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1 Our business is you.

2 Our history "Traditional Bank provides a level of personal attention that is rarely seen in today s market place. We often talk to prospective clients who fear they ll have to sacrifice service in order to obtain a competitive loan or gain access to advanced technology. That s not the case. At Traditional Bank, superior products and great service go hand in hand." - Traditional Bank CEO Bill Alverson Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, Kentucky. In 1988 they merged, and that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank s growth has been organic. We have not purchased any banks, but have instead grown through referrals from satisfied clients. And we think that says a lot about how we do business. We have always believed that people make the difference and that great service is what sets us apart. Today we couple those principles with a broader geographic reach, best in class commercial bankers and customer-focused technology so we can remain competitive while still giving our customers the personal banking experience they deserve. Traditional Bank is 100% committed to building great relationships with our clients. We know there are many financial institutions to choose from, and we value the trust you place in us when you choose our bank. We aren t just interested in acquiring a new account. Our goal is to earn your business everyday in hopes of creating meaningful client relationships... for life. This is who we are.

3 Largest Market Share Based on FDIC market share report 2016 Bauer 5-Star Rated Total Assets $ 117 million $ 400 million $ 1.3 billion A 5-Star Superior rating from Bauer Financial indicates that Traditional Bank is one of the strongest in the nation, excelling in areas of capital, loan quality, profitability and more. OUR MOST IMPORTANT NUMBER Banking Centers in 5 Kentucky Counties Largest Bank in Kentucky Based on FDIC market share report 2016

4 When I needed a larger space, Traditional Bank helped open the door.

5 Commercial Lending Made Local Whether you re just getting off the ground, or preparing for the next big thing, helping grow your business is our top priority. Traditional Bank offers a variety of business loans with competitive rates and flexible terms. With experienced lenders available in each community we serve, we understand local business. That s because in addition to lending in these communities, we live in them. At Traditional Bank, all loan decisions are locally made without having to navigate a corporate maze. We will ask questions and listen to your goals. We ll examine your products and services and get to know your business. Traditional Bank not only lends to your business, but we invest in you personally. That s why we re able to offer customized solutions to meet your financing needs. Commercial real estate loans Revolving lines of credit Local mergers & acquisition financing Construction loans Equipment loans Agricultural loans SBA Preferred Lender Under the US Small Business Administration s various loan programs, you can borrow money for a variety of business purposes, including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even financing the acquisition of other businesses. Traditional Bank is a preferred SBA Lender and can assist you with 7A and 504 Loan Programs. We help clients turn a big dream into the perfect small business. Traditional Bank helped transform my big idea into the perfect small business.

6 Online Cash Management simplifies my life without sacrificing my security."

7 Deposit Solutions Made Simple We believe banking is not one size fits all" and customize our approach to fit each customer s needs. Relationships are the heart of Traditional Bank. We re passionate about building trust and getting to know our clients so we can create customized plans to simplify your business banking. Our cash management team will find deposit solutions to make your life easier. We want to help you maximize your resources, streamline your processes, and get the most from your deposits. We re here with solutions like sweep accounts, remote deposit capture, merchant services, and business credit cards. Online cash management Simplify your business banking with our suite of online banking tools. And you won t have to make the transition alone. Our Cash Management team will come to you for training, integration and ongoing support. ACH origination / Direct deposit payroll NACHA import Wire transfers Stop payments Sub-user administration Positive pay reconciliation Notify me alerts Mobile banking access Bank smarter, not harder. I was tired of paying fees on top of fees, sometimes for things I didn t even understand. Traditional Bank s cash management team saved me time and money!

8 traditionalbank.com

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