNCIL, THE EUROPEAN PARLIAMENT AND THE

More information

LENDING FACILITIES Hire Purchase (HP) 1% % on a case by case basis (fee set by AgriFinance Ltd)

LENDING FACILITIES Hire Purchase (HP) 1% % on a case by case basis (fee set by AgriFinance Ltd) Our Charges This brochure gives a brief description of tariffs as charged by AgriBank plc on some of its products and services. For tariffs on products or services which are not listed in this brochure,

More information

LENDING FACILITIES Hire Purchase (HP) 1% % on a case by case basis (fee set by AgriFinance Ltd)

LENDING FACILITIES Hire Purchase (HP) 1% % on a case by case basis (fee set by AgriFinance Ltd) Our Charges This brochure gives a brief description of tariffs as charged by AgriBank plc on some of its products and services. For tariffs on products or services which are not listed in this brochure,

More information

Move to T+2 settlement cycle: Singapore market

Move to T+2 settlement cycle: Singapore market Move to T+2 settlement cycle: Singapore market Lum Yong Teng 20 May 2015 Singapore Exchange Contents 1 Overview of Singapore market 2 Drivers for SGX to move to T+2 settlement cycle 3 Benefits for the

More information

Youth Integration into the labour market Barcelona, July 2011 Jan Hendeliowitz Director, Employment Region Copenhagen & Zealand Ministry of

Youth Integration into the labour market Barcelona, July 2011 Jan Hendeliowitz Director, Employment Region Copenhagen & Zealand Ministry of Youth Integration into the labour market Barcelona, July 2011 Jan Hendeliowitz Director, Employment Region Copenhagen & Zealand Ministry of Employment, Denmark Chair of the OECD-LEED Directing Committee

More information

EMPLOYMENT RATE IN EU-COUNTRIES 2000 Employed/Working age population (15-64 years)

EMPLOYMENT RATE IN EU-COUNTRIES 2000 Employed/Working age population (15-64 years) EMPLOYMENT RATE IN EU-COUNTRIES 2 Employed/Working age population (15-64 years EU-15 Denmark Netherlands Great Britain Sweden Portugal Finland Austria Germany Ireland Luxembourg France Belgium Greece Spain

More information

International Hints and Tips

International Hints and Tips International Hints and Tips Content Q: What is the cut off time for processing International payments? A: International payments must be submitted and fully approved within the cut off time indicated

More information

2017 Figures summary 1

2017 Figures summary 1 Annual Press Conference on January 18 th 2018 EIB Group Results 2017 2017 Figures summary 1 European Investment Bank (EIB) financing EUR 69.88 billion signed European Investment Fund (EIF) financing EUR

More information

EMPLOYMENT RATE Employed/Working age population (15 64 years)

EMPLOYMENT RATE Employed/Working age population (15 64 years) EMPLOYMENT RATE 198 26 Employed/Working age population (15 64 years 8 % Finland 75 EU 15 EU 25 7 65 6 55 5 8 82 84 86 88 9 92 94 96 98 2 4** 6** 14.4.25/SAK /TL Source: European Commission 1 UNEMPLOYMENT

More information

Defining Issues. EU Audit Reforms May Affect U.S. Companies. August 2015, No Key Facts for U.S. Companies

Defining Issues. EU Audit Reforms May Affect U.S. Companies. August 2015, No Key Facts for U.S. Companies Defining Issues August 2015, No. 15-37 EU Audit Reforms May Affect U.S. Companies New European Union (EU) audit reforms that will take effect by mid-2016 may affect U.S. companies, especially those with

More information

Summary of key findings

Summary of key findings 1 VAT/GST treatment of cross-border services: 2017 survey Supplies of e-services to consumers (B2C) (see footnote 1) Supplies of e-services to businesses (B2B) 1(a). Is a non-resident 1(b). If there is

More information

THE IMPACT OF THE PUBLIC DEBT STRUCTURE IN THE EUROPEAN UNION MEMBER COUNTRIES ON THE POSSIBILITY OF DEBT OVERHANG

THE IMPACT OF THE PUBLIC DEBT STRUCTURE IN THE EUROPEAN UNION MEMBER COUNTRIES ON THE POSSIBILITY OF DEBT OVERHANG THE IMPACT OF THE PUBLIC DEBT STRUCTURE IN THE EUROPEAN UNION MEMBER COUNTRIES ON THE POSSIBILITY OF DEBT OVERHANG Robert Huterski, PhD Nicolaus Copernicus University in Toruń Faculty of Economic Sciences

More information

EU State aid: Guidelines on State aid for environmental protection and energy making of -

EU State aid: Guidelines on State aid for environmental protection and energy making of - EU State aid: Guidelines on State aid for environmental protection and energy 2014-2020 - making of - NHO Seminar Oslo, 5 November 2014 Guido Lobrano, Senior Legal Adviser Summary What is BUSINESSEUROPE?

More information

Taxation trends in the European Union Further increase in VAT rates in 2012 Corporate and top personal income tax rates inch up after long decline

Taxation trends in the European Union Further increase in VAT rates in 2012 Corporate and top personal income tax rates inch up after long decline STAT/12/77 21 May 2012 Taxation trends in the European Union Further increase in VAT rates in 2012 Corporate and top personal income tax rates inch up after long decline The average standard VAT rate 1

More information

Trends in the European Investment Fund Industry. in the Third Quarter of 2016

Trends in the European Investment Fund Industry. in the Third Quarter of 2016 Quarterly Statistical Release December 2016, N 67 This release and other statistical releases are available on Efama s website (www.efama.org) Trends in the European Investment Fund Industry in the Third

More information

DEPOSIT GUARANTEE AND RESOLUTION OF CREDIT AND OTHER INSTITUTIONS SCHEME

DEPOSIT GUARANTEE AND RESOLUTION OF CREDIT AND OTHER INSTITUTIONS SCHEME Last update: 09/04/2016 DEPOSIT GUARANTEE AND RESOLUTION FREQUENTLY ASKED QUESTIONS REGARDING THE ACTIVATION OF THE DEPOSIT GUARANTEE SCHEME Disclaimer: These Frequently Asked Questions are made available

More information

A. INTRODUCTION AND FINANCING OF THE GENERAL BUDGET. EXPENDITURE Description Budget Budget Change (%)

A. INTRODUCTION AND FINANCING OF THE GENERAL BUDGET. EXPENDITURE Description Budget Budget Change (%) DRAFT AMENDING BUDGET NO. 2/2018 VOLUME 1 - TOTAL REVENUE A. INTRODUCTION AND FINANCING OF THE GENERAL BUDGET FINANCING OF THE GENERAL BUDGET Appropriations to be covered during the financial year 2018

More information

List of nationally authorised medicinal products

List of nationally authorised medicinal products 9 July 2015 EMA/483529/2015 Procedure Management and Committees Support Active substance: dapoxetine Procedure no.: PSUSA/00000928/201412 30 Churchill Place Canary Wharf London E14 5EU United Kingdom Telephone

More information

Borderline cases for salary, social contribution and tax

Borderline cases for salary, social contribution and tax Version Abstract 1 (5) 2015-04-21 Veronica Andersson Salary and labour cost statistics Borderline cases for salary, social contribution and tax (Workshop on Labour Cost Survey, Rome, Italy 5-6 May 2015)

More information

MUTUALS IN EUROPE: WHO THEY ARE, WHAT THEY DO AND WHY THEY MATTER

MUTUALS IN EUROPE: WHO THEY ARE, WHAT THEY DO AND WHY THEY MATTER MUTUALS IN EUROPE: WHO THEY ARE, WHAT THEY DO AND WHY THEY MATTER This summary is based on the PANTEIA report Study on the current situation and prospects of mutuals in Europe. The study was financed by

More information

Composition of capital as of 30 September 2011 (CRD3 rules)

Composition of capital as of 30 September 2011 (CRD3 rules) Composition of capital as of 30 September 2011 (CRD3 rules) Capital position CRD3 rules September 2011 Million EUR % RWA References to COREP reporting A) Common equity before deductions (Original own funds

More information

EIB Financing for Social and Affordable Housing

EIB Financing for Social and Affordable Housing EIB Financing for Social and Affordable Housing Andrea Colantonio, Urban Development Division, European Investment Bank Affordable housing for inclusive cities, 16 th May 2018 Brussels European Investment

More information

Composition of capital as of 30 September 2011 (CRD3 rules)

Composition of capital as of 30 September 2011 (CRD3 rules) Composition of capital as of 30 September 2011 (CRD3 rules) Capital position CRD3 rules September 2011 Million EUR % RWA References to COREP reporting A) Common equity before deductions (Original own funds

More information

NOTE. for the Interparliamentary Meeting of the Committee on Budgets

NOTE. for the Interparliamentary Meeting of the Committee on Budgets NOTE for the Interparliamentary Meeting of the Committee on Budgets THE ROLE OF THE EU BUDGET TO SUPPORT MEMBER STATES IN ACHIEVING THEIR ECONOMIC OBJECTIVES AS AGREED WITHIN THE FRAMEWORK OF THE EUROPEAN

More information

Fee Information Document

Fee Information Document Information Document Structure: JSC "Rietumu Banka" Account Name: Account Date: 30.11.2018 16:48:19 Service ACCOUNT OPENING Opening and closing of a multicurrency current account MAINTENANCE Maintenance

More information

ETS SUPPORT FACILITY COSTS BREAKDOWN

ETS SUPPORT FACILITY COSTS BREAKDOWN ETS SUPPORT FACILITY COSTS BREAKDOWN 1. INTRODUCTION 1.1. The EUROCONTROL Agency has recently submitted information papers to EUROCONTROL s Air Navigation Services Board and to the European Commission

More information

Relevant reporting requirements in each EEA States will also have to be checked.

Relevant reporting requirements in each EEA States will also have to be checked. UK FRC communication on possible no deal Brexit On 21 February 2019, the UK FRC issued a communication for accountants and auditors in case of a no-deal Brexit exit. It sets out important issues to consider

More information

Fee Information Document

Fee Information Document Information Document Structure: JSC "Rietumu Banka" Account Name: Account Date: 30.11.2018 16:48:19 Service ACCOUNT OPENING Opening and closing of a multicurrency current account MAINTENANCE Maintenance

More information

Starting a branch ESTABLISHMENT GUIDE

Starting a branch ESTABLISHMENT GUIDE Starting a branch ESTABLISHMENT GUIDE Business Sweden, April 2018 STARTING A BRANCH ESTABLISHMENT GUIDE A foreign-based company can begin business activities in Sweden without opening a subsidiary by starting

More information

Purpose of this form. If you are an Appointed Representative ( AR ) then this form must be completed by the sponsoring firm on your behalf.

Purpose of this form. If you are an Appointed Representative ( AR ) then this form must be completed by the sponsoring firm on your behalf. FIRM NAME: FRN: Passporting Notification of intention to provide cross border services in another EEA state INSURANCE DISTRIBUTION DIRECTIVE (SUP 13 Annex 5R Notification under SUP 13.5.2R) Purpose of

More information

Macroeconomic scenarios for skill demand and supply projections, including dealing with the recession

Macroeconomic scenarios for skill demand and supply projections, including dealing with the recession Alphametrics (AM) Alphametrics Ltd Macroeconomic scenarios for skill demand and supply projections, including dealing with the recession Paper presented at Skillsnet technical workshop on: Forecasting

More information

Learn more about Thresholds

Learn more about Thresholds Learn more about Thresholds VAT registration: Threshold VAT registration thresholds 1.1. Overview of local VAT threshold Local VAT registration thresholds were designed to reduce the administrative burden

More information

Medicines for Europe (MFE) HCP/HCO/PO Disclosure Transparency Requirements. Samsung Bioepis Methodology Note

Medicines for Europe (MFE) HCP/HCO/PO Disclosure Transparency Requirements. Samsung Bioepis Methodology Note Medicines for Europe (MFE) HCP/HCO/PO Disclosure Transparency Requirements Samsung Bioepis Methodology Note 1 Contents 1. Overview of the MFE Requirements 2. Decisions 3. Submission Requirements 4. Categories

More information

Trends in the European Investment Fund Industry. in the First Quarter of 2017

Trends in the European Investment Fund Industry. in the First Quarter of 2017 Quarterly Statistical Release June 2017, N 69 This release and other statistical releases are available on Efama s website (www.efama.org) Trends in the European Investment Fund Industry in the First Quarter

More information

Consumer Credit. Introduction. June, the 6th (2013)

Consumer Credit. Introduction. June, the 6th (2013) Consumer Credit in Europe at end-2012 Introduction Crédit Agricole Consumer Finance has published its annual survey of the consumer credit market in 27 European Union countries (EU-27) for the sixth year

More information

Burden of Taxation: International Comparisons

Burden of Taxation: International Comparisons Burden of Taxation: International Comparisons Standard Note: SN/EP/3235 Last updated: 15 October 2008 Author: Bryn Morgan Economic Policy & Statistics Section This note presents data comparing the national

More information

PUBLIC PROCUREMENT INDICATORS 2011, Brussels, 5 December 2012

PUBLIC PROCUREMENT INDICATORS 2011, Brussels, 5 December 2012 PUBLIC PROCUREMENT INDICATORS 2011, Brussels, 5 December 2012 1. INTRODUCTION This document provides estimates of three indicators of performance in public procurement within the EU. The indicators are

More information

EU Pension Trends. Matti Leppälä, Secretary General / CEO PensionsEurope 16 October 2014 Rovinj, Croatia

EU Pension Trends. Matti Leppälä, Secretary General / CEO PensionsEurope 16 October 2014 Rovinj, Croatia EU Pension Trends Matti Leppälä, Secretary General / CEO PensionsEurope 16 October 2014 Rovinj, Croatia 1 Lähde: World Bank 2 Pension debt big (implicit debt, % of GDP, 2006) Source:Müller, Raffelhüschen

More information

JOINT STATEMENT. The representatives of the governments of the Member States, meeting within the Council of

JOINT STATEMENT. The representatives of the governments of the Member States, meeting within the Council of JOINT STATEMENT The representatives of the governments of the Member States, meeting within the Council of the EU, and The Swiss Federal Council, Have drawn up the following Joint Statement on company

More information

DPD CLASSIC (Slovenia) Slovenia 6,00 7,00 10,00 11,00 12,00 13,00 14,00 16,00 18,00 DPD CLASSIC - PARCEL DELIVERY TO THE EU

DPD CLASSIC (Slovenia) Slovenia 6,00 7,00 10,00 11,00 12,00 13,00 14,00 16,00 18,00 DPD CLASSIC - PARCEL DELIVERY TO THE EU Parcel delivery in Slovenia DPD CLASSIC (Slovenia) Area up to up to up to up to 1 up to up to 2 up to 31. up to 40 kg up to 50 kg Slovenia 6,00 7,00 10,00 11,00 12,00 13,00 14,00 18,00 Prices are in EUR

More information

InnovFin SME Guarantee

InnovFin SME Guarantee InnovFin SME Guarantee Implementation Update Reporting date: 30/09/2017 Disclaimer This presentation contains general information about the implementation results of InnovFin SME Guarantee, a facility

More information

Economic and Social Council

Economic and Social Council United Nations ECE/MP.PP/WG.1/2011/L.7 Economic and Social Council Distr.: Limited 25 November 2010 Original: English Economic Commission for Europe Meeting of the Parties to the Convention on Access to

More information

Trends in the European Investment Fund Industry. in the Third Quarter of 2018

Trends in the European Investment Fund Industry. in the Third Quarter of 2018 Quarterly Statistical Release December 2018 N 75 This release and other statistical releases are available on Efama s website (www.efama.org) Trends in the European Investment Fund Industry in the Third

More information

Lithuania: in a wind of change. Robertas Dargis President of the Lithuanian Confederation of Industrialists

Lithuania: in a wind of change. Robertas Dargis President of the Lithuanian Confederation of Industrialists Lithuania: in a wind of change Robertas Dargis President of the Lithuanian Confederation of Industrialists 2017 06 15 Lithuanian Confederation of Industrialists - the largest business organisation in Lithuania

More information

The Architectural Profession in Europe 2012

The Architectural Profession in Europe 2012 The Architectural Profession in Europe 2012 - A Sector Study Commissioned by the Architects Council of Europe Chapter 2: Architecture the Market December 2012 2 Architecture - the Market The Construction

More information

TAXATION OF TRUSTS IN ISRAEL. An Opportunity For Foreign Residents. Dr. Avi Nov

TAXATION OF TRUSTS IN ISRAEL. An Opportunity For Foreign Residents. Dr. Avi Nov TAXATION OF TRUSTS IN ISRAEL An Opportunity For Foreign Residents Dr. Avi Nov Short Bio Dr. Avi Nov is an Israeli lawyer who represents taxpayers, individuals and entities. Areas of Practice: Tax Law,

More information

Measuring financial protection: an approach for the WHO European Region

Measuring financial protection: an approach for the WHO European Region Division of Health Systems and Public Health WHO Regional Office for Europe Measuring financial protection: an approach for the WHO European Region Jon Cylus WHO Barcelona Office for Health Systems Strengthening

More information

Cross-border mergers and divisions

Cross-border mergers and divisions Cross-border mergers and divisions Cross-border mergers and divisions Consultation by the European Commission, DG MARKT INTRODUCTION Preliminary Remark The purpose of this questionnaire is to collect information,

More information

Payable tax credits (PTC)

Payable tax credits (PTC) Payable tax credits (PTC) 1. What are payable tax credits? Treatment in ESSPROS and in National Accounts In ESSPROS, fiscal benefits are defined as social protection provided in the form of tax breaks

More information

AIB - CEBS Stress Test. 23rd July 2010

AIB - CEBS Stress Test. 23rd July 2010 AIB - CEBS Stress Test 23rd July 2010 Allied Irish Banks, p.l.c. ("AIB") [NYSE: AIB] welcomes today s earlier announcements of the EU-wide stress testing exercise co-ordinated by the Committee of European

More information

Audit guidelines Mini One-Stop Shop for telecom, broadcasting and electronic services

Audit guidelines Mini One-Stop Shop for telecom, broadcasting and electronic services 24 June 2014 Indirect Tax Alert VAT no. 524 Audit guidelines Mini One-Stop Shop for telecom, broadcasting and electronic services Audit guidelines Mini One-Stop Shop for telecom, broadcasting and electronic

More information

2019 Capital and Business Planning process. Jon Hancock Director, Performance Management (PMD) +44 (0)

2019 Capital and Business Planning process. Jon Hancock Director, Performance Management (PMD) +44 (0) Market Bulletin Ref: Y5176 Title 2019 Capital and Business Planning process Purpose To update managing agents on the 2019 syndicate business planning process and timetable for all syndicates. Type Scheduled

More information

Injury indicators: challenges of country-level comparison Rupert Kisser, EuroSafe

Injury indicators: challenges of country-level comparison Rupert Kisser, EuroSafe Injury indicators: challenges of country-level comparison Rupert Kisser, EuroSafe European seminar Injury data for effective and innovative safety promotion, 9 November 2016 No details, please! Injuries

More information

Maintaining Adequate Protection in a Fiscally Constrained Environment Measuring the efficiency of social protection systems

Maintaining Adequate Protection in a Fiscally Constrained Environment Measuring the efficiency of social protection systems Maintaining Adequate Protection in a Fiscally Constrained Environment Measuring the efficiency of social protection systems May 27, 2013 Brussels, Belgium Ramya Sundaram. rsundaram@worldbank.org The World

More information

European Federation of Pharmaceutical Industries and Associations (EFPIA) HCP/HCO Disclosure Transparency Requirements Methodology Note for Shire

European Federation of Pharmaceutical Industries and Associations (EFPIA) HCP/HCO Disclosure Transparency Requirements Methodology Note for Shire European Federation of Pharmaceutical Industries and Associations (EFPIA) HCP/HCO Disclosure Transparency Requirements Methodology Note for Shire Contents 1. Overview of the EFPIA Requirements... 3 2.

More information

Courthouse News Service

Courthouse News Service 14/2009-30 January 2009 Sector Accounts: Third quarter of 2008 Household saving rate at 14.4% in the euro area and 10.7% in the EU27 Business investment rate at 23.5% in the euro area and 23.6% in the

More information

Second SHA2011-based pilot data collection 2014

Second SHA2011-based pilot data collection 2014 EUROPEAN COMMISSION EUROSTAT Directorate F: Social statistics Unit F-5: Education, health and social protection DOC 2013-PH-06 Annex 3 Second SHA2011-based pilot data collection 2014 Item 6.2.3 of the

More information

Reporting practices for domestic and total debt securities

Reporting practices for domestic and total debt securities Last updated: 27 November 2017 Reporting practices for domestic and total debt securities While the BIS debt securities statistics are in principle harmonised with the recommendations in the Handbook on

More information

in this web service Cambridge University Press

in this web service Cambridge University Press PART I 1 Community rules applicable to the incorporation and capital of public limited liability companies dirk van gerven NautaDutilh I II III IV V VI VII VIII IX X XI XII Introduction Application Scope

More information

FY18 Campaign Terms. CAMPAIGN AGREEMENT ( Campaign Agreement ) FOR CEE DYNAMICS 365 CSP CAMPAIGN ( Program )

FY18 Campaign Terms. CAMPAIGN AGREEMENT ( Campaign Agreement ) FOR CEE DYNAMICS 365 CSP CAMPAIGN ( Program ) 1. PROGRAM OVERVIEW CAMPAIGN AGREEMENT ( Campaign Agreement ) FOR CEE DYNAMICS 365 CSP CAMPAIGN ( Program ) OFFERED BY MIOL (MICROSOFT EOC) ( Microsoft ) and/or OFFERED BY MS Subsidiary ( Microsoft ) Microsoft

More information

International Services tariff

International Services tariff International Services tariff Contents International Services Sending money abroad 1 International payments 1 Receiving money from abroad 1 Cut-off times and exchange rates 2 BIC and IBAN two numbers you

More information

STAT/12/ October Household saving rate fell in the euro area and remained stable in the EU27. Household saving rate (seasonally adjusted)

STAT/12/ October Household saving rate fell in the euro area and remained stable in the EU27. Household saving rate (seasonally adjusted) STAT/12/152 30 October 2012 Quarterly Sector Accounts: second quarter of 2012 Household saving rate down to 12.9% in the euro area and stable at 11. in the EU27 Household real income per capita fell by

More information

Online Insurance Europe: BEST PRACTICES & TRENDS

Online Insurance Europe: BEST PRACTICES & TRENDS Online Insurance Europe: S & TRENDS NEW EDITION 2015 Your Benefits EUROPE S S & TRENDS: The first and only analysis of the current online insurance best practices in all of Europe. Over 100 best practices,

More information