Retirement Plan Exchange
|
|
|
- Ethelbert Collin Waters
- 5 years ago
- Views:
Transcription
1 Retirement Plan Exchange Presented by Kathy Walker SIMPKINS & ASSOCIATES
2 The information provided in this presentation is based upon complex requirements of the IRS and Treasury Regulations. Although care has been taken to present the material accurately, S&A disclaims any implied or actual warranties as to the accuracy of any material herein or completeness and any liability with respect thereto. Neither S&A nor its representatives give legal, tax or financial advice. This PowerPoint is intended to be used as an executive summary or overview. Company Logo
3 61% outliving assets vs. dying 44% fall short at age 67 31% w/o 401(k) fiduciary liability 23% complexity/work involved
4 Simpkins RETIREMENT PLAN EXCHANGE Retirement Readiness Fiduciary Risk Mitigation Administrative Relief Cost-effective for Small Businesses Company Logo
5 EXECUTIVE OVERVIEW SIMPKINS Retirement Plan Exchange ( Exchange ) FIDUCIARY RISK MITIGATION - Named Fiduciary Plan Administrator 3(16) - RIA Investment Manager 3(21) ADMINISTRATIVE RELIEF - PASS Plan Administrative Service Support - HR functions offloaded to Transamerica - Selection, monitoring and replacement of service providers - Investment Policy Statement COST EFFECTIVENESS - Document preparation - Takeover charges - Investment underwriting - Compliance charges - Investment advisory charges
6 FIDUCIARY RISK MITIGATION FIDUCIARY DOCTORS, LLC 2013 Top 100 Retirement Adviser ERISA attorney DOL investigator and agent Services include 402, 3(21) and 3(16) Company Logo
7 The Context 65% of Plans<$ 1Million 84% of All Plans <$ 5 Million Small Plans = 89% of All Plans but only 16% of Plan Assets 7/17/2013 Fiduciary Doctors, LLC. 1
8 The Context Brief History DOL Advisory Opinion A Where Are We Now 7/17/2013 Fiduciary Doctors, LLC. 2
9 Different Types of Fiduciaries 3(21)(ii)=Investment Advice for Fee 3 (16)= Plan Administrator 7/17/2013 Section 402=named fiduciary 3(21) definition = broad and functional 3(38)= Investment Manager Fiduciary Doctors, LLC. 3
10 New Approaches-Administration Transamerica 7/17/2013 Exchange Fiduciary Doctors, LLC. Fiduciary Doctors 4
11 New Approaches-Investments External Validation of Fund Line-Up Participant Education and Communication Investment Policy Statement 7/17/2013 Investment Advisor can provide additional valueadded services Comprehensive Approach to Investments Investment Underwriting Fiduciary Doctors, LLC. Due Diligence and Quarterly Monitoring 5
12 Advantages Use of Group Trust to pool assets Economy of Scale Reduced Compliance Issues at Plan Sponsor Level 7/17/2013 Fiduciary Doctors, LLC. 6
13 FIDUCIARY RISK MITIGATION HIGHTOWER SCOTTSDALE Member Retirement Plan Advisory Group (RPAG) RPAG represents 21,000 sponsors $100 billion in assets under management Selection and monitoring of investments Services include ERISA 3(21) Company Logo
14 ADMINISTRATIVE RELIEF PASS by Transamerica Notices Terminations Withdrawals (e.g., QDRO & RMD) Filings Eligibility Employee communications Summary plan documents Census collected by S&A from Transamerica Enrollment Employee education materials Company Logo
15 ADMINISTRATIVE RELIEF ADDITIONAL Form 5500 Signed by ERISA 3(16) Selection, Monitoring and Replacement of Service Providers Investment Policy Statement Company Logo
16 COST EFFECTIVENESS Document preparation Takeover charges Investment underwriting Compliance charges Investment advisory charges Company Logo
17 TRANSAMERICA RETIREMENT SOLUTIONS Transamerica is an industry leader Best-in-class retirement plan services and solutions More than 75 years experience Nearly $20 billion in assets Recordkeeper Company Logo
18 INVESTMENT PROFESSIONAL ( IP ) Licensed professional Relationship management Plan design ideas IP s client must be well served by Exchange Assist with enrollment and educational meetings Company Logo
19 Q. What is the target market? Start-up cases $3M - $4M starts losing cost effectiveness Open MEPs Plans with low participation Inattentive plan sponsors IP s goal is to not become a fiduciary Company Logo
20 Simpkins & associates Simpkins roots back to 1940s Offices in Dallas and San Antonio Bilingual Specializes in servicing retirement plans does not sell investment products Realizes need for quality partnership
21 Questions?
22 Q. Where do I get additional information? Kathy K. Walker, Vice President Simpkins & Associates x536 (c) kwalker@simpkinsassoc.com Kurt Kendall, Assistant Vice President Simpkins & Associates (c) kkendall@simpkinsassoc.com Company Logo
Brighten Your Plan Outlook
Brighten Your Plan Outlook For Adopting Employers of Multiple Employer Plans This guide was developed to help both small and large businesses understand what a multiple employer plan (MEP) is, the benefits
401k Elite multiple employer plan. A Multiple Employer Plan Proposal For Your Business. Ameritas Life Insurance Corp. of New York RP 2225 NY 3-17
401k Elite multiple employer plan A Multiple Employer Plan Proposal For Your Business Ameritas Life Insurance Corp. of New York RP 2225 NY 3-17 For Financial Professional and Plan Sponsor Use Only. a retirement
401(k) Survey: Trends Benefit Participants, Reveal Opportunities for Advisors
: Trends Benefit Participants, Reveal Opportunities for Advisors According to an April 2016 T. Rowe Price survey 1 of 401(k) plan sponsors, when it comes to managing their plans, plan sponsors are focused
The TAG Multiple Employer Plan
m a r g Pro The TAG Multiple Employer Plan Providing a better retirement for Employees by making it easier for Employers Most fiduciaries people who have key responsibilities and obligations to an employee
HOT TOPICS FOR RETIREMENT PLAN FIDUCIARIES
Barbara Appleby, JD, MA, AIF Kristin Guibord, MBA, AIF 100 Middle Street, Portland, ME 04101 207.541.2200 HOT TOPICS FOR RETIREMENT PLAN FIDUCIARIES SECURITIES OFFERED THROUGH COMMONWEALTH FINANCIAL NETWORK
Fee Disclosure Q&A for Employers September 2014
Fee Disclosure Q&A for Employers September 2014 The Department of Labor (DOL) has issued two sets of final regulations requiring the disclosure of fees and expenses under plans governed by the Employee
Vendor to Plan Sponsor Fee Disclosure
Vendor to Plan Sponsor Fee Disclosure New vendor to plan sponsor fee disclosure rules are scheduled to go into effect on April 1, 2012. 1 The new rules apply to most employee benefit plans and will require
Corporate Retirement Services
Corporate Retirement Services Treasury Partners is a team of 20 investment professionals. We ve been representing the financial interests of corporate clients for more than 30 years, and have ranked in
ARE YOU READY FOR NEW DOL FEE DISCLOSURE RULES?
ARE YOU READY FOR NEW DOL FEE DISCLOSURE RULES? (updated June 2, 2011) ANTHONY J. KOLENIC, JR. JUSTIN W. STEMPLE GEORGE L. WHITFIELD 2011 Warner Norcross & Judd LLP. All rights reserved. Agenda General
ERISA Section 404(c) Compliance support
FIDELITY FIDUCIARY SUPPORT SERVICES ERISA Section 404(c) Compliance support Helping you manage your fiduciary responsibility and liability for your workplace retirement savings plan Section 404(c) compliance
Plan Sponsor Fee Disclosure
Plan Sponsor Fee Disclosure Standard Retirement Services, Inc. Overview Full, clear disclosure of all fees associated with qualified retirement plans has long been a goal of the Department of Labor (DOL).
The Expanding Legal Requirements for Rollover IRAs
The Expanding Legal Requirements for Rollover IRAs By Fred Reish Partner, Drinker Biddle & Reath LLP PlanAdvisorTools.com Provided compliments of Virtus Investment Partners The Expanding Legal Requirements
A NEW FIDUCIARY RULE FOR THE INVESTMENT ADVICE PLAYBOOK
PlanAdvisorTools.com A NEW FIDUCIARY RULE FOR THE INVESTMENT ADVICE PLAYBOOK How the DOL s Fiduciary Rule Has Fundamentally Changed Investment Advice for IRAs By Fred Reish - Partner, Drinker Biddle &
Fiduciary Responsibility in the Age of Technology
Fiduciary Responsibility in the Age of Technology By: Lisa L. Jones, Esq., CPC, QPA VP ERISA Consulting Group, Sentinel Ryan M. Ransford, AIF, QPFC Retirement Plan Advisory Rep, Sentinel Overview This
A Guide to Multiple Employer Plans
A Guide to Multiple Employer Plans A recent examination of your current ownership structure has shown that you may need to update the administration of your retirement plan(s). Ascensus can help. Changes
QDIAs under the Pension Protection Act
QDIAs under the Pension Protection Act RETIREMENT MANAGEMENT SERVICES, LLC 9/14/2015 Rhonda Henry, CPA, APA When Congress passed the Pension Protection Act of 2006 ( PPA ), they addressed a major problem
TRANSAMERICA S RETIREMENT PLAN EXCHANGE : A RETIREMENT SOLUTION FOR SMALL BUSINESSES
TRANSAMERICA S RETIREMENT PLAN EXCHANGE : A RETIREMENT SOLUTION FOR SMALL BUSINESSES PLAN SPONSOR USE ONLY Offered in Connection with Transamerica Retirement Solutions 70% of Millennials say traveling
1. Plan Documents 2. ERISA Fidelity Bond 3. Government/Regulatory Requirements and Communications 4. Journals and Ledgers
This Fiduciary Audit File Checklist is intended to be a general guide for assisting 401(k) plan fiduciaries in developing a plan documentation file. We believe that a fiduciary s primary responsibility
FIDUCIARY INSIGHTS & UPDATES
FIDUCIARY INSIGHTS & UPDATES Did You Know? The Employee Retirement Income Security Act of 1974 (ERISA) was enacted on September 2, 1974 and signed into law by President Gerald Ford on Labor Day. It has
Checklist for Employee Benefit Plan Sponsors
Checklist for Employee Benefit Plan Sponsors 999 Third Avenue, Suite 2800 Seattle WA, 98104 (206) 302-6800 The material appearing in this presentation is for informational purposes only and should not
Fiduciary Investment Services. Fiduciary Protection for Your Retirement Plan
Fiduciary Investment Services Fiduciary Protection for Your Retirement Plan Leading Financial Services Organization Serving Consumers and Institutions With roots in commercial banking that date back to
Know and Control Your Risk with Retirement Plans PHILLIP LONG, VP EMPLOYEE BENEFIT LEGAL SERVICES BB&T RETIREMENT AND INSTITUTIONAL SERVICES
Know and Control Your Risk with Retirement Plans PHILLIP LONG, VP EMPLOYEE BENEFIT LEGAL SERVICES BB&T RETIREMENT AND INSTITUTIONAL SERVICES 1 Today s Agenda Understand where ERISA applies to retirement
401(k) Fee Disclosure Form
401(k) Fee Disclosure Form The 401(k) Fee Disclosure Form is designed as a tool for plan sponsors to identify the fees and potential conflicts of interest of service providers. The Form may be used to
Fiduciary Guide. How to Help Meet Your Retirement Plan Fiduciary Responsibilities. ADP Retirement Services
ADP Retirement Services Fiduciary Guide How to Help Meet Your Retirement Plan Fiduciary Responsibilities FOR PLAN SPONSOR/FINANCIAL ADVISOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC. Who Are Plan Fiduciaries?
are pretax deferrals or roth contributions better for your employees?
The Rules of Roth are pretax deferrals or roth contributions better for your employees? INSIDE: A BRIEF HISTORY OF ROTH CREATING AN ACTION PLAN ROTH CHECKLIST Each of your workers has a unique story, and
ADP Retirement Services. Conversion Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC.
ADP Retirement Services Conversion Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC. Thank you for choosing ADP Retirement Services Welcome to ADP Retirement Services.
FIDUCIARY INSIGHTS & UPDATES
FIDUCIARY INSIGHTS & UPDATES Did You Know? The section of the Internal Revenue Code that made 401(k) plans possible was enacted into law in 1978. It was intended to allow taxpayers a break on taxes on
National Benefit Services. 3(16) Fiduciary Services
National Benefit Services 3(16) Fiduciary Services fiduciary 1) n. from the Latin fiducia, meaning trust, a person who has the power and obligation to act for another under circumstances which require
LPL RETIREMENT PLAN ADVISORS
LPL RETIREMENT PLAN ADVISORS Providing Tools for Plan Success ADDRESSING THE CHALLENGE If you re like most plan sponsors, you have many demanding challenges competing for your attention. LPL advisors work
Retirement Plan Fundamentals Zero to Sixty. Todd Kading, CFP, ChFC, RF LeafHouse Financial Advisors
Retirement Plan Fundamentals Zero to Sixty Todd Kading, CFP, ChFC, RF LeafHouse Financial Advisors Meet Our Speaker Todd Kading Managing Director LeafHouse Financial Advisors Top 10 Most Dependable Wealth
DOL EXAMINATIONS OF RETIREMENT PLANS & FIDUCIARY BEST PRACTICES
We Design, Build and Manage Employee Benefit Programs DOL EXAMINATIONS OF RETIREMENT PLANS & FIDUCIARY BEST PRACTICES Presented by: John Higgins, CFP, AIF, CFS Patterson Smith Associates, LLC Securities
Retirement Report. Richard Fellows, ERISA Specialist and Senior Plan Advisor. VOLUME XI NUMBER IV April 2018
VOLUME XI NUMBER IV April 2018 Retirement Report NEWS AND UPDATES FOR PLAN SPONSORS AND FIDUCIARIES OF DEFINED CONTRIBUTION PLANS What Happens When You Deposit Employee Deferrals Late? Richard Fellows,
Retirement Income: The New Perspective for 401(k) Plans
Retirement Income: The New Perspective for 401(k) Plans Provided compliments of Virtus Investment Partners PlanAdvisorTools.com Retirement Income: The New Perspective for 401(k) Plans Background and Introduction
403(b) Plan Service Provider Options
Written Plan Document and Administrative Policies and Procedures in Service Agreement (SA) Document should provide contracts offered. If prior balances exist with other vendors, other vendor agreements
Retirement Plan Committee Best Practices NACPA
Retirement Plan Committee Best Practices NACPA Today s Presenter Mike DiCenso, PRP, AIF, LLIF, National Practice Leader Gallagher Retirement Services President GBS Investment Consulting, LLC Gallagher
Fiduciary Investment Services. Fiduciary Protection for Your Retirement Plan
Fiduciary Investment Services Fiduciary Protection for Your Retirement Plan Growing Scrutiny Over Investment Selection and Monitoring Organizations that sponsor retirement plans are under ever-increasing
Fiduciary Update and Best Practices for Retirement Plan Committee Members April 7, 2017
Fiduciary Update and Best Practices for Retirement Plan Committee Members April 7, 2017 Presented by: Nicole Berlowski ProHealth Care, Inc. 725 American Drive 191 N. Wacker Drive POB Suite 305 Suite 3700
Exchange Your Old Retirement Solutions for New Ones Jonathan Coombs, Investment Analyst. July 2018
July 2018 Exchange Your Old Retirement Solutions for New Ones Jonathan Coombs, Investment Analyst What is an Exchange? An exchange is a turnkey solution for businesses that allows you to provide the benefit
Fiduciary compliance reviews: For your defined-contribution plan
Fiduciary compliance reviews: For your defined-contribution plan A fiduciary compliance review is not the same as the annual ERISA audit. We will explore some of the aspects of the review and some areas
Educate your plan participants on the following tips to ensure the security of their retirement savings accounts.
January 2019 Six Easy Steps to Keep Your Plan Assets Safe Joel Shapiro, JD, LLM, Senior Vice President, ERISA Compliance Cyber fraud is a growing concern globally. Individuals are typically very careful
Retirement Plan Audit Strategies Revising Audit Roadmaps Based on 403(b) Regs, Form 5500 Changes and New Transitional Guidance
Presenting a live 110 minute webinar with interactive Q&A Retirement Plan Audit Strategies Revising Audit Roadmaps Based on 403(b) Regs, Form 5500 Changes and New Transitional Guidance WEDNESDAY, NOVEMBER
John Hancock s ERISA 408(b)(2) Disclosure
John Hancock s ERISA 408(b)(2) Disclosure John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company or New York are collectively referred to as John Hancock. Page 1 The following
Why John Hancock? Partner with a leader who has the courage and conviction to put Participants 1 st
Why John Hancock? Partner with a leader who has the courage and conviction to put Participants 1 st FOR INTERMEDIARY USE ONLY. NOT FOR DISTRIBUTION WITH PLAN SPONSORS OR THE PUBLIC. At John Hancock, we
Schwab Bank Collective Trust Funds
Schwab Bank Collective Trust Funds Explanation of Fees and Services Contact us: (877) 824-5615 schwabbankfunds@schwab.com www.schwabbankfunds.com I N S I D E: Services Provided by Charles Schwab Bank and
ForUs Advisors, LLC ITEM 1 COVER PAGE ADV PART 2 A
ForUs Advisors, LLC This brochure provides information about the qualifications and business practices of ForUs Advisors, LLC, dba ForUsAll (herein after ForUsAll). If you have any questions about the
Establishing a Due Diligence File
resource edge TM Establishing a Due Diligence File investment insights practice building solutions retirement resources RESOURCE EDGE TM Table of Contents 3 Introduction 4 401(k) fiduciary documentation
Plan Health Pro SM Workbook A guide to the information used in the evaluation process.
Plan Health Pro SM Workbook A guide to the information used in the evaluation process. Non-FDIC Insured May Lose Value No Bank Guarantee Thoughtful Retirement Plan Review Plan Health Pro SM was developed
ADP Retirement Services. New Plan Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC.
ADP Retirement Services New Plan Implementation Guide FOR PLAN SPONSOR USE ONLY NOT FOR DISTRIBUTION TO THE PUBLIC. Welcome to ADP We are excited to get your new 401(k) plan started. At ADP, we consistently
403(b)/401(k) Comparison for 501(c)(3) Organizations
403(b)/401(k) Comparison for 501(c)(3) Organizations For plan sponsor use only. Not to be used with participants. 403(b)/401(k) Comparison for 501(c)(3) Organizations As a 501(c)(3) organization, you are
QDIA POLICIES: A Guide for Plan Sponsors
QDIA POLICIES: A Guide for Plan Sponsors INTRODUCTION Widespread adoption of automatic enrollment has significantly increased the number of Americans who are participating in company-sponsored retirement
ADDENDUM TO MG TRUST COMPANY, LLC CUSTODIAL ACCOUNT AGREEMENT
ADDENDUM TO MG TRUST COMPANY, LLC CUSTODIAL ACCOUNT AGREEMENT THIS ADDENDUM dated, 20, supplements and is made a part of the Custodial Account Agreement dated, 20 (hereinafter referred to as Custodial
THE PENTEGRA MULTIPLE EMPLOYER PLAN ADVANTAGE. Retirement plan solutions that save time, money, and reduce burdens
THE PENTEGRA MULTIPLE EMPLOYER PLAN ADVANTAGE Retirement plan solutions that save time, money, and reduce burdens What is a MEP? A Multiple Employer Plan ( MEP ) is a special type of 401(k) retirement
Service Provider Fee Disclosure
Service Provider Fee Disclosure ERISA 408(b)(2) Regulations AU MEDICAL CENTER, INC. AU MEDICAL CENTER, INC. 403B RETIREMENT SAVINGS PLAN VALIC Mutual Fund Platform The Employee Retirement Income Security
SUMMARY OF THE DEPARTMENT OF LABOR FINAL RULE UNDER SECTION 408(b)(2) SERVICE PROVIDER FEE DISCLOSURE. February 6, 2012
THE PLAN SPONSOR COUNCIL OF AMERICA Serving Retirement Plan Sponsors for More than 60 Years 500 Eighth Street, NW, Suite 210, Washington, DC 20004 202.863.7272 ferrigno@401k.org Edward Ferrigno Vice President,
Fiduciary 3(16) Services: How to Survive in the New Fiduciary World
Fiduciary 3(16) Services: How to Survive in the New Fiduciary World Jean Ackerman, Department of Labor Heather B. Abrigo, Esq., Drinker Biddle & Reath LLP Russell Hooker, Nova 401(k) Associates Heather
LEVERAGING MULTIPLE SMALL EMPLOYER PLANS
LEVERAGING MULTIPLE SMALL EMPLOYER PLANS to close the Retirement Coverage Gap John J. Kalamarides Senior Vice President, Institutional Investment Solutions For Plan Sponsor and Financial Advisor Use Public
Sponsor Guide to Understanding Fee Disclosure
Sponsor Guide to Understanding Fee Disclosure The Department of Labor s regulation (covering plans subject to the Employee Retirement Income Security Act of 1974 (ERISA)) requires service providers, including
THE PENTEGRA DEFINED BENEFIT ADVANTAGE
THE PENTEGRA DEFINED BENEFIT ADVANTAGE Better manage defined benefit plan costs, ensure compliance and reduce fiduciary risk. Take a more creative approach to the changing defined benefit landscape. At
TRANSAMERICA ADVANCED MARKETS. Transamerica s guide to small business RETIREMENT PLANS
Transamerica s guide to small business RETIREMENT PLANS guide to small business RETIREMENT PLANS Once you decide to offer a retirement plan to your employees, one of the most important decisions you will
Learning from Recent Litigation and Enforcement Actions
Learning from Recent Litigation and Enforcement Actions Discussion and Worksheet for Retirement Advisors PlanAdvisorTools.com Learning from Recent Litigation and Enforcement Actions No employer wants to
PARTICIPANT FEE DISCLOSURE UNDERSTANDING YOUR RESPONSIBILITIES AS A PLAN SPONSOR
PARTICIPANT FEE DISCLOSURE UNDERSTANDING YOUR RESPONSIBILITIES AS A PLAN SPONSOR In October of 2010, in an effort to help participants make more informed decisions, the Department of Labor ( DOL ) finalized
CASH BALANCE PLANS FOR THE SMALL EMPLOYER Retirement Strategy Optimization For Business Owners
TRANSFORM YOUR TOMORROW SM CASH BALANCE PLANS FOR THE SMALL EMPLOYER Retirement Strategy Optimization For Business Owners For Plan Sponsor/Investment Professional Use Only. The Circumstance Given recent
The Current State of Multiple Employer Plans. Jim Kais SVP, Managing Director Transamerica Retirement Solutions
The Current State of Multiple Employer Plans Jim Kais SVP, Managing Director Transamerica Retirement Solutions 1 MULTIPLE EMPLOYER PLAN BASICS BACK TO BASICS A Multiple Employer Plan, also known as an
403(b) Plan Update. Scott R. Rain Scott F. Fremer June 19, 2009
403(b) Plan Update Scott R. Rain Scott F. Fremer June 19, 2009 403(b) Plan Changes In July 2007, the IRS issued the first comprehensive regulations for 403(b) plans in 43 years. In summary, the new regulations
DOL Conflict of Interest Proposal: What to Expect?
DOL Conflict of Interest Proposal: What to Expect? Brought to you by the Advanced Consulting Group of Nationwide Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks
401(k)omplete. Offering a 401(k) Has Never Been Easier
401(k)omplete The Small Market Solution from Paychex Retirement Services and LPL Financial Offering a 401(k) Has Never Been Easier The Small Market Solution Preparing for retirement is complex. Paychex
PLAN DESIGN STRATEGIES FOR SUCCESS
PLAN DESIGN STRATEGIES FOR SUCCESS PLAN DESIGN STRATEGIES FOR SUCCESS EXECUTIVE SUMMARY In the past, many financial advisors centered their retirement plan service model around their investment expertise.
Click to edit Master title style New Ballgame for 401k Plans
Click to edit Master title style New Ballgame for 401k Plans Is Your Plan Advisor an Asset or Liability? Speakers: Ty Parrish Senior ERISA Consultant Blue Prairie Group Michael Rom Senior ERISA Consultant
January 21, 2015 ERISA FIDUCIARY CHECKUP
January 21, 2015 ERISA FIDUCIARY CHECKUP Today s Disclaimer The information presented in this webinar represent our perspectives, is not necessarily all inclusive, does not constitute legal or any other
Required Minimum Distributions
Required Minimum Distributions Page 1 of 6, see disclaimer on final page Required Minimum Distributions What are required minimum distributions (RMDs)? Required minimum distributions, often referred to
IPS RIA, LLC CRD No
IPS RIA, LLC CRD No. 172840 RETIRMENT PLAN CLIENTS 10000 N. Central Expressway Suite 1100 Dallas, Texas 75231 O: 214.443.2400 F: 214.443.2424 FORM ADV PART 2A BROCHURE 3/1/2017 This brochure provides information
Inaugural Memphis Compliance Roundtable
Inaugural Memphis Compliance Roundtable The DOL's Proposed Change to the Definition of Fiduciary Investment Advice Mark Griffin mgriffin@bakerdonelson.com Points: Investment Advice and Fiduciary Status
403(b)/401(k) Comparison for 501(c)(3) Organizations. Your future. Made easier. For Plan Sponsor Use Only. Not For Use With The Public.
403(b)/401(k) Comparison for 501(c)(3) Organizations For Plan Sponsor Use Only. Not For Use With The Public. Your future. Made easier. 403(b)/401(k) Comparison for 501(c)(3) Organizations As a 501(c)(3)
The Makes Sense 401(k) Plan
The Makes Sense 401(k) Plan The Makes Sense 401(k) Plan It can be challenging for employers to establish and maintain a cost-effective retirement plan for their employees while mitigating employer fiduciary
Powered By: The Retirement Plan For You And Your Employees
Powered By: The Retirement Plan For You And Your Employees Pl an Structure The OPEN 401(k) - A Turnkey Retirement Plan Solution The OPEN 401(k) is a turnkey retirement plan solution for businesses that
HSAs: The S is for Savings
HSAs: The S is for Savings Presented by: Tim Kohn, Dimensional Fund Advisors W. Patrick Jarrett, HealthSavings Administrators This information is provided for registered investment advisors and institutional
RE: AIC Approach to Retirement Plan Business in Post-DOL Environment (June 9, 2017)
Ameritas Investment Corp. Member FINRA/SIPC Date: June 2, 2017 To: AIC Registered Representatives RE: AIC Approach to Retirement Plan Business in Post-DOL Environment (June 9, 2017) The following announcement
Fiduciary Responsibilities and Oversight for Deferred Compensation Retirement Plans
Fiduciary Responsibilities and Oversight for Deferred Compensation Retirement Plans Denise Fortune- Regional Sales Director May 10, 2017 FOR INSTITUTIONAL USE ONLY. Not for public distribution. Discussion
The Case for Rethinking TDFs as QDIAs
The Case for Rethinking TDFs as QDIAs Presenters: Jake Adamczyk, Associate Vice President of Aurum Advisory Services and Mike McKeown, Director of Research at Aurum Advisory Services 6685 Beta Drive, Mayfield
Fiduciary Outsourcing Options for Advisors
Fiduciary Outsourcing Options for Advisors Presented by: Chris Luke VP Sales & Distribution Mesirow Financial Moderated by: Blake Willis Chief Consulting Officer JULY Our Series Sponsor JULY Overview Founded
The Strength of Partnership:
The Strength of Partnership: Preparing for Changes in the Retirement Plan Marketplace Plan Sponsor and Employer Guide LPL Financial Navigating the Sea Change in Retirement Plans As an employer, you share
Required Minimum Distributions (RMDs)
Required Minimum Distributions (RMDs) March 21, 2012 Page 1 of 7, see disclaimer on final page What Are Required Minimum Distributions (RMDs)? Required minimum distributions, often referred to as RMDs
Understanding your fiduciary responsibilities for retirement plans
Understanding your fiduciary responsibilities for retirement plans An overview of the fiduciary s role and frequently asked questions about it When you are a trustee or serve on an investment committee
Final Regulation on Participant-Level Fee Disclosures. By: Andrew Varady, Esq. Associate General Counsel, MetLife
Final Regulation on Participant-Level Fee Disclosures By: Andrew Varady, Esq. Associate General Counsel, MetLife Contents 1 Introduction 2 Background 2 New Participant-Level Fee Disclosure Requirements
Unblurring the Lines: Understanding the Roles of Investment Providers
Unblurring the Lines: Understanding the Roles of Investment Providers Workshop 32 Monday, October 19, 2015 2:15 p.m. 3:30 p.m. Speaker: Virginia Sutton, QKA 1 Investment Provider Roles This session will
May 24, 2013 GEARING UP. FOR YEAR 1 ½ ERISA 408(b)(2) FEE DISCLOSURES
May 24, 2013 GEARING UP FOR YEAR 1 ½ ERISA 408(b)(2) FEE DISCLOSURES WELCOME TO TODAY S WEBINAR On behalf of Benefit Funding Services Group and WithumSmith+Brown, welcome and thanks for spending your lunch
Session will advise advisers on marketing their services as a 3(38) fiduciary including legal and insurance considerations.
Session will advise advisers on marketing their services as a 3(38) fiduciary including legal and insurance considerations. Gary Sutherland, CIC Jason C. Roberts, Esq., AIFA Katie Umile AIFA, www.naplia.com
Retirement Plan Update
Retirement Plan Update What is a Legitimate Expense for a Plan to Pay? The Department of Labor (DOL) has rules as to what types of expenses a plan sponsor can pay from a retirement plan. This Retirement
Managing investment responsibilities. WEIGHING THE OPTIONS IS AN INVESTMENT POLICY STATEMENT RIGHT FOR YOUR PLAN?
PRICE POINT July 2017 Timely intelligence and analysis for our clients. Managing investment responsibilities. WEIGHING THE OPTIONS IS AN INVESTMENT POLICY STATEMENT RIGHT FOR YOUR PLAN? EXECUTIVE SUMMARY
DOL 408(b)(2) Plan Sponsor Fee Disclosure Summary Document for Retirement Plan Services provided by John Hancock Retirement Plan Services, LLC
John Hancock Retirement Plan Services, LLC ( JHRPS ) has always believed in clearly explaining the fees, expenses, and costs associated with our administration of your retirement plan. We have employed
Date: October 25, 2010 TCRS : Department Of Labor Final Regulations Relating To Participant Fee Disclosure
**** UPDATE: As of February 3, 2012, the DOL has extended the 408(b)(2) effective date to July 1, 2012 and the 404(a) effective date to generally be August 30, 2012. See TCRS 2012-01 memo for details.
What You Need to Know About ERISA But Were Afraid to Ask Employee Benefits for Non Employee Benefits Attorneys
What You Need to Know About ERISA But Were Afraid to Ask Employee Benefits for Non Employee Benefits Attorneys NAMWOLF This presentation is not legal advice and does not create an attorney client relationship
Are You Prepared for an IRS Audit? Michael Viljak, Manager of Advisor Development
June 2018 Are You Prepared for an IRS Audit? Michael Viljak, Manager of Advisor Development The Internal Revenue Service s (IRS s) Employee Benefit Audit Program is used to audit and enforce. The IRS s
Using Unitized Managed Accounts in 401(k) Plans
Content provided by Using Unitized Managed Accounts in 401(k) Plans by Fred Reish and Bruce Ashton Compliments of Why is TD Ameritrade Institutional making this information available to you? At TD Ameritrade
RETIREMENT PLAN INVESTMENT MANAGEMENT AGREEMENT TRINITY PORTFOLIO ADVISORS LLC
vs.4 RETIREMENT PLAN INVESTMENT MANAGEMENT AGREEMENT TRINITY PORTFOLIO ADVISORS LLC Name of Plan: Name of Employer: Effective Date: This Retirement Plan Investment Management Agreement ( Agreement ) is
Section 408(b)(2) Disclosure Summary
Section 408(b)(2) Disclosure Summary INTRODUCTION What is the purpose of this document? You are receiving this document because we understand that you are a fiduciary for an employee benefit plan that
Trading the Markets The Institutional Perspective. Jarod Winters
Trading the Markets The Institutional Perspective Jarod Winters The Institutional Perspective Background Day trading Entered institutional space as software provider 14 years in New York Service company
Regulatory Compliance: Targeting Solutions for Your Client s Greatest Challenges
fi 360 Annual Conference April 2013 Regulatory Compliance: Targeting Solutions for Your Client s Greatest Challenges Jason C. Roberts, Esq., AIFA Chief Executive Officer Pension Resource Institute, LLC
SM SERVICE AGREEMENT. . The Plan Year in which Client engages MVP to begin providing services
SERVICE AGREEMENT This Service Agreement ( Agreement ) is entered into on the Effective Date set forth below between MVP Plan Administrators, Inc. ( MVP ), and the Plan Sponsor or Client. Except where
401(k) Loans: Whether a Borrower or a Lender, Beware
Retirement Perspectives 401(k) Loans: Whether a Borrower or a Lender, Beware April 4, 2014 Brian Dobbis, QKA, QPA, QPFC, T PGC Retirement Analyst, Institutional Investor Services A maze of rules applies