SCHEDULE OF CHARGES & COMMISSION EFFECTIVE FROM: JUNE-2016

Transcription

1 SCHEDULE OF CHARGES & COMMISSION EFFECTIVE FROM: JUNE-016 General Banking Services Item Type of Services Nature of s s / s 1 Standing Instruction Rent Small Size Medium Size Large Size Tk. 0/- to be realized in each transaction Tk. 100 for within the same City. Tk. 00 for intercity. Tk. 000/- Annually Tk. 000/- Annually Tk. 8000/- Annually Locker & Safe Custody (applicable for both the customers & the Staffs of the Bank ) Issuance of Certificates other than Balance confirmation on 0 days Issuance of BO Certificate Issuance of Duplicate Instrument Security Money (Annually and Refundable) Small Size Medium Size Large Size Tk. 000/- Annually Tk. 000/- Annually Tk. 8000/- Annually Tk. 00/- for issuance of Solvency Certificate per instance. Tk 00/- for issuance of BO Certificate Tk. 00/- + Actual stamp charge & Postal s (if any) Upto Tk. 100,000 = Tk. 100 Above Tk. 100,000 = Tk. 00 Issuance of Payment Order for Cancellation Walk-in customer Tk.00 Tk.00/- per PO * e-tender (As per section - General Banking Services, Item No 7) 6 Issuance of Duplicate PO TK Stamp duty + VAT Supply of Original Statement of Account Regular Statement Supply of Duplicate Statement of Account on Demand Balance Confirmation Certificate (Yearly & Half Yearly) Authentication of client statement at the request of other banks Transfer of Fund as per Instruction (Within the same branch & deposit schemes only). Stop Payment Instruction Issuance of Cheque Books Collection of Outstation Cheques / Bills (Clean/Documentary) Postage Telephone Free Within one year: Tk 00/- More than one year: Tk 00/-+ Tk. 00 for each year. Issuance of Balance Certificates more than two times Tk. 00/- to be realized Tk.00/- Free Tk. 00/- per instruction 1 st Cheque Book (10 leaves) Free Tk. 10/- per leaf (Staff accounts are free.) Up to Min. Tk. 100/- Above Min. Tk.00 /- Max. Tk.000/- At actual, Minimum Tk. /- At actual, Minimum Tk. 0/- 1 1 Dishonored inward clearing cheque due to insufficient fund Remittance (Inland) DD/TT/MT issuance/online Additional s for Telephone Communication Tk. 00/- (flat) per 0.1% Minimum Tk. 0/- As per Bank Rate At actual, Minimum Tk.0/- 1 Cancellation of DD/TT/MT Communication of Cancellation Tk.100/- per instance At actual, Min Tk.0/- 1

2 1 Current Account (CD) Al-Wadiah Current Account (AWCDA) Account Maintenance Fee Account Closing Tk.00/- half yearly Tk.00/- half yearly 16 Special Notice Deposit Account (SND) Mudaraba Special Notice Deposit Account (MSNDA) Premier Super Account Mudaraba Premier Super Account Premier High Performance Account Mudaraba Premier High Performance Account Account Maintenance Fee Account Closing Tk.00/- half yearly Tk.00/- half yearly Savings Account (SB) Premier 0+Account Premier Genius Account Premier Payroll Account Account Maintenance Fee Account Maintenance Fee shall not be realized. 17 Savings Account (SB) Premier Excel Savers Premier Esteem Savers Mudaraba Savings Account (MSA) Mudaraba Premier 0+Account Mudaraba Premier Genius Account Mudaraba Premier Excel Savers Account Mudaraba Premier Esteem Savers Account 18 Issuance of Duplicate FDR/Different Schemes 19 Issuance of Cheque drawn on Bangladesh Bank at the request of the client Account Closing Tk. 00/= Account Maintenance Fee Account Closing Tk. 00/= (1) Account Maintenance fee shall not be realized from the savings account if the minimum average balance is Tk 000/- () Account Maintenance fee shall be realized Tk 100/- half yearly If the minimum average balance is Tk 001/- to Tk,000/- () Account Maintenance fee shall be realized Tk.00 half yearly if the minimum average balance is Tk 001/- and above. Up to Tk. 1 lac = Tk. 100/- Above Tk. 1 lac = Tk. 00/- Plus stamp charge at actual. Tk. 00/- per instance. 0 Online Cash Transaction (Withdrawal & Deposit) - Inter Branch within the City/Zone* *Note: Dhaka zone covers :Ati Bazar / Zinzira / Zinzira SME /Joydebpur / Konabari /Board Bazar /Tongi / Savar Bazar /Ashulia /Dhaka EPZ /Ashkona /Donia SME Narayangonj zone covers: Narayangonj /Pagla /Modonpur /Meghnaghat /Matuail Norshindi Zone covers: Madhabdi /Bhulta /Kalibari /Danga /Norshindi Free Withdrawal Deposit 1 Online Cash Transaction (Deposit & Withdrawal) s (Inter the City) Upto 1 lac= free More than 1 lac to lac= Tk. 00 More than lac to 10 lac= Tk. 00 More than 10 lac to 0 lac= Tk. 000 Above 0 lac= Tk. 000 Upto 1 lac= free More than 1 lac to lac= Tk. 100 More than lac to 10 lac= Tk. 00 More than 10 lac to 0 lac= Tk. 100 Above 0 lac= Tk. 000 s of Bangladesh Automated Clearing House (BACH) including Staff except, i. Regardless of any amount all Govt receipt of cheque receivable against treasury challan, purchase of any type of sanchayapatra Utility bill ii. cheques received by city corporation / Pourashava against their different receivables. Nature of Transaction TK. 0,000 above but below,00,000 ( regular Value) TK.,00,000 above ( high value) TK.,00,000 ( regular value ) BDT 10.00* BDT 60.00* BDT.00* *Including Vat e-tender handling Registration Fee Renewal of Registration Fee Tender Documents Fee Tender security Fee Performance Security Issuance of PO Tk Tk Tk Tk Tk Tk..00

3 Loan/ Investment Related Services Item Type of Services Nature of s s / s 1 Loan Processing Fee/ Consumer credit %. Car loan: % (Loan sourced by agents are excluded) SME: 0% Home Loan(Consumer credit) : 1.% of the loan amount for salaried Executives of Enlisted Corporate Bodies (ECBs). 1.0% of the loan amount for all other categories % of early settlement charge % of partial prepayment charge Secured overdraft (SOD): Tk.000/- (amount 100% cash covered) Consumer Credit Scheme/ Supervised Credit Scheme/ Education Loan/ Personal Loan Premier Easy Loan/ Premier Easy Investment Premier Easy Investment Bai- Muajjal Investment, Hire Purchases(HPSM) except CCS and Staff House Building Loan account having limit of Tk. 1 lac and above Monitoring Fee Supervision Risk Fund Incidental Tk.00/- (Monitoring fee) % Supervision 1 % Risk Fund No Incidental s and No Processing Fee will be applicable CIB TK. 0 per enquiry + Tk. 0 per subject link. Credit Card for VISA & MasterCard Particulars Classic Card Gold Card Fee Types* Visa-Local MasterCard-Local Visa -Int l Visa-Local MasterCard-Dual Visa Int l Platinum Card Master Card Dual Annual Fee* (Primary) Tk.800 Tk.800 $ Tk.100 Tk.00 $0 Tk.000 Supplementary Card Fee FREE (up to Cards) 0% of primary Cards Annual fee from rd & onward Card Replacement Fee Tk.00 Tk.00 $1 Tk.00 Tk.00 $1 Tk.00 PIN Replacement Fee Tk.00 Tk.00 $10 Tk.00 Tk.00 $10 Tk.00 Late Payment Fee Tk.00 Tk.00 $10 Tk.00 Over Limit Fee Tk.00 Tk.00 $10 Tk.00 Tk.00 for local part $10 for Int l part Tk.00 for local part $10 for Int l part $10 $1 Tk.00 for local part $10 for Int l part Tk.00 for local part $10 for Int l part Note: Card & PIN Replacement is free for the first time only. Cash Advance Fee SMS Service Fee per year Each Cheque Dishonor Fee On Us ATM TK 0 or 1% TK 7 or % On Us ATM TK 0 or 1% TK 7 or % outside Bangladesh % or $ On Us ATM TK 0 or 1% TK 7 or % On Us ATM TK 0 or 1% TK 7 or % outside Bangladesh % or $ whichever is outside Bangladesh % or $ On Us ATM TK 0 or 1% TK 7 or % outside Bangladesh % or $ Tk. 10 Tk.10 $ 10 Tk.10 Tk.10 $ 10 Tk.10 Tk.00 Tk.00 $10 Tk.00 Tk.00 $10 Tk.00 Duplicate Statement Fee Free Free Free Free Free Free Free

4 Sales Voucher Retrieval Fee Tk.00 Tk.00 $10 Tk.00 Debit Card for VISA & Master Card Tk.00 for local part $10 for Int l part $10 Tk.00 for local part $10 for Int l part Item No. Fee Types Visa Card MasterCard 1. Annual * PIN Replacement Fee. Card Replacement Fee Tk. 00 Tk. 00 Tk. 00 Tk. 00 Tk. 00 Tk. 00 *Staff annual fee is free for both Debit/Credit Card 1 Balance Query at Premier Bank ATM Free Balance Query at NPSB Connected ATM Tk. including VAT Mini Statement at Premier Bank ATM. including VAT Mini Statement at NPSB Connected ATM Tk. including VAT Cash Withdrawal at Premier Bank ATM Free ATM Banking & Premier Direct 6 Cash Withdrawal at NPSB Connected ATM Tk.1 including VAT 7 Cash Withdrawal at Non-NPSB/ Tk. +VAT 8 CCTV Footage Retrieved Request initiated by the customer for any reason (Per Footage) 9 e-statement Free Tk.100 +VAT 10 SMS Alert Tk.100 +VAT (Half Yearly) 11 Internet Banking Free Note: are related to Debit card or Banking Account Customers. SMS Alert is Free for Staff Accounts and other applicable accounts as approved PPG. /7 ATM Banking Premier Direct Item No 1 Foreign Trade (Import) Type of Services Nature of s s / s Letter of Credit L/C Opening Under Cash L/C Opening Under AID/Loan/ Credit/Barter L/C Opening s under 100% Cash Margin L/C Opening Under Deferred Payment/ Usance L/C 0.0% to 0.0% for the first quarter & subsequent quarter, minimum Tk. 000/- At 0.0% Minimum Tk. Minimum Tk L/C Opening for Back to Back L/C 6 L/C Amendment 7 8 Acceptance for Deferred/Usance/ Back to Back L/Cs If L/C s are Transmitted by Mail, By Courier, By Post If amendment of L/C is transmitted by SWIFT (This shall cover cost of registered mail of L/C to Advising Bank) Local: Foreign: At 0.0% Minimum Tk.000/- At 0.0% Minimum Tk 1000/- Tk.70/- per instance At 0.0% Minimum Tk.1000/- At actual At actual Maximum Tk. 1,000/- At Actual, Minimum Tk. 1,90/- 9 SWIFT s for transmission of LC 10 If L/C s Transmitted in Short and Non-Operative SWIFT At Actual, Minimum Tk. 00/- 11 Add Confirmation by Foreign Bank At actual 1 For our Arranging Add Confirmation charge from Foreign Bank Max 0.0% (flat) Booking/ Utilization fee of Bank's Confirmation Line 1 Foreign Correspondents charges (FCC) for all types of L/C s 1 L/C Handling FREE At actual as per Schedule of s of Foreign Bank s Claim +Swift.(at actual)

5 1 Foreign Correspondents charges for amendments of L/C s At actual as per schedule of charges of foreign correspondents (to be realized at the time of amendment) 16 Certification of copy Documents for assessment of Customs Duty 17 L/C Cancellation or Expired Unutilized amount By Cable /Swift By Air Mail Tk.00 Cancellation charge waived, communication charge at actual SWIFT & Other service charges against PI/RA (Cash L/C, DP L/C and Collection Docs without L/C) SWIFT & Other service charges against PI/RA (BTB L/C) 0 Discrepancy - Import Documents (Foreign) USD1.00 USD10.00 USD Discrepancy - Import Documents (Local) USD0.00 SWIFT against Acceptance (Foreign) BDT70.00 SWIFT against Acceptance (Local) BDT70.00 Handling of import documents without L/C or Collection docs 0.1% mintk.00 Interest on Import Bill/PAD 6 B/L Endorsement Signature verification 7 8 Import Bill Lodgment & Retirements (under Sight L/C) Handling of Maturity date extension (any communication) As per Lending rate Tk.100 per BL Tk.00(flat) Tk.1000 per instance + SWIFT.(at actual) Foreign Trade (Export) Item No Type of Services Nature of s s / s 1 Negotiation charge for Export Bills in Foreign Currency Negotiation charge for Export Bills in Foreign Currency drawn on Local Bank or EPZ Local Export bill Negotiation (when purchase the bill based on interest & proceeds to be received in Eqvt. LCY) Advising of Foreign Bank L/C s to the Local beneficiary Tk. 70/- per instance Advising of Local L/C s BTB & Inland Tk. 70/- per instance 6 Advising of L/C Amendment 7 Transfer of L/C Transfer of amendment of L/C 8 Collecting Bank s charges abroad 9 Amendment 0.1% Maximum Tk 00/- (On the negotiated amount no overdue interest will be charged under full compliance of L/C term) 0.1% Maximum Tk 00/- (For the period of 1 days for sight bill and maturity date for usance bills under full compliance of L/C term) 0.1% (flat) Minimum Tk. 00/- Loans may be approved within limit approved by Head Office at Interest Rate to be charged Bank s prevailing rate of interest. interest for the actual period the bill remains outstanding. Tk. 70/- per instance Tk. 70/- per instance At Actual Processing of documentary Collection bills (under L/C / without L/C) in Foreign Currency Handing charge Tk.00/- Above Tk % Minimum Tk. 00/- Maximum Tk. 000/- 10 Processing of documentary Collection bills (under L/C / without L/C) in Local Currency Postage (Registered) Telephone Interest to be charged as per lending rate (Commercial Others from date of purchase up to the date of realization of proceeds) By Courier 11 Mailing of Export Documents By Post At Actual, Minimum Tk. 1600/- For SAARC countries At Actual, Minimum Tk. 1000/- At Actual, Minimum Tk. 00/-

6 1 1 Adding of Confirmation If Premier Bank advising & confirming Bank Monitoring fee against Packing Credit Facility / Bi Salam At 0.0% per quarter Minimum Tk. 1000/- 1 Foreign Trade (Export) Overdue 1 EXP Issue/ Certification of EXP % (flat) may be realized from each Packing Credit facility When any Packing Credit facility becomes overdue interest to p.a. Tk.00/- per instance 16 Issuance of Proceeds Realization Certificate (PRC) Tk. 00/- per instance 17 Issuance of Back to Back L/C Certificate / Certificate of any documents/ Export Performance Certificate/Others Tk.00/- per instance Item No Type of Services Foreign Trade (Miscellaneous) Nature of s s / s 1 Forwarding application regarding Import Registration Certificate etc. (IRC) Tk.70/- per instance Handling s for License of Indenting & Money Changer etc. Tk.00/- per instance Handling s for Settlement of Cash Incentive Tk.00/- up to Tk..00 lac, Tk.00/- up to Tk lac, Max. Tk above Tk lac Correspondence against Customer s Queries / Investigation through SWIFT Processing fee for Indenting, Buying House, Freight Forwarders Agents or any other Companies Tk.00/- + SWIFT Chg.(at actual) Tk 000/- for 1st time And Tk 100/- for renewal For other Permission from BB Tk LCAF Issuance 6 (L/C Application, Letter of Credit Application Form/IMP Form) Tk 00/- per instance 7 PSI Handling Tk C&F Certificate issuance charge Tk SWIFT authenticated message delivery to other Bank Tk Indemnity for Shipping Guarantee Tk to Tk Attestation of Documents Tk100 per set 1 Amendment of Collection Document/Instruction Tk.70 per instance 1 Documents for collection & Unpaid Bills of Exchange Tk.70 per instance 1 Buying House / Local Agent Payment Processing Tk.00 per payment 1 Issuance of any Certificate in respect of Import & Export Tk per instance 16 EDF Settlement Tk per instance Collection of Credit Report on the Beneficiary from 17 Service Foreign Bank/D&B Street 18 Investigation Tk.00/- + SWIFT Chg.(at actual) At actual as per schedule of charges of Foreign Correspondents + Tk. 70/- for each report. Item No Ship Builders for Exported Oriented Industry Type of Services 1 Issuance of Bank Guarantee by the local Bank s which needs the Add Confirmation by the foreign Bank, the commission will be charged in addition to the confirmation charge by the foreign Banks. Letter of Credit L/C Opening under(sight) L/C Opening s where 100% Cash margin received L/C Opening under Deferred Payment /Usance L/C L/C Opening for Back to Back L/C Nature of s s / in addition to the confirmation charge by foreign correspondents. At 0.0% Minimum Tk 0.% At 0.0% Minimum Tk 1000/- FREE 6

7 Foreign Remittance Item No Type of Services Nature of s s / s 1 Encashment of any Foreign TT in Taka at our Counter Encashment Certificate FREE a) Tk. 100/- within 1 month b) Tk. 10/- within months c) Tk. 00/- over months a) Opening / Renewal of Student File for Education Purpose a) Tk. 000/- per Student File/ Tk.000 for renewal. b) Remittance b) Other s as per Schedule of s. Issuance of F.C. Demand Draft drawn on Bangladesh Bank Tk. 00/- or USD 6.00 Issuance of FC Drafts Drawn on Foreign Correspondents TK. 00/- per instance + SWIFT.(at actual). 6 Clearing of FC Drafts drawn on Bangladesh Bank FREE 7 Disposal of Remitted Fund on A/C of Home Remittance FREE Collection (Inward) 8 For Collection of Clean Item (Inward) from Local Bank TK. 0/- per instance (Refund Warrant and FC Cheque A/C) 9 Collection of Foreign Currency Draft from Abroad At actual cost plus SWIFT Minimum Tk. 00/- 10 Encashment of TC Tk. 00/- (flat) + SWIFT s.(at actual) (if any) 11 Issuance of Cash (FC) Endorsement in Passport Fee & Endorsement Fee = Tk. 00/- per instance 1 Transactions by Nominee/ Account Holder in FC A/Cs NIL 1 Remittance by Outward T.T. (F.C) through Foreign Correspondents (Outgoing) TK. 00/- per instance + SWIFT.(at actual) 1 Cancellation of Drafts/TT in Foreign Currencies At actual cost Min. Tk. 00/- per instance + SWIFT.(at actual) 1 Investigation Tk.00/- + SWIFT Chg.(at actual) 16 Follow up request for incoming remittance Tk.00/- + SWIFT Chg.(at actual) 17 Issuance Lien Confirmation on FC Balance for issuing International Credit Card Tk.00/- for 1st Case And Tk 00/- for renewal 18 FCY Chq/Draft returned unpaid sent on collection Tk.00 + Other Bank's s Issuance of Foreign Currency Balance Certificate etc. 19 Tk. 00/- or USD /-( ) 0 Issuance of NOC for Study & Medical Treatment Abroad Free Foreign Guarantee Item No Type of Services Nature of s s / s Foreign Bank Guarantee 1 Advising of Guarantees to the beneficiary in original without any engagement on our part Tk. 100/- Advising of Guarantees in original by adding our 0.0%- 0.0 % per quarter or part thereof Minimum confirmation against 100% counter Guarantee of Foreign USD 100/- Bank 6 Advising of Guarantee in our own format or on the format supplied by the issuing / opening bank with our full engagement against 100% counter Guarantee of Foreign Bank Amendment for Extension of validity of Bank Guaranty against 100% counter Guarantee of Foreign Bank Issuance of Bid Bond/Performance Guarantee favoring Overseas Beneficiary through foreign correspondents at our request (Booking/ Utilization fee of Bank's Confirmation Line) Indemnity for Shipping Guarantee in absence of original document provided full value of document is deposited by client. 0.0%- 0.0 % per quarter or part thereof Minimum USD 100/- 0.0%- 0.0 % per quarter or part thereof Minimum USD 100/- 0.0% per Qrt. minimum Tk 000+ SWIFT.(at actual) + Foreign Bank s at Actual Tk to Tk

8 Item No Type of Services Nature of s Lending / Financing s for Corporate s and Processing Fee for Revolving Loan /Investment Loan Amount New/Enhance/Interim Renewal 1. a.up to BDT 0 Million 0.0% 0.0% Upfront b.above BDT 0 Million up to 7 Million 0.0% 0.0% Upfront c.above BDT 7 Million up to 100 Million 0.0% 0.0% Upfront (In case of rental 0.% upfront) d. Above BDT100 Million 0.0% 0.0% Upfront (In case of rental 0.% upfront) Processing Fee Term Loan/ Finance Loan / Investment Amount New/Enhancement Renewal. a. Up to BDT 0 Million b..above BDT 0 Million up to 7 Million c. Above BDT 7 Million up to 100 Million 0.0% 0.0% 0.0% N/A N/A N/A d. Above BDT100 Million 0.0% N/A. Penal /Forced/Demand Loan/Overdue Additional % interest on the overdue amount for the overdue period. Limit reduction fee Nil. Documentation fee s for Delay/ Waiver/ Non-compliance of covenant/ condition Nil a. Non-compliance with regards to building up margin as per sanction terms against usance LCs/ Guarantee 6. Less than BDT 1 Million BDT 1 Million to BDT Million BDT Million to 0 Million BDT 1,00 0.1% but maximum BDT, % but maximum BDT 0,000 More than 0 Million 0.10% but maximum BDT 7,000 b. Delay/ Waiver/ Noncompliance with regard to other sanction terms & Condition Go down s a. Borrowers /Customers go down under Bank's Custody BDT 1,000 to BDT 1,00 for each delay Rent-On borrower's A/C Insurance- On borrower's A/C Salary & Allowance of Go down Staff- On borrower's A/C 7. Maintenance of Go down- On borrower's A/C Rent- From borrower proportionately + 7% extra b. Bank's rented go down c.issuance of Delivery Order (against delivery of goods from Bank's/Borrower's go down) Insurance- On borrower's A/C proportionately Salary & Allowance of Go down Staff- On borrower's A/C proportionately BDT 100 per delivery plus actual conveyance 8

9 Secured overdraft (SOD) (amount 100% cash covered) Commitment fee on undisbursed amount Enlistment & renewal of C&F agent Enlistment and Renewal of valuation surveyor / Tk. 1000/= Case to Case basis BDT10,000 and BDT 00,000 as security money (Refundable) BDT 10,000 and BDT 00,000 as security money (Refundable) Interest on PAD Handling of Documents for LIM a.up to BDT0. Million BDT 00 BDT 1,000 b.above BDT0. Million to BDT1 Million BDT 1,00 c.above BDT1 Million to BDT. Million d. Above BDT. Million to BDT.0 Million s BDT,000 BDT,000 e.above BDT.0 Million Early Settlement Fee Lien Mark a. Other Bank's instrument in our Bank b. Our Bank's instrument in other Bank Loan Syndication Services a. Syndication Arrangement b. Agency Function c.syndication Participation d.equity Financing/ Arrangement e.corporate Advisory Service Project evaluation fee for Project Finance BDT 00 BDT 00 As per Interest/Profit Rate Matrix on Lending/Investment products revised by the Bank from time-to-time 1% of outstanding amount of Loan. Minimum BDT 7,000 and s on Syndication Loan will be fixed up after having the discussion with the Lead Arranger and other participating Banks on consultation with the borrower.. Should be defined in agreement with client. 0.0% minimum BDT 0,000 Item No Type of Services Nature of s 1 Issuance of Guarantee Guarantee/Others s / s 0.% per quarter 0.% per quarter for guarantee issued against 100% cash margin 0.% per quarter for guarantee issued against lien of our own FDR as margin Issuance of Solvency Certificate s BDT 00 per instance Issuance of No Objection Certificate (NOC) for creation/modification of charge by other Bank/FI s Max BDT 10,000 per NOC Issuance of No Objection Certificate (NOC) s Max BDT,000 per NOC Loan /Investment Reschedule s BDT 1,00 6 Stamp Stamp charge as actual on Borrowers/Customers account. *I. For restructuring and/or extension of validity of overdue liability, 'Processing Fee' shall be up to 0.0% of the restructured/overdue amount for the extended period. *II. For realization of fee within the band, Banker-Customer relationship shall be one of the key factors to determine the amount 9

10 Item No 1 Type of Services Loan /Investment Application Fee Lending / Financing charges for SME & Agriculture Nature of s Stamp At Actual BDT 00 per Application Early Settlement Fee % of the outstanding amount Security Replacement Fee At Actual + a service charge of BDT,000 s / s Loan Reschedule s BDT,000 6 Documentation fee Minimum BDT1,000 and Maximum BDT,000 7 Other & All other & not mentioned here will be same as lending/financing charges & for Corporate Special Notes: All above s //s/rates are exclusive Govt. of Duty/Tax/VAT, if any, shall be recovered from the customers in addition where and when applicable. The schedule of charges of OBU would be applied in equivalent US Dollar (rounded up) of respective fees of above mentioned services. Bank Staffs would avail services free of charges unless otherwise explicitly stipulated in the above schedule. Management shall apply the maximum charge. For any lower charge Managing Director or designator s approval is required. 10