Avantus>>>StartMyApplication.com>>> How easy is it?

Size: px
Start display at page:

Download "Avantus>>>StartMyApplication.com>>> How easy is it?"

Transcription

1

2

3 Avantus>>>StartMyApplication.com>>> How easy is it?

4 The Benefits of StartMyApplication Don t just get leads, make them referrals SMA is your Business Partner Development Kit : Provide it to real estate agents, financial planners, attorneys and accountants Lock in those rate shoppers First time home buyer programs Just closed a loan? Reach out to that borrower and ask them to send your SMA link to family, friends or co-workers

5 Loan Officers will be notified immediately on their smart phone or computer with each consumer s purchase Consumers Name & Report ID is easily identified Simply click the link & go to Avantus.com to learn more about this new lead Notify referral source

6 StartMyApplication data that is generated by the consumer is shared with the Loan Officer within Minutes of the Credit request.

7 How can this data be accessed and used? Every tri-merged credit report requested by the consumer can be used for underwriting just like any other Credit Report Loan Officers request. Reissue Credit Reports to Fannie Mae & Freddie Mac Reissue Credit through your wholesale partners There is no need to re-enter anything Loan Officers can easily Download all application data into your Loan System utilizing our Fannie Mae 1003 format import option

8 Not Every new Lead will be delivered with a 790 Credit Score With Avantus, Loan Officers have the tools & Support to address credit challenges & find solutions to get clients APPROVED FAST

9 Avantus Innovative Technology, Making Life Easy

10 Tri-Merge Credit Reports with CreditXpert Support Take Advantage of the Avantus Solution Center Generate a Scoring plan and share the results Support New Leads with a Plan Speak with them, Listen to them, Learn from them By utilizing the CreditXpert (Essentials or What If Simulator), you can generate a plan of action and share with your customer, and possibly help them increase their scores for even better rates. This not only makes for a happy borrower, but also helps solidify your relationship with them.

11 Co-Branding & Pre-Approval with a Tri-Merge Avantus Credit Report Empower New Home Buyers With Avantus Easy-To-Read Credit Report & FICO Scores Link it from Realtors websites Embed it in your signatures Post it in Twitter, Facebook, LinkedIn, or a Personal Text and receive the lead immediately with the full Credit Report & FICO Score ready to pre-approve!

12 Co-Brand Your StartMyApplication Site

13 First Time Home Buyer Seminar Promotions Promotion codes can be generated and shared with First Time Home Buyer Attendees. These codes can be used to motivate seminar attendance and give participants a Plan & Incentive Give First Time Home Buyer Attendees an Action Plan with an Incentive Let them Take Action when ready Loan Officers & Realtor Partners can create Marketing Programs and send messages with Links to StartMyApplication

14 Make a great first impression, create a personalized message based on the applicant s Credit History, Score, Income, & more with Avantus credit analysis

15 More Than Just Great Credit Reporting Services Avantus has been servicing the credit granting community for over 75 years. Our robust delivery platform provides an end-to-end data solution, enabling lenders to streamline operations and reduce costs. Technology is a core competency. The Avantus system was developed in house, by our own development team, and continues to evolve to meet ever-changing market conditions. This ability to quickly provide custom enhancements based on a customer's specific needs allows Avantus to provide a service level and flexibility that other reporting companies are simply unable to match. Service is what separates us from the competition. The front-line service staff at Avantus is frequently mentioned as the most knowledgeable in the industry by originators with experience using multiple credit vendors. The average customer service or technical support staff member at Avantus has well over 20 years experience in the industry; dealing directly with credit reporting issues, trade-line updates, verifications, and credit scoring. Many times, these experienced professionals have been the difference between closing a difficult loan and losing one.

16 Extend your Cobranding Strategies & Increase Referrals To Learn More Click Here...

CDCU Mortgage Center, LLC

CDCU Mortgage Center, LLC CDCU Mortgage Center, LLC Agenda 1. Who we are 2. Non-Conforming Secondary Market 3. Product Offerings (Portfolio and ITIN) 4. Underwriting Assistance 5. Servicing Options 6. Earning with the Mortgage

More information

19 FREQUENTLY ASKED QUESTIONS

19 FREQUENTLY ASKED QUESTIONS 19 FREQUENTLY ASKED QUESTIONS TERMS & CONDITIONS Q. What is the Total Debt To Income ratio allowed under the Program? A. The Total Debt To Income ratio cannot exceed 50.00%, unless other restrictions apply.

More information

19 FREQUENTLY ASKED QUESTIONS

19 FREQUENTLY ASKED QUESTIONS 19 FREQUENTLY ASKED QUESTIONS TERMS & CONDITIONS Q. What is the Total Debt To Income ratio allowed under the Program? A. The Total Debt To Income ratio cannot exceed 50.00%, unless other restrictions apply.

More information

HARP Refinance Guide. How You can Benefit from the HARP Program

HARP Refinance Guide. How You can Benefit from the HARP Program HARP Refinance Guide How You can Benefit from the HARP Program Contents How HARP Can Help You You Might Qualify for HARP but Not Know It HARP Qualification Basics HARP History HARP 1.0 HARP 2.0 HARP 3.0

More information

Mind the Retail Mortgage Gap. To Close More Loans, First Close the Gap

Mind the Retail Mortgage Gap. To Close More Loans, First Close the Gap Mind the Retail Mortgage Gap To Close More Loans, First Close the Gap Mind the Retail Mortgage Gap Table of Contents Executive Summary Shifting Lending Landscape............. 2 An Industry Riddled with

More information

FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION

FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION FINANCING OPTIONS FOR CONDOMINIUMS WITH PENDING HOA LITIGATION Donald M. Maher Non-Warrantable Condominium Loan Expert www.hoalitigationcondoloans.com (800) 736-0565 Overview This white paper offers information

More information

Instructions for Completing the Uniform Residential Loan Application Fannie Mae 1003 / Freddie Mac 65

Instructions for Completing the Uniform Residential Loan Application Fannie Mae 1003 / Freddie Mac 65 Instructions for Completing the Uniform Residential Loan Application Fannie Mae 1003 / Freddie Mac 65 Completed Applications should be returned to: First Federal 118 NE Third Street PO Box 239 McMinnville,

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions About the Uniform Closing Dataset (UCD) Requirement 1. What is UCD? Is it a form? Is it a regulation? Effective September 25, 2017, the Federal Housing Finance Agency (FHFA)

More information

The Way to Greater Efficiency. Correspondent Lending

The Way to Greater Efficiency. Correspondent Lending The Way to Greater Efficiency Correspondent Lending High-level service and partnership that uniquely leverages technology, processes and people to ensure effi cient and timely loan purchases Meeting the

More information

Non-QM. Qualified Mortgages General QMs. GSE QMs. Agency QMs. Points & Fees 5%

Non-QM. Qualified Mortgages General QMs. GSE QMs. Agency QMs. Points & Fees 5% Subprime 2006 No down payment required (80/20) or 100% LTV Average 580 credit score Income stated No reserves Negative Amortization and balloon payments No appraisal requirements Prepayment penalties Exceptions

More information

==================================================== NEW!!! 10% DOWN GUARANTEED APPROVAL PROGRAM 90% LTV

==================================================== NEW!!! 10% DOWN GUARANTEED APPROVAL PROGRAM 90% LTV ==================================================== NEW!!! 10% DOWN GUARANTEED APPROVAL PROGRAM 90% LTV No Credit Check No Income or Employment Verification No Tax Returns No Prepayment Penalty No Red

More information

ADV Homebuyer Buy Now! Program Overview

ADV Homebuyer Buy Now! Program Overview ADV Homebuyer Buy Now! Program Overview It s a Booming Home Market! In North Texas, home prices have increased by 40% over the last 6 years Only 2% of the homes in Texas are underwater, the lowest in the

More information

First Time Homebuyers

First Time Homebuyers First Time Homebuyers Presented By: Rich Goodwin, Vice President of Mortgage Lending Copyright 2000-2014 Guaranteed Rate. All rights reserved. Our Competitive Advantage Fast and transparent mortgage process

More information

Data Facts Fraud Prevention Information You Trust

Data Facts Fraud Prevention Information You Trust Data Facts Fraud Prevention Table of Contents Simply scroll through this PDF to view ALL products or select the specific product information that you need! ADV 120 AVM BankerVMS Debt Monitoring EMP ID

More information

HOMEBUYER S GUIDE WE RE ALL ABOUT THAT NEW HOME SMELL

HOMEBUYER S GUIDE WE RE ALL ABOUT THAT NEW HOME SMELL FIRST-TIME HOMEBUYER S GUIDE WE RE ALL ABOUT THAT NEW HOME SMELL THE SCENT OF FRESH PAINT WITH A HINT OF EQUITY & A DASH OF ACCOMPLISHMENT Anthony Rael REALTOR RE/MAX ALLIANCE 303.520.3179 Tiffany L Swisher

More information

Your guide to fnancing your frst home. Brought to you by:

Your guide to fnancing your frst home. Brought to you by: Your guide to fnancing your frst home Brought to you by: Are you ready to become a homeowner? Buying your frst home is exciting, but you re likely to have lots of questions. This guide can help you by

More information

FREELAND LENDING does Not have a hard limit of how many loans someone may have: FREELAND LENDING will fund up to 100% of the Purchase Price

FREELAND LENDING does Not have a hard limit of how many loans someone may have: FREELAND LENDING will fund up to 100% of the Purchase Price Asset Based Lending FREELAND LENDING does Not require: o W-2's o Bank Statements o Pay Stubs o Tax returns o Job references o Personal financial statements FREELAND LENDING does Not have a hard limit of

More information

loan purchase operations training chfa conventional loan programs for closers, funders, and shippers

loan purchase operations training chfa conventional loan programs for closers, funders, and shippers loan purchase operations training chfa conventional loan programs for closers, funders, and shippers Disclaimer This Disclaimer applies to all content provided through CHFA webinars or other training events.

More information

Real Estate Agent Program

Real Estate Agent Program Real Estate Agent Program Our Mission Alterra has always had one goal: Building Wealth Through Homeownership. As families prepare to take the next step towards homeownership, we re ready to meet the demand

More information

Welcome to the TSAHC Lender Training. Module II Compliance, Closing, & Delivery

Welcome to the TSAHC Lender Training. Module II Compliance, Closing, & Delivery Welcome to the TSAHC Lender Training Module II Compliance, Closing, & Delivery Reservation & Origination Flow Lender completes loan reservation in the Lender Portal at www.tsm online.org. HFA Preferred

More information

The Fundamental Guide to Funding Circle

The Fundamental Guide to Funding Circle The Fundamental Guide to Funding Circle For Referral Partners 2016 415.813.1192 partner@fundingcircle.com fundingcircle.com Referral Partner Program Welcome to Funding Circle As the world s leading marketplace

More information

INTRODUCTION. Check out our 7 Steps to Home Ownership overview page, then dive in to our guide to Randolph s ideal mortgage experience.

INTRODUCTION. Check out our 7 Steps to Home Ownership overview page, then dive in to our guide to Randolph s ideal mortgage experience. INTRODUCTION When it comes to referring your valued clients to a mortgage lender, we know you have choices. At Randolph Savings Bank we strive to establish your confidence in us, build long term relationships,

More information

Your guide to understanding ISAs

Your guide to understanding ISAs Your guide to understanding ISAs Your money. Our expertise. This guide is for information purposes only. It should not be seen as advice. Investments in the stock market may fall as well as rise, and it

More information

Business loans at Funding Circle

Business loans at Funding Circle Business loans at Funding Circle A step-by-step guide to borrowing Business finance tailored to you 94% of customers would come back to us first Getting finance to take the next step for your business

More information

Smart Exit Digital Process for FundsAtWork

Smart Exit Digital Process for FundsAtWork Smart Exit Digital Process for FundsAtWork Help guide At Momentum we are always innovating and looking for ways to improve our processes and make our clients lives easier. With that in mind we ve developed

More information

To create your own password, log in via the link in the second .

To create your own password, log in via the link in the second  . NOTE: In order to use the AccountChek services through the Encompass interface, your system admin has to enable AccountChek available to your company, and a login must be created for you by the AccountChek

More information

Reduce cost and streamline lending processes through pre-closing automation

Reduce cost and streamline lending processes through pre-closing automation Reduce cost and streamline lending processes through pre-closing automation find problems early validate data boost accuracy save money Catching potential compliance violations before you fund a loan saves

More information

PreApp 1003 REVOLUTIONIZING THE MORTGAGE INDUSTRY!

PreApp 1003 REVOLUTIONIZING THE MORTGAGE INDUSTRY! PreApp 1003 REVOLUTIONIZING THE MORTGAGE INDUSTRY! Why is PreApp 1003 Revolutionary to the Mortgage Industry? What PreApp 1003 Is Not v PreApp 1003 is not a mobile app you download and install. v PreApp

More information

Encompass Integration with Radian

Encompass Integration with Radian Encompass Integration with Radian Encompass Mortgage Insurance (MI) Service includes an enhanced integration with Radian for a more streamlined mortgage insurance ordering process. This integration provides

More information

Wholesale Quick Start Guide. Import Loan. Validate Agents & Loan Information

Wholesale Quick Start Guide. Import Loan. Validate Agents & Loan Information Wholesale Quick Start Guide 2510 Red Hill Ave. Santa Ana, CA 92705 949-390-2688 l www.jmaclending.com Import Loan Validate Agents & Loan Information 1. Click Create New Loan 2. Click Import loan file 3.

More information

Processing FHA TOTAL Mortgages

Processing FHA TOTAL Mortgages Introduction This reference contains information to help you process Federal Housing Administration (FHA) mortgages using Freddie Mac Loan Product Advisor SM, including information on data entry requirements,

More information

General Messages (Evergreen) Prior to January 14 th, 2011 (Nov/Dec/Jan)

General Messages (Evergreen) Prior to January 14 th, 2011 (Nov/Dec/Jan) Free File Content Calendar Incorporate these social media posts, tweets, and messages into your social media channels as you engage with the public this tax season. These messages can also be easily incorporated

More information

Homebuyer Education TEST

Homebuyer Education TEST To obtain the required Homebuyer Education Certificate through the Ohio Housing Finance Agency (OHFA), you will need to complete this test and related budget form. Once your loan is reserved, you may upload

More information

Stand out in the business market

Stand out in the business market Insurance solutions for businesses Stand out in the business market Solutions, expertise and service, all in one place. Strengthen relationships and be there for your clients Whether you re just starting

More information

An Update on the Evolution of the Mortgage Origination Process 9

An Update on the Evolution of the Mortgage Origination Process 9 Mikhail Teytel (212) 816-8465 mikhail.teytel@ssmb.com An Update on the Evolution of the Mortgage Origination Process 9 One of the reasons for the rise in refinancing efficiency in 2001 is a continuing

More information

Home Affordable Refinance Program (HARP) Guide for Using HARP Consumer Solicitation Materials April 19, 2013

Home Affordable Refinance Program (HARP) Guide for Using HARP Consumer Solicitation Materials April 19, 2013 Home Affordable Refinance Program (HARP) Guide for Using HARP Consumer Solicitation Materials April 19, 2013 New Consumer Solicitation Materials for Fannie Mae-approved Lenders/Servicers This document

More information

Asset Lending. Hard Money ASSET LENDING OR HARD MONEY

Asset Lending. Hard Money ASSET LENDING OR HARD MONEY Asset Lending OR Hard Money ASSET LENDING OR HARD MONEY Asset Lending or Hard Money The purpose of this chapter is to introduce you to one of the most lucrative and least understood aspects of real estate

More information

FUSION SERVICING DIRECTOR COMPLETE LOAN SERVICING SOLUTION

FUSION SERVICING DIRECTOR COMPLETE LOAN SERVICING SOLUTION FUSION SERVICING DIRECTOR COMPLETE LOAN SERVICING SOLUTION 2 FINASTRA Brochure Fusion Servicing Director Complete Loan Servicing Solution From loan boarding through payoff, Fusion Servicing Director streamlines

More information

First Mortgage EXPERIENCE BASED THE LENDER & OUR CLIENTS. Mortgage Planner Marketing

First Mortgage EXPERIENCE BASED THE LENDER & OUR CLIENTS. Mortgage Planner Marketing First Mortgage EXPERIENCE BASED THE LENDER & OUR CLIENTS Mortgage Planner Marketing Qualified & Formal Approval Becoming qualified is the first step. This means having your debt ratios and credit report

More information

HOMEPATH BUYERS GUIDE

HOMEPATH BUYERS GUIDE HOMEPATH BUYERS GUIDE WWW.HOMEPATH.COM Buyers Guide Buyers Guide For a Fannie Mae-owned Home Whether you re buying your first home or your fifth, the experience can be exciting, confusing, overwhelming

More information

Military Family Appreciation Month

Military Family Appreciation Month CCCS of Rochester/RethinkingDebt Headquarters: 1000 University Ave, Rochester, NY 14607 **FALL 2014** Inside this issue: Military Families 1 Military Family Appreciation Month By: Lynette Baker, Director

More information

Advantage Account online application Frequently asked questions (FAQ)

Advantage Account online application Frequently asked questions (FAQ) Advantage Account online application Frequently asked questions (FAQ) Manulife Bank s new online application has made applying for personal, non-registered, Canadian-dollar Advantage Accounts easy and

More information

USDA REPAIR ESCROW COPYRIGHT 2017 AMERICAN FINANCIAL RESOURCES, INC. ALL RIGHTS RESERVED

USDA REPAIR ESCROW COPYRIGHT 2017 AMERICAN FINANCIAL RESOURCES, INC. ALL RIGHTS RESERVED 12/5/2017 DISCLAIMER These materials are intended for informational use only. This is neither legal advice nor a substitute for Agency Guidelines. Please do not reproduce, display, or distribute without

More information

Welcome. (Client Name), To the (Team Name) Home Buying Experience!

Welcome. (Client Name), To the (Team Name) Home Buying Experience! Will Do. 333 Simonton, Suite 200 Conroe, TX 77301 Office: (832) 813-0100 Welcome (Client Name), To the (Team Name) Home Buying Experience! Can Do. Our Concierge Program is a special process designed for

More information

WageWorks FAQs - May 16 Version

WageWorks FAQs - May 16 Version - May 16 Version Associate Experience 1. Can I use a template reimbursement Services Agreement (RSA) / Contract like the sample in the Associate Package for the Employers who are renewing onto the take

More information

Make more of tax year end

Make more of tax year end For financial adviser use only. Not approved for use with customers. Make more of tax year end Letter and email templates to help you contact clients before the end of the tax year Making it easier to

More information

NMLS ID #2239. (www.nmlsconsumeraccess.org)

NMLS ID #2239. (www.nmlsconsumeraccess.org) NMLS ID #2239 (www.nmlsconsumeraccess.org) Get Ready to Move! Congratulations!! You have just purchased a home! If the agreement states you immediately take possession of your home, you will receive keys

More information

WORRIED. about Foreclosure? HAFA MAY BE ABLE TO HELP HOME AFFORDABLE FORECLOSURE ALTERNATIVES PROGRAM (HAFA)

WORRIED. about Foreclosure? HAFA MAY BE ABLE TO HELP HOME AFFORDABLE FORECLOSURE ALTERNATIVES PROGRAM (HAFA) WORRIED about Foreclosure? HAFA MAY BE ABLE TO HELP HOME AFFORDABLE FORECLOSURE ALTERNATIVES PROGRAM (HAFA) About HAFA Keeping families in their homes is a top priority for REALTORS. While there are loan

More information

TBA 2.0 and What s Next for Single-Family Finance

TBA 2.0 and What s Next for Single-Family Finance April 2016 TBA 2.0 and What s Next for Single-Family Finance C. Scott Riffle Senior Vice President 303.391.5453 riffle@gkbaum.com Public Finance Headquarters 1400 Wewatta St., Suite 800 Denver, CO 80202

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions WHAT DOES LANTEOTC DO? LanteOTC is an investment crowdfunding platform that uses of small amounts of capital from a large number of individuals to finance a business venture.

More information

GREG GIOKAS NMLS#

GREG GIOKAS NMLS# GREG GIOKAS NMLS# 441885 Greg Giokas is right at home in the mortgage industry, which is known for being about as easy to navigate as a boat on storm-ravaged waters. Communicative, progressive and supportive,

More information

Guide to Refinancing. The Ultimate Guide to Refinancing

Guide to Refinancing. The Ultimate Guide to Refinancing Guide to Refinancing The Ultimate Guide to Refinancing CONTENTS Why refinance with Loans.com.au P 2 What is FastTrax Refi? P 2 The ontrack advantage P 3 Key reasons to refinance P 4 How much will you save

More information

Automated Property Service: Frequently Asked Questions

Automated Property Service: Frequently Asked Questions Automated Property Service: Frequently Asked Questions December 2014 APS Overview Q1: What is Fannie Mae s Automated Property Service (APS) Fannie Mae s Automated Property Service (APS) is an automated

More information

HMDA / Regulation C Amendments New 1003 Application

HMDA / Regulation C Amendments New 1003 Application HMDA / Regulation C Amendments New 1003 Application January 2017 1Nations Direct Mortgage, LLC Mission Statement - To lead the third party residential mortgage industry by providing products and services

More information

Fannie Mae s Day 1 Certainty Wholesale. Revised 4/5/17

Fannie Mae s Day 1 Certainty Wholesale. Revised 4/5/17 Fannie Mae s Day 1 Certainty Wholesale Revised 4/5/17 Disclaimer While every effort has been made to ensure the reliability of the webinar content, PRMG s product profiles and their updates, are the official

More information

ONE-TIME CLOSE (OTC) CONSTRUCTION-TO-PERMANENT LOANS COPYRIGHT 2016 AMERICAN FINANCIAL RESOURCES, INC. ALL RIGHTS RESERVED

ONE-TIME CLOSE (OTC) CONSTRUCTION-TO-PERMANENT LOANS COPYRIGHT 2016 AMERICAN FINANCIAL RESOURCES, INC. ALL RIGHTS RESERVED CONSTRUCTION-TO-PERMANENT LOANS Last Revised: 03/09/2017 ONE-TIME CLOSE (OTC) PROGRAM OVERVIEW American Financial Resources, Inc. offers a unique Construction-to-Permanent loan for the purchase of new

More information

Fannie Mae Connect Release Notification

Fannie Mae Connect Release Notification Fannie Mae Connect Release Notification June 26, 2017 During the weekend of June 24, 2017, Fannie Mae will implement Fannie Mae Connect Version 7.0, which will provide a new, easy-to-use design and layout.

More information

Conventional loans are the most popular type of mortgages. They re not backed by the government and are ideal for buyers with good credit.

Conventional loans are the most popular type of mortgages. They re not backed by the government and are ideal for buyers with good credit. M O R T G A G E Buying your home is exciting. Whether you re purchasing or refinancing a home, Broadway Bank can help you find the loan that s right for you. Let our mortgage experts guide you through

More information

LoanStream Select Program

LoanStream Select Program 19000 MacArthur Boulevard, 2nd Floor Ratesheet Co RS-WS Effective Date: 4/2/2019 #1 Wholesale Rate Sheet Table of Contents Contact list Tab Product LSM Select: All FNMA/FHLCM Corporate Headquarters: Phone:

More information

N O O N E S E L L S M O R E H O M E S I N C O L O R A D O P I N K R E A L T Y

N O O N E S E L L S M O R E H O M E S I N C O L O R A D O P I N K R E A L T Y N O O N E S E L L S M O R E H O M E S I N C O L O R A D O P I N K R E A L T Y D O N ' T G E T C A U G H T B L E N D I N G I N Monica is the #1 Agent in Colorado ABOUT US Pink Realty was established in

More information

FIRST TIME HOME BUYERS GUIDE

FIRST TIME HOME BUYERS GUIDE 20 1 7 FIRST TIME HOME BUYERS GUIDE VIPMTGINC.COM Mark Shaw SVP, Wholesale Manager Phone: 480-500-2825 Mobile: 602-418-2213 marks@vipmtginc.com vipmtginc.com NMLS ID 166607 9221 E Via de Ventura Scottsdale,

More information

Product Eligibility and Pricing Services. Loan Originator User Guide

Product Eligibility and Pricing Services. Loan Originator User Guide Product Eligibility and Pricing Services Loan Originator User Guide Table of Contents Table of Contents Log In... 1 Enter New Loan Data... 1 Evaluate Products... 6 Analyze Search Results... 6 Update Search

More information

First Time Home Buying Steps

First Time Home Buying Steps Buying a home is one of the biggest emotional and financial decisions you'll ever make in your life time. The differences between renting and buying a home are huge, and there are numbers of pros and cons

More information

Understanding the Uniform Mortgage Data Program (UMDP) Updates

Understanding the Uniform Mortgage Data Program (UMDP) Updates Understanding the Uniform Mortgage Data Program (UMDP) Updates Prepared for: NAFCU 2011 Fannie Mae 1 What is the Uniform Mortgage Data Program? Fannie Mae and Freddie Mac are working together to implement

More information

The Hidden Costs of Paper-Based Payments. How Electronic Payments Save You Time, Cut Your Costs and Improve Your Customer Relationships

The Hidden Costs of Paper-Based Payments. How Electronic Payments Save You Time, Cut Your Costs and Improve Your Customer Relationships The Hidden Costs of Paper-Based Payments How Electronic Payments Save You Time, Cut Your Costs and Improve Your Customer Relationships The Hidden Costs of a Simple Check B2B payment methods are slow and

More information

A Millennial s Guide to Homeownership

A Millennial s Guide to Homeownership A Millennial s Guide to Homeownership Visit Wyse Home Team Realty s Website You re Not Alone If You Haven t Bought a Home Yet If it seems like all your friends are buying a house... it s because they are!

More information

Introduction: Food Truck & Trailer Financing F.A.Q.'s

Introduction: Food Truck & Trailer Financing F.A.Q.'s Introduction: Food Truck & Trailer Financing F.A.Q.'s If you're reading this guide, you are obviously considering financing your food truck or food trailer purchase. After talking to literally hundreds

More information

Financing Residential Real Estate. Qualifying the Buyer

Financing Residential Real Estate. Qualifying the Buyer Financing Residential Real Estate Lesson 8: Qualifying the Buyer Introduction In this lesson we will cover: the underwriting process, qualifying the buyer, and factors taken into account when a buyer s

More information

Aviva Retirement Bond

Aviva Retirement Bond Retirement Investments Insurance Aviva Retirement Bond Customer Booklet Contents 5 good reasons to start a Retirement Bond 3 Introducing the Aviva Retirement Bond 4 Aviva Online 5 Is the Aviva Retirement

More information

Retirement education. Understand how we connect with your participants and how you can help.

Retirement education. Understand how we connect with your participants and how you can help. Retirement education Understand how we connect with your participants and how you can help. As a retirement plan sponsor, you have a big job and a long list. Education for your plan participants may rise

More information

2015 Retention Toolkit

2015 Retention Toolkit MEMO TO: FROM: RE: Chapter Retention Chairs Council of Chapter Presidents Member Retention Committee 2015 Retention Toolkit Membership retention is a top organizational goal. The following toolkit is provided

More information

SINGLE TOUCH PAYROLL. Are you ready for STP? Presence of IT

SINGLE TOUCH PAYROLL. Are you ready for STP? Presence of IT SINGLE TOUCH PAYROLL Are you ready for STP? Presence of IT CONTENTS Introduction What will STP achieve? What s changing? What s staying the same? Checklist The 4 steps to STP ready Prepare & Apply Submit

More information

with the support of Everyday Banking An easy read guide March 2018

with the support of Everyday Banking An easy read guide March 2018 with the support of Everyday Banking An easy read guide March 2018 Who is this guide for? This guide has been designed to help anyone who might need more information about everyday banking. We will cover

More information

Investor Presentation Third Quarter 2017 Results

Investor Presentation Third Quarter 2017 Results Investor Presentation Third Quarter 2017 Results Contact Investor Relations at (877) 640 4856 or investors@lendingtree.com Forward Looking Statements Forward Looking Statements Certain statements herein

More information

Welcome to our Mortgage Fundamentals CE Class!

Welcome to our Mortgage Fundamentals CE Class! Welcome to our Mortgage Fundamentals CE Class! 1 Mortgage Fundamentals CE Course, brought to you by: Mike Porter, President Red Diamond Home Loans mporter@rdhloans.com 817-832-8452 Justin Rogers Mortgage

More information

WHERE IS THE ECONOMIC RECOVERY?

WHERE IS THE ECONOMIC RECOVERY? WHERE IS THE ECONOMIC RECOVERY? June marks the 23 rd month of the United States economic recovery, so the big question is: How is it working for you? If you are in real estate (and many other industries)

More information

Get Connected. Use one mortgage network to connect with settlement partners to streamline closing. Closing is critical. Fraud is on the rise

Get Connected. Use one mortgage network to connect with settlement partners to streamline closing. Closing is critical. Fraud is on the rise WHITE PAPER Get Connected Use one mortgage network to connect with settlement partners to streamline closing. Closing is critical For lenders, a mortgage closing is a critical business process. Most lenders

More information

Mortgage Lender Sentiment Survey

Mortgage Lender Sentiment Survey Mortgage Lender Sentiment Survey Q1 2018 Topic Analysis Published May 16, 2018 2018 Fannie Mae. Trademarks of Fannie Mae. 1 Table of Contents Executive Summary..... 3 Business Context and Research Questions..

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS 1. What are your rates? 2. May I refer your business and receive a referral fee? Do you have an affiliate program? 3. What other up-front costs do you charge? 4. Do you fund

More information

what s new in point 5.3

what s new in point 5.3 what s new in point 5.3 Point is ready to make your job easier. Calyx Point 5.3 is packed with new features, updated forms, and a host of enhancements that make loan origination and processing even faster

More information

ACCELERATED PROCESS FOR A FAST-MOVING WORLD

ACCELERATED PROCESS FOR A FAST-MOVING WORLD ACCELERATED PROCESS FOR A FAST-MOVING WORLD TRENDSETTER TERM LIFE POINT OF SALE DECISIONS As part of our dedication to innovation, Transamerica has introduced an accelerated process for non-medical underwriting

More information

THE INDUSTRIAL COMMISSION OF NORTH DAKOTA ACTING AS THE NORTH DAKOTA HOUSING FINANCE AGENCY DESKTOP ORIGINATOR SPONSORSHIP AGREEMENT

THE INDUSTRIAL COMMISSION OF NORTH DAKOTA ACTING AS THE NORTH DAKOTA HOUSING FINANCE AGENCY DESKTOP ORIGINATOR SPONSORSHIP AGREEMENT THE INDUSTRIAL COMMISSION OF NORTH DAKOTA ACTING AS THE NORTH DAKOTA HOUSING FINANCE AGENCY DESKTOP ORIGINATOR SPONSORSHIP AGREEMENT THIS AGREEMENT, dated as of the date signed below, is between the State

More information

If you cannot recall your User ID you will want to contact us at option 3and we will be able to provide your User ID.

If you cannot recall your User ID you will want to contact us at option 3and we will be able to provide your User ID. Frequently Asked Questions Logging In/Navigating Online Banking What if I can't remember my User ID? If you cannot recall your User ID you will want to contact us at 319-393-9000 option 3and we will be

More information

WINDSTREAM WELCOME KIT FOR MEDICARE- ELIGIBLE INDIVIDUALS

WINDSTREAM WELCOME KIT FOR MEDICARE- ELIGIBLE INDIVIDUALS WINDSTREAM WELCOME KIT FOR MEDICARE- ELIGIBLE INDIVIDUALS YOU WILL WANT TO LOOK INSIDE TO LEARN MORE ABOUT: Connecting with a licensed Benefits Counselor Exploring your new healthcare coverage options

More information

Partner Overview. Springboard CDFI background and Nationwide Mortgage Collaborative

Partner Overview. Springboard CDFI background and Nationwide Mortgage Collaborative Partner Overview Springboard CDFI background and Nationwide Mortgage Collaborative Springboard CDFI Bridging the wealth gap in America by providing scaled solutions and access to capital; with a focus

More information

THINGS TO CONSIDER WHEN BUYING A HOME SUMMER 2017 EDITION

THINGS TO CONSIDER WHEN BUYING A HOME SUMMER 2017 EDITION THINGS TO CONSIDER WHEN BUYING A HOME SUMMER 2017 EDITION CONTACT ME TO TALK MORE I m sure you have questions and concerns I would love to talk with you more about what you read here, and help you on the

More information

Implementation Plan Your Keys to Success

Implementation Plan Your Keys to Success Implementation Plan Your Keys to Success TO REACH YOUR PARTNER RELATIONS TEAM Email partnerrelations@greenpath.com or call 248-994-8705 www.greenpathref.com Thank you for partnering with GreenPath! Our

More information

PalmAgent Software. Owners Program Manual

PalmAgent Software. Owners Program Manual PalmAgent Software Owners Program Manual Know the Numbers Since 1982 1 Table of Contents Buyers Programs... Quick Estimate... Conventional... 3 FHA... 9 VA... 11 Conventional /2nd... 12 Interest Only...

More information

See how these companies overcame their auto lending challenges and were able to:

See how these companies overcame their auto lending challenges and were able to: See how these companies overcame their auto lending challenges and were able to: Increase profit by providing prospects with the sophisticated online experiences they expect and communicating through the

More information

Partnership with a Purpose

Partnership with a Purpose Connect, Grow, Lead Partnership with a Purpose Retail Hot Prospect Campaign Brag About your Career Table of Contents 1 THE NEW PENN FINANCIAL STORY 2 LEADING BY EXAMPLE 3 SHELLPOINT FAMILY OF COMPANIES

More information

Looking for a competitive advantage? Look to Chase.

Looking for a competitive advantage? Look to Chase. Looking for a competitive advantage? Look to Chase. Agenda What Partners Can Expect on Purchase Transactions Chase Priority Partner Program Overview Chase Housing Assistance Program Approval Process Chase

More information

Use our knowledge and experience to add value to your business

Use our knowledge and experience to add value to your business 01 Use our knowledge and experience to add value to your business ABOUT US First 4 Bridging has been established for over 15 years as a Master Broker, specialising in bridging and development finance.

More information

Servicing Management Default Underwriter (SMDU ) Release Notes for SMDU Version 7.7

Servicing Management Default Underwriter (SMDU ) Release Notes for SMDU Version 7.7 Servicing Management Default Underwriter (SMDU ) Release Notes for SMDU Version 7.7 January 12, 2017 During the weekend of January 20, 2018, Fannie Mae will implement SMDU Version 7.7, which includes new

More information

The Digital Mortgage For Title Agents Westcor Land Title Insurance Company. All Rights Reserved

The Digital Mortgage For Title Agents Westcor Land Title Insurance Company. All Rights Reserved The Digital Mortgage For Title Agents 2018 Westcor Land Title Insurance Company. All Rights Reserved 1. Definitions 2. erecording Overview 3. esignature Overview 4. Methods to Close 5. Availability 6.

More information

Your Credit Score How To Improve The 3 Digit Number That Shapes Your Financial Future 5th Edition Liz Pulliam Weston

Your Credit Score How To Improve The 3 Digit Number That Shapes Your Financial Future 5th Edition Liz Pulliam Weston Your Credit Score How To Improve The 3 Digit Number That Shapes Your Financial Future 5th Edition Liz Pulliam YOUR CREDIT SCORE HOW TO IMPROVE THE 3 DIGIT NUMBER THAT SHAPES YOUR FINANCIAL FUTURE 5TH EDITION

More information

Mortgage Lender Sentiment Survey

Mortgage Lender Sentiment Survey Mortgage Lender Sentiment Survey Q4 2018 Topic Analysis Published January 30, 2019 2018 Fannie Mae. Trademarks of Fannie Mae. 1 Table of Contents Executive Summary..... 3 Business Context and Research

More information

Homeownership with the HEART Loan Program

Homeownership with the HEART Loan Program Homeownership with the HEART Loan Program Brought to you by HEART of San Mateo County Meriwest Mortgage Special Thanks: Lee Ginsburg, Berkshire Hathaway CA Realty Today s Agenda HEART Housing Endowment

More information

Quick Reference Guide Welcome TEST USER

Quick Reference Guide Welcome TEST USER Welcome TEST USER HELP RETIREMENT MANAGER DEMO FEEDBACK VersionS_000 Getting Started This Retirement Manager participant website Quick Reference Guide will assist you to easily navigate and complete important

More information

RESPA: Regulation & Integration Process Guide

RESPA: Regulation & Integration Process Guide - 1 - Reverse Mortgage Wholesale & Correspondent Lending RESPA: Regulation & Integration Process Guide The Real Estate Settlement and Procedures Act (RESPA) is a consumer protection statute designed to

More information

Your Guide to Home Financing

Your Guide to Home Financing Your Guide to Home Financing FURLONG TEAM 952-232-4133 www.furlongteam.com NMLS 275939 NMLS 225504 step 1- getting pre-approved How much home can you afford? Before you picture yourself living in a home,

More information