YOUTH BANKING FEES EFFECTIVE 1 JANUARY 2017

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1 YOUTH BANKING FEES EFFECTIVE 1 JANUARY 2017 Our commitment to you: Affordability Simplicity Transparency Accessibility SMS Banking dial *120*001# Nedbank Contact Centre Cellphone Banking WAP go to nedbank.mobi Internet Banking and for more information go to nedbank.co.za Nedbank App Suite TM download it from your app store Nedbank 135 Rivonia Campus, 135 Rivonia Road, Sandown, Sandton, Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and registered credit provider (NCRCP16).

2 TIP: HOW TO SAVE ON BANK FEES By banking with knowhow you can put money back where it belongs in your pocket. Remember When withdrawing cash, it is always best to use Nedbank branded ATMs or our partner supermarket chains such as Pick n Pay. Remember For payments, transfers and balance enquiries self-service banking will always be more cost-effective than visiting an ATM or branch. Internet banking SMS banking Compare the costs for withdrawing R250,00 on the different channels: Nedbank 4me Account Tillpoint ATM (Nedbank) ATM (other bank) Branch R11,20 R44,20 Dezign Student Account Tillpoint ATM (Nedbank) ATM (other bank) Branch R15,70 R44,20 MyMoneyMap TM My MoneyMap TM is basically your personal online accountant and it s for free! It helps you manage your pocket money, set saving goals for the stuff you ve always wanted and create your own budget. Ching ching! Nedbank will send you an SMS when there is a transaction on your account.

3 4325 VALID DATES DEBIT 5481 DEZIGN CREDIT 5412 GOLD CHEQUE 5412 CLASSIC CHEQUE Name of account Nedbank 4me Dezign Savvy Plus Nedbank Pay-as-you-use Monthly fee R20,00 R100,00 R5,00 enote Electronic payments Value Airtime topups App Suite with data* MyFinancialLife TM Add-ons Interaccount transfers Self-service banking subsription fee Debit card purchases Key transactions Nedbank ATM withdrawal First four Nedbank transactions are included First four Nedbank transactions are included Debit order Legend: included value-adds optional additional value-adds * Nedbank App Suite TM requires no data to use. So you can bank anywhere, anytime without using your data.

4 NEDBANK 4ME - MORE DETAILS There is no monthly fee, but you need to maintain a minimum balance of R20,00. Benefits/Value included MasterCard MC MasterCard debit card Self-service Unlimited access to Nedbank s self-service channels enote unlimited SMS notifications card swipes and point-of-sale withdrawals Key transactions Digital Balance and statement enquiries Electronic interaccount transfer on SMS Banking Electronic account payment on SMS Banking Point-of-sale (POS) Swipe Withdrawal at tillpoint ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM Withdrawal at another bank s ATM Cash deposit at a Nedbank Intelligent Depositor ATM Branch Withdrawal Fee First four free per month R7,00 + R1,40 per R100,00 or part thereof First R1 000,00 free per month R40,00 + R1,40 per R100,00 or part thereof Legend: included

5 DEZIGN STUDENT - MORE DETAILS The Nedbank Dezign Student Account is a day-to-day bank account for young adults that provides easy access to your cash when you need it to suit your savvy lifestyle while offering you a range of great benefits. R20 Fixed-fee bundle account R20,00 monthly fee R20,00 minimum monthly balance to be maintained Benefits/Value included VISA card purchases with your Maestro Visa Maestro debit card SMS notifications (enote) Self-service Unlimited access to Nedbank s self-service channels. Nedbank App Suite TM requires no data to use. So you can bank anywhere, anytime without using your data. Key transactions Digital Balance and statement enquiries Electronic interaccount transfer Electronic account payment Debit order Point-of-sale (POS) Swipe Withdrawal at tillpoint cash only ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM Withdrawal at another bank s ATM Cash deposit at a Nedbank Intelligent Depositor ATM Branch Withdrawal Cash deposit Fee/Included R11,50 + R1,40 per R100,00 or part thereof R5,50 + R0,70 per R100,00 or part thereof R40,00 + R1,40 per R100,00 or part thereof R11,00 + R1,40 per R100,00 or part thereof Optional extra Legend: included

6 SAVVY PLUS - MORE DETAILS This account is ideal for individuals who prefer electronic transactions, and it allows you to add the benefits you want. The optional overdraft facility is there to give you peace of mind, and you can also add Greenbacks to ensure This account that you will get the allow most you out to get of your the most banking. out of your banking with a whole lot of savvy value for one fixed monthly fee, and you can add more benefits when you need them, such as an overdraft facility and Greenbacks Rewards. Fixed-fee bundle account Benefits/Value included Gold Cheque Card SMS notifications (enote) R100 R100,00 monthly fee Self-service subscription fee Key transactions Fee Digital Balance and statement enquiries Electronic interaccount transfer Electronic account payment Debit order Point-of-sale (POS) Swipe Withdrawal at tillpoint R0,00 ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM Four free per month Withdrawal at another bank s ATM R11,50 + R1,40 per R100,00 or part thereof Cash deposit at a Nedbank Intelligent Depositor ATM R5,50 + R0,70 per R100,00 or part thereof Optional extras Send-iMali Send-iMali TM R6,00 for amounts from R1,00 to R1 000,00 and R14,00 for amounts from R1 001,00 to R2 500,00 Overdraft facility Greenback Rewards Overdraft facility R30,00 Greenbacks Rewards linkage fee of R19,00 per month Legend: included

7 NEDBANK PAY-AS-YOU-USE - MORE DETAILS This is a no frills transparent account with a flat monthly fee, allowing you to pay only for what you use. PA YU R5 Pay-as-you-use account R5,00 monthly fee R50 R50,00 minimum monthly balance to be maintained Benefits/Value included Debit card Self-service Self-service subscription fee Key transactions Fee Point-of-sale (POS) Swipe Withdrawal at tillpoint cash only R2,00 Withdrawal at tillpoint with purchase R2,00 Digital Balance and statement enquiries Interaccount transfer through SMS Banking Interaccount transfer at self-service terminal Electronic account payment at self-service terminal R3,00 Debit order internal Debit order external R5,00 Stop order ATM Balance enquiry at a Nedbank ATM Withdrawal at a Nedbank ATM R6,50 Withdrawal at another bank s ATM R8,00 + R0,70 per R100,00 or part thereof Cash deposit at a Nedbank Intelligent Depositor ATM R2,00 + R0,70 per R100,00 or part thereof Optional extras Send-iMali Send-iMali TM R6,00 for amounts from R1,00 to Lotto purchase R2,00 R1 000,00 and R14,00 for amounts from R1 001,00 to R2 500,00 Legend: included

8 FOREX FEES Be savvy when travelling. Choose the right foreign exchange solutions to ensure a hassle-free travel experience. Issuing of foreign banknotes Commission 2,00% Minimum charge R80,00 Common monetary area banknotes Commission 3,25% Minimum charge R100,00 SWIFT transfers Inward Outward Commission 0,64% 0,59% Minimum charge R154,00 R159,00 Maximum charge R736,00 R772,00 Communication R112,00 Pension payments under R2 000,00 R51,00 Incorrect instructions R250,00 + foreign bank charges Visit your nearest Nedbank branch to get these Nedbank forex products, the latest exchange rates, or other information, or go to nedbank.co.za.

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