Connecting with Community CPS.
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1 Connecting with Community CPS. CPS CREDIT UNION C0-OPERATIVE (ACT) LIMITED
2 All about access, transactions & cards At Community CPS we can provide you with numerous options to access your accounts in the way that suits you best. For example, you can be in just about any place in the world and access your accounts via such resources as ATMs and CPS Web-Link. Equally, we know that many of our members prefer the personal side to banking. That s why we place a greater emphasis on staff recruitment and training than many of our competitors and prefer to have real people answer the phone when you call us. These may seem like small things to some, but they do reflect a big part of the Community CPS culture, allowing you to get on with your life without a bank, anytime, anywhere. This brochure explains the wide variety of choices you have when connecting with Community CPS. Web-Link CPS Web-Link provides secure access to your accounts around the clock and around the world. You can use Web-Link to obtain account summaries, transfer between your own accounts, transfer to other accounts or financial institutions and pay bills using BPAY.
3 Phone Banking Call the Community CPS Telephone Response Centre to speak directly to one of our consultants. You can get personalised assistance on a range of enquiries, including those relating to your accounts, loan applications and insurance products. 24 Hour Phone Banking Our automated 24 hour Telephone Banking Service is ideal if you need to check a balance, transfer funds or pay a bill using BPAY. In addition, you can also obtain your account history, a record of interest earned or information on your personal loans or home loan. Community CPS Reditellers Community CPS Reditellers are conveniently located around the Canberra and Queanbeyan region. Using your Community CPS Redicard or Visa Card, you can withdraw cash, transfer between accounts and check your account balances. Many Reditellers are accessible 24 hours a day, 7 days a week. Community CPS Rediteller locations can be found overleaf. Community CPS Branch Network Community CPS Branches are conveniently located around Canberra and Queanbeyan with a helpful team of consultants ready to assist and advise you on all aspects of your personal financial needs. Community CPS Branch locations can be found overleaf. EFTPOS Using your Community CPS Redicard or Visa Card, you can access your funds electronically at merchants throughout Australia. Interstate Reditellers and ATMs You can access your funds both interstate and internationally, via many Credit Union and Bank ATMs.
4 BPAY It s so easy to take care of your bills over the phone or Internet with BPAY. Access this facility 365 days a year, 24 hours a day. You can even plan payments in advance by future dating payments.* *Please note, BPAY transactions are processed on business days only. Card Options Choose from a range of card options including the Community CPS Redicard, a Visa Debit Card (with an optional Redicash Line of Credit) and the MyCard Mastercard. Community CPS Redicard With your Community CPS Redicard you can access your funds via the Community CPS Rediteller network, other financial institution s ATMs and EFTPOS around Australia. Community CPS Visa Card The Community CPS Visa gives you the international reach of the widely accepted Visa brand, but draws first on your own savings and then on your optional Redicash Line of Credit. This card option is perfect for those who are travelling overseas or those who wish to purchase over the Internet. The optional Line of Credit is a low cost way to ensure you re never short on cash when you need it. Community CPS MyCard MasterCard Access the worldwide MasterCard network with your own Community CPS MyCard. With its competitive interest rates, flexible saving options, and value packed Rewards program options, MyCard is your ideal credit card. Benefits include: Up to 55 days Interest Free Credit Competitive Annual Fee and Interest Rate
5 A Big Buy facility that allows you to fix your repayments for bigger purchases at a lower rate. Choice of Rewards Programs with the option to redeem for Qantas Frequent Flyer points Community CPS Rediteller Locations Access one of our Reditellers at any one of these convenient locations: Barton Lachlan Court Café, Brisbane Avenue. Belconnen Upper Level Westfield Shopping Town (shopping centre hours). Ground Floor, Westfield Shopping Town (24-hour street access). Canberra City Petrie Plaza (24-hour access). Jolimont Tourist Centre, 65 Northbourne Ave (24-hour street access). Dickson Dickson Shopping Centre (24-hour access). Gungahlin Gungahlin Marketplace, Hibberson Street (shopping centre hours). Manuka Manuka Plaza, Flinders Way (24-hour street access). Queanbeyan Shop 113/115 Riverside Plaza, Monaro Street (24-hour street access). Riverside Plaza, Upper Level (shopping centre hours). Southlands 105 Mawson Dr, Mawson (24-hour street access). Tuggeranong Level 1, Hyperdome (shopping centre hours 7:00am 12 midnight 7 days). Woden Ground Floor, Lovett Tower (24-hour access).
6 Community CPS Branch Locations Belconnen Canberra City Dickson Manuka Mawson Queanbeyan Upper Level, Westfield Shopping Centre Petrie Plaza, City Walk Dickson Place, Dickson Shopping Centre Manuka Plaza, Flinders Way Mawson Drive Riverside Plaza, Monaro Street Key Features Access options Redicard CPS Visa 24 Hour Access Fee Free Transactions National Access Overseas Access Web-Link Phone Banking Community CPS Reditellers/Other ATMs * ** Tuggeranong Woden Tuggeranong Hyperdome, Level 1 near K-mart Ground Floor, Lovett Tower, Keltie Street Branch Network EFTPOS BPAY * May not apply to entire network of Reditellers ** Fee Free transactions apply to Community CPS Rediteller network only. Card options Your Needs The Card Rediteller / ATMs EFTPOS National Access Overseas Access RediCash Option Rewards Program Interest Free Period I want to access my own funds through ATMs and EFTPOS Community CPS Redicard I want to access my own funds both in Australia and overseas. I d also like the ability to draw on an optional Line of Credit to cover any unexpected expenses. Visa Debit Card I d like a credit card that has a low interest rate, an interest free period and a great rewards program. MyCard Mastercard
7 Contact Details: Mail: CPS Credit Union Co-operative (ACT) Limited Locked Bag 1000, Mawson ACT 2607 Tel: (02) Fax: (02) Web: ABN: AFS Licensed Number: All Community CPS staff receive a salary. Some staff may also receive an incentive for achieving sales targets. Community CPS may charge fees for the services and products it provides to you. Community CPS may receive commissions for the sale of third party products in the range of 8% 20% of the premium paid. Full details of benefits and commissions received by Community CPS are available in the Financial Services Guide (FSG). Copies of this document can be obtained by contacting Community CPS Credit Union. The information contained in this brochure is general advice. When we provide general advice we don t take into consideration your objectives, financial situation or needs. The decision to acquire a particular product or service rests with you. CUT /03
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