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3 ORIENTAL BANK OF COMMERCE (A GOVT. OF INDIA UNDERTAKING) Cluster Monitoring Office: Cluster Relationship Group_NCR New Delhi Harsha Bhawan, E- Block, Connaught Place, New Delhi Tel: /34, OBC/CRG/ / Sh. Bhuvan Chand Manager Accounts Fore School of Management New-Delhi Respected Sir/ Madam, Subject: Education Loan scheme for students of FORE school of Management We are pleased to inform you that FORE has been placed among our Top rated institutions list of our bank for providing education loan. We are offering education loan to your students on following terms: Particulars Terms Loan Limit Rs Lacs Rate of Interest One Year MCLR +0.50% (Present MCLR-8.50%) Margin Nil Process Fee Nil Collateral Security Nil ** In case higher loan limit is required, 100% tangible security with value equivalent to full loan amount is required. Primary Security Either parent/guardian may be co-obligant (irrespective of means and age of student). In case of married person, co-obligator can be either spouse or the either Parent/ either Parent-in-law. Contact Person Sh. Sarwan Lal ( ) For more details please contact nearest branch or apply online at Regards, (K.S.Gill) Asstt. General Manager CMO CRG NCR Mb

4 Dear Student, Congratula ons on applying to the pres gious Fore School of Management, Delhi. HDFC Credila is a subsidiary of Housing Development Finance Corpora on (HDFC). Credila, as India's first dedicated educa onal loan company is the trusted and preferred choice for educa on loans by thousands of Indian students, studying in over 2100 educa onal ins tutes, across 35 countries. HDFC Credila has partnered with Fore School of Management to design a customized loan product for you. Benefits of HDFC Credila s Educa on Loan are: Income Tax Benefits Under Sec on 80(E) Unsecured Loan up to 15 Lakhs Quick & Easy Loan processing Product Details for MBA Programme: Loan Amount Tenure of the Loan Rate of Interest Terms No margin money required Loan tenure up to 90 months, helping you with lower EMI Trustworthy Company: HDFC Credila is a subsidiary company of an HDFC Ltd., one of the most trusted names in financial services industry Max Loan Amount 15 Lakhs Up to 90 months, including the Study period (Can be lower if required) Floa ng rate of interest p.a.* 9.95% Details Co Applicant Required One Time Origination Fee Insurance Cover Income Tax Benefits Yes : Father / Mother / Spouse Taxes Required for unsecured cases Available under Sec on 80 E of Income Tax Act'1961 List of Documents: (Please note this list is not exhaus ve and few addi onal documents might be needed on a case to case basis) 01 Passport size Photograph's of Student / Co-borrower and Addi onal Co-borrower (Spouse / Father/ Mother) Know Your Customer (KYC) Documents: Present and Permanent Address proof and Photo Identy of Student / Co-borrower and Addl co-borrower Educa on document th and 12th Markscard 2. Degree all semester marks cards and cer ficates 3. Admission le er from Fore School of Management Financial Documents Co-Borrower: If Salaried- 1. Latest 6 Months Bank Statements where salary is credited every month. 2. Latest 3 Salary Slips or Salary Cer ficate on Employer's Le erhead. 3. Latest 2 Year's Form 16 from Employer. 4. Exis ng loan schedules copy (if any) Co-Borrower: Self Employed Professional- 1. Latest 8 Months Current A/c Bank Statements of the Bank Account where Business receipts are credited every month. 2. Latest 8 Months Savings A/c Bank Statements. 3. Last 2 Year's Personal Income Tax Returns with IT acknowledgement. 4. Last 2 Year's Company ITR with IT acknowledgement. Call: Mr. Atesh Sharma at or ateshs@credila.com Mr. Vipin Pal at or vipinp@credila.com Apply directly at Tollfree: Apply Now HDFC Credila Financial Services Pvt. Ltd. * Educa on Loan sanc on as per HDFC Credila's credit policy. Terms and condi ons apply.

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