START SAVING FOR TOMORROW TODAY
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1 START SAVING FOR TOMORROW TODAY SAVE TO BUY SHARES IN THE GO-AHEAD GROUP PLC AT A DISCOUNT GO-AHEAD S SHARESAVE SCHEME
2 CONTENTS Sharesave save to buy Go-Ahead shares at a discount 1 About Sharesave 2 Key dates 4 How Sharesave works 5 What s the difference between Sharesave and The Go-Ahead Group s Share Incentive Plan (SIP)? 7 An example of how the Sharesave scheme works 8 What if 10 Contact details and helpline 13 How to join Sharesave What are my next steps? 14 Further information 16
3 SHARESAVE SAVE TO BUY GO-AHEAD SHARES AT A DISCOUNT Sharesave is a benefit for everyone working for a company that is part of The Go-Ahead Group plc. You save by putting money aside, direct from your pay. At the end of the Sharesave scheme you have six months to decide whether to buy Go-Ahead shares at a 20% discounted price (guaranteed from the start of the scheme) with your savings. Check the share price to decide what s best for you. Remember: share prices can rise or fall you can simply choose to get your full savings back The closing date to join is 5pm on Monday 14 March 2016 so act quickly and do not miss out. Apply online or by text. Sharesave is a benefit for you which enables everyone to share in the success we create together Save from as little as 5 per month Buy shares at a 20% discount of the market price set at the start of the scheme or take your full savings back Don t miss out closing date 5pm Monday 14 March
4 ABOUT SHARESAVE IT S SIMPLE You save a fixed amount over three years. These savings are taken direct from your pay after tax and National Insurance contributions. You decide how much you save from a minimum of 5 to a maximum of 50 per month. OPTION PRICE The guaranteed share price which is set before you start saving is called the option price. This is a 20% discount of the market price set at the date of invitation. IT S FLEXIBLE You can miss up to six monthly contributions if you need to. Your contract end date will simply move on one month for each missed contribution. But you can t change the fixed amount you save. If you miss more than six contributions, your Sharesave contract will be cancelled and you will receive a full refund of your savings. 2
5 IT S YOUR CHOICE At the end of your savings period you can choose to either: take all of your savings to spend as you like or use your savings to buy Go-Ahead shares at the 20% discounted option price and become a shareholder Buying shares means you will become a shareholder in The Go-Ahead Group plc and you will benefit from any dividends that Go-Ahead pays. You have six months from the end of the scheme to decide what to do. Check the share price to decide what s best for you. Remember that share prices can rise or fall. There is a fixed limit to the number of shares available for this scheme. If the scheme is oversubscribed then applications will be scaled down according to the rules of the scheme and the amount you save each month will be reduced. 3
6 KEY DATES 26 FEBRUARY 2016 Employees invited to join 1 MAY 2016 Sharesave contract start date 5PM 14 MARCH 2016 Final day for applications 1 MAY 2019 End of scheme and start of six month period to decide what to do APRIL 2016 First deduction from pay 4
7 HOW SHARESAVE WORKS CAN I JOIN? All full or part-time employees who have completed at least six months continuous service with a company that s part of The Go-Ahead Group plc as of Friday 26 February 2016 can take part in this scheme. HOW MUCH CAN I SAVE? You can save any amount from a minimum of 5 to a maximum of 50 a month in multiples of 1 If you are paid weekly, a part of your chosen monthly contribution will be deducted each week If you are paid every four weeks, your contributions will be deducted per four weekly cycle (13 times in a year) and so your savings contract will finish slightly earlier Your savings contributions will be deducted directly from your take home pay and added to your Sharesave account with Bank of Scotland plc. 5
8 CAN I CHANGE OR CANCEL MY PAYMENTS? Once you have decided on the level of your monthly savings, it cannot be altered. You can miss up to six monthly contributions if you need to by giving your payroll department a month s notice. Your contract end date will simply move on one month for each missed contribution. If you miss more than six contributions, your Sharesave contract will be cancelled and you will receive a full refund of your savings. If you decide to withdraw from the Sharesave scheme, you must advise Computershare Plan Managers and your payroll department in writing to make sure deductions from your pay are stopped. The amount you receive back will depend on how long you have been contributing. If you close your account, all your savings will be repaid for the whole of the period you have saved. 6
9 WHAT S THE DIFFERENCE BETWEEN SHARESAVE AND THE GO-AHEAD GROUP S SHARE INCENTIVE PLAN (SIP)? Sharesave is not the same as the SIP. Go-Ahead offers two different types of share schemes to employees: the Sharesave scheme and the SIP. Under SIP, all eligible employees (those who have completed at least six months continuous service with a participating company) have the opportunity to purchase Go-Ahead shares on a monthly basis. These shares are held in a Trust on the participant s behalf for a minimum of five years. For more information about SIP, please contact the Computershare Helpline on
10 AN EXAMPLE OF HOW THE SHARESAVE SCHEME WORKS The table shows how Sharesave works in practice for 5 and 50 monthly saving over the three years. Remember that these are examples only. The price of the shares may fall as well as rise. While you may not always make a profit on the amount you originally invested, you will always get back the full amount of your savings. The number of shares you can buy is calculated by dividing the total of your savings by the discounted share price rounded down to the nearest whole number. Any leftover balance will be returned directly to you. The examples assume an average Go-Ahead share price of So, the price of a share with a 20% discount would be Remember, this is just an example. This example also shows what return and profit on your savings you could make if the share price at the end of the term is or and you sell at these prices. 8
11 EXAMPLE: Three year term - assuming an option price of MONTHLY SAVINGS CONTRIBUTION How many shares will your option buy? (Monthly savings x number of deductions) option price If you save 5 a month for three years (36 months) 5 x 36 months total amount saved 180 Number of shares you can buy = 9 ( 180 / 20.00) If share price at the end of the scheme is 27: Value of shares 243 ( 27 x 9 shares) Profit made 63 ( ) If share price at time of exercise is 29: Value of shares 261 ( 29 x 9 shares) Profit made 81 ( ) If you save 50 a month for three years (36 months) 50 x 36 months Total saved 1,800 Number of shares you can buy = 90 ( 1,800 / 20.00) If share price at time of exercise is 27: Value of shares 2,430 ( 27 x 90 shares) Profit made 630 ( 2,430-1,800) If share price at time of exercise is 29: Value of shares 2,610 ( 29 x 90 shares) Profit made 810 ( 2,610-1,800) 9
12 WHAT IF I M ON SICK LEAVE OR MATERNITY LEAVE? While you continue to receive pay from your company then Sharesave savings will continue to be taken. After that you can either continue to make payments yourself or stop payments for up to six months. You will only be able to buy shares if you re still an employee of the company when the scheme ends. I RETIRE? You can either: buy shares within six months of retiring continue to save for up to six months and then buy shares withdraw your savings and not buy shares 10
13 MY COMPANY IS NO LONGER PART OF THE GO-AHEAD GROUP PLC? You can either: buy shares with your savings to date within six months of the company no longer being part of The Go-Ahead Group plc continue to save for up to six months and then buy shares withdraw your savings and not buy shares I RESIGN OR I M DISMISSED? You have the choice to withdraw your savings or continue to save until the end of the savings period. You will not be able to buy shares at the discounted rate. I M MADE REDUNDANT? You can either: buy shares with your savings to date within six months of leaving continue to save for up to six months and then buy shares withdraw your savings and not buy shares 11
14 MY EMPLOYMENT ENDS THROUGH DISABILITY OR INJURY? You can either: buy shares with your savings to date within six months of leaving continue to save for up to six months and then buy shares withdraw your savings and not buy shares I CHANGE MY NAME OR ADDRESS? Please notify your company HR and payroll department of any changes to your details. If you have left your company, you will need to notify Computershare Plan Managers directly and, in the event of a change of name, provide evidence of such change. I DIE? Your personal representatives must either: buy shares with your savings withdraw your savings and not buy shares. 12
15 CONTACT DETAILS AND HELPLINE Frequently asked general questions are available on the Company Information section of Go-Ahead s Share Plans site at: If you have any other questions, or would like more information about the Sharesave scheme, please refer to the contact details below: Computershare Helpline on If you d like a copy of this brochure in an alternative format for example on audio tape please contact communications@go-ahead.com 13
16 HOW TO JOIN SHARESAVE WHAT ARE MY NEXT STEPS? Decide how much you want to save. From a minimum of 5 to a maximum of 50 per month. APPLY ONLINE You need your Shareholder Reference Number (SRN) shown on top right hand of your invitation letter PIN which will be your Date of Birth (i.e. DDMMYYYY) unless you are participating in the Go-Ahead Group s Share Incentive Plan, in which case, you will already have a PIN Visit and follow the instructions. Please read the Terms and Conditions of the scheme before you apply. ACKNOWLEDGEMENT You will receive an onscreen acknowledgement. If you do not see an acknowledgement your application has not been successful try again. Keep your onscreen acknowledgement. An option certificate will be uploaded to your Computershare Account and you will receive a notification, either by post or , to let you know when it is ready to view online at the beginning of April
17 APPLY BY TEXT You need your Shareholder Reference Number (SRN) shown on top right hand of invitation letter Text Enter SAYE (followed by a space) Enter your SRN (followed by a space) Enter the digit 3 (followed by a space) Enter the amount you would like to save from 5 up to 50 per month ACKNOWLEDGEMENT You will receive a text message within a few minutes confirming the amount you have chosen to save. If you have not received a text message within 15 minutes your application has not been successful, try again. Keep your text acknowledgement. An option certificate will be uploaded to your Computershare Account and you will receive a notification, either by post or , to let you know when it is ready to view online at the beginning of April Text messages will be charged at your standard network rate. 15
18 FURTHER INFORMATION The information in this booklet should not be taken or read as financial advice. It s not possible for anyone at Go-Ahead or Computershare to give you financial advice. If you re in any doubt about whether to join the Sharesave scheme or cancel a contract you may wish to consult an authorised financial adviser. The plan is governed by the rules of The Go-Ahead Group plc 2013 Savings-Related Share Option Scheme (Sharesave). This booklet provides only a general guide to Sharesave. It does not override the rules of Sharesave which are legally binding and in the event of any inconsistency shall prevail. A copy of the rules of Sharesave, can be found on the website Alternatively, a copy can be obtained by contacting the Computershare Helpline on TERMS AND CONDITIONS Sharesave is a Savings product. Full Terms and Conditions of Sharesave are held on the Computershare website You will be asked to accept these Terms and Conditions upon application so please take the time to read them. If you are in any doubt about the suitability of Sharesave, you should contact an Independent Financial Adviser. 16
19 ABOUT COMPUTERSHARE PLAN MANAGERS Sharesave will be administered by Computershare Plan Managers. Computershare is an award-winning, global provider of share schemes with over 20 years experience in the industry. You can find out more about them at IMPORTANT INFORMATION ABOUT COMPENSATION ARRANGEMENTS We are covered by the Financial Services Compensation Scheme (FSCS). Computershare Plan Managers is a trading name of: 1. Computershare Investor Services PLC (registered in England, Company No ); and 2. a group of entities comprising amongst others EES Corporate Trustees Limited (registered in England, Company No ), EES Capital Trustees Limited (registered in England, Company No ), EES Trustees Limited (registered in England, Company No ) and EES Services (UK) Limited (registered in England, Company No ). The registered office of each of the companies is: The Pavilions, Bridgwater Road, Bristol BS13 8AE. Computershare Investor Services PLC and EES Capital Trustees Limited are both authorised and regulated by the Financial Conduct Authority. 17
20 DMC8033
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