Piper Jaffray Guides for the Journey Cable TV

Transcription

1 Piper Jaffray Guides for the Journey Cable TV FINANCIAL PLANNING You wouldn t build a house without a blueprint. But if you re like many investors, you may be investing without a plan. It s impossible to know what the market will do 5 or 10 years down the road. But having a financial plan can give you greater confidence your goals will stay on track. Don t leave your future to chance. Have a plan. Call us at

2 COLLEGE PLANNING Are you worried about the cost of sending your kids to college? Hello, I m [name], a financial advisor with Piper Jaffray. Quality education comes with a high price tag one that continues to grow year after year. But it's an expense you can meet through proper financial planning. Explore tax-smart options that can help you prepare whether college is 5 years away, or 15. Call us at

3 RETIREMENT PLANNING We ve all seen the headlines. The future of Social Security is uncertain. Are you worried you re not doing enough to save for your retirement? These days, we can t count on pension plans, savings and Social Security. More and more, we have to take retirement into our own hands. Don t leave your future to chance. Have a retirement plan. Call us at

4 LONG-TERM CARE INSURANCE Sixty percent of Americans over age 65 will eventually need long-term care. (*see below) Forty-three percent will spend time in a nursing home. (*see below) Many of us don t like to think about long-term care. But it s an expense that can wipe out your savings and ruin your family s financial security. Plan ahead. Long-term care coverage can protect your family your assets and your peace of mind. Call us at *Your Money, December/January, 1999

5 ASSET ALLOCATION Are you worried about volatile markets? If most of your investments are in company stock or just a handful of mutual funds you probably aren t prepared to weather the market s ups and downs. With the right mix of stocks, bonds and cash, your investments will keep working for you regardless of market conditions. Diversify your investments. And keep your goals on track. Call us at

6 IRA ROLLOVER (job loss) If you ve recently lost your job, you probably have a lot of questions. Will I have enough money to live on? Will this hurt my retirement plans? If you ve been laid off, you might be tempted to use your retirement savings to help make ends meet. Before you do, explore your options. There may be steps you can take to generate income and keep your retirement plans on course. Call us at

7 FIXED INCOME [Municipal Bonds] Is too much of your income going toward taxes? If you re looking for a safer investment that offers attractive returns and helps you save on taxes, few choices match the benefits of tax-exempt bonds. The income you earn is exempt from federal taxes and may be exempt from state taxes, too, when issued in your home state. Minimize taxes. Explore the benefits of municipal bonds. Call us at Piper Jaffray does not provide tax advice.

8 IRA CONSOLIDATION How many tax forms did you get this year? Hello. I m [name] a financial advisor with Piper Jaffray. Reducing paperwork during tax time is just one good reason to consolidate your retirement dollars. If you ve been investing for many years, you may have a number of IRAs 401(k)s and other retirement vehicles. Consolidate your funds into a single IRA to simplify your life and have greater investment control. Call us at