Experience Wealth Pty Ltd t/as Black Sheep Advisers Financial Services Guide & Adviser Profile Part 2 Christopher Williams Black Sheep Advisers

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1 30 th November 2015 This Financial Services Guide and Adviser Profile Part 2 (FSG & Adviser Profile Part 2) forms the second part of the Black Sheep Advisers Financial Services Guide (FSG Part 1) dated 30 November This FSG & Adviser Profile Part 2 provides important information about me and my employer, and must be read in conjunction with the FSG Part 1. In this document, the words me, I, we and our refer to Christopher Williams as an Authorised Representative of Experience Wealth Pty Ltd trading as Black Sheep Advisers. Am I authorised to provide financial services and credit services? Yes. For financial services I am an authorised representative of Black Sheep Advisers. My Authorised Representative number is What areas am I authorised to advise on? I am authorised by Black Sheep Advisers to provide financial services including advice or services in the following areas: Managed Investments Superannuation Life Products Securities In addition to the services listed on page 2 of the FSG Part 1, are there any services I am not authorised by Black Sheep Advisers to provide? I am not authorised to provide advice or services in the following areas: Margin Loans Derivatives Finance Broking Property Advice Accounting Advice Legal Advice

2 Please ask me if you would like a referral for these services. If I receive a specific fee for this referral, it is disclosed below. It may also be disclosed in an advice document such as a Statement of Advice, if I provide you with personal advice. How can you provide your instructions to me? You may provide instructions to me by using any of the contact details provided in section How to contact us. What are my educational qualifications and experience? I have the following qualifications: Bachelor of Commerce (Financial Planning) I have 2 years experience as a financial planner. How am I paid for financial services I provide? I receive a salary as an employee of Experience Wealth. I could also receive a performance bonus which may be based on certain performance criteria, based on a balanced scorecard, and including the revenue I generate for Experience Wealth. What fees or commissions do you pay for financial services I provide? Initial Advice Fees: Fees are charged for my initial advice and the preparation of a Statement of Advice (SoA). Fees are based on the complexity of the advice provided and range from $995 (minimum) to $6,490 (maximum) inclusive of GST. I will provide an estimated cost, which we will agree on before commencing any work. You will be sent an invoice and payment is required within 14 days from the invoice date. Please note that my initial advice fees stil apply wherhe you decide not to implement my advice. Subsequent Service Fees: Fees for ongoing services and reviews are all based on a monthly fee, ranging from $99 for singles on our Wealth Start Pack to $449 for couples for the Your Personal Financial Coach Pack Some of these fees may be paid from your superannuation, investment & insurance funds/ policies and paid to me by the product providers instead of being invoiced directly to you. All fees are inclusive of GST. Page 2 of 6

3 NOTE: Full details of all fees and commissions for Financial Services will be provided to you in a Statement of Advice (SoA), or Record of Further Advice (RoFA) and Product Disclosure Statements at the time of receiving any recommendation. What amounts do my employer and other related entities receive for financial services? All fees, commissions and incentives are received by Experience Wealth Pty Ltd. Do I provide referrals for certain financial services or receive referrals from third parties? If so, what benefits do I receive from these referrals? I provide and receive referrals for certain financial services but do not pay or receive benefits for these referrals. Privacy Statement In addition to the information provided in the Black Sheep Advisers FSG Part 1 on how we collect, hold, use and disclose your personal information, and how we manage this information, further details around privacy are available at and/or by calling us on (03) Page 3 of 6

4 I conduct my financial planning activities under the name of Black Sheep Advisers. If you would like to make an appointment to discuss your financial needs and objectives in more detail, please do not hesitate to contact me. How to contact us Your Financial Adviser Adviser Name : Christopher Williams Adviser Address : Suite 311, Level 3, 120 Bay St Adviser Phone Number : (03) Adviser Chris_Williams@experiencewealth.com.au of completion of Profile: 30 th November 2015 Page 4 of 6

5 Confirmation form Acknowledgements Copy I/We acknowledge that I was/we were provided with the Black Sheep Advisers Financial Services Guide (FSG Part 1) dated 30 th November and the FSG & Adviser Profile Part 2 dated 30 th November OR complete as follows if Financial Services Guide are mailed to (s): I confirm that I sent a copy of the Black Sheep Advisers Financial Services Guide (FSG Part 1) dated 30 th November 2015 and the FSG & Adviser Profile Part 2 dated 30 th November as follows: Sent to ( Name(s)): Sent on (): Sent by (Name):

6 Confirmation form Detach copy for File Acknowledgements Adviser Copy to be retained on client file I/We acknowledge that I was/we were provided with the Black Sheep Advisers Financial Services Guide (FSG Part 1) dated 30 th November and the FSG & Adviser Profile Part 2 dated 30 th November OR complete as follows if Financial Services Guide and Credit Guide are mailed to (s): I confirm that I sent a copy of the Black Sheep Advisers Financial Services Guide (FSG Part 1) dated 30 th November 2015 and the FSG & Adviser Profile Part 2 dated 30 th November as follows: Sent to ( Name(s)): Sent on (): Sent by (Name):