PHILADELPHIA AMERICAN LIFE INSURANCE COMPANY

Transcription

1 P.O. Box 4884, Houston, Texas BENEFIT CHART OF MEDICARE SUPPLEMENT PLANS SOLD ON OR AFTER JANUARY 1, 2014 This chart shows the benefits included in each of the Medicare supplement plans. Every company must make Plan A available. Some plans may not be available in your state. BASIC BENEFITS Hospitalization - Part A co-insurance plus coverage for 365 additional days after Medicare benefits end. Medical Expenses - Part B co-insurance (generally, 20% of Medicare-approved expenses), or, co-payments for hospital outpatient services. Plans K, L, and N require insureds to pay a portion of Part B coinsurance or co-payments. Blood - First three pints of blood each year. Hospice - Part A coinsurance. SHADED PLANS ARE AVAILABLE IN YOUR STATE A B C D F F* G K L M N Basic, Basic, Basic, including Basic, including Basic, Hospitalization Hospitalization Basic, including including 100% Part B 100% Part B coinsurance* including and preventive and preventive including 100% Part 100% Part B co-insurance 100% Part B care paid at care paid at 100% Part B coinsurance co-insurance co-insurance 100%; other 100%; other B coinsurance basic benefits basic benefits Basic, including 100% Part B coinsurance Part A Ded. Skilled Nursing Skilled Nursing Skilled Nursing Skilled Nursing paid at 50% 50% Skilled Nursing paid at 75% 75% Skilled Nursing Skilled Nursing Coinsurance Part A Ded. Part A Ded. Part A Ded. Part A Ded. 50% Part A Ded. 75% Part A Ded. 50% Part A Ded. Part B Ded. Part B Ded. Part B Excess Part B (100%) Excess (100%) *Plan F also has an option called high deductible plan F. This high deductible plan pays the same benefits as Plan F after one has paid a calendar year $2,140 deductible. Benefits from high deductible plan F will not begin until out-of-pocket expenses exceed $2,140. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but do not include the plan s separate foreign travel emergency deductible. Out-of-pocket limit $4,940; paid at 100% after limit reached. Out-of-pocket limit $2,470; paid at 100% after limit reached. Foreign Travel Basic, including 100% Part B co-insurance, except up to $20 copayment for office visit, and up to $50 copayment for ER Skilled Nursing Part A Ded.

2 STANDARD PLAN A

3 STANDARD PLAN F

4 STANDARD PLAN FX

5 STANDARD PLAN G

6 STANDARD PLAN N