LIST OF COMMISSIONS & FEES TREASURY

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Shannon Lang
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TREASURY Product / Service Name Commission Fees US Market Shares 5.2 per mil - minimum 75 Listed Options Futures UK Market Shares Options French Market 5.

1 TREASURY Product / Service Name Commission Fees US Market Shares 5.2 per mil - minimum 75 Listed Options Futures UK Market Shares Options French Market 5.2 cents per share - minimum per contract Sell: 5.2 per mil - minimum GBP 75 // Buy: 5.2 per mil - minimum GBP per mil (STAMP DUTY) 7.3 pence per share - minimum GBP 75 Shares 5.2 per mil - minimum EUR 75 Options Swiss Market Shares Other European Markets (Euro Currency) EUR 7.3 cents per share - minimum EUR per mil - minimum CHF % (Federal Tax) Shares 5.2 per mil - minimum EUR 75 Other Markets Shares 5.2 per mil - minimum 75 Arab Markets Saudi Arabian Market 7.3 per mil - minimum 75 UAE Market 6.2 per mil - minimum 75 Jordanian Market 6.2 per mil - minimum 75 Other Arab Markets 7.3 per mil - minimum 75 Lebanese Market Shares 4 per mil - minimum 20 Lebanese and Regional GDR s Shares Bonds and T-Bills (International & Local) Primary Markets Secondary Markets FX SPOT, Forward and OTC Options Funds and Private Placements Online Trading Services Net Price to the Customer 1 per mil with a minimum of 75 Net Price to the Customer Net Price to the Customer As disclosed in the offering documentation As indicated on Platform Custody Fees Local & International Markets Precious Metals Online Trading Services Coupon and Dividend Collection Fees Outgoing Security Transfer Fee Account Application Fee on Investment Accounts Account Closure Fee Minimum Annual Fee 2 per mil p.a. charged semiannually with a minimum of 15 5 per mil p.a. charged semiannually with a minimum of 15 As indicated on Platform 1.5 per mil with a minimum of 25 A fee of 75 will be charged on the transfer out of each instrument A fee of 100 p.a. will be charged semi-annually A fee of 50 will be charged upon the closing of the account 250 less than the aggregate amount of all commissions and fees paid as per this schedule N.B: These fees and commissions will become effective on February 1, 2019 for Treasury clients only.

2 CORPORATE & COMMERCIAL Product / Service Name Fees Application Overdraft A/Cs Commission per Trx 6, per Trx Loans and Overdraft A/Cs Highest Overdrawn Balance 1 monthly File Fee 1 Min. 500 Incoming Documentary Collection Against Payment or Acceptance 2 flat Min. 100 Aval (with Engagement and Guarantee) 0.78% p.q. Min. 142 Delivery Free of Payment Min. 55 Additional Documents Requested 40 Documents Unpaid (10 days after Due Date) 100 Payment Commission 25 Tracer 15 Returned Unpaid 78 Outgoing Documentary Collection Remittance Sight or Acceptance 2 flat Min. 75 Amendment 50 Documents Returned Unpaid 78 Tracer 15 Import Letters of Credit Opening 3.15 p.q. Min. 100 Amendment Extension or Increase Amount Same as Opening Other 75 Payment Commission 25 Acceptance 0.75% p.q. Min. 150 Discrepancy (to be deducted from payment to Beneficiary) 100 Swift: Short message 35 ( 70 if there is Reimbursing Bank) Long message 100 ( 135 if there is Reimbursing Bank) Product / Service Name Export Letters of Credit Commission Advising 1.5 p.q. Min. 150 Confirmation Case by case Min. 250 Amendment Extension or Increase (confirmed) Same as confirmation Extension or Increase (not confirmed) Same as advising Other 75 Negotiation/Payment 1.5 flat Min. 100 Acceptance-Deferred Case by case Min. 150 Payment Transfer of L/C 3 flat Min. 200 Letters of Guarantee Bid Bond 0.5% p.q. Min. 100 Advance Payment 0.75% p.q. Min. 150 Advance/Loan Guarantee 0.75% p.q. Min. 150 Retention/Performance/ 0.75% p.q. Min. 150 Maintenance Shipping Guarantee 50 Other 0.75% p.q. Min 100 per transaction Amendment Extension or Increase Same as Issuance Amount Other 75 Incoming Letter of Guarantee 1.5 flat Min. 150

3 ELECTRONIC DELIVERY CHANNELS Credit Cards Visa MedMiles Classic 75 Visa MedMiles Gold 110 Visa MedMiles Platinum 140 Visa MedMiles Signature 250 Visa MedMiles Infinite 500 Visa/MasterCard Classic 50 Visa Business 100 Visa Classic 90,000 Visa/MasterCard Gold 80 Visa/MasterCard Platinum 125 Visa Platinum 125,000 Visa Platinum Euro EUR 220 MasterCard Platinum OET OBP 0 Visa Infinite 350 MasterCard World Elite 750 Visa MedMiles Classic 40 Visa MedMiles Gold 60 Visa MedMiles Platinum 100 Visa MedMiles Signature 150 Visa MedMiles Infinite 300 Visa/MasterCard Classic 40 Visa Business supplementary 50 Visa Classic 75,000 Visa/MasterCard Gold 50 Visa/MasterCard Platinum 75 Visa Platinum LPB 75,000 Visa Platinum Euro EUR 150 Yearly Fee MasterCard Platinum OET OBP 0 Visa Infinite 200 MasterCard World Elite 500 Debit Cards Monthly Fee Visa Electron/ First year Free 1 Visa Classic (Youth) 0 Visa Platinum 3 Prepaid Cards Yearly Fee Visa Prepaid Income Annual Fee (Prepaid Visa Individual Cards) 10 or its equivalent Visa Prepaid i-net Annual Fee (Prepaid Visa Individual Cards) 10 Visa Prepaid Travel Annual Fee (Prepaid Visa Individual Cards) 10 or its equivalent Credit Cards Services Commission/Fee Replacement Fees 15 Markup FX Rate 3.75% Overseas Transaction Fees (Non- MedMiles Classic & 1.25% Gold) (Same bank) 5 (Other local banks) 2% with a minimum of 7 or its equivalent (International banks) 2% with a minimum of 7 or its equivalent SMS Fees (MedMiles Cards) 0 SMS Fees (Non-MedMiles Cards) 12 Hard Copy Statement Fees (MedMiles Cards + Non-MedMiles Platinum, 0 Signature and Infinite) Hard Copy Statement Fees (Non-MedMiles Classic and 48 Gold Cards) e-statement Fees 0 Over-limit Fees 15 Late Payment Fees 16 Debit Cards Services Commission /Fee (Same bank) 0 (Other local banks) 2 or its equivalent (International banks) 2% with a minimum of 7 or its equivalent SMS Fees 0 Prepaid Cards Services Commission /Fee SMS Service Notification Monthly Fee (Prepaid Visa 1 or its equivalent Individual Cards) ATM Cash Withdrawal Fee (Other ATMs) (Prepaid Visa 3 or its equivalent Individual Cards) ATM Cash Withdrawal Fee 2% with a minimum of 7 (International ATMs) (Prepaid or its equivalent Visa Individual Cards) E-banking Services Commission /Fee Online Banking 1 Monthly Mobile Banking 1 Monthly PinPay 0 E-Channel Services Commission /Fee ATM Cash Deposit 0 ATM Check Deposit 0

4 BRANCH NETWORK Product / Service Name A - Accounts (CV will be applied on FCY) Frequency Current Non-Checking Account 2.5 3,750 Monthly Current Checking Account 7 10,500 Monthly Current Checking Account - Fee Per Transaction Monthly Youth Account (YA) 6 9,000 Monthly Youth Account (YB) 3 4,500 Monthly Wedding Account (WA) 2 3,000 Monthly Sight Saving Account 20 30,000 Half Yearly Blocked Accounts - Below 10,000 or CV ,750 Monthly Blocked Accounts - Above 10,000 or CV ,250 Monthly Blocked Accounts ,750 Bi-Monthly Blocked Accounts ,250 Quarterly Blocked Accounts ,500 Half Yearly Blocked Accounts 25 37,500 Yearly Dormant Accounts 5 7,500 Monthly Margin Accounts if Bearing Interest 7 10,500 Yearly Statement of Accounts - Regular- Upon Printing. 1 First Page, 2 Second Page and 3 per Additional Page LL 1,500 First Page, LL 3,000 Second Page and LL 4,500 per Additional Page Per Request B - Internal Transfers Transactions Transfer Account to Account - Different Customer (Online) Transfer Account to Account - Different Customer (Debit Side) FCY ,500 CV of 3 C - Deposit Transactions FCY Cash Deposit on Bankmed ATMs & ITMs Cash Deposit 0.20% Min % Min.CV of 2 Check Deposit on Bankmed ATMs & ITMs Check Deposit Drawn on other Banks - In Lebanon 2 3,000 CV of 2 Check Deposit Drawn on other Banks - In Lebanon - For Collection 3 4,500 CV of 3

5 Check Deposit Drawn on BDL Outside Clearing House 75,000 Check Deposit Drawn on Banks - Outside Lebanon- in USA - on NY or Outside NY Euro Countries or Switzerland Euro Countries or Switzerland - Final Collection Canadian Dollar - on Canada Canadian Dollar - on Canada - Final Collection Other Countries D- Withdrawal Transactions FCY Cash Withdrawal on Bankmed ATMs & ITMs Cash withdrawal - Up to 50, % Min % Min.CV of 2 Cash withdrawal - Above 50, % % Payment of In-house Check in Cash - (non-customer) 0.3% Min. 3 3, % Min. CV of 3 E- Payment Order FCY Outgoing Payment Order - Local 20 18,000 CV of 20 Outgoing Payment Order - International 30 CV of 30 Swift Charge - Per Swift 10 15,000 CV of 10 Outgoing Payment Order with Same Value Date Below 10,000 or CV Outgoing Payment Order with Same Value Date above 10,000 or CV Outgoing Payment Order Cancellation (conditional Not collected by beneficiary) 30 45,000 CV of % 45, % CV of % 10 15,000 CV of 10 Incomplete Information on Transfer Application 10 15,000 CV of 10 Incoming Payment Order 10 5,000 CV of 10 F- Checks FCY Issuance of Bankers Check & Certified Checks ,000 CV of 7.5 Issuance of Bankers Check in EURO EUR 35 Returned Checks - Outgoing Clearing- In Lebanon 10 15,000 CV of 10 Returned Checks - Outgoing Clearing - Outside Lebanon 20 + correspondent charges CV of 20 + correspondent charges Returned Checks - Incoming Clearing 15 22,500 CV of 15 Stop Payment Instructions - Per Request 15 22,500 CV of 15 First Time Checkbook Request 6 9,000 CV of 6 Checkbook Order - 10 Checks 6 9,000 CHF 6, GBP 5, EUR 6 Checkbook Order - 25 Checks 10 15,000 CHF 10, GBP 8, EUR 10

6 Unpaid Checks Regularization - Per request 20 30,000 CV of 20 Personalized Checkbook - First Time ,000 CV of 100 G- Companies Commission (CV will be applied on & FCY) Capital Constitution - New Companies 150 Annual Maintenance Fee - Companies 100 Opening Account for Off-Shore & International Companies 350 Annual Maintenance Fee for Off-Shore & International Companies 200 H- Safe Deposit BOX Commission (CV will be applied on & FCY) Margin on Safe Deposit Box 300 Annual rental fee: Small Safe Deposit Box 350 Annual rental fee: Medium Safe Deposit Box 450 Annual rental fee: Large Safe Deposit Box 650 Annual rental fee: Extra Large Safe Deposit Box 800 Lost Safe Deposit key 50 Safe Deposit Box Visit ( After 6 Free Visits Per Year) 2 I- Bills for Collection Bills for Collection Bill for Collection - Payment by Cash or From Account Bill for Collection - Returned Unpaid Commission (CV will be applied on & FCY) 5 per Bill + 15 Per Schedule 3 Per Bill 7 Per Bill J- Other Services (CV will be applied on FCY) Frequency/Remarks Replacement of Passbook 10 15,000 Per Passbook Replacement of Lost Passbook 20 30,000 Per Passbook Authentication of Passbook 10 15,000 Per Passbook Photocopy of Documents from Archives 5 per Page Min. 10 LL 7,500 per Page Min. LL 15,000 Per Page Letter of Introduction or Discharge Letter ,000 Per Letter للتحويل " finance Certificate for Ministry of " مصرفي افادة مخصصة 5,000 Per letter Standing Instruction - Utility Bills ,000 Per Bill Standing Instruction - Utility Bills Returned Unpaid ,000 Per Bill Standing Instruction Landline Bills (PTT) 2,000 Per Bill Standing Orders 20 30,000 Yearly

7 Amendments of Standing Order Instructions 5 7,500 Per Request Confirmation of External Audit request 15 22,500 Per Request Mecanique - Bankmed Customer/ Non-Bankmed Customer with Compulsory ,000 Per Request Mecanique - Non Bankmed Customer 10 15,000 Per Request Statement of Accounts - Interim - First Page 10 15,000 Per Page Statement of Accounts - Interim - Per Additional Page 5 7,500 Per Page Closing of Accounts 7 10,500 Per Account Relationship Termination 10 15,000 All Relationship Settlement Touch Bill in Cash 2 Per Bill Maintenance Fee - Proxy 15 22,500 Yearly Proxy Cancellation 15 22,500 Per Request Maintenance Fee - Mandate 10 15,000 Yearly Fax and Instructions - Maintenance Fee 20 30,000 Yearly Phone Confirmation of Fax and Instructions 10 15,000 Per Transaction Photocopy Fees for Tax Payment ,000 Per Transaction Signature Authentication Request 3 4,500 Per Request Payment of Salaries with Same Day Value Date 25 37,500 Per Request Breaking /Enlarging Banknotes over the Counter - Bankmed Customer 1% 1% Volume of Request Transaction Investigation 10 15,000 Per Request

8 CONSUMER CREDIT PRODUCTS Product/ Service Name Commission Auto Debit Charge Floating Rate Review Rescheduling Charge 2 on each payment 10 Annual Review Charge 10 Disbursal Fee Regular 20 Funding Same Day 1 per mil of loan amount, min 20 Express Booking 20 Allocation Fee - OD 25 Highest Overdraft- Housing Regular 0.5 per mil with a min of 30 Highest Overdraft- Overdraft 3 per mil quarterly Highest Overdraft- Term loan 3 per mil quarterly with min 30 Public Corporation For Housing (GIH)- File Fees Housing Regular File Fees 1% 1% with a min of 400 and no maximum Personal Loans Discounted File Fees 1.25% with min of 100 Term Loan File Fees 1% with min of 250 New Cars File Fees 150 Used Cars File Fees 250 Top Up Fee 50% of normal File Fee Overdraft-Annual Fee 0.75% with min of 250 Overdraft - Non Utilization Fee 2 per mil quarterly with min 10 Point of Sale Overdraft (POS OD) - Non Utilization Fee Accidentally Debtor 50 20% for & 25% for with 5 per mil HOD Amendment of Interest Request 25 Rescheduling of Bullet Payment Fee Rescheduling Bulk Prepayment Charge Complete File Fee 100 Regularization Fee 200 Prepayment Penalty 5% Early settlement of OD Pledged Account- Below 10M Monthly 423 Pledged Account - Above 10M Monthly

9 423 Pledged Account - Bi - Monthly 9.75 Pledged Account - Quarterly Pledged Account- Half Yearly Pledged Account - Yearly 25 Pledged Account-CCP- Transaction Fee Late Payment Penalty Delay Penalty-Unpaid Car Insurance Premium Delay Penalty-Unpaid Fire Insurance Premium Delay Penalty-Unpaid Life Insurance Premium 0.50 Defined per product on monthly unpaid premium, 5 on quarterly unpaid premium, 10 on semiannual unpaid premium, 15 on yearly unpaid premium Revolving Overdraft- Non Renewal 5 Overdraft Non Renewal 10 Changing of Security 100 for Real Estate Mortgage and & 50 for others Release of Mortgage 50 Debtor Attestation 50 Retrieval of Documents 5 per page Yearly Payment of Motor Policy 10 Fire Insurance Renewal-Yearly 10 Life Insurance Renewal-Yearly 10 Third Party policy - Motor 50 Third Party Policy - Fire 100 Third Party Policy - Life 200 Appraisal Evaluation Fee 250

Commissions & Fees Schedule June 2016

Commissions & Fees Schedule June 2016 Commissions & Schedule Fees June 016 Contents I. Checks / Drafts I-1 Issuance of Drafts I- Collection / Deposit of Checks I- Payment of Checks Drawn on AFH I- Checks Deposited Returned Unpaid I- Checks