The tables below reflect the fee structure in place for the Absa Online service: Absa Online for Individuals:

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1 The tables below reflect the fee structure in place for the Absa Online service: Absa Online for Individuals: Fixed monthly fee R0.00 Inter-account transfer R0.00 Payments R8.50 R60.00 (flat rate) CashSend* estatements R0.00 Stop payments of cheques R30.00 Tax certificates R7.00 Stamped statements R6.25 R R1.40 / R1.40 / R *The payment formula works as follows: R9.90 is charged for the first R100 of the transaction. An additional R1.40 is charged per R100 or part thereof. Absa Online for Absa Transact customers: Fixed monthly fee R0.00 Inter-account transfer R0.00 Payments R2.00 CashSend Statements R0.00 Stop payments of cheques R30.00 Tax certificates R7.00 Stamped statements R6.25 R60.00 (flat rate) R8.50 (flat rate) Page 1 of 5

2 Absa Online for Business: Fixed monthly fee Small Businesses Medium Businesses Large Businesses Corporate Businesses Inter-account transfer R4.50 Payments R8.50 R75 (flat rate) CashSend and CashSend Plus* Statements R0.00 Stop payment of cheques R75.00 Apply for overdraft R0.00 Increase overdraft R0.00 Decrease overdraft R0.00 Cancel overdraft R0.00 Tax Certificates R7.00 R8.50+ R1.40 / R1.40 / R *The payment formula works as follows: R9.90 is charged for the first R100 of the transaction. An additional R1.40 is charged per R100 or part thereof. The following charges are applicable to the notification features: Free services Random Verification number (RVN) This is a security number sent to confirm that a beneficiary has been created. charge for e- mail or SMS Internet Banking Notification events (SMS only) These are notifications sent when an Internet banking activity takes place. All notification events are included (if selected by you) when a logon occurs. Your notifications are changed. A new operator is registered. A PIN is changed. A password is changed. Your personal details are changed. A transaction is done that needs authorisation from you Charge Charge Page 2 of 5

3 Your latest archived statements are available *If the 20 notification events for individuals or 40 for Business users are exceeded for the month, then there are further charges for each SMS sent. Refer to the Services charged for the table below Services charged for (**Standard Internet banking notification and reminder charges apply) Notice of Payment You can choose to send a Notice of Payment to yourself or the beneficiary via Fax, SMS or to confirm that a payment has been made The charge is per Notice of Payment Example If you make a payment and send o An SMS Notice of Payment to yourself and o A Fax to the beneficiary Absa charges the normal transaction fee plus an extra R13.25 for Individuals and for Business R1.25 for an SMS to yourself and R12.00 for a Fax to beneficiary Reminder service You can choose to receive a Reminder for a payment to be made on a specific date by fax, SMS or The charge is per Reminder sent. You will be charged in the month that the reminder was sent Example: If you select a Reminder for: Edgars by fax Levy payment by e- mail School fees by SMS Absa will charge R14.50 for Individuals and for Business Page 3 of 5

4 R12.00 for the fax R1.25 for the and R1.25 for the SMS NotifyMe messages: NotifyMe messages are charged separately and are not part of your Internet banking fees NotifyMe messages: Fee (incl. VAT) R0.55 SMS R0.55 ** Standard Internet banking Notification and Reminder charges for: Fee (incl. VAT) R1.25 SMS R1.25 All the charges for Absa Online include VAT at the prevailing rate of (14%) When will I pay for a fax, or SMS? When you send a Notice of Payment by fax, or SMS Separate charges apply to NotifyMe messages and do not form part of your Absa Online fees When do I have to pay the charges for Absa Online? The charges for the Absa Online are calculated and debited to your nominated Cost account once a month. All transactions done between the two cost runs are included in the calculation. Cost runs are done (and fees debited) on the 2 nd last working day of each month. (Sundays and Public Holidays are excluded in this calculation) Western Union Money Transfer Services To Send Money (Outbound) Fees and charges applicable as per the table below: Page 4 of 5

5 Note: 1. At time of WUMT send: Fee to be converted to ZAR at prevailing exchange rate prior to 14% VAT addition/inclusion. Please contact the International Banking Helpdesk at for more information. To Receive Money (Inbound) No charge. Electronic Transfers Outward (Swift) In rand and foreign currency Electronic fee 0,55% Minimum R150,00 Maximum R750,00 Electronic Transfer Inward (Swift) Inwards transfers received 0,55% Minimum R150,00 Maximum R750,00 Currency Investment Accounts (CIA) Deposit per transaction - Funding transfer inwards Withdrawals per transaction - Funding transfer outwards Page 5 of 5

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