for when your excuses run out

Transcription

1 Group Cover Protect your business... ChauffeurPlan, for when your excuses run out

2 The cost to your business... With 3 million drivers expected to be caught by speed cameras this year and over 6,000 speed cameras on the roads today in Britain, losing your licence has never been easier. If the unthinkable should happen, keeping your work force on the road can be costly. But it doesn't have to be... without ChauffeurPlan: minimum costs of s a month, for a 10-mile journey to work a month, for a chauffeur's wage to recruit and retrain with ChauffeurPlan: pay as little as... 23p/day! keep your key players on the road from as little as 23p per day maintaining your company's ability to do business. ChauffeurPlan is a truly unique policy....think what disqualification would mean to your business!

3 Some facts... In 2004, 2.3 million motorists committed speeding offences, with roadside cameras securing convictions in most cases. Source: There are over 6,000 fixed and mobile speed cameras on the UK s roads. Source: ent.uk/documents/upload/postpn218.pdf One in ten - 14 per cent - of drivers with nine points on their licence would lose their jobs if they were banned. Source: 82% of drivers interviewed consider their car to be indispensible Source: 92% of those receiving motoring convictions in the past two years were for speeding. Source: 91% of our customers renew their policy! Our unique benefits are not available elsewhere in the UK!

4 We'll protect your key players... ChauffeurPlan offers a unique range of benefits and choice of cover levels to suit the needs of your business. Disqualification Accidental Injury Car Hire Emergency Travel Legal Expenses Maximum Benefits Maximum Benefits Expenses for up to and Accommodation for up to 1 year* for up to 1 year* 28 days (2 day excess) (7 day excess) Expenses 4 STAR 15,600 / year 300 / week 45 / day 1, / week 3 STAR 10,920 / year 210 / week 35 / day / week 2 STAR 8,580 / year 165 / week 30 / day / week 1 STAR 6,240 / year 120 / week 25 / day / week * Benefits are paid for a maximum period of twelve months from the date of disqualification or injury, less the first 7 days costs for injury claims. Annual Premiums 4 STAR 3 STAR 2 STAR 1 STAR Personal Group (-10%) Monthly Premiums 4 STAR 3 STAR 2 STAR 1 STAR Personal Group (-10%) % discount for 3 or more drivers Group ChauffeurPlan cover is simple, flexible and costeffective. With four cover plans and prices starting from 23p a day - there s something to suit every business budget. There is no limit to the number of drivers you can insure you can mix and match to suit their needs and add new drivers at any time. Prices start from 26p a day and when you take out a group policy you automatically receive a 10% discount. These prices include government insurance premium tax. For companies and the self-employed who may claim a ChauffeurPlan premium against tax, the cost is reduced even further. A group is defined as three or more drivers insured on full cover with a single payment method. Settlement of most claims within 7 days!

5 Payment Section COMPLETE THIS SECTION TO PAY BY CHEQUE I enclose my cheque in the amount of payable to Isle of Man Assurance Limited. COMPLETE THIS SECTION TO PAY BY CREDIT CARD Please charge my credit card account until I cancel the order in writing to Isle of Man Assurance Limited (please tick appropriate box) Name (Block capitals) Expires End Card Number Instruction to your bank or building society to pay by Direct Debit Please fill in the whole form using a ball point pen and send to: Isle of Man Assurance Limited, FREEPOST 1119, PO Box 179, IOMA House, Hope Street, Douglas, Isle of Man, IM87 6EP Name and full postal address of your bank or building society Service user number Bank/building society To: The Manager: Address: Reference Postcode: Name(s) of account holder(s) Bank/building society account number Instruction to your bank or building society Please pay Isle of Man Assurance Limited Direct Debits from the account detailed in this Instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this Instruction may remain with Isle of Man Assurance Limited and, if so, details will be passed electronically to my bank/building society. Signature(s) Branch sort code Date: Banks and building societies may not accept Direct Debit Instructions for some types of account. This Guarantee should be detached and retained by the payer The Direct Debit Guarantee This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits. If there are any changes to the amount, date or frequency of your Direct Debit Isle of Man Assurance Limited will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Isle of Man Assurance Limited to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by Isle of Man Assurance Limited or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society - If you receive a refund you are not entitled to, you must pay it back when Isle of Man Assurance Limited asks you to. You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

6 Apply for Group ChauffeurPlan Cover If you are aged 21 or over and hold and have held a current valid full UK driving licence, for a period of at least two years, cover is guaranteed. Simply choose the level of cover required, complete the application form, including Payment Details overleaf and return to: FREEPOST 1119, PO Box 179, IOMA House, Hope Street, Douglas, ISLE OF MAN, IM87 6EP Tel: Fax: enquiries@chauffeurplan.com NAME OF COMPANY: CONTACT NAME: ADDRESS: POSTCODE: TELEPHONE NO: FAX NO: ADDRESS: WEBSITE ADDRESS: I/we hereby apply for ChauffeurPlan cover as indicated above. I/we are aged 21 or over, hold and have held a current valid full UK driving licence for a period of at least 2 years and are aware of the maximum points restrictions. I/we agree to be bound by the cover of our choice and the rules of ChauffeurPlan from time to time in force. Payment of any claims will be made only after receipt by Isle of Man Assurance Limited of the full premium or any outstanding balance thereof. I/we declare that the information given in this form is correct. I understand and give consent that the information I provide about myself and, if applicable, my partner will be passed to or used by Isle of Man Assurance Ltd in accordance with its Privacy Policy which is summarised in and forms part of this Application Form. I wish to pay my premiums: Annually Monthly Tick box as appropriate. I understand that if I choose to pay by monthly instalments that I will pay a minimum of 12 consecutive monthly payments. SIGNED: DATE: NAME: POSITION IN COMPANY: Offical use only POLICY NUMBER: BROKER REFERENCE: From time to time Isle of Man Assurance Limited may write to you with details of offers that may be of interest to you. If you would like to hear from us please tick this box. NAME DATE OF BIRTH POINTS ON LICENCE COVER LEVEL REQUIRED PREMIUM PAYABLE (Title, Initials, Surname) (Current & Pending) Additional names may be added on your Company notepaper. No claims can be accepted where the offence, injury or incident occurred prior to the start date of the policy. A specimen copy of the policy terms is available on request. Please complete the payment details section overleaf. CP05/18 CONDITIONS: ChauffeurPlan cover applies while driving any car you are legally entitled to drive. Cover does not apply to motorcycles. Cover for Car Hire and Emergency Travel is conditional on the incident being the subject of a Motor Insurance claim and does not apply as a result of fire, mechanical fault or breakdown. ChauffeurPlan does not cover disqualification imposed as a direct result of drink or drugs related offences or reckless, dangerous, careless or inconsiderate driving. You are not covered for totting up disqualification benefits if you have more than 7 points on your licence actual, possible and/or pending. However, when the penalty points are down to 7 with no prosecutions possible or pending you will then automatically be covered against disqualification following the totting up of future penalty points. Cover is not available to taxi or minicab drivers.

7 Your profitability, saved in seconds... For over 30 years, ChauffeurPlan, the simple, lowcost insurance policy has been keeping thousands of UK businesses motoring, when their key players are off the road. Our unique range of benefits is designed to keep you and your colleagues in the driving seat even when the unthinkable happens: Emergency Travel and Accommodation Cover Up to 1,200 to pay for hotels or transport home if you and your family are stranded after an accident, anywhere in Europe. *Benefits are paid for a maximum period of twelve months from the date of disqualification or injury, less the first 7 days costs on injury claims. Disqualification Cover* Up to 300 per week for up to 1 year - that's 15,600 - to hire a driver or pay for travel expenses if you are disqualified for speeding or under the totting up rule. Personal Injury Cover* (7 day excess) The same excellent benefits of up to 300 per week are also available if you suffer any kind of accidental injury whether at home, work, leisure or in the car. FREE Car Hire cover for your spouse or partner Emergency travel fund for your partner and children Customer assistance helpline Car Hire Cover (2 day excess) Up to 45 a day in car hire costs, for up to 28 days, if your car is stolen, vandalised or involved in an accident anywhere in Europe. Legal Expenses Cover 100 towards legal costs defending a disqualification charge. Freephone ChauffeurPlan today.

8 How would your business manage with your workforce off the road? If your business depends on a mobile work force, the prospect of being off the road could be unbearable. Here s a guide to what you could expect if the unthinkable should happen: Offence Guideline Penalty Points + 15 mph mph 4 or mph 6 or disqualification This insurance is underwritten by Isle of Man Assurance Limited ( IOMA ), of IOMA House, Hope Street, Douglas, Isle of Man. IOMA is authorised by the Isle of Man Financial Services Authority. Holders of policies issued by IOMA will not be protected by the United Kingdom Financial Services Compensation Scheme if IOMA should become unable to meet its liabilities. For further information or if you wish to complain about any aspect of the service you have received, please contact Isle of Man Assurance Limited. If your complaint is not dealt with to your satisfaction you can complain to the Isle of Man Financial Services Ombudsman Scheme. Copies of our complaints handling procedures are available on request.! Freephone ChauffeurPlan today. ChauffeurPlan FREEPOST 1119, PO Box 179, IOMA House, Hope Street, Douglas, ISLE OF MAN, IM87 6EP ChauffeurPlan policies meet the demands and needs of those who wish to ensure access to alternative means of transport in the event of being prevented from driving through disqualification due to speeding or totting up convictions, personal injury following incapacitating injury that prevents you from being able to drive and car hire costs following theft, vandalism or accident. Terms and Conditions Apply.

9 DATA PROTECTION / SUMMARY OF IOMA S PRIVACY POLICY Any personal information you provide to Isle of Man Assurance Limited (IOMA) will be treated in accordance with applicable data protection legislation including but not limited to the EU General Data Protection Regulation. For the purposes of data protection laws, we are the data controller of all personal information that we collect, use and/or otherwise process about you under IOMA s Privacy Policy. For full details of IOMA s Privacy Policy please visit By signing this form you consent to the Company using and sharing your personal information as set out in IOMA s Privacy Policy including, without limitation, the processing of personal sensitive data (this is most likely to include information about your health and/or information about any criminal record you may have). If submitting personal information about another person, by signing this form you confirm that you have their consent to provide such information to the Company and for their information to be used as set out in this notice. How We Use Your Data and How the Law Protects You Your privacy is protected by law. Our Privacy Policy explains how that protection works. This includes IOMA only using personal information if we have a proper reason to do so. The law states that we must have one or more of the following reasons: when you consent to it; or to fulfil a contract we have with you, or when it is our legal duty, or when it is in our legitimate interest. IOMA will use your data and information to allow for the administration of your policy, for market research and statistics, to prevent crime and prosecute criminals, improve our customer service, to comply with legal and regulatory requirements and to ensure security and protect our business interests. IOMA will make sure that your data and information is only used for ways that are permitted by law. Your personal information may be shared with and processed by companies within the IOMA Group, by introducers, intermediaries, reinsurers and agents, as well as the policyholder (for a corporate policy) and your broker or agent, including third parties providing services to them or to IOMA (e.g. to help administer your policy, to assist in managing and storing data, provide data analytics, conduct market research and to communicate with you effectively). This may include any online or digital partners we work with, so we, or our online or digital partners on our behalf, can communicate with you through their platforms. Your information may be disclosed when we believe in good faith that the disclosure is: required by law; to protect the safety of our employees, the public or IOMA property; required to comply with a judicial proceeding, court order or legal process; or in the event of a merger, asset sale, or other related transaction; or for the prevention or detection of crime (including fraud). Where we share your information with third parties, we will wherever possible require them to maintain appropriate security to protect your information from unauthorised access or processing. If you choose not to give personal information We may need to collect personal information by law, or under the terms of a contract we have with you. If you choose not to give us this personal information, it may delay or prevent us from meeting our obligations to you and could mean that we cancel a product or service you have with us. MARKETING We may from time to time provide you with updates and offers for IOMA s products and services via marketing tailored to you, whether through online services or by direct marketing; and use information we hold about you from across the IOMA Group to help us identify, tailor and package IOMA Group products and services, determine pricing and offer discounts that may be of interest to you. We will only do this if you have indicated that you are happy to receive marketing communications from us. IOMA s Privacy Policy tells you how to opt out or unsubscribe from these communications should you wish to do so. OVERVIEW OF YOUR RIGHTS You have certain rights in respect of the personal information that we hold about you, including: The right to be informed of the ways in which we use your information. The right to ask us not to process your information for marketing purposes. The right to request access to the information that we hold about you (known as a subject access request). The right to request that we correct or rectify any information that we hold about you which is out of date or incorrect. In certain circumstances, the right to ask us to stop using information about you. 1

10 The right to lodge a complaint about us to the Isle of Man Information Commissioner s Office or the relevant authority in your country of work or residence. Please note that we reserve the right to retain certain information for our own record-keeping and to defend ourselves against any claims. We may also need to send you service-related communications relating to the services that we provide to you even when you have requested not to receive marketing communications. From 25 May 2018, you will also have the following additional rights: The right to withdraw consent that you have provided to us to use your personal information. The right to object to our using your information on the basis of our legitimate interests(or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground. The right to receive a copy of any information we hold about you (or request that we transfer this information to another service provider) in a structured, commonly-used, machine-readable format, in certain circumstances. The right to ask us to limit or cease processing or erase information we hold about you in certain circumstances. HOW TO EXERCISE YOUR RIGHTS You can exercise your rights by contacting us using the details in the HOW TO CONTACT US section below, or by ticking the applicable boxes on forms that we use to collect your information, or to tell us that you don t want to participate in marketing. If you wish to remove your information from our marketing circulation lists, you can unsubscribe by scrolling to the bottom of the and clicking the unsubscribe link. We will comply with your requests unless we have a lawful reason not to do so. WHERE IS YOUR INFORMATION? We are based in the Isle of Man which is outside the European Economic Area (EEA). Information that we collect about you may be sent to and held by us in countries outside of the EEA including where we work with suppliers and service providers that are either based outside of the EEA or have servers based outside of the EEA. If we send personal information to countries outside the European Economic Area ( EEA ), there will be a contract in place to make sure the recipient protects the data to the same standard as the EEA. This may include following international frameworks for making data sharing secure. HOW WE LOOK AFTER YOUR INFORMATION Our Privacy Policy contains details of the appropriate technical, physical and organisational security measures that IOMA puts in place to protect against any unauthorised access or damage to, or disclosure or loss of, your information. Links to other sites and resources Our site may from time to time contain content and links to other sites that are operated by third parties. Please note that we do not control nor are responsible for these third party sites or the cookies that such third parties operate and IOMA s Privacy Policy will not apply to them. HOW LONG WE KEEP YOUR INFORMATION FOR We will keep your personal information for as long as you are a customer of the IOMA Group. After you stop being a customer, we may keep your data for six years for one of these reasons: To comply with our legal and regulatory obligations. To respond to any questions or complaints. To show that we treated you fairly. To maintain records according to rules that apply to us. We may keep your data for longer than six years if we cannot delete it for legal, regulatory or technical reasons. We may also keep it for research or statistical purposes. If we do, we will make sure that your privacy is protected and only use it for those purposes. HOW TO CONTACT US For any questions or concerns relating to this Privacy Policy or our data protection practices, or to make a subject access request, please contact us at: The Data Protection Officer Isle of Man Assurance Limited IOMA House, Hope Street Douglas, Isle of Man IM1 1AP Address: data.protection@iomagroup.co.im If you remain dissatisfied with our response, you have the right to take the matter up with the Isle of Man Information Commissioner s Office (ICO), details can be found at 2