BIBLIOGRAPHY. 1. Ahmed, R. (1998). Rural Banking and Economic Development, Mittal Publications, New Delhi.

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1 BIBLIOGRAPHY 1. Ahmed, R. (1998). Rural Banking and Economic Development, Mittal Publications, New Delhi. 2. Akhavein, J.D., Berger, A.N., Humphrey, D.B. (1997): The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function, Finance and Economic Discussion Series 9, Board of Governors of the Federal Reserve System. 3. Alagawadi, M. V. And Pushpa M. Savadatti, (2009) Performance Evaluation Of Malaprabha Grameen Bank In Karnataka During Pre And Post WTO Period Principal Component Analysis. 4. Amin, S., Rai, A. S. And G. Topa Does Microcredit Reach The Poor And Vulnerable? Evidence From Northern Bangladesh. Journal Of Development Economics 70(1): Ansari, (Md). A. (1998). Working of RRBs in Eastern UP, Anmol Publication, New Delhi. 6. Aparna K, (2011) Amalgamation And Deccan Grameena Bank 7. Athanasoglou Panayiotis P., Brissimis Sophocles N. and Delis Matthaios D. (2005): Bank- Specific, Industry-Specific and Macroeconomic Determinants of Bank Profitability, Bank of Greece Working Paper No Balachander K G, John Staunton and Balashanmugam (2004): Determinants of Commercial Bank Profitability in Malaysia Papers presented at the 12 th Annual Australian Conference on Finance and Banking. 9. Banking Statistics, (1997 to 2004) Quarterly Hand out. 10. Bagachi, K. K. and A. Hadi, (2006). Performance of Regional Rural Banks in West Bengal: an evaluation, Serials Publications: New Delhi. 11. Bardhan, P. and D. Mookherjee Pro-poor targeting and accountability of local overnments in West Bengal. Journal of Development Economics 79(2): Barth, J.R., Caprio, G., Levine, R. (2004): Bank supervision and regulation: What Works Best? Journal of Financial Intermediation, 13 (2), pp

2 13. Benston, George J., Gerald A. Hanweck and David B. Humphery (1982): Scale Economies in Banking, Journal of Money, Credit, and Banking, Vol.XIV, No. 4 part 1, 14. Bell Frederick W. and Nell Murphy (1999): Impact of Market Structure on the price of a Commercial Banking Service, The Review of Economics and Stastistics, May. 15. Bikker, J.A., Hu, H. (2002): Cyclical Patterns in Profits, Provisioning and Lending of Banks and Procyclicality of the New Basel Capital Requirements, BNL Quarterly Review, 221, pp Bose, Sukanya (2005): Regional Rural Banks: The Past and the Present Debate, MacroScan. 17. Bhatt, N. and Y.S.P. Thorat, (2001). India s Regional Rural Bank: The Institutional Dimension of Reforms, Journal of Microfinance, 3(1): Bose, S. (2005). Regional Rural Banks: The Past and the Present Debate, acro Scan, S.B. (2002). Performance of Regional Rural Banks, Anmol Publications Pvt.Ltd: New Delhi. 19. Bourke, P. (1990): Concentration and other Determinants of Bank Profita bility in Europe, North America and Australia, Journal of Banking and Finance, Vol. 13, pp Consideration of the Regional Rural Banks (Amendment) Bill,2004, Proceeding Other Than Questions and Answers, XIV Lok Sabh. 21. Dangwal.R.C and Reetu Kapoor (2010), Financial performance of Nationalized banks, vol.44, pp Das Prasant (2000): Sustainability Through Outreach - The Molbar Lighthouse Shows the Way. National Seminar on Best Practices in RRBs, BIRD, Lucknow. 23. Das Abhiman and Ghosh Saibal(2005) Excess Capacity in Regional Rural Banks Some Empirical Insights for India. 24. Demirguc-Kunt, A., Maksimovic, V. (1998): Law, Finance and Firm Growth, Journal of Finance, 53 (6), pp Dhingra, I.C. (1992). Rural Banking in India, Sultan Chand and sons, New Delhi. 115

3 26. Dilip Khankhoje and Milind Sathye (2008) Efficiency of Rural Banks: The Case of India. 27. Dilip Kumar Jha and Durga Sankar Sarangi (2011), Performance of new generation banks: A comparative study, International journal of Research in Commerce and Management. 28. Edwards. Franklin R. (1997): Managerial Objectives in Regulated Industries: Expense Preference Behavior in Banking, Journal of Political Economy. 29. Ganesan P (2001), Determinants of Pro fits and Profitability of Public Sector Banks in India: A Profit Function Approach, Journal of Financial Management and Analysis, Vol. 14, No.1, January to July, pp Goddard, J., Molyneux, P., Wilson, J.O.S. (2004): The Profitability of European Banks: A Cross-Sectional and Dynamic Panel Analysis, Manchester School 72 (3), pp Gupta V & Jain P K, (2003), Long Range Profit Planning Practices among Commercial Banks in India, Management & Change, vol.7, (November), pp Haslem, John (1998): A Statistical Analysis of the Relative Profitability ofcommercial Banks, Journal of Finance, Vol. 23, pp Ishwara. P (2011) Financial Performance Analysis of RRBs: Pre and Post Transformation 34. Kannan, R (2004), Regional Rural Banks. 35. Kumar, A (2011), Crm In Banking: Perspectives And Insights From Indian Rural Customers 36. Janaki Ramudu P, Durga Rao, (2006) A Fundamental analysis of Indian Banking Industry, The ICFAI Journal of Bank Management. 37. Kalkundarickars, A.B. (1990). Regional Rural Banks and Economic Development (Delhi) Daya Publishing House. 38. Kumar, R. (1993). Growth and Performance of RRBs in India. 39. Kannan, R Regional Rural Banks 116

4 40. Kaur, G. and Jyoti, (2006). Technical Efficienc y and Scale Economies of Commercial Banks in Pre-and Post-Liberalization Period, Indian Journal of Quantitative Economics, Vol Khankhoje, D. and M. Sathye, (2008). Efficiency of Rural Banks: The Case of India, International Business Research, (1):2, pp K.V.N.Prasad & Dr.A.A.Chari (2011), Financial Performance of Public and Private Sector Banks: An Application of Post Hoc Tukey HSD Test, Indian Journal of Management Sciences, Vol.2, No.5, pp Kwast, Myron L. and John T. Rose (1992), Pricing, Operating Efficiency and Profitability Among Large Commercial Banks, Journal of Banking and Finance, Vol Malhotra, Rakesh (2002): Performance of India s Regional Rural Banks (RRBs): Effect of the Umbilical Cord. 45. Miller, S.M., Noulas, A.G. (1997): Portfolio Mix and Large -Bank Profitability in the USA, Applied Economics, 29 (4), pp Milma, A.P. and L. Hjalmarsson, (2002). Measurement of Inputs and Outputs in the Banking Industry, Tranzanet Journal, 3(1): Misra, Biswa Swarup.(2006), The Performance of Regional Rural Banks (RRBs) in India: Has Past Anything to Suggest for Future. 48. Mohan Jagan (2004): Regional Rural Banks Need a shot in the Arm, Financial Daily from the Hindu Group of Publications. March 19th Edition. 49. Molyneux, P., Thornton, J. (1992): Determinants of European Bank Profitability: A Note, Journal of Banking and Finance, Vol. 16, pp NABARD, (2002). National Bank for Agriculture and Rural Development.Task Force on Supportive Policy and Regulatory framework for Micro Finance in India, summary and Recommendations. 51. Naidu, L.K. (1990). Bank Finance for Rural Artisans, New Delhi, Ashish Publishing Housing. 117

5 52. Narasimham, M. (1991). Reserve Bank of India (RBI), Bombay. Report of the Committee on the Financial System, Reserve Bank of India. 53. Nitin Bhatt and Thorat Y.S.P. (2004): India s Regional Rural Banks: The Institutional Dimension of Reforms, National Bank News Review, NABARD, April-September. 54. Pandey I.M., (2004) Essentials of Financial Management, Vikas Publishing House Limited. 55. Pallavi Chavan (2004) How Inclusive Are Banks under Financial Liberalisation? 56. Patel, K.V.& Shete, N.B. (1990). RRB Performance and Prospectus, Prajanan,pp Pati A.P. (June 2010) explains that in India an array of financial institutions are operating in the area of rural financing. Among those institutions Regional Rural Banks (RRBs) are prominent. The idea was to provide efficient service to the rural sectors so that the rural economy could provide the necessary input to the overall economy. 58. Perry, P., (1992): Do Banks Gain or Lose from Inflation, Journal of Retail Banking, 14(2), pp Prasuna Chandra., (2008) Financial Man agement, Tata Mc Graw-Hill Publishing Company Limited. 60. Raj mohan S and Pashupati S (2010), Profitability Performance of the TAICO Bank, Journal of Financial Services and Management, Vol.1, pp Rawal and Mukherjee (2004), Tenancy Relations and Household Incomes: Insights from Three Selected Villages in India. 62. RBI, ( ). Report on Trend and Progress Banking in India. 63. Report of the Ghosh Committee to consider Final Accounts of Banks, RBI Publications, Mumbai. 64. Report of the Khusro Committee to review the Agricultural Credit System in India, RBI Publications, Mumbai. 65. Report of the Narasimham Committee (1) on the Financial system, Nabhi Publications, New Delhi,

6 66. Report of the Narasimham Committee (2) on the Banking Sector Reforms, Nabhi Publications, New Delhi. 67. Report of the Shetty Committee to review of system of Lending under Consortium Arrangement, (1992). RBI Publications, Mumbai. 68. Sanjay Sinha, Tanmay Chetan, Orlanda Ruthven and Nilotpal Pathak, 2003, Working Paper 229. The Outreach/Viability Conundrum: Can India s Regional Rural Banks Really Serve Low-Income Clients? 69. Saveeta and Verma Sateesh (2001), Banking and Profitabil ity,nationalization of Banks Retrospect and Prospects, ed., Monga G S and Singh R K, Deep Publication, New Delhi, pp Shah Mihir, Rao Rangu and Vijay Shankar, P.S. (2006), Rural Credit in 20th Century India An Overview of History and Perspectives 71. Sharma V.K and Shashi K. Gupta, (2003). Management Accounting K alyani Publications. 72. Sinha (1991) M-CRIL Review Of Rural Banking In India. 73. Sinha Roy, B.P. (1994) RRBs in West Bengal, Mittal Publications, New Delhi. 74. Sura Jasvir S. and Pal Karam (2006): Efficacy of Regional Rural Banks (RRBs) in India: A Conventional Analysis 75. Ramachandran V. K. and Swaminathan Madhura (2004) Indian Statistical Institute, Kolkata. Studied Financial Liberalisation And Rural Banking In India. 76. Ravichandran and Alkhathlan (2009), Research Journal of Finance and Accounting, ISSN (Paper) ISSN (Online) Vol 2, No Reddy Maheshwara, D, and Prasad K.V.N (2011) Evaluating Performance Of Regional Rural Banks: An Application Of Camel Model 78. Reddy, Y.V. (2000): Future of Rural Banking Address at Prof. G. Rama Reddy s Third Endownment Lecture, Hyderabad, Reserve Bank of India Bulletin, January. 119

7 79. Reddy, Y.V. (2000): Rural Credit: status and Agenda, Reserve Bank of India Bulletin, November. 80. Reddy A.Amarender (March 2006) examines the tota l factor productivity of RRBs. In this Banks located in economically developed as well as low banking density regions exhibited significantly higher productivity growth. 81. Reserve Bank of India (2005): Report of the Internal Working Group on RRBs, Chairman: A.V. Sardesai, Mumbai. 82. Revell, J., (1999): Inflation and Financial Institutions, Financial Times, London. 83. Rhoades, Stephen A. (1997): Structure and Performance Studies in Banking: A Summary and Evaluation, Staff Economics Studies 92, Federal Reserve Board, Washington, DC. 84. Schuster, Leo (1994): Profitability and Market Share of Banks, Journal of Bank Research, Spring. 85. Sinha Sanjay, Chetan Tanmay, Ruthven Orlanda and Pathak Nilotpal (2003) The Outreach/Viablity Conundrum: Can India s Regional Rural Banks Really Serve Low-Income Clients? ODI Working Paper No. 229, ODI, London. 86. Shawn Cole, Thomas Sampson, and Bilal Zia 2009, 2009 Valuing Financial Literacy Training 87. Short, B.K. (1999): The Relation Between Commercial Bank Profit Rates and Banking Concentration in Canada, Western Europe and Japan, Journal of Banking and Finance, Vol. 3, pp Statistical Tables Relating to Banks in India (various Issues), Reserve Bank of India, Mumbai. 89. Swaminathan, M. (2002). Rural Banking and Landless Labour Households, Institutional Reform and Rural Credit Markets in India, Journal of Agrarian Change, 2, 4, Oct., pp Tschoegl, Adrian E. (1992): Concentration Among International Banks - A Note, Journal of Banking and Finance, Vol

8 91. The Estimates Committee ( ), the 2nd Report of Action taken by Government on the recommendations contained in the Sixteenth Report of Estimates Committee (Thirteenth Lok Sabha) on the Ministry of Finance and Company Affairs (Department of Economic Affairs- Banking Division) - Regional Rural Banks, Dec Velayudham and Sankaramarayanan (1990) for a nuanced account of the concerns and debates on the RRB issue during the late 1980s. 93. Velayudham, T. K. and V Sankaramarayanan (1990) Regional Rural Banks and Rural Credit: some issues Economic and political weekly, September, Versha Mohindra and Gian Kaur (2011) Efficiency of Regional Rural Banks in India: An Application of Data Envelopment Analysis. 95. Versha Mohindra and Gian Kaur (2011) Total Factor Productivity of Regional Rural Banks in India: A Malmquist Approach. 96. Yadappanavar, A. and B. R. Nath, (2003). Development Strategies of RRBs - A Successful Case Study of Aurangabad and Jalna Gramin Bank in Maharashtra A Report, Anvesak,33(13):

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