CENTRALBANK OF MYANMAR THAW KA NYEIN FINANCIALINSTITUTIONS SUPERVISION DEPARTMENT
|
|
|
- Julius Johnson
- 5 years ago
- Views:
Transcription
1 CENTRALBANK OF MYANMAR THAW KA NYEIN FINANCIALINSTITUTIONS SUPERVISION DEPARTMENT
2 CBM Section 68 and FILSection 91 For the purpose of financial stability, the Central Bank shall be responsible for issuing licence, withdrawing licence, inspecting, supervising and regulating financial institutions, and may give such directions as may be necessary to ensure solvency and soundness of such institutions. The Central Bank shall cause an on-site examination to be made of each bank at internals not exceeding two years.
3 ROLES AND RESPONSIBILITIES OFDEPARTMENTS Financial Institutions Supervision Department(FISD) Banking Regulation and Anti-money Laundering Department(FIR) ACCOUNTS DEPARTMENT Payments and Settlement Department Financial Market Department Foreign Exchange Management Department(FEMD)
4 SUPERVISION SCOPEUNDERFISD 4 State-owned Banks 24 Private Banks 13 Foreign Banks Branches 25 Finance Companies Central Bank of Myanmar Supervision Scope 48Representative Offices
5 LAWS AND REGULATIONS GOVERNING THEFINANCIALINSTITUTIONS Laws Foreign Exchange Management Law (August 2012) Central Bank of Myanmar Law (July 2013) Financial Institutions Law ( January 2016) Regulation Microfinance Bank Construction Bank Farmer Development Bank AML/ CFT Mobile Financial Services Liquidity Ratio Capital Adequacy Ratio Assets Classification and Provisioning Large Exposure Directives / Instructions AML/ CFT Risk Based Management Guidance Directive for the CDD Measures Net Open Position Credit Risk Management Dividends Revaluation on Fixed Assets
6 Financial Positions Net Open Position in foreign currencies Liquidity Position Branch number, Deposits, Loans, Income, Expenditure, Cash, CBM Net open positions by USD, EUR, SGD and all other currencies and aggregate net open position Liquid assets and volatile liabilities by category and by USD, EUR, SGD, all other currencies and in aggregate Daily Daily Weekly (Notification No. (19/2017) Balance sheet Income statement Capital Adequacy Report (Notification No. (16/2017) Balance sheet items and total of off-balance sheet business. Income and expenses by currency, interest/non-interest, credit provisions, revaluation gains/losses Composition of capital, RWAs by risk weighting category, capital ratios Monthly Monthly Monthly Asset classification and Listing of all NPLs, showing name, date of classification, interest in suspense, amount of provisions etc. Monthly (Notification No. (18/2017) Large exposures (Notification No. (17/2017) All large exposures over 10% of core capital with amount, days past due, nature and value of collateral, sector, % of total capital etc. Quarterly Loans by sector and security type Total loans by sectoral classification (11 sectors) and type of security (7 types, including land and buildings, gold, mortgages and other) Quarterly Annual financial statements Audited financial statements and auditor s report Annually
7 EXAMINATIONS OFFINANCIAL INSTITUTIONS Quarterly 5 Large Banks Semi-annually 5 Medium Banks Annually 5 Small Banks / 9 Specialized Banks 13 Foreign Banks 25 Finance Companies
8 CAMELRating : CAPITALADEQUACY ASSET QUALITY MANAGEMENT EARNINGS LIQUIDITY FINANCIAL OPERATIONAL MANAGEMENT
9 Sources of Information for CAMELRating Onsite Findings Financial Returns Liquidity Ratio Analysis Capital Adequacy Ratio Analysis Trend Analysis Capital and Earning Internal Audit Report External Audit Report BOD Minutes Other External Sources Meeting with Management
10 CAMELProvisions Strong performance, sound management, no cause forsupervisory concern Fundamentally sound, compliance with regulations, stable, limited supervisory needs Weakness in one or more components, unsatisfactory practices, weak performance butlimited concernforfailure Serious financial and management deficiencies and unsound practices. Need close supervisionand remedial action. Externally unsafe practices and conditions, deficiencies beyound management control. Failure ishighly probable and outside financial assiatance need.
11 CAPITAL TOTALRISK-BASED CAPITAL/ RISK-WEIGHTED ASSETS (REGULATORY CAP) TIER1 RISK-BASED CAPITAL/ RISK-WEIGHTED ASSETS(TIER1) TIER1 LEVERAGECAPITAL/ AVERAGETOTALASSETS (TO CALCULATE) Asset NPL/ Regulatory capital (tier 1+2) NPL/ total assets ( no deduct AEG) NPL/ gross loans Liquidity Broad Liquidity Index Quick Liquidity Index
12 CAMELRATING CHART Current Examination Prior Examination Prior Examination ExamDate: Composite Rating: Component Ratings: Capital Asset Quality Management Earnings Liquidity Examiner-in-Charge
13 BANKING SECTORGROWTH 35, 000, , 000, , 000, , 000, , 000, , 000, ,0 00, Priv ate B anks Forei gn Banks Assets De posits Loans
14 THANK YOU ALL
DIRECTIVE NO.DO2-93/MCR MINIMUM CAPITAL RATIOS FOR BANKS
DIRECTIVE NO.DO2-93/MCR MINIMUM CAPITAL RATIOS FOR BANKS Arrangement of Sections PART I Preliminary 1. Short Title 2. Authorization 3. Application 4. Interpretations PART II Statement of Policy 1. Objectives
DIRECTIVE NO. DO2A-93/MCR MINIMUM CAPITAL RATIOS FOR FINANCIAL INSTITUTIONS
DIRECTIVE Arrangement of Sections NO. DO2A-93/MCR MINIMUM CAPITAL RATIOS FOR FINANCIAL INSTITUTIONS PART I Preliminary 1. Short Title 2. Authorization 3. Application 4. Interpretations PART II Statement
St. Vincent and the Grenadines. International Financial Services Authority. Statement of Guidance. Capital Adequacy
St. Vincent and the Grenadines International Financial Services Authority Statement of Guidance Capital Adequacy 1. Statement of Objectives To provide guidance to international banks on their obligations
SUPERVISION PROFILE EASTERN CARIBBEAN CENTRAL BANK (ECCB)
SUPERVISION PROFILE EASTERN CARIBBEAN CENTRAL BANK (ECCB) 1. (a) SUPERVISORY AGENCY Eastern Caribbean Central Bank (ECCB) (b) CATEGORIES OF FINANCIAL INSTITUTIONS FOR WHICH IT HAS REGULATORY OVERSIGHT
Basel III Disclosure (Consolidated)
Basel III Disclosure (Consolidated) FISCAL 2016 Mitsubishi UFJ Financial Group Table of contents Basel III Disclosure (Consolidated) Group Business Management 3 Basel III Data (Consolidated) 7 SCOPE OF
FOREIGN CURRENCY EXPOSURE LIMITS. Arrangement of Sections. PART I Preliminary. PART II Statement of Policy
RESERVE BANK OF MALAWI DIRECTIVE NO. DO1-97/FX FOREIGN CURRENCY EXPOSURE LIMITS Arrangement of Sections 1. Short Title 2. Authorisation 3. Application 4. Definitions Objectives PART I Preliminary PART
Basel III Disclosure FISCAL 2015
Basel III Disclosure FISCAL 2015 CONTENTS Group Business Management 3 Basel III Data (Consolidated) 8 SCOPE OF CONSOLIDATION 8 COMPOSITION OF EQUITY CAPITAL 10 CAPITAL ADEQUACY 24 CREDIT RISK 26 CREDIT
AML/CFT IMPLEMENTATION IN THE ESAAMLG REGION
AML/CFT IMPLEMENTATION IN THE ESAAMLG REGION P R E S E N T A T I O N A T A C G C C R O U N D T A B L E O N I M P R O V I N G T H E R E G U L A T I O N O F S O M A L I R E M I T T A N C E S H I L T O N
RESERVE BANK OF MALAWI DIRECTIVE NO. RI05-08/MC&SRR. MINIMUM CAPITAL AND SOLVENCY REQUIREMENTS FOR REINSURERS Arrangement of Sections
RESERVE BANK OF MALAWI DIRECTIVE NO. RI05-08/MC&SRR MINIMUM CAPITAL AND SOLVENCY REQUIREMENTS FOR REINSURERS Arrangement of Sections SECTION 1. Short Title 2. Authorization 3. Application 4. Interpretations
Banking and Financial Institutions (Prompt Corrective Action) ARRANGEMENT OF REGULATIONS PART I PRELIMINARY PROVISIONS PART II CORRECTIVE ACTIONS
GOVERNMENT NOTICE No. 372 published on 12/12/2008 THE BANKING AND FINANCIAL INSTITUTIONS (PROMPT CORRECTIVE ACTION) REGULATIONS, 2008 ARRANGEMENT OF REGULATIONS Regulation Title PART I PRELIMINARY PROVISIONS
Basel III Disclosure. Interim Fiscal Scope of Consolidation 2. Composition of Equity Capital 4. Capital Adequacy 15.
Basel III Disclosure Interim Fiscal 2013 Basel III Data (MUFG, Consolidated) Scope of Consolidation 2 Composition of Equity Capital 4 Capital Adequacy 15 Credit Risk 17 Credit Risk Mitigation 30 Derivative
Basel III Data (Consolidated)
Basel III Data (Consolidated) Fiscal 2012 Contents Scope of Consolidation 30 Composition of Equity Capital 32 Capital Adequacy 43 Credit Risk 45 Credit Risk Mitigation 58 Derivative Transactions and Long
DEPOSIT-TAKING MICROFINANCE INSTITUTIONS
BANK SUPERVISION DIVISION PRUDENTIAL STANDARDS No. 02-2016/BSD: DEPOSIT-TAKING MICROFINANCE INSTITUTIONS November 2016 Table of Contents PREFACE... 4 INTRODUCTION AND OBJECTIVES... 6 LICENSING REQUIREMENTS
SUPERVISION PROFILE BANK OF GUYANA. 1 (b) CATEGORY/IES OF FINANCIAL INSTITUTIONS FOR WHICH IT HAS REGULATORY OVERSIGHT
SUPERVISION PROFILE BANK OF GUYANA 1 (a) NAME OF SUPERVISORY AGENCY Bank of Guyana 1 (b) CATEGORY/IES OF FINANCIAL INSTITUTIONS FOR WHICH IT HAS REGULATORY OVERSIGHT SUPERVISORY AGENCY Bank of Guyana CATEGORY
Basel III Data (Consolidated)
Basel III Data (Consolidated) INTERIM FISCAL 2015 CONTENTS SCOPE OF CONSOLIDATION 3 COMPOSITION OF EQUITY CAPITAL 5 CAPITAL ADEQUACY 19 CREDIT RISK 21 CREDIT RISK MITIGATION 39 DERIVATIVE TRANSACTIONS
General Information and Guidelines for Licence Applications
The Central Bank of The Bahamas General Information and Guidelines for Licence Applications For Banking and/or Trust Companies Please submit all required documents to: The Bank Supervision Department The
KENYA GAZETTE SUPPLEMENT
SPECIAL ISSUE Kenya Gazette Supplement No. 169 (Acts No. 41), _..11111r001712 70,11. REPUBLIC OF KENYA KENYA GAZETTE SUPPLEMENT ACTS, 2013 NAIROBI, 2nd December, 2013 CONTENT Act PAGE The Microfinance
National Bank of Romania s experience in dealing with the NPLs challenge
June 15 th, 2016 National Bank of Romania s experience in dealing with the NPLs challenge Florin Georgescu First Deputy Governor REGIONAL HIGH-LEVEL WORKSHOP ON NPLs RESOLUTION CONTENTS I. Romanian banking
Addressing Risks And Promoting Financial Stability: The Case Of Vietnam Bui Van Hai et. al. (State Bank of Vietnam)
Addressing Risks And Promoting Financial Stability: The Case Of Vietnam Bui Van Hai et. al. (State Bank of Vietnam) This paper aims to provide the understanding of the financial stability framework in
Financial Stability Report 2016
Financial Stability Report 2016 Financial Stability in Times of Economic Uncertainty June 13 th, 2017 PRESENTATION FLOW 1 Assessing Resilience in the Domestic Financial System 2 3 Promoting Financial Stability
POLICY STATEMENT ON THE PRUDENTIAL ASPECTS OF BANK LIQUIDITY POLICY STATEMENT
POLICY STATEMENT ON THE PRUDENTIAL ASPECTS OF BANK LIQUIDITY POLICY STATEMENT PRUDENTIAL ASPECTS OF BANK LIQUIDITY 1) INTRODUCTION 1.1 The Reserve Bank of Malawi (RBM) regards the maintaining of an adequate
Basel III Disclosure (Consolidated)
Basel III Disclosure (Consolidated) INTERIM FISCAL 2016 Mitsubishi UFJ Financial Group Table of contents Basel III Disclosure (Consolidated) SCOPE OF CONSOLIDATION 03 COMPOSITION OF EQUITY CAPITAL 05 CAPITAL
Office of Material Loss Reviews Report No. MLR Material Loss Review of Great Basin Bank of Nevada, Elko, Nevada
Office of Material Loss Reviews Report No. MLR-10-008 Material Loss Review of Great Basin Bank of Nevada, Elko, Nevada December 2009 Executive Summary Why We Did The Audit Material Loss Review of Great
Nevis Financial Services (Regulation & Supervision) Department Guidelines on the establishment of an International Bank in Nevis
OVERVIEW An international bank can be established in Nevis under the Nevis International Banking Ordinance, 2014 ( NIBO ). This is the legislation that governs the operation of international banks conducting
THE BANKS AND TRUST COMPANIES REGULATION ACT 2000 (No. 38 of 2000)
THE BANKS AND TRUST COMPANIES REGULATION ACT 2000 (No. 38 of 2000) THE BANKS AND TRUST COMPANIES (LICENCE APPLICATION) (No.1) REGULATIONS, 2001 (Sections 4(2) and 20) SI. No. 75 of 2001 - The Governor
Basel III Information
Basel III Information Capital Ratio Information (Consolidated) Sumitomo Mitsui Financial Group, Inc. and Subsidiaries The consolidated capital ratio is calculated using the method stipulated in Standards
QUARTERLY BANKING SECTOR REPORT 30 SEPTEMBER 2017 BANK SUPERVISION DIVISION
QUARTERLY BANKING SECTOR REPORT 30 SEPTEMBER 2017 BANK SUPERVISION DIVISION 1 EXECUTIVE SUMMARY 1.1 The banking sector remained stable during the period under review on the back of adequate capitalization,
THE FRAMEWORK OF SUPERVISION FOR FINANCIAL INSTITUTIONS
THE FRAMEWORK OF SUPERVISION FOR FINANCIAL INSTITUTIONS BANKING SUPERVISION UNIT TABLE OF CONTENTS 1.0.0 INTRODUCTION... 1 2.0.0 REGULATED ENTITIES... 1 3.0.0 THE BANKING SUPERVISION UNIT... 2 3.1.0 OBJECTIVES...
CIMA s Role and Functions
Cayman Islands Monetary Authority ( CIMA ) CIMA s Role and Functions Presentation to IMAC on 19 April 2016 A brief history of CIMA and its legal basis: Formed on 1 January 1997, by amalgamation of the
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) ) ) ) ) ) ) ) ) )
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. IN THE MATTER OF SHINHAN BANK AMERICA NEW YORK, NEW YORK (INSURED STATE NONMEMBER BANK CONSENT ORDER FDIC-16-0237b The Federal Deposit Insurance Corporation
Corporate Data As of September 30, 2005
Corporate Data As of September 30, 2005 Date of Establishment October 19, 1895 Head Office 23, Tohriyoko-cho, Numazu, Shizuoka, Japan Number of Branches and Offices Domestic: 119 Paid-in Capital 30,043
Basel III Information
Basel III Information Capital Ratio Information (Consolidated) Sumitomo Mitsui Financial Group, Inc. and Subsidiaries The consolidated capital ratio is calculated using the method stipulated in Standards
KRUNG THAI BANK PUBLIC COMPANY LIMITED
KRUNG THAI BANK PUBLIC COMPANY LIMITED Basel II Pillar III Disclosure Risk Management & Compliance Group Page 1 of 24 Basel II Pillar III Disclosures Krung Thai Bank PCL has applied the Basel II Standardised
THE FRAMEWORK OF SUPERVISION OF INSURANCE AND REINSURANCE COMPANIES
THE FRAMEWORK OF SUPERVISION OF INSURANCE AND REINSURANCE COMPANIES INSURANCE & PENSIONS SUPERVISION UNIT 1 TABLE OF CONTENTS 1. INTRODUCTION... 3 2. REGULATED ENTITIES... 3 3. THE INSURANCE AND PENSIONS
Sacco Regulation in Kenya. By Emmans Otadoh National Treasurer
Sacco Regulation in Kenya By Emmans Otadoh National Treasurer Presentation Outline Regulators in the financial sector in Kenya Africa Sacco Statistics Kenyan Sacco Statistics Sacco Regulations in Africa
Summary of the Bank and its Subsidiaries Operating Results For the Quarter and the Nine Months Ended September 30, 2014
1 Summary of the Bank and its Subsidiaries Operating Results For the Quarter and the Nine Months Ended September 30, Bangkok Bank and its subsidiaries have reported a consolidated net profit of Baht 9.6
ASSET CLASSIFICATION, PROVISIONING AND SUSPENSION OF INTEREST
FINANCIAL INSTITUTIONS COMMISSION PRUDENTIAL REGULATION FIC-PR-02 ASSET CLASSIFICATION, PROVISIONING AND SUSPENSION OF INTEREST Arrangement of Paragraphs PARAGRAPH 1. Short Title 2. Authorization 3. Application
Banking Conditions in Minnesota and the Twin Cities First Quarter Ron Feldman Executive Vice President Federal Reserve Bank of Minneapolis
1 Banking Conditions in Minnesota and the Twin Cities First Quarter 216 Ron Feldman Executive Vice President Federal Reserve Bank of Minneapolis 1 2 Our Forecast for 216 A generally flat year for MN and
Keplero Holdings Limited
DISCLOSURES IN ACCORDANCE WITH THE DIRECTIVE FOR THE CAPITAL REQUIREMENTS OF INVESTMENT FIRMS FOR THE YEAR ENDED 31 DECEMBER 2013 MAY 2014 CONTENTS GENERAL INFORMATION AND SCOPE OF APPLICATION... 3 RISK
INTERNAL BANK RATING CRITERIA BY THE BANKING AGENCY OF THE FEDERATION OF BOSNIA AND HERZEGOVINA
Based on Article 4, 9 and 25 of the Law on Banking Agency of Federation of Bosnia and Herzegovina (Official Gazette of the Federation of BiH No. 9/96, 27/98, 20/00, 45/00 and 58/02) in relation to Article
COMMENTARY. GROUP RESULTS for the six-month period ended 30 June 2016
COMMENTARY GROUP RESULTS for the six-month period ended 30 June 30 August TABLE OF CONTENTS Page 1. Fix and Build strategy is delivering results 3 2. Strategic targets and outlook 3-4 3. Results Overview
Group Audit Committee Terms of Reference
Group Audit Committee Terms of Reference Document Title: Group Audit Committee Terms of Reference Approved by Court: 27 July 2016 Review frequency: Annually BOIG Classification: Red Group Audit Committee
CAYMAN ISLANDS MONETARY AUTHORITY
CAYMAN ISLANDS MONETARY AUTHORITY To: All Licensees From: Cayman Islands Monetary Authority Date: September 2017 Supervisory Issues and Information Circular On-Site inspections and the use of Requirements
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) In the Matter of ) ) CITIZENS SA VIN GS BANK ) AND TRUST COMPANY ) NASHVILLE, TENNESSEE ) ) (Insured State Nonmember Bank) ) ---------------- )
BNP PARIBAS BANGKOK BRANCH 30 JUNE 2013
30 JUNE 2013 REGULATOR : Bank of Thailand VALIDATION DATE : 30 September 2013 Page 1 of 15 Index Page 1. Capital Structure 4 2. Capital adequacy 5 3. Risk Management 5 4. Credit risk disclosures 6 5. Market
Financial Stability in the Maldives
Financial Stability in the Maldives Country Paper SAARC Finance Governor s Symposium on the Financial Stability to be held in Kumarakom, Kerala during June 10 11 2011 1 Contents 1 Overview of the Economy...3
SEYCHELLES FINANCIAL INSTITUTIONS ACT, 2004 ARRANGEMENT OF SECTIONS PART I PRELIMINARY PART II - LICENCES
SEYCHELLES FINANCIAL INSTITUTIONS ACT, 2004 ARRANGEMENT OF SECTIONS PART I PRELIMINARY 1. Short title 2. Interpretation PART II - LICENCES 3. Licences 4. Activities 5. Application for licence 6. Granting
The South African Bank of Athens Limited. PILLAR 3 REGULATORY REPORT December 2016
The South African Bank of Athens Limited PILLAR 3 REGULATORY REPORT December 2016 CONTENTS Page Introduction 2 Capital management 3 Risk Management 7 Credit Risk 9 Market Risk 18 Interest Rate Risk 19
AML / CFT Anti-money laundering and countering financing of terrorism. Designated Business Group Formation Guideline Updated in December 2017
AML / CFT Anti-money laundering and countering financing of terrorism Designated Business Group Formation Guideline Updated in December 2017 Guideline to reporting entities on eligibility, formation, notification
BNP PARIBAS BANGKOK BRANCH 31 DECEMBER 2015
PILLAR 3 31 DECEMBER 2015 REGULATOR : Bank of Thailand VALIDATION DATE : March 21, 2016 Page 1 of 14 Index Page 1. Capital Structure 4 2. Capital adequacy 5 3. Risk Management 5 4. Credit risk disclosures
Attachment: References for formulating a list of countries/regions with higher risks of money
Appendix Guidance on Assessment of Money Laundering and Terrorism Financing Risks and Formulation of Related Control Programs by Futures Trust Enterprises and Managed Futures Enterprises 1. This Guidance
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. and STATE OF NORTH CAROLINA NORTH CAROLINA COMMISSIONER OF BANKS RALEIGH, NORTH CAROLINA
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. and STATE OF NORTH CAROLINA NORTH CAROLINA COMMISSIONER OF BANKS RALEIGH, NORTH CAROLINA ) In the Matter of ) ) MACON BANK, INC. ) CONSENT ORDER FRANKLIN,
BNP PARIBAS BANGKOK BRANCH 30 JUNE 2015
PILLAR 3 30 JUNE 2015 REGULATOR : Bank of Thailand VALIDATION DATE : July 2015 Page 1 of 15 Index Page 1. Capital Structure 4 2. Capital adequacy 5 3. Risk Management 5 4. Credit risk disclosures 6 5.
Pillar 3 Disclosure. Sumitomo Mitsui Trust Bank (Thai) Public Company Limited. March 31 st, Pillar 3 Disclosures 31 March 2018
Sumitomo Mitsui Trust Bank (Thai) Public Company Limited Pillar 3 Disclosure March 31 st, 2018 Sumitomo Mitsui Trust Bank (Thai) Public Company Limited 1 Contents 1. Scope of Application... 3 2. Capital...
AO UniCredit Bank. Consolidated Interim Condensed Financial Statements Six-Month Period Ended 30 June 2016 (unaudited)
Consolidated Interim Condensed Financial Statements Six-Month Period Ended () Contents STATEMENT OF MANAGEMENT S RESPONSIBILITIES FOR THE PREPARATION AND APPROVAL OF THE CONSOLIDATED INTERIM CONDENSED
HSBC USA INC. HSBC BANK USA, N.A. CHARTER OF THE COMPLIANCE AND CONDUCT COMMITTEE
I. Committee Purpose HSBC USA INC. HSBC BANK USA, N.A. CHARTER OF THE COMPLIANCE AND CONDUCT COMMITTEE The Compliance and Conduct Committee (the Committee ) is appointed by the Boards of Directors of HSBC
CONTENTS Page 1. Introduction 1 2. Scope of Application 1 3. Capital Capital Structure Capital Adequacy 5 4. Information Related to the
CONTENTS Page 1. Introduction 1 2. Scope of Application 1 3. Capital 2 3.1 Capital Structure 2 3.2 Capital Adequacy 5 4. Information Related to the Risks 11 4.1 Credit Risk 11 4.1.1 Credit Risk Management
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. and KANSAS OFFICE OF THE STATE BANK COMMISSIONER TOPEKA, KANSAS ) ) ) ) ) ) )
FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. and KANSAS OFFICE OF THE STATE BANK COMMISSIONER TOPEKA, KANSAS In the Matter of HILLCREST BANK OVERLAND PARK, KANSAS (Insured State Nonmember Bank)
BNP PARIBAS BANGKOK BRANCH 31 DECEMBER 2016
PILLAR 3 31 DECEMBER 2016 REGULATOR : Bank of Thailand VALIDATION DATE : 6 th April 2017 Page 1 of 14 Index Page 1. Capital Structure 4 2. Capital adequacy 5 3. Risk Management 6 4. Credit risk disclosures
ANNEX I. Form for the submission of a branch passport notification or a change in a branch particulars notification
NNEX I Form for the submission of a branch passport notification or a change in a branch particulars notification Where credit institutions notify changes in branch particular notifications to competent
TRADING POINT OF FINANCIAL INSTRUMENTS LTD RISK MANAGEMENT DISCLOSURES YEAR ENDED 31 DECEMBER 2017 APRIL 2018
TRADING POINT OF FINANCIAL INSTRUMENTS LTD RISK MANAGEMENT DISCLOSURES YEAR ENDED 31 DECEMBER 2017 APRIL 2018 According to Part Eight of Regulation (EU) No 575/2013 of the European Parliament and of the
CVR NO RISK REPORT 2013
CVR NO. 27 49 26 49 RISK REPORT 2013 INTRODUCTION The purpose of this risk report is to provide a description of 1) risk and capital management and 2) the composition of the capital base and risks in relation
Guidance on Assessment of Money Laundering and Terrorism Financing Risks and Formulation of Related Control Programs by Futures Commission Merchants
Appendix Guidance on Assessment of Money Laundering and Terrorism Financing Risks and Formulation of Related Control Programs by Futures Commission Merchants 1. This Guidance is established in accordance
Management Discussion and Analysis Risk Management
In 2014, in response to the new normal of China s economic and financial environment, the Bank adhered to risk appetite principles of stability, rationality and prudence, actively aligned with situational
The DFSA Rulebook. Authorised Market Institutions (AMI) AMI/VER16/06-14
The DFSA Rulebook Authorised Market Institutions (AMI) PART 1: INTRODUCTION... 1 1. APPLICATION, INTERPRETATION AND OVERVIEW... 1 1.1 Application... 1 PART 2: APPLICATION AND AUTHORISATION... 3 2. APPLICATION
The DFSA Rulebook. Auditor Module (AUD) AUD/VER3/02-17
The DFSA Rulebook Auditor Module (AUD) Contents The contents of this module are divided into the following chapters, sections and appendices: PART 1 INTRODUCTION... 1 1 APPLICATION AND DEFINITIONS... 1
RBI/FED/ /52 FED Master Direction No.1/ February 22, 2017
RBI/FED/2016-17/52 FED Master Direction No.1/2016-17 February 22, 2017 To All Authorised Persons who are Indian Agents under the Money Transfer Service Scheme Madam / Dear Sir, Master Direction Money Transfer
FINANCIAL SECTOR ASSESSMENT PROGRAM BANKING SUPERVISION AND REGULATION TECHNICAL NOTE
IMF Country Report No. 15/230 August 2015 SAMOA FINANCIAL SECTOR ASSESSMENT PROGRAM BANKING SUPERVISION AND REGULATION TECHNICAL NOTE This Technical Note on Banking Supervision and Regulation for Samoa
R E P U B L I C OF ALBANIA BANK OF ALBANIA SUPERVISORY COUNCIL REGULATION
R E P U B L I C OF ALBANIA BANK OF ALBANIA SUPERVISORY COUNCIL REGULATION On credit operation collaterals Decision No. 107, Dated 24. 12. 2003 This regulation is issued in compliance with and implementing
Fathom Wealth Management Advisors Ltd Risk Management Disclosures Year Ended 31 December 2016
Fathom Wealth Management Advisors Ltd Risk Management Disclosures Year Ended 31 December 2016 According to Directives DI144-2014-14 and DI144-2014-15 of the Cyprus Securities & Exchange Commission for
Consultation Paper on a Guide to the Central Bank s Ladder of Supervisory Intervention
Consultation Paper on a Guide to the Central Bank s Ladder of Supervisory Intervention Bank Supervision Department Publication Date: 11 th January 2017 Closing date for Comments: 9 th February, 2017 1
GUIDELINES FOR THE CORPORATE GOVERNANCE OF CREDIT UNIONS
SUPERVISORY AND REGULATORY GUIDELINES Guidelines Issued: 22 December 2015 GUIDELINES FOR THE CORPORATE GOVERNANCE OF CREDIT UNIONS 1. INTRODUCTION 1.1 The Central Bank of The Bahamas ( the Central Bank
Vol. 51 June 2018BVI FSC Statistical Bulletin Q
Vol. 51 June 2018BVI FSC Statistical Bulletin 2018 1 2 BVI FSC Statistical Bulletin 2018 STATISTICAL BULLETIN - 2018 This is the fifty-first volume of the BVI Financial Services Commission s Quarterly
FINANCIAL INSTITUTIONS (AMENDMENT) ACT 2014
C T FINANCIAL INSTITUTIONS (AMENDMENT) ACT 2014 Act 22 of 2014 Financial Institutions (Amendment) Act 2014 Arrangement of Sections C T FINANCIAL INSTITUTIONS (AMENDMENT) ACT 2014 Arrangement of Sections
CENTRAL BANK OF CYPRUS
GUIDELINES TO BANKS INCORPORATED IN THE REPUBLIC OF CYPRUS WITH REGARD TO THE SUBMISSION OF AN APPLICATION TO THE CENTRAL BANK OF CYPRUS FOR (A) THE ESTABLISHMENT OF A BRANCH IN A THIRD COUNTRY (B) THE
I. ACTIVITIES OF THE BANKING SUPERVISION IN THE YEAR Changes and Improvement of the Legal Framework of the Banking Supervision
I. ACTIVITIES OF THE BANKING SUPERVISION IN THE YEAR 2001 1.1. Changes and Improvement of the Legal Framework of the Banking Supervision 1.1.1. Review of the Changes in the Supervisory Regulation In the
Allied Bank Limited. Anti-Money Laundering & Countering the Financing of Terrorism (AML/CFT) Questionnaire
Allied Bank Limited Anti-Money Laundering & Countering the Financing of Terrorism (AML/CFT) Questionnaire To comply with Bank s obligation as set down by AML/KYC/CFT Laws of Federal Government of Pakistan
INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS OF KENYA FINANCIAL REPORTING FOR SACCOS
INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS OF KENYA FINANCIAL REPORTING FOR SACCOS SASRA REGULATORY REPORTS 12 TH MAY 2015 LAICO REGENCY HOTEL, NAIROBI BY: CPA SOLOMON A. ATSIAYA Credibility. Professionalism.
Mizuho Financial Group, Inc. (Translation of registrant s name into English)
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month
Produced by Central Africana Limited, Blantyre, Malawi
Produced by Central Africana Limited, Blantyre, Malawi centralafricana@africa-online.net www.centralafricana.com RESERVE BANK OF MALAWI FINANCIAL INSTITUTIONS SUPERVISION ANNUAL REPORT 2015 RESERVE BANK
Banking and Financial Institutions (Credit Concentration and Other Exposure Limits)
T THE BANKING AND FINANCIAL INSTITUTIONS (CREDIT CONCENTRATION AND OTHER EXPOSURE LIMITS) REGULATIONS, 2008 ARRANGEMENT OF REGULATIONS Regulation Title PART I PRELIMINARY PROVISIONS 1. Short title 2. Application
Guide to Intervention
Guide to Intervention MARCH 2014 BC LIFE INSURERS www.fic.gov.bc.ca PURPOSE The Guide to Intervention 1 (guide) sets out the supervisory actions that the Financial Institutions Commission 2 (FICOM) may
Capital Adequacy Module
Capital Adequacy Module Table of Contents CURRENT VERSION DATE CA A: Introduction... 01/05 CA A-1 Application...01/05 CA A-2 Purpose...01/05 CA A-3 Key requirements...01/05 CA A-4 Regulation history...01/05
AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER
AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER ~ ~ Supervising the Quality and Integrity of the Bank's Financial Reporting ~ ~ Main Responsibilities: overseeing reliable,
Banking and Financial Institutions (Prompt Corrective Actions) THE BANKING AND FINANCIAL INSTITUTIONS (PROMPT CORRECTIVE ACTIONS) REGULATIONS, 2014
GOVERNMENT NOTICE No 295 published on 22/8/2014 THE BANKING AND FINANCIAL INSTITUTIONS (PROMPT CORRECTIVE ACTIONS) REGULATIONS, 2014 ARRANGEMENT OF REGULATIONS Regulation Title PART I PRELIMINARY PROVISIONS
FINANCIAL INSTITUTIONS ACT 2004
C T FINANCIAL INSTITUTIONS ACT 2004 Financial Institutions Act 2004 Arrangement of Sections C T FINANCIAL INSTITUTIONS ACT 2004 Arrangement of Sections Section PART I - PRELIMINARY 7 1 Short title and
GUIDELINES ON BANKS AUDIT COMMITTEES, ANNUAL INDEPENDENT EXTERNAL AUDIT AND PUBLICATION OF AUDITED FINANCIAL STATEMENTS TABLE OF CONTENTS
GUIDELINES ON BANKS AUDIT COMMITTEES, ANNUAL INDEPENDENT EXTERNAL AUDIT AND PUBLICATION OF AUDITED FINANCIAL STATEMENTS TABLE OF CONTENTS 1. AUTHORITY, PURPOSE AND SCOPE... 2 (a) Authority... 2 (b) Purpose...
August 2009 Report No. AUD Material Loss Review of 1st Centennial Bank, Redlands, California AUDIT REPORT
August 2009 Report No. AUD-09-019 Material Loss Review of 1st Centennial Bank, Redlands, California AUDIT REPORT Report No. AUD-09-019 August 2009 Federal Deposit Insurance Corporation Why We Did The Audit
SAMPO HOUSING LOAN BANK PLC
SAMPO HOUSING LOAN BANK PLC ANNUAL REPORT AND ACCOUNTS 2008 SAMPO HOUSING LOAN BANK PLC C O N T E N T S Board of Directors Report 1 Income statement 5 Balance sheet 6 Statement of changes in equity 7 Cash
The Financial System. During the year, on-site AML compliance examinations of five credit unions, two domestic
The Central Bank maintained its focus on addressing financial system vulnerabilities in 212, seeking to build greater resiliency and robustness through regulatory reforms, macro-prudential oversight and
Supporting Resilience of Micro, Small, and Medium-Sized Enterprises Finance Project (RRP KAZ 49076) FINANCIAL ANALYSIS
Supporting Resilience of Micro, Small, and Medium-Sized Enterprises Finance Project (RRP KAZ 49076) FINANCIAL ANALYSIS A. Selection Criteria for Participating Financial Institutions 1. The participating
RISK COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER. ~ ~ Supervising the Management of Risk of the Bank ~ ~
Main Responsibilities: RISK COMMITTEE OF THE BOARD OF DIRECTORS OF THE TORONTO-DOMINION BANK CHARTER ~ ~ Supervising the Management of Risk of the Bank ~ ~ Approving the Enterprise Risk Framework (ERF)
May 2009 Report No. AUD Material Loss Review of Freedom Bank, Bradenton, Florida AUDIT REPORT
May 2009 Report No. AUD-09-011 Material Loss Review of Freedom Bank, Bradenton, Florida AUDIT REPORT Report No. AUD-09-011 May 2009 Material Loss Review of Freedom Bank, Bradenton, Florida Federal Deposit
Banking Supervision. Annual Report Bank of Botswana
Banking Supervision Annual Report 2014 Bank of Botswana BANK OF BOTSWANA: BANKING SUPERVISION ANNUAL REPORT 2014 Contents Abbreviations Foreword v vii Introduction 1 Chapter 1: Botswana Financial System
BNP PARIBAS BANGKOK BRANCH 30 JUNE 2014
PILLAR 3 30 JUNE 2014 REGULATOR : Bank of Thailand VALIDATION DATE : 19 August 2014 Page 1 of 15 Index Page 1. Capital Structure 4 2. Capital adequacy 5 3. Risk Management 5 4. Credit risk disclosures
RESERVE BANK OF MALAWI DIRECTIVE NO.DO2-06/LA EX LARGE EXPOSURES. Arrangement of Sections. PART I Preliminary. PART II Statement of Policy
RESERVE BANK OF MALAWI DIRECTIVE NO.DO2-06/LA EX LARGE EXPOSURES Arrangement of Sections SECTION 1. Short Title 2. Authorization 3. Application 4. Interpretations SECTION 1. Objectives 2. Rationale PART
LA PRUDENCE LEASING FINANCE CO LTD AUDIT BOARD SUB-COMMITTEE TERMS OF REFERENCE
AUDIT BOARD SUB-COMMITTEE TABLE OF CONTENTS Item Contents Page 1 Purpose 3 2 Membership 2.1 Number 2.2 Competence 4 2.3 Engagement 3 Meeting 4 4 Minutes 5 5 Business 5 6 Evaluation 6 7 Delegation of Authority
Headline Verdana Bold Banking Supervision and Regulation International Standards: Basel II & III 4 th Banking and Business Forum Iran Europe in
Headline Verdana Bold Banking Supervision and Regulation International Standards: Basel II & III 4 th Banking and Business Forum Iran Europe in Tehran on 29 April 2017 Asad A. Jafree, Deloitte Corporate
Mitsubishi UFJ Financial Group
Mitsubishi UFJ Financial Group Basel II Disclosure Interim Fiscal 2007 Basel II Data (MUFG, Consolidated) Scope of Consolidation 2 Composition of Equity Capital 3 Capital Adequacy 4 Credit Risk 6 Credit
KINGDOM OF SAUDI ARABIA. Capital Market Authority AUTHORISED PERSONS REGULATIONS
KINGDOM OF SAUDI ARABIA Capital Market Authority AUTHORISED PERSONS REGULATIONS English Translation of the Official Arabic Text Issued by the Board of the Capital Market Authority Pursuant to its Resolution