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1 Home Military bank of america online banking login Are not FDIC insured Are not Bank Guaranteed May Lose Value. Merrill Lynch settled claims some of its financial advisers sold shares in companies the investment bank was helping to take public to family members and business associates, a financial regulator said. Financial stocks are taking a hit Monday, as Treasury Secretary Steve Mnuchin's [l: attempt the reassure investors appeared to backfire, with his check on six leading banks reminded investors of the financial crisis. The SPDR Financial Select Sector ETF dropped 1.0% in premarket trade, after tumbled 15.5% month to date to close Friday at the lowest level since Dec. 2, In comparison, the Dow Jones Industrial Average has fallen 12.1% over the same time. Among the financial ETF's most heavily weighted components, shares of J.P. Morgan Chase & Co. shed 1.6% ahead of the open, Goldman Sachs Group Inc. dropped 1.5%, Bank of America Corp. lost 2.0%, Citigroup Inc. gave up 1.4%, Warren Buffett's Berkshire Hathaway Inc. declined 0.6% and Wells Fargo & Co. slipped 0.5%. Same-Business-Day transfers: Funds will be debited from your Bank of America account on the business day you direct us to initiate processing of the transfer, Bank of America will send the payment out on that business day, the beneficiary's bank typically receives the funds 1 to 2 business days later and the funds typically will be credited to the beneficiary within 2 days. You agree that Bank of America may use any means or routes which we in our sole discretion consider suitable to execute your transfer. Bank of America hereby gives notice that Same- Business-Day transfers may be executed through Fedwire, a funds transfer system operated by the Federal Reserve Banks, through CHIPS (Clearing House Interbank Payments System), a funds transfer system operated by The Clearing House or through SWIFT (Society for Worldwide Interbank Financial Telecommunication). With respect to payment orders relating to the transfer which are executed through Fedwire, Federal Reserve Regulation J and all applicable Federal Reserve operating circulars shall govern the payment orders. With respect to payment orders relating to the transfer which are executed through CHIPS, the CHIPS Operating Rules shall

2 govern the payment orders. With respect to payment orders relating to the transfer which are executed through SWIFT, the SWIFT operating rules shall govern the payment orders. Three-Business-Day transfers and Next-Business-Day transfers may be made through the Automated Clearing House processor selected by us or directly to another bank, and you agree will be subject to the National Automated Clearing House Association rules or our agreement with the other bank as applicable. Student Banking Ready to go wherever you go. Apple, Bank of America, Ford, and AT&% posted new 52-week lows Monday. Merry Christmas! Financial stocks were hit in afternoon trade Wednesday, by the Federal Reserve's decision to raise interest rates, and by the Fed's assertion that some further "gradual" increases would be coming. The SPDR Financial Select Sector ETF edged up 0.6%, after being rallying 1.8% just prior to the Fed's rate hike. Within the ETF, shares of J.P. Morgan Chase & Co. rose 0.5%, but was up 1.7% pre-fed; Goldman Sachs Group Inc. was up 0.7% vs. being up 1.6% pre-fed; Bank of America Corp. pared gains to 1.3% from 2.8%; Citigroup Inc. went to a gain of 0.9% from a gain of 2.5%; and Wells Fargo & Co. pared gains to 0.4% from 1.5%. Meanwhile, the Dow Jones Industrial Average went from a 360-point gain pre-fed to a 73-point gain. 5 smart ways to buy bonds and stabilize your portfolio. BofA Merrill Lynch 2019 Market Outlook: From Peak to Trough, the. Stay flexible with Bank of America Advantage Banking. Market Unfriends Stocks and Bonds, Likes Volatility, and Swipes Right. Invest with Merrill Edge and bank with Bank of America. Optiontrading opportunities on Apple, Bank of America, General Motors, NVIDIA, and Energous Corporation Bank of America Corporation. All rights reserved. Credit Card Customer Service for Speech or Hearing Impaired. For better interest on your savings, look to these banks. All the biggest stocks that are now in a bear market, in one chart. Major Banks Suspected of Collusion in Bond-Rigging Probe. The first nine digits that usually appear before the account number and check number is the routing number of the particular Bank of America location from where the check is drawn. These numbers may also differ according to the state and the type of account. Moreover, the bank offers several types of routing numbers that include: More than half of S&P 500 stocks are now in a bear market. Your saved Online ID helps us personalize your visit How we collect and use information. GRB funded our vision to create Radio Social, an experience unlike anything Rochester has ever seen.. Better Money Habits for your financial life Explore priorities below to get started. international and collect call operators please press pound and 0 for service. Enroll now in Online Banking from

3 Bank of America. bank, banks, banking, finance, finances, financial, financial institution, financial planning, personal finance, personal finances, financial management. Our mobile app isn't available for all devices If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. Learn more about mobile banking options and supported devices. We want to make sure our servicemembers are aware of laws that support them, including the federal Servicemembers Civil Relief Act (SCRA) and the benefits it offers. Our mobile app isn't available for all devices If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. Learn more about mobile banking options and supported devices. to repeat this option say repeat or press 8,. to hear more option say option or press 9. Only save your Online ID on your personal computer or mobile device. Home Equity You'd like to tap the value of your home to help pay for something you need. Check your browser address bar to make sure you're on our real website:. Apply now There's no fee and most decisions take about 60 seconds. Renters Insurance Services, Inc: Monday Friday 8 a.m. 10 p.m. ET Bank of America Corporation. All rights reserved. Show As a servicemember who travels often, being able to pay my bills online from anywhere is very convenient. How can I set up online bill payments? You can say something like make a payment, whats balance of my checking account, or forgot my debit card PIN. We couldn't send the link We're sorry we weren't able to send you the download link. Please try again, or use your mobile device to get the app from its app store Bank of America Corporation. All rights reserved. Bank of America can help you reach your financial goals. Visit the Better Money Habits website to learn more about budgeting and to begin planning your financial future. The future of banking looks bright Introducing Bank of America Advantage Banking. Meet the checking account with more flexibility. Learn more about Advantage Banking. Our mobile app is not available for all devices. "An Outstanding Mobile Banking Experience." Get the latest app. A. Direct Payments For Online Business Suite Customers. For general questions, to request cancellation of payments and transfers, or to report unauthorized transactions, please call us at Online Banking Customer Service is available Monday through Friday from 7:00 a.m. to 7:00 p.m., and Saturday and Sunday from 7:00 a.m. to 4:00 p.m. local time, excluding bank holidays. Access Level (also sometimes referred to as Activity Level) means either Transactional Access, View Access or No Access. Fees for Direct Payments are provided in Section 8

4 below. You may also write us at: Bank of America Electronic Banking Services TX P.O. Box Dallas, TX You must enroll in SafePass to transfer funds over certain dollar amounts, depending on your relationship with Bank of America. After enrolling in SafePass, you will be required to enter your SafePass code each time you're initiating a transfer over the specified dollar amount and when adding a new account. The code will be sent to your mobile device. Learn more about SafePass. 1-time future-dated or recurring transfers scheduled for a weekend or a non business day will be processed on the prior business day. In addition to choosing the delivery speed, as described above, you will be asked to pick the date that you want us to initiate the processing of the transfer. For example, if you direct us to initiate processing a transfer immediately and choose Next Business Day delivery, funds will be debited from your Bank of America account on the business day you schedule the transfer and typically will be credited to the receiving account on the next business day after the transfer is initiated. You agree that Bank of America may use any means or routes which we in our sole discretion consider suitable to execute your transfer. Bank of America hereby gives notice that Same- Business-Day transfers may be executed through Fedwire, a funds transfer system operated by the Federal Reserve Banks, through CHIPS (Clearing House Interbank Payments System), a funds transfer system operated by The Clearing House or through SWIFT (Society for Worldwide Interbank Financial Telecommunication). With respect to payment orders relating to the transfer which are executed through Fedwire, Federal Reserve Regulation J and all applicable Federal Reserve operating circulars shall govern the payment orders. With respect to payment orders relating to the transfer which are executed through CHIPS, the CHIPS Operating Rules shall govern the payment orders. With respect to payment orders relating to the transfer which are executed through SWIFT, the SWIFT operating rules shall govern the payment orders. Three-Business-Day transfers and Next-Business-Day transfers may be made through the Automated Clearing House processor selected by us or directly to another bank, and you agree will be subject to the National Automated Clearing House Association rules or our agreement with the other bank as applicable. Three-Business-Day transfers: Funds will be debited from your Bank of America account on the business day you direct us to initiate processing of the transfer, and typically will be credited to the receiving account on the third business day after the transfer is initiated. A transfer remains "In Process" until fully processed and it will appear as "In Process" on your Direct Payments Review

5 Transfers tab within Online Banking. Transfers remain "In Process" until the close of business on the day the funds are scheduled to be credited to the receiving account. Subject to the limitations in Section 4 G and H below, you can cancel 1- time future-dated and recurring transfers prior to midnight ET on the date processing for the transfer is scheduled to be initiated by calling us at the number indicated above. Cut-off Time: The cut-off time for 3-Business-Day transfers and Next- Business Day transfers is 8:00 p.m. ET. The cut-off time for Same-Business-Day transfers is 5:00 p.m. ET. Any transfer initiated after the applicable cut-off time will be considered as being initiated on the next business day. You may move money without a transfer fee by using Bank of America's Online Bill Pay Service. Bill Pay allows you to pay large, well established merchant billers electronically within 1 to 3 days without charge. You may also use Bill Pay to transfer money to individuals and smaller merchants when arrival by a specified date is not required. Direct Payments Service is an alternative that allows you to transfer funds to individuals or vendors when delivery of funds by a specific date is critical. View Access (also sometimes referred to as inquiry access or basic access) allows a user to only view account balances and activity, subject to the selected account or general service settings. Same-Business-Day transfers: Funds will be debited from your Bank of America account on the business day you direct us to initiate processing of the transfer, Bank of America will send the payment out on that business day, the beneficiary's bank typically receives the funds 1 to 2 business days later and the funds typically will be credited to the beneficiary within 2 days. Miscellaneous Fees: You will be charged $25 for each transfer trace that you ask us to execute for you. International payments may be subject to additional fees charged by intermediary, receiving and beneficiary banks. Bank of America is not responsible for any failure of another financial institution to act in a timely manner as described above. As a result, Bank of America cannot guarantee the timely delivery or return of funds as a result of the failure of another financial institution to act in a timely manner. Please note that beneficiary banks located in some countries may take several days or even weeks to credit the receiving account. There may be some risk in making a transfer to a slow-to-pay country. Please see a complete listing of slow-topay countries. Currency conversion charges also may apply to international transfers. Bank of America will trace your transfer if the recipient has not received it in 3 weeks. A $25 fee will be charged for each transfer trace. You must be enrolled in Online Banking to use Direct Payments. You expressly agree that Bank of America shall be liable to you only for our

6 negligent performance or non-performance of the services provided pursuant to the Direct Payments Service, and that our responsibility shall be limited to the exercise of reasonable and ordinary care. Unless otherwise required by law, Bank of America shall not be liable for any error or delay on the part of any third party or for any other act or omission of any third party, including without limitation third parties used by Bank of America in executing any payment order relating to a transfer or performing a related act, and no such third party shall be deemed to be our agent. Further, we shall not be liable to you or any third party for failure to execute any transfer or perform a related act if such a failure is due to causes or conditions beyond our reasonable control, including without limitation, strikes, riots, insurrection, war, military, or national emergencies, acts of God, natural disasters, fire, outages of computers or associated equipment, or failure of transportation or communication methods or power supplies. Except as may be limited by applicable law, you agree to indemnify and hold Bank of America and officers, directors, employees and representatives harmless (including payment of reasonable attorney's fees) against any and all liability to third parties arising out of, or in connection with, this Agreement, the Direct Payments Service or any actions taken by Bank of America pursuant to your instructions. If we fail or delay in making a transfer pursuant to your instructions, or if we make a transfer in an erroneous amount that is less than the amount per your instructions, unless otherwise required by law or as otherwise provided in this Agreement, our liability shall be limited to interest on the amount that we failed to timely pay or transfer, calculated from the date on which the payment or transfer was to be made until the date it was actually made or you canceled the instructions. We may pay such interest either to you or the intended recipient of the transfer, but in no event will we be liable to both parties, and our payment to either party will fully discharge any obligation to the other. If we make a payment or transfer in an erroneous amount that exceeds the amount per your instructions, or if we permit an unauthorized payment or transfer after we have had a reasonable time to act on a notice from you of possible unauthorized use of your passcode as described in this Section above, unless otherwise required by law or as otherwise provided in this Agreement, our liability will be limited to a refund of the amount erroneously paid or transferred, plus interest thereon from the date of the transfer to the date of the refund, but in no event to exceed 60 days' interest. If we become liable to you for interest compensation under this Agreement or applicable law, such interest shall be calculated based on the average federal funds rate at the

7 Federal Reserve Bank in the district where Bank of America is headquartered for each day interest is due, computed on the basis of a 360-day year. Unless otherwise required by law, in no event will Bank of America be liable to you for special, indirect or consequential damages including, without limitation, loss or damage from subsequent wrongful dishonor resulting from our acts or omissions or lost profits, even if we are advised in advance of the possibility of such damages. We shall not be liable for your attorney's fees, except as required by law.

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