END TO END DUTY OF CARE MANAGING TRAVEL RISK FROM START TO FINISH

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1 END TO END DUTY OF CARE MANAGING TRAVEL RISK FROM START TO FINISH

2 END TO END DUTY OF CARE MANAGING TRAVEL RISK FROM START TO FINISH

3 MANAGING TRAVEL RISK FROM START TO FINISH CONTENTS DUTY OF CARE Program components Page 5 TRAVEL ASSISTANCE Security Page 7 TRAVEL ASSISTANCE Medical Page 8 TRAVEL RISK PORTAL Page 10 END TO END DUTY OF CARE Political risk Page 14 END TO END DUTY OF CARE Marketing Page 15 END TO END DUTY OF CARE Training Page 16 The experienced consultants at TDG believe that crisis management is a process, not a program. Crisis Assistance Plus (CAP ) is the most comprehensive travel assistance membership program for individuals, families and organisations in the corporate travel management market. The key difference between CAP and other travel assistance or insurance products is that our coverage and benefits structure for crisis response and emergency assistance is fully funded, and not restricted to predetermined expense limits. WORLDWIDE ASSISTANCE TDG offers crisis consultants and medical specialists globally that are capable of deployment in remote and high-risk regions within 24 hours. NO HARD LOSS TRIGGERS With or without a government declared state of emergency, the costs of our crisis response services are included in the CAP membership fee. DYNAMIC COVERAGE MADE SIMPLE Since CAP is not an insurance product or access program; there are no claims forms to complete or fees for assistance. See the industry leading duty of care components In CAP. 3

4 TDG believe that crisis management is a process, not a program. 4

5 DUTY OF CARE PROGRAM COMPONENTS DUTY OF CARE CRISIS ASSISTANCE PLUS TM SECURITY travel assistance (up to and including evacuation) MEDICAL travel assistance (up to and including evacuation) fully funded fully funded DUTY OF CARE TECHNOLOGY 24/7/365 Crisis Assistance Hotline YES Global response capabilities Fully funded security and medical assistance YES YES 5

6 CRISIS MANAGEMENT LEADERS This is the first consultancy hired directly by a government to provide crisis assistance for all in- and out-bound travellers from the country. HIGH-RISK EVACUATION SPECIALISTS More than 10,000 people have been successfully evacuated due to political violence, social unrest, terrorism and natural disasters. EXPERIENCED PERSONNEL DISPERSED WORLDWIDE Highly experienced crisis resolution specialists deployed globally within 24 hours of notification. 6

7 A S S I S T A N C E S E C U R I T Y T R A V E L Under the rules and regulations of CAP membership, travellers are guaranteed fully funded crisis consultation(s) and boots on the ground support from CAP crisis consultant(s) for a wide range of crises that directly impact or has the potential to impact a member during a period of travel. THE SPECIALISED SECURITY RESPONSE COMPONENTS IN CAP Comprehensive travel risk portal included in membership cost TRAVEL ASSISTANCE SECURITY CAP SECURITY COVERAGE STRUCTURE Response to pandemic and additional expenses Response to natural disasters and additional expenses Response to political threat and additional expenses Response to terrorism and additional expenses Response to violent crime and additional expenses Response to disappearance and additional expenses Response to blackmail or extortion and additional expenses Response to kidnap for ransom and additional expenses Response to hi-jack and additional expenses Response to wrongful detention and additional expenses 7

8 T R A V E L A S S I S T A N C E M E D I C A L Travellers who elect to enhance their CAP membership experience with CAP Medical are guaranteed fully-funded emergency medical assistance in addition to unlimited coverage for a wide range of crises that directly impact or have the potential to impact a member during a period of travel. TOTAL FLIGHT MANAGEMENT - Proven experience securing landing permits and visas from international destinations. - Access to a global network of air ambulance/ transport providers with diverse capabilities. - In-house medical transport escorts with experience working in remote and or high-risk regions. - Emergency message relay/communication support to keep members informed along the way. 8

9 THE SPECIALISED MEDICAL RESPONSE COMPONENTS IN CAP Comprehensive travel risk portal included in membership cost TRAVEL ASSISTANCE MEDICAL CAP MEDICAL COVERAGE STRUCTURE Emergency medical relocation Medical repatriation to home/hospital of choice Repatriation of mortal remains Medical and dental referrals Advance of emergency medical expenses Medical monitoring Translation services Cash advance * Visit of family member/friend Return of dependent children Transport escorts Advance payment for emergency transportation Subrogation to other insurance No *Any fees associated with the transfer or delivery of funds are the responsibility of the CAP member. 9

10 T R A V E L R I S K P O R T A L 10

11 T R A V E L R I S K P O R T A L THE INNOVATIVE COMPONENTS IN THE CAP TM TRAVEL RISK PORTAL. HELPING TRAVELLERS KNOW BEFORE THEY GO. - pre-trip destination based health, safety and travel risk intelligence - global travel guides, city information and holiday schedules - worldwide country dialling codes and tourism resources DUTY OF CARE TECHNOLOGY CAP TRAVEL RISK PORTAL Traveller records driven from the reservation itinerary Screens with all segments from the itinerary PNR Travel management company itinerary integration CAP Travel Risk Portal CAP Travel Risk Portal CAP Travel Risk Portal Country risk ratings and late breaking alerts CAP Travel Risk Portal Dashboards with travellers/active alerts Traveller monitoring CAP Travel Risk Portal CAP Travel Risk Portal Asset tracking CAP Travel Risk Portal SMS/ push notifications CAP Travel Risk Portal 11

12 T R A V E L Travel the world with confidence. 12

13 E N D T O E N D D U T Y O F C A R E If you would like to learn how the coverage structure in your current travel assistance program and/or travel insurance policy compares to the coverage structure in the CAP Travel Assistance Membership program, please contact TDG. Also through TDG the company has access to crisis consultants who have experience conducting security awareness, kidnap avoidance briefings and simulations for policyholders, corporations and private clients. Briefings include insight into the anatomy of a kidnap, how to avoid becoming a victim of kidnap for ransom or violent crime and steps to take in the event the client becomes a victim. The briefing covers how kidnappers operate, express kidnappings, virtual kidnappings and extortion threats. 13

14 T R A V E L P O L I T I C A L R I S K The ability to address potential and on-going political risks requires an in-depth knowledge of the political landscape and access to proven ground-truth intelligence capabilities. FocusPoint provides a made-to-order service tailored to each of our client s specific needs in corporate travel management. The company s crisis consultants leverage a life cycle risk management approach to address macro and micro-level political risk situations that cover market entry, expansion, ongoing operations and exit strategies. When necessary, FocusPoint has the global prowess and proven capabilities to address social unrest as a result of political threats. Solutions include the full provision of security services to shelter a client in place and/or plan and execute individual or mass evacuations. 14

15 T R A V E L M A R K E T I N G FocusPoint crisis consultants have extensive experience working with brokers and underwriters on marketing presentations. FocusPoint does not discuss the details of insurance and insurance policies. The company will provide expert information and guidance to the prospective client on what happens when a victim is kidnapped, how the family or corporate employer of the kidnap victim should support the tasks carried out in achieving the release of the victim, at a minimum payment of ransom and at a minimum time of duration for each kidnap event. FocusPoint highlights its experience in responding to and managing kidnap for ransom and extortion events, the strength and experience of the Crisis Response Center (CRC) and the availability of and access to country risk information and intelligence for policyholders to strengthen the overall value proposition of the specialty insurance offering. 15

16 T R A I N I N G With our partnership with Delta Risk Management our service offering in travel safety and security was honed through a professional and personal need to stay safe when working and travelling in risky foreign contexts including conflict zones, combined with the recognition that others beyond military and emergency services personnel can benefit greatly from such training. Further, we observe that most travel emergency management is geared towards the reactive end of the spectrum (eg insurance, medivac, embassy and contact details) as opposed to the preventative end, which is where our travel safety training fits in. Let s face it, travellers would much prefer to avoid security and safety incidents, where possible, but haven t been given this option until now. At Delta it tailors comprehensive training for tour leaders, travellers and policy makers, which is designed to improve the capacity of the individual and the collective organisation to undertake travel more safely. 16

17 T R A I N I N G In this regard, Delta Risk Management can cover areas such as: travel planning for foreign or risky environments; health and stress management when travelling; transportation and accommodation security; public spaces and threatening situation awareness; safety in crowds and around civil unrest; personal crime prevention and terror response; critical incident response when travelling; and disaster response and survival. The workshops are interactive and include group problem-solving scenarios, designed to create a memorable and engaging learning experience for all participants. Those attending the workshops receive certificates of participation at the successful completion of training. 17

18 TRAVEL DESIGN GROUP LEVEL3, 80 DORCAS STREET SOUTH MELBOURNE VIC 3205 T: +61 (03) E: W: traveldesigngroup.com.au

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