Custom Management Checking

Transcription

1 Custom Management Checking Account number: April 28, May 26, 2011 Page 1 of 6 Questions? CLAUDE ANTHONY THEUS III FIRESTONE BLVD APT 23B NORWALK CA Available by phone 24 hours a day, 7 days a week: TO-WELLS ( ) TTY: En español: TTY: (8 am to 7 pm PT, M-F) Online: wellsfargo.com Write: Wells Fargo Bank, N.A. (114) P.O. Box 6995 Portland, OR You and Wells Fargo Thank you for being a Wells Fargo customer. We appreciate your business and understand that you are entrusting us with your banking needs. Let us assist you in finding the right accounts and services to help you reach your financial goals. Please visit us online at wellsfargo.com, call us at the number at the top of your statement, or visit any Wells Fargo store - we d love to hear from you! Account options A check mark in the box indicates you have these convenient services with your account. Go to wellsfargo.com or call the number above if you have questions or if you would like to add new services. Online Banking Direct Deposit Online Bill Pay Overdraft Protection Online Statements Rewards Program Mobile Banking Auto Transfer/Payment My Spending Report IMPORTANT ACCOUNT INFORMATION Important Account Management Reminders: No Overdraft fees will be charged if the Available Balance in your account is overdrawn by $5 or less after posting all transactions after the end of the Business Day. In addition, no more than four Overdraft and/or Returned Item fees will be charged on any Business Day. We offer a variety of services to help you manage your money: - Access to Online and Mobile Banking - Sign up for Overdraft Protection and link an eligible Wells Fargo savings or credit account to your checking account Important Wells Fargo ExpressSend Service Information We would like to inform you about several recent changes to your Wells Fargo ExpressSend agreement(s) Terms and Conditions Section 10: (114) Ins = 1 Sheet Seq = Sheet of 00003

2 Account number: April 28, May 26, 2011 Page 2 of 6 Effective immediately - The maximum aggregate daily transfer limit for account and cash-based service agreements to all remittance network members in Mexico, El Salvador, Guatemala, Honduras, and Argentina is now $1,500 US dollars per day. The daily transfer limit for FAMSA in Mexico will continue at the Mexican peso equivalent for $1,000 US dollars per day. - The maximum combined total daily amount that can be sent from all account and cash-based service agreements to all countries is now $5,000 US dollars per day. - The maximum combined total amount that can be sent during any rolling 30-day period from all account and cash-based service agreements is now $12,500 US dollars. If you have any questions please call Thank you for using the ExpressSend service when sending money home. Read the latest updates about the integration efforts under way between Wells Fargo and Wachovia. Visit wellsfargo.com/wachovia/news. Let us help you reach your savings goals. A Wells Fargo CD or CD-IRA can be your secure choice when you plan for your financial future. Both provide a variety of terms, guaranteed fixed rates and are FDIC-insured up to applicable limits. To learn more, call us at TO-WELLS ( ), visit wellsfargo.com or stop by your local Wells Fargo Banking location to speak with a banker. Activity summary Beginning balance on 4/28 $48.38 Deposits/Additions 3, Withdrawals/Subtractions - 3, Ending balance on 5/26 $23.54 Account number: CLAUDE ANTHONY THEUS III California account terms and conditions apply For Direct Deposit and Automatic Payments use Routing Number (RTN): Overdraft Protection Your account is linked to the following for Overdraft Protection: Savings Transaction history Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 4/29 LA Unif Sch Dist Payroll Catheus 2, /29 Check Crd Purchase 04/27 McDonald s F11524 Gardena CA xxxxxx ?McC= /29 POS Purchase - 04/28 Mach ID Target T2026 CA Carson CA ?McC=5411 5/2 S Theus Transfer Claude A Theus /2 POS Purchase - 04/29 Mach ID The Home Depot Gardena CA ?McC=5200 5/2 Check Crd Purchase 04/29 Carljr Carson CA xxxxxx ?McC= /2 POS Purchase - 05/01 Mach ID Target T1340 No Norwalk CA ?McC=5411 5/2 Recurring Transfer Ref #Ope84Ldlt3 to Savings Transfer From Checking to Savings 5/2 Infinity Insuran Ins Prem I Theus III Claude 5/3 Check Crd Purchase 05/01 Pizza Hut Norwalk CA xxxxxx ?McC= , ,

3 Sheet Seq = Sheet of Account number: April 28, May 26, 2011 Page 3 of 6 Transaction history (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 5/3 POS Purchase - 05/02 Mach ID Food 4 Less 129 Gardena CA ?McC=5411 5/ Check , /5 POS Purchase - 05/04 Mach ID Staterbros154 Norwalk CA ?McC=5411 5/5 Check Crd Purchase 05/04 Phone-Card-Pin.Com MA xxxxxx ?McC= /5 POS Purchase - 05/05 Mach ID #06135 Albertso Carson 8.97 CA ?McC=5411 5/5 Bill Pay CA Dmv on-line Xxxxxxxxxxxxxxxx4453 on , /6 Check Crd Purchase 05/04 Carljr Carson CA xxxxxx ?McC= /6 Check Crd Purchase 05/05 Tlf*Wesley Berry Flowe Commerce MI xxxxxx ?McC= / Check / Check / Check , /9 Check Crd Purchase 05/05 McDonald s F10824 Norwalk CA xxxxxx ?McC= /9 Check Crd Purchase 05/05 Kfc x Carson CA xxxxxx ?McC= /9 Check Crd Purchase 05/07 Amazon Mktplace Pmts Amzn.Com/Bill WA xxxxxx /9 POS Purchase - 05/08 Mach ID #06140 Albertso Downey CA ?McC=5411 5/9 POS Purchase - 05/08 Mach ID The Home Depot Gardena 8.06 CA ?McC=5200 5/9 Check Crd Purchase 05/08 Imperial Flower Sho Downey CA xxxxxx ?McC= /9 Check Crd Purchase 05/08 Amazon Mktplace Pmts Amzn.Com/Bill WA xxxxxx /9 Credit Card Web Pymt Theus III,Claude 5/9 American General Premium Yt S S Claude A Theus III /10 Check Crd Purchase 05/09 Amazon Mktplace Pmts 4.93 Amzn.Com/Bill WA xxxxxx /10 Check Crd Purchase 05/09 Panda Express 1562 Carson CA xxxxxx ?McC= /10 Check Crd Purchase 05/10 Amazon Mktplace Pmts 7.50 Amzn.Com/Bill WA xxxxxx /10 Bill Pay Utilities Manage on-line xxxxx4ptb on /11 Check Crd Pur Rtrn 05/07 Tlf*Wesley Berry Flowe Commerce MI xxxxxx ?McC= /11 POS Purchase - 05/10 Mach ID Fashion Beauty Carson CA ?McC=5999 5/11 POS Purchase - 05/10 Mach ID Target T2026 CA Carson 8.43 CA ?McC=5411 5/11 Check Crd Purchase 05/10 Amazon Mktplace Pmts Amzn.Com/Bill WA xxxxxx /11 Check Crd Purchase 05/10 Vesta *Boost Prepaid OR xxxxxx ?McC= /12 Check Crd Purchase 05/11 Dis*Disneyshopping.Com CA xxxxxx ?McC= /13 Check Crd Purchase 05/11 Subway Torrance CA xxxxxx ?McC=

4 Account number: April 28, May 26, 2011 Page 4 of 6 Transaction history (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 5/16 Check Crd Purchase 05/13 Pizza Hut Norwalk CA xxxxxx ?McC= /16 POS Purchase - 05/14 Mach ID Target T1340 No Norwalk CA ?McC=5411 5/16 ATM Withdrawal - 05/15 Mach ID 0637K 9323 E. Firestone Blvd Downey CA /17 POS Purchase - 05/16 Mach ID West Park Apts San Jose CA ?McC=7211 5/17 Check Crd Purchase 05/16 Ono Hawaiian Bbq Downe Downey CA xxxxxx ?McC= /18 POS Purchase - 05/17 Mach ID Target T1340 No Norwalk CA ?McC=5411 5/19 POS Purchase - 05/18 Mach ID Food 4 Less 129 Gardena 5.94 CA ?McC=5411 5/19 Check Crd Purchase 05/ Extra Space Stora CA xxxxxx ?McC= /19 Check Crd Purchase 05/19 Charter Communications CA xxxxxx ?McC= /20 Check Crd Purchase 05/18 Taco Bell # Carson CA xxxxxx ?McC= /24 Check Crd Purchase 05/22 Wienerschnitzel#6 Q22 Norwalk CA xxxxxx ?McC= /25 ATM Withdrawal - 05/25 Mach ID 0637J 9323 E. Firestone Blvd Downey CA /26 POS Purchase - 05/25 Mach ID Cent Stores Norwalk CA ?McC=5411 5/26 ATM Withdrawal - 05/26 Mach ID Tcs Main Streteds Burgecarson CA /26 Non-Wells Fargo ATM Transaction Fee Ending balance on 5/ Totals $3, $3, The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed. Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number Date Amount Number Date Amount Number Date Amount / / / /

5 Sheet Seq = Sheet of Account number: April 28, May 26, 2011 Page 5 of 6 Use online tools at home or anywhere with Internet access. Monitor transactions with free alerts*. Transfer funds between accounts anytime. View account activity in one secure place. For even more convenience use our mobile banking site: wf.com*. Go to wellsfargo.com (consumer accounts) or wellsfargo.com/biz (business accounts) to sign up or sign on today. *Wells Fargo Mobile Banking access is free to our customers; however, your mobile carrier s messaging and web access charges may apply. Direct Deposit Advance Lender - Wells Fargo Bank, N.A. Activity summary Current advance credit limit $ Current repayment method Automatic Deduction Previous statement outstanding balance* $0.00 Current statement outstanding balance* $0.00 *Balance includes advance(s), Advance Fee(s) and late fee(s), if applicable. Fee summary Advance Fee(s) incurred during this statement period $0.00 Year-to-date fee summary Total Advance Fee(s) paid year-to-date $14.00 Total other fee(s) paid year-to-date* $0.00 Year-to-date total reflects Advance Fee(s) and other fee(s) paid since first full statement period of current calendar year. *Other fee(s) include Payment by Mail set-up fee and late fee, if applicable. With the Direct Deposit Advance service, you may get a cash advance up to $500 from your recurring Direct Deposit income at wellsfargo.com or by calling the Wells Fargo Phone Bank. The Direct Deposit Advance service is an expensive form of credit intended to meet short-term and emergency borrowing needs. If you choose to use this service, there are two standard methods of repayment - Automatic Deduction or Payment by Mail (a refundable set-up fee applies to the Payment by Mail method). Your current repayment method appears in the Direct Deposit Advance section of this statement. To change the method of repayment, call Wells Fargo Phone Bank at See the Direct Deposit Advance Service Agreement and Product Guide and any amendment or addendum for complete details on repayment. Take the Tour. Introducing the New Direct Deposit Advance Online Tour and Product Information Page. Learn more about the Direct Deposit Advance service by taking our new Online Tour. Interactive and easy to use, the Online Tour introduces you to the details of the Direct Deposit Advance service to help you decide if the service is the right short-term credit option for your situation. If you ve already used the Direct Deposit Advance service, you may find out even more about it in this accessible new format. Take the tour today by visiting wellsfargo.com/checking/direct-deposit-advance/tour/overview. We ve also updated our Direct Deposit Advance Product Information Page. The same important information about the service is presented in a new, simpler format so you can learn what you need to know in an instant. Visit this page at wellsfargo.com/checking/direct-deposit-advance.

6 Account number: April 28, May 26, 2011 Page 6 of 6 Worksheet to balance your account Follow the steps below to reconcile your statement balance with your account register balance. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. A Enter the ending balance on this statement. B List outstanding deposits and other credits to your account that do not appear on this statement. Enter the total in the column to the right. Description Amount $ General statement policies for Wells Fargo Bank To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts. You have the right to dispute the accuracy of information that Wells Fargo Bank, N.A. has furnished to a consumer reporting agency by writing to us at Wells Fargo Servicing, P.O. Box 14415, Des Moines, IA Please describe the specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the information furnished is the result of identity theft, please provide us with an identity theft report. In case of errors or questions about your electronic transfers, telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Total $ C Add A and B to calculate the subtotal. D List outstanding checks, withdrawals, and other debits to your account that do not appear on this statement. Enter the total in the column to the right. Number/Description Amount + $ = $ 1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. 3. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. In case of errors or questions about your Direct Deposit Advance service If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995, Portland, OR as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The dollar amount of the suspected error 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. Total $ - $ E Subtract D from C to calculate the adjusted ending balance. This amount should be the same as the current balance shown in your register. = $ 2010 Wells Fargo Bank, N.A. All rights reserved.