Insurances. National Certificates of Currency
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1 Insurances National Certificates of Currency
2 HIGH LEVEL INSURANCE SUMMARY Contract Works Material Damage J Hutchinson Pty Ltd trading as Hutchinson Builders and others as per the policy Including and all contractors, subcontractors and others as required by contract, all for their respective rights and interests INTERESTED PARTIES: All parties with an insurable interest in the insured property AAI Limited t/as Vero Insurance CTA PERIOD OF INSURANCE: From: 31 October 2016 at 4:00pm Local Standard Time To: 31 October 2017 at 4:00pm Local Standard Time Maximum Construction Period: Maximum Maintenance/Defects Liability Period: Maximum Testing and/or Commissiong Period: 36 months 18 months 3 months TERRITORIAL LIMITS: INTEREST INSURED: Anywhere in the Commonwealth of Australia, including whilst in transit (other than marine shipments) and off site storage between any places therein. More specifically as defined by the contract All risks, physical loss or damage to insured property occurring within the territorial limits unless specifically excluded during the period of insurance SUMS INSURED: Limit of Liability any one event at any one worksite: $100,000,000 The following sub-limits are in addition to the Contract Value: Removal of Debris: 10% of Contract Value subject to a max. of $10,000,000 Expediting Expenses: 20% of Contract Value subject to a max. of $5,000,000 Professional Fees: 15% of Contract Value subject to a max. of $10,000,000 Escalation: 15% PREMIUM PAID BY: J Hutchinson Pty Ltd DEDUCTIBLE: Cyclone: $250,000 All Others: 0.05% of Contract Value subject to a minimum of $5,000 and maximum of $250,000 RESPONSIBILITY FOR DEDUCTIBLE: EXTENTIONS: Contractor if arising from activity on or from Construction Site between Contractor taking Construction Site access and Practical Completion Including, but not limited to: Waiver of subrogation for all Insured Parties 72 Hours Clause Permission to Occupy Escalation Clause Extended Maintenance Cross Liability EXCLUSIONS: Including, but not limited to DE5 Exclusion Wear and Tear Unexplained Shortages (inventory losses) Electronic Data Exclusion War and Nuclear Risks
3 Class of Insurance: Named Insured: Insurer: Policy Number: Period of Insurance: Covering: Limits of Liability: Territorial Limits: Special Conditions: Annual Contract Works Material Damage J Hutchinson Pty Ltd trading as Hutchinson Builders and all Principals, contractors, subcontractors and others as per the policy all for their respective rights and interests and others as required by contract, all for their respective rights and interests AAI Limited trading as Vero Insurance CTA From: 31 October 2016 at 4:00pm local standard time To: 31 October 2017 at 4:00pm local standard time All risks, physical loss or damage to insured property occurring within the territorial limits unless specifically excluded during the period of insurance. Physical loss and/or damage to the contract works at the following Site Location, in respect of which the contract sum does not exceed $100,000,000 Anywhere in the Commonwealth of Australia, including whilst in transit (other than ocean marine shipments) and off site storage between any places therein. More specifically as defined by the contract Subject to the Terms, Conditions and Exclusions of the Policy
4 INTERESTED PARTY: Engineering Insurance J Hutchinson Pty Ltd T/As Hutchinson Builders Building Industry Supplies Pty Ltd and others as detailed in the policy Suncorp Bank AAI Limited t/as Vero Insurance SUM INSURED: Sudden & unforeseen physical loss or damage to Insured Plant during the Period of Insurance which requires repair or replacement Property Damage Equipment Breakdown (incl. Expediting Expenses) $13,700,000 Interruption 1. Loss of Gross Rentals as per the Asset Schedule 2. Additional Increase in Cost of Working - $200,000 TERRITORIAL LIMITS: Anywhere In Australia EXPIRY DATE: 4.00pm on 31 st October 2017
5 Group Personal Accident J Hutchinson Pty Ltd T/As Hutchinson Builders Building Industry Supplies Pty Ltd and others as detailed in the policy Chubb Insurance Limited PERIOD: SCOPE OF COVER: INTERESTED PARTIES: 31/10/16 to 31/10/17 at 4pm The coverage afforded by this policy shall only apply whilst an Insured Person is engaged in voluntary work authorised by and under the control of the Insured including direct uninterrupted travel to and from such voluntary work. All parties with an insurable interest in the insured property All Voluntary Workers of the Insured including Club s and Committee Members INSURED EVENTS: Death & Capital Benefits Sum Insured (Insured Events 1-19) $100,000 each Insured Person Insured Event 20 Temporary Total Disablement caused by Injury 85% of average gross weekly Salary to a maximum of $500 each Insured Person Domestic Help or Student Tutorial Benefits $500 per week for a maximum of 26 Weeks (non-income earners) each Insured Person Non-Medicare Medical 85% of expenses incurred to a maximum of $1,000 ($50 excess) each Insured Person Expenses Deferral Period 7 Days Maximum Benefit Period (Refer to policy wording and Endorsements) 104 Weeks
6 INTERESTED PARTIES: Industrial Special Risks J Hutchinson Pty Ltd and others as per policy All parties with an insurable interest in the insured property AAI Limited t/as Vero Insurance SUM INSURED: Section 1 Material Loss or Damage Physical Loss or destruction of or damage to the property insured caused by a peril not excluded Section 2 Business Interruption Loss resulting from interruption to the business consequent upon physical loss or destruction of or damage to property used by the Insured by a peril not excluded LOCATION: LIMIT OF LIABILITY: As per schedule and elsewhere in Australia where the insured has property or carries on business, has goods or other property stored, or being processed or has work done $20,000,000 any one loss, any one location EXPIRY DATE: 4.00pm on 31 st October 2017
7 INTERESTED PARTIES: Marine Cargo J Hutchinson Pty Ltd T/As Hutchinson Builders All parties with an insurable interest in the insured property AAI Limited t/as Vero Insurance INTEREST INSURED: LOCATION: LIMIT OF LIABILITY: Loss or damage to goods and/or merchandise in transit by road including own vehicles, rail, aircraft and sea unless the loss is caused by an event that is specifically excluded by the policy As per schedule and elsewhere in Australia where the insured has property or carries on business, has goods or other property stored, or being processed or has work done Imports & Exports $5,000,000 any one conveyance Inland Transits $5,000,000 any one conveyance EXPIRY DATE: 4.00pm on 31 st October 2017
8 INTERESTED PARTIES: SUM INSURED: Motor Vehicle Fleet J Hutchinson Pty Ltd T/As Hutchinson Builders Building Industry Supplies Pty Ltd and others as detailed in the policy All parties with an insurable interest in the insured property Zurich Australian Insurance Limited VFT Motor vehicles owned, or leased by the Named Insured Section 1 Own Damage Market Value or Sum Insured, whichever is the lesser Section 2 Third Party Property Damage $30,000,000 limited to $1,000,000 in regards to dangerous goods, including SBI covering claims arising from Bodily injury except where indemnity is provided under any compulsory statutory insurance scheme but limited to $30,000,000 TERRITORIAL LIMITS: Anywhere in Australia EXPIRY DATE: 4.00pm on 31 st October 2017
9 Tuesday, 25 October 2016 Is a summary only of the cover provided; Is issued as a matter of information only and confers no rights upon the holder; Does not amend, extend or alter the coverage afforded by the policy listed; and Is current only at the Date of Issue. This letter is to confirm that the insurance detailed below is currently in force, to date of expiry. Annual Contract Works Material Damage J Hutchinson Pty Ltd t/as Hutchinson Builders and subsidiary and/or related companies as defined in the Corporations Act AAI Limited trading as Vero Insurance CTA PERIOD OF INSURANCE: From: 31 October 2016 at 4:00pm local standard time To: 31 October 2017 at 4:00pm local standard time Physical loss and/or damage to all contractors plant and equipment owned or hired in by the Named Insured LIMIT OF LIABILITY: Limit any one Item: $2,000,000 Limit any one Loss: $6,000,000 TERRITORIAL LIMITS: Anywhere in the Commonwealth of Australia, including whilst in transit (other than ocean marine shipments) and off site storage between any places therein. More specifically as defined by the contract Managing
10 Professional Indemnity J Hutchinson Pty Ltd trading as Hutchinson Builders and/or subsidiary and/or related Corporations AAI Limited t/as Vero Insurance and others as defined PERIOD OF INSURANCE: LIMIT OF LIABILITY GEOGRAPHICAL LIMITS: From: 31 October 2016 at 4:00 p.m. local standard time To: 31 October 2017 at 4.00 p.m. local standard time Legal Liability for any claim for compensation first made against the Insured during the Period of Insurance and which is notified during that period for a breach of professional duty in the conduct of the business carried on by the Insured by reason of any act, error or omission committed or alleged to have been committed by the Insured $50,000,000 any one Claim with one reinstatement Anywhere in Australia EXPIRY DATE: 4.00pm on 31 st October 2016
11 HIGH LEVEL INSURANCE SUMMARY Annual Third Party Liability J Hutchinson Pty Ltd trading as Hutchinson Builders and/or subsidiary and/or related Corporations, including Contractors, Sub-Contractors of any tier Designers, Engineers, Consultants, Suppliers and manufacturers for their site activities only within the territorial limits of the policy XL Catlin PERIOD OF INSURANCE: TERRITORIAL LIMITS: INTEREST INSURED: LIMIT OF LIABILITY: From: 31 October 2016 at 4:00pm Local Standard Time To: 31 October 2017 at 4:00pm Local Standard Time Anywhere in Australia but worldwide in respect of no manual overseas visits by the Insured s directors and/or employees but not in relation to the United States of America or Canada The Insurers will indemnify the Insured against the Insured s legal liability to pay damages or compensation in respect of: Personal Injury Property Damage Advertising Liability Sustained during the Period of Insurance as a result of an Occurrence within the Territorial Limits in connection with the Project and related Activities $50,000,000 each and every occurrence but limited to $50,000,000 in the aggregate for all occurrences in respect of products for each 12 month period from the inception date of this policy DEDUCTIBLE: Worker to Worker claims: $100,000 Property Owners: $1,000 All Other Claim: $50,000 EXTENTIONS: EXCLUSIONS: GEOGRAPHICAL LIMITS: Including, but not limited to: Waiver of subrogation for all Insured Parties Cross Liability Including, but not limited to Employers Liability Asbestos Liability Professional Indemnity Rectification of faulty products Pollution other than sudden and accidental Fines and Penalties Anywhere in Australia
12 Annual Third Party Liability J Hutchinson Pty Ltd trading as Hutchinson Builders and others as per the policy Including and all contractors, subcontractors and others as required by contract, all for their respective rights and interests INSURER & XL Catlin Vero Insurance QBE Insurance Zurich Insurance CGU Insurance PERIOD OF INSURANCE: LIMIT OF LIABILITY: From: 31 October 2016 at 4.00pm local standard time To: 31 October 2017 at 4.00pm local standard time Legal Liability for third party bodily injury (including death) or third party property damage, arising out of the construction activities of the Named Insured $250,000,000 any one Occurrence or all Occurrences of a series consequent on or attributable to one source or original cause and unlimited in the aggregate during the Period of Insurance But limited to: $250,000,000 any one Occurrence and in the aggregate during the Period of Insurance arising from Completed Operation; and $250,000,000 any one Occurrence and in the aggregate during the Period of Insurance arising from Products Liability GEOGRAPHICAL LIMITS: Anywhere in Australia
13 Tuesday, 25 October 2016 Is a summary only of the cover provided; Is issued as a matter of information only and confers no rights upon the holder; Does not amend, extend or alter the coverage afforded by the policy listed; and Is current only at the Date of Issue. This letter is to confirm that the insurance detailed below is currently in force, to date of expiry. SCOPE OF COVER: Voluntary Workers Personal Accident J Hutchinson Pty Ltd t/as Hutchinson Builders and subsidiary and/or related companies as defined in the Corporations Act Chubb Insurance Company of Australia Limited 04PV The coverage afforded by this policy shall only apply whilst an Insured Person is engaged in voluntary work authorised by and under the control of the Insured including direct uninterrupted travel to and from such voluntary work PERIOD OF INSURANCE: From: 31 October 2016 at 4:00pm local standard time To: 31 October 2017 at 4:00pm local standard time All Voluntary Workers of the Insured including Club s and Committee Members INSURED EVENTS: Death & Capital Benefits Sum Insured (Insured Events 1-19) $100,000 each Insured Person Limited to $20,000 for Jack and June Hutchinson Insured Event 20 Temporary Total Disablement caused by Injury 85% of average gross weekly Salary to a maximum of $500 each Insured Person Domestic Help or Student Tutorial Benefits $500 per week for a maximum of 26 Weeks (non-income earners) each Insured Person Non-Medicare Medical 85% of expenses incurred to a maximum of $1,000 ($50 excess) each Insured Person Expenses Deferral Period 7 Days Maximum Benefit Period (Refer to policy wording and Endorsements) 104 Weeks Managing
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