Service Charges GUIDE

Transcription

1 Service Charges GUIDE

2 Transaction Fees Personal Self Golden US Advantage Golden US 1 Advantage Serve Unlim. Advantage Advantage Cheques (per item) Electronic (per (per item) item) $0.50 Pre-authorized Payment (BILL/DEBT) (bill/debt) Direct Payment Auto Telephone/AutoResponse (PER ITEM) Overdraft Protection Fee $3.00 $3.00 $3.00 $3.00 Online (PER ITEM) Interac e-transfer (send) Me-to-Me ABM (PER ITEM) AWCCU AWCCU Exchange - Deposit Exchange - Withdrawal Exchange - Exchange - Inquiry Interac Plus US Plus International Full Serve Transactions Withdrawal $3.00 $3.00 $3.00 $3.00 $3.00 $0.50 *charge after transaction limit limit reached reached on on plan. plan. 1 Revised December

3 Additional Service Fees Travellers Cheques Per Item 1% of purchase value Money Orders/Drafts $ 6.50 Cheque Certification Member $ Non-member $20.00 Canadian Cheque Drawn in U.S. Funds $ Cheque drawn on Non- $ US Cheque drawn on Canadian $ Stop Payment Detailed $15.00 Stop All $15.00 Extra Statement $ 2.00 Interim Statement $ 2.00 Search of Records (the lesser of ) Within 90 days/items $ 5.00 After 90 days/items $11.00 Hourly $27.00 Written Confirmation of $15.00 Postdated Cheques held for Deposit $ 3.00 of Funds By Telephone $ 7.50 Overdraft Fee $ 5.00 Temporary Cheques (12) $ 5.00 Personal Cheques Inquire of Funds to Other Financial Institution $20.00 Wire s Inquire Automatic Funds (out) $20.00 Reference Letter $20.00 (Acct. Balance, Bank Verification, Interest Paid) Deposit Rolled Coin (per $100) $ 2.50 Per Item NSF for each Cheque or Pre-authorized Payment $40.00 Deposit Items Returned and Charged to Not Drawn on Self $ 6.50 Drawn on Self $35.00 Use of Non Encoded Cheque $ 7.00 Items Sent or Held for Collection $15.00 Cheque on Non-chequing $ 7.00 s Closed within 90 days of Opening $20.00 Inactive s after 12 months Notification Monthly Maintenance $40.00 RRSP Withdrawals $40.00 to another Financial Institution $50.00 Closing a P lan containing <$500 $25.00 AWCCU AutoCash Network Unauthorized Overdraft $35.00 Deposit of Coin $10.00 Postdated Cheque $10.00 Late Loan Payment Late Fee (per month) $20.00 Delinquency Telephone Call $ 5.00 Delinquency Letter $25.00 Late Mortgage Payments Late Fee (per month) $50.00 Internal required $15.00 Funds not available for Internal $30.00 Cheque Received on Collection $20.00 Cheque Sent on Collection $20.00 (See branch for additional fees not listed above) 3 4

4 Package Plan Which chequing account is right for you? Monthly Plan Fee Transactions Included in Monthly Fee Cheque Image for Online Online Mobile & SMS Transaction Fee Waiver (min. monthly balance) Safety Deposit Box Overdraft Protection High Interest Rate Monthly Statements $ % discount + Personal 1 15 $1,000 + US $.50 per transaction Self Serve $10.00 Electronic + ** 30* ** + Golden / ** Note: + OAC. $3.00 monthly fee for use plus interest. * $0.50 per transaction over 30 ** for any in-branch transactions 30% discount + + To open any of our chequing or savings accounts, come in to one of our branches TODAY! Package Plan Which savings account is right for you? Advantage US Advantage Per Debit Fee No charge if $1,000 is maintained throughout month No charge if $5,000 is maintained throughout month Higher Interest Rate 5 6

5 Full-Service Locations Oshawa Branch 322 King Street West L1J 2J9 Monday - Wednesday Thursday - Friday Saturday Bowmanville Branch 221 King Street East L1C 1P7 9am - 5pm 9am - 6pm Closed Monday - Wednesday 9am - 5pm Thursday - Friday 9am - 6pm Saturday 10am - 1pm Tel: Toll : information@awccu.com AutoCash Machine Locations Main Branch, Oshawa 322 King Street West (Two drive-by units accessible from your car and one machine in the west lobby) 799 Park Road South, Oshawa Near the General Motors South Plant Millwork Home Centre, Oshawa 1279 Simcoe Street North Bowmanville 221 King Street East Courtice Prestonvale Road and Hwy. 2 General Motors General Motors Plant ATMs are cash dispensing machines only - no deposits. Car Plant: Body Plant cafeteria Chassis Plant outside main cafeteria