Eastern Panhandle HOME Consortium of West Virginia Homebuyer Assistance Program.
|
|
- Maximilian Jenkins
- 5 years ago
- Views:
Transcription
1 Eastern Panhandle HOME Consortium of West Virginia Homebuyer Assistance Program. GOAL: To help make the American Dream of homeownership a reality for first-time low-tomoderate income homebuyers in the City of Martinsburg, Berkeley County, Jefferson County or Morgan County West Virginia. ASSISTANCE: The Eastern Panhandle Homebuyer Assistance Program (HAP) provides assistance which is essentially a zero-interest deferred loan that is forgiven after 5 years. The assistance provided can be up to $14,500 for eligible applicants to assist with the down payment toward the purchase of an owner-occupied, single family residence. ELIGIBILITY HOMEBUYER The borrower must: 1. Be a First-Time Homebuyer as defined by the U.S. Department of Housing and Urban Development (HUD) to be a household that has not owned a home during the three-year period immediately prior to the purchase of a primary residence with HOME funding. By definition, the pre-applicant has not previously owned a home in the past three years or can qualify as being a displaced homemaker. 2. Be a Low to Moderate Income Household. All applicant households must have a gross annual income not exceeding 80% of the area median income as determined by HUD. Effective March 6, 2015, the income limits by household size are: Berkeley and Morgan County (Hagerstown-Martinsburg MSA) 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons $42,500 $48,550 $53,550 $54,600 $60,650 $65,550 $75,250 $80,100 Jefferson County (Washington Metropolitan MSA) 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons $45,150 $51,600 $ 58,050 $64,500 $69,700 $74,850 $80,000 $85, Be employed in the same field for a minimum of one year and must have a stable income. The following financial information will be required: a copy of prior year tax returns; copy of W-2; and two most recent pay stubs (or other applicable documentation) ; three months of checking and saving account statements to provide the annual household. 4. Attend mortgage counseling from a certified Housing Counselor and submit proof of attendance (a certificate of completion). 5. Have adequate financial resources and credit to qualify for a mortgage. Applicant (s) must be prequalified by a mortgage lender. The front ratio, housing costs (PITI) and gross income cannot exceed 30%. The back ratio, total debt to income ratio cannot exceed 40%. 6. The house must pass code inspection. 7. Provide at least $ of your own funds towards the purchase of the home. 8. Occupy the home being purchased as your principal residence throughout the life of the deferred loan. The borrower cannot rent or lease, or transfer title to the property. If so, the loan needs to be paid back. 9. Provide a copy of your credit score report to show your short and long term debt. MAXIMUM COST OF PROPERTY The purchase value of a single family, detached dwelling cannot exceed the U.S. Department of PreApplication EPHC November 25,
2 Housing and Urban Development s (HUD s) HOME Homeownership Value Limits found in 24CFR (a)(2)(iii), effective April 13, Existing Homes New Homes Berkeley and Morgan Counties $199, $210, Jefferson County $219, $219, Please Note: If the above requirements are met by an applicant it shows eligibility to participate in the Program. However, it does not guarantee the applicant will receive a loan. The City of Martinsburg is a Fair Housing and Equal Opportunity Organization. Women and minorities are encouraged to apply. DWELLING REQUIREMENTS 1. The dwelling must be located within the boundaries of the City of Martinsburg, Berkeley County, Jefferson County, or Morgan County. 2. The dwelling must be in compliance with the currently adopted International Property Maintenance Code. 3. The property must be a single-family detached home, row structure, duplex, or multi-unit residence. 4. Double wide mobile homes must be on permanent foundation. 5. The property must not contain evidence of defective paint surfaces (i.e., surfaces on which the paint is cracking, scaling, chipping, peeling or loose) on all intact and non-intact interior and exterior painted surfaces. If the dwelling to be purchased does contain defective paint surfaces, the City of Martinsburg reserves the right to deny homebuyer assistance through this Program for the purchase of that particular dwelling unit. 6. The dwelling must be occupied as the primary and principle residence of the first time homebuyer. 7. The property cannot be financed through a land contract or rent to own contract. 8. During the loan term, the approved applicant must keep the dwelling and related property in compliance with the minimum property maintenance code requirements of the City of Martinsburg. Furthermore, the City reserves the right to inspect said dwelling and related property at any time during the loan term in order to monitor compliance with the property code. Failure to keep the dwelling and related property to code standards will result in the repayment of the entire amount of assistance provided under this program. OTHER CONDITIONS 1. The City of Martinsburg may provide up to $14,500 as a forgivable loan to eligible and approved pre-applicants to cover the costs associated with reasonable down payment and closing cost expenses, reduction of mortgage principal, and minor repairs to meet local property codes. The total amount of assistance provided will be determined on a case-by-case basis. The approved pre-applicant must provide a minimum of $ of the identified down payment and closing cost total. 2. The forgivable loan term, also called the affordability period, is five years. The minimum loan is $1,000. A lien will be placed on the property purchased. If the approved applicant purchases a dwelling and maintains ownership and residence for the entire affordability period, the loan is forgiven as a grant. If the approved applicant sells, leases, or transfers the dwelling or does not use it as the primary and principal residence, the approved applicant must repay the remaining principal balance of the loan. PreApplication EPHC November 25,
3 3. The amount of the HAP loan will be determined by the amount of funds required to make the first mortgage affordable. The first mortgage monthly payment of Principal, Interest, Taxes and Insurance (PITI) should not be greater than thirty percent (30%) of the homebuyer s monthly income. The total debt to income ratio (TDI) should not be greater than forty percent (40%) of homebuyer s monthly income. The City reserves the right to evaluate the homebuyer s affordability ratio and approve the HAP loan amount. 4. The applicant is expected to seek a first mortgage loan with the most affordable and favorable terms. Applicants are expected to seek mortgage financing using the West Virginia Housing Development Fund mortgage programs, the USDA Rural Development mortgage programs, or an equivalent mortgage product. The borrower must be pre-qualified by a mortgage lender. 5. The borrower must have sufficient income to support the primary debt and must be able to obtain approval from a primary lender for the purchase of the home. The borrower needs to show evidence of the pre-approval letter from the primary lender. I/We understand and agree to abide with all the referenced program conditions. Pre-Applicant s Signature Date Pre-Applicant s Signature Date PreApplication EPHC November 25,
4 EASTERN PANHANDLE HOME CONSORTIUM OF WV HOMEBUYER ASSISTANCE PROGRAM PRE-APPLICATION RETURN COMPLETED PRE-APPLICATION TO HOME Administrator, City of Martinsburg, 232 North Queen Street, PO Box 828, Martinsburg, WV or by to: Telephone x 278 I. HOUSEHOLD INFORMATION Name: Name: Home Phone: Home Phone: Cell Phone: Cell Phone: Work Phone: Work Phone: address: Current Physical Address: Number Street City State ZIP Mailing Address if different than physical address: Number Street City State ZIP Current Housing Status: Own Rent Live with others: Amt. of Rent You Pay $ Have you owned a home in the past three years? No Yes When? Have you completed a Homebuyer Education Class? No Yes Have certificate Number of Persons who will live in the Household: Annual Gross Household Income: $ INCOME of all persons, regardless of whether or not they are included on the application for the first mortgage loan. List all persons living in the household whether or not they have income. Please List All Sources of Household Income Received by Each Household Member (over 18 years of age): NAME AGE Source of Income for Members over 18 years Gross Amount Per Pay Number of Pays Per Year PreApplication EPHC November 25,
5 Please List All Assets Below: Including, but not limited to cash held in savings accounts, checking accounts, certificates of deposit, safe deposit boxes, trusts, stocks, bonds, retirement accounts, investment property, cash surrender of life insurance policies, one-time receipts such as money received from an estate, etc. (Do not include necessary personal property, such as vehicles, clothing, and furniture.): Name of Household Member Type of Asset Current Balance FOR OFFICE USE ONLY Actual Income from Asset Please attach additional pages if needed. (Please see the attached Checklist for required verification documents regarding assets.) Please indicate the race of the head of household: White Black/ African American Asian American Indian/Alaskan Native Native Hawaiian/Other Pacific Islander Other Multi-racial Black/African American & White Asian & White Am. Indian/Al. Native & White Am. Indian/Al. Native & Black/African Am Is the head of household Hispanic? Yes No Is the head of household disabled/handicapped? Yes No Is the head of household female? Yes No I do not wish to provide this information. I certify that the information provided is correct to the best of my knowledge. Will this Dwelling be Your Primary and Principal Place of Residence? Yes No III. CERTIFICATION By signing below, I/we, certify, under penalty of law, that the information provided in this Pre-Application is truthful and accurate. Signature Date Signature Date PreApplication EPHC November 25,
6 DWELLING ELIGIBILITY OF PROPERTY UNDER CONTRACT Dwelling Address: Current Status of Dwelling: Vacant Occupied New Construction Dwelling Type: Single Family Duplex Townhouse Multi-Unit Is this property: Foreclosure Sale: Short Sale Listing Price for Dwelling*: $ Number of Bedrooms Year Built: Number of Bathrooms Tax Class: ATTACH MLS LISTING: Contact information of Buyer s Mortgage officer/ Mortgage Lender: Telephone: Name of Listing Realty Company/Realtor Contact: Realty Company Telephone Number/ Name of Buyer s Realtor/ Contact Person: *Maximum Sales Price HOME Homeownership Value Limits (24 CFR (a)(2)(iii)), effective April 13, Existing Homes New Homes Berkeley and Morgan Counties $199, $210, Jefferson County $219, $219, Existing Homes New Homes Berkeley and Morgan Counties $160, $195, Jefferson County $213, $219, PreApplication EPHC November 25,
7 EASTERN PANHANDLE HOME CONSORTIUM OF WV HOMEBUYER ASSISTANCE PROGRAM CHECKLIST HOUSING COUNSELING: Attendance and completion of a housing counseling course is mandatory. Acceptable forms of documentation are as follows: DIPLOMA CERTIFICATE LETTER OF COMPLETION (from course instructor/organization) HOUSEHOLD INCOME INCLUDES: Head of Household s income (i.e., employee salary; pension; social security; asset income; or other income). Spouse s/partner s income (i.e., employee salary; pension; social security; asset income; or other income). Rent payments obtained from apartments, leases, roomers or boarders. Related adults (age 18 years or older) such as aunts, uncles, grandparents, nieces, nephews, cousins, Unrelated adults. Child Support and Alimony payments. INCOME DOCUMENTATION TO BE SUBMITTED: Income Tax Documents: IRS 1040 (signed and filed), W-2 or SSA-1099-SM Forms; and the following as applicable: Employment Stubs: Please submit salary stubs for the most recent, continuous two-month period. Pension, Disability, Social Security or Social Services Benefits: Please submit one of the following: Documentation from the Social Security Administration Office; a copy of the award letter; or a copy of a regular benefit check. Child Support or Alimony: Please submit legal documentation identifying award amount and evidence of payments. (provide court order and 6 month payment history). DEBT DOCUMENTATON: Provide a copy of your credit score report (needs to be at least 90 days current). (recommend to obtain from your mortgage or financial professional) ASSET DOCUMENTATION TO BE SUBMITTED: Savings Accounts: Banking statement or other evidence of current balance and interest rate. Checking Accounts: Banking statements for the most recent 3 months; or documentation from the bank that verifies the average monthly balance over the most recent 3-month period. Other Assets: Statement or other verification of the current value and any income received from the asset. DWELLING DOCUMENTATION TO BE SUBMITTED: Copy of the Sales Contract for property to be purchased. Copy of Mortgage Application, also known as HUD Copy of Property Appraisal. PreApplication EPHC November 25,
8 Copy of the Property s Multiple Listing. Copy of your lender s pre-approval letter. PLEASE NOTE: YOUR APPLICATION WILL NOT BE PROCESSED UNLESS ALL LISTED DOCUMENTATION IS SUBMITTED WITH THE APPLICATION EASTERN PANHANDLE HOME CONSORTIUM OF WV HOMEBUYER ASSISTANCE PROGRAM Enclosed with your pre-application form for the Homebuyer Assistance Program is a pamphlet entitled Protect Your Family from Lead in Your Home. After reading this pamphlet carefully, please sign and date in the space shown below and return this form along with your completed pre-application form. PRINT FULL NAME(S): PRINT FULL NAME(S): CURRENT ADDRESS: SIGNATURE(S): DATE: SIGNATURE(S): DATE: PreApplication EPHC November 25,
9 FOR OFFICE USE ONLY Date Received: PRE-APPLICANT ELIGIBILITY 1. Section 8 Income Limit for a Household Size of is $. County: Berkeley Jefferson Morgan 2. Pre-applicants Household Annual Gross INCOME 3. Total Current Balance of Assets: 4. Total Actual Income from Assets: 5. If #3 is greater than $5,000, multiply line by the Passbook Rate of.02, and total here (otherwise leave blank): 6. Enter the greater of #4 and #5 here: (ASSETS) 7. Add #6 and #2 and total here: THIS IS THE TOTAL HOUSEHOLD ANNUAL INCOME. 8. Compare #7 to #1. Is the applicant Low and Moderate Income (LMI) Status: Yes No 30 Percent of Monthly Income: $ Monthly Principal-Interest-Tax-Insurance (PITI) Housing Cost: $ Does PITI Exceed 30 Percent of Monthly Income? Yes No PreApplication EPHC November 25,
10 DWELLING INFORMATION FOR OFFICE USE ONLY Address: Berkeley County Jefferson County City of Martinsburg (within City limits) Morgan County Contract Price for Dwelling*: $ *Maximum Sales Price HOME Homeownership Value Limits (24 CFR (a)(2)(iii)), effective April 13, Existing Homes New Homes Berkeley and Morgan Counties $199, $210, Jefferson County $219, $219, Per the Dwelling Inspection, the Siding Type is: Wood Siding Wood Shingle Formstone Vinyl/Aluminum Brick Other ( ) Dwelling s Trim Type: Wood Capped Exterior Paint Surfaces: Fail (Defective) Pass Interior Paint Surfaces: Fail (Defective) Pass Number of Bedrooms Year Built: Number of Bathrooms Tax Class: ATTACH MLS LISTING: Yes No INSPECTION INFORMATION: Initial Inspection Date: Inspector Name: Comment/Repairs Needed: Re-inspection Date/Final Approval: NEW CONSTRUCTION ONLY: Use & Occupancy Certificate Issued (Attach copy) Reviewed By: Name and Date PreApplication EPHC November 25,
Eastern Panhandle HOME Consortium of West Virginia Homebuyer Assistance Program Overview
Eastern Panhandle HOME Consortium of West Virginia Homebuyer Assistance Program Overview Program Objective: Maximum Cost of Property: Loan Amount: Homebuyer Equity: Resale/Recapture Eligibility Requirements:
More informationHOMEBUYER ASSISTANCE PROGRAM GUIDELINES City of Martinsburg Berkeley, Jefferson, and Morgan Counties
EASTERN PANHANDLE HOME CONSORTIUM OF WEST VIRIGINIA HOMEBUYER ASSISTANCE PROGRAM GUIDELINES City of Martinsburg Berkeley, Jefferson, and Morgan Counties Administered by the Community Development Department
More informationDear Home Ownership Applicant:
Dear Home Ownership Applicant: Here is the City of Leavenworth s Community Development Block Grant (CDBG) Home Ownership Program 2017-18. Applications will be accepted on a first-come, first-served basis
More informationOWN IN OGDEN APPLICATION PROCESS
OWN IN OGDEN APPLICATION PROCESS Complete Application Packet: (Incomplete applications will not be accepted) Own in Ogden Application (completed and signed) Own in Ogden Loan Commitment (signed & dated)
More informationThank you for choosing Southeast CDC for Housing Counseling. We hope to help you make one of the most important purchases of your life.
HOMEBUYER INTAKE Dear Home Buyer, Thank you for choosing Southeast CDC for Housing Counseling. We hope to help you make one of the most important purchases of your life. Southeast Community Development
More informationApplication Instructions
Shared Equity Program Homeownership Application www.tphtrust.org Application Instructions This application is required in order to purchase a home through Twin Pines Housing Trust (TPHT). Thank you for
More informationCDBG HOME OWNER REPAIR PROGRAM APPLICATION CHECKLIST
CDBG HOME OWNER REPAIR PROGRAM APPLICATION CHECKLIST City of LaPorte Office of Community Development & Planning 801 Michigan Ave., LaPorte, IN 46350 Phone: (219) 362-8260 FAX: (219) 325-0656 CDBG Home
More informationLOAN PROGRAM GUIDELINES FOR:
CITY OF JOHNSTOWN Department of Community & Economic Development LOAN PROGRAM GUIDELINES FOR: EMERGENCY REHABILITATION PROGRAM EMERGENCY REHAB EQUAL HOUSING OPPORT\JtUTY - 2019 - CITY OF JOHNSTOWN CITY
More informationNorthfield Housing Assistance First Time Homebuyer Program
Northfield Housing Assistance First Time Homebuyer Program Application Updated April 2017 A program of the City of Northfield Funded through the Community Development Block Grant SECTION 1: OBJECTIVE Housing
More informationHOME OWNER REHABILITATION DEFERRED LOAN PROGRAM
HOME OWNER REHABILITATION Dear Homeowner: Thank you for your interest in our rehabilitation loan program. Enclosed are the following: The APPLICATION for the loan program, including a checklist of items
More informationDakota County CDA Homebuyer Counseling Program Application
Dakota County CDA Homebuyer Counseling Program Application Appointment Information: Date: Time: Application Checklist: To better serve you, please provide all required documents 24 hours in advance of
More informationShared Equity Program Homeownership Application
Shared Equity Program Homeownership Application WWW.TPHRUST.ORG Application Instructions This application is required in order to purchase a home through Twin Pines Housing (TPH). Thank you for taking
More informationHOME SWEET HOME COMMUNITY REDEVELOPMENT CORPORATION
Customer Intake Form CUSTOMER 1 P age HOME SWEET HOME COMMUNITY REDEVELOPMENT CORPORATION Please print Name: Address: City: State: Zip Code: Date of Birth: / / Social Security: - - Gender: Male Female
More informationWASHINGTON COUNTY HOMEBUYER ASSISTANCE PROGRAM CONSUMER GUIDELINES FOR HOMEBUYERS
WASHINGTON COUNTY HOMEBUYER ASSISTANCE PROGRAM CONSUMER GUIDELINES FOR HOMEBUYERS The U.S. Department of Housing and Urban Development (HUD) has made Community Development Block Grant (CDBG) and Home Investment
More informationAre you a First Time Home Buyer (you don't currently own a home and have not owned a home in the past three years?
Name: First MI Last PLEASE PRINT CLEARLY Street City State Zip Code Home: ( ) - Work: ( ) - Cell: ( ) - Fax: ( ) - Email: DATE OF APPLICATION SOCIAL SECURITY NUMBER DATE OF BIRTH Race (please circle) 1.
More informationThank you for choosing Southeast CDC for Housing Counseling. We hope to help you make one of the most important purchases of your life.
Page 1 of 10 Dear Home Buyer, Thank you for choosing Southeast CDC for Housing Counseling. We hope to help you make one of the most important purchases of your life. Southeast Community Development Corporation
More informationCity of Clarksville FIRST-TIME HOMEBUYER PROGRAM
Program Overview: City of Clarksville FIRST-TIME HOMEBUYER PROGRAM The City of Clarksville s First-Time Homebuyer Program is a homeownership program designed to help income eligible households with down
More informationHOME SWEET HOME COMMUNITY REDEVELOPMENT CORPORATION Rebuilding our community one day at a time Customer Intake Form
Customer Intake Form CUSTOMER Please print Name: City: State: Zip Code: Date of Birth: / / Social Security: - - Gender: Male Female Handicapped? Yes or No Home: ( ) - Work: ( ) - Cell: ( ) - E-mail: Race
More informationKane County Office of Community Reinvestment FIRST-TIME HOMEBUYER LOAN PROGRAM
Kane County Office of Community Reinvestment FIRST-TIME HOMEBUYER LOAN PROGRAM The First-Time Homebuyer Loan Program helps make the dream of homeownership a reality. The program provides up to $10,000
More informationWelcome to another great Home Sweet Ogden home!
Welcome to another great Home Sweet Ogden home! REPC & Contract Notes: This home has been remodeled by Ogden City. This packet provides documents that must be included with an offer. Buyers must be owner-occupants
More informationNYS Affordable Housing Corporation (AHC) Madison County Facade Rehabilitation
NYS Affordable Housing Corporation (AHC) Madison County Facade Rehabilitation Thank you for inquiring about the facade rehabilitation program through Partnership for Community Development (PCD) and the
More informationHOME BUYER APPLICATION PACKET (Read carefully before submitting application.)
Home Opportunity Program Sponsored by: Alaska Community Development Corporation 1517 S. Industrial Way, #8, Palmer, AK 99645 (907) 746-5680 FAX: (907) 746-5681 Email ltice@alaskacdc.org or pshafer@alaskacdc.org
More informationCounty of Dutchess. Department of Planning and development
Marcus J. Molinaro County Executive Eoin Wrafter, AICP Commissioner April 11, 2018 County of Dutchess Department of Planning and development Dear Applicant: Enclosed are the program guidelines, application,
More informationCity of Lompoc Homebuyer Assistance Program. Program Guidelines
City of Lompoc Homebuyer Assistance Program Down Payment Loans and Closing Cost Grants Program Guidelines Council Approved by Resolution No. 6177(18) May 1, 2018 City of Lompoc 100 Civic Center Plaza Lompoc,
More informationCITY OF HEMET SENIOR &/or DISABLED RAMP PROGRAM 445 E. FLORIDA AVE. HEMET, CA PHONE: (951) FAX: (951)
HEAD OF HOUSEHOLD CITY OF HEMET SENIOR &/or DISABLED RAMP PROGRAM 445 E. FLORIDA AVE. HEMET, CA 92543 PHONE: (951) 765-2380 FAX: (951) 765-2359 Name Birthdate (Last) (First) (M.I.) Address Phone City SPOUSE
More informationPASSAIC COUNTY HOUSING REHABILITATION PROGRAM APPLICATION July 2013
PASSAIC COUNTY HOUSING REHABILITATION PROGRAM APPLICATION July 2013 APPLICANT INFORMATION: Owner (Last Name, First) Social Security Number Co-Owner (Last Name, First) Social Security Number Street Address
More informationClermont County Public Health Prevent. Promote. Protect.
Clermont County Public Health Prevent. Promote. Protect. October 18, 2018 Dear Homeowner: Enclosed is the application packet for the 2019 Septic Rehab Program. This packet includes an application, list
More informationHousing Rehabilitation Program
Town of Islip Community Development Agency Brochure and Application Housing Rehabilitation Program Islip Town Supervisor: Angie Carpenter Town Clerk Islip Town Board Receiver of Taxes Olga H. Murray John
More informationArlington County Moderate Income Purchase Assistance Program (MIPAP)
Arlington County Moderate Income Purchase Assistance Program (MIPAP) Dear MIPAP Applicant: Thank you for your interest in the Moderate Income Purchase Assistance Program (MIPAP) administered by the Housing
More informationHouse for sale 16 Conklin Street Poughkeepsie, NY $136,264
House for sale 16 Conklin Street Poughkeepsie, NY 12601 $136,264 Age of Home: Last Sold: Type of Floors: 10 Years 2007 Hardwood Bedrooms: Bathrooms: Parking: Basement: 3 1.5 Off Street Finished This house
More informationEquity Loan, Line of Credit, and Consumer Loan Application
Equity Loan, Line of Credit, and Consumer Loan Application Thank you for considering Investors Savings Bank for your banking needs. Your completed application may be mailed to Investors Savings Bank, 101
More informationApplication and Home Buyer s Document Checklist for City Housing program eligibility. The Checklist will instruct you about application attachments.
Neighborhood and Business Development City Hall Room 005A, 30 Church Street Rochester, New York 14614-1290 www.cityofrochester.gov HOME BUYER SERVICES Attached are your: Bureau of Business and Housing
More informationPlease see the back of this notice for a list of lenders who can issue pre-approval letters for deed restricted properties.
Introduction There are approximately 400 homes on Cape Cod that are affordable and carry a resale restriction that assures continued affordability. When one of these homes is placed on the real estate
More informationYOU PREVIOUSLY APPLIED TO CHI?
Applicant Intake Form NOTE: You are NOT eligible for grant if already in contract. HAVE YOU PREVIOUSLY APPLIED TO CHI? YES NO IF YES, WERE YOU DENIED? YES NO HAVE YOU EVER RECEIVED A GRANT? YES NO PREVIOUS
More informationHousing Authority of the City of Perth Amboy 881 AMBOY AVENUE, P.O. BOX 390, PERTH AMBOY, NJ TELEPHONE: (732) FAX: (732)
Housing Authority of the City of Perth Amboy 881 AMBOY AVENUE, P.O. BOX 390, PERTH AMBOY, NJ 08862 TELEPHONE: (732) 826-3110 FAX: (732) 826-3111 EDNA DOROTHY CARTY-DANIEL, Chairperson PEDRO A. PEREZ, Vice-Chairperson
More informationAPPLICATION FOR FAIR & AFFORDABLE HOMEOWNERSHIP GATEWAY PEEKSKILL CONDOMINIUM 704 & 716 MAIN ST., CITY OF PEEKSKILL, NEW YORK
APPLICATION FOR FAIR & AFFORDABLE HOMEOWNERSHIP GATEWAY PEEKSKILL CONDOMINIUM 704 & 716 MAIN ST., CITY OF PEEKSKILL, NEW YORK DEADLINE FEBRUARY 19, 2019 Mail or Hand Deliver Completed Application to: at
More informationCITY OF BLUE SPRINGS MINOR HOME REPAIR PROGRAM (Program Year )
CITY OF BLUE SPRINGS MINOR HOME REPAIR PROGRAM (Program Year 2017-2018) This program is in response to the City Council implementing the Property Maintenance Code and the desire to offer a program to primarily
More informationCity of Gastonia s Affordable Housing Program Homebuyer s Assistance Program
City of Gastonia s Affordable Housing Program Homebuyer s Assistance Program The program s objective is to provide funds for modest income families for downpayment and closing cost to purchase a home by
More informationName Last First M.I. Head of Household
PROGRAM APPLICATION Name First Last M.I. Street Address Apt. # City State Zip Phone Cell Email: Household Composition Name Last First M.I. Relationship Head of Household of Birth Age Social Security #
More informationHomeownership Program Application
Homeownership Program Application Coordinated by: The Homeowner Selection Committee Due before October 15, 2017 Via mail or dropped off at Habitats Headquarters Mailing Address: Habitat for Humanity Attn:
More informationFIRST-TIME HOMEBUYER LOAN PROGRAM Application Instructions
Kane County Office of Community Reinvestment FIRST-TIME HOMEBUYER LOAN PROGRAM Application Instructions All programs offered through the Office of Community Reinvestment are designed to assist applicants
More informationNational Foreclosure Settlement Program Home Buyer Application
National Foreclosure Settlement Program Home Buyer Application To apply to purchase a home that was redeveloped under the National Foreclosure Settlement Program Please follow these three easy steps: STEP
More informationSHELBY COUNTY DEPARTMENT OF HOUSING RESIDENTIAL DOWN PAYMENT ASSISTANCE PROGRAM
SHELBY COUNTY DEPARTMENT OF HOUSING RESIDENTIAL DOWN PAYMENT ASSISTANCE PROGRAM ****************************************************************************** The Shelby County Department of Housing (SCDH)
More informationPARISH OF JEFFERSON DEPARTMENT OF COMMUNITY DEVELOPMENT 2017 FIRST-TIME HOMEBUYER ASSISTANCE PROGRAM DESCRIPTION WELCOME OVERVIEW
PARISH OF JEFFERSON DEPARTMENT OF COMMUNITY DEVELOPMENT 2017 FIRST-TIME HOMEBUYER ASSISTANCE PROGRAM DESCRIPTION WELCOME OVERVIEW Jefferson Parish has been designated as a Participating Jurisdiction for
More informationYORK HOMEBUYER ASSISTANCE PROGRAM
Revised 12/16/2010 YORK HOMEBUYER ASSISTANCE PROGRAM Funding Source Program Description - This program is designed to provide down payment & closing cost assistance to low/moderate income households in
More informationCity of Eden Prairie First Time Homebuyer Program
Part I: GENERAL PROGRAM DESCRIPTION Program Overview City of Eden Prairie First Time Homebuyer Program The Eden Prairie Office of Housing & Community Services (OHCS) offers a financial assistance program
More informationNECESSARY PAPERWORK FOR SECOND MORTGAGE APPLICATION APPOINTMENT. 1. Certificate of completion of homeownership education workshops.
CHAIR MAN Lawrence T. Dahlke, Esq. VICE CHAIR WOMAN Cathy Lewis SECRETARY Michael Krywinski BOARD OF DIRECTORS Sharon Jordan Father Dominic Isopo Mayor Gary R. McCarthy Horace Perryman Jr. Ann Petersen
More informationDOWN PAYMENT ASSISTANCE PROGRAM FOR FIRST-TIME HOMEBUYERS
SUFFOLK COUNTY HOME CONSORTIUM DOWN PAYMENT ASSISTANCE PROGRAM FOR FIRST-TIME HOMEBUYERS 2017 PROGRAM GUIDELINES Important: Please retain this copy of the program guidelines after you send in the application
More informationCITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES
CITY OF SAN DIEGO 3% INTEREST DEFERRED LOAN PROGRAM GUIDELINES Program Overview: BUYERS EARNING 80% OR LESS OF AREA MEDIAN INCOME (AMI) The 3% Interest Deferred Loan Program is a homeownership program
More informationHOUSING APPLICATION COVER S HEET
HOUSING APPLICATION COVER S HEET WHAT IS HABITAT? Habitat for Humanity of South Hampton Roads is a nonprofit organization that builds homes for deserving moderate income families. An affiliate of Habitat
More informationMAYOR S OFFICE OF HOUSING & COMMUNITY DEVELOPMENT CITY AND COUNTY OF SAN FRANCISCO
MAYOR S OFFICE OF HOUSING & COMMUNITY DEVELOPMENT CITY AND COUNTY OF SAN FRANCISCO EDWIN M. LEE MAYOR OLSON LEE DIRECTOR BELOW MARKET RATE (BMR) LIMITED EQUITY PROGRAM (LEP) HOMEOWNERSHIP 72 TOWNSEND PAGE
More informationCity of Brockton. Brockton Redevelopment Authority
City of Brockton Brockton Redevelopment Authority First Time Homebuyers Program (FTHP) Downpayment and Closing Costs Assistance 50 School Street Brockton, MA 02301 Phone: (508) 586 3887 E-mail: mchisholm@brocktonredevelopmentauthority.com
More information2. Sign and date the Authorization and Release forms (section 12 on the application). If there are coapplicants,
P. O. Box 445 Troy, MO 63379 636 528 4112 www.habitatlincolnco.org Dear Applicant: Thank you for your interest in Lincoln County MO Habitat for Humanity. Please return the enclosed application form and
More informationRefinance customers should bring the above listed documents(copies), your latest mortgage statements and your property deed.
NEIGHBORHOOD HOUSING SERVICES OF JAMAICA, INC. TEL 718.291.7400 89-70 162 ND STREET JAMAICA, NY 11432 FAX 718.298.6505 www.nhsj.org Dear Prospective Homebuyer: Thank you for contacting Neighborhood Housing
More informationCITY OF SONORA HOMEBUYERS ASSISTANCE LOAN PROGRAM GUIDELINES
CITY OF SONORA HOMEBUYERS ASSISTANCE LOAN PROGRAM GUIDELINES I. PURPOSE The City of Sonora s Homebuyers Assistance Loan Program provides deferred payment, silent second, mortgages to assist low-income
More informationplease print clearly Name: First MI Last Address: Street Home: ( ) - Work: ( ) -
CUSTOMER INTAKE FORM HOMEOWNERSHIP COUNSELING PROGRAM CUSTOMER please print clearly Name: First MI Last Address: Home: ( ) - Work: ( ) - Email: Fax: ( ) - Mobile/Cell: ( ) - Social Security Number: - -
More informationSENIOR HOME REPAIR GRANT (SHRG) Application Package
SENIOR HOME REPAIR GRANT (SHRG) Application Package 5555 Arlington Ave. Riverside, CA 92504 951-343-5469 Updated 10/22/12 Application Submission Checklist APPLICATION PACKAGE SUBMISSION CHECKLIST Participation
More informationEmergency Home Repair (EHR) Information & Application
Emergency Home Repair (EHR) Information & Application Objective: Clearfield City has established the Emergency Home Repair (EHR) Program to provide lower income homeowners up to $3,000 in grant money to
More informationYOU MUST MEET THE FOLLOWING BASIC REQUIREMENTS TO BE CONSIDERED FOR SELECTION:
YOU MUST MEET THE FOLLOWING BASIC REQUIREMENTS TO BE CONSIDERED FOR SELECTION: You must have attended a Homeowner Information Meeting within the past 6 months. You must have lived or worked in Lee or Hendry
More informationCITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT DEPARTMENT
CITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT DEPARTMENT HOMEOWNER REHAB LOAN PROGRAM FOR ELIGIBLE RESIDENTS CITY WIDE Are You Having Problems with Your Plumbing? Do You Need a New Roof? Are Your Windows
More informationYORK HOMEBUYER ASSISTANCE PROGRAM GUIDELINES AND RULES. Funding Source. Program Code. Eligible States Minimum Loan Amount.
Revised 6/8/2015 YORK HOMEBUYER ASSISTANCE PROGRAM GUIDELINES AND RULES Funding Source Program Description - This program is designed to provide down payment & closing cost assistance to low/moderate income
More informationFORECLOSURE REDEVELOPMENT PROGRAM Homebuyer Application Instructions
Kane County Office of Community Reinvestment FORECLOSURE REDEVELOPMENT PROGRAM Homebuyer Application Instructions All programs offered through the Office of Community Reinvestment are designed to assist
More informationOnondaga County Community Development Division
Onondaga County Community Development Division Lead Hazard Reduction APPLICATION Town/City/Village of: Name Address Complete and return to: Onondaga County Community Development 1100 Civic Center Syracuse,
More informationDown Payment & Closing Cost Assistance Guidelines
Down Payment & Closing Cost Assistance Guidelines Program Description: In partnership with the City of Providence, the Housing Network of Rhode Island is offering a Down Payment and Closing Cost Assistance
More informationHouston Habitat for Humanity Family Selection Criteria
Houston Habitat for Humanity Family Selection Criteria YOU MUST BE A US CITIZEN OR HAVE A PERMANENT RESIDENT STATUS YOU MUST BE ON YOUR JOB FOR AT LEAST ONE YEAR YOU MUST HAVE A NEED FOR ADEQUATE HOUSING
More informationWe are excited that you have chosen Habitat for Humanity Saint Louis as your partner in your journey towards owning your own home!
We are excited that you have chosen Habitat for Humanity Saint Louis as your partner in your journey towards owning your own home! The first step in the application process is to complete a pre-screen
More informationResidential Accessibility Program Application
City of Topeka Neighborhood Relations 620 S.E. Madison ST, 1 st FL, Unit 8 Topeka, KS 66607 Phone: (785)-368-3711 FAX: (785) 368-2546 Residential Accessibility Program Application I. Address where modifications
More informationWinnebago County Housing Authority Home Buyer Application
RETURN APPLICATION TO: WCHA Homebuyer Program P.O. Box 0397 Oshkosh, WI 54903 Please print clearly. Winnebago County Housing Authority Home Buyer Application Applicant Name & (Maiden Name if applicable):
More informationTOWN OF AMHERST First-Time Homebuyers Program
Amherst Town of Amherst Planning Department Erie County, New York Barry A. Weinstein, MD Supervisor Eric W. Gillert, AICP Planning Director Gary Black, AICP Assistant Planning Director Dear Potential Homebuyer:
More informationHOMEBUYER INFORMATION PACKET
` HOMEBUYER INFORMATION PACKET Arlington County Department of Community Planning, Housing and Development Housing Division https://housing.arlingtonva.us 2100 Clarendon Blvd., Suite 700 Arlington, VA 22201
More informationApplications will only be accepted from
May 2018 Dear Applicant, Thank you for your interest in applying to Pikes Peak Habitat for Humanity! Enclosed you will find the Habitat for Humanity application. Before completing the application, please
More informationRace (please check all that apply): HAVE YOU EVER RECEIVED A GRANT? Select County of Interest. Please Select One Long Island Westchester
Applicant Intake Form PLEASE NOTE YOU ARE NOT ELIGIBLE FOR GRANT IF ALREADY IN CONTRACT!!!! HAVE YOU ATTENDED THE FREE HOMEBUYER ORIENTATION? DATE ATTENDED: HAVE YOU COMPLETED THE HOMEBUYER READINESS ASSESSMENT?
More informationAPPLICATION FOR FAIR & AFFORDABLE HOMEOWNERSHIP PRINT HOUSE LOFTS 75 MAIN ST., VILLAGE OF DOBBS FERRY, NEW YORK DEADLINE NOVEMBER 1
APPLICATION FOR FAIR & AFFORDABLE HOMEOWNERSHIP PRINT HOUSE LOFTS 75 MAIN ST., VILLAGE OF DOBBS FERRY, NEW YORK DEADLINE NOVEMBER 1 Mail or Hand Deliver Completed Application to: at 55 South Broadway,
More informationFIRST TIME HOMEBUYER EDUCATION
FIRST TIME HOMEBUYER EDUCATION CLASS MATERIALS because HOME is where it all starts. Follow us @NHSWaterbury on: Neighborhood Housing Services of Waterbury 161 North Main St. Waterbury CT 06702 P: 203.753.1896
More informationHousing Authority of the County of Santa Cruz Section 8 Homeownership Assistance Program Eligibility Worksheet
Housing Authority of the County of Santa Cruz Section 8 Homeownership Assistance Program Eligibility Worksheet SECTION 8 HOMEOWNERSHIP ELIGIBILITY Yes No Do you meet any of the Disabled/Elderly definitions
More informationMORTGAGE SUBMISSION VOUCHER
MORTGAGE SUBMISSION VOUCHER Purpose: Competed by: Submission Requirement: This form lists all the Mortgage data for each loan to be submitted for purchase. The Administrator uses the data from the Mortgage
More informationSAN FRANCISCO BELOW MARKET RATE (BMR) HOMEOWNERSHIP HOUSING PROGRAM APPLICATION FORM
HOMEOWNERSHIP HOUSING PROGRAM APPLICATION FORM ALL HOUSEHOLD MEMBERS MAY APPEAR ON ONLY ONE APPLICATION PER LISTING (All applications containing any person who appears on more than one application will
More informationCITY OF BOCA RATON SHIP APPLICATION PACKAGE WE ARE ACCEPTING SHIP APPLICATIONS ON AN ONGOING BASIS, UNTIL FURTHER NOTICE.
Courtesy of http://www.downpaymentsolutions.com CITY OF BOCA RATON SHIP APPLICATION PACKAGE WE ARE ACCEPTING SHIP APPLICATIONS ON AN ONGOING BASIS, UNTIL FURTHER NOTICE. BEFORE SUBMITTING YOUR APPLICATION,
More informationLarimer Home Ownership Program. Application & Information Packet
Larimer Home Ownership Program Application & Information Packet Effective 2014 Larimer Home Ownership Program (LHOP) 375 W. 37 th St., Suite 200, Loveland, Colorado 80538 Phone (970)624-3606 Fax (970)278-9904
More informationSection Two AFFORDABLE HOUSING APPLICATION
Section Two AFFORDABLE HOUSING APPLICATION 1 BRIGGS LANDING II WESTPORT, MA AFFORDABLE HOUSING APPLICATION Name Home Phone ( ) Address Cell Phone ( ) Address Work Phone ( ) Email Address Number of Household
More informationAFFORDABLE FIRST TIME HOME OWNERSHIP OPPORTUNITY IN BELLINGHAM
` AFFORDABLE FIRST TIME HOME OWNERSHIP OPPORTUNITY IN BELLINGHAM 13 Caryville Crossing, Bellingham MA Sales Price $207,700 3 Bedrooms 1.5 Baths 1,900 Square Feet Sales Agent: Paula Stuart Bellingham Community
More informationCity of Coachella First Time Home Buyer Program
City of Coachella First Time Home Buyer Program The City of Coachella s (City) First-time Homebuyer Down Payment Assistance Program provides deferred-payment, low-interest loans to assist low income families
More informationKacey B. Flanery. Dear Interested Applicant,
Dear Interested Applicant, Thank you so much for your interest in the City of Ponca City s Homebuyer Assistance Program. Attached you will find a program overview, application and other important information
More informationTHDA Homebuyer Education Initiative Customer Intake Form
Sample 3 Date Case# (Trainer completes) Trainer Organization County (Trainer completes) THDA Homebuyer Education Initiative Customer Intake Form Please provide information about yourself for customer tracking
More informationSUPPORTING DOCUMENTATION TO BE SUBMITTED WITH COMPLETED APPLICATION AND BANK PRE-QUALIFICATION
SUPPORTING DOCUMENTATION TO BE SUBMITTED WITH COMPLETED APPLICATION AND BANK PRE-QUALIFICATION Please note that we cannot accept originals and we cannot make copies for you. We also will not process application
More informationEMERGENCY REPAIR GRANT PROGRAM. 1. The property must be located within the city limits and not within a designated flood plain area.
A. Eligibility Requirements EMERGENCY REPAIR GRANT PROGRAM 1. The property must be located within the city limits and not within a designated flood plain area. 2. The property must be a single-family residence
More informationCity of Modesto Homeowner Rehabilitation Program
City of Modesto Homeowner Rehabilitation Program Overview The City of Modesto s (City) Homeowner Rehabilitation Program is designed to repair or eliminate health and safety hazards in residential properties,
More informationREQUIRED DOCUMENTS FOR RENTAL COUNSELING APPOINTMENT
REQUIRED DOCUMENTS FOR RENTAL COUNSELING APPOINTMENT Appointment Time: Please Note: You MUST bring the following documents your counseling session in order receive counseling. You are REQUIRED take everything
More informationWinnebago County Housing Authority Home Buyer Application
RETURN APPLICATION TO: WCHA Homebuyer Program P.O. Box 0397 Oshkosh, WI 54903 Please print clearly. Winnebago County Housing Authority Home Buyer Application Applicant Name & (Maiden Name if applicable):
More informationAPPLICATION FOR FIRST TIME HOME BUYER PROGRAM
Applicant Code: Check status at: www.cityofcr.com/fthb Please initial APPLICATION FOR FIRST TIME HOME BUYER PROGRAM Items to Include with Application Copies of required documentation for all income and
More informationCOUNTY OF OCEAN CONSORTIUM HOME PROGRAM FIRST TIME HOMEBUYER PROGRAM GUIDELINES
COUNTY OF OCEAN CONSORTIUM HOME PROGRAM FIRST TIME HOMEBUYER PROGRAM GUIDELINES Sponsored by: Ocean County Board of Chosen Freeholders Program Administrator: O.C.E.A.N., INC. 22 Hyers Street Toms River,
More informationPlease Print Clearly. Name: First MI Last. / / Driver License ID#: Race (please check all that apply):
Applicant Intake Form NOTE: You are NOT eligible for grant if already in contract. HAVE YOU PREVIOUSLY APPLIED TO CHI? YES NO IF YES, WERE YOU DENIED? YES NO HAVE YOU EVER RECEIVED A GRANT? YES NO PREVIOUS
More informationSUPPORTING DOCUMENTATION TO BE SUBMITTED WITH COMPLETED APPLICATION AND BANK PRE-QUALIFICATION
SUPPORTING DOCUMENTATION TO BE SUBMITTED WITH COMPLETED APPLICATION AND BANK PRE-QUALIFICATION Please note that we cannot accept originals and we cannot make copies for you. We also will not process application
More informationGENERAL INFORMATION. 1 The Consortium may loan up to 25% of the purchase price plus closing costs at 0% interest for
GENERAL INFORMATION 1 The Consortium may loan up to 25% of the purchase price plus closing costs at 0% interest for 2 The purchaser must supply either 2% of the purchase price or $500.00, whichever is
More informationCITY OF WALNUT CREEK INCLUSIONARY HOUSING PROGRAM APPLICATION
CITY OF WALNUT CREEK INCLUSIONARY HOUSING PROGRAM APPLICATION 1 (This application does not apply to Market-Rate buyers) DISCLOSURE: THIS UNIT IS SUBJECT TO 45-YEAR DEED RESTRICTIONS THAT STATE, IN PART,
More informationHousehold Questionnaire Intake Form
214 Spruce St Manchester, NH 03103 Tel: 603-627-3491 Fax: 603-644-7949 Household Budget/Debt Management Foreclosure Prevention Pre-Purchase counseling Household Questionnaire Intake Form Client Information
More informationKane County Foreclosure Redevelopment Program. Home Buyer Application
Kane County Foreclosure Redevelopment Program Home Buyer Application To apply to purchase a home that was redeveloped under the Kane County Foreclosure Redevelopment Program Please follow these three easy
More informationTOWN OF BABYLON COMMUNITY DEVELOPMENT HOME IMPROVEMENT PROGRAM ADMINISTERED BY COMMUNITY DEVELOPMENT CORPORATION OF LONG ISLAND, INC.
1. APPLICANT INFORMATION a) Primary Applicant Information First: M.I.: Last: Address: City: State: Zip: Home Telephone #(xxx)xxx-xxx: Work Telephone #(xxx)xxx-xxx: b) Co-Applicant Name Cell Phone #(xxx)xxx-xxx:
More informationCATHOLICS FOR HOUSING, INC. (CFH) CFH NOVA DPA APPLICATION CHECK LIST JANUARY 2017
CFH NOVA DPA APPLICATION CHECK LIST JANUARY 2017 Application Package Application completed and signed Authorization to Release Information First Time Homebuyer Affidavit Employment / Income Verification
More informationLarimer Home Ownership Program
375 W. 37 th St., Suite 200, Loveland, CO 80538 Phone 970.635.5931 Fax 970.278.9904 Larimer Home Ownership Program Application & Information Packet For assistance in Spanish please call 970-635-5931 to
More information