EuroSanté. Supplementary international health insurance for you and your family

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1 EuroSanté Supplementary international health insurance for you and your family

2 Over a century of insurance expertise Allianz Worldwide Care is an award winning international health insurer. As a wholly owned subsidiary of the Allianz Group, we are able to draw on the resources and expertise of one of the world s leading insurers and financial services providers. Founded in 1890, the Allianz Group provides financial services to more than 78 million customers around the globe. Committed to service excellence Our focus is on earning and maintaining client loyalty through service excellence. From the design of our market leading health insurance products, to arranging treatment for our members, every step of the client s experience has been carefully considered to ensure they receive an unparalleled level of service. Our commitment to service excellence is highlighted by our claims handling process, whereby 98% of fully completed Claim Forms are processed within 48 hours. This is just one of the reasons that 95% of our clients choose to renew with us each year. Specialists in international health insurance

3 About EuroSanté Our range of healthcare plans provide supplemental cover to the Joint Sickness Insurance Scheme (JSIS). While the JSIS scheme reimburses members with approximately 80% of eligible medical expenses; our EuroSanté plans offer cover for many of the medical costs which are not reimbursed by the JSIS scheme. This gives you, and your dependants, access to a more comprehensive level of healthcare cover and associated peace of mind. Choose from three plans: EuroSanté Optimum EuroSanté Equilibre EuroSanté Tranquillité Each offers different levels of cover for a wide range of in-patient, out-patient and dental expenses which are not fully reimbursed under the JSIS. Extra protection against high cost medical treatment Choice of three different levels of cover Multilingual Online Services, including the facility to check cover details and track claims Direct settlement for in-patient treatment (where required) Fully completed claim forms processed within 48 hours Claims reimbursed in the currency of your choice Claims processed once a reimbursement has been made by the JSIS Multilingual helpline and emergency assistance 24/7 Freedom of choice choose your preferred doctors and hospitals Worldwide cover

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5 Table of Benefits Supplementary Benefits EuroSanté EuroSanté EuroSanté Optimum Equilibre Tranquillité In-patient Benefits Hospital accommodation (Private room) Prescription drugs and materials Surgical fees, including anaesthesia and theatre charges Physician and therapist fees Surgical appliances and prostheses Diagnostic tests Psychiatry and psychotherapy Accommodation costs for one parent staying in hospital with an insured child under 14 Emergency in-patient dental treatment Day-care treatment Out-patient surgery Post-surgical rehabilitation treatment Local ambulance CT and MRI scans PET and CT-PET scans Out-patient treatment relating to hospitalisation/surgical procedures Out-patient Plan Benefits Chiropractic treatment, osteopathy, acupuncture and chiropody Prescribed physiotherapy Prescribed speech therapy, logopaedic assessment and occupational therapy Prescribed medical aids Multidisciplinary functional rehabilitation in an out-patient clinic Full psychological examination/assessments by a single practitioner Multidisciplinary neuropsychological assessment Prescribed glasses and contact lenses including eye examination (max. 250 for frames) Hearing examination and hearing aids Range of additional therapies and treatments* Dental treatment, dental surgery, periodontics, orthodontic treatment and dental prostheses * Includes: psychotherapy, psychomotor therapy, graphomotor therapy, dietician fees, rehabilitation treatment using MedX machine, aerosol therapy, mesotherapy, ultraviolet radiation, hyperbaric chamber, lymphatic drainage, hair removal, laser or dynamic phototherapy, shock wave therapy, oculomotor therapy, ocular protheses.

6 Annual Premiums Age EuroSanté EuroSanté EuroSanté Optimum Equilibre Tranquillité , , These rates do not include Insurance Premium Tax or any other applicable taxes, levies or charges. Please note that the EuroSanté Tranquillité plan is only available on an annual payment basis. The EuroSanté Equilibre and EuroSanté Optimum plans are available on an annual, half-yearly or quarterly payment basis. This document provides you with an outline of the cover we provide under each plan. Cover is subject to our policy terms and conditions, as detailed in the EuroSanté Benefit Guide, which is issued upon policy inception. This Benefit Guide can also be downloaded from our website:

7 For further details please contact: Tel: BROKER S DETAILS Allianz Worldwide Care Limited is regulated by the Central Bank of Ireland. Registered in Ireland: No Registered Office: 18B Beckett Way, Park West Business Campus, Nangor Road, Dublin 12, Ireland. Information on the most current rating is available at or from Standard & Poor s at +44 (0) A rating is an opinion of an insurer s financial strength; it is not a recommendation of an insurer s products. FL-ES-EN-1213