ESCROW ACCOUNT. CASH TRANSPORT SERVICE Type of fee Amount Conditions Transport service from/to the client's location (cash and debit instruments)

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1 BANKING SERVICES OFFER Maintenance LEI 50 The fee is monthly charged. Current in LEI; Saving in LEI Current Account components: Visa debit card (maximum three cards included); Internet Banking Service; Info SMS Service (Encashment and Card Transactions)* Info SMS/Info Service for national debit instruments payments* Additional current maintenance LEI 50/EUR 12/USD 14/GBP 9 per fee (USD/GBP/EUR/LEI) The fee is monthly charged. Modifying authorized person LEI 20/modified client Opening of s for non-residents LEI 250/ EUR 50 *To be charged 0.5 lei/ SMS as of February, 2019 Term Deposit TERM DEPOSIT Savings Interest Rate Conditions LEI EUR Minimum amount for opening LEI /EUR % 0.15% 12 months 2.25% 0.15% 18 months 2.50% 0.20% 24 months ESCROW ACCOUNT Opening/modifying ESCROW EUR 50/equivalent CASH TRANSPORT SERVICE Transport service from/to the client's LEI 60 Inside the city residence location (cash and debit instruments) LEI 75 Outside the city residence Cash withdrawal from the client's 0.4% From the withdrawn amount CARDS LEI EUR Payments inquiries EUR 10/LEI 50 Per transaction. Additional card issuance LEI 50 EUR 10 Cash withdrawal at PCB ATMs and Euronet 0.40% 0.40% Cash deposit at PCB ATMs 0.20% 0.20% Cash withdrawal at other ATMs in Romania/ Cash-back at POS of other 1% + LEI 2.5 1% + EUR 2.5 banks in Romania Cash withdrawal at other ATMs abroad/ Cash-back at POS of other banks aboard 1% + EUR % + EUR 2.5 Balance inquiry at ATM LEI 2 EUR 0.5 LEI 5 EUR 1 Visa Business Electron Card at any ATM in Romania. Visa Business Electron Card at ATMs abroad.

2 OTHER FEES AND COMISSIONS SERVICES Letters issued by the bank for audit/ing purposes LEI 450 Fixed (includes VAT). Other letters issued by the bank LEI 150 Fixed (includes VAT) Closing the relationship with the bank upon the client request LEI 150 RECOM check ( opening, disbursement, any update on the LEI 100 s) Token replace/ Issue additional token LEI 60 NATIONAL TRANSFERS NATIONAL TRANSFERS NATIONAL DEBIT INSTRUMENTS Interbank Payment < LEI 50,000 >= LEI 50,000 urgent Payment cancellation LEI 50 Payment recovery LEI 50 Issue of cheques/promissory notes Payment rejection of cheques/promissory notes/bills of exchange Cheques/promissory notes/bills of exchange at payment/encashment LEI 5/ LEI 100 garnished LEI 15/ LEI 100 garnished LEI 0,5/instrument LEI 100 LEI 5 With bank s approval on the same day on which payment was ordered and before the time the was debited After debiting the with the beneficiary approval Per rejected instrument INTERNATIONAL TRANSFERS Type of fee International Payment (EU) International Payment (NON-EU) INTERNATIONAL TRANSFERS Amount Conditions EUR USD GBP RON Any amount, SHARE Urgent payments, SHARE Any amount, SHARE/BEN Urgent payments, SHARE/BEN Any amount, OUR Urgent payments, OUR. PROPAY 1 EUR/USD 2.5 SWIFT included. 1 Service available in EUR and USD for ProCredit group banking clients' (Romania, Serbia, Macedonia, Georgia, Bosnia and Herzegovina, Kosovo, Albania, Bulgaria, Moldova, Germania, Ukraine, Greece, Columbia, Ecuador). The fee applies for the payments done through Internet Banking

3 INTERNATIONAL PAYMENTS - OTHER FEES Payment recovery EUR 100/equivalent With beneficiary s approval, after the moment of SWIFT execution Payment changes /equivalent With bank s approval on the same day on which payment was ordered and before the time the was debited Payment investigation /equivalent After debiting the with the beneficiary approval Payment cancellation SWIFT release /equivalent EURO 10/ equivalent Only with bank s approval, on the same day on which payment was ordered and before the time of SWIFT execution LETTER OF GUARANTEE RECEIVED GUARANTEES Endorsement LEI 100/EUR 50 Amendment/Cancellation LEI 50/ Execution/Payment 0.25% Minimum LEI 100/EUR 50 Signature check/text analyses ISSUED GUARANTEES guarantee based on credit line/on 0.30% per quarter counter guarantee Minimum LEI 100/ guarantee based on collateral 0.25% per quarter deposit Increase of value/extension of validity 0.25% Minimum LEI 100/ Amendment/Cancellation LEI 60/EUR 30 Payment 0.25% Minimum LEI 100/ M LETTER OF CREDIT FOR EXPORT Endorsement 0.10% Minimum EUR 50 Confirmation 0.25% Minimum EUR 75 Remittance 0.20% Minimum EUR 50 Amendment/Cancellation/Inquiry

4 LETTER OF CREDIT FOR IMPORT credit based on credit line 0.35% per quarter Minimum EUR 75 credit based on collateral 0.15% per quarter deposit Increase of value/extension of validity 0.25% Minimum EUR 30 Amendment/Cancellation EUR 30 Discrepancy EUR 50 Per document set Return of unsettled documents Payment 0.25% Minimum EUR 50 INCASSO EXPORT Reissuance 0.10% Minimum EUR 30, maximum EUR 200 Amendment/Cancellation/Request for unsettled documents/inquiry IMPORT Endorsement 0.10% Minimum EUR 50, maximum EUR 200 Cancellation/Return of unsettled documents Modification EUR 10 Payment 0.25% Minimum EUR 50, maximum EUR 200 CONDITIONED/DOCUMENTARY PAYMENT ORDER Issuance of conditioned/documentary payment order LEI 500 Received payment order LEI 500 Changing/Cancelling/Investigating for received and issued conditioned payment order / equivalent *General Rules for Documentary Operations: Fees of correspondent banks are not included SWIFT message fee for documentary operations is EUR 9/equivalent For services involving a courier charge, the fees are LEI 20 for post mail and EUR 50 for urgent carrier (fee paid upon collection, VAT included)

5 ANNUAL CREDIT FILE ANALYSIS FEES RELATED TO LENDING ACTIVITY Type of fee Amount Potential exposure > EUR and < 0,000/equivalent LEI 450 * Potential exposure > EUR and < / /equivalent LEI 600 * Potential exposure > EUR 1,500,000/equivalent LEI 1,000 * COLLATERAL VALUATION Block or mansion apartment LEI 500 Land + household in residential area/commercial space at block ground floor, land in urban area LEI 750 Land + building (commercial, offices), land in rural area (< 20 HA) LEI 1,000 Land in rural area ( >20 HA) LEI 1,000 3,000 (depending on surface) Agro industrial constructions, holiday inns LEI 1,300 Hotels LEI 2,100 Specialized properties (commercial centers, malls etc) LEI 2,000 LEI 6,000 depending on building complexity Movable goods (specialized equipment) LEI 600/item ** Movable goods Vehicles (including tractors, harvesters etc) LEI 425/item ** Stocks LEI 1,100 AEGRM FEES Registration/Amendment/Closure LEI 70 Block or mansion apartment LEI 250 Land + household in residential area/commercial space at block ground floor, land in urban area LEI 375 Land + building (commercial, offices), land in rural area (< 20 HA) LEI 500 COLLATERAL REVALUATION Land in rural area ( >20 HA) LEI 500 1,500 (depending on surface) Agro industrial constructions, holiday inns LEI 650 Hotels LEI 1,050 Specialized properties (commercial centers, malls etc) LEI 1,000 LEI 3,000 depending on building complexity Movable goods (specialized equipment) LEI 300/item ** Movable goods Vehicles (including tractors, harvesters etc) LEI 215 /item ** Stocks LEI 550 * Applies to financial analysis for new potential exposures, renewals and limit increase **Additional fee of 50 lei for each supplementary movable goods with the same characteristics

ESCROW ACCOUNT. CASH TRANSPORT SERVICE Type of fee Amount Conditions Transport service from/to the client's location (cash and debit instruments)

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