NOTICE ON REVISION OF RATE OF INTEREST ON ALL LOANS WEF 01/09/2018
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1 CIN L85110KA1987PLC Registered Office No. 29/1, 1st Floor, M N Krishna Rao Road Basavanagudi, Bangalore Tel: , Fax: credit@canfinhomes.com Web : NOTICE ON REVISION OF RATE OF INTEREST ON ALL LOANS WEF 01/09/ Individual Housing Loan (201) Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Composite Housing Loan (226): a) Composite Housing Loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale: Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac
2 b) Composite Housing Loan on sites situated in approved private layouts including second sale: Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac IHL - Super * (231) Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac *ROI fixed for 3 years 4. loans (225) 3rd and 4th unit Purchase / construction of house 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac
3 3rd and 4th unit housing loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale) 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac rd and 4th unit housing loan on site situated in approved private layouts including second sale ) 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac rd and 4th unit Purchase / constrcution of house (IHL Super) *ROI fixed for 3 years 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac
4 5th unit onwards Purchase/ constrcution of house 5th unit onwards housing loan on sites situated in layouts developed by Govt. Dev. Agencies including second sale) 30 lac & below Above 30 lac Above 75 lac lac & below Above 30 lac Above 75 lac lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac th unit onwards housing loan on site situated in approved private layouts including second sale) 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac
5 5th unit onwards Purchase / constrcution of house (IHL Super) *ROI fixed for 3 years 30 lac & below Above 30 lac Above 75 lac lac & below Above.30 lac Above.75 lac IHL - Cash Salary (Max Loan upto Rs. 10 Lakh) SALARIED ONLY ROI (w.e.f. 01/09/18) Purpose / risk rating 1. Construction of house on own land / Purchase of flat Composite (purchase of Site & Construction thereon) 6. SITE LOANS 2.1. Site in layouts developed by Govt. Dev. Agencies including second sale: Site in approved private layouts including second sale: Site loans (203): Loans for sites in layouts developed by Govt. Dev. Agencies including Second sale Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac
6 6.2. Site loans (204): Loans for sites in approved private layouts/site purchase from private parties : Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Sl. No lac & below Above 30 lac to 75 lac Above 75 lac Other Non-housing loans Sl. No. Product / risk rating 1 Mortgage loans (205)/ Flexi LAP (222) Loan against commercial properties (209) 3 Personal loans (220) Sl. No. Product / risk rating 1 Mortgage loans (205)/ Flexi LAP (222) Loan against commercial properties (209) 3 Personal loans (220)
7 8. Other loans Product No. Loan Product REVISED (01/09/18) 206 Builder loan Builder loan for affordable Houses Line of Credit (LOC) Loans against Rent Receivables (LRR) Registered lease deed with MNC s/govt. agencies/psu/banks Registered lease deed with other organizations /firms of repute Special Urban Housing Refinance Scheme (SUHRS)- Direct Special Urban Housing Refinance Scheme (SUHRS)- Indirect 235 CFHL Top Up loan 236 CFHL Nishchint-Loan for pensioners No change No change Applicable IHL/CHL/Comp Loan plus 0.25% - Floating Note: For women beneficiaries for loans up to lac in metro/urban centres, Naval/ Airforce/ Defence personnel (both in service and retired) and physically challenged persons 0.05% concession in applicable rate of interest (ROI) for one year will be given. For all the above loans: a. Interest will be charged on daily diminishing balance with interest at monthly rest. b. For details of other charges applicable to all loans, please refer MITC and FPC (Most Important Terms and Conditions and Fair Practice Code) appearing in the company web site in the home page and announcements. c. For further details, contact nearest Branch. d. All the existing borrowers who wish to avail the benefit, if any in ROI, may contact the Branch.
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Can Fin Homes Ltd (Sponsor: canar.k Es.ANIK.) HOME LOANS DEPOSITS grans/a/ins, Dreams in/o geeahly CAN FIN HOMES LTD Registered Office No. 29/1, 1st Floor, M N Krishna Rao Road Basavanagudi, BENGALURU
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3/6, Siri Fort Institutional Area, August Kranti Marg, New Delhi Ph: , , , , Fax :
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