3. The PCIO will specify the merchant s requirements for meeting the PCI DSS and Vanderbilt University policy.
|
|
- Catherine Johnson
- 5 years ago
- Views:
Transcription
1 Procedure Subject Approval for Merchant Set Up FINAL Effective July 29, 2015 Revision Revision Review Responsibility PCI Compliance Office PURPOSE The process for determining whether to approve a department s request for accepting payment cards is a complex and multi-step process. Therefore, the purpose of this document is to detail the procedure to be followed when processing new merchant account requests and modifications to existing merchant accounts. PROCEDURE If a department contacts Treasury or VUMC Finance to request a new merchant account (MID), VUIT/HITS for assistance in developing or implementing any IT application that can accept payment cards, or Procurement/OGC/VUMC medical sourcing areas to assist with the purchase of an IT application that can accept payment cards, the department contact must be referred to the PCI Compliance Office (PCIO) to ensure that all requirements of the PCI Security Standards Council s Data Security Standards (PCI DSS) will be met before any action is taken to set up the MID. PROCEDURE STEPS and RESPONSIBILITIES The following steps should be followed when contacted by a department requesting the ability to accept credit cards: 1. The department will submit a Request to Process Credit Cards to the PCI Compliance Office (See Attachment A ). This must be done BEFORE any software has been purchased or a contract signed. Note: The departmental employee who submits a request to process payment cards must be a business officer, administrative officer, fiscal officer or equivalent position, as does the merchant account and PCI compliance responsible person. 2. The PCI Compliance Office will schedule a meeting with the department and the payment application IT or third-party hosting IT team, as needed, to document how payment cards will be processed and determine whether the payment application meets compliance requirements. 3. The PCIO will specify the merchant s requirements for meeting the PCI DSS and Vanderbilt University policy. 4. Once the PCI Compliance Office approves the method by which credit cards will be processed, a merchant application can be processed and/or payment application developed/purchased. VUMC Finance or VU Treasury will copy the PCIO on the sending the application to the acquiring bank. Note: The departmental employee who submits an application for a new merchant account must be a business officer, administrative officer, fiscal officer or equivalent position, as does the merchant account and PCI compliance responsible person. 5. Merchants must use Elavon as their acquiring bank and use the gateway Converge (formerly Virtual Merchant). The only rare exceptions can be approved through Treasury. Page 1 of 2
2 6. When a MID has been assigned to the merchant by Elavon through VUMC Finance or Treasury, the PCIO must be notified by these areas so that it will have record of the MID. The PCIO will be responsible for ensuring Elavon sets up the MID in TrustKeeper. 7. The PCI Compliance Office will ensure that all employees in contact with the cardholder data environment are enrolled in PCI compliance training; however, supervisors and individual employees can also enroll staff and themselves in training. This is done as follows: a. Sign into Learning Exchange b. Select Admin as the role. c. Choose Learners on the left toolbar choose Enrollments on the left toolbar. d. In the Course field type in PCI compliance and all courses related to PCI compliance will be available in the drop down box. e. Choose the current PCI compliance course. f. Enter the employee name or VUNet ID and Enter. g. On the right side of the screen click on the Enroll field and click on Apply Changes. h. The employee will be entered into training. 8. Once all previous steps have been successfully completed, a TrustKeeper account will be created for tracking PCI compliance and the PCI Compliance Office will the merchant with instructions for setting up their account and completing their initial self-assessment questionnaire (SAQ). 9. When training has been completed and we have received the signed certificate of compliance, the merchant may begin transacting on the account. 10. If the merchant needs assistance with the self-assessment questionnaire (SAQ) contact the PCIO. DEFINITIONS Merchant A unit that accepts payment cards as payment. Merchant Account (also known as Merchant Identification Number or MID) An account established by a bank to credit payment amounts and debit processing fees for a designated unit. Payment Card Industry (PCI) Comprised of the five major card associations including Visa, MasterCard, American Express, Discover and JPM. The council is responsible for the development, management, education, and awareness of the PCI Data Security Standards. PCI Data Security Standards A worldwide set of policies and procedures intended to optimize the security of credit, debit and cash card transactions and protect cardholders against misuse of their personal information. Acquiring Bank- typically a financial institution that processes payment card transactions for merchants. It is defined by a payment brand as an acquirer TrustKeeper the website used to submit the self-assessment questionnaire Page 2 of 2
3 Vanderbilt Business Services Attn: PCI Compliance Office PMB Request to Process Credit Cards Information needed to obtain a Merchant Identification Number or MID In order to allow sufficient time for evaluation of this request, coordination with the credit card processing bank, merchant training and receipt of card processing equipment, this request must be submitted at least 30 days prior to anticipated credit card processing. Return approved form to kim.stansell@vanderbilt.edu Questions may be directed to Kim Stansell at Departmental Information Department, Program, or Clinic Name DBA Name ( Doing business as name what you want to be called. For example, VUMC Sports Medicine, VU Math Department **Do not use Vanderbilt University or VUMC**) Physical Location Address with ZIP code Mailing Address with ZIP code Will the credit card processing equipment be located at this address? If not, please indicate physical location of equipment. Campus Mail Address Business Need for Merchant Account Describe departmental goods/services offered by accepting credit card payments. When will this merchant account need to be available? (A minimum of 30 days notice is required.) Is this account needed for a limited time? If yes, is it an annual or recurring event? (conference, seminar, etc.) If needed for a limited period of time each year, please indicate months needed (e.g. March 15 June 30). Credit Card Processing Information Describe Anticipated Transaction Processing Methods (e.g., credit card terminals, e-commerce website, outsourced service through third party vendor, etc.) Estimated Total Monthly Sales (dollar volume) Estimated Average Sale per Transaction (average dollar amount per transaction)
4 Credit Card Processing Information (continued) Percentage of credit card sales that will be: (total must equal 100%) In Person: Telephone/Mail/Fax: *e-commerce/website: Other (Please Specify): *If this account will be used for e-commerce sales, list the URL and IP address of the site: URL IP Address * Merchant must follow stringent requirements when using an e-commerce solution for processing credit cards. PCI and VUIT staff will assist in determining if proposed processing method is PCI compliant before merchant account request will be processed. Processing Equipment Number of swipe devices needed? Swipe devices must be customer facing. Will you be using cellular wireless or an analog telephone line device? Swipe devices are not to be installed using VOIP (ex. Lync, DSL). Technical Contact Technical Support Person for this account (LSP, LAN Administrator, etc.) Tech Support Telephone: Tech Support Departmental Approvals Initiator This is the person who has been charged with setting up a new account for the department Fiscal Manager/Administrative Officer Business/Admin/Fiscal Officer Approval (Merchant ID & PCI Compliance Responsible Person) By signing this application, the department head accepts responsibility for adhering to Vanderbilt policies and authorizes any charges/fees associated with establishing and maintaining a merchant account. Department Head/Director/Chair Approval by the Departmental Leader PCI Compliance Office Approval Processing Approvals Approval by the PCI Compliance Office is required before a merchant account request will be processed. Treasury/VUMC Finance Approval Approval required and electronic copy sent to the PCIO
5 Request Processing (To be completed by the PCI Compliance Office) MID received: TID: MID: Number of terminals: Model of terminals: S/N of terminals:
Administration and Department Credit Card Policy
Administration and Department Credit Card Policy Updated February 29, 2016 CONTENTS Purpose PCI DSS Scope/Applicability Authority Securing Credit Card Data Policy Glossary Page 2 of 5 PURPOSE As a department
More informationApplication of Policy. All University faculty, staff, and third party service providers.
Policies of the University of North Texas Chapter 10 10.035 Accepting Credit Cards Fiscal Management Policy Statement. UNT supports the acceptance of credit cards as payment for goods and services to improve
More informationQ: What is PCI? Q: To whom does PCI apply? Q: Where can I find the PCI Data Security Standards (PCI DSS)? Q: What are the PCI compliance deadlines?
Q: What is PCI? A: The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain
More informationPCI 101: Transaction Volumes and Validation Requirements. By Chip Ross January 4, 2019
PCI 101: Transaction Volumes and Validation Requirements By Chip Ross January 4, 2019 Regarding PCI compliance, all entities that store, process or transmit cardholder data are subject to the requirements
More informationConverge Elavon. User and Installation Guide
Converge Elavon for Magento 2 User and Installation Guide Version 1.0 Support: support@pronkoconsulting.com 1 Table of Contents Introduction About Converge Elavon For Merchants For Customers Converge Elavon
More informationCOLORADO STATE UNIVERSITY Financial Procedure Statements FPI 6-6
1. Procedure Title: PCI Compliance Program COLORADO STATE UNIVERSITY Financial Procedure Statements FPI 6-6 2. Procedure Purpose and Effect: All Colorado State University departments that accept credit/debit
More informationBusiness Practices Seminar April 3, 2014
Business Practices Seminar April 3, 2014 Departmental Operations Review of Payment Card Industry Standard Assessment Process Overview Review of University Policy No. 3610 57.7 467 200+ Scott Weimer Director
More informationWEBINAR. Five Steps to PCI Compliance. Madeline Long. Ron Demmans. Download these slides at Director of Sales Solveras
Five Steps to PCI Compliance Sponsored by Madeline Long Director of Sales Solveras Ron Demmans Director of Sales Administration Solveras WEBINAR 1. What is PCI Compliance? 2. How does PCI Compliance affect
More informationEvent Merchant Card Services
Event 317 - Merchant Card Services Statement of Work A. Overview: It is the intent of the Bexar County Tax Assessor-Collector to solicit proposals to establish a contract with a vendor to provide merchant
More informationSubject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards
University Policy: Cardholder Data Security Policy Category: Financial Services Subject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards Office Responsible
More informationMERCHANT MEMBER PACKAGE AGREEMENT & APPLICATION
MERCHANT MEMBER PACKAGE AGREEMENT & APPLICATION Vantage Card Services, Inc. 2230 Towne Lake Parkway Building 400, Suite 110 Woodstock, GA 30189 (800) 397-2380 (770) 928-5688 Fax (770) 928-9328 www.vantagecard.com
More informationBall State University
PCI Data Security Awareness Training Agenda What is PCI-DSS PCI-DDS Standards Training Definitions Compliance 6 Goals 12 Security Requirements Card Identification Basic Rules to Follow Myths 1 What is
More informationClark University's PCI Compliance Policy
ï» Clark University's PCI Compliance Policy Who Should Read this Policy: All persons who have access to credit card information, including: Every employee that accesses handles or maintains credit card
More informationPCI-DSS for Credit Unions
PCI-DSS for Credit Unions Tom Schauer; CEO @ TrustCC CISSP, CISA, CISM, CRiSC, CEH, CTGA tschauer@trustcc.com Misinformation Opinion: There is more confusion and more misinformation about PCI requirements
More informationPCI FAQ Q: What is PCI? ALL process, store transmit Q: To whom does PCI apply? Q: Where can I find the PCI Data Security Standards (PCI DSS)?
PCI FAQ Q: What is PCI? A: The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information
More informationElavon Payment. User Guide
www.pronkoconsulting.com info@pronkoconsulting.com Elavon Payment for Magento 2 User Guide Version 2.0.0 Support: info@pronkoconsulting.com Table of Contents Introduction About Elavon Payment For Merchants
More informationUNL PAYMENT CARD POLICIES AND PROCEDURES. Table of Contents
UNL PAYMENT CARD POLICIES AND PROCEDURES Table of Contents Payment Card Merchant Security Standards Policy and Procedures... 2 Introduction... 4 Payment Card Industry Data Security Standard... 4 Definitions...
More informationElavon Payment. User and Installation Guide
Elavon Payment for Magento 2 User and Installation Guide Version 2.1 Support: info@pronkoconsulting.com Table of Contents Introduction About Elavon Payment For Merchants For Customers Elavon Payment Functionality
More informationCampus Administrative Policy
Campus Administrative Policy Policy Title: Credit Card Acceptance Policy Number: 2019 Functional Area: Finance Effective: February 1, 2011 Date Last Amended/Reviewed: February 1, 2011 Date Scheduled for
More informationPayment Card Industry Training 2014
Payment Card Industry Training 2014 Phone Line Terminal & Hosted Order Page/Secure Acceptance Redirect Merchants Contact * Carole Fallon * 614-292-7792 * fallon.82@osu.edu Updated May 2014 AGENDA A. Payment
More informationCredit Card Handling Security Standards
Credit Card Handling Security Standards Overview This document is intended to provide guidance regarding the processing of charges and credits on credit and/or debit cards. These standards are intended
More informationCredit Card Acceptance and Processing Procedures
Credit Card Acceptance and Processing Procedures Introduction Michigan Tech accepts credit cards for many payments of goods and services. Credit card payments must be processed in compliance with Payment
More informationA report showing the merchant s settlement. The acquirer settlement report is generated by the acquiring bank at the end of every billing cycle.
A Acquirer (acquiring bank) An acquirer is an organisation that is licensed as a member of Visa/MasterCard as an affiliated bank and processes credit card transactions for (online) businesses. Acquirers
More informationSubject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards
University Policy: Cardholder Data Security Policy Category: Financial Services Subject: Protecting cardholder data in support of the Payment Card Industry (PCI) Data Security Standards Office Responsible
More informationChapter 4 E-commerce Security and Payment Systems
Chapter 4 E-commerce Security and Payment Systems Copyright 2016 Pearson Education, Ltd. 4.5 E-COMMERCE PAYMENT SYSTEMS Copyright 2016 Pearson Education, Ltd. Slide 1-2 E-commerce Payment Systems In this
More informationPayment Card Industry Data Security Standards (PCI DSS) Initial Training
Payment Card Industry Data Security Standards (PCI DSS) Initial Training PCI DSS Training Content What topics will this training cover? What is PCI DSS? Objectives of PCI DSS Common Terminology Background
More informationBPay1804 MERCHANT APPLICATION
BPay1804 MERCHANT APPLICATION MY INFORMATION OWNER 1 OWNER 2 (IF APPLICABLE) First Name Last Name First Name Last Name Business Title Ownership Owner's of Birth Business Title Ownership Owner's of Birth
More informationPCI Training. If your department processes credit card information, it is CRITICAL that you understand the importance of protecting this data.
PCI Training This training is to assist you in understanding the policies at Appalachian that govern credit card transactions and to meet the PCI DSS Standards for staff training to prevent identity theft.
More informationPAI Secure Program Guide
PAI Secure Program Guide A complete guide to understanding the Payment Card Industry Data Security Requirements (PCI DSS) and utilizing the PAI Secure Program Welcome to PAI Secure, a unique 4-step PCI-DSS
More informationMERCHANT CREDIT CARD PROCESSING APPLICATION AND AGREEMENT PAGE 1 of 2 BUSINESS INFORMATION Taxpayer Identifi cation Number: (9 digits)
Primary Sales Partner Name and Number: Sub Sales Partner Name and Number: Business LEGAL Name: MERCHANT CREDIT CARD PROCESSING APPLICATION AND AGREEMENT PAGE 1 of 2 BUSINESS INFORMATION Taxpayer Identifi
More informationPayment Card Industry Compliance Policy
PURPOSE and BACKGROUND The purpose of this policy is to ensure that Massachusetts Maritime Academy (MMA) maintains compliance with the Payment Card Industry Data Security Standard (PCI DSS). PCI DSS is
More informationTerminal Servicers. Frequently Asked Questions. 28 March 2018
Terminal Servicers Frequently Asked Questions 28 March 2018 Notices Following are policies pertaining to proprietary rights and trademarks. Proprietary Rights The information contained in this document
More informationCredit Card Processing Best Practices
Credit Card Processing Best Practices We are a merchant service provider dedicated to facilitating the passage of your sales tickets back to the thousands of institutions that issue the MasterCard (including
More informationAdministration Policy
Administration Policy Complete Policy Title: Policy for Acceptance of Payment Cards and ecommerce Payments Approved by: Vice-President (Administration) Date of Original Approval: August 2005 Responsible
More informationPCI Compliance and Payment Card Processing Policy
PCI Compliance and Payment Card Processing Policy Policy Number: Effective Date: Approval: Office: PURPOSE: The University of Indianapolis accepts payment cards on payment for goods and services under
More informationJeffco Student Fee Payment Frequently Asked Questions
Jeffco Student Fee Payment Frequently Asked Questions How do I access the Jeffco Student Fee Payment? Parents will sign into their Jeffco Connect account to make student fee payments. If you have forgotten
More informationPCI security standards: A high-level overview
PCI security standards: A high-level overview Prepared by: Joel Dubin, Manager, RSM US LLP joel.dubin@rsmus.com, +1 312 634 3422 Many merchants often have difficulty understanding how they must comply
More informationSALES & SERVICE POLICIES
Financial Policy Manual SALES & SERVICE POLICIES 2001 Sales & Service Activities 2002 Collection, Reporting & Payment of Pennsylvania Sales & Use Tax 2003 Financial Responsibilities for Sales & Service
More informationA to Z Jargon buster. Call +44 (0) to discuss your upgrade options
A to Z Jargon buster Call +44 (0) 844 209 4370 to discuss your upgrade options www.pxp-solutions.com sales@pxp-solutions.com twitter: @pxpsolutions Are you trying to navigate your way around what can seem
More informationBUSINESS POLICY. TO: All Members of the University Community 2016:07. Credit Card Processing and Security Policy (Supersedes Policy 2009:05 & 2012:12)
BUSINESS POLICY TO: All Members of the University Community 2016:07 DATE: February 2016 Credit Card Processing and Security Policy (Supersedes Policy 2009:05 & 2012:12) Contents Section 1 Scope...2 Section
More informationFax Cover Sheet and Application Checklist Attention: Alex Burgin Company: Authorize.Net
Fax Cover Sheet and Application Checklist Attention: Alex Burgin From: Company: Authorize.Net Date: Fax Number: (801) 492-6546 Total No. of Pages (including cover): Reseller Reseller ID: 10739 Checklist
More informationUnderstanding Merchant Pricing
Understanding Merchant Pricing Contents Pricing Structures... 3 Tiered Pricing... 3 Flat Rate Pricing:... 5 Cost Plus Pricing:... 6 Additional Resources... 7 Visa Interchange Fees Table... 8 MasterCard
More informationACCOUNT SETUP FORM. Page 1 of 2 NATIONAL MERCHANTS ASSOCIATION
ACCOUNT SETUP FORM Required with every application. Please Submit to your ProAgent Portal. https://portal.nationalmerchants.com/login Merchant DBA Agent ID Business Type: Retail Restaurant QSR/Small Ticket
More informationBefore debiting the Cardholder, the Merchant shall conduct the checks specified below.
REGULATIONS FOR SALES PAID BY CARD REMOTE TRADING (Card Not Present) (October 2015) These regulations, the "Remote Trading Regulations", apply to sales paid by Card in Remote Trading. "Remote Trading"
More informationItem 08E 1 of 14
MEETING DATE: September 20, 2017 PREPARED BY: Marta D. Lundgren, Finance Manager DEPT. DIRECTOR: Tim Nash DEPARTMENT: Finance CITY MANAGER: Karen P. Brust SUBJECT: City of Encinitas Merchant Processing
More informationPayment Processing 101
Payment Processing 101 Timelines & Deliverables PRESENTED BY Pg: 1 March 7, 2018 www.clearwaterpayments.com Quick Agenda Credit/Debit Transactions Industry Definitions Transaction Process Cost/Pricing
More informationThe University of Michigan Treasurer s Office Card Services. Merchant Services Policy Document
Merchant # (Treasurer s Office Use Only): The University of Michigan Treasurer s Office Card Services Merchant Services Policy Document Describe Business Purpose: Enter Merchant Name (25 characters max):
More informationminimise card fraud in your business.
minimise card fraud in your business. First National Bank Tanzania Limited - a subsidiary of FirstRand Limited. A Registered Commercial Bank in Tanzania (CBA00050). There is a real possibility that your
More informationCash Management and A/R and PCI OH MY!!! 3/2/2015. Cash Management. Agenda. Cash Management A/R Accounts Receivable PCI Q&A
Cash Management and A/R and PCI OH MY!!! DEE BOWLING, JULIE JUSTICE & ROBIN MAYO Agenda Cash Management A/R Accounts Receivable PCI Q&A Cash Management 1 Cash Management & Accounts Receivable New link
More informationOLD DOMINION UNIVERSITY PCI SECURITY AWARENESS TRAINING OFFICE OF FINANCE
OLD DOMINION UNIVERSITY PCI SECURITY AWARENESS TRAINING OFFICE OF FINANCE August 2017 WHO NEEDS PCI TRAINING? THE FOLLOWING TRAINING MODULE SHOULD BE COMPLETED BY ALL UNIVERSITY STAFF THAT: - PROCESS PAYMENTS
More informationSage Payment Processing User's Guide. March 2018
Sage 300 2017 Payment Processing User's Guide March 2018 This is a publication of Sage Software, Inc. 2017 The Sage Group plc or its licensors. All rights reserved. Sage, Sage logos, and Sage product and
More informationGetting started with ecommerce
Getting started with ecommerce Once you have indicated that you would like to add ecommerce to your SignUp or Spaces modules, we will enable the ecommerce option for you. You will then see an E-Commerce
More informationCREDIT CARD PROCESSING AND SECURITY
CREDIT CARD PROCESSING AND SECURITY POLICY NUMBER: RESERVED FOR FUTURE USE RESPONSIBLE OFFICIAL TITLE: SENIOR VICE PRESIDENT FOR ADMINISTRATION AND FINANCE RESPONSIBLE OFFICE: ADMINISTRATION AND FINANCE
More informationBlackbaud Merchant Services TM Portal Features Overview Transaction Management Through the Blackbaud Merchant Services Web Portal
Blackbaud Merchant Services TM Portal Features Overview Transaction Management Through the Blackbaud Merchant Services Web Portal From the web portal, you can use many features to manage transactions and
More informationPayment Card Acceptance Administrative Policy
Administrative Procedure Approved By: Brandon Gilliland, AVP for Finance and Controller Effective Date: January 15, 2016 History: Approval Date: September 25, 2014 Revisions: December 15, 2015 Type: Administrative
More informationUser Document: Merchant Partners First Mile Middleware Electronic Payment Processing
User Document: Merchant Partners First Mile Middleware Electronic Payment Processing R.O. Writer Version 1.31 R.O. Writer Version 2.0 October 2016 The R.O. Writer name and logo are properties and registered
More informationCash Advance Application
Verifone Evolution Series Cash Advance Application Quick Reference Guide 2017 Elavon Inc. Elavon is a registered trademark in the United States and other countries. Apple Pay is a trademark of Apple Inc.
More informationd. ability to capture the identity of the trooper who runs the card.
C.1. Overview The State of Oklahoma Office of Management and Enterprise Services (OMES) Information Services Division (ISD) on behalf of The Oklahoma Department of Public Safety (DPS), is seeking bids
More informationPayment Acceptance Services
Payment Acceptance Services Provided by Elavon 1 Merchant Acquiring Services About Us Santander Corporate & Commercial has an international footprint with a presence in 10 core countries and many more
More informationTHANK YOU FOR CHOOSING SUGAR & BRUNO! WE RE THRILLED TO HAVE YOU AS A CUSTOMER AND WE LOOK FORWARD TO WORKING WITH OUR FOR MANY YEARS TO COME!
NEW CUSTOMER FORM Sugar and Bruno, Inc. 7260 Georgetown Road Indianapolis, Indiana 46268 www.sugarandbruno.com PH: 317.991.4422 FX: 317.293.5886 THANK YOU FOR CHOOSING SUGAR & BRUNO! WE RE THRILLED TO
More information6.6.8 Does the Vendor provide automated sponsor contract payments for students?
RFP 04-2017 Merchant Card Processing Services Q & A Q & A#1-11/16/2017 6.6.8 Does the Vendor provide automated sponsor contract payments for students? Many of the CWI students have sponsors who pay their
More informationMERCHANT APPLICATION Merchant#
1800-609-4213 BUSINESS INFORMATION New Location Additional Location Change of Ownership MERCHANT APPLICATION Merchant#_ SIC Code Sales Rep.# Location # of Business/Corporate Name (as shown on your Income
More informationAnymerchant.net/GULFCO LEASING - High Risk Merchant Account is Available for:
AnyMerchant.Net A Gulfco Leasing Subsidiary Credit Card - Processing Accounts Throw out your Restricted Industry List www.anymerchant.net sales@anymerchant.net Phone -708-446-4416 - Fax - 708-361-2958
More informationHOW TO COMPARE CREDIT CARD PROCESSORS
HOW TO COMPARE CREDIT CARD PROCESSORS Credit card processing fees, transaction fees and statement fees vary a lot. The best credit card processor is not necessarily the one that offers you what appears
More informationTable of Contents. Overview. What is payment processing? Who s Who. Types of Payment Solutions. Online Transactions. Interchange Process
Overview Credit Card Processing 101 is your go-to handbook for navigating the payments industry. This document provides a quick and thorough understanding on how businesses accept electronic payments,
More informationBanking and Receivables
Banking and Receivables Deduct from Expenditures Definition Commonly referred to as a DFE. This transaction reduces a specific account. The account balance is increased by this transaction. This type of
More informationUser Terms & Conditions Last updated: June 15, 2016
User Terms & Conditions Last updated: June 15, 2016 THIS PAYWITH USER TERMS AND CONDITIONS ( AGREEMENT OR TERMS ) IS A CONTRACT BETWEEN YOU ( YOU OR USER ) AND PAYWITH WORLDWIDE INC., A DELAWARE CORPORATION
More informationYour Merchant Facility and Managing Risk
Your Merchant Facility and Managing Risk How to Minimise Disputes, Chargebacks and Fraudulent Transactions We want to help you get the most out of your merchant facility and provide a secure and convenient
More informationARE YOU INTERESTED IN ACCEPTING CREDIT AND DEBIT CARDS FOR YOUR PRODUCT?
ARE YOU INTERESTED IN ACCEPTING CREDIT AND DEBIT CARDS FOR YOUR PRODUCT? Union Bank s Merchant Processing Partner, Elavon, has an exciting new product and a streamlined pricing method that make it simple
More informationUniversal APPLICATION FOR MERCHANT CARD PROCESSING ISO/ISA
Universal APPLICATION FOR MERCHANT CARD PROCESSING ISO/ISA An application must be completed for each merchant that is applying for bankcard processing. If an applicant has more than one business, using
More informationFrequently Asked Questions
Account to Account Transfers... 1 Bill Pay... 1 Branch Locations and Hours... 2 Credit Card Business... 2 Credit Card Personal... 3 Cybersecurity Information... 3 Debit Cards... 4 estatements/enotices...
More informationPayment Card Industry Data Security Standards (PCI DSS) Awareness Training
Payment Card Industry Data Security Standards (PCI DSS) Awareness Training PCI DSS Training Content What topics will this training cover? What is PCI DSS? Objectives of PCI DSS Common Terminology Background
More information06/13/2017 Blackbaud Altru 4.96 Revenue US 2017 Blackbaud, Inc. This publication, or any part thereof, may not be reproduced or transmitted in any
Revenue Guide 06/13/2017 Blackbaud Altru 4.96 Revenue US 2017 Blackbaud, Inc. This publication, or any part thereof, may not be reproduced or transmitted in any form or by any means, electronic, or mechanical,
More informationEmployee Site Online Enrollment at
Employee Site Online Enrollment at www.wageworks.com 0 Participant Account Access 2013 WageWorks Inc. All rights reserved. 1 Online Account Access For online account access to to www.wageworks.com. Select
More informationBOQ MERCHANT FACILITY
BOQ MERCHANT FACILITY How to Minimise Disputes, Chargebacks and Fraudulent Transactions At BOQ, we want to help you get the most out of your merchant facility and provide a secure and convenient payment
More informationDepartmental Funds Receipting
Departmental Funds Receipting 05.141 Authority: History: Source of Authority: Vice Chancellor Business Affairs Effective November 1, 1990, entitled Cash Receipts ; updated May 26, 1999, updated November
More informationVIRTUAL POS Merchant s Guide Operating Manual
VIRTUAL POS Merchant s Guide Operating Manual Version 1.3 VERSION CONTROL VERSION DATE AFFECTS BRIEF DESCRIPTION OF THE CHANGE 1.0 23/05/2016 ALL Initial document 1.1 09/11/2016 ALL Concept review and
More informationPURCHASING CARD PROCEDURES
Page 1 PURCHASING CARD PROCEDURES The procedures in this manual must be followed by employees authorized to use a SLCC Purchasing Card (P-Card) issued by U.S. Bank (a Visa product). The P-Card should not
More informationMERCHANT PROCESSING APPLICATION
SRC: Sales Office: Completed By: Merchant Number: Doing Business As Name: (As It Appears on Receipt) Merchant s Legal Business Name: (Sole Prop. Use Principal s Name) DBA Address: (Street Address Required.
More informationChargebacks 101. Do draft retrievals result in upfront debits? No, draft retrievals are non-monetary.
Chargebacks 101 Can a telephone recording of a conversation with the cardholder be accepted as evidence that the cardholder no longer disputes? Unfortunately, the networks are not able to accept telephone
More informationHarvard Credit Card Merchant Agreement (HCCMA) I. Introduction
Harvard Credit Card Merchant Agreement (HCCMA) I. Introduction The Harvard credit card merchant agreement represents the terms and conditions for Harvard University departments obtaining a credit card
More informationMERCHANT APPLICATION
Business Information Legal Name (as it appears on your income tax return): MERCHANT APPLICATION Merchant # New Location Note: Failure to provide accurate information may result in a withholding of merchant
More informationSolar Eclipse Credit Card Authorization. Release 9.0.4
Solar Eclipse Credit Card Authorization Release 9.0.4 i Table Of Contents Disclaimer This document is for informational purposes only and is subject to change without notice. This document and its contents,
More informationPROGRAM Guide RETAIN MERCHANTS AND INCREASE YOUR EARNINGS. more sales and more profit. Selling Sterling Rewards is a proven way to
PROGRAM Guide Selling Sterling Rewards is a proven way to RETAIN MERCHANTS AND INCREASE YOUR EARNINGS. It is a program that sets you apart from your competition and keeps your merchants with you because
More informationZERO-COST PROCESSING
ZERO-COST PROCESSING PROCESSING OVERVIEW Steps: 1) The consumer purchases goods or services from the merchant 2) There are a variety of ways to transmit the information to the acquiring bank: 1) Standard
More informationData Breach Financial Protection Program Terms and Conditions
Data Breach Financial Protection Program Terms and Conditions The Data Breach Financial Protection Program (the Program ) is a comprehensive expense reimbursement program, provided with some Netsurion
More informationUs bank merchant account credit card machine
P ford residence southampton, ny Us bank merchant account credit card machine Purchase a popular Credit Card Machine at a great price or get information about Credit Card Machines and Debit Card Machines
More informationSECTION ONE. Training Manual. September SUNTARI.Net
SECTION ONE Training Manual September 2010 SUNTARI.Net 1 SECTION ONE The Basics SUNTARI.Net What is it? Every organization has a need to store data, automate, streamline procedures and reduce manual processes
More informationHow To Guide X3 Bank Card Processing Sage Exchange
How To Guide X3 Bank Card Processing Sage Exchange Table of Contents Introduction... 2 Credit Card Parameters GESXA0... 3 Payment Types GESTPY... 6 Invoicing Method GESBPC... 6 Sales Order Processing -
More informationConverge. Transaction Processing Guide. Revision Date: July 2015
Converge Transaction Processing Guide Revision Date: July 2015 Two Concourse Parkway, Suite 800, Atlanta, GA 30328 Elavon Incorporated 2015. All Rights Reserved Copyright Copyright 2015 Elavon Incorporated.
More informationFiscal Administrator's Meeting
1 Financial Management Office Fiscal Administrator's Meeting Tuesday, January 29, 2019 Jan 29, 2019 FA Town Hall University of Hawaii Financial Management Office 2 Topics Jan 29, 2019 FA Town Hall Acceptance
More informationCardholder Authentication Guide
Business Gateway Cardholder Authentication Guide V5.3 May 2016 Use this help to find out: How cardholder authentication works How liability shift affects you Cardholder Authentication Guide > Contents
More informationSecuring Credit Card Data at UB (complying with Payment Card Industry Data Security Standards)
Securing Credit Card Data at UB (complying with Payment Card Industry Data Security Standards) Carolann Lazarus Internal Audit PCI Compliance Initiative Co-lead lazarus@buffalo.edu (716) 829-6947 Tricia
More informationPayments POCKET GUIDE. in Your Pocket
Payments POCKET GUIDE in Your Pocket 1 Definitions 3D Secure An XML-based protocol that is designed to add an extra layer of security for online credit and debit card transactions. It has been adopted
More informationInfinite Campus. Making a Payment. July 15, 2016 Revision
Infinite Campus Making a Payment Table of Contents Payments Viewing Fees Fee Payments Optional Fee Payments Deposit Money into a Food Service Account Printing Account Details Managing Payment Information
More informationMorgantown Parking Authority 300 Spruce Street Morgantown, WV REQUEST FOR PROPOSAL (RFP) ELECTRONIC CREDIT CARD PROCESSING SERVICES
M M M O R G A N T O W N P A R K I N G A U T O R ITY A A Morgantown Parking Authority Morgantown Parking Authority 300 Spruce Street Morgantown, WV 26508 REQUEST FOR PROPOSAL (RFP) ELECTRONIC CREDIT CARD
More informationnumber. When calling Number of transactions in each batch (by card type) Amount by card
Deposit Acct Nbr: XXXXXXXXX Merchant Number: XXXXXXXXXXXXX DAILY DISCOUNT STATEMENT LEVEL1 : This is your merchant LEVEL2 : 004 number. When calling LEVEL3 : 772 LEVEL4 : RETAIL United Bank Card, please
More informationOnline Payment Portal
Online Payment Portal Frequently Asked Questions Q: How does the Agent Payment Portal work? A: Simply log on to your TravelPay account, via the Travel Agent login button on the www.travelpay.com.au website.
More informationWhat is PCI Compliance?
What is PCI Compliance? The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that ALL companies that accept, process, store or transmit credit card
More informationSmart Tuition Addendum
Smart Tuition Addendum Appointment of Agent. You hereby appoint Smart Tuition as its limited agent for the purpose of billing and accepting payments from its Families ( Family or Families ) on Your behalf.
More information