NAHB Members Continue to Enroll to Receive Increased Discounts through GM NAHB Private Offer Continues and Business Owners Can Now Save $1000

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1 December 8, 2015 NAHB Members Continue to Enroll to Receive Increased Discounts through 2016 Visit and register to save 2% on your Lowe's Accounts Receivable purchases made now through 12/31/ Plus, s ave 5% every day when you use your Low e's Ac count Receivable*. And NAHB Members receive free delivery on purchases of $500 or more**. * Offer is not automatic, see store for details. **Exclusions and standard delivery rules apply, discount taken at time of purchase, see store for details. +Exclusions apply, discount taken at time of statement, see LoweForPros.com/NAHB or call for details. GM NAHB Private Offer Continues and Business Owners Can Now Save $1000 We're pleased to extend to NAHB members a private offer 1 of $500 toward the purchase or lease of most new GM vehicles. NAHB members who are business owners can now qualify for up to $1,000 and also add on incentives from the National Fleet Purchase Program 2 and Business Choice 3 to get the best value on vehicles that run your business. To get this offer just visit your local dealer, choose an eligible GM vehicle, and present your NAHB proof of membership form. How it works: 1. Get your NAHB proof of membership form at 2. Bring form to your GM dealer and mention this private offer. 3. At time of purchase or lease, present your NAHB proof of membership. For private offer details, visit 1 Private offer amount varies by model. $500 offer for retail deliveries and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible 2014, and 2015 model-year vehicles. Customer must take delivery by 1/4/16. Not compatible with other private offers. Not valid on prior purchases. Compatible with many current incentives. Incentives are subject to change without notice. Excludes Buick Regal, Chevrolet Corvette, Sonic, Spark, SS, Volt, all Cadillac models. FAN number required. See dealer for complete details. 2 Offer eligible for non-cap customers only through 1/4/16. See dealer for details. 3 To qualify, vehicle must be used in the dayto-day operation of the business and not solely for transportation purposes. Must provide proof of business. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties, and ordering, consult your dealer or visit gmbusinesschoice.com. Take delivery by 1/4/16.

2 Looking for affordable health insurance coverage? Marsh can help! Marsh, LLC (Marsh), the world's largest global insurance broker and risk management advisor, has collaborated with NAHB to give members exclusive access to affordable health care insurance coverage through the Health Insurance Services affinity program at Launching November 2, 2015 this secure website allows you and your family to shop for a range of benefits options from major medical, short-term medical, and Health Savings Account plans, to income protection, critical illness, dental, vision, life insurance (including term and whole policies), and accidental death and dismemberment plans. Use decision-support tools available on the site to compare plan options and costs. Then dial a toll-free number, or click online to receive a call to the number of your choice, to talk to a licensed counselor for personalized support. The counselor will answer your questions, walk you through your options, and hold your hand through the decision-making and benefits enrollment process. All plans offered through the Individual Exchange are compliant with the Affordable Care Act (ACA), and meet the requirements of the law's individual mandate (which states that most Americans must have health insurance coverage or pay a tax penalty). Open enrollment, your once a year opportunity to enroll in medical insurance coverage for 2016, begins November 1, 2015 and runs through January 31, If individuals do not enroll in coverage during the open enrollment window, they will have to wait until the fourth quarter of 2016 to enroll in medical coverage for Members, employees, and families can check out the health insurance solutions available by visiting or calling to speak with a licensed health insurance counselor. No time to set up a dependable retirement plan for your small business? Learning about the different types of retirement plans and setting one up can be a stressful and time consuming process. Small businesses often do not have employees committed to these types of financial services and this burden most likely falls upon you, the owner. At AXA Equitable, we know that the opportunity cost of learning about retirement on your own is impractical. Because of this, we have made the learning process as easy and seamless as possible through our turnkey offerings. These turnkey offerings include full service 401(k) plans, which include administrative, record keeping, and investment services, eliminating the need for third party support. We will also help you plan, design, and set up your personalized plan to ensure that you understand each step. Finally, we will keep an open line of communication throughout the life of the plan to help with any issues. We know your time is precious, but retirement can last upwards of years of your life 1. Lack of preparation can mean that all of your hard work was for naught. 1 Let us help you reap the rewards of a life's work. Call us at to speak with a Retirement Program specialist or visit us at to learn how you can start saving today.

3 About AXA Equitable AXA Equitable has been helping members of associations plan for an independent retirement for over 45 years. We are committed to delivering a comprehensive "bundled" service to NAHB members to help minimize the time needed to establish and manage a plan. There's a plan for every scenario, and it's important to know it can be changed to meet your retirement plan needs now and in the future. 1 MarketWatch. "Planning for Retirement? Plan to Live to 100." April 12, AXA Equitable Life Insurance Company (NY, NY) does not provide tax or legal advice. The retirement plan would be funded by an annuity contract issued and distributed by AXA Equitable Life Insurance Company, New York, NY. Annuities contain limitations and restrictions. For costs and complete details, contact a Retirement Program Specialist. AXA Equitable does not provide tax or legal advice. You should consult with your attorney and/or tax advisor before purchasing a contract. Please note that if you use an annuity contract to fund a qualified employer-sponsored retirement arrangement, you should do so for the annuity's features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit for the annuity. You may also want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement. GE-98669c (10/14) NAHB Welcomes the Gecko Protecting your assets is very important to you. After all, you have worked your whole life to obtain them. NAHB and GEICO are here to help. GEICO has over 75 years of industry experience and understands what you need from your insurer. GEICO and NAHB are proud to be working together to offer exceptional insurance products and a great savings opportunity for members of NAHB. As a member of NAHB, you could qualify for an exclusive discount on GEICO auto insurance. When you consider the fact that new GEICO policyholders report average annual savings of over $500, you could be saving a lot of money. But there's more to GEICO than just great rates. GEICO policyholders receive 24/7, professional, courteous service. When it comes to claim handling, GEICO is able to settle many claims within 48 hours of being reported, and sometimes a check can even be written on the spot. That's why GEICO customers report a 97% customer satisfaction rate. As a subsidiary of Warren Buffett's Berkshire Hathaway Inc, GEICO has the stability of a company you can trust. Savings, service, and reliability? They can all be yours. Visit or call and mention NAHB, for a simple, noobligation rate quote to see how much you could save with your exclusive member discount. GEICO can also help you obtain competitive rates on homeowner's, condo, motorcycle and more insurance coverage. Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. Average savings amount based on national GEICO New Policyholder survey data through March GEICO is the secondlargest private passenger auto insurer in the United States according to the 2013 A.M. Best market share report, published April Customer satisfaction based on an independent study conducted by Alan Newman Research, Homeowners, condo and renters coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company.

4 Cool Weather = Hot Deals on Car Rentals from Hertz Traveling soon? Let Hertz help you hit the road with a new travel offer just for NAHB members. Use your year-round NAHB discount code (CDP# 51046) to save up to 20% on car rentals plus add on to the following limitedtime offer: Save up to an EXTRA $30 OFF on most car classes by combining PC# with your NAHB discount code CDP# Offer is valid for vehicle pick up now through 1/31/16. See offer for terms and conditions. Book Now>> Whether you are renting for leisure or business, in your neighborhood or around the world, Hertz helps NAHB members enjoy faster reservations and rentals, with a great selection of vehicles to choose from. To book now, visit or call and mention your NAHB CDP# Discover Knowledge at The Bookstore NAHB BuilderBooks & the National Kitchen & Bath Association have teamed up to offer you hundreds of essential publications for building your business. Several new titles will be available to help members and show attendees build their business including: 2015 Home Builders' Jobsite Codes Cost of Doing Business Study, 2016 Edition Residential Construction Performance Guidelines, Fifth Edition And More These and other publications are available at The Bookstore, Central Concourse, January The Bookstore will open daily 8:00-5:00 pm. NAHB BuilderBooks will provide a recycled tote with every purchase. NAHB BuilderBooks has coordinated a variety of events and giveaways including: Estimating Software Demos and More Check out NAHB's new estimating software from ProEst, NAHB's contracts and ebooks. Get special discounts. Free UPS Shipping Books will be shipped for free when you make a purchase at The Bookstore. See the complete Rules & Restrictions at The Bookstore. Win Free 2017 IBS Registration Win a free 2017 IBS registration by completing the entry form found in the IBS Passport. Win a $500 Lowe's Gift Card

5 Enter each day by 3:00 pm for a chance to win a $500 Lowe's gift card, courtesy of Lowe's. Hit it to Win It! Complete game rules are available at the Bookstore. The "Bar" at The Design & Construction Week Check out what's on tap so you can get a burst of energy! Visit the "Bar" at The Bookstore. You don't want to miss it. Free with purchase. While supplies last. Make The Design & Construction Week Your Destination NAHB Member Advantage Discounts NAHB Member Advantage gives members an easy way to reduce expenses, maximize profits and increase efficiency. Through agreements with leading national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees and family. In the past year, members have saved over $12M through Member Advantage. For the most up-to-date information about which companies are offering discounts as well as detailed information on how to access the savings, please visit

24/7 service. You could save15% or more on car insurance. Mamá always said: Find someone to take care of you. She d love GEICO.

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