|
|
|
- Justin Hall
- 5 years ago
- Views:
Transcription
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31 20 th October 2017 To: The Directors Credit Union Insurance Limited (Trading as Co-op Insurance NZ) From: Peter Davies Appointed Actuary Re: Credit Union Insurance Limited (trading as Co-op Insurance NZ): Report as at 30 th June 2017 under Sections 77 and 78 of the Insurance (Prudential Supervision) Act 2010 You have asked me to prepare this report in terms of the above sections of the Act, and I would like to comment further as follows: 1. I have reviewed the actuarial information included in the audited accounts for Co-op Insurance NZ as at 30 th June Actuarial information includes the following: - claim provisions and unexpired risk / unearned premium provisions; - solvency calculations in terms of the RBNZ Solvency Standard; - balance sheet and other information allowed for in the calculation of the company s solvency position; and - disclosures regarding the methodology and assumptions used for calculating claim provisions, unexpired risk provisions, and other disclosures. 2. No limitations have been placed on my work. Level 1, Building 1, 61 Constellation Drive, Mairangi Bay 0632 Telephone (09) pdavies@actuary.co.nz P.O. Box , Browns Bay, Auckland 0753 Facsimile: (09) home page:
32 I am independent with respect to Co-op Insurance NZ as defined under professional standard ISA (NZ) 620 of the External Reporting Board. 4. I have been provided with all information that I have requested in order to carry out this review. 5. In my view the actuarial information contained in the financial statements has been appropriately included, and the actuarial information used in the preparation of the financial statements has been appropriately used. 6. Co-op Insurance NZ exceeded the minimum capital requirement as prescribed under the RBNZ solvency standards for Life and Non-life Insurance Business 2014 respectively as at 30 th June The company transacts both classes of business. I would be very happy to answer any queries concerning this report. Yours sincerely Peter Davies B.Bus.Sc., FIA, FNZSA Appointed Actuary Level 1, Building 1, 61 Constellation Drive, Mairangi Bay 0632 Telephone (09) pdavies@actuary.co.nz P.O. Box , Browns Bay, Auckland 0753 Facsimile: (09) home page:
33 20 th October 2017 To: The Directors Credit Union Insurance Limited (trading as Co-op Insurance NZ) From: Peter Davies Consulting Actuary Re: Credit Union Insurance Limited (trading as Co-op Insurance NZ): Solvency Return as at 30 th June 2017 I would like to confirm the following: 1. I have calculated Co-op Insurance NZ s solvency position under the Solvency Standards for Non-Life and Life Insurance Business 2014 respectively, issued by the Reserve Bank in terms of the Insurance (Prudential Supervision) Act The results of this assessment as at 30 th June 2017 can be summarised as follows: Level 1, Building 1, 61 Constellation Drive, Mairangi Bay 0632 Telephone (09) pdavies@actuary.co.nz P.O. Box , Browns Bay, Auckland 0753 Facsimile: (09) home page:
34 - 2 - The position at previous six-monthly assessments was as follows: 3. I have also prepared a four year forecast which indicates that the Company is expected to remain solvent at all times over the next four years. My Financial Condition Report for the year to June 2017 discusses the issues to monitor and address over this time, in order to achieve these outcomes, notwithstanding the flexibility that the Company has via the discretionary profit rebates to member Credit Unions in respect of the profitable LoanMinder book. My Financial Condition Report also notes that these business as usual projections are likely to be superseded by the conditional agreement to sell the Company s insurance book to Provident Insurance, but also notes that in the interim, the Company has to be managed as if this sale does not proceed. Level 1, Building 1, 61 Constellation Drive, Mairangi Bay 0632 Telephone (09) pdavies@actuary.co.nz P.O. Box , Browns Bay, Auckland 0753 Facsimile: (09) home page:
35 - 3 - I would be very happy to answer any queries concerning this report. Kind regards Yours sincerely Peter Davies B.Bus.Sc., FIA, FNZSA Consulting Actuary Level 1, Building 1, 61 Constellation Drive, Mairangi Bay 0632 Telephone (09) pdavies@actuary.co.nz P.O. Box , Browns Bay, Auckland 0753 Facsimile: (09) home page:
ANNUAL REPORT 2018 UNION MEDICAL BENEFITS SOCIETY LTD
ANNUAL REPORT 2018 UNION MEDICAL BENEFITS SOCIETY LTD Direction and Values Vision: Mission: Guiding Values: UniMed Members will continue to access value for money private health care. UniMed will grow
The New India Assurance Company Limited New Zealand Branch Appointed Actuary Report Summary For the year ended 31 March 2016 To the Shareholders of The New India Assurance Company Limited New Zealand Branch.
Solvency Standard for Captive Insurers Transacting Non-life Insurance Business 2014
Solvency Standard for Captive Insurers Transacting Non-life Insurance Business 2014 Prudential Supervision Department Issued: December 2014 2 1. Introduction 1.1. Authority 1. This solvency standard is
DISCLOSURE STATEMENT FOR THE NINE MONTHS ENDED 31 DECEMBER 2017
DISCLOSURE STATEMENT FOR THE NINE MONTHS ENDED 31 DECEMBER 2017 PAGE 1 TABLE OF CONTENTS 2 3 4 5 6 16 17 PAGE 2 INCOME STATEMENT Note 31/12/2016 Interest income 99,912 90,714 Interest expense (58,454)
ANNUAL REPORT 2012 UNION MEDICAL BENEFITS SOCIETY LTD
ANNUAL REPORT 2012 UNION MEDICAL BENEFITS SOCIETY LTD It s the security of knowing we re there. Mission Statement Contents OUR VISION To enhance our standing as a high quality medical insurer with innovative
Insurance statistics request for feedback
Insurance statistics request for feedback 21 September 2017 The Reserve Bank plans to commence regular publication of insurance statistics sourced from licensed insurers reported financial data. We are
ANNUAL REPORT 2014 UNION MEDICAL BENEFITS SOCIETY LTD
ANNUAL REPORT 2014 UNION MEDICAL BENEFITS SOCIETY LTD Contents Direction & Values 1 Company Directory 2 Notice of Annual General Meeting 3 Chairman s Report 4 Chief Executive Officer s Report 5 Graphical
A copy of the High Court Order dated 12 November 2018 and the Judgement of Justice Courtney are attached as Appendix 1 to this report.
CBL INSURANCE LIMITED (IN LIQUIDATION) LIQUIDATORS FIRST REPORT AND NOTICE TO CREDITORS (PURSUANT TO SECTION 255 AND 245 OF THE COMPANIES ACT 1993) Company Number: 27532 1. Appointment Pursuant to an application
Financial Statements. For the Year Ended 31 December 2016
Financial Statements For the Year Ended 31 December Contents 31 December Page Directors' Declaration 1 Independent Audit Report 2 Statement of Profit or Loss 4 Statement of Financial Position 5 Statement
American Income Life Insurance Company New Zealand Branch
American Income Life Insurance Company New Zealand Branch Financial Statements as of and for the Year Ended December 31, 2016, and Independent Auditors Report AMERICAN INCOME LIFE INSURANCE COMPANY NEW
NEW ZEALAND SOCIETY OF ACTUARIES PROFESSIONAL STANDARD NO. 31 NON-LIFE INSURERS - FINANCIAL CONDITION REPORT MANDATORY STATUS
NEW ZEALAND SOCIETY OF ACTUARIES PROFESSIONAL STANDARD NO. 31 NON-LIFE INSURERS - FINANCIAL CONDITION REPORT MANDATORY STATUS EFFECTIVE DATE: 1 JANUARY 2013 INDEX 1 INTRODUCTION 2 1.1 Application 2 1.2
This is a product ruling made under s 91F of the Tax Administration Act 1994.
PRODUCT RULING - BR Prd 14/10 This is a product ruling made under s 91F of the Tax Administration Act 1994. Name of the Person who applied for the Ruling This Ruling has been applied for by New Zealand
IFRS for periods beginning on or after 1 January 2007
International comparison of insurance taxation New Zealand General insurance overview Definition Definition of property and casualty insurance company Commercial accounts/ tax and regulatory returns Basis
The New Zealand Society of Actuaries welcomes the opportunity to comment on the solvency standard for non-life insurance companies.
27 August 2009 Richard Dean Manager, Insurance Policy Reserve Bank of New Zealand 2, The Terrace P O Box 2498 Wellington Dear Richard, Solvency Standard for non-life Insurance The New Zealand Society of
Insurance solvency standards: the quality of capital and regulatory treatment of financial reinsurance
4 March 2013 Ian Woolford Manager, Financial Policy Prudential Supervision Department Reserve Bank of New Zealand PO Box 2498 Wellington 6140 Dear Ian Insurance solvency standards: the quality of capital
PRODUCT RULING BR Prd 17/04
Office of the Chief Tax Counsel Te Tari o te Rōia Tāke Matua Asteron Centre 55 Featherston Street PO Box 2198 Wellington 6140 New Zealand Telephone: 04 890-1500 Facsimile Numbers: Chief Tax Counsel: 04
26 March Richard Dean Manager, Insurance Policy Reserve Bank of New Zealand 2, The Terrace P O Box 2498 Wellington.
26 March 2010 Richard Dean Manager, Insurance Policy Reserve Bank of New Zealand 2, The Terrace P O Box 2498 Wellington Dear Richard, Solvency Standard For Non-life Insurance The New Zealand Society of
NON-BANK FINANCIAL INSTITUTIONS REGULATORY AUTHORITY (NBFIRA)
NON-BANK FINANCIAL INSTITUTIONS REGULATORY AUTHORITY (NBFIRA) INSURANCE PRUDENTIAL RULES In terms of Section 50 of the NBFIRA Act Prescribed Valuation Method General Insurance Liabilities 4. 5. Effective
New Zealand Captive Insurance Association
10 February 2010 Committee Secretariat Finance and Expenditure Parliament Buildings WELLINGTON New Zealand Captive Insurance PO Box 369 Auckland Ph: 09 920 2997 INSURANCE (PRUDENTIAL SUPERVISION) BILL
The Duties of the Auditor of an Insurer authorized under the Insurance Ordinance
PN 810.2 (Revised) Issued February 2015; revised February 2016, October 2016, September 2017, January 2018 Effective upon issue Practice Note 810.2 (Revised) The Duties of the Auditor of an Insurer authorized
We refer to the discussion document on options for extending the Accredited Employers Programme and introducing choice in the Work Account.
15 July 2011 Department of Labour Attention ACC discussion P O Box 3075 Wellington 6140 Dear Sir Increasing choice in workplace accident compensation We refer to the discussion document on options for
Private Wealth Series.
Private Wealth Series. Managed Investment Scheme Product Disclosure Statement. BNZ Investment Services Limited February 207 This document gives you important information about this investment to help you
Kiwi Capital Funding Limited
Kiwi Capital Funding Limited Interim Financial Statements For the six months ended. Contents Directory 3 Interim Financial Statements Income statement 4 Statement of comprehensive income 4 Statement of
BERMUDA MONETARY AUTHORITY INSURANCE DIVISION GUIDANCE NOTES FOR RECLASSIFICATION IN ACCORDANCE WITH THE INSURANCE AMENDMENT ACT 2008
BERMUDA MONETARY AUTHORITY INSURANCE DIVISION GUIDANCE NOTES FOR RECLASSIFICATION IN ACCORDANCE WITH THE INSURANCE AMENDMENT ACT 2008 1. Introduction These Guidance Notes have been produced with the aim
NZ Insurance - Prudential Regulation. Unanimous Agreement. at least from the Select Committee
NZ Insurance - Prudential Regulation Unanimous Agreement at least from the Select Committee The Insurance (Prudential Supervision) Bill is continuing its journey through the legislative process with the
Solvency II New Outsourcing Rules for (Re)Insurance Undertakings in Ireland
January 2016 Solvency II New Outsourcing Rules for (Re)Insurance Undertakings in Ireland Solvency II introduces a number of detailed and prescriptive conditions in relation to outsourcing requirements
Kiwi Capital Funding Limited. Interim Financial Statements
Kiwi Capital Funding Limited Interim Financial Statements For the six months ended 31 December 2017 Contents Directory 3 Interim financial statements 4 Income statement 4 Statement of comprehensive income
Application Form for Convertible Notes
Application Form for Convertible Notes For Wholesale and Eligible Investors Only Closing Date: 5 April 2019 The applicant named below wishes to invest in Lateral Profiles Limited (Company) by subscribing
Superannuation Schemes Report
B30 Superannuation Schemes Report For the year ended 30 June 2012 Financial Markets Authority Superannuation Schemes Report 2012 Presented to the House of Representative pursuant to Section 28 of the Superannuation
Australia and New Zealand Banking Group Limited - New Zealand Branch Disclosure Statement
Australia and New Zealand Banking Group Limited - New Zealand Branch Disclosure Statement FOR THE THREE MONTHS ENDED 31 DECEMBER 2013 NUMBER 21 ISSUED FEBRUARY 2014 Australia and New Zealand Banking Group
BERMUDA INSURANCE AMENDMENT (NO. 2) ACT : 31
QUO FA T A F U E R N T BERMUDA INSURANCE AMENDMENT (NO. 2) ACT 2015 2015 : 31 TABLE OF CONTENTS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 Citation Amends section 1 Amends section 6A Amends section 6D
FM Insurance Company Limited (New Zealand Branch) Financial statements for the year ended 31 December 2011
FM Insurance Company Limited (New Zealand Branch) Financial statements Financial statements Contents Directors report 2 Independent auditors report to the shareholders of FM Insurance Company Limited 5
ONEPATH LIFE (NZ) LIMITED ANNUAL REPORT
ONEPATH LIFE (NZ) LIMITED ANNUAL REPORT FOR THE YEAR ENDED 30 SEPTEMBER 2017 OnePath Life (NZ) Limited 1 ANNUAL REPORT FOR THE YEAR ENDED 30 SEPTEMBER 2017 CONTENTS Governance Statement 2 Statement of
ANZ BANK NEW ZEALAND LIMITED REGISTERED BANK DISCLOSURE STATEMENT
ANZ BANK NEW ZEALAND LIMITED REGISTERED BANK DISCLOSURE STATEMENT FOR THE THREE MONTHS ENDED 31 DECEMBER 2017 NUMBER 88 ISSUED FEBRUARY 2018 ANZ Bank New Zealand Limited REGISTERED BANK DISCLOSURE STATEMENT
THE INSTITUTE OF ACTUARIES OF AUSTRALIA A.B.N A.C.N
THE INSTITUTE OF ACTUARIES OF AUSTRALIA A.B.N. 69 00 A.C.N. 000 423 656 PROFESSIONAL STANDARD 100 EXTERNAL PEER REVIEW FOR GENERAL INSURANCE AND LIFE INSURANCE INDEX 1 INTRODUCTION 2 1.1 Application 2
The term general insurance business is defined in the Insurance Act, 1995.
International comparison of insurance taxation Papua New Guinea General insurance overview Definition Definition of property and casualty insurance company Commercial accounts/ tax and regulatory returns
The IORP Directive and market consistency issues. On Consistency, Comprehension and Conciliation
The IORP Directive and market consistency issues On Consistency, Comprehension and Conciliation Falco Valkenburg Lisbon, 23 March 2015 1 Actuarial Association of Europe Established in 1978 by 12 national
FUNDING AND SOLVENCY CERTIFICATE SUPERANNUATION INDUSTRY (SUPERVISION) ACT 1993
Local Authorities Superannuation Fund Funding and Solvency Certificate 1 FUNDING AND SOLVENCY CERTIFICATE SUPERANNUATION INDUSTRY (SUPERVISION) ACT 1993 1. Regulation 9.09(1) of the Superannuation Industry
REVOKED. Solvency Standard for Non-life Insurance Business in Run-off. Insurance Policy. Prudential Supervision Department
Solvency Standard for Non-life Insurance Business in Run-off Insurance Policy Prudential Supervision Department April 2012 (incorporates amendments to December 2014) 2 1. Introduction 1.1. Authority 1.
Future Lifestyle Plan
Future Lifestyle Plan Annual Report for the year ended 31 March 2018 The Annual Report contains: Details of Scheme 3 Information on contributions and Scheme participants 4 Changes relating to the Scheme
EXEMPTION GUIDELINES FOR LICENSEES IN RUN-OFF, SOLVENT LIQUIDATION OR INSOLVENT LIQUIDATION
British Virgin Islands Financial Services Commission EXEMPTION GUIDELINES FOR LICENSEES IN RUN-OFF, SOLVENT LIQUIDATION OR INSOLVENT LIQUIDATION Issued by the Financial Services Commission. 25 th May,
Insights from New Zealand solvency returns for the 2015 financial year
Insights from New Zealand solvency returns for the 2015 financial year COLE, R 1 and ALLOTT, A 1 Abstract A review the regulatory solvency returns provided to RBNZ by licensed New Zealand insurers has
The Insurance Act Is Substantially Amended
The Act Is Substantially Amended Introduction...1 Intermediaries...2 Export Credit Insurers...2 Exemptions For Captive Insurers Foreign Schemes Acutarial Certification Assistance To Foreign Regulatory
Australia and New Zealand Banking Group Limited New Zealand Branch Disclosure Statement
Australia and New Zealand Banking Group Limited New Zealand Branch Disclosure Statement FOR THE NINE MONTHS ENDED 30 JUNE 2011 NUMBER 11 ISSUED AUGUST 2011 Australia and New Zealand Banking Group Limited
Application for restoration of a limited partnership Limited Partnerships Act 2008
Page 1 of 8 Form version October 2017 www.limitedpartnerships.govt.nz 0508 266 726 Post your completed form to: National Processing Centre, Private Bag 92061, Victoria Street West, Auckland 1142 Application
ACCURO ANNUAL REPORT 2016
ACCURO ANNUAL REPORT ACCURO ANNUAL REPORT / 2 Contents Report from the Chair and Chief Executive... 3 Spotlight on the financial year... 4 Board of Directors... 5 Statement of corporate governance... 8
Guaranteed Asset Protection Insurance
Guaranteed Asset Protection Insurance YOUR POLICY SCHEDULE SHOULD BE ATTACHED HERE. Welcome About Your Policy PLEASE KEEP THIS DOCUMENT IN A SAFE PLACE This document is your Guaranteed Asset Protection
A Guide to Industry Funding Regulations
2010 A Guide to Industry Funding Regulations 2 A Guide to Industry Funding Regulations Contents Summary 3 Section 1 Background to the 2010 Industry Funding Regulations 4 Section 2 Significant Changes in
Investment Statement for Medium Term Notes
Investment Statement for Medium Term Notes This is an Investment Statement for the purpose of the Securities Act 1978 for Medium Term Notes issued by Westpac New Zealand Limited ( Westpac NZ, us, we or
AS TABLED IN THE HOUSE OF ASSEMBLY
AS TABLED IN THE HOUSE OF ASSEMBLY A BILL entitled INSURANCE AMENDMENT (NO. 2) ACT 2015 TABLE OF CONTENTS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Citation Amends section 1 Amends section 6A Amends section
MINE SUPERANNUATION FUND ( THE FUND ) CONTINGENT LIABILITY AND PENSIONERS RESERVE ACCOUNT (QUEENSLAND MEMBERS) (THE ACCOUNT )
MINE SUPERANNUATION FUND ( THE FUND ) CONTINGENT LIABILITY AND PENSIONERS RESERVE ACCOUNT (QUEENSLAND MEMBERS) (THE ACCOUNT ) REPORT TO THE TRUSTEE ON THE ACTUARIAL INVESTIGATION OF THE ACCOUNT AS AT 30
Australia and New Zealand Banking Group Limited - New Zealand Branch Registered Bank Disclosure Statement
Australia and New Zealand Banking Group Limited - New Zealand Branch Registered Bank Disclosure Statement FOR THE NINE MONTHS ENDED 30 JUNE 2015 NUMBER 27 ISSUED AUGUST 2015 Australia and New Zealand Banking
Peer Review of Actuarial Report on Scheme Transfer
Peer Review of Actuarial Report on Scheme Transfer Chubb Insurance Company of Australia Limited, and ACE Insurance Limited 2016 Finity Consulting Pty Limited 17 Mr John French Country President Australia
Proposed Transfer of ESI s Life Insurance Business
Proposed Transfer of ESI s Life Insurance Business Policyholder information Eagle Star Insurance Company Limited Contents 1. Part A: Scheme Summary 3 1.1 Introduction 3 1.2 Summary of the Proposed Transfer
Bank of New Zealand. Disclosure Statement. For the nine months ended 30 June No. 86
Bank of New Zealand Disclosure Statement For the nine months ended 30 June 2017 No. 86 Disclosure Statement For the nine months ended 30 June 2017 This Disclosure Statement has been issued by Bank of
FUNDING AND SOLVENCY CERTIFICATE SUPERANNUATION INDUSTRY (SUPERVISION) ACT 1993
Local Authorities Superannuation Fund Funding and Solvency Certificate 1 FUNDING AND SOLVENCY CERTIFICATE SUPERANNUATION INDUSTRY (SUPERVISION) ACT 1993 1. Regulation 9.09(1) of the Superannuation Industry
Capital Review Paper 2: What should qualify as bank capital? Issues and Options
The Co operative Bank Ltd Cnr Featherston & Ballance Streets PO Box 54, Wellington 6140 Telephone (04) 495 7700, Fax (04) 495 7701 Email headoffice@co-operativebank.co.nz www.co-operativebank.co.nz SBS
Fund update. NZ Funds Managed Portfolio Service Dividend and Growth Portfolio. What is the purpose of this update? How has the fund performed?
Fund update For the quarter ended 30 September 2018 NZ Funds Managed Portfolio Service Dividend and Growth Portfolio This fund update was first made publicly available on 29 October 2018 What is the purpose
Annual review of Additional Voluntary Contributions (AVCs) with Equitable Life
Dear Member, Annual review of Additional Voluntary Contributions (AVCs) with Equitable Life NILGOSC, in consultation with its AVC advisers, Aon Hewitt Limited (Aon Hewitt), has completed its routine review
Forestlands (No.20) Limited (In Liquidation) Liquidators first report
Forestlands (No.20) Limited (In Liquidation) Liquidators first report Company No. 3567107 11 October 2018 Table of contents Section Page 1. Introduction and restrictions 3 2. Executive summary 4 3. Background
ANZ Bank New Zealand Limited Disclosure Statement FOR THE NINE MONTHS ENDED 30 JUNE 2013 NUMBER 70 ISSUED AUGUST 2013
ANZ Bank New Zealand Limited Disclosure Statement FOR THE NINE MONTHS ENDED 30 JUNE 2013 NUMBER 70 ISSUED AUGUST 2013 ANZ Bank New Zealand Limited Disclosure Statement For the nine months ended 30 June
AMP Personal Superannuation Scheme
AMP Personal Superannuation Scheme Annual Report for the year ended 31 March 2018 The Annual Report contains: Details of Scheme 3 Information on contributions and Scheme participants 4 Changes relating
VALUATIONS OF GENERAL INSURANCE CLAIMS
PROFESSIONAL STANDARD 300 VALUATIONS OF GENERAL INSURANCE CLAIMS INDEX 1 INTRODUCTION 3 1.1 Application 3 1.2 Classification 3 1.3 Background 4 1.4 Purpose 4 1.5 Previous versions 4 1.6 Legislation and
Submission on Issues Paper: Review of the Insurance (Prudential Supervision) Act 2010 (Issues Paper)
Suncorp New Zealand Chief Risk Office Vero Centre 48 Shortland Street AUCKLAND 1010 Private Bag 92120 AUCKLAND 1142 30 June 2017 Richard Johnson Senior Adviser Prudential Supervision Department Reserve
Principles and Practices of Financial Management
Principles and Practices of Financial Management Professional Provident Society Insurance Company Ltd (PPS Insurance) Effective from 1 January 2007 Head Office: 6 Anerley Rd, Parktown, 2193 Telephone:
The role of the statutory actuary in Life Insurance a regulatory perspective
The role of the statutory actuary in Life Insurance a regulatory perspective Marius du Toit Chief Actuary, Financial Services Board Agenda 1. Background 2. Interim recommendations 3. Developments during
Report to With-Profits Policyholders on the management of the fund during 2013
Report to With-Profits Policyholders on the management of the fund during 2013 1. Executive Summary Board of The Equitable Life Assurance Society ( The Society ) has reviewed the management of the Society
Professional Standards Act 2004 (South Australia) THE INSTITUTE OF CHARTERED ACCOUNTANTS IN AUSTRALIA PROFESSIONAL STANDARDS SCHEME (SA)
Professional Standards Act 2004 (South Australia) THE INSTITUTE OF CHARTERED ACCOUNTANTS IN AUSTRALIA PROFESSIONAL STANDARDS SCHEME (SA) PREAMBLE A. The Institute of Chartered Accountants in Australia
Report to With-Profits Policyholders on the management of the fund during 2016
Report to With-Profits Policyholders on the management of the fund during 2016 1. Executive Summary The Board of The Equitable Life Assurance Society ( The Society ) has reviewed the management of its
RIGHTS OFFER RENOUNCEABLE PROPERTY FOR INDUSTRY LIMITED. 4 OCTOBER 2017
RENOUNCEABLE RIGHTS OFFER PROPERTY FOR INDUSTRY LIMITED. 4 OCTOBER 2017 This is an important document. You should read the whole document before deciding whether to subscribe for shares. If you have any
PRODUCT RULING BR PRD 16/13
Office of the Chief Tax Counsel Te Tari o te Rōia Tāke Matua Asteron Centre 55 Featherston Street PO Box 2198 Wellington 6140 New Zealand Telephone: 04 890-1500 Facsimile Numbers: Chief Tax Counsel: 04
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED - ANZ NEW ZEALAND REGISTERED BANK DISCLOSURE STATEMENT
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED - ANZ NEW ZEALAND REGISTERED BANK DISCLOSURE STATEMENT FOR THE NINE MONTHS ENDED 30 JUNE 2017 NUMBER 35 ISSUED AUGUST 2017 Australia and New Zealand Banking
Solvay Interox Superannuation Plan
14 June 2017 Solvay Interox Superannuation Plan Funding and Solvency Certificate effective 14 June 2017 www.pfsnet.com.au oversight Have the confidence to execute your strategy effectively with oversight
Home Loan Agreement Specific Terms
Home Loan Agreement Specific Terms China Construction Bank (New Zealand) Limited agrees to make you a term loan on the terms and conditions of this Agreement. This Agreement has two parts - these Specific
Consultation on Domestic Actuarial Regime and Related Governance Requirements under Solvency II. Consultation Paper CP92
Domestic Actuarial Regime and Related Governance Requirements under Solvency II 2015 Consultation on Domestic Actuarial Regime and Related Governance Requirements under Solvency II Consultation Paper CP92
Pensions Management (SWF) Limited
Annual FSA Insurance Returns for the year ended 31 December 2010 IPRU(INS) Appendices 9.1, 9.3, 9.4, 9.6 Balance Sheet and Profit and Loss Account Contents Form 2 Statement of solvency - long-term insurance
PRA RULEBOOK: SOLVENCY II FIRMS: RUN-OFF OPERATIONS INSTRUMENT 2015
PRA RULEBOOK: SOLVENCY II FIRMS: RUN-OFF OPERATIONS INSTRUMENT 2015 Powers exercised A. The Prudential Regulation Authority ( PRA ) makes this instrument in the exercise of the following powers and related
Submission on the Solvency Standard Re-issue 2014
3 November 2014 Felicity Barker Adviser Prudential Supervision Department Reserve Bank of New Zealand PO Box 2498 WELLINGTON 6140 Dear Felicity, Submission on the Solvency Standard Re-issue 2014 The New
Share Buyback Information Booklet
ORION HEALTH GROUP LIMITED Share Buyback Information Booklet 3 December 2018 Shareholder Information Line +64 9 375 5998 between 8.30am and 5.00pm (NZ time), Monday to Friday This is an important document
Application for registration of a Limited Partnership Limited Partnerships Act 2008
Page 1 of 9 Version October 2017 www.limitedpartnerships.govt.nz 0508 266 726 Post your completed form to: National Processing Centre, Private Bag 92061, Victoria Street West, Auckland 1142 Application
ANZ BANK NEW ZEALAND LIMITED INTERIM FINANCIAL STATEMENTS
ANZ BANK NEW ZEALAND LIMITED INTERIM FINANCIAL STATEMENTS FOR THE THREE MONTHS ENDED 31 DECEMBER 2018 ANZ BANK NEW ZEALAND LIMITED INTERIM FINANCIAL STATEMENTS FOR THE THREE MONTHS ENDED 31 DECEMBER 2018
Product Disclosure Statement
Product Disclosure Statement PIE GROWTH UK & EUROPE FUND Part of the Pie Funds Management Scheme DATED 11 DECEMBER 2017 Issued by Pie Funds Management Limited This is a replacement PDS, replacing the PDS
The New Zealand Refining Company Pension Fund ANNUAL REPORT 2014
The New Zealand Refining Company Pension Fund ANNUAL REPORT 2014 Contents Page Trustees Report The year in review 2 Trustees Certificate 3 Investment Returns 4 Actuarial Certificate 6 Report of the Independent
Product Disclosure Statement
Product Disclosure Statement PIE GROWTH 2 FUND Part of the Pie Funds Management Scheme DATED 11 MAY 2018 Issued by Pie Funds Management Limited SOFT-CLOSED This is a replacement PDS, replacing the PDS
Deutsches Rechnungslegungs Standards Committee e.v. Accounting Standards Committee of Germany
ASCG Zimmerstr. 30 10969 Berlin Mr Hans Hoogervorst Chairman of the International Accounting Standards Board 30 Cannon Street London EC4M 6XH United Kingdom IFRS Technical Committee Phone: +49 (0)30 206412-12
Leading light. Full year results to 30 September November 2014
Leading light Full year results to 30 September 2014 27 November 2014 1 Leading light Disclaimer This presentation has been prepared by TOWER Limited to provide shareholders with information on TOWER s
The valuation experts' declaration
The valuation experts' declaration on the creditors' position in connection with the merger between Spar Nord Bank A/S and Sparbank A/S The following is a translation of an original Danish document. The
Australia and New Zealand Banking Group Limited - New Zealand Branch Registered Bank Disclosure Statement
Australia and New Zealand Banking Group Limited - New Zealand Branch Registered Bank Disclosure Statement FOR THE SIX MONTHS ENDED 31 MARCH 2015 NUMBER 26 ISSUED MAY 2015 Australia and New Zealand Banking
BBC Pension Scheme STATEMENT OF FUNDING PRINCIPLES
BBC Pension Scheme STATEMENT OF FUNDING PRINCIPLES funding principles. Introduction Statement of Funding Principles for the BBC Pension Scheme This statement has been prepared by the Trustees of the BBC
MERCER SUPER TRUST ANNUAL REPORT 2016 MAKE TOMORROW, T O D AY
MERCER SUPER TRUST ANNUAL REPORT 2016 MAKE TOMORROW, T O D AY SECTION ONE 1 MESSAGE FROM MARTIN SECTION TWO 2 SCHEME SNAPSHOT SECTION THREE 3 MEET THE TRUSTEE TEAM SECTION FOUR 6 PERFORMANCE SECTION FIVE
Central Laborers Pension Fund
Central Laborers Pension Fund P.O. Box 1267 Jacksonville, Illinois 62651 Phone 217/243-8521 Fax 217/245-1293 http://www.central-laborers.com IMMEDIATE ACTION REQUIRED January 27, 2012 Dear Bargaining Parties:
Solvency Assessment and Management Update
Solvency Assessment and Management 2012 Update MARCH 2012 CONTACT DETAILS Physical Address: Riverwalk Office Park, Block B 41 Matroosberg Road (Corner Garsfontein and Matroosberg Roads) Ashlea Gardens,
NATIONAL INSURANCE COMMISSION SOLVENCY FRAMEWORK - LIFE
NATIONAL INSURANCE COMMISSION SOLVENCY FRAMEWORK - LIFE Capital resources 1. (1) The capital resources of the insurer comprise the sum of its core capital and its eligible non core capital, within the
Bangkok Insurance Public Company Limited Review report and interim financial statements 30 June 2017
Bangkok Insurance Public Company Limited Review report and interim financial statements 30 June 2017 Independent Auditor s Report on Review of Interim Financial Information To the Shareholders of Bangkok
For personal use only
Australia and New Zealand Banking Group Limited New Zealand Branch Disclosure Statement FOR THE THREE MONTHS ENDED 31 DECEMBER 2012 NUMBER 17 ISSUED FEBRUARY 2013 Australia and New Zealand Banking Group
Unit Pricing I thought we d done that?
Unit Pricing I thought we d done that? Paper presented to New Zealand Society of Actuaries Conference 2010 Author: David B Chamberlain BEc FIAA FNZSA Wellington New Zealand dchamber@clear.net.nz The views
Proposed transfer of Scottish Equitable plc's annuity business
Annuity Transfer Team, Edinburgh Park, Edinburgh EH12 9SE Our ref: LGAS1 019S240D12558000001 Mr Andrew Sample Sample Street Sample Town Sample County SA1 1AS Phone: 0800 169 5299 UK Freephone +44 (0) 131
INVESTIGATIONS OF THE FINANCIAL CONDITION OF DEFINED BENEFIT SUPERANNUATION FUNDS
PROFESSIONAL STANDARD 400 INVESTIGATIONS OF THE FINANCIAL CONDITION OF DEFINED BENEFIT SUPERANNUATION FUNDS INDEX 1 INTRODUCTION 3 1.1 Application 3 1.2 Classification 3 1.3 Background 3 1.4 Purpose 4
GOODMAN PROPERTY TRUST
GOODMAN PROPERTY TRUST CONTENTS DETAILS OF THE SCHEME 1 DESCRIPTION OF THE SCHEME 1 INFORMATION ON COMPOSITION OF THE SCHEME 1 CHANGES RELATING TO THE SCHEME 2 FINANCIAL CONDITION AND PERFORMANCE OF THE
NATIONAL PENSION SCHEME (GENERAL) AMENDMENT REGULATIONS 2004 BR 60/2004 NATIONAL PENSION SCHEME (OCCUPATIONAL PENSIONS) ACT : 36
BR 60/2004 NATIONAL PENSION SCHEME (OCCUPATIONAL PENSIONS) ACT 1998 1998 : 36 NATIONAL PENSION SCHEME (GENERAL) AMENDMENT The Minister of Finance, in exercise of the powers conferred by section 69 of the