100 Shirley Avenue Mount Vernon, OH Purchase Price $100,000 Only $668.72/month! 3.875% Fixed (4.530% APR)*

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1 This address qualifies for USDA financing! No Money Down! 100 Shirley Avenue Mount Vernon, OH Purchase Price $100,000 Only $668.72/month! 3.875% Fixed (4.530% APR)* $100,000 purchase price with financed guarantee fee =$102, Year Fixed Interest Rate. Principal & Interest $ Mortgage Insurance $ Est. Insurance $50 + Taxes $105.26=PITI Payment $ Rate available as of 12/19/11 but are subject to change based on market conditions. Final approval subject to credit review. Certain restrictions apply. Call for details. *APR = Annual Percentage Rate. Items Needed for Pre-Approval: Last 2 years W2 s 1 Months paystubs 2 Months bank statements Recent 401k statement For details on USDA financing or for a FREE pre-approval, contact Christi Hawkins. Christi Hawkins Mortgage Specialist (740) Apply online for a FREE Pre-Approval to buy this home! NMLS 1579 / Christina Hawkins NMLS S Park Place, Newark, OH 43055

2 1889 Creeks Crossing Court Grove City, OH List Price: $385,000 Highlights 5 Split Level Home! 4 Bedroom 3 Full Baths/1 Partial Bath 3-Car Finished Garage Marble surrounds showers & tubs Finished lower level w/ hardwood floors Office, Loft, Den, Rec Room, Florida Room, Walk-in Pantry Handicap Access Offered By Jerry Hunt, REALTOR For more information on this home, call (614) Broadway * Grove City, OH Financing Options Provided By Diane Hamilton Mortgage Specialist FREE pre-qualification to buy this home! Call (740) or apply at S Park Pl * Newark, OH % Down Term Loan Amount Fixed Interest Rate APR $38, months $346, % 5.193% 20% Down Term Loan Amount Fixed Interest Rate APR $77, months $308, % 5.141% P & I Hazard Insurance Property Tax MI Total Monthly $1, $75.00 $ $ $2, P & I Hazard Insurance Property Tax MI Total Monthly $1, $75.00 $ $0 $2, Better Business Bureau member since BBB Rating: A+ P & I = Principle & interest payment; MI = Mortgage insurance. Rates available as of 11/17/09 but are subject to change. Other programs available. Certain restrictions apply, call for details. Final approval subject to credit review. MB & SM We proudly offer FHA and VA-Guaranteed Home Loans.

3 2,422 square feet 4 bedrooms 2 1/2 baths Rockford Built Visit our open house! Sunday, January 31st 1-3 pm at 694 N Manchester Circle Neutral Decor Two car garage 80 x 126 lot Offered at $204,900 Welcome home to an immaculate well-kept home waiting for new owner. Some new carpet. Freshly painted. Great room with vaulted ceiling. Large kitchen with island and eating area. Master suite with vaulted ceiling, walk-in closet and spa like bath. Deck. Easy access to schools. Offered for sale by: Financial and Lending Advice Offered by: Beth Bick, Real Estate Consultant Keller Williams Greater Ohio Realty 1715 Hill Road N, Pickerington, OH O: cell: Trinda Detwiler, Mortgage Specialist Equity Resources, Inc. 25 1/2 S Park Place, Newark, Ohio O: cell: MB Certain limitations apply, call for details.

4 129 Lincolnshire Road Gahanna, OH % FINANCING 1 LOAN Purchase Price $122,000 Downpayment $0 100% FINANCING 80/20 $122,000 $0 95% FINANCING 5% DOWN $122,000 $6,100 Term 30 Year Fixed 30 Year Fixed 30 Year Fixed Loan Amount $122,000 Rate/APR 6.875/7.769 Payment $ Taxes $146 1st 2nd $97,600 $24, / /8.581 $ $ $146 $115, /7.027 $ $146 Homeowners Insurance $37.50 $37.50 $37.50 PMI $97.60 Total Payment $ $0 $ $75.34 $ Approximate Closing Costs: $2,750. Credit restrictions apply. Or visit our website We ll make the buying process easy! Call today to find out how you can be pre-approved for a home with NO money down! AGENT OWNED FREE Pre-qualification to buy this home! Approvals within 24 hours! Contact Derek Good at or apply online at EQUITY RESOURCES INC. MB336

5 1635 Tennyson Court * Columbus, OH 43223

6 3656 Broadway * Grove City, OH Great Family Home! 4 Bedrooms * 3 Bathrooms Landscaped Fenced Yard Patio Cul-de-Sac Square Footage: 1,706 $198,900 Offered by: Jerry Hunt, REALTOR (614) * jerry@jcahunt.com Gerald Thompson 1589 Oakview Dr Columbus, OH Columbus OH, Mortgage Questions? FREE pre-qualification! Call Diane Hamilton Mortgage Specialist (740) or apply at EQUITY RESOURCES, INC. MB S Park Pl Newark OH 43055

7 PRU3A2H4 Own for Only $600* Per Month! With prices declining and mortgage loan interest rates at historic lows many renters are taking advantage of the market to own a home of their own. Dan Gregor ABR, CRS, GRI *Take this home at 6673 Manring Ct. At $79,900 the downpayment on an FHA first mortgage 4.5% (4.987 APR) is only $2,800. The seller paying the buyer s closing costs of $3,000 is about all you d need to complete the purchase. And, it will be 30 to 60 days before your first monthly payment is due. Here s what it looks like: Monthly Principal and Interest Estimated Real Estate Taxes Estimated Homeowner s Insurance FHA Mortgage Insurance Premium TOTAL MONTHLY PAYMENT Manring Ct, Reynoldsburg, OH More Exciting News From The Gregor Team Now you can get an online market value opinion on a property you want to sell...free Real Estate Brochures and Handbooks...plus, you can access our Multiple Listing Search Engine to receive daily or weekly updates with homes that come on the market that meet your needs. All this and more is available to you at our website Pre-Qualify for a Home Purchase FREE. Call Derek Good! 25 S Park Pl, Newark OH MB NMLS & 1579 We proudly offer VA, FHA, Conventional and USDA. Certain restrictions apply. Call for details. Rates available as of 6/25/10 but are subject to change without notice.

8 Sunday, March 21st 2-4pm 2598 Parlin Drive * Grove City OH Sunday, March 21st 2-4pm 2598 Parlin Drive * Grove City OH Sunday, March 21st 2-4pm 2598 Parlin Drive * Grove City OH Sunday, March 21st 2-4pm 2598 Parlin Drive * Grove City OH 43123

9 3656 Broadway * Grove City, OH Broadway * Grove City, OH HIGHLIGHTS 3-Level Split! 3 Bedrooms * 1 1 / 2 Bathrooms Eat-In Kitchen New paint and carpet Heated Workshop Whole house generator Square Footage: 1,632 Amenities: Fenced yard and deck $139,900 Stop by Sunday 3/21 from 2-4pm. I look forward to seeing you! Jerry Hunt, REALTOR (614) * jerry@jcahunt.com «OWNER NAME» «FULL ADDRESS» «city», «state» «zip» «zip»«city» «state», «zip» HIGHLIGHTS 3-Level Split! 3 Bedrooms * 1 1 / 2 Bathrooms Eat-In Kitchen New paint and carpet Heated Workshop Whole house generator Square Footage: 1,632 Amenities: Fenced yard and deck $139,900 Stop by Sunday 3/21 from 2-4pm. I look forward to seeing you! Jerry Hunt, REALTOR (614) * jerry@jcahunt.com «OWNER NAME» «FULL ADDRESS» «city», «state» «zip» «zip»«city» «state», «zip» Mortgage Questions? FREE pre-qualification! Call Diane Hamilton Mortgage Specialist (740) or apply at EQUITY RESOURCES, INC. MB S Park Pl, Newark OH Mortgage Questions? FREE pre-qualification! Call Diane Hamilton Mortgage Specialist (740) or apply at EQUITY RESOURCES, INC. MB S Park Pl, Newark OH Broadway * Grove City, OH Broadway * Grove City, OH HIGHLIGHTS 3-Level Split! 3 Bedrooms * 1 1 / 2 Bathrooms Eat-In Kitchen New paint and carpet Heated Workshop Whole house generator Square Footage: 1,632 Amenities: Fenced yard and deck $139,900 Stop by Sunday 3/21 from 2-4pm. I look forward to seeing you! Jerry Hunt, REALTOR (614) * jerry@jcahunt.com «OWNER NAME» «FULL ADDRESS» «city», «state» «zip» «zip»«city» «state», «zip» HIGHLIGHTS 3-Level Split! 3 Bedrooms * 1 1 / 2 Bathrooms Eat-In Kitchen New paint and carpet Heated Workshop Whole house generator Square Footage: 1,632 Amenities: Fenced yard and deck $139,900 Stop by Sunday 3/21 from 2-4pm. I look forward to seeing you! Jerry Hunt, REALTOR (614) * jerry@jcahunt.com «OWNER NAME» «FULL ADDRESS» «city», «state» «zip» «zip»«city» «state», «zip» Mortgage Questions? FREE pre-qualification! Call Diane Hamilton Mortgage Specialist (740) or apply at EQUITY RESOURCES, INC. MB S Park Pl, Newark OH Mortgage Questions? FREE pre-qualification! Call Diane Hamilton Mortgage Specialist (740) or apply at EQUITY RESOURCES, INC. MB S Park Pl, Newark OH 43055

10 <<2 Sided Insert: Realtor Side/Loan Officer Side>> *LOW Rates! *GREAT Service! *BUY a home! 100% FINANCING Still Available on purchases! We proudly offer FHA, VA, USDA & Conventional home loans. Direct lender = quick, smooth process. Low, competitive rates. Honest answers & advice to achieve your goals. EQUITY RESOURCES, INC. mortgages Since 1993 EASY TO APPLY! Call Trinda Detwiler or apply FREE at 25 S Park Pl, Newark OH MB Better Business Bureau Rating: A+

11 REALTOR PICTURE READY TO GO HOME SHOPPING? Call Jane Realtor REALTOR LOGO 1111 Main Street, Anytown OH 22222

12 Why Rent When You Can Own for the Same Payment! $140,000 Mortgage = $709 Monthly Payment Fixed (Your mortgage payment never goes up over 30 years. Your rent will.) Lowest 30-yr fixed rates since 1971! Rate 4.5% (4.674 Annual Percentage Rate)* Source Freddie Mac s Primary Mortgage Market Survey Call and Register for a FREE Home Buyers Seminar SEPTEMBER 9, or Trinda Detwiler Beth Bick Proudly sponsored as a community service by: *Certain restrictions apply. Call for details. Rates available as of 8/12/10 but are subject to change based on market conditions and borrower eligibility. MB NMLS Equity Resources has a Better Business Bureau Rating of A+. Why Rent When You Can Own for the Same Payment! $140,000 Mortgage = $709 Monthly Payment Fixed (Your mortgage payment never goes up over 30 years. Your rent will.) Lowest 30-yr fixed rates since 1971! Rate 4.5% (4.674 Annual Percentage Rate)* Source Freddie Mac s Primary Mortgage Market Survey Call and Register for a FREE Home Buyers Seminar SEPTEMBER 9, or Trinda Detwiler Beth Bick Proudly sponsored as a community service by: *Certain restrictions apply. Call for details. Rates available as of 8/12/10 but are subject to change based on market conditions and borrower eligibility. MB NMLS Equity Resources has a Better Business Bureau Rating of A+.

13 What You ll Learn At The Seminar: Financing a home... * How much can I afford? * What if I don t have perfect credit? * What will my monthly payment be? * How do I get pre-approved? * Tips to improve your credit score! Finding a home... * Do I need a Realtor? * What is available in my price range? * When should I start looking? * What if I m in a lease? * How can I have a home built? EQUITY RESOURCES INC 25 S PARK PL PO BOX 5177 NEWARK OH You re Invited! RSVP Trinda Detwiler at or Beth Bick at REALTOR What You ll Learn At The Seminar: Financing a home... * How much can I afford? * What if I don t have perfect credit? * What will my monthly payment be? * How do I get pre-approved? * Tips to improve your credit score! Finding a home... * Do I need a Realtor? * What is available in my price range? * When should I start looking? * What if I m in a lease? * How can I have a home built? EQUITY RESOURCES INC 25 S PARK PL PO BOX 5177 NEWARK OH You re Invited! RSVP Trinda Detwiler at or Beth Bick at REALTOR

14 We ll make it easy. Hello! Are you ready for the next step to buy a home? Or, maybe you have some questions or concerns and would simply like some advice? BETH BICK REALTOR USA-1 Real Estate Phone: Give me a call or send me an . I am here to make your homebuying experience easy. I look forward to hearing from you soon. Have a great day! Sincerely, Beth Bick Pre-Approvals within 24 hours! Call today! TRINDA DETWILER Mortgage Specialist S i n c e Apply FREE online at 25 S Park Place* Newark, OH MB800302

15 Want to Buy a Home? Mortgage Rates As Low As 4.5 % (4.67APR) FIXED FOR 30-YEARS Mortgage rates hit a 39-Year low on July 15th! Call Trinda Detwiler for a FREE pre-qualification to buy a home. (740) (Then go house shopping with buying power!) Apply FREE at Visit our website for online calculators and budget tools to help you make an informed decision on whether you should rent or buy. Better Business Bureau Rating A+ OH: MB & SM Equal Housing Lender. NMLS Rates available as of 7/15/10, but are subject to change based on market conditions & borrower eligibility. Other programs available. 25 S Park Pl, Newark OH BUYING YOUR FIRST HOME Call or TDetwiler@CallEquity.net your name and address and I ll send you my free report Buying Your First Home. THE ACKER-BICK REALTY GROUP or *Integrity *Commitment *Results

16 Robbie Polk Has Moved! Where 738 Lazy River Road Lusby, MD When Saturday May 8, :00pm 5:00pm Come Celebrate with Him Hope to see you there! Robbie Polk Has Moved! Where 738 Lazy River Road Lusby, MD When Saturday May 8, :00pm 5:00pm Come Celebrate with Him Hope to see you there!

17 Purchase Price $119,900 No Money Down! 3984 Cincinnati Zanesville Road Built: 1959 SFLV: 1392 Bedrooms: 3 Baths: 1 Full Style: One Story Exterior: Aluminum Living Room: 12x18 Kitchen: 11x17 Bedroom #1: 11x14 Bedroom #2: 10x13 Bedroom #3: 10x11 Family Room: 13x24 Garage: 2 Car attached LotSize:.56 acres Taxes: $ Surrounded by trees, this home features hardwood floors, newer roof, windows and furnace. Includes an 8x24 breezeway and basement with a Ben Franklin woodburning stove and back up generator. Washer, dryer and freezer (in breezeway) to stay. Extra parcel. Home Warranty provided. Call for more details! For details on this home or for a viewing, contact Barb Wright. Barb Wright REALTOR This home qualifies for USDA financing. *$119,900 purchase price with financed guarantee fee =$122, Year Fixed Interest Rate. Principal & Interest $ Est. Insurance $40 + Taxes $92.73=PITI payment $ PER MONTH 5.5% Fixed (5.789% APR)* *Rate available as of 8/17/09 but rates are subject to change based on market conditions. Final approval subject to credit review. Certain restrictions apply. Call for details. For details on USDA financing or for a FREE pre-approval, contact Trinda Detwiler. Trinda Detwiler Mortgage Specialist (740) (740) (740) Apply online for a FREE pre-qualification to buy this home! GR# 5748, MLS# W Wheeling St, Lancaster OH MB S Park Pl, Newark OH 43055