Make your financial future bright and easy. With your own financial plan. hatchplan.co.uk

Transcription

1 Make your financial future bright and easy. With your own financial plan. hatchplan.co.uk

2 Hatch in a nutshell We brighten employees financial futures in 3 simple steps 1 Set Goals 2 Get your Plan 3 Stay on Track Speak to an expert financial coach about your life goals and financial situation. Your coach will build your plan, walk you through it, and provide online access. We ll give you all the help you need to do the best things with your money - now and ongoing. hatchplan.co.uk

3 We re different We start at the end, with your future goals We all have hopes and fears about what we ll be able to afford in future. Property? Raising children? Retirement? We ll help you quickly estimate the future costs of these goals. And once that s clear we can build a plan to get you there!

4 We re different We build you a full 360 financial plan How much to Spend? Save? Invest? Insure? Mortgage? Put in Pensions? For our technology, it s a simple maths problem which set of answers will maximise your future wealth while leaving you on-track for all your short and long-term goals? hatchplan.co.uk

5 We re different We give you your own Financial Coach We re not just an awesome number-crunching app! Important life and financial decisions need the reassurance and guidance of a human expert. And that s exactly what you get. Your own dedicated Financial Coach, on hand whenever you need them. Our coaches are available by phone or videochat, and face-to-face in your workplace by prior arrangement with your employer

6 We re different We distil everything into a simple action list We take all that complexity your life, your goals, your finances and distil it down to just a few simple actions which can put you on course to be hundreds of thousands of pounds better off. A quote from a customer a quote from a customer Customer Name hatchplan.co.uk

7 Case Study How we helped Sally & John improve their future finances by 496,457 John and Sally were a 30 year old couple on an average London income, with a young daughter, Emma. We showed them how they could not only afford their dream property and support Emma through education, but also retire nearly 500k better off... if they made some small adjustments to their spending and use of investments and pensions. Visit hatchplan.co.uk to view the video case study

8 We ll provide you a full financial planning service 2x Financial Planning sessions Online access to your Financial Plan Unlimited financial plan scenarios Ongoing support from your Financial Coach Recommended Pension contribution levels Budgeting tools and techniques Savings Account insider guide Investment portfolio recommendation and arrangement* Mortgage quotes, advice and arrangement* Life Cover quotes, advice and arrangement* Easy-to-use Will-writing software** Tailored, relevant Money Bulletins Tailored, relevant Tax Alerts Whole-of-market advice Our investment, mortgage and life cover advice services will review the entire relevant market of products available to advisers. We will recommend whichever products are best for you. We are not tied to any particular providers. The Hatch service is designed to help most employees, however your coach may identify your situation requires a more specialist adviser. For example, if you are over 55 you may need specialist advice on retirement income options. In these cases, they can refer you to a specialist third party adviser, if you wish. * We apply an additional charge for investment advice, of 0.75% p.a. including all advice and platform fees, and excluding individual fund charges. There is no initial charge for mortgage and insurance products, we may receive a commission from the product provider. ** Currently only available in England and Wales, but coming soon for the rest of the UK

9 We re making financial planning accessible to everybody Annual Fee Less reward for helping spread the word Just share a social media post, write a review or refer a friend, and we ll thank you with a cash reward! Less annual tax saving Through Pension Advice Vouchers, a tax-efficient salary-sacrifice scheme. Think Childcare Vouchers for pension advice. Net Annual Cost Save thousands Financial Planning Save Mortgage advice Save 300+ Investment advice Save 500+ Will writing Save 140+ Book a free first Financial Planning session to better understand how we can help * Figures shown are for higher-rate tax payers. For basic-rate tax payers, our annual fee is 426, and the annual tax saving is 136 Figures from VouchedFor.co.uk show the average financial adviser charges 1125 for a financial plan and 2.1% initial charge for advice on a 100,000 investment. Data from the Money Advice Service states solicitors typically charge to write a simple will. Data from One 77 Mortgages shows in 75% of purchases, mortgage brokers charge an average fee of 400.

10 Recommended by Mumsnetters Hatch has been exclusively endorsed by Mumsnet users, who were invited to trial and review the Hatch service. 89% said they would likely recommend Hatch. [Hatch] really helped us think about how we can achieve our goals and how this may be easier as our circumstances change through the years. It also showed that things aren t as dire as we thought. Very helpful and friendly. Really focused on identifying what my goals were at the start of the process. I didn t feel that the service was just for wealthy people.

11 Who s behind Hatch? Hatch comes from the team behind VouchedFor.co.uk, the UK s leading reviews website for financial and legal professionals. We ve already helped over 100,000 people find a great financial adviser, but with Hatch we re on a mission to make financial planning easy and powerful for everyone (not just the well-off).

12 Get started now! Please contact us for a free financial planning session today. Hatchplan.co.uk Every care has been taken to ensure that this information is correct and in accordance with our understanding of relevant legislation, which may change. Hatch is a trading name of TW11 Wealth Management Limited Authorised and regulated by the Financial Conduct Authority Registered in England and Wales No Last edited June 2018 please contact us for the latest version.