Council tax. Council tax & council tax benefit Priority bill
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1 Council tax & council tax benefit Priority bill Council tax Magistrates court and face a court fine and, in extreme cases, prison. Councils may also make you bankrupt for debts of 750 or more. You may get help with paying this bill if you have a low income or are on benefits -- you will need to claim Council Tax benefit. If you live on your own, you may get a rebate. Find out more at shelter.org.uk/get advice How often is it paid? Direct debit/standing order from account: Council Tax Department Council tax benefit Put your bills in as well, or use as a file divider. File your bills by date -- oldest at the bottom, most recent at the top
2 Dual fuel Priority bill Dual Fuel supplies cut off or be If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top
3 Electricity Priority bill Electricity pay them, you could have your essential If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top
4 Gas Priority bill Gas If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top
5 Insurances Insurances Keep track of your insurances. Home and car insurances are common essential bills. If you are reviewing your outgoings, mark up the ones it is essential for you to keep. File your policies here. Manage your money -- find out more at shelter.org.uk/advice Insurance Company Renewal date Amount Period Essential bill? Put this sheet in a punched pocket along with your policies.
6 Keep track of your landline and mobile phone bills. File your contracts and bills here. Manage your money -- find out more at shelter.org.uk/advice Company Contract begins Contract ends Amount Amount per month Put this sheet in a punched pocket along with your letters, contracts and bills
7 Rent Priority bill Rent You may get help with paying your rent if you claim certain benefits or have a low income. You may be able to claim housing benefit or local housing allowance. If you are in arrears with your rent, you can get advice online. Whose name is on the tenancy agreement? How much? Direct debit/standing order from which account? Amount outstanding Date Amount Landlord/managing agent Name : Put your bills in as well. File them by date -- oldest at the bottom, newest at the top
8 Secured loan Priority bill Secured loan Any loan secured on your home is a priority bill. If you don t pay it, you could lose your home. You may get help with paying your secured loan if you claim certain benefits providing it has been used to buy your home or to fund repairs. If you are having trouble paying your bills, you can get advice online. Whose name is the secured loan in? How much should be paid each month? Direct debit/standing order from which account? Amount outstanding Date Amount Loan company Name : File your statements and letters as well. File them by date -- oldest at the bottom, most recent at the top
9 TV Licence Priority bill TV Licence in the Magistrates court and face a court fine and, in extreme cases, prison. If you are having trouble paying your TV licence, you may want to look at paying in instalments. TV licences for people aged 75 and over are free. TV Licence Company Contact name How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well. File them by date oldest at the bottom, newest at the top
10 TV packages and licence Priority bill TV Keep track of your TV package and licence costs. File your contracts and bills here. Your TV licence is a priority bill -- Manage your money -- find out more at shelter.org.uk/get advice Company Contract begins Contract ends Amount Amount per month Put this sheet in a punched pocket along with your letters, contracts and bills or file them behind.
11 Water Priority bill Water Water bills are priority bills, as water is an essential living requirement. Your water supply cannot be disconnected if you fail to pay a water bill, but the water company can take debt collection action against you. If you are having trouble paying your bills, you can get advice online and find out what help is available. Supplier Contact name How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well. File them by date oldest at the bottom, newest at the top
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