APPLICABLE FINAL TERMS. Dated 14/10/2014. SG Issuer. Aggregate Nominal Amount. 130,000 Securities in the denomination of EUR 75.

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1 APPLICABLE FINAL TERMS Dated 14/10/2014 SG Issuer Series ISIN code Aggregate Number of Securities Aggregate Nominal Amount Tranche Number Series Number 1 XS ,000 Securities in the denomination of EUR each 9,774, EN/ XS ,000 Securities in the denomination of EUR each 10,316, EN/ XS ,000 Securities in the denomination of EUR each 9,285, EN/ XS ,000 Securities in the denomination of EUR each 9,811, EN/14.10 Unconditionally and irrevocably guaranteed by Société Générale under the Debt Instruments Issuance Programme Denominated for commercial purposes Recovery Cap Bonus Certificates on Worst OF Indices Quanto EURO PART A CONTRACTUAL TERMS Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth under the heading "Terms and Conditions of the English Law Notes and the Uncertificated Notes" in the Base Prospectus dated 29 April 2014, which constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC) (the Prospectus Directive) as amended (which includes the amendment made by Directive 2010/73/EU (the 2010 PD Amending Directive) to the extent that such amendments have been implemented in a Member State). This document constitutes the Final Terms of the Certificates described herein for the purposes of Article 5.4 of the Prospectus Directive and Article 8.4 of the loi luxembourgeoise relative aux prospectus pour valeurs mobilières as amended and must be read in conjunction with the Base Prospectus and the supplement(s) to such Base Prospectus dated 04/06/2014 and 24/06/2014 and 13/08/2014 and 10/09/2014 and any other supplement published prior to the Issue Date (as defined below) (the Supplement(s)); provided, however, that to the extent such Supplement (i) is published after these Final Terms have been signed or issued and (ii) provides for any change to the Conditions as set out under the heading Terms and Conditions of the English Law Notes and the Uncertificated Notes, such change shall have no effect with respect to the Conditions of the Certificates to which these Final Terms relate. Full information on the Issuer, the Guarantor, if any, and the offer of the Certificates is only available on the basis of the 1

2 combination of these Final Terms, the Base Prospectus and any Supplement(s). Prior to acquiring an interest in the Certificates described herein, prospective investors should read and understand the information provided in the Base Prospectus and any Supplement(s) and be aware of the restrictions applicable to the offer and sale of such Certificates in the United States or to, or for the account or benefit of, U.S. Persons. In the case of Certificates offered to the public or admitted to trading on a Regulated Market in the European Economic Area, a summary of the issue of the Certificates (which comprises the summary in the Base Prospectus as amended to reflect the provisions of these Final Terms) is annexed to these Final Terms. Copies of the Base Prospectus, any Supplement(s) and these Final Terms are available for inspection from the head office of the Issuer, the Guarantor (if applicable), the specified offices of the Paying Agents and, in the case of Certificates admitted to trading on the Regulated Market of the Luxembourg Stock Exchange, on the website of the Luxembourg Stock Exchange ( and, in the case of Certificates offered to the public or admitted to trading on a Regulated Market in the European Economic Area, on the website of the Issuer ( 1. (i) Series Number: For Series 1, 65037EN/14.10 For Series 2, 65038EN/14.10 For Series EN/14.10 For Series EN/14.10 (ii) Tranche Number: For Series 1, 1 For Series 2, 1 For Series 3 1 For Series 4 1 (iii) Date on which the Certificates become fungible: Not Applicable 2. Specified Currency: For Series 1, Euro For Series 2, Euro For Series 3 Euro For Series 4 Euro 3. Aggregate Nominal Amount: (i) Tranche: For Series 1, Euro 9,774,700 For Series 2, Euro 10,316,800 For Series 3 Euro 9,285,900 For Series 4 Euro 9,811,100 (ii) Series: For Series 1, Euro 9,774,700 For Series 2, Euro 10,316,800 2

3 For Series 3 Euro 9,285,900 For Series 4 Euro 9,811, Issue Price: For Series 1, Euro For Series 2, Euro For Series 3 Euro For Series 4 Euro (i) Specified Denomination(s): For Series 1, Euro For Series 2, Euro For Series 3 Euro For Series 4 Euro (i) Issue Date: 14/10/2014 (ii) Interest Commencement Date: Not Applicable 7. Final Exercise Date: For Series 1, 29/06/2018 For Series 2, 29/06/2018 For Series 3 29/06/2018 For Series 4 29/06/ Governing law: English law 9. (i) Status of the Certificates: Unsecured (ii) Date of corporate authorisation obtained for the issuance of Certificates: Not Applicable (iii) Type of Structured Certificates: Linked Certificates The provisions of the following Additional Terms and Conditions apply: Additional Terms and Conditions for Linked Certificates. 3 Such Additional Terms and Conditions contain,

4 amongst others, the provisions for determining any amount where calculation is impossible or impracticable. (iv) Reference of the Product: Capped Bonus as described in the Additional Terms and Conditions relating to Formulae With Automatic Early Redemption set as Not Applicable as per Condition of the Additional Terms and Conditions Relating to Formulae 10. Interest Basis: See section PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE below 11. Redemption/Payment Basis: See section PROVISIONS RELATING TO REDEMPTION below 12. Issuer s/noteholders redemption option: See section PROVISIONS RELATING TO REDEMPTION below PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE 13. Fixed Rate Note Provisions: Not Applicable 14. Floating Rate Note Provisions: Not Applicable 15. Structured Interest Certificate Provisions Not Applicable 16. Zero Coupon Certificate Provisions Not Applicable PROVISIONS RELATING TO REDEMPTION 17. Redemption at the option of the Issuer Not Applicable 18. Redemption at the option of the Noteholders: Not Applicable 19 Automatic Early Redemption: Not Applicable 20. Final Exercise Amount: Unless previously redeemed, the Issuer shall redeem the Certificates on the Final Exercise Date, in accordance with the following provisions in respect of each Certificate: Scenario 1: If on Valuation Date(T), a Low Barrier Knock-In Event has not occurred, then: Final Exercise Amount = Specified Denomination x Max(Bonus; Min(Cap_1 ; WorstLevel(T))) 4

5 Scenario 2: If on Valuation Date(T), a Low Barrier Knock- In Event has occurred, then: Final Exercise Amount = Specified Denomination x Min (Cap_2; WorstLevel(T)) - Waiver of Automatic Exercise at Final Exercise Date: By Notice Date as per Condition of the General Terms and Conditions - Final Payment Date: 29/06/ Physical Delivery Notes Provisions: Not Applicable 22. Credit Linked Notes Provisions: Not Applicable 23. Bond Linked Notes Provisions: Not Applicable 24. Trigger redemption at the option of the Issuer: Not Applicable 25. Early Redemption Amount payable on Event of Default or, at the option of the Issuer, on redemption for taxation or regulatory reasons: Market Value PROVISIONS APPLICABLE TO THE UNDERLYING(S) 26. (i) Underlying(s): The following Indices as defined below: For Series 1 K Bloomberg Ticker Sponsor Swiss Market 1 SMI SIX 2 S&P 500 SPX Standard and Poor's Exchange SIX Swiss Exchange In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent Web Site EURO STOXX 50 SX5E STOXX Limited In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent 5

6 For Series 2 K Bloomberg Ticker Sponsor Swiss Market 1 SMI SIX 2 S&P 500 SPX Standard and Poor's Exchange SIX Swiss Exchange In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent Web Site 3 EURO STOXX 50 SX5E STOXX Limited In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent For Series 3 K Bloomberg Ticker 1 Swiss Market SMI SIX 2 S&P 500 SPX Standard and Poor's Sponsor Exchange Web Site SIX Swiss Exchange In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent Hang Seng China Enterpreses HSCEI HSI Services Limited - a wholly owned subsidiary of Hong Seng Bank The Stock Exchange of Hong Kong Limited Net/ For Series 4 K Bloomberg Ticker 1 Swiss Market SMI SIX Sponsor Exchange Web Site SIX Swiss Exchange 6

7 2 S&P 500 SPX Standard and Poor's In respect of each the component stocks of the, the principal stock exchange on which such stocks are principally traded, as determined by the Calculation Agent 3 Hang Seng China Enterpreses HSCEI HSI Services Limited - a wholly owned subsidiary of Hong Seng Bank The Stock Exchange of Hong Kong Limited Net/ (ii) Information relating to the past and future performances of the Underlying(s) and volatility: The information relating to the past and future performances of the Underlying(s) are available on the website, or Reuters or Bloomberg, as the case may be, specified in the table above and the volatility can be obtained, upon request, at the specified office of Société Générale (see in address and contact details of Société Générale for all administrative communications relating to the Certificates), at the office of the Agent in Luxembourg and at the office of the Principal Swiss Paying Agent in Switzerland if any. (iii) Provisions relating, amongst others, to the Market Disruption Event(s) and/or Extraordinary Event(s) and/or Monetisation until the Maturity Date and/or any additional disruption event(s) as described in the relevant Additional Terms and Conditions: The provisions of the following Additional Terms and Conditions apply: Additional Terms and Conditions for Linked Notes (iv) Other information relating to the Underlying(s): Information or summaries of information included herein with respect to the Underlying(s), has been extracted from general databases released publicly or by any other available information. Each of the Issuer and the Guarantor confirms that such information has been accurately reproduced and that, so far as it is aware and is able to ascertain from information published, no facts have been omitted which would render the reproduced information inaccurate or misleading. DEFINITIONS APPLICABLE TO INTEREST (IF ANY), REDEMPTION AND THE UNDERLYING(S) IF ANY 27. (i) Definitions relating to date(s): Applicable 7

8 - Valuation Date(0) 03/10/ Valuation Date(i) means each and every Exchange Business Day between Valuation Date(0) (included) and Valuation Date(T) (included) - Valuation Date(T) 22/06/ Exchange Business Day As defined in the Additional Terms and Conditions for Linked Certificates (ii) Definitions relating to the Product: Applicable, subject to the provisions of the Additional Terms and Conditions relating to Formulae - Underlying (k) (k from 1 to 3) For Series 1, k=1: Swiss Market ; k=2: S&P 500; K=3: EURO STOXX 50 For Series 2, k=1: Swiss Market ; k=2: S&P 500: k=3: EURO STOXX 50 For Series 3, k=1: Swiss Market ; k=2: S&P 500; k=3: Hang Seng China Enterpreses For Series 4, k=1: Swiss Market ; k=2: S&P 500; k=3: Hang Seng China Enterpreses - S(0,k) (k from 1 to 3) means in respect of Valuation Date(0) and Underlying(k), the relevant Closing Price of such Underlying(k) on Valuation Date(0), as defined in Condition 4.0 of the Additional Terms and Conditions relating to Formulae - S(i,k) (i from 0 to T and k from 1 to 3) means in respect of Valuation Date(i) and Underlying(k), the relevant Closing Price of such Underlying(k) on Valuation Date(i), as defined in the relevant Terms and Conditions for Linked Certificates - Low Barrier Knock-In Event A Low Barrier Knock-In Event is deemed to have occurred, as determined by the Calculation Agent, if on any Valuation Date(i) (i from 0 to T), WorstLevel(i) is lower than or equal to LowBarrier. - WorstLevel(i) (i from 0 to T) Means the Minimum, for k from 1 to 3 of Level(i,k). - Level(i,k) (i from 0 to T and k from 1 to 3) means (S(i,k) / S(0,k)) - Cap_1 For Series 1, % 8

9 For Series 2, % For Series 3, % For Series 4, % - Cap_2 For Series 1, % For Series 2, % For Series 3, % For Series 4, % - Bonus For Series 1, % For Series 2, % For Series 3, % For Series 4, % - LowBarrier For Series 1, 68.00% For Series 2, 63.00% For Series 3, 69.00% For Series 4, 64.00% PROVISIONS RELATING TO SECURED CERTIFICATES 28. Secured Notes Provisions: Not Applicable GENERAL PROVISIONS APPLICABLE TO THE CERTIFICATES 29. Provisions applicable to payment date(s): - Payment Business Day: Following Payment Business Day - Financial Centre(s): TARGET2 30. Form of the Notes: (i) Form: Non-US Registered Global Note registered in the name of a nominee for a common depositary for 9

10 Euroclear and Clearstream, Luxembourg (ii) New Global Note: No 31. Redenomination: Not Applicable 32. Consolidation: As per Condition Partly Paid Notes Provisions: Not Applicable 34. Instalment Notes Provisions: Not Applicable 35. Masse: Not Applicable 36. Dual Currency Note Provisions: Not Applicable 37. Additional Amount Provisions for Italian Certificates: Not Applicable 10

11 PART B OTHER INFORMATION 1. LISTING AND ADMISSION TO TRADING (i) (ii) Listing: Admission to trading: Application will be made for the Certificates to be listed on SeDeX, a regulated market organized and managed by Borsa Italiana S.p.A. Application will be made for the Certificates to be admitted to trading on SeDeX, a regulated market organized and managed by Borsa Italiana S.p.A. (iii) Estimate of total expenses related to admission to trading: Not Applicable (iv) Information required for Certificates to be listed on the SIX Swiss Exchange: Not Applicable 2. RATINGS The Certificates to be issued have not been rated. 3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE/OFFER Save for fees, if any, payable to the Dealer, and so far as the Issuer is aware, no person involved in the issue of the Certificates has an interest material to the offer. The Issuer and Société Générale expect to enter into hedging transactions in order to hedge the Issuer's obligations under the Certificates. Should any conflicts of interest arise between (i) the responsibilities of Société Générale as Calculation Agent for the Certificates and (ii) the responsibilities of Société Générale as counterparty to the above mentioned hedging transactions, the Issuer and Société Générale hereby represent that such conflicts of interest will be resolved in a manner which respects the interests of the Holders. 4. REASONS FOR THE OFFER AND USE OF PROCEEDS, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES (i) Reasons for the offer and use of proceeds: See "Use of Proceeds" wording in the Base Prospectus (ii) Estimated net proceeds: Not Applicable (iii) Estimated total expenses: Not Applicable 5. INDICATION OF YIELD (Fixed Rate Notes only) Not Applicable 6. HISTORIC INTEREST RATES (Floating Rate Notes only) Not Applicable 7. PERFORMANCE AND EFFECT ON VALUE OF INVESTMENT (i) PERFORMANCE OF FORMULA, EXPLANATION OF EFFECT ON VALUE OF INVESTMENT (Structured Notes only) 11

12 The value of the Certificates and the payment of a redemption amount to a Noteholder on the maturity date will depend on the performance of the underlying asset(s), on the relevant valuation date(s). The value of the Certificates is linked to the positive or negative performance of the underlying instruments. The amount(s) to be paid are determined on the basis of the condition which is satisfied (or not) if the performance of the underlying instrument is lower than or equal to a predefined barrier performance. The terms and conditions of the Certificates may include provisions under which upon the occurrence of certain market disruptions delays in the settlement of the Certificates may be incurred or certain modifications be made. Moreover, in case of occurrence of events affecting the underlying instrument(s), the terms and conditions of the Certificates allow the Issuer to substitute the underlying instrument(s) by new underlying instrument(s), cease the exposure to the underlying asset(s) and apply a reference rate to the proceeds so obtained until the maturity date of the Certificates, postpone the maturity date of the Certificates, early redeem the Certificates on the basis of the market value of these Certificates, or deduct from any due amount the increase cost of hedging, and in each case without the consent of the Certificateholders. Payments on the Certificates are calculated by reference to certain underlying(s), the return of the Certificates is based on changes in the value of the underlying(s), which may fluctuate. Potential investors should be aware that these Certificates may be volatile and that they may receive no interest and may lose all or a substantial portion of their principal. During the lifetime of the Certificates, the market value of these Certificates may be lower than the invested capital. Furthermore, an insolvency of the Issuer and/or the Guarantor may cause a total loss of the invested capital. The attention of the investors is drawn to the fact that they could sustain an entire or a partial loss of their investment. 8. OPERATIONAL INFORMATION (i) Security identification code(s): - ISIN code: For Series 1, XS For Series 2, XS For Series 3,XS For Series 4, XS Common code: Not Applicable (ii) Clearing System(s): Euroclear Bank S.A/N.V. (Euroclear) / Clearstream Banking société anonyme (Clearstream, Luxembourg) (iii) Delivery of the Notes: Delivery against payment (iv) Calculation Agent: Société Générale Tour Société Générale17 cours Valmy Paris La Défense Cedex France (v) Paying Agent(s): Société Générale Bank&Trust 11, avenue Emile Reuter 2420 Luxembourg Luxembourg (vi) Eurosystem eligibility of the No 12

13 Notes: (vii) Address and contact details of Société Générale for all administrative communications relating to the Notes: Société Générale 17, Cours Valmy Paris La Défense Cedex France Name: Sales Support Services - Derivatives Tel: (Hotline) clientsupport-deai@sgcib.com 9. DISTRIBUTION (i) Method of distribution: Non-syndicated - Dealer(s): Société Générale 17, Cours Valmy Paris la Défense Cedex France (ii) Total commission and concession: SG reserves the right to pay a fee of 3.5 Euros to be applied to the number of Certificates subject of net buying orders on SeDeX during a predetermined period of time. Such fee shall be paid by SG at the end of such predetermined period of time to one or more entities directly or indirectly (through other authorized intermediaries) providing investment services to the investors generating the relevant buying orders for the Certificates. Such fee, that is a cost component for SG, is included in the price of the Certificates and shall be amortized over time during the life of the Certificate. (iii) TEFRA rules: Not Applicable (iv) Permanently Restricted Notes: Yes (v) Non-exempt Offer: Not Applicable 10. PUBLIC OFFERS IN EUROPEAN ECONOMIC AREA Not Applicable 11. ADDITIONAL INFORMATION - Minimum investment in the Notes: 1 Certificate - Minimum Trading Lot: 1 Certificate - Underlying(k) Disclaimer: 13 The Hang Seng (the ) is published and compiled by Hang Seng es Company Limited pursuant to a licence from Hang Seng Data Services Limited. The mark and name Hang Seng are proprietary to Hang Seng Data Services Limited. Hang Seng es Company Limited and Hang Seng Data Services Limited have agreed to the use of, and reference to, the (es) by the licencee in connection with the product (the Product ), but neither hang seng

14 indexes company limited nor hang seng data services limited warrants or represents or guarantees to any broker or holder of the product or any other person (i) the accuracy or completeness of any of the index(es) and its computation or any information related thereto; or (ii) the fitness or suitability for any purpose of any of the index(es) or any component or data comprised in it; or (iii) the results which may be obtained by any person from the use of any of the index(es) or any component or data comprised in it for any purpose, and no warranty or representation or guarantee of any kind whatsoever relating to any of the index(es) is given or may be implied. The process and basis of computation and compilation of any of the (es) and any of the related formula or formulae, constituent stocks and factors may at any time be changed or altered by Hang Seng es Company Limited without notice. To the extent permitted by applicable law, no responsibility or liability is accepted by hang seng indexes company limited or hang seng data services limited (i) in respect of the use of and/or reference to any of the index(es) by the licensee in connection with the product; or (ii) for any inaccuracies, omissions, mistakes or errors of hang seng indexes company limited in the computation of any of the index(es); or (iii) for any inaccuracies, omissions, mistakes, errors or incompleteness of any information used in connection with the computation of any of the index(es) which is supplied by any other person; or (iv) for any economic or other loss which may be directly or indirectly sustained by any broker or holder of the product or any other person dealing with the product as a result of any of the aforesaid, and no claims, actions or legal proceedings may be brought against hang seng indexes company limited and/or hang seng data services limited in connection with the Product in any manner whatsoever by any broker, holder or other person dealing with the Product. Any broker, holder or other person dealing with the Product does so therefore in full knowledge of this disclaimer and can place no reliance whatsoever on Hang Seng es Company Limited and Hang Seng Data Services Limited. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any broker, holder or other person and Hang Seng es Company Limited and/or Hang Seng Data Services Limited and must not be construed to have created such relationship. 14 The product is not sponsored, endorsed, sold or promoted by Standard & Poor's ( S&P ) or its third party licensors. Neither S&P nor its third party licensors makes any representation or warranty, express or implied, to the owners of the product or any member of the public regarding the advisability of investing in securities generally or in the product particularly or the ability of the S&P 500 (the ) to track general stock market performance. S&P's and its third party licensor s only relationship to licensee is the licensing of certain trademarks and trade names of S&P and the third party licensors and of the which is determined, composed and calculated by S&P or its third party licensors without regard to licensee or product. S&P and its third party licensors have no obligation to take the needs of licensee or the owners of the product into consideration in determining, composing or calculating the. Neither S&P nor its third party licensors is responsible for and has not participated in the determination of the prices and amount of the product or

15 the timing of the issuance or sale of the product or in the determination or calculation of the equation by which the product is to be converted into cash. S&P has no obligation or liability in connection with the administration, marketing or trading of the product. NEITHER S&P, ITS AFFILIATES NOR THEIR THIRD PARTY LICENSORS GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS OR COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN OR ANY COMMUNICATIONS, INCLUDING BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATIONS (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P, ITS AFFILIATES AND THEIR THIRD PARTY LICENSORS SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS OR DELAYS THEREIN. S&P MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE MARKS, THE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P, ITS AFFILIATES OR THEIR THIRD PARTY LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. «These securities are not in any way sponsored, endorsed, sold or promoted by the SIX Swiss Exchange Ltd and the SIX Swiss Exchange Ltd makes no warranty or representation whatsoever, express or implied, either as to the results to be obtained from the use of the SMI index (the ) and/or the figure at which the said stands at any particular time on any particular day or otherwise. However, the SIX Swiss Exchange Ltd shall not be liable (whether in negligence or otherwise) to any person for any error in the and the SIX Swiss Exchange Ltd shall not be under any obligation to advise any person of any error therein.» SIX Group, SIX Swiss Exchange, SPI, Swiss Performance (SPI), SPI EXTRA, SPI ex SLI, SMI, SMI Swiss Market, Swiss Market (SMI), SMIM, SMI MID (SMIM), SMI Expanded, SXI, SXI Real Estate, SXI Swiss Real Estate, SXI Life Sciences, SXI Bio+Medtech, SLI, SLI Swiss Leader, SBI, SBI Swiss Bond, SAR, SAR SWISS AVERAGE RATE, SARON, SCR, SCR SWISS CURRENT RATE, SCRON, SAION, SCION, VSMI, SWX Immobilienfonds, MQM, MQM Market Quality Metrics, QQM, QQM Quotes Quality Metrics are trademarks that have been registered in Switzerland and/or abroad by SIX Group Ltd respectively SIX Swiss Exchange Ltd. Their use is subject to a licence. 15 STOXX and its licensors (the Licensors ) have no relationship to the licensee, other than the licensing of the Eurostoxx 50 and the related trademarks for use in connection with the product. STOXX and its Licensors do not: Sponsor, endorse, sell or promote the product. Recommend that any person invest in the product or any

16 other securities. Have any responsibility or liability for or make any decisions about the timing, amount or pricing of product. Have any responsibility or liability for the administration, management or marketing of the product. Consider the needs of the product or the owners of the product in determining, composing or calculating the Eurostoxx 50 or have any obligation to do so. STOXX and its Licensors will not have any liability in connection with the product. Specifically, STOXX and its Licensors do not make any warranty, express or implied and disclaim any and all warranty about:» The results to be obtained by the product, the owner of the product or any other person in connection with the use of the Eurostoxx 50 and the data included in the Eurostoxx 50 ;» The accuracy or completeness of the Eurostoxx 50 and its data;» The merchantability and the fitness for a particular purpose or use of the Eurostoxx 50 and its data; STOXX and its Licensors will have no liability for any errors, omissions or interruptions in the Eurostoxx 50 or its data; Under no circumstances will STOXX or its Licensors be liable for any lost profits or indirect, punitive, special or consequential damages or losses, even if STOXX or its Licensors knows that they might occur. The licensing agreement between the issuer and STOXX is solely for their benefit and not for the benefit of the owners of the product or any other third parties. 12. PUBLIC OFFERS IN OR FROM SWITZERLAND Not Applicable 16

17 ANNEX FORM OF WAIVER NOTICE From Holder] To Copy to : Agent Société Générale Bank & Trust, Luxembourg : Société Générale and BNP PARIBAS Milan : [name and address of the SG Issuer ISIN code Aggregate Number of Securities Aggregate Nominal Amount Tranche Number Series Number XS ,000 Securities in the denomination of EUR each 9,774, EN/14.10 XS ,000 Securities in the denomination of EUR each 10,316, EN/14.10 XS ,000 Securities in the denomination of EUR each 9,285, EN/14.10 XS ,000 Securities in the denomination of EUR each 9,811, EN/14.10 Words and expressions defined in the terms and conditions of the Certificates as set out in the Base Prospectus dated 29 April 2014 and the Final Terms dated 14/10/2014 (the "Conditions") relating to the present issue of Certificates shall have the same meanings where used herein (unless the context otherwise requires). When completed, this Notice should be sent by the Holder to the Agent with a copy to the Calculation Agent and Société Générale Bank & Trust on the Notice Date prior to a.m (Luxembourg time). If no instruction is received on the Notice Date or the Notice is received after a.m. (Luxembourg time) on the Notice Date, the Final Exercise Amount shall be redeemed automatically by the Issuer on the Final Exercise Date. Any notice which is not duly completed in accordance with the Conditions shall be deemed to be null and void. Delivery of Notice (whether in writing or by fax) shall constitute an irrevocable election and undertaking by the relevant Holder to waive the Final Exercise Amount. AGENT : Société Générale Bank & Trust, 11 Avenue Emile Reuter L-2420 Luxembourg. Telephone: (352) fax: (352) Attention: Agencies Services (TITR/CLE/SFI) CALCULATION AGENT : Société Générale, Tour Société Générale Paris-La Défense. Attention: OPER/DAI/BAC/COR/PRI/SPE Swift: SOGEFRPPHCM 17

18 (with copy to the following fax n ) and Société Générale Bank&Trust 11, avenue Emile Reuter 2420 Luxembourg Name of the Holder: Address of the Holder: Phone number of the Holder: Fax number of the Holder: Contact name: With this Notice we waive irrevocably the Final Exercise Amount as determined by the Calculation Agent in accordance with the provisions of the Conditions as defined above relating to the present issue of Certificates. ISIN Code: Account Number: Market Member: Series of Certificates: Number of Certificates: Address: Signature of the Holder 18

19 Section A Introduction and warnings ISSUE SPECIFIC SUMMARY A.1 Warning This summary must be read as an introduction to the Base Prospectus and the applicable Final Terms. Any decision to invest in the Certificates should be based on a consideration of the Base Prospectus and the applicable Final Terms as a whole by the investor. Where a claim relating to the information contained in the Base Prospectus and the applicable Final Terms is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Base Prospectus and the applicable Final Terms before the legal proceedings are initiated. Civil liability attaches only to those persons who have tabled this summary, including any translation thereof, but only if the summary is misleading, inaccurate or inconsistent when read together with the other parts of the Base Prospectus and the applicable Final Terms or it does not provide, when read together with the other parts of this Base Prospectus and the applicable Final Terms, key information in order to aid investors when considering whether to invest in the Certificates. A.2 Consent to the use of the Base Prospectus Not Applicable. Section B Issuer and Guarantor B.1 Legal and commercial name of the Issuer SG Issuer (or the Issuer) B.2 Domicile, legal form, legislation and country of incorporatio n Domicile: 33, boulevard Prince Henri, L-1724 Luxembourg, Luxembourg. Legal form: Public limited liability company (société anonyme). Legislation under which the Issuer operates: Luxembourg law. Country of incorporation: Luxembourg. B.4 b Known trends affecting the Issuer and the industries in which it operates The Issuer expects to continue its activity in accordance with its corporate objects over the course of B.5 Description of the Issuer s group and the Issuer s position within the group B.9 Figure of profit forecast or The Group offers a wide range of advisory services and tailored financial solutions to individual customers, large corporate and institutional investors. The Group relies on three complementary core businesses: French Retail Banking; International Retail Banking, Financial Services and Insurance and Corporate and Investment Banking, Private Banking, Asset and Wealth Management and Securities Services. The Issuer is a subsidiary of the Société Générale Group and has no subsidiaries. Not applicable. The Issuer does not provide any figure of profit forecast or estimate. 19

20 B.1 0 estimate (if any) Nature of any qualification s in the audit report on the historical financial information Not applicable. The audit reports do not include any qualification. B.1 2 Selected historical key financial information regarding the Issuer (in K ) Operating Revenues December 31, December 31, (audited) (audited) Profit from operations Profit from continuing operations Total Assets Material adverse change in the prospects of the Issuer since the date of its last published audited financial statements Not Applicable. There has been no material adverse change in the prospects of the Issuer since the date of its last published audited financial statements. B.1 3 Significant changes in the financial or trading position subsequent to the period covered by the historical financial information Recent events particular to the Issuer which are to a material extent relevant to the evaluation of the Not Applicable. There has been no significant change in the Issuer s financial or trading position subsequent to the period covered by the historical financial information. Not Applicable. There has been no recent event particular to the Issuer which is to a material extent relevant to the evaluation of the Issuer s solvency. 20

21 B.1 4 B.1 5 B.1 6 B.1 8 Issuer s solvency Statement as to whether the Issuer is dependent upon other entities within the group Description of the issuer s principal activities To the extent known to the Issuer, whether the Issuer is directly or indirectly owned or controlled and by whom, and nature of such control Nature and scope of the guarantee See Element B.5 above for the Issuers' position within the Group. SG Issuer is dependent upon Société Générale Bank & Trust within the Group. The principal activities of SG Issuer is raising finance by the issuance of debt securities designed to be placed to institutional customers or retail customers through the distributors associated with Société Générale. The financing obtained through the issuance of such debt securities is then lent to Société Générale and to other members of the Group. SG Issuer is a 100 per cent. owned subsidiary of Société Générale Bank & Trust S.A. which is itself a 100 per cent. owned subsidiary of Société Générale and is a fully consolidated company. The Certificates are unconditionally and irrevocably guaranteed by Société Générale (the Guarantor) pursuant to the Guarantee dated 29 April The Guarantee constitutes a direct, unconditional, unsecured and general obligation of the Guarantor and ranks and will rank pari passu with all other existing and future direct, unconditional, unsecured and general obligations of the Guarantor, including those in respect of deposits. B.1 9 Information about the guarantor as if it were the issuer of the same type of security that is subject of the guarantee The information about Société Générale as if it were the Issuer of the same type of Certificates that is subject of the Guarantee is set out in accordance with Elements B.19 / B.1, B.19 / B.2, B.19 / B.4b, B.19 / B.5, B.19 / B.9, B.19 / B.10, B.19 / B.12, B.19 / B.13, B.19 / B.14, B.19 / B.15, B.19 / B.16 below, respectively: B.19/ B.1: Société Générale B.19/ B.2: Domicile: 29, boulevard Haussmann, Paris, France. Legal form: Public limited liability company (société anonyme). Legislation under which the Issuer operates: French law. Country of incorporation: France. B.19/ B.4b: The euro zone and, in particular France are very gradually moving towards recovery. Furthermore, the improved economic climate in the United States remains contingent on how the country will make an exit from its quantitative and fiscal monetary policies. In the emerging countries, markets are contending with a surge in capital flight. Current developments could weigh on emerging country growth, but not to the extent of triggering systemic financial crises akin to those observed in the 1990s. Several regulations on market activity operations are continuing to come into effect in Europe and the United States. New fundamental developments in retail banking are also expected. In a restrictive macro-economic environment, the major goal of market place discussions is to produce a sustainable growth model for the financial sector which maintains banks' ability to finance the economy amid more restrictive budget policies. However, it is clear 21

22 that the addition of new regulatory constraints, compounded by potential competitive bias between countries, will weigh significantly on the profitability of some activities. They may therefore influence the development model of certain players in the banking sector. The Société Générale Group continues to adapt the structure of its business lines and embarked on the second step of its transformation plan to refocus its structure on three pillars of excellence: French Retail Banking; International retail Banking and Financial Services (IBFS); Global Banking and Investor Solutions (GBIS). B.19/ B.5: The Group offers a wide range of advisory services and tailored financial solutions to individual customer, large corporate and institutional investors. The Group relies on three complementary core businesses: French Retail Banking, International Retail Banking, Financial Services and Insurance and Corporate and Investment Banking, Private Banking, Asset and Wealth Management and Securities Services. Société Générale is the parent company of the Société Générale Group. B.19/ B.9: Not Applicable. The Issuer does not make any figure of profit forecast or estimate. B.19/B.10: Not applicable. The audit report does not include any qualification. B.19/B.12: Half year 2014 (Unaudited) Year ended 2013 Half year 2013 (Unaudited) Year ended 2012 (*) Results (in EUR M) Net Banking Income Operating income Net income before non controlling interests Net income French Retail Banking International Retail Banking & Financial Services Global Banking and Investor Solutions Corporate Centre Activity (in EUR bn) Total assets and liabilities Customer loans Customer deposits Equity (in billions of euros) Group shareholders' equity Total consolidated equity 11,569 22,433(**) 11,101(**) 23,110 2,378 2,336(**) 1,405(**) 2,757 1,504 2,394(**) 1,532(**) 1,224 1,345 2,044(**) 1,319(**) ,196(**) 597(**) 1, (**) 498(**) 617 1,066 1,206(**) 1,024(**) 761 (414) (1,341) (**) (800)(**) (1,879) 1, ,214.2 (**) 1, , (**) (**) (**) (**)

23 (*) Items relating to the results for 2012 have been restated due to the implementation of IAS (International Accounting Standard) 19: the change in accounting method involves the adjustment of data for the previous year. (**) 2013 data adjusted following the retrospective implementation of IFRS 10 and 11 on January 1st, Not Applicable. There has been no material adverse change in the prospects of the Guarantor since the date of its last published audited financial statements. Not Applicable. There has been no significant change in the Guarantor s financial or trading position subsequent to the period covered by the historical financial information. B.19/B.13: Not Applicable. There have been no recent events particular to the Guarantor which is to a material extent relevant to the evaluation of the Guarantor 's solvency. B.19/ B.14: See Element B.5 above for the Guarantor s position within the Group. Société Générale is the ultimate holding company of the Group. However, Société Générale operates its own business; it does not act as a simple holding company vis-à-vis its subsidiaries. B.19/ B.15: See Element B.19/ B.5 above. B.19/ B.16: Not Applicable. To its knowledge, Société Générale is not owned or controlled, directly or indirectly (under French law) by another entity. Section C Securities C.1 Type and the class of the securities being offered and/or admitted to trading, including any security identification number The Certificates are derivative instruments, indexed on Indices. ISIN code: For Series 1 :XS ; For Series 2: XS ; For Series 3: XS ; For Series 4: XS C.2 Currency of the securities issue EUR C.5 Description of any restrictions on the free transferability of the securities There is no restriction on the free transferability of the Certificates, subject to selling and transfer restrictions which may apply in certain jurisdictions. C.8 Rights attached to the securities, including ranking and limitations to those rights and procedures for the exercise of those rights Specified Denomination: For Series 1: EUR For Series 2: EUR For Series 3: EUR For Series 4: EUR Rights attached to the securities: 23

24 Unless the Certificates are previously redeemed, the Certificates will entitle each holder of the Certificates (a Certificateholder) to receive a redemption amount which may be lower than, equal to or higher than the amount initially invested (see Element C.18). A Certificateholder will be entitled to claim the immediate and due payment of any sum in case: - the Issuer fails to pay or to perform its other obligations under the Certificates or in the event that the guarantee of Société Générale stops being valid - the Guarantor fails to perform its obligations under the Guarantee; - of insolvency or bankruptcy proceeding(s) affecting the Issuer. The Certificateholder s consent shall have to be obtained to amend the contractual terms of the Certificates pursuant to the provisions of an agency agreement, made available to a Certificateholder upon request to the Issuer. - The Issuer accepts the exclusive competence of the courts of England in benefit of the Certificateholders in relation to any dispute against the Issuer but accepts that such Certificateholders may bring their action before any other competent court. Ranking: The Certificates will be direct, unconditional, unsecured and unsubordinated obligations of the Issuer and will rank equally with all other outstanding direct, unconditional, unsecured and unsubordinated obligations of the Issuer, present and future. Limitations to rights attached to the securities: - in the case of adjustments affecting the underlying instrument(s), the Issuer may amend the terms and conditions or in the case of the occurrence of extraordinary events affecting the underlying instrument(s), the Issuer may substitute the underlying instrument(s) by new underlying instrument(s), monetise all or part of the due amounts until the maturity date of the Certificates, postpone the maturity date of the Certificates, redeem early the Certificates on the basis of the market value of these Certificates, or deduct from any due amount the increase cost of hedging, and in each case without the consent of the Certificateholders; - the Issuer may redeem early the Certificates on the basis of the market value of these Certificates for tax or regulatory reasons; - the rights to payment of principal and interest will be prescribed within a period of ten years (in the case of principal) and five years (in the case of interest) from the date on which the payment of these amounts has become due for the first time and has remained unpaid; - In the case of a payment default by the Issuer, Certificateholders shall not be entitled to take any steps or proceedings to procure the winding-up, administration or liquidation (or any other analogous proceeding) of the Issuer. Nevertheless, Certificateholders will continue to be able to claim against the Guarantor in respect of any unpaid amount. Taxation All payments in respect of Certificates, Receipts and Coupons or under the Guarantee shall be made free and clear of, and without withholding or deduction for or on account of, any present or future taxes, duties, assessments or governmental charges of whatever nature imposed, levied, collected, withheld or assessed by or on behalf of any Tax Jurisdiction unless such withholding or deduction is required by law. In the event that any amounts are required to be deducted or withheld for, or on behalf of, any Tax Jurisdiction, the relevant Issuer or, as the case may be, the Guarantor shall (except in certain circumstances), to the fullest extent permitted by law, pay such additional amount as may be necessary, in order that each Certificateholder, Receiptholder or Couponholder, after deduction or withholding of such taxes, duties, assessments or governmental charges, will receive the full amount then due and payable. Governing law The Certificates and any non-contractual obligations arising out of or in connection with the Certificates will be governed by, and shall be construed in accordance with English law. C.11 Whether the Application will be made for the Certificates to be listed on SeDeX, a regulated market 24

25 securities offered are or will be the object of an application for admission to trading, with a view to their distribution in a regulated market or other equivalent markets with indication of the markets in question organized and managed by Borsa Italiana S.p.A.. C.15 How the value of the investment is affected by the value of the underlying instrument(s), unless the securities have a denomination of at least EUR 100,000. The value of the Certificates, the payment of interest amount on the relevant interest payment date and the payment of a redemption amount to a Certificateholder on the maturity date will depend on the performance of the underlying asset(s), on the relevant valuation date(s). The value of the Certificates is linked to the positive or negative performance of the underlying instrument. The amount(s) to be paid are determined on the basis of the condition which is satisfied (or not) if the performance of the underlying instrument is higher than or equal to a predefined barrier performance. C.16 The maturity date and the final reference date C.17 Settlement procedure of the derivative securities The maturity date of the Certificates will be 29/06/2018, and the final reference date will be the last valuation date. The maturity date may be modified pursuant to the provisions of Element C.8 above and Element C.18 below. Cash delivery Final Redemption Amount: Unless previously redeemed, the Issuer shall redeem the Certificates on the Final Exercise Date, in accordance with the following provisions in respect of each Certificate: Scenario 1: If on Valuation Date(T), a Low Barrier Knock-In Event has not occurred, then: Final Exercise Amount = Specified 25

26 Denomination x Max(Bonus; Min(Cap_1 ; WorstLevel(T))) Scenario 2: If on Valuation Date(T), a Low Barrier Knock- In Event has occurred, then: Final Exercise Amount = Specified Denomination x Min (Cap_2; WorstLevel(T)) Definitions relating to date(s): Applicable Valuation Date(0) 03/10/2014 Valuation Date(i) means each and every Exchange Business Day between Valuation Date(0) (included) and Valuation Date(T) (included) Valuation Date(T) 22/06/2018 Exchange Business Day As defined in the Additional Terms and Conditions for Linked Certificates Definitions relating to the Product: Applicable, subject to the provisions of the Additional Terms and Conditions relating to Formulae Underlying (k) (k from 1 to 3) For Series 1, k=1: Swiss Market ; k=2: S&P 500; K=3: EURO STOXX 50 For Series 2, k=1: Swiss Market ; k=2: S&P 500: k=3: EURO STOXX 50 For Series 3, k=1: Swiss Market ; k=2: S&P 500; k=3: Hang Seng China Enterpreses 26 For Series 4, k=1: Swiss Market ; k=2: S&P 500; k=3: Hang Seng China Enterpreses

27 S(0,k) (k from 1 to 3) means in respect of Valuation Date(0) and Underlying(k), the relevant Closing Price of such Underlying(k) on Valuation Date(0), as defined in Condition 4.0 of the Additional Terms and Conditions relating to Formulae S(i,k) (i from 0 to T and k from 1 to 3) means in respect of Valuation Date(i) and Underlying(k), the relevant Closing Price of such Underlying(k) on Valuation Date(i), as defined in the relevant Terms and Conditions for Linked Certificates Low Barrier Knock-In Event A Low Barrier Knock-In Event is deemed to have occurred, as determined by the Calculation Agent, if on any Valuation Date(i) (i from 0 to T), WorstLevel(i) is lower than or equal to LowBarrier. WorstLevel(i) (i from 0 to T) Means the Minimum, for k from 1 to 3 of Level(i,k). Level(i,k) (i from 0 to T and k from 1 to 3) means (S(i,k) / S(0,k)) Bonus For Series 1: % For Series % For Series 3: % For Series 4: % Cap_1 For Series 1: % For Series 2: % For Series 3: % For Series 4: % Cap_2 For Series 1: % 27