CBA Health Law Section: Ballot Impacts for Health Care

Size: px
Start display at page:

Download "CBA Health Law Section: Ballot Impacts for Health Care"

Transcription

1 CBA Health Law Section: Ballot Impacts for Health Care KATHERINE MULREADY VICE PRESIDENT OF LEGISLATIVE POLICY & CHIEF STRATEGY OFFICER OCTOBER 2016

2 Disclosure: CHA Voter Guide CHA Board of Trustees has taken the following positions on 2016 ballot initiatives: Amendment T Amendment U

3 ColoradoCare

4 Understanding the Arguments Promises universal coverage and cost savings More people with coverage More covered benefits No deductibles, limited co-pays Reduced overhead costs Bulk purchasing of goods and services Opponents are skeptical that more will cost less Limited administrative savings High costs to manage bureaucracy Untested and unaccountable state-run system Risky and unsustainable financing

5 Why CHA Opposes Amendment 69 Shifting to a health care payment and delivery system that would be almost entirely dependent on a single government entity would undermine existing health care resources, threaten the sustainability of Colorado hospitals and health systems, and impede providers ability to advance the health of communities. ColoradoCare is a strategy to pay for health care, it will not lower health care costs nor improve quality of care. Uprooting our current health care system and diminishing the progress Colorado has made in health reform on the assumption that ColoradoCare will be better is a risk Colorado cannot take. Source: CHA Position Paper, January 2016

6 1 It will control $38 billion in health spending, including $25 billion in new taxes. $36 BILLION $38 BILLION $39 BILLION $27 BILLION $28 BILLION $31 BILLION Annual Revenue Source: Fortune 500 Listing, 2015

7 2 No experience is required for board members, and accountability is limited.

8 3 We will still have to deal with multiple payers of health care. Source: Colorado Health Institute, 2016

9 4 We risk paying more for less coverage: benefits aren t guaranteed, nor is access to care when you need it.

10 5 $38 billion won t be enough maybe sooner than you think. ColoradoCare will have to cut benefits, cut provider payments, or increase taxes again. Annual Shortfall Estimates, by 2027 A Worst Case: $14B Deficit Best Case: $2B Deficit B C

11 6 It s only a refinancing mechanism. It doesn t address underlying cost problems in our health care system. Source: OECD Data 2013, Mercatus Center, George Mason University

12 7 We won t be able to attract the best and brightest businesses and health care professionals.

13 8 It will have a lot of control over decisions currently made by patients and their doctors.

14 9 It will jeopardize gains Colorado has made in health care reform. Colorado Blue Ribbon Commission for Health Care Reform

15 10 What if it doesn t work?

16 If Amendment 69 Were To Pass Litigation Pre-Implementation vs. Post-Implementation Implementation Appointment of Interim Board Implementing Legislation Section 1332 Waiver Authority Establishment of Election System

17 Amendment 72: Tobacco Tax

18 Amendment 72: Tobacco Tax Proposed $1.75 increase in existing $0.84 tax to fund health-related causes Resulting tax would be $2.59, jumping Colorado s state rank from 38 th to 11 th Will generate roughly $315 million annually for health-related investments CHA actively supports the Campaign for a Healthy Colorado because: We are committed to ensuring access to physical and mental health care across Colorado, and particularly in rural and underserved areas We are committed to evidence-based efforts to reduce health care costs for all Coloradans We are committed to treating individuals with tobacco-related chronic illness and using medical innovations to save lives Opponents are concerned about: Where dollars will go and fact that tobacco tax is built into the constitution

19 The Cost of Tobacco Use & Projected Benefit of Amendment 71 $1.89B Annual statewide health costs from smoking it is the leading cause of preventable death 20,800 Fewer premature deaths $1.27B smoking-caused productivity losses 6,100 Fewer pregnancies and births impacted by smoking $1.44B Long-term health care cost savings 5,100 Coloradans die from a smoking-related illness each year. 71,900 Youth prevented from becoming smokers and adults who quit $707 Annual health costs to every Colorado household from tobacco use Source: Campaign for Tobacco-Free Kids

20 Annual Funding Estimates $32M to provide access to care in rural and underserved areas $34M to improve youth mental health services $92M for medical research for cancer and tobacco-related diseases $48M to support medical and mental health care for Colorado veterans $54M for tobacco education and cessation programs $51M to modernize care incentivize health care providers to work in rural and underserved areas

21 Amendment 70: Minimum Wage

22 Increases minimum wage from $8.31 to $12 per hour by 2020, and create annual wage adjustments Colorado ranks 19 th among states and U.S. territories 15 states/territories have index adjustments for minimum wage Supporters say: At roughly $300 weekly take-home pay, Colorado s existing minimum wage does not allow individuals to meet a basic standard of living and many minimum wage earners are dependent on public benefits. Opponents say: Increasing the minimum wage will hurt low wage earners and small businesses who simply cannot afford to increase wage costs.

23 Health Industry Impacts

24 Proposition 106: End of Life Options

25 Allows terminally ill individuals to obtain and self-administer medication to end their life Terminally ill adults with capacity to make informed decision, verified by two physicians Similar to statutes in California, Oregon, Vermont, Washington Supporters say: Expands options for terminally ill individuals, while providing safeguards against abuse and legal protections for providers Opponents say: Would normalize assisted suicide and protections for individuals are insufficient, which may lead to abuse

26 Procedural Safeguards Patient qualifications Medication request procedures Physician specifications Legal Safeguards Tampering: Class 2 Felony Insurance, Wills, Contracts, Claims: No impact; insurer cannot exclude

27 Questions? For more information, visit or contact Katherine Mulready at

CANADIAN CANCER SOCIETY 2017 FEDERAL PRE-BUDGET SUBMISSION. Prepared for the Standing Committee on Finance

CANADIAN CANCER SOCIETY 2017 FEDERAL PRE-BUDGET SUBMISSION. Prepared for the Standing Committee on Finance CANADIAN CANCER SOCIETY 2017 FEDERAL PRE-BUDGET SUBMISSION Prepared for the Standing Committee on Finance August 2016 About us Powered by 140,000 volunteers and a network of nationwide staff, and supported

More information

Key findings from a statewide survey of 500 likely voters in Georgia, conducted February 23-25, Project #10118

Key findings from a statewide survey of 500 likely voters in Georgia, conducted February 23-25, Project #10118 Key findings from a statewide survey of 500 likely voters in Georgia, conducted February 23-25, 2010. Project #10118 METHODOLOGY Public Opinion Strategies is pleased to present the key findings of a telephone

More information

TALKING POINTS BCBSF CONSOLIDATED 1996 SECOND QUARTER FINANCIAL RESULTS

TALKING POINTS BCBSF CONSOLIDATED 1996 SECOND QUARTER FINANCIAL RESULTS TALKING POINTS BCBSF CONSOLIDATED 1996 SECOND QUARTER FINANCIAL RESULTS Income (Operating and Net) Operating income for the second quarter of 1996 increased compared to the second quarter of 1995. Operating

More information

TALKING POINTS BCBSF 1996 SECOND QUARTER ENROLLMENT GROWTH RESULTS

TALKING POINTS BCBSF 1996 SECOND QUARTER ENROLLMENT GROWTH RESULTS TALKING POINTS BCBSF 1996 SECOND QUARTER ENROLLMENT GROWTH RESULTS Customer Growth and Satisfaction Eighty-six percent of our customers have chosen a coordinated approach to health care through Health

More information

The Importance of Health Coverage

The Importance of Health Coverage The Importance of Health Coverage Today, approximately 90 percent of U.S. residents have health insurance with significant gains in health coverage occuring over the past five years. Health insurance facilitates

More information

TALKING POINTS ISSUES RELATING TO STATUS, FINANCIAL PERFORMANCE AND OTHER CORPORATE ISSUES

TALKING POINTS ISSUES RELATING TO STATUS, FINANCIAL PERFORMANCE AND OTHER CORPORATE ISSUES TALKING POINTS ISSUES RELATING TO STATUS, FINANCIAL PERFORMANCE AND OTHER CORPORATE ISSUES BCBSF's Status BCBSF's Status Blue Cross and Blue Shield of Florida (BCBSF) is a tax-paying mutual insurance company,

More information

Challenges of Health Cost Management

Challenges of Health Cost Management Challenges of Health Cost Management Karen Bray, PhD, RN March 12, 2010 Health Care Costs Health Care Costs are exploding In 2008 healthcare represented 17% of GDP Expected to reach 20% in 2017 Employers

More information

Health Care in Maine: An Overview

Health Care in Maine: An Overview Legislative Policy Forum on Health Care February 4 th, 2011 Health Care in Maine: An Overview Wendy J. Wolf, MD, MPH President & CEO Maine Health Access Foundation www.mehaf.org Health Forum Sponsor: The

More information

A Publication by the Massachusetts Association of Health Plans. Health Insurance 101 How Are Premiums Developed for Individuals and Small Groups?

A Publication by the Massachusetts Association of Health Plans. Health Insurance 101 How Are Premiums Developed for Individuals and Small Groups? OnPoint: Issue Brief A Publication by the Massachusetts Association of Health Plans Volume VIII, April 2017 Written by Eric Linzer Health Insurance 101 How Are Premiums Developed for Individuals and Small

More information

Rocky Mountain Health Plans

Rocky Mountain Health Plans Quality Overview Rocky Health Plans Accreditation Exchange Product Accrediting Organization: Accreditation Status: NCQA Health Plan Accreditation (Marketplace ) Accredited Accreditation Commercial Product

More information

Rocky Mountain Health Plans PPO

Rocky Mountain Health Plans PPO Quality Overview Rocky Health Plans PPO Accreditation Exchange Product Accrediting Organization: NCQA PPO (Exchange) Accreditation Status: Accredited Note: Accredited is the highest rating an exchange

More information

A Framework for Implementing the Patient Protection & Affordable Care Act to Improve Health in Latino Communities

A Framework for Implementing the Patient Protection & Affordable Care Act to Improve Health in Latino Communities The Latino Coalition for a Healthy California A Framework for Implementing the Patient Protection & Affordable Care Act to Improve Health in Latino Communities Preamble Twenty years ago, the Latino Coalition

More information

Chart Book: The Far-Reaching Benefits of the Affordable Care Act s Medicaid Expansion

Chart Book: The Far-Reaching Benefits of the Affordable Care Act s Medicaid Expansion 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org October 2, 2018 Chart Book: The Far-Reaching Benefits of the Affordable Care Act s Medicaid

More information

Medicaid Expansion, The Arizona Experience

Medicaid Expansion, The Arizona Experience Medicaid Expansion, The Arizona Experience America s Essential Hospitals Webinar 12 March 2013 Presented by Helena Whitney 0 PRE MEDICAID EXPANSION 1 MEDICAID IN ARIZONA AHCCCS is Arizona s version of

More information

Containing State Health Care Spending While Improving Outcomes

Containing State Health Care Spending While Improving Outcomes Containing State Health Care Spending While Improving Outcomes THE THRIVE WASHINGTON PROJECT The Great Recession dramatically changed fiscal conditions in Washington state, possibly forever. The impact

More information

Physicians for ColoradoCare

Physicians for ColoradoCare Physicians for ColoradoCare www.coloradocare.org ColoradoCare and Providers: Incomes, Specialty Care, Quality, Choice of Provider, and Morale 5.22.16, v4.2 ColoradoCare was designed by providers and patients

More information

Bright Health Plan. Confirmed Complaints: N/A. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product

Bright Health Plan. Confirmed Complaints: N/A. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product Quality Overview Plan Accreditation Exchange Product Accrediting Organization: Accreditation Status: URAC Health Plan Accreditation (Marketplace ) Pending Full: Organization demonstrates full compliance

More information

Testimony Re: Hearing on the Impact of the Repeal of All or Some Aspects of the Affordable Care Act

Testimony Re: Hearing on the Impact of the Repeal of All or Some Aspects of the Affordable Care Act Testimony Re: Hearing on the Impact of the Repeal of All or Some Aspects of the Affordable Care Act Senate Finance & Health and Human Services Committees February 7, 2017 James Beasley, Policy Analyst

More information

Vermont Legislative Joint Fiscal Office

Vermont Legislative Joint Fiscal Office Vermont Legislative Joint Fiscal Office One Baldwin Street Montpelier, VT 05633-5701 (802) 828-2295 Fax: (802) 828-2483 ISSUE BRIEF Date: October 21, 2016 Prepared by: JFO Staff* DRAFT FOR DISCUSSION This

More information

Mental Health Services Act (Proposition 63) Analysis by the County of Los Angeles Department of Mental Health July 2004

Mental Health Services Act (Proposition 63) Analysis by the County of Los Angeles Department of Mental Health July 2004 Mental Health Services Act (Proposition 63) Analysis by the July 2004 DESCRIPTION The Mental Health Services Act (Proposition 63) provides funding to counties to expand and develop innovative, integrated

More information

A SIGNIFICANT CIGARETTE TAX RATE INCREASE IN OHIO WOULD PRODUCE A LARGE, SUSTAINED INCREASE IN STATE TOBACCO TAX REVENUES

A SIGNIFICANT CIGARETTE TAX RATE INCREASE IN OHIO WOULD PRODUCE A LARGE, SUSTAINED INCREASE IN STATE TOBACCO TAX REVENUES A SIGNIFICANT CIGARETTE TAX RATE INCREASE IN OHIO WOULD PRODUCE A LARGE, SUSTAINED INCREASE IN STATE TOBACCO TAX REVENUES Frank J. Chaloupka Distinguished Professor Department of Economics, College of

More information

September 22, The Honorable Orrin Hatch Chairman Committee on Finance U.S. Senate Washington, DC Dear Chairman Hatch:

September 22, The Honorable Orrin Hatch Chairman Committee on Finance U.S. Senate Washington, DC Dear Chairman Hatch: Harold P. Wimmer National President and CEO September 22, 2017 The Honorable Orrin Hatch Chairman Committee on Finance U.S. Senate Washington, DC 20510 Dear Chairman Hatch: The American Lung Association

More information

Protective Classic Choice Term Protective Custom Choice SM UL

Protective Classic Choice Term Protective Custom Choice SM UL Protective Classic Choice Term Protective Custom Choice SM UL SHORT-TERM SOLUTIONS LIFE INSURANCE DESIGNED TO STAND THE TEST OF LIFE We understand that one size doesn t fit all. You need solid choices

More information

US Health Care System: Chronic Problems and Immigrants

US Health Care System: Chronic Problems and Immigrants US Health Care System: Chronic Problems and Immigrants Nuri Korkmaz, PhD Independent Researcher Bursa 16260 Turkey Abstract Access to the US health care system is becoming a discussion topic each time

More information

SPECIAL INSTRUCTIONS

SPECIAL INSTRUCTIONS GUL Proof of Death Send to: Guardian Group Universal Life Service Center Customer Service: 888-482-7302 Fax: 888-232-1683 P.O. Box 19005 Greenville, SC 29602-9005 SPECIAL INSTRUCTIONS Generally, the proofs

More information

Life Insurance for Marijuana Users

Life Insurance for Marijuana Users CLIENT GUIDE Life Insurance for Marijuana Users contents Attitudes surrounding marijuana Marijuana classification for life insurance Life insurance drug test results and you Common questions and answers

More information

Health Care Reform: Chapter Three. The U.S. Senate and America s Healthy Future Act

Health Care Reform: Chapter Three. The U.S. Senate and America s Healthy Future Act Health Care Reform: Chapter Three The U.S. Senate and America s Healthy Future Act SECA Policy Brief Initial Publication September 2009 Updated October 2009 2 The Senate Finance Committee Chairman Introduces

More information

An Analysis of Senator Sanders Single Payer Plan. Kenneth E Thorpe, Ph.D. Emory University

An Analysis of Senator Sanders Single Payer Plan. Kenneth E Thorpe, Ph.D. Emory University An Analysis of Senator Sanders Plan Kenneth E Thorpe, Ph.D. Emory University 1 January 27, 2016 Summary Senator Sanders has proposed eliminating private health insurance and the exchanges created through

More information

The Crazy World of Health Care. Carolyn McClanahan, M.D., CFP

The Crazy World of Health Care. Carolyn McClanahan, M.D., CFP The Crazy World of Health Care Carolyn McClanahan, M.D., CFP Twitter @CarolynMcC Today s Adventure History of health care big picture Cost of health care big picture Current status of health policy Mitigating

More information

The Health Care Choices Proposal: Policy Recommendations to Congress

The Health Care Choices Proposal: Policy Recommendations to Congress June 19, 2018 The Health Care Choices Proposal: Policy Recommendations to Congress Why Congress Must Act Too many hard-working Americans and small businesses are finding it impossible to get health insurance

More information

Who Remains Uninsured in Colorado and Why?

Who Remains Uninsured in Colorado and Why? COLORADO HEALTH ACCESS SURVEY SURVEY SNAPSHOT Who Remains Uninsured in Colorado and Why? OCTOBER 2016 Colorado s insured rate is at an all-time high. More than 93 percent of Coloradans had health insurance

More information

1-866-COVERTN LAUNCHING MARCH

1-866-COVERTN LAUNCHING MARCH Affordable, portable, basic health coverage for small business. www.covertn.gov or 1-866-COVERTN LAUNCHING MARCH 2007 Affordable Premiums shared by employer, employee and the state, each paying 1/3 Individual

More information

2016 CA BALLOT INITIATIVE LATE CONTRIBUTIONS TRACKER

2016 CA BALLOT INITIATIVE LATE CONTRIBUTIONS TRACKER Prop. 51 Improve School Facilities YES on 51 NO on 51 YES on 52 Committee Name Cash on Hand 1/1-6/30 7/1-9/12 Late Contributions Total: 9/14 Committee Total Contributions Reported in the last 24 Hours

More information

Health Care Reform Compliance: An Employer Perspective

Health Care Reform Compliance: An Employer Perspective Health Care Reform Compliance: An Employer Perspective L& E Breakfast Briefing February 20, 2014 Houston, Texas Presented by: Andrea Bailey Powers 205.244.3809 apowers@bakerdonelson.com Select ACA Provisions

More information

Foreword 15 Introduction 17. Chapter 1: Is the Lack of Health Insurance a Serious Problem in America?

Foreword 15 Introduction 17. Chapter 1: Is the Lack of Health Insurance a Serious Problem in America? Contents Foreword 15 Introduction 17 Chapter 1: Is the Lack of Health Insurance a Serious Problem in America? Chapter Preface 22 Yes: The Lack of Health Insurance Is a Serious Problem in America Children

More information

What s in the FY 2011 Budget for Health Care?

What s in the FY 2011 Budget for Health Care? What s in the FY 2011 Budget for Health Care? April 29, 2010 The proposed FY 2011 budget for health care from the Department of Health Care Finance, the Department of Health, and the Department of Mental

More information

Making the most of your health Plan. Wellness Resources and Services for Pratt Institute

Making the most of your health Plan. Wellness Resources and Services for Pratt Institute Making the most of your health Plan Wellness Resources and Services for Pratt Institute 55 Water Street, New York, New York 10041-8190 Dear Pratt Institute Employee: Welcome to EmblemHealth! Pratt Institute

More information

Innovation requires flexibility and choices. Micromanaging every last detail is a recipe for the status quo.

Innovation requires flexibility and choices. Micromanaging every last detail is a recipe for the status quo. Medicaid Principles: Facts: Government should be willing to spend what it is already spending, but in a more rational manner. Hundreds of millions of dollars are spent annually in Georgia on uncompensated

More information

NY Laws and Maternal Health: Your Role in Implementing the NY Paid Family Leave Act Barbara A. Dennison, M.D.

NY Laws and Maternal Health: Your Role in Implementing the NY Paid Family Leave Act Barbara A. Dennison, M.D. NY Laws and Maternal Health: Your Role in Implementing the NY Paid Family Leave Act Barbara A. Dennison, M.D. June 8, 2017 The New York State Perinatal Association (NYSPA) Conference Albany, NY June 8,

More information

The Roman Catholic Church of the Diocese of Phoenix

The Roman Catholic Church of the Diocese of Phoenix E EBL_Value Basic Life Insurance This this text box here. A post process uses the text above to do a "Find/Replace" of va- riable text and the header. Template: Bhs_life4 Basic Life Insurance Benefit Highlights

More information

Myth: This is going to cost a fortune. How will we pay for it?

Myth: This is going to cost a fortune. How will we pay for it? Myths About SB 810 & Responses I. AFFORDABILITY Myth: This is going to cost a fortune. How will we pay for it? Response: The current health care finance system wastes nearly 50% of each health care dollar

More information

Notification of rights under the Affordable Care Act. Non-Grandfathered Group Health Plan Notice

Notification of rights under the Affordable Care Act. Non-Grandfathered Group Health Plan Notice Notification of rights under the Affordable Care Act Non-Grandfathered Group Health Plan Notice Your employer believes the Group Health Plan (GHP) provided to employees is a non-grandfathered health Plan

More information

FREQUENTLY ASKED QUESTIONS ON WASHINGTON INSURANCE COMMISSIONER LETTER ON TRANSGENDER HEALTHCARE

FREQUENTLY ASKED QUESTIONS ON WASHINGTON INSURANCE COMMISSIONER LETTER ON TRANSGENDER HEALTHCARE FREQUENTLY ASKED QUESTIONS ON WASHINGTON INSURANCE COMMISSIONER LETTER ON TRANSGENDER HEALTHCARE OVERVIEW The Washington Insurance Commissioner s office sent a letter to private insurers in Washington

More information

HIPAA Portability Common Questions

HIPAA Portability Common Questions Provided by Brown & Brown of Louisiana, LLC HIPAA Portability Common Questions To help make health plan coverage more portable, the Health Insurance Portability and Accountability Act (HIPAA) included

More information

Elevate by Denver Health Medical Plan

Elevate by Denver Health Medical Plan Quality Overview by Denver Health Medical Plan Accreditation Exchange Product Accrediting Organization: Accreditation Status: NCQA Health Plan Accreditation (Marketplace HMO) Accredited* Excellent: Organization

More information

Health Care Glossary

Health Care Glossary Health Care Glossary Understanding health insurance isn t always easy, especially when you add industry jargon and acronyms on top of it. And with the additional terms that come with the Affordable Care

More information

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity

THE COLORADO WAY. How Your Vote Can Create Widespread Economic Prosperity THE COLORADO WAY How Your Vote Can Create Widespread Economic Prosperity Colorado Fiscal Institute 1. Introduction Colorado is a special place to call home. Between our incredible landscape, diverse communities,

More information

Medicaid Benefits for Children and Adults: Issues Raised by the National Governors Association s Preliminary Recommendations

Medicaid Benefits for Children and Adults: Issues Raised by the National Governors Association s Preliminary Recommendations Medicaid Benefits for Children and Adults: Issues Raised by the National Governors Association s Preliminary Recommendations July 12, 2005 Cindy Mann Overview The Medicaid benefit package determines which

More information

Elevate by Denver Health Medical Plan

Elevate by Denver Health Medical Plan Quality Overview Elevate by Denver Health Medical Plan Accreditation Exchange Product Accrediting Organization: NCQA HMO (Exchange) Accreditation Status: Accredited Note: Accredited is the highest rating

More information

Chairman Prozanski and Members of the Oregon State Senate Judiciary Committee

Chairman Prozanski and Members of the Oregon State Senate Judiciary Committee February 28, 2017 James T. Dorigan, Jr., CPCU, ARM, ARe, RPLU Senior Vice President, Regional Operating Officer The Doctors Company Regional Headquarters Lake Oswego, Oregon To: RE: Chairman Prozanski

More information

Will this new tax increase change the quantity demanded for cigarettes by a lot, a little or not at all.

Will this new tax increase change the quantity demanded for cigarettes by a lot, a little or not at all. Price Elasticity California Proposition 56 increased the tobacco tax by $2.00, bringing the total tax up to $2.87 per pack of cigarettes. The average cost of a pack in 2016 was about $5.50. Prop 56 would

More information

US Health Care Overview. Background

US Health Care Overview. Background US Health Care Overview Pike Township Grassroots for Change 4/4/09 Objectives Provide context and definitions to understand and engage in national and local discussion of health care reform. Answer questions

More information

Creating Health Insurance Exchanges Tops The Priority List For States

Creating Health Insurance Exchanges Tops The Priority List For States Chartpack Kaiser Family Foundation/ /Robert Wood Johnson Foundation/ /Harvard School of Public Health The Public s Health Care Agenda for the 113th Congress January 2013 SLIDE 1 Creating Health Insurance

More information

Innovative Plan Designs as a Response to Rising Health Care Costs

Innovative Plan Designs as a Response to Rising Health Care Costs Innovative Plan Designs as a Response to Rising Health Care Costs Christopher F. Koller Health Insurance Commissioner Health Insurance Advisory Council Meeting October 23, 2012 Overview Understanding the

More information

Important Information About MetLife s Portability Option

Important Information About MetLife s Portability Option Election of Portable Coverage Form For Group Life Insurance Coverage Metropolitan Life Insurance Company Important Information About MetLife s Portability Option You re in a time of transition, and MetLife

More information

Narrowed Networks in the Healthcare Exchange. Prepared by: Gladys S. Chuy, MHA Candidate 2016

Narrowed Networks in the Healthcare Exchange. Prepared by: Gladys S. Chuy, MHA Candidate 2016 Narrowed Networks in the Healthcare Exchange Prepared by: Gladys S. Chuy, MHA Candidate 2016 1 Overview I. Introduction and Background II. Understanding Current State III. What are the Main Issues IV.

More information

The MPFS payment rates for non-excepted items and services furnished and billed by non-excepted off-campus PBDs, and

The MPFS payment rates for non-excepted items and services furnished and billed by non-excepted off-campus PBDs, and Mr. Andrew M. Slavitt Acting Administrator Centers for Medicare & Medicaid Services Department of Health & Human Services Room 445-G Herbert H. Humphrey Building 200 Independence Avenue, SW Washington,

More information

2017 National Training Program

2017 National Training Program 2017 National Training Program Module 12 Medicaid and the Children s Health Insurance Program (CHIP) Contents Lesson 1 Medicaid Overview... Lesson 2 Children s Health Insurance Program (CHIP) Overview...

More information

Talking Points in Support of Medicaid Expansion December 29, 2013

Talking Points in Support of Medicaid Expansion December 29, 2013 Talking Points in Support of Medicaid Expansion December 29, 2013 This document contains key talking points in favor of Medicaid expansion. The talking points are sorted by the important themes we wish

More information

Statement of. Pennsylvania Partnerships for Children. Before the

Statement of. Pennsylvania Partnerships for Children. Before the Statement of Pennsylvania Partnerships for Children Before the Senate Public Health and Welfare Committee and Senate Banking and Insurance Committee Regarding Cover All Kids Pennsylvania Partnerships for

More information

Oregon Health Authority - Agency Totals

Oregon Health Authority - Agency Totals Oregon Health Authority - Agency Totals 2013-15 Actual 2015-17 Legislatively Approved* Current Service Level Governor's Recommended General Fund 1,933,379,158 2,169,921,934 3,190,659,426 2,167,928,460

More information

Table of Contents. Welcome Liberty EPO Medical Plan Freedom Direct POS Medical Plan Freedom Access POS Medical Plan...

Table of Contents. Welcome Liberty EPO Medical Plan Freedom Direct POS Medical Plan Freedom Access POS Medical Plan... Allen Health Care Services Benefits Guidebook 2016 Table of Contents Welcome....................................... 3 Liberty EPO Medical Plan.......................... 4 Freedom Direct POS Medical Plan...................

More information

Flexible Lifetime Super

Flexible Lifetime Super Issued ₃₀ September ₂₀₁₇ Flexible Lifetime Super Insurance Fact Sheet Registered trademark of AMP Life Limited ABN 84 079 300 379. This document is a fact sheet for the product disclosure statement (PDS)

More information

PREMIUM ASSISTANCE UNDER MEDICAID AND THE CHILDREN S HEALTH INSURANCE PROGRAM (CHIP). 2 WOMEN S HEALTH AND CANCER RIGHTS ACT ENROLLMENT NOTICE.

PREMIUM ASSISTANCE UNDER MEDICAID AND THE CHILDREN S HEALTH INSURANCE PROGRAM (CHIP). 2 WOMEN S HEALTH AND CANCER RIGHTS ACT ENROLLMENT NOTICE. LEGAL NOTICES PREMIUM ASSISTANCE UNDER MEDICAID AND THE CHILDREN S HEALTH INSURANCE PROGRAM (CHIP)... 2 WOMEN S HEALTH AND CANCER RIGHTS ACT ENROLLMENT NOTICE... 6 SPECIAL ENROLLMENT NOTICE... 7 CONTINUATION

More information

Kansas Health Policy Authority State of Health Reform in Kansas Kansas Economic Policy Conference October 30, 2008

Kansas Health Policy Authority State of Health Reform in Kansas Kansas Economic Policy Conference October 30, 2008 Kansas Health Policy Authority State of Health Reform in Kansas 2008 Kansas Economic Policy Conference October 30, 2008 Marcia Nielsen, PhD, MPH, Executive Director How We Get Health Care Private Insurance:

More information

Health Benefits for Local Gove rnment. Findings from 2011 ICMA-CIGNA Study /11

Health Benefits for Local Gove rnment. Findings from 2011 ICMA-CIGNA Study /11 Health Benefits for Local Gove rnment Findings from 2011 ICMA-CIGNA Study 12 848973 09/11 Research Findings Health Benefits for Local Government Table of Contents Introduction...1 Top Operating Concerns...1

More information

THE HEALTH CARE SOLUTION FOR BUSINESSES

THE HEALTH CARE SOLUTION FOR BUSINESSES THE HEALTH CARE SOLUTION FOR BUSINESSES Developed by The California OneCare Campaign, a project of HealthCare for All California. With images contributed by Deborah Richter, M.D. www.californiaonecare.org

More information

Note: Accredited is the highest rating an exchange product can have for 2015.

Note: Accredited is the highest rating an exchange product can have for 2015. Quality Overview Permanente Accreditation Exchange Product Accrediting Organization: NCQA HMO (Exchange) Accreditation Status: Accredited Note: Accredited is the highest rating an exchange product can

More information

Their cause is reducing health care costs.

Their cause is reducing health care costs. To: GOP Health Care Advocates Re: GOP Health Care Strategy Fr: Alex Castellanos July 7, 2009 The research Chairman Steele has conducted at the RNC on health care has produced some significant new insights

More information

Summary of Benefits and Coverage Distribution Instructions

Summary of Benefits and Coverage Distribution Instructions Summary of Benefits and Coverage Distribution Instructions Federal law requires you, as an employer, to provide your employees with a Summary of Benefits and Coverage (SBC) at certain times. You can read

More information

The Costs of Doing Nothing: What s at Stake Without Health Care Reform

The Costs of Doing Nothing: What s at Stake Without Health Care Reform AARP Public Policy Institute The Costs of Doing Nothing: What s at Stake Without Health Care Reform November 2008 The Costs of Doing Nothing: What s at Stake Without Health Care Reform Table of Contents

More information

Where does the typical health insurance dollar go?

Where does the typical health insurance dollar go? Where does the typical health insurance dollar go? 87 13 Inpatient Services = 20 Outpatient Services = 15 Hospital Costs = 35 Based on a PricewaterhouseCoopers analysis. Factors Fueling Rising Healthcare

More information

A Basic Comparative Review of Healthcare Systems, Identifying. Opportunities

A Basic Comparative Review of Healthcare Systems, Identifying. Opportunities A Basic Comparative Review of Healthcare Systems, Identifying Transformations and Business Opportunities Steven G. Ullmann, Ph.D. Professor and Director, Center for and Programs in Health Sector Management

More information

Washington Healthplanfinder Enrollment Guide A STEP-BY-STEP GUIDE THROUGH THE ENROLLMENT PROCESS WITH A NAVIGATOR

Washington Healthplanfinder Enrollment Guide A STEP-BY-STEP GUIDE THROUGH THE ENROLLMENT PROCESS WITH A NAVIGATOR Washington Healthplanfinder Enrollment Guide A STEP-BY-STEP GUIDE THROUGH THE ENROLLMENT PROCESS WITH A NAVIGATOR What Navigators Do Navigators are a knowledgeable, trusted resource, and we can walk you

More information

Will this new tax increase change the quantity demanded for cigarettes by a lot, a little or not at all.

Will this new tax increase change the quantity demanded for cigarettes by a lot, a little or not at all. Price Elasticity California Proposition 56 increased the tobacco tax by $2.00, bringing the total tax up to $2.87 per pack of cigarettes. The average cost of a pack in 2016 was about $5.50. Prop 56 would

More information

The Affordable Care Act and You. Presented by: Blue Cross and Blue Shield of Kansas

The Affordable Care Act and You. Presented by: Blue Cross and Blue Shield of Kansas The Affordable Care Act and You Presented by: Blue Cross and Blue Shield of Kansas Agenda Health insurance basics What does the Affordable Care Act mean for you? Shopping on the Marketplace Kansans serving

More information

Tobacco Settlement Fund Allocations & Programs

Tobacco Settlement Fund Allocations & Programs October 6, 2017 November 3, 2016 Tobacco Settlement Fund Allocations & Programs The tobacco Master Settlement Agreement (MSA) has been providing revenue to Pennsylvania since 1999. Pursuant to the MSA,

More information

Sarah Jacobson NC Government Relations Director, American Heart Association

Sarah Jacobson NC Government Relations Director, American Heart Association Justus-Warren Heart Disease and Stroke Prevention Task Force January 8, 2019 Sarah Jacobson NC Government Relations Director, American Heart Association About Us Care4Carolina is a statewide coalition

More information

Summary of the Governor s Proposed Budget for

Summary of the Governor s Proposed Budget for LEGISLATION & PUBLIC INFORMATION UNIT 1831 K Street Sacramento, CA 95811-4114 Tel: (916) 504-5800 TTY: (800) 719-5798 Toll Free: (800) 776-5746 Fax: (916) 504-5807 www.disabilityrightsca.org Summary of

More information

AFFORDABLE CARE ACT. And the Aging Population Jan Figart, MS & Laura Ross-White, MSW. A Sign of the Times: Health Trends and Ethics

AFFORDABLE CARE ACT. And the Aging Population Jan Figart, MS & Laura Ross-White, MSW. A Sign of the Times: Health Trends and Ethics AFFORDABLE CARE ACT And the Aging Population Jan Figart, MS & Laura Ross-White, MSW A Sign of the Times: Health Trends and Ethics LiveStream: http://ostate.tv Learning Objectives Describe the history of

More information

Statement on Strengthening Our Health Care System: Legislation to Reverse ACA Sabotage and Ensure Pre-Existing Conditions Protections

Statement on Strengthening Our Health Care System: Legislation to Reverse ACA Sabotage and Ensure Pre-Existing Conditions Protections Statement on Strengthening Our Health Care System: Legislation to Reverse ACA Sabotage and Ensure Pre-Existing Conditions Protections Submitted to the House Energy and Commerce Committee Subcommittee on

More information

Office Overhead Expense

Office Overhead Expense Office Overhead Expense COVERING OFFICE EXPENSES IF ILLNESS OR INJURY KEEPS YOU FROM WORKING If you suffer a disabling injury or illness, Long Term Disability Insurance will help protect your income. But

More information

The Federal Framework for the Transformation of Health Care: Affordable Care Act. Herb K. Schultz Regional Director, Region IX

The Federal Framework for the Transformation of Health Care: Affordable Care Act. Herb K. Schultz Regional Director, Region IX The Federal Framework for the Transformation of Health Care: Affordable Care Act Herb K. Schultz Regional Director, Region IX Office of the Regional Director Community Resource California Based, extensive

More information

WESTSIDE REPUBLICANS OF LOS ANGELES AND WESTCHESTER-DEL REY REPUBLICANS

WESTSIDE REPUBLICANS OF LOS ANGELES AND WESTCHESTER-DEL REY REPUBLICANS WESTSIDE REPUBLICANS OF LOS ANGELES AND WESTCHESTER-DEL REY REPUBLICANS RECOMMENDED CONSERVATIVE POSITIONS ON BALLOT PROPOSITIONS VEMBER 6, 2018 PROPOSITION EXPLANATION RECOMMENDATION 1 Would allow the

More information

Cigna. Confirmed complaints: 5. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product

Cigna. Confirmed complaints: 5. Quality Overview. How Often Do Members Complain About This Company? Accreditation Exchange Product Quality Overview Accreditation Exchange Product Accrediting Organization: NCQA Health Plan Accreditation (Exchange) Accreditation Status: Pending (214) Accreditation Commercial Product Accreditation Organization:

More information

NEGATIVE CONSEQUENCES OF THE OHIO PRESCRIPTION DRUG (or Rx) BALLOT ISSUE Families & Children in Medicaid, Pharmacy Services Are Impacted

NEGATIVE CONSEQUENCES OF THE OHIO PRESCRIPTION DRUG (or Rx) BALLOT ISSUE Families & Children in Medicaid, Pharmacy Services Are Impacted NEGATIVE CONSEQUENCES OF THE OHIO PRESCRIPTION DRUG (or Rx) BALLOT ISSUE Families & Children in Medicaid, Pharmacy Services Are Impacted April 11, 2017 John McCarthy CEO, Upshur Street Consulting LLC,

More information

2016 CA BALLOT INITIATIVE LATE CONTRIBUTIONS TRACKER

2016 CA BALLOT INITIATIVE LATE CONTRIBUTIONS TRACKER Committee Name 2016 CA BALLOT INITIATIVE LATE CONTRIBUTIONS TRACKER Cash on Hand 1/1-9/24 9/25-10/6 Late Contributions Total: 10/9 Committee Total Contributions Reported in the last 24 Hours Contributed

More information

Columbian s Term Life Insurance with Living Benefits. Benefits you can use when you need them most!

Columbian s Term Life Insurance with Living Benefits. Benefits you can use when you need them most! Columbian s Term Life Insurance with Living Benefits Benefits you can use when you need them most! Columbian A company you can trust Columbian has been providing life insurance protection to families for

More information

Health Care: Cost & Access

Health Care: Cost & Access Health Care: Cost & Access This discussion guide includes three points of view about how to address the issue of cost and access to health care. The points of view are drawn both from what the experts

More information

H.R American Health Care Act of 2017

H.R American Health Care Act of 2017 CONGRESSIONAL BUDGET OFFICE COST ESTIMATE May 24, 2017 H.R. 1628 American Health Care Act of 2017 As passed by the House of Representatives on May 4, 2017 SUMMARY The Congressional Budget Office and the

More information

Governor s May Revision Budget Proposal New Money for Homeless Programs No New Funding for SSI, CalFresh, CalWORKs or Medi-Cal May 11, 2018

Governor s May Revision Budget Proposal New Money for Homeless Programs No New Funding for SSI, CalFresh, CalWORKs or Medi-Cal May 11, 2018 1107 Ninth Street, Suite 700 Sacramento, CA 95814 T. 916.442.0753 F. 916.442.7966 www.wclp.org Governor s May Revision Budget Proposal New Money for Homeless Programs No New Funding for SSI, CalFresh,

More information

Have you or your family experienced difficulty paying medical bills? How can policy makers address this problem?

Have you or your family experienced difficulty paying medical bills? How can policy makers address this problem? Fifteen physicians, healthcare workers and community members met at St. Claire Regional Medical Center at 6:00 PM Monday December 29, 2008 to discuss healthcare. The questions discussed by the group are

More information

Proposition 1 (H.J.R. 21)

Proposition 1 (H.J.R. 21) Proposition (H.J.R. 2) The constitutional amendment authorizing the legislature to provide for an exemption from ad valorem taxation of part of the market value of the residence homestead of a partially

More information

Ends and Means in Budgeting for Health Care

Ends and Means in Budgeting for Health Care Ends and Means in Budgeting for Health Care Joseph White Ph.D. Luxenberg Family Professor of Public Policy Case Western Reserve University prepared for inaugural meeting of the Senior Budget Officers Network

More information

SLIDING FEE SCALE APPLICATION FORM

SLIDING FEE SCALE APPLICATION FORM SLIDING FEE SCALE APPLICATION FORM Today s Date Name Date of Birth Address City State ZIP Code Home Phone Work Phone Cell Phone Would you like to schedule an appointment with a Certified Enrollment Counselor

More information

The Future is Now. Controlling the Out of Control

The Future is Now. Controlling the Out of Control The Future is Now Controlling the Out of Control Presented by Shawn Gibbons VP Sales & Marketing Indiana Health Network State Legislative Chair- ISAHU October 24, 2008 The Rule of 72 U.S. Medical Costs

More information

Update on Implementation of the Affordable Care Act

Update on Implementation of the Affordable Care Act Update on Implementation of the Affordable Care Act Yvonne Knight, J.D. ADEA Senior Vice President Advocacy and Governmental Relations ADEA Policy Center The Affordable Care Act On March 23, 2010, President

More information

Protect your income today.

Protect your income today. RWM 925-254-4600 Broker@RWM.to Individual Disability Income Insurance Protect your income today. Not familiar with income protection? Don't worry, we're here to help. The following pages outline what it's

More information

Federal and State Legislation

Federal and State Legislation Federal and State Legislation Materials prepared for Employee Benefits Planning Association April 2008 Education Session April 3, 2008 Jack C. McRae Senior Vice President Congressional/Legislative Affairs

More information

Individual Disability Income insurance. Protect your income today.

Individual Disability Income insurance. Protect your income today. Individual Disability Income insurance Protect your income today. Not familiar with income protection? Don't worry, we're here to help. The following pages outline what it's all about. Why it's important

More information