- EXAMPLE - SURINAMEPLEIN P.O. BOX AE AMSTERDAM Tel: ( 0,10 p/minute) Internet:

Transcription

1 MS F.H. XJSGPZH YAH JTICBIQXQPHNHS 05 SDR 2614 CW WRPXJZUEG SURINAMEPLEIN P.O. BOX AE AMSTERDAM Tel: ( 0,10 p/minute) Internet: Date Re: Personal Package Dear Ms XJSGPZH, Please find enclosed your new Personal Package agreement. We hope you will find this useful and that it will strengthen our relationship. Please read this agreement and its accompanying documents and terms and conditions carefully. If you agree with the content of these documents, please return a signed copy of the agreements along with the proxy document in the enclosed post-paid envelope. If you have any queries, please call us on ( 0,10 p/minute); you can also send us an via the ABN AMRO website ( A Personal Package folder is waiting for you at the bank shop. We hope you have found this useful. Yours sincerely, ABN AMRO Bank N.V. Encl.: AMRO Bank N.V. General Terms and Conditions Personal Package agreement in duplicate Product terms and conditions Post-paid envelope Proxy document

2 Page 1 Personal Package Agreement Customer MS F.H. XJSGPZH YAH JTICBIQXQPHNHS 05 SDR 2614 CW WRPXJZUEG In accordance with this document you will be entering into agreements with ABN AMRO Bank N.V. (hereinafter ABN AMRO ), or one of its subsidiaries, with regard to the Personal Package and the products referred to hereinafter. By signing, you declare that you agree to the terms and conditions referred to hereinafter. > Personal Package Account number : > Personal Package Account number : Frequency of statements : None > World Card Account number : Card holder : FH XJSGPZH Card embossment : World Pass Name on card : XJSGPZH Limits: Cash point : EUR 500 per day (limit of guest use EUR 250) Point-of-sale terminal : EUR 2,500 per day Chipknip : EUR 500 maximum content These limits can be amended at your request. > InternetPlus Savings Account Account number : Frequency of statements : None > Personal Credit Line Plus Account number : Limit : EUR 1,000 (in words: one thousand euros) > Personal Package : Already in your possession > Growth Ease Savings Account : Already in your possession > Internet Savings Account : Already in your possession > Insurance : Already in your possession > Voice Response : Already in your possession > Access Agreement : Already in your possession > ABN AMRO Personal Package The ABN AMRO Personal Package (hereinafter referred to as the Package ) is a combination of products that ABN AMRO has linked certain benefits to, subject to certain conditions. ABN AMRO is entitled to make amendments to the benefits at any time. Package components: - A personal account; - A World Card with pin code; - A savings account. You will be eligible for the benefits related to the Package as long as you have all the package components mentioned immediately above and at least EUR 1,000 is paid into your account each month. If you no longer meet these terms, ABN AMRO is entitled to charge the standard rates for the products purchased, and the benefits related to the package will no longer apply. NL

3 Page 2 The cost of the Package is currently EUR 8.00 per quarter, to be paid in advance if you have no credit card or possess an ABN AMRO Credit Card, or EUR per quarter, to be paid in advance, if you have an ABN AMRO Gold Card. ABN AMRO will debit the quarterly charge to the account you have indicated for this purpose. ABN AMRO is authorised to amend the quarterly charge at any time. An overview of the content, advantages and quarterly charge of the Package can be found on ABN AMRO s website ( > Frequency of account statements For the accounts where frequency of statement is indicated as none, you are requesting ABN AMRO not to send out paper accounts statements; instead, you will have access to these accounts via Internet Banking. Your request also applies to situations where additional terms and conditions indicate that ABN AMRO will send out paper statements. In respect of liability in the event of loss, theft, misuse or falsification of a bank card, you should check your online statements regularly, but at least once every 30 days. You agree that Articles 12 and 13 of the General Bank Terms and Conditions (checking and approval of bank documents) apply to these statements. The Terms and Conditions for Use of Money and Point-of-Payment machines and the Chipknip Terms and Conditions specify the reporting period to be: Three working days after production of the statement at the bank on which an unauthorised transaction appears for the first time. You declare that, in respect of the above account, you will take this to mean three days after the date on which you checked or should have checked a statement, either via the Internet or otherwise, on which an unauthorised transaction was reported for the first time. > ABN AMRO World Card The ABN AMRO Bank Cards Terms and Conditions of Use apply to the World Card requested. The World Card will be sent to you and must be activated by the cardholder. > InternetPlus Savings Account The InternetPlus Savings Account Terms and Conditions apply to this savings account. No account statements will be sent out for this account. > Personal Credit Line Plus This is a credit agreement for ABN AMRO Personal Credit Line Plus, hereinafter referred to as the Agreement. The ABN AMRO Personal Credit Line Plus Terms and Conditions apply to the Agreement, and you will be referred to as the Borrower in these terms and conditions. For an indefinite period and until further notice, ABN AMRO will provide you with a credit of EUR 1,000 (in words: one thousand euros), hereinafter referred to as the Credit, on bank account number , hereinafter referred to as the Bank Account. You will pay monthly interest on the part of the Credit that has been taken up. The currently applicable percentage is xx per month, which corresponds to an effective credit reimbursement percentage of xx per year. This interest rate percentage may vary, and ABN AMRO will notify you of any change to the percentage to be applied at any time. The interest payable will be charged monthly to the Bank Account, in arrears. If actual use is made of the Credit, you are required to pay a monthly amount, hereinafter referred to as the Monthly Instalment, of xx of the Credit. As long as an amount of at least xx of the Credit is paid into the Bank Account at least once per month, the Monthly Instalment is considered to be included in the credited amount. The Agreement replaces any previous agreements concerning credits administered on the Bank Account. NL

4 Page 3 > General Terms and Conditions The ABN AMRO Bank N.V. General Terms and Conditions apply to all relationships between the Customer and ABN AMRO Bank N.V. ABN AMRO would like to point out that, subject to Articles 18 and 19 of the said terms and conditions, the customer s balance can be used by ABN AMRO with preference over other creditors to recover any debts the customer owes to ABN AMRO. > Signature You declare that you have received the above-mentioned documents before or at the signing of this agreement. - ABN AMRO Bank N.V. General Terms and Conditions - InternetPlus Savings Account General Terms and Conditions - Proxy document - Terms and Conditions for the use of a bank card and pin code in automated systems - Terms and Conditions for use of Cash machines and Point-of-sale terminals - Chipknip Terms and Conditions - ABN AMRO Personal Credit Line Plus General Terms and Conditions Agreed and signed in duplicate, City: Amsterdam Date: Signature: ABN AMRO Bank N.V. F. Verkerk Director, Customer Relations City: Date: Name: FH XJSGPZH Signature: NL

5 Page 1 Personal Package Agreement Customer MS F.H. XJSGPZH YAH JTICBIQXQPHNHS 05 SDR 2614 CW WRPXJZUEG In accordance with this document you will be entering into agreements with ABN AMRO Bank N.V. (hereinafter referred to as ABN AMRO ), or one of its subsidiaries, with regard to the Personal Package and the products referred to hereinafter. By signing, you declare that you agree to the terms and conditions referred to hereinafter. > Personal Package Account number : > Personal Package Account number : Frequency of statements : None > World Card Account number : Card holder : FH XJSGPZH Card embossment : World Pass Name on card : XJSGPZH Limits: Cash point : EUR 500 per day (limit of guest use EUR 250) Point-of-sale terminal : EUR 2,500 per day Chipknip : EUR 500 maximum content These limits can be amended at your request. > InternetPlus Savings Account Account number : Frequency of statements : None > Personal Credit Line Plus Account number : Limit : EUR 1,000 (in words: one thousand euros) > Personal Account : Already in your possession > Growth Ease Savings Account : Already in your possession > Internet Savings Account : Already in your possession > Insurance : Already in your possession > Voice Response : Already in your possession > Access Agreement : Already in your possession > ABN AMRO Personal Package The ABN AMRO Personal Package (hereinafter referred to as the Package ) is a combination of products that ABN AMRO has linked certain benefits to, subject to certain conditions. ABN AMRO is entitled to make amendments to the benefits at any time. Package components: - A personal account; - A World Card with pin code; - A savings account. You will be eligible for the benefits related to the Package as long as you have all the package components mentioned immediately above and at least EUR 1,000 is paid into your account each month. If you no longer meet these terms, ABN AMRO is entitled to charge the standard rates for the products purchased, and the advantages related to the package will no longer apply. NL

6 14 September 2005 Page 2 The cost of the Package is currently EUR 8.00 per quarter, to be paid in advance if you have no credit card or possess an ABN AMRO Credit Card, or EURO per quarter, to be paid in advance, if you have an ABN AMRO Gold Card. ABN AMRO will debit the quarterly charge to the account you have indicated for this purpose. ABN AMRO is authorised at all times to amend the quarterly charge. An overview of the content, advantages and quarterly charge of the Package be found on ABN AMRO s website ( > Frequency of account statements For the accounts where frequency of statement is indicated as none, you are requesting ABN AMRO not to send out paper accounts statements; instead, you will have access to these accounts via Internet Banking. Your request also applies to situations where additional terms and conditions indicate that ABN AMRO will send out paper statements. In respect of liability in the event of loss, theft, misuse or falsification of a bank card, you should check your statements via the Internet regularly, but at least once every 30 days. You agree that Articles 12 and 13 of the General Bank Terms and Conditions (checking and approval of bank documents) apply to these statements. The Terms and Conditions for Use of Money and Point-of-Payment machines and the Chipknip Terms and Conditions specify the reporting period to be: Three working days after production of the statement at the bank on which an unauthorised transaction appears for the first time. You declare that, with regard to the above-mentioned account, you take this to mean three days after the date on which you checked or should have checked a statement, either online or otherwise, where an unauthorised transaction was reported for the first time. > ABN AMRO World Card The ABN AMRO Bank Cards Terms and Conditions of Use apply to the World Card requested. The World Card will be sent to you and must be activated by the cardholder. > InternetPlus Savings Account The InternetPlus Savings Account Terms and Conditions apply to this savings account. No account statements will be sent out for this account. > Personal Credit Line Plus This is a credit agreement for ABN AMRO Personal Credit Line Plus, hereinafter referred to as the Agreement. The ABN AMRO Personal Credit Line Plus Terms and Conditions apply to the Agreement, and you will be referred to as the Borrower in these terms and conditions. For an indefinite period and until further notice, ABN AMRO will provide you with a credit of EUR 1,000 (in words: one thousand euros), hereinafter referred to as the Credit, on bank account number , hereinafter referred to as the Bank Account. You will pay monthly interest on the part of the Credit that has been taken up. The currently applicable percentage is xx% per month, which corresponds to an effective credit reimbursement percentage of xx% per year. The interest rate percentage may vary, and ABN AMRO will notify you of any change to the percentage to be applied at any time. The interest payable will be charged monthly to the Bank Account, in arrears. If actual use is made of the Credit, you are required to pay a monthly amount, hereinafter referred to as the Monthly Instalment, of xx% of the Credit. As long as an amount of at least xx of the Credit is paid into the Bank Account at least once per month, the Monthly Instalment is considered to be included in the credited amount. The Agreement replaces any previous agreements concerning credits administered on the Bank Account. NL

7 14 September 2005 Page 3 > General Terms and Conditions The ABN AMRO Bank N.V. General Terms and Conditions apply to all relationships between the Customer and ABN AMRO. ABN AMRO would like to point out that, subject to Articles 18 and 19 of the said terms and conditions, the customer s balance can be used by ABN AMRO with preference over other creditors to recover any debts the customer owes to ABN AMRO. > Signature You declare that you have received the above-mentioned documents before or at the signing of this agreement. - ABN AMRO Bank N.V. General Terms and Conditions - InternetPlus Savings Account General Terms and Conditions - Proxy document - Terms and Conditions for the use of a bank card and pin code in automated systems - Terms and Conditions for use of Cash machines and Point-of-sale terminals - Chipknip Terms and Conditions - ABN AMRO Personal Credit Line Plus General Terms and Conditions Agreed and signed in duplicate, City: Amsterdam Date: Signature: ABN AMRO Bank N.V. F. Verkerk Director, Customer Relations City: Date: Name: FH XJSGPZH Signature: NL

8 PROXY DOCUMENT Branch name : AMSTERDAM SURINAMEPLEIN 27 Branch number : PAC governing branch: AZ0255 FSC : Amsterdam PAC FSC : Transacting BO : Customer number : xxxxxxxxxx Date: Time: 10:18 Customer name : Ms FH XJSGPZH Details of proxy document number 3 Contract number/type: /PK NO PROXY RULES IN THIS DOCUMENT All relationships between the bank and the customer are subject to the General Terms and conditions of ABN AMRO Bank N.V. The customer declares that he or she has received a copy of the General Terms and Conditions and the Provisions concerning the safe custody of securities. If (one of) the above-mentioned account(s) is a savings account, the customer states that he or she has received the applicable savings terms and conditions. Signature of account holder(s) Initials of Branch Employee