LEGACY MARKETING GROUP
|
|
- Darcy Roberts
- 5 years ago
- Views:
Transcription
1 LEGACY MARKETING GROUP GA COMPENSATION SCHEDULE FOR CURRENTLY AVAILABLE PRODUCTS Avoid commission delays: Proof of Errors and Omissions insurance coverage is required from all writing Producers, including Licensed Only Agents and Agencies, and Wholesalers prior to commissions being paid on new business. See the LegacyNet secure website (access via for details of E&O coverage options. Commissions will not be paid on same-company or company-subsidiary transfers, replacements, and/or surrenders, including partial amounts or penalty-free withdrawals. Commissions may not be paid on transfers, replacements, and/or surrenders, including partial amounts or penalty-free withdrawals between carriers that distribute products through Legacy. Commissions on Legacy s current Exclusive Products are paid twice weekly. Commissions earned in excess of $20,000 on one case will be paid as follows: The first $20,000 will be paid when all delivery requirements are met and the case goes in force; the remainder will be paid after the free-look period in the issue state has expired. Minimum commission payments are $20 EFT and $250 check. Commission chargebacks may apply. See each product page for details. Legacy reserves the right to change commission rates at any time. Commissions will be paid according to the Producer/Wholesaler contract level in effect on the issue date of the annuity. This Compensation Schedule replaces all existing schedules. Effective October 7, 2013 Please also refer to Compensation Schedule for Servicing Annuity Products Closed for New Sales, Form 11916F/ F/0603 Page 1 10/3/2013
2 Table of Contents AdvanceMark SM Ultra Annuity Series... Page 3 AdvanceMark SM Annuity Series... Page 4 AmeriMark SM Freedom Annuity Series... Page 5 SpectraMark SM Annuity Series... Page 6 SecureMaster SM Single Premium Indexed Universal Life... Page 7 New CommandMark SM Annuity Series... Page 8 Original CommandMark SM Annuity Series... Page F/0603 Page 2 10/3/2013
3 AdvanceMark SM Ultra Annuity Series 1,2,3 Commissions are based on the date the application is received in our Administrative Office. No commission paid on premium bonus or annuitization, and no trail commission available. Title AdvanceMark Ultra 14 AdvanceMark Ultra 10 AdvanceMark Ultra 10 LT Issue Ages 0-75 GA Bro Issue Ages GA Bro Issue Ages GA Bro Commission Payout Schedule: AdvanceMark Ultra contracts are issued with an effective date of the 1 st, 8 th, 15 th, or 22 nd of the month, which are the allocation dates for the product. Premiums and paperwork must be received in good order two business days prior to the effective/allocation date. Commissions may be paid as early as the next commission run following the effective/allocation date. Additional premiums: Commissions are paid on additional premium prior to Year 4. Premiums of $2,000 or more are accepted if the current oldest Annuitant or Owner is less than age 86. Commission chargebacks: There is no commission chargeback for death or qualification under a Nursing Home, Terminal Illness, or Home Health waiver after the free-look period, subject to the terms of the Producer Agreement. In the first policy year, 100% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. In the second policy year, 50% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. For annuitization, 100% of the commission will be charged back in the first and second policy years. 1. Not available in all states. Check current State Approval Matrix or Quick Reference Sheet for product and strategy availability. 2. Issue ages 0-85 based on age of oldest Annuitant. No Owner or Annuitant may be over the age of 85 at issue. 3. Minimum initial premium is $10,000 for qualified and nonqualified money F/0603 Page 3 10/3/2013
4 AdvanceMark SM Annuity Series 1,2,3,4 Commissions are based on the date the application is received in our Administrative Office. No commission paid on premium bonus or annuitization, and no trail commission available. Commission for premium allocated for issue ages 0 through 75. Title AdvanceMark SM in Florida (ages 65 75) AdvanceMark SM LT General Agent Broker Commission Payout Schedule: AdvanceMark contracts are issued with an effective date of the 1 st. 8 th, 15 th, or 22 nd of the month, which are the allocation dates for the product. Premiums and paperwork must be received in good order two business days prior to the effective/allocation date. Commissions may be paid as early as the next commission run following the effective/allocation date. Additional premiums: Commissions are paid on additional premium prior to Year 4. Premiums of $2,000 or more are accepted if the current oldest Annuitant or Owner is less than age 86. Commission chargebacks: There is no commission chargeback for death or qualification under a Nursing Home, Terminal Illness, or Unemployment waiver after the free-look period, subject to the terms of the Producer Agreement. In the first policy year, 100% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. In the second policy year, 50% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. For annuitization, 100% of the commission will be charged back in the first and second policy years. 1. Not available in all states. Check current State Approval Matrix or Quick Reference Sheet for product and strategy availability. 2. Issue ages 0-75 based on age of oldest Annuitant. No Owner or Annuitant may be over the age of 75 at issue. 3. Minimum initial premium is $10,000 for qualified and nonqualified money. 4. In Florida, AdvanceMark SM is available ages 0 64, and AdvanceMark SM LT is available ages F/0603 Page 4 10/3/2013
5 AmeriMark SM Freedom Annuity Series 1,2,3 Commissions are based on the date the premium is received in our Administrative Office. Commission for premium received on issue ages 0 through 75. Premium Bonus is not commissionable. Title AmeriMark SM Freedom AmeriMark SM Freedom SE AmeriMark SM Freedom 7 AmeriMark SM Freedom 7 SE General Agent Broker Commission for premium received on issue ages 76 through 85. Premium Bonus is not commissionable. Title AmeriMark SM Freedom AmeriMark SM Freedom SE AmeriMark SM Freedom 7 AmeriMark SM Freedom 7 SE General Agent Broker Initial and additional premium: Commissions are based on the issue age of the oldest Owner (oldest Annuitant if Owner is an entity). Additional premiums of $2,000 or more are accepted if the current oldest Owner (oldest Annuitant if Owner is an entity) is less than age 86. Premium over $1 million: Premiums over $1 million need prior Home Office approval and commission is adjusted. Please contact Marketing Field Support for more information. Commission chargebacks: There is no commission chargeback for death after the free-look period. 100% of the commission will be charged back upon surrenders on premiums paid in the last 12 months. For annuitization, 100% of the commission will be charged back in the first policy year. 1. Not available in all states. Check current State Approval Matrix or Quick Reference Sheet for product and strategy availability. 2. Issue ages 0-85 based on age of oldest owner. No Owner or Annuitant may be over the age of 85 at issue. The Annuitant s age is utilized for determining commissions if the Owner is an entity, such as a trust or corporation. 3. Minimum initial premium is $3,000 for qualified money and $5,000 for nonqualified money F/0603 Page 5 10/3/2013
6 SpectraMark SM Annuity Series 1,2,3,4 Commissions are based on the date the application is received in our Administrative Office. Issue Ages 0 75 Issue Ages Title SpectraMark SM SpectraMark SM LT SpectraMark SM SpectraMark SM LT General Agent Broker Commission Payout Schedule: SpectraMark contracts are issued with an effective date of the 1 st. 8 th, 15 th, or 22 nd of the month, which are the allocation dates for the product. Premiums and paperwork must be received in good order two business days prior to the effective/allocation date. Commissions may be paid as early as the next commission run following the effective/allocation date. Additional premiums: Commissions are paid on additional premium prior to Year 4. Premiums of $2,000 or more are accepted if the current oldest Annuitant or Owner is under age 86. Commission chargebacks: There is no commission chargeback for death or qualification under a Nursing Home, Terminal Illness, Unemployment, or Home Health Care waiver after the free-look period, subject to the terms of the Producer Agreement. In the first policy year, 100% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. In the second policy year, 50% of the commission will be charged back upon full surrender or on any withdrawal amount exceeding the surrender charge-free amount. For annuitization, 100% of the commission will be charged back in the first and second policy years. 1. Not available in all states. Check current State Approval Matrix or Quick Reference Sheet for product and strategy availability. 2. Issue ages 0-85 based on age of oldest Annuitant. No Owner or Annuitant may be over the age of 85 at issue. 3. Minimum initial premium is $10,000 for qualified and nonqualified money. 4. In Florida, SpectraMark is available ages 0-64, and SpectraMark LT is available ages F/0603 Page 6 10/3/2013
7 SecureMaster SM Single Premium Index Universal Life Insurance 1,2,3 Distributed by Legacy Marketing Group Commissions are based on the date the application is received in our Administrative Office. Title Issue Ages Issue Ages GA Broker Commission chargebacks: In the first policy year, 100% of the commission will be charged back upon surrender or lapse. In the second policy year, 50% of the commission will be charged back upon surrender or lapse. Note: If premium does not match submitted illustration, a new illustration will be a delivery requirement and may delay payment of commission. 1. Not available in all states. Check current State Approval Matrix or Quick Reference for product availability. 2. Minimum premium is $20,000. Additional premium not allowed. 3. Available issue ages State variations may apply. Check current State Approval Matrix or Quick Reference for details F/0603 Page 7 10/3/2013
8 PHL Variable Insurance Company NEW CommandMark SM Annuity Series 1,2,3 Commissions are based on the date the premium is received in our Administrative Office. Issue age is based on the age of the older owner (or annuitant if owner is an entity). Issue Ages 0 75 Title CommandMark SM CommandMark SM Plus CommandMark SM LT CommandMark SM Plus LT CommandMark SM IR CommandMark SM IR LT GA Bro Issue Ages Title CommandMark SM CommandMark SM Plus CommandMark SM LT CommandMark SM Plus LT CommandMark SM IR CommandMark SM IR LT GA Bro Issue Ages Title CommandMark SM CommandMark SM Plus CommandMark SM LT CommandMark SM Plus LT CommandMark SM IR CommandMark SM IR LT GA Bro Commission chargebacks: Commissions paid on premiums received within the 12 months prior to full surrender or death are charged back at 100% for surrender and as follows for death: Premium month Chargeback percentage 100% 50% 41.67% 33.33% 25% 16.67% 8.33% 0% 1. For use in states that have approved the Income Command Rider SM 2.0 or 2.0 Enhanced. Check current State Approval Matrix for product availability. 2. Minimum premium is $15,000 for nonqualified money and $3,000 for qualified money. Additional premium not allowed. 3. CommandMark SM annuities are available issue ages State variations may apply. Check current State Approval Matrix or Quick Reference for details F/0603 Page 8 10/3/2013
9 PHL Variable Insurance Company Original CommandMark SM Annuity Series 1,2,3 Commissions are based on the date the premium is received in our Administrative Office. Issue age is based on the age of the older owner (or annuitant if owner is an entity). Issue Ages 0 75 Title CommandMark SM CommandMark SM 8 CommandMark SM Plus CommandMark SM LT CommandMark SM LT 5 CommandMark SM LT 8 GA Bro Issue Ages Title CommandMark SM CommandMark SM 8 CommandMark SM Plus CommandMark SM LT CommandMark SM LT 5 CommandMark SM LT 8 GA Bro Issue Ages Title CommandMark SM CommandMark SM 8 CommandMark SM Plus CommandMark SM LT CommandMark SM LT 5 CommandMark SM LT 8 GA Bro Commission chargebacks: Commissions paid on premiums received within the 12 months prior to full surrender or death are charged back at 100% for surrender and as follows for death: Premium month Chargeback percentage 100% 50% 41.67% 33.33% 25% 16.67% 8.33% 0% 1. Not available in all states. Check current State Approval Matrix or Quick Reference for product availability. 2. Minimum premium is $15,000 for nonqualified money and $3,000 for qualified money. Additional premium not allowed. 3. CommandMark SM annuities are available issue ages State variations may apply. Check current State Approval Matrix or Quick Reference for details F/0603 Page 9 10/3/2013
LibertyMark SM Series Annuity Quick Reference
Carrier Features es Americo Life and Annuity Kansas City, MO A.M. Best A- (Excellent) for strength. 4 th LibertyMark Series single deferred fixed indexed annuities* Version Dual Years 7 No 7 10 No 10 10
More informationSpectraMark SM Series Annuity Quick Reference
SpectraMark SM Series Annuity Quick Reference As of Carrier Product Product Features Liquidity Options/ Rider Features / Crediting Options Guaranteed Rates B++ (Good) for For most current rating information,
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features es LibertyMark SM Series Annuity Quick Reference 800-395-1053, Ext. 4002 As of 5/18/2015 ** Crediting Strategies* Approved Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent)
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features es Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent) for strength. 3rd highest of 15 3/15/2015 LibertyMark Series single deferred fixed indexed annuities* Version Dual Years
More informationAmeriMark SM Freedom Annuity Series Quick Reference
Annuity Series Quick Reference Carrier Product Features Schedule % Crediting Rate Strategies Rates As of Fidelity & Guaranty Life Baltimore, MD B++ (Good) for strength. 5 th For most current rating information,
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features Bonuses Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent) for strength. 3rd highest of 15 7/29/2016 LibertyMark Series single premium deferred fixed indexed annuities* Bonus
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features es Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent) for strength. 3rd highest of 15 6/15/2015 LibertyMark Series single deferred fixed Years 7 No 7 7 Yes 7 10 No 10 10
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features Bonuses Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent) for strength. 3rd highest of 15 9/8/2016 LibertyMark Series single premium deferred fixed indexed annuities* Bonus
More informationAdvanceMark Ultra Series Issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA Distributed by Legacy Marketing Group
AdvanceMark Ultra Series Issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA Distributed by Legacy Marketing Group Flexible Premium Fixed Deferred Indexed Annuities With Vesting Bonus
More informationLibertyMark SM Series Annuity Quick Reference
Carrier Features Bonuses LibertyMark SM Series Annuity Quick Reference 800-395-1053, Ext. 4002 As of 8/29/2017 Americo Life and Annuity Kansas City, MO A.M. Best A (Excellent) for financial strength. 3rd
More informationLibertyMark SM. Sales Guide and Product Training for. Single Premium Deferred Fixed Indexed Annuities. As of June 23, 2014
Sales Guide and Product Training for LibertyMark SM Single Premium Deferred Fixed Indexed Annuities Issued by Americo Financial Life and Annuity Insurance Company, Kansas City, MO Distributed by Legacy
More informationSales Guide and Training for SpectraMark
Sales Guide and Training for SpectraMark Flexible Premium Deferred Fixed Indexed Annuities Issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA Distributed by Legacy Marketing Group As
More informationProtective Indexed Annuities. At a Glance
Protective Indexed Annuities At a Glance Today. Tomorrow. Together. Protecting Retirement At Protective Life, we offer more than just products. We offer comprehensive solutions to support your clients
More informationWithdrawal Benefit Rider (the Income Outlook Plus 5) & the Ultra Future FIA 15% Bonus! Lifetime Income and Amazing Liquidity
Withdrawal Benefit Rider (the Income Outlook Plus 5) & the Ultra Future FIA 15% Bonus! Lifetime Income and Amazing Liquidity The Ultra Future FIA 10% Bonus that is 100% vested from the first day 3 Crediting
More informationProtective Indexed Annuities
Protective Indexed Annuities At a Glance Protecting Retirement At Protective Life, we offer more than just products. We offer comprehensive solutions to support your clients unique retirement goals and
More informationFlexMark Select SM Series Annuity Quick Reference
800-395-1053, Ext. 4002 FlexMark Select SM Series Annuity Quick Reference Carrier Features Income Riders** Bonus Crediting Options* Liquidity As of 7/1/2018 Available Ameritas Life Corp., Lincoln, NE Ratings:
More informationFlexMark Select SM Series Annuity Quick Reference
FlexMark Select SM Series Annuity Quick Reference Carrier Features Income Riders** Bonus Crediting Options Liquidity 3/1/2019 Available Ameritas Life Corp., Lincoln, NE Ratings: A.M. Best A (Excellent)
More informationProtect Tomorrow. Embrace Today.TM. SecurePay SE. Optional Protected Lifetime Income Benefit PAC.5096 (02.14)
Protect Tomorrow. Embrace Today.TM SecurePay SE Optional Protected Lifetime Income Benefit PAC.5096 (02.14) Retirement income planning is an evolving process. Consider the years leading up to retirement.
More informationMassMutual Odyssey Select SM Product Disclosure
Annuity Issuer MassMutual Odyssey Select SM (Policy form # MUFA10.1, MUFA10.1-Rev, ICC12-MUFA10.1) is a fixed deferred annuity contract issued by Massachusetts Mutual Life Insurance Company (MassMutual),
More informationTable Of Contents. Dedication...iii Acknowledgements...v About the Author...vii
Table Of Contents Dedication...iii Acknowledgements...v About the Author...vii CHAPTER 1: The Definition of an Annuity...1 What Is An Annuity?...3 What Is A Nonqualified Annuity?...5 The Annuity s Unique
More informationFlexMark Select SM Series Annuity Quick Reference
800-395-1053, Ext. 4002 FlexMark Select SM Series Annuity Quick Reference Carrier Features Income Riders** Bonus Crediting Options* Liquidity As of 9/1/2018 Available Ameritas Life Corp., Lincoln, NE Ratings:
More informationGuggenheim Life and Annuity Company Product Training
People. Ideas. Success. Guggenheim Life and Annuity Company Product Training 1 Table of Contents SECTION I Annuity Definitions Slides 3-7 Types of Annuities Slide 8 SECTION II Preserve Multi-Year Guaranteed
More informationGuarantee Ultimate II
Guarantee Ultimate II Multi-Year Guarantee Annuity Lock in Years of Financial Stability Today Z 25303Y PRT 8-15 PRT 4-17 Secure Your Retirement Savings with Guarantee Ultimate II Get more from your annuity
More informationSecureFore SM 5 Fixed Annuity
5 SecureFore SM 5 Fixed Annuity Trust Forethought when it matters most With Forethought you can be confident your security comes first. We are proud to have served millions of consumers who have placed
More informationThe Broker s Sales Guide to an Individual Fixed Annuity from The Standard
Focused Growth Annuity The Broker s Sales Guide to an Individual Fixed Annuity from The Standard With a Focused Growth Annuity you ll find a rewarding combination of safety, tax deferral and choice. standard
More informationSUMMIT BONUS INDEX FIELD GUIDE SINGLE PREMIUM, DEFFERED ANNUITY
SUMMIT BONUS INDEX SINGLE PREMIUM, DEFFERED ANNUITY FIELD GUIDE SENTINEL SECURITY LIFE INSURANCE COMPANY PO BOX 27248 SALT LAKE CITY, UTAH 84127-0248 STATE OF DOMICILE: UTAH SSLIANFLDGD REV.062015 SUMMIT
More informationATLANTIC COAST LIFE ANNUITIES FIELD GUIDE
ATLANTIC COAST LIFE INSURANCE COMPANY ANNUITIES FIELD GUIDE Atlantic Coast Life Insurance Company Administrative Office PO BOX 27248 Salt Lake City, UT 84127-0248 P: 844-442-3847 F: 888-433-4795 Page 1
More informationFlexible Premium Deferred Annuity
Product Guide Allstate Treasury-Linked Annuity Flexible Premium Deferred Annuity 1 Allstate Treasury-Linked Annuity Product Guide When customers retire, life will change. With new interests, roles and
More informationProtective ProSaver Platinum Plus
Protective ProSaver Platinum Plus Fixed Annuity Profile PAC.3250 (06.12) Protective Life fixed annuities have been designed specifically to help you more effectively prepare for and experience retirement.
More informationNotice of Changes to FG Guarantee-Platinum Series
Notice of Changes to FG Guarantee-Platinum Series Effective January 1, 2014 The minimum premium for qualified and non-qualified accounts is $10,000. Fidelity & Guaranty Life SM is the marketing name of
More informationBROKER (MGA) COMMISSION SCHEDULE October 20, 2014
BROKER (MGA) COMMISSION SCHEDULE October 20, 2014 NOTICE: This Broker Commission Schedule is made available electronically for your convenience. It is not to be modified or amended. In the event of any
More informationMassMutual Odyssey Select SM
MassMutual Odyssey Select SM A Flexible Premium Deferred Fixed Annuity Save for retirement your way MassMutual Odyssey Select (Odyssey Select) is a flexible premium deferred fixed annuity issued by Massachusetts
More informationNorth American Guarantee ChoiceSM
North American Guarantee ChoiceSM Multi-Year Guarantee Annuity Lock in Years of Financial Stability Today 19734Z REV 12-16 Secure Your Retirement Savings with North American Guarantee Choice Get more from
More informationProduct Highlights FG Index-Series
FG AccumulatorPlus 0 & 4 FG Index-Choice 0 FG Index-Series Fixed Deferred Indexed Annuities ADV 03 (0-20) Rev. -203 3-649 FG Index-Series - Fixed Deferred Indexed Annuities NO BONUS B O N U S UP-FRONT
More informationFlexMark Select SM Series Annuity Quick Reference
800-395-1053, Ext. 4002 FlexMark Select SM Series Annuity Quick Reference Carrier Features Income Riders** Bonus Crediting Options* Liquidity As of 3/1/2018 Available Ameritas Life Corp., Lincoln, NE Ratings:
More informationNorth American Guarantee Choice SM
North American Guarantee Choice SM Multi-Year Guarantee Annuity Consumer Brochure 1 19734Z PRT 12-14 19734Z PRT 12-14 North American Guarantee Choice Are you looking for ways to manage your future retirement
More informationNassau MYAnnuity SM 5X Nassau MYAnnuity SM 7X A Single Premium Individual Deferred Annuity SAMPLE
Fixed Annuity Disclosure Document Nassau MYAnnuity SM 5X Nassau MYAnnuity SM 7X A Single Premium Individual Deferred Annuity PURPOSE Thank you for your interest in the Nassau MYAnnuity SM, a single premium
More informationDISCLOSURE AND COMPARISON OF ANNUITY CONTRACTS
DISCLOSURE AND COMPARISON OF ANNUITY CONTRACTS EXISTING ANNUITY CONTRACT PROPOSED ANNUITY CONTRACT Annuitant(s) Insurer Annuitant(s): Insurer: Contract # Application #: EXISTING ANNUITY CONTRACT REPLACEMENT
More informationPRODUCT COMPARISON GUIDE
Index Annuities PRODUCT COMPARISON GUIDE Power Select SM Builder Power Select SM Plus Income Issued By American General Life Insurance Company Power Select Builder SM Description Issue age Premium Premium
More informationATLANTIC COAST LIFE INSURANCE COMPANY MULTI-YEAR GUARANTEE ANNUITY FIELD GUIDE
ATLANTIC COAST LIFE INSURANCE COMPANY MULTI-YEAR GUARANTEE ANNUITY FIELD GUIDE Atlantic Coast Life Insurance Company Administrative Office PO BOX 27248 Salt Lake City, UT 84127-0248 P: 844-442-3847 F:
More informationAmerican Freedom Elevate 5 A fixed annuity from Great American Life Insurance Company
American Freedom Elevate 5 A fixed annuity from Great American Life Insurance Company 2 Photo submitted by Rebecca from Ohio, Great American customer since 2001. Simplify Your Path To Financial Security
More informationNOTE: ANY and ALL consumer brochures distributed to a prospective customer, must contain a copy of this message
Fidelity & Guaranty Life products are underwritten by OM Financial Life Insurance Company in all states and DC other than New York and, in New York only, OM Financial Life Insurance Company of New York.
More informationAviva s fixed indexed annuity portfolio
Aviva s fixed indexed annuity portfolio Quick reference agent guide Income Preferred Series Lifetime Solutions Annuity We are building insurance around you. 55375 (Rev. 7/12) At Aviva we know that without
More informationCHARTING A COURSE FOR RETIREMENT
CHARTING A COURSE FOR RETIREMENT SHOULD YOU CONSIDER FIXED INDEX ANNUITIES AS A PART OF YOUR STRATEGY? Chris Kirk Kirk Financial Group (410) 381-8007 www.kirkfg.com G17074 (03/17) IMPORTANT FEATURES OF
More informationINTRODUCING THE NEW. Summit Bonus Index. Sentinel Plan Summit Bonus Index
INTRODUCING THE NEW Summit Bonus Index FOR PRODUCER USE ONLY This presentation is intended for producer use only and should not be disclosed to the public. The information contained in this presentation
More informationATLANTIC COAST LIFE INSURANCE COMPANY MULTI-YEAR GUARANTEE ANNUITY FIELD GUIDE
ATLANTIC COAST LIFE INSURANCE COMPANY MULTI-YEAR GUARANTEE ANNUITY FIELD GUIDE Atlantic Coast Life Insurance Company Administrative Office PO BOX 27248 Salt Lake City, UT 84127-0248 P: 844-442-3847 F:
More informationBroker s Sales Guide. Focused Growth Annuity 3, 5, 7 and 10
Broker s Sales Guide Focused Growth Annuity 3, 5, 7 and 10 Experience the benefits of a tax-deferred annuity Standard Insurance Company Focused Growth Annuity 3, 5, 7 and 10 A rewarding blend of safety,
More informationProduct guide. Fixed annuities. Allianz Life Insurance Company of North America Allianz Life Insurance Company of North America
Fixed annuities Product guide Allianz Life Insurance Company of North America Allianz Life Insurance Company of North America M3609-W Allianz products can be part of a solid financial strategy and of a
More informationAmerican Freedom Aspire 5 A fixed annuity from Great American Life Insurance Company
American Freedom Aspire 5 A fixed annuity from Great American Life Insurance Company 2 Photo submitted by Jean from Illinois, Great American customer since 2001. Simplify Your Path To Financial Security
More informationWhat would you do with
What would you do with Your guide to LifetimePay SM Flex An optional Income Rider available on Aviva MultiChoice Freedom Series Fixed Annuities 80634 (Rev. 8/09) If you knew you had guaranteed income for
More informationFixed Annuity Product Guide
Fixed Annuity Product Guide 8109Z REV 2-16 FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. Products Included in this Guide: (not state-specific) Click the product to take you to
More informationPower 7 Elite TM Annuity. An immediate bonus, plus an extra measure of security. A flexible premium, bonus annuity. And that s just the beginning.
An immediate bonus, plus an extra measure of security. And that s just the beginning. Power 7 Elite TM Annuity A flexible premium, bonus annuity CB50510 M3336 Page 1 of 6 The Power 7 Elite Annuity Get
More informationNewly Revised Suitability and Product Comparison Worksheets Now Available
d l e Fi te a d p U Newly Revised Suitability and Product Comparison Worksheets Now Available December 20, 2011 After a detailed review of the suitability and comparison worksheets used with new annuity
More informationBROKER (MGA) COMMISSION SCHEDULE June 1, 2016
BROKER (MGA) COMMISSION SCHEDULE June 1, 2016 NOTICE: This Broker Commission Schedule is made available electronically for your convenience. It is not to be modified or amended. In the event of any inconsistency
More informationSFG Annuity Advisors
SFG Annuity Advisors American Nat l Licensing Checklist Please complete and return the following:! Application To Represent American National! Background Authorization Form! Direct Deposit Authorization
More informationDATE: May 6, 2013 N O CATEGORY : COMPENSATION
DATE: May 6, 2013 N O. 2013-11 CATEGORY : COMPENSATION TO : Managing General Agents, Associate General Agents, Advisors, General Agents, Independent Financial Advisors and National Accounts SUBJECT : Revised
More informationPRODUCT COMPARISON GUIDE
Index Annuities PRODUCT COMPARISON GUIDE Power 10 SM Protector Power 10 Protector Plus SM Income Issued By American General Life Insurance Company Offer Clients a Powerful Combination for Retirement To
More informationFOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
At a Glance A Quick Overview of Our Complete Product Line 221NM FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 11-18 AT A GLANCE: THE QUICK WAY TO GET AN OVERVIEW OF NORTH AMERICAN
More informationNorth American Guarantee Choice SM
North American Guarantee Choice SM Multi-Year Guarantee Annuity Consumer Brochure 1 19734Z-CT REV 10-15 19734Z-CT REV 10-15 North American Guarantee Choice SM Are you looking for ways to manage your future
More informationAccountMax CLIENT GUIDE SINGLE PREMIUM DEFERRED FIXED ANNUITY CL (04/17)
AccountMax SINGLE PREMIUM DEFERRED FIXED ANNUITY CLIENT GUIDE CL 5.1081 (04/17) AccountMax SINGLE PREMIUM DEFERRED FIXED ANNUITY It s comforting to know you have protected your own financial future as
More informationAttention. Currently, Brighthouse SM Fixed Rate Annuity and Brighthouse SM Fixed Rate Annuity MVA are not available in New York.
ANNUITIES FIXED! Attention Currently, Brighthouse SM Fixed Rate Annuity and Brighthouse SM Fixed Rate Annuity MVA are not available in New York. Please check with your financial professional for full details.
More informationThe Accumulator Bonus Maxxx Elite TM Annuity CB Page 1 of 6
The Accumulator Bonus Maxxx Elite TM CB50310 Page 1 of 6 Page 2 of 6 Accumulator Bonus Maxxx Elite TM The Accumulator Bonus Maxxx Elite An immediate premium bonus up to 10%. Are you prepared for these
More informationPRODUCT BROCHURE. Issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. Flexible Premium Fixed Deferred Indexed Annuities
PRODUCT BROCHURE Issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA Flexible Premium Fixed Deferred Indexed Annuities FG1707v1013 13-808 Leave Your Mark. Retirement should be a time of
More informationAllstate ChoiceRate Annuity
Allstate ChoiceRate Annuity Allstate Life Insurance Company P.O. Box 660191 Dallas, TX 75266-0191 Telephone Number: 1-800-203-0068 Fax Number: 1-866-628-1006 Prospectus dated October 2, 2017 Allstate Life
More informationIf no Commission Option default is elected, Option A will be the Default Option.
SCHEDULE B COMPENSATION SCHEDULE FOR PACIFIC CHOICE - INDIVIDUAL FLEXIBLE PREMIUM VARIABLE ACCUMULATION DEFERRED ANNUITY This Schedule B is to be attached to and is made a part of the Selling Agreement
More informationNOrth AmericAN guarantee choicesm multi-year guarantee ANNuitY Z REV 09-12
NOrth American guarantee Choice SM Multi-Year Guarantee Annuity 12754Z REV 09-12 1 North American Guarantee Choice SM Are you looking for ways to manage your future retirement income today so that you
More informationChoose the retirement you want. Simply.
Choose the retirement you want. Simply. A Fixed Indexed Annuity with an Optional Income Rider 65001 Issued by Athene Annuity and Life Company, West Des Moines, Iowa (01/15) An Athene Ascent SM 10 fixed
More informationMEMBERS Focus Fixed Annuity
MEMBERS Focus Fixed Annuity GUARANTEED, SECURE RATES Move confidently into the future FFA-862705 3-1016-1118 A financial services company serving financial institutions and their clients worldwide. It
More informationAmerican General. American General Ratings A.M. Best A+ A.M. Best A++ A.M. Best A++ A.M. Best A++ S&P AA- 5% % % 81-85
Carrier Allianz General General General Ratings + + + A A A - Assets 30.9 Billion 25.5 Billion 25.5 Billion 25.5 Billion Product Name Dominator 5-10 Horizon Flex Horizon MYG Horizon Plus2004 Commission
More informationWithdrawal Charges & Fees No annual contract, mortality & expense, or administrative fees. 9% 8% 8% 7% 6% 4% 0%
PACIFIC INDEX CHOICE In Oregon SM A Deferred Indexed Annuity Purchase Payments Age Guidelines Initial Guaranteed Periods Modified single-premium, fixed annuity. 1035 exchange/transfer requests must be
More informationAviva MultiChoice FreedomXtra. (Rev. 9/09)
Aviva MultiChoice FreedomXtra 80764 (Rev. 9/09) Saving for retirement just got easier. With all of the choices you have today, saving for retirement can seem complex, challenging, and confusing. At Aviva,
More information4195 For producer use only. Not for use with the general public.
YOUR LIFE CAN T GO ACCORDING TO PLAN IF YOU HAVE NO PLAN. Products At A Glance Sagicor Life Insurance Company ( Sagicor ) is a full-service life insurance company that helps clients make wise financial
More informationCOPYRIGHT 2008 AFFORDABLE-SUCCESS-FIRSTCHOICE-CLIENTELL CONTINUING EDUCATION
INDEXED ANNUITIES COPYRIGHT 2008 AFFORDABLE-SUCCESS-FIRSTCHOICE-CLIENTELL CONTINUING EDUCATION 2 Corporate Plaza Drive, Suite 100 Newport Beach, CA 92660 (949) 706-9425 (A member of the Success CE Family
More informationBROKER (MGA) COMMISSION SCHEDULE June 1, 2012
BROKER (MGA) COMMISSION SCHEDULE June 1, 2012 NOTICE: This Broker Commission Schedule is made available electronically for your convenience. It is not to be modified or amended. In the event of any inconsistency
More informationConsider your options for a sound financial future. A single-premium fixed indexed annuity with flexible living and death benefits
Consider your options for a sound financial future PHOENIX reflections GOLD Bonus A single-premium fixed indexed annuity with flexible living and death benefits IRS Circular 230 Disclosure: Any information
More informationOpen MIC is open for anyone.
15 Years and still rolling. Open M is open for anyone. 9:00: AM Pacific Thursday 800 504-8071 Code is 2554567 IF YOU WOULD LIKE TO FIND OUT MORE ABOUT US CALL OR EMAIL ANTHONY OWEN 888-74AGENT (24368)
More informationProtective Asset Builder
Protective Asset Builder Indexed Annuity Product Profile Featuring the Citi Flexible Allocation 6 Excess Return Index Protective Life annuities can help you prepare for and experience retirement more effectively.
More informationNew York Life Insurance and Annuity Corporation NYL Guaranteed Lifetime Income Annuity II - Joint Life
Annuitant & Policy Information New York Life Insurance and Annuity Corporation Summary Primary Name: John Example Type of Funds: Non-Qualified Date of Birth: 02/01/1940 Payment Frequency: Annual Sex: Male
More informationNAC VersaChoice 10. Owner: Valued Annuitant Issue State: IA. Date Prepared: 11/20/2017. Prepared for: Agent/Representative: Hypothetical Illustration
US E ER NS UM CO Hypothetical Illustration NAC VersaChoice 10 NO T FO SM Owner: Valued Annuitant Issue Agent/Representative: Date Prepared: 11/20/2017 DR AF T O NL Y, This draft illustration is not allocation
More informationContract Year % 6% 5% 4% 3% 0% 7% 6% 5% 4% 3% 2% 1% 0%
PACIFIC SM INDEX ADVISORY A Deferred, Fixed Indexed Annuity Purchase Payments Age Guidelines Initial Guaranteed Periods Limited-premium, fixed indexed annuity. 1035 exchange/transfer requests must be submitted
More informationNo annual contract, mortality & expense, or administrative fees. 9% 8% 8% 7% 6% 0% 9% 8% 8% 7% 6% 4% 4% 0%
PACIFIC SM INDEX FOUNDATION A Deferred, Fixed Indexed Annuity Purchase Payments Age Guidelines Initial Guaranteed Periods Withdrawal Charges & Fees Limited-premium, fixed indexed annuity. 1035 exchange/transfer
More informationPRODUCT GUIDE. Royal Select. fixed indexed annuity. The SOLUTION Before life presents the problem.
PRODUCT GUIDE Royal Select fixed indexed annuity The SOLUTION Before life presents the problem. Royal Select Fixed Indexed Annuity The Oxford Life Royal Select Fixed Indexed Annuity offers you the opportunity
More informationFixed 5 Annuity Fixed 7 Annuity
American Pathway Series of fixed annuities Fixed 5 Annuity Fixed 7 Annuity Single premium tax deferred fixed annuities Product Overview Through our American Pathway series of annuities, we are committed
More informationENHANCED LIFETIME INCOME BENEFIT 2
ENHANCED LIFETIME INCOME BENEFIT 2 Guaranteed Lifetime Withdrawals, Regardless of Market Performance FAC0107-0517 Optional Benefit Available with Pacific Index Advisory SM Fixed Indexed Annuity ENHANCED
More informationEVERY DAY IS AN OPPORTUNITY TO MAKE A NEW HAPPY ENDING
sage choice single premium deferred annuity SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY WISE FINANCIAL THINKING FOR LIFE. Sagicor Life Insurance Company ( Sagicor ) is a full-service life insurance company
More informationSummit 5 Fixed Annuity SM
Summit 5 Fixed Annuity SM Single Premium Deferred Fixed Annuity Issued by Delaware Life Insurance Company Product Profile Features Guarantee Period Details Maximum Issue Age 1 85 Premium Amount Free Withdrawal
More informationGuarantee Choice SM 3
North American Guarantee Choice SM 3 Lock in years of financial stability today 26097Z-3 REV 5-15-18 Secure your retirement savings with North American Guarantee Choice 3 Get more from your annuity with
More informationMarquee 8. SecurePlus SINGLE PREMIUM INDEXED ANNUITY. Annuity products issued by: Life Insurance Company of the Southwest. Bonus Accumulation Value
SecurePlus Marquee 8 SINGLE PREMIUM INDEXED ANNUITY 8% Bonus Accumulation Value Annuity products issued by: Life Insurance Company of the Southwest TC98442(1117)3 Cat No 101958(0118) SecurePlus Marquee
More informationNationwide Quatro Select Annuity. Spend more time with the people who matter most and less time planning for retirement.
Spend more time with the people who matter most and less time planning for retirement. Nationwide Quatro Select Annuity Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution Not insured
More informationProOption Multi-Year Guaranteed Annuity with Return of Premium Feature
ProOption Multi-Year Guaranteed Annuity with Return of Premium Feature Type Single Premium Deferred Annuity (Product features may vary by state.) Issue Ages 0-90 Qualified and Non-Qualified Rate Bands
More informationPERMANENT LIFE. Product Features Issue Ages Riders & Surrender Charges. 15 Days - 15 Yrs Band 2 $25,000 - $99,999 Juvenile Application
Products At A Glance Sagicor Life Insurance Company ( Sagicor ) is a full-service life insurance company that helps clients make wise financial decisions today to ensure that they are protected tomorrow.
More informationDeferred Income Annuity. American Pathway. Series of fixed annuities. A single premium fixed deferred income annuity
American Pathway Series of fixed annuities Deferred Income Annuity A single premium fixed deferred income annuity Annuities issued by American General Life Insurance Company (AGL) and The United States
More informationNationwide Clear Horizon Fixed & Indexed Annuity. Spend more time with the people who matter most, and less time planning for retirement.
Spend more time with the people who matter most, and less time planning for retirement. Nationwide Clear Horizon Fixed & Indexed Annuity Not a deposit Not FDIC or NCUSIF insured Not guaranteed by the institution
More informationSFG Annuity Advisors
SFG Annuity Advisors Standard Licensing Checklist Please complete and return the following:! Complete & Sign The Producer s Sales Contract! Complete & Sign Brokers Revocable Payee! Copy of Current License!
More informationAnnuities at. MNL SecureVantage SM 10 Fixed Index Annuity. Annuity. their Best
Annuity MNL SecureVantage SM 10 Fixed Index Annuity 18280Y REV 08-13 FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. Annuities at their Best Company Financial Strength A ll Midland
More informationAsset-based LTC solutions
Care Solutions Asset-based LTC solutions Product overview and training guide OneAmerica is the marketing name for the companies of OneAmerica For use with financial professionals only. Not for public distribution.
More informationProduct Highlights. Fixed Deferred Indexed Annuities. Safe Income Plus
Safe Income Plus Safe Income Plus Fixed Deferred Indexed Annuities ADV1520 (08-2014) Rev 08-2015 15-594 - Offers guarantees plus upside potential (Subject to caps/declared rate) - Choice of five interest
More informationOffer to exchange your ONcore variable annuity with a GMIB rider for an ONdex fixed indexed annuity with a GLWB rider
ONcore Xtra (sold before October 1, 2012) ONcore Lite ONcore Premier (sold before October 1, 2012) ONcore Lite II ONcore Value (sold before October 1, 2012) ONcore Flex ONcore Wrap ONcore Ultra ONcore
More informationIs A Fixed Annuity Right For Me?
Is A Fixed Annuity Right For Me? Our member companies include: Great American Life Insurance Company and Annuity Investors Life Insurance Company Simplify Your Path To Financial Security Whether you re
More informationGuggenheim Life and Annuity Company. Preserve Multi-Year Guaranteed Annuity Product
Guggenheim Life and Annuity Company Preserve Multi-Year Guaranteed Annuity Product At Guggenheim Life, we are dedicated to serving the needs and financial goals of our customers. No Risk to Your Principal
More information