Gift Planning....simplified
|
|
- Hortense Griffith
- 5 years ago
- Views:
Transcription
1 Gift Planning...simplified
2 Link Charity Can Link Charity Work For Me? Link Charity was started in 1998, and is a registered charity providing a valuable service operating as a link between donors and their charities. Link Charity offers service, tools, education, and guidance in gift planning for individuals and for other charities. Link Charity is modelled after another highly successful service charity. In its latest fiscal, Link Charity provided over $7 million to 600-plus charities in, and manages approximately $40 million. Deciding what to give, how much to give, and who to give it to can become a challenging undertaking. Link Charity makes that task simpler by recommending a Gift Plan that ensures your wishes are met with respect to family and charity. Consider, for example, the following stories, based on over 15 years of experience working with people such as you... Expertise Link Charity brings current knowledge of planned giving to both individual donors and member charities. How can Link Charity help you The giving tools within Link Charity s toolbox are current, relevant and designed to be attractive to both the charity and the individual. Regardless of your situation, Link Charity has a donation option to fulfill your needs. Mary (not her real name) is in her 80's and has been blessed with considerable assets. She has named Link Charity as the beneficiary of her estate in her will. She sent Link Charity a revised letter of direction as to which charities are to benefit. It did not require a lawyer, lawyer visits or fees. The executor will have one charity, Link Charity, with which to deal, and not dozens. Mary also took out several charitable gift annuities, and currently enjoys significant, tax free, worry free, income for life. The balance of those gift annuity agreements will be distributed at her death to her selected charities as well. She also paid for a gift annuity for a friend in financial need. Mary received the charitable receipt, and her friend in need receives quarterly, tax free income that is a real help. Due to its tax free nature, this income did not interfere with various supplementary government benefits to which the friend is entitled. What's more, Mary also makes a gift of securities every year to Link Charity, to take advantage of the capital gain exemption, and Link Charity makes generous gifts from the proceeds to the charities of her choice. Harold (not his real name) included Link Charity for a child's share in his will. Then, within that child's share, with carefully crafted wording by his lawyer, he made Link Charity the beneficiary of his RRIF, and he took out several charitable gift annuities with Link Charity. All these were summed in such a manner that they comprised exactly the equivalent of a child's share. The gift annuities and the RRIF will not be part of the probate process so it is estimated there will be several thousand dollars of probate fees saved, and these funds will not have to go through the will and the executor. The remainder of the child's share will come directly from the executor and generates a new charitable receipt that offsets all the remaining income tax payable by the estate in the terminal tax return. Harold also amended his letter of distribution in several minor ways, but without the need for a lawyer visit.
3 What We Offer Gifts of Securities Canadian donors can donate publicly traded securities (shares or mutual funds) directly to charities without including capital gains on donated securities in personal income. This eliminates the income tax on capital gains on all donated securities. Annuities Annuities allow you to make a planned gift while also securing an income for yourself. This enables you to give to your favourite charities and at the same time receive money to live on. All of our members partner with Link Charity to help donors with this kind of planned giving. When you donate a capital sum to Link Charity we guarantee you payments at an attractive rate for the rest of your life. Link Charity invests your donation in an investment pool and it generates a return. Upon your death the residual capital is released to your favourite charities. Life Insurance Some of the largest gifts to charities come in the form of donated life insurance policies in some form or another. There are many opportunities surrounding gifts of life insurance policies and many variables based on type, ownership, beneficiary designation etc. Instead of lapsing an insurance policy, Link Charity can help facilitate it going to charitable purposes. Contact us for more information. Donor Advised Funds A Donor Advised Fund allows the donor to set up a charitable gift fund. In turn it makes gifts to your favourite charities for a set period of time or for generations to come. By setting up a Donor Advised Fund you can think of yourself as the CEO of a foundation without the expense. 3
4 Link Charity Partners Across Borders for World Evangelism Galcom Inc. (877) AOJ The Arms of Jesus Children s Mission The Gideons INTERNATIONAL IN CANADA (905) Billy Graham Evangelistic Association of R LOB L REC RDI S ETW RK Bridges for Peace GracePoint Baptist Church (416) Chosen People Ministries () High Adventure Gospel Communications Ministries Justice Mission (905) Operation Mobilization P RTNERS I N T E R N AT I O N A L PHCC MINISTRIES O F C A N A D A Emmanuel Lifewater (807) MEA WORLDWIDE Maranatha Evangelistic Association Maranatha Evangelistic Association Pentecostal Holiness Church of Peoples Ministries Inc Prairie College (403) C O L L E G Jews for Jesus (416) Partners (604) In Touch Ministries Of Dalit Freedom Network Open Doors (403) LODGE Student Ministries Crossroads Christian Communications Inc. Elim Lodge OMS (905) Colombia Para Cristo Colombia para Cristo (604) ELIM Gospel for Asia INTERNATIONAL CANADA New Tribes Mission Christian Medical and Dental Society EMMANUEL The Gideons (905) freedom begins with a school (905) Global Recordings Network FREEDOM NETWORK CANADA Bridges to New Life Society MSC E Reach Beyond TM Serving in Mission Serving In Mission SEND
5 How Do You Want to Be Remembered? with Dr. David Jeremiah Voice of the Martyrs The Voice of the Martyrs Word of Life Benefits of a Planned Giving program for your estate: Provides a cost-effective way to establish substantial gifts to your family and favourite charities while maintaining financial security. You can make a commitment to support now but retain your funds during your lifetime. Tax benefits for your estate can be considerable. When your will is probated, your estate receives a tax receipt for the full amount of the donation, which can offset capital gains or other taxes owing. In the year of your death, Revenue Agency allows a charitable donation of up to 100 per cent of your estate's net income. This can result in a substantial tax credit that could eliminate taxes owing for that year and the previous year. Many elements of a Planned Giving plan are revocable and can be changed if your financial situation changes. It is a great way to leave a lasting testimony and fulfill your personal wishes for both your loved ones and favourite charities. Link Charity can help simplify your plans by being the named charity to deal with lawyers, executors, financial institutions, etc and distribute your generosity as requested by you. Charitable Distribution $8 $7.2 $7 $6 $5 $5.9 $5.6 $6.1 $6.2 $5.1 $4.3 Assets Under Management** Alternative (Non-Market)... $ 4,038,000 Bonds / Debentures... $ 3,895,000 Mortgage(s) Trusts... $ 8,072,000 Equities... $ 17,210,000 $4 Numbers in Million Turning Point Ministries TM Have you created planned giving preparations for your estate? It has been estimated that only one out of three Canadian adults has done this, which means that two-thirds of the people who die do not have their wishes met. A Planned Giving program is an important part of your personal legacy, representing your life and values. It is relatively easy to establish and maintain, and provides an ideal opportunity to create a lasting gift that can make a difference in the lives that follow. $3 Total $33,215,000 12% $2.8 $2 12% $ % Spring % ** plus $7 million additionally under administration. 5
6 Annuity Rate Table As of Spring 2016 Sample rates based on Spring Please note: These are Link Charity offered rates. In a low interest rate climate, Revenue Agency disallows these rates as being too generous. Please call or write for currently permitted rates Men Age % Rate 5.84% 6.30% 6.86% 7.57% 8.46% 10.00% Your $2,920 $3,150 $3,430 $3,785 $4,230 $5,000 All calculations are made on each $50,000 deposit Charitable Receipt $10,443 $12,075 $13,192 $14,000 Your Tax Free $2,920 $3,150 $3,430 $3,785 $4,230 $5,000 Taxable Women Age % Rate 5.58% 6.01% 6.56% 7.27% 8.20% 10.00% Your $2,790 $3,005 $3,280 $3,635 $4,100 $5,000 All calculations are made on each $50,000 deposit Charitable Receipt $10,422 $10,494+ Your Tax Free $2,790 $3,005 $3,280 $3,635 $4,100 $5,000 Taxable Annuity Rate - Joint, with spouses same age All calculations are made on each $50,000 deposit Age % Rate 5.49% 5.89% 6.40% Your $2,745 $2,945 $3,200 Charitable Receipt Your Tax Free $2,745 $2,945 $3,200 Joint life annuity is payable as long as either person is alive. Taxable GIC vs. Gift Annuity $50,000 initial contribution 6 Rate (pre-tax) (after-tax) Term Guaranteed Principal Available Charitable Receipt Beneficiary G I C 2% (national avg) $1,000 $750 (estimate) 5 Years (renewable) During Term Yes (after term) NO Estate GIFT ANNUITY Male (Age 77) Female (Age 77) Joint (Both 77) 6.86 % $3,430 $3,430 NO, Gifted $10,443 Charity of Choice 6.56 % $3,280 $3,280 NO, Gifted Charity of Choice 5.89 % $2,945 $2,945 NO, Gifted Charity of Choice
7 Our Core Values Integrity We value honesty and integrity in our communications with donors and members. Efficiency We value management principles that enhance the performance and transparency of our service. Stewardship We value principles of careful and trustworthy use of all funds. Members We value members and respect the distinctions they hold based on Judeo- Christian principles. Donors We value the individuals and institutions that we work with and respect the confidence placed in Link Charity. Generosity We value the spirit of sharing and giving that multiplies resources. Shared leadership We value the wisdom of members voices for operations and policy. Charitable Gift Fund Assets Under Management and Administration Numbers in Million $ 45 $ 40 $ 35 $ 30 $ 25 $ 20 $ 15 $ 10 $ 5 $ 0 Rate of Return 15 % 12.5 % 10 % 7.5 % 5 % 2.5 % 0 % % % $ 29 $ 24 $ 22.5 $ % 13.6 % 9.2 % 3.5 % ized rate of return since inception is 8.0 % $ % $ % Meet People Just Like You Shortly after Doris, age 78, attended one of our seminars, she decided that she wanted to turn some of her GIC s into a Gift Annuity. As two of her GIC s came due she met with us and wrote a cheque for $150,000 turning her annual income from $2700 taxable into $10,200 tax free. It is her intent to cash out her GIC s as they come due and turn them into several Gift Annuities over the next four years. Peter met a Link Charity representative at a charity banquet. After spending some time with him and his financial advisor Peter decided that he wanted to create an Endowment Fund in memory of his late wife Esther. The Endowment Fund will be a lasting legacy for the charity to which they had committed most of their lives. 7
8 Mission Statement Link Charity exists to provide service, tools, education and guidance in the area of gift planning to charities and their donors in Donlands Ave., Toronto, ON M4J 3R9 Toll Free: Steve Weir: Harry Houtman: Website: Charitable Organization Reg. # RR0001
Planned Giving CHARITABLE WILL BEQUESTS. The Benefits to You
Planned Giving Thank you for your interest in supporting the Unitarian Church of Edmonton and our many programs. For more information on our planned giving program, please call us at (780) 454-8073. CHARITABLE
More informationWhat is Planned Giving?
What is Planned Giving? Church of the Nazarene Foundation 17001 Prairie Star Parkway, Suite 200 Lenexa, KS 66220 (913) 577-2983 info@nazarenefoundation.org www.nazarenefoundation.org Planned Giving: A
More informationSupporting Asbury. Asbury. Transforming Lives... Retreat Center
Supporting Asbury Transforming Lives... Asbury Retreat Center Those who have experienced the spirit of Asbury... have a common thread that weaves their lives together. With this bond, comes the opportunity
More informationWILL AND TRUST WORKBOOK
WILL AND TRUST WORKBOOK A helpful guide for planning your estate ELCA Foundation Evangelical Lutheran Church in America You are about to embark on a remarkable journey. This journey will give you space
More informationCharitable Gift Annuities
Charitable Gift Annuities What is a Charitable Gift Annuity? A charitable gift annuity is a planned giving tool that allows the donor to make a gift while at the same time receiving a constant stream of
More informationOur Children Our Future: A Guide to Legacy Gifts
Legal Name: Boys & Girls Clubs Address: 301, 1195 Esquimalt Rd, Victoria, BC V9A 3N6 Tel: 250.384.9133 Fax: 250.384.9136 Web: www.bgcvic.org Email: development@bgcvic.org Canada Revenue Agency: Charitable
More informationGifting. Charities. The donation credit
Gifting Why not use your hard-earned money to make a difference, by helping out the people you care for the most, or your favorite charity? Meanwhile, you benefit from the opportunity to reduce your taxes.
More informationA Guide to Planned Giving
A Guide to Planned Giving - A Guide to Plan Giving What is Planned Giving? The integration of personal, financial and estate planning goals with lifetime or testamentary charitable giving. An opportunity
More informationA GUIDE TO WILLS AND ESTATE PLANNING
A GUIDE TO WILLS AND ESTATE PLANNING UNITED CHURCH FUNDS WILLS EVERYONE NEEDS A WILL WHY HAVE A WILL? A Will is a critical component of your estate planning. You need a Will, regardless of the size of
More informationThrough your Will or Trust To the Most Holy Trinity Educational Trust Fund
Planned Giving Through your Will or Trust To the Most Holy Trinity Educational Trust Fund The Most Holy Trinity Educational Trust Fund (ETF) was established in 1984 to provide financial support for all
More informationREFERENCE GUIDE Charitable Giving
REFERENCE GUIDE Charitable Giving Although this material has been compiled from sources believed to be reliable, we cannot guarantee its accuracy or completeness. All opinions expressed and data provided
More informationHow to Prepare a Last Will and Testament
How to Prepare a Last Will and Testament The Simplest Way The simplest way to ensure that your funds, property and personal effects will be distributed after your death according to your wishes is to prepare
More informationInvestors Group Charitable Giving Program. Program Guide
Investors Group Charitable Giving Program Program Guide 1 Investors Group Charitable Giving Program Program Guide This program guide (the Guide ) contains selected important information to help a potential
More informationA Tool to help you gather the information you will need before you seek legal counsel to prepare your will.
Will Planning Guide A Tool to help you gather the information you will need before you seek legal counsel to prepare your will. Provided by: Canadian Physicians for Aid and Relief (CPAR) 1425 Bloor Street
More informationCamp Ondessonk. Exploring Gift Annuities. Legacy Planning. Exploring Gift Annuities. Understanding the Basics
Exploring Gift Annuities Exploring Gift Annuities Understanding the Basics Generally accepted wisdom is not always the best advice. Take the maxim that A bird in the hand is worth two in the bush. It implies
More informationReference Guide CHARITABLE GIVING
Reference Guide CHARITABLE GIVING In order to promote and encourage charitable giving, the Income Tax Act of Canada (the Act ) allows a tax credit to be claimed for eligible charitable gifts made by an
More informationYOUR LEGACY THEIR LIVES
YOUR LEGACY THEIR LIVES CARE FOR GENERATIONS by considering A GIFT BY WILL TO FAIRHAVEN ABOUT THE FAIRHAVEN FOUNDATION Mission The Fairhaven Foundation inspires, engages, and stewards the support of its
More informationGenerosity makes all the difference.
Generosity makes all the difference. The Rewards of Planned Giving There may be no greater gift than that of music. Music inspires us. It makes us think. It provides new perspectives. It calms. It excites.
More informationEstate & Gift Planning. Providing a Future for Homeless Pets
Estate & Gift Planning Providing a Future for Homeless Pets .................... Loyalty in humans is generally acquired; Loyalty in animals, where found, is always natural. In the Regina Humane Society
More informationWhat is Planned Giving?
What is Planned Giving? By Mark Blumberg (July 3, 2013) Planned giving involves tools and techniques to facilitate gifts to charities typically involving the assistance of professional advisors who attempt
More informationCHARITABLE GIVING. 2 Creative Giving. 4 Charitable Gift Annuities. 6 Charitable Remainder Unitrust. 8 Covenant Endowment Trust
CHARITABLE GIVING 2 Creative Giving 4 Charitable Gift Annuities 6 Charitable Remainder Unitrust 8 Covenant Endowment Trust Creative Giving Most of us have a favorite ministry we want to support that ministry
More informationOLDS COLLEGE POLICY POLICY NUMBER:
OLDS COLLEGE POLICY Olds College recognizes the need for Policies and Procedures, and the need for staff and students to be familiar with and follow such policies and procedures. It is the intent of Olds
More informationSt. Joseph School Endowment & Charitable Trust Giving Guide
St. Joseph School Endowment & Charitable Trust Giving Guide Jesus said to them, I am the bread of life; he who comes to Me shall not hunger, and he who believes in Me shall never thirst. John 6:35 S t.
More informationBuild a Legacy, Transform the Future. A Guide to Planned Giving
Build a Legacy, Transform the Future A Guide to Planned Giving Presented by: Hank Dunbar Manager - Philanthropic and Charitable Services First Citizens Bank 919.716.2115 Hank.DunbarJr@firstcitizens.com
More informationPROGRAM GUIDE. Mackenzie Charitable Giving Program
PROGRAM GUIDE Mackenzie Charitable Giving Program This program guide (the Guide ) contains selected important information to help a potential investor Donor make an informed decision about donating to
More informationFinding cures. Saving children. If you would like to receive printed copies of this, please contact us at or
OFFERED TO YOU BY ST. JUDE CHILDREN'S RESEARCH HOSPITAL Finding cures. Saving children. If you would like to receive printed copies of this, please contact us at 1-800-395-4341 or giftplanning@stjude.org
More informationPROGRAM GUIDE. Mackenzie Charitable Giving Program
PROGRAM GUIDE Mackenzie Charitable Giving Program This program guide (the Guide ) contains selected important information to help a potential investor Donor make an informed decision about donating to
More informationIntroduction. 1. Bequests Charitable Gift Annuity Charitable Remainder Annuity Trust Charitable Remainder Unitrus 6-7
Introduction. 1 Bequests..... 1-2 Charitable Gift Annuity.. 2-4 Charitable Remainder Annuity Trust... 5-6 Charitable Remainder Unitrus 6-7 Charitable Lead Trust.....7-8 Gifts of Retirement Plan Assets.
More informationAn LCFS Planned Giving Resource Guide
Legacy l e a v i n g a o f c o m p a s s i o n An LCFS Planned Giving Resource Guide Lutheran Child and Family Services of Illinois Greetings When Lutheran Child and Family Services Shepherd Society was
More informationYour Will. Wills & Bequests. Te Ope Whakāora
Your Will Wills & Bequests Te Ope Whakāora The Mission of The Salvation Army The Salvation Army, an international movement, is an evangelical part of the universal Christian Church. its message is based
More informationHow to Make a Difference Now and in the Future
How to Make a Difference Now and in the Future Josh D. McDowell Founder Josh McDowell Ministry Jay R. Link, CGPA Senior Planned Giving Consultant The Great Commission Foundation What We Will Cover What
More informationCharitable. Insurance. A legacy building strategy. Providing charitable gifts using life insurance
Charitable Insurance A legacy building strategy Providing charitable gifts using life insurance Many people have a portion of income that they invest and wish to leave as a legacy for favourite causes;
More informationRBC WEALTH MANAGEMENT PUBLICATIONS
CHARITABLE GIVING RBC WEALTH MANAGEMENT RBC Wealth Management provides comprehensive services designed to address your multi-faceted financial concerns, simplify your life, give you the freedom to pursue
More informationA Guide to Gift Planning at Blake
A Guide to Gift Planning at Blake Honor the Past Invest in the Future INVEST IN THE FUTURE OF BLAKE By designating Blake in your will or living trust, you can help ensure that the school will fulfill its
More informationWalsh University Guide to Giving 3
Walsh University Guide to Giving Guide to Giving 3 Mission Statement M I S S ION S T A TE M ENT Walsh University is an independent, coeducational, Catholic, liberal arts and sciences institution. Founded
More informationEndowment funds at the Catholic Foundation can support things like:
HOW TO GIVE Making a Gift Why give to the Foundation? The Catholic Foundation of Maine offers donors several gifting opportunities to help them fulfill their charitable intentions. By creating a legacy
More informationDeath: The Final Tax Frontier. Patrick Lee, CPA Senior Manager - Kruggel Lawton CPAs
Death: The Final Tax Frontier Patrick Lee, CPA Senior Manager - Kruggel Lawton CPAs CFO Summit November 8, 2017 2 The Unified Transfer Tax Unified Transfer Tax Includes estate and gift transfer taxes Both
More informationPLANNING YOUR GIFTS FOR INVESTING IN INVESTING IN INVESTING IN FUTURES
PLANNING YOUR GIFTS FOR LIVES FUTURES HOPE PLANNING YOUR GIFTS FOR LIVES FUTURES HOPE Perhaps you ve only been involved with The City Mission for a short time. Or, perhaps you ve helped us for years, even
More informationLeave a Lasting Legacy. Provide for Future Generations Through Planned Giving
Leave a Lasting Legacy Provide for Future Generations Through Planned Giving FROM THE PRESIDENT Table of Contents The Rewards of Personal Philanthropy...3 A Current Will or Trust.. 4 Outright Gift of Cash
More informationRipple Effect. Growing Your Business with Insurance & Philanthropy. Jack Bergmans Bequest Insurance
Ripple Effect Growing Your Business with Insurance & Philanthropy Jack Bergmans Bequest Insurance The information presented is generalized and intended for educational purposes only. Ripple Effect Growing
More informationA Charitable Gift Annuity
A Charitable Gift Annuity Provide donors with an income stream and a means of supporting charities Through a combination of an annuity and a Donor Advised Fund, donors can be guaranteed a steady income
More informationFrequently Asked Questions ENDOWMENT FUNDS
Frequently Asked Questions ENDOWMENT FUNDS 1. Do I Need a Will? Most likely. Without a will, the laws of the state will determine who will receive your assets and who will manage your estate. As a result,
More informationLeave a Legacy Newfoundland and Labrador
Leave a Legacy Newfoundland and Labrador Charitable Bequests Tips & Considerations Presented by Catherine Barrett, Memorial University of Newfoundland November 3, 2016 What is Planned Giving Also known
More informationMaking a Difference. Creative Ways to Leave Your Own Legacy. The American Legion
Creative Ways to Leave Your Own Legacy The American Legion Creative Ways to Leave Your Own Legacy Most of us, if given the chance, would like to leave some kind of lasting legacy to show that our lives
More informationWills and Living Trusts: Planning Considerations Gifts Provided through Estates
Wills and Living Trusts: Planning Considerations Gifts Provided through Estates Many members and friends have provided for support of The First Church of Christ, Scientist through a will or living trust.
More informationCreate a Legacy. with a Charitable Gift Annuity
Create a Legacy with a Charitable Gift Annuity A charitable gift annuity to benefit the Catholic organization(s) of your choice is a generous expression of your support for the Catholic Church. The Catholic
More informationFor your family BUSINESS SUCCESSION
For your family BUSINESS SUCCESSION BUSINESS SUCCESSION This brochure will help family members after your death and for that reason, we refer to the deceased throughout. We ve included practical advice
More informationChoosing the right charitable giving strategy
Giving Smarter: Choosing the right charitable giving strategy With 84% of Canadians giving charitable donations of $12.8 billion annually (according to Statistics Canada s General Social Survey on Giving,
More informationIt Takes a Village, but Not a Fortune
It Takes a Village, but Not a Fortune When Warren Buffet made his lifetime gift of over $30 billion to the Bill and Melinda Gates foundation, the size and generosity of the gift attracted worldwide attention.
More informationFoundation Focus. Edwin Humphreys died last year, Dreams Become Reality. Inside this Issue. I hope to support students with. their full potential.
Foundation Focus A Publication of the United Methodist Foundation of West Virginia, Inc. Serving United Methodists in West Virginia & Garrett County, Maryland Winter 2012 Dreams Become Reality Matching
More informationPLANNED GIVING CREATIVE OPPORTUNITIES TO CONTRIBUTE (U.S.)
PLANNED GIVING CREATIVE OPPORTUNITIES TO CONTRIBUTE (U.S.) A Guide for Donors Not everyone has disposable assets to fund an outright gift of cash or securities to demonstrate their regard for Rotary. To
More informationLIFETIME INCOME, POSITIVE DIFFERENCE. The Benefits of an Easterseals Charitable Gift Annuity... Now and Later
LIFETIME INCOME, POSITIVE DIFFERENCE The Benefits of an Easterseals Charitable Gift Annuity... Now and Later Two good things are always better than one, right? That s why we want to share information about
More informationA Guide to Planned Giving
A Guide to Planned Giving 2 Dear Friend, Are you looking for ways to save on your taxes this year through charitable giving? Would you like to avoid capital gains tax on the sale of your appreciated assets?
More informationTAX, RETIREMENT & ESTATE PLANNING SERVICES. Your Will Planning Workbook
TAX, RETIREMENT & ESTATE PLANNING SERVICES Your Will Planning Workbook Preparing your Will Glossary of terms... 1 Introduction... 2 Your estate... 2 Beneficiaries of your estate Your spouse... 3 Your children...
More informationYour Will Planning Workbook
Your Will Planning Workbook Preparing your Will Glossary of terms... 1 Introduction... 2 Your estate... 2 Beneficiaries of your estate Your spouse... 3 Your children... 3 Others... 4 Personal and household
More informationIRREVOCABLE LIFE INSURANCE TRUSTS FOR ESTATE AND TAX PLANNING (Estate Planning Advisory No. 1)
IRREVOCABLE LIFE INSURANCE TRUSTS FOR ESTATE AND TAX PLANNING (Estate Planning Advisory No. 1) This Advisory discusses the general estate planning and asset protection benefits of an irrevocable life insurance
More informationing Summary RRIFs: The Basics Down Your RRS
Winding d Down Your RRSP P The Worry Free Retirement Experience TM Choosing how to wind down your RRSP can be a complex task. There are as many different kinds of RRIFs and annuities as there are cars
More informationEndowment Program ensuring the future
Endowment Program ensuring the future Cokesbury United Methodist Church 14806 Blackburn Road Woodbridge, Virginia 22191 (703)494-5400 http://www.cokesburyumc.us/ COKESBURY UNITED METHODIST CHURCH ENDOWMENT
More informationsupport Hope For Orphans through Waterstone and Asset giving
support Hope For Orphans through Waterstone and Asset giving Dear HFO Family, We are excited to announce our new collaboration with Waterstone Foundation and sharing with you guys about the power of asset
More informationIntroduction to Estate and Gift Taxes
Department of the Treasury Internal Revenue Service Publication 950 (Rev. June 1998) Cat. No. 14447X Introduction to Estate and Gift Taxes Introduction If you give someone money or property during your
More informationThe Endowment FIRST PRESBYTERIAN CHURCH OF EDMOND. Opening Doors
The Endowment Fund at FIRST PRESBYTERIAN CHURCH OF EDMOND Opening Doors fi e e f For a wide door for effective work has opened to me 1 Corinthians 16:9 A great opportunity to share the Gospel opened for
More informationSpecific Gift. This refers to a gift of a specifi c dollar amount or a specifi c asset, such as a coin collection or a vacation home.
A Comfortable Commitment Revocable gifts share a number of notable characteristics that make them extremely appealing. They are easy to execute. They are fl exible, as individuals can change or withdraw
More information2 Burlington County College Foundation Legacy Society
Mission Statement The BCC Foundation provides scholarships for tuition, books and educational materials for qualifying students; and, provides mentoring, internship and career development opportunities
More informationEstate Planning Toolbox
Estate Planning Toolbox What tools are needed? Blueprints Genesis 1:1 1 In the beginning God created the heavens and the earth. Psalm 24:1 1 The earth is the LORD s, and everything in it, the world, and
More informationPlanned Giving: Helping Your Supporters Leave a Legacy With You!
Planned Giving: Helping Your Supporters Leave a Legacy With You! ANCA Summit August 22, 2013 Stan Yogi Rick Fenelli Senior Consultant Attorney at Law Klein & Roth Consulting Fenelli Law Firm Key Points
More informationSimplify your giving MULTIPLY YOUR IMPACT
Simplify your giving MULTIPLY YOUR IMPACT Together, we can do more. Whether you re passionate about more Bible translations, more evangelism, more discipleship, more clean water for the thirsty, or more
More informationAdv antage s o f M ak in g C h a r it a b le G if t s Giving Back with Life Insurance
Adv antage s o f M ak in g C h a r it a b le G if t s Giving Back with Life Insurance Produced with the environment in mind Printed on Recycled Paper With 10% Post-Consumer Waste Prudential Financial and
More informationUSE YOUR WILL. CHANGE THE WORLD.
USE YOUR WILL. CHANGE THE WORLD. KATE ALLEN, DIRECTOR OF AMNESTY INTERNATIONAL UK AMNESTY INTERNATIONAL UK Dear Amnesty Supporter Amnesty International UK s Make a Will Month is a great opportunity for
More informationYour Will Planning Workbook
Your Will Planning Workbook Preparing your Will Glossary of terms..................................... 2 Introduction......................................... 3 Your estate.........................................
More informationPROVIDE PROTECT. A Guide to Planning Your Will and Trust. Hancock County Community Foundation
PROVIDE PROTECT A Guide to Planning Your Will and Trust Hancock County Community Foundation 312 E. Main Street, Greenfield, IN 46140 317.462.8870 givehcgrowhc.org Dear Friend of the Hancock County Community
More informationProducer Guide For producer use only. Not for distribution to the public.
The Special Needs Trust Producer Guide For producer use only. Not for distribution to the public. Providing for the Future With proper legal and financial planning, a family can guarantee that loved ones
More informationTax-Free Savings Account (TFSA) How the TFSA can help you reach your financial goals
October 21, 2010 Tax-Free Savings Account (TFSA) How the TFSA can help you reach your financial goals The Tax-Free Savings Account (TFSA) was introduced by the federal government in the 2008 budget. Since
More informationRetirement Checklist. Making the most of your retirement
Retirement Checklist Making the most of your retirement 2 Making the most of your retirement RBC Wealth Management RBC Wealth Management provides comprehensive services designed to address your multi-faceted
More informationGIFTS YOU CAN MAKE NOW
SPECIAL REPORT This Special Report is brought to you by HOOK LAW CENTER Legal Power for Seniors Tel: 757-399-7506 Fax: 757-397-1267 Locations: Virginia Beach 295 Bendix Road, Suite 170 Virginia Beach,
More informationFinancial Statements. Canadian Baptist Ministries. December 31, 2017
Financial Statements Canadian Baptist Ministries Contents Page Independent Auditor's Report 1-2 Statement of Operations 3 Statement of Changes in Net Assets 4 Statement of Financial Position 5 Statement
More informationThis booklet illustrates how having a
This booklet illustrates how having a thoughtful, well-planned will can help your family and the organizations you care about, through careful selection of bequests and use of strategies that will reduce
More informationThe importance of assistance
TRANSFERRING Estate Planning Guide for Ontario Resident The importance of assistance Table of contents Creating Your Legacy.... 02 Steps in Setting Up an Estate Plan.... 02 1. Gather Your Information............................................
More informationPlanned Giving Help us today and secure YPT s tomorrow
Planned Giving Help us today and secure YPT s tomorrow What is Planned Giving? There are many ways to make a Planned Gift. The most common methods are: A bequest by means of your Will A charitable gift
More informationLife Income Gift Plans Ways to Give and Receive
Life Income Gift Plans Ways to Give and Receive What Is a Life Income Gift? Life income gifts serve a dual purpose: They provide an income stream for individuals and their families while lending invaluable
More informationWill Questionnaire (Individual)
Will Questionnaire (Individual) This questionnaire is designed to help us to find out the information we need to prepare your Will and to advise you in relation to the issues that are important to you.
More informationU.S. Estate Tax for Canadians
BMO Financial Group PAGE 1 U.S. Estate Tax for Canadians As a Canadian you may be unaware that your estate could be impacted by U.S. estate tax if you own U.S. securities or U.S. real estate. This article
More informationRetirement planning YOUR GUIDE
Retirement planning YOUR GUIDE Choices today can lead to freedom tomorrow What s inside Introduction...1 Lifestyle planning...2 Potential sources of retirement income..5 Life insurance...6 Maximizing after-tax
More informationBEQUESTS. 2 Bequests. 3 Creative Giving. 5 Grow Your Future
BEQUESTS 2 Bequests 3 Creative Giving 5 Grow Your Future BEQUESTS to COVENANT MINISTRIES through your LEGACY PLAN People who have been regular contributors during their lifetimes usually want to include
More informationMaking a Bequest. Professor Jayanti Bandyopadhyay
Making a Bequest WITH YOUR ESTATE PLAN, YOU CAN NAME SALEM STATE AS THE BENEFICIARY OF A PORTION OF YOUR ESTATE, OR ASSETS WITHIN YOUR ESTATE. For many alumni and friends, this is the surest way to make
More informationInsurance Solutions for Individual Needs
Insurance Solutions for Individual Needs This brochure looks at some of the different needs individuals can experience and it shows how insurance can help meet those needs. Leaving a Legacy at Death Life
More informationPrivate Giving Foundation
TD Waterhouse Private Giving Foundation A simple, effective way to support the causes that matter to you Charitable giving is about creating opportunities for individuals and for causes you believe in.
More informationRBC Wealth Management
Charitable giving 2 RBC Wealth Management RBC Wealth Management RBC Wealth Management provides comprehensive services designed to address your multi-faceted financial concerns, simplify your life, give
More informationWill Planning To Meet Your Estate Needs
Many people recognize that a Will is an essential component of the estate planning process but they fail to give this subject the time or consideration that it requires. It is important to remember that
More informationBuilding a bridge to the future
An Educational Guide for Families and Individuals Building a bridge to the future Personalized Trust and Wealth Management Services Financial Strategies Managing the details of a friend or family member
More informationRetirement Checklist. Making the most of your retirement
Retirement Checklist Making the most of your retirement RBC Wealth Management RBC Wealth Management provides comprehensive services designed to address your multi-faceted financial concerns, simplify your
More informationPrivate Giving Foundation
TD Wealth Private Giving Foundation Program Guide A simple, effective way to support the causes that matter to you Introduction The Private Giving Foundation (the PGF ) is an independent, non-profit charitable
More informationCharitable Gift Program. Helping you create a lasting legacy
Charitable Gift Program Helping you create a lasting legacy It s a good feeling to be able to support charitable causes you care about in a meaningful way. Whether you want to help fund life-saving medical
More informationSUGGESTED ARTICLES FOR CONGREGATIONAL NEWSLETTERS OR WEBSITES. June. July
SUGGESTED ARTICLES FOR CONGREGATIONAL NEWSLETTERS OR WEBSITES The following articles on various gift-planning subjects may be adapted for use in newsletters or similar publications. June Your Will. The
More informationWAyS ToGive Reedsdale Street, Suite 3002 Pittsburgh, PA (412)
Epilepsy Foundation Western/Central Pennsylvania 1501 Reedsdale Street, Suite 3002 Pittsburgh, PA 15233 (412) 322-5880 Email: staff@efwp.org WAyS ToGive T he Epilepsy Foundation Western/Central Pennsylvania
More informationMaking a difference for generations. A GUIDE TO PLANNED GIVING
Making a difference for generations. A GUIDE TO PLANNED GIVING Planned gifts make a difference. Becoming a member of the Demske Society is a testament to your loyalty and faith in Canisius College. Talk
More informationMarital Status Single Married Common law Widowed
FINANCIAL PLANNING INFORMATION Date: IA Name: FPS Name: PERSONAL INFORMATION First name Last name Marital Status Single Married Common law Widowed Separated Divorced Date of birth Retirement age Date of
More informationIntroduction to Estate and Gift Taxes
Department of the Treasury Internal Revenue Service Publication 950 (Rev. August 2007) Cat. No. 14447X Introduction to Estate and Gift Taxes Get forms and other information faster and easier by: Internet
More informationMethods of Giving to the University of Florida
I am pleased to have been able to make this gift to the university, but I am doubly pleased to know this was a good financial choice for me and my family that will reap benefits for many years to come.
More informationTax Relief and Giving Your Way
Tax Relief and Giving Your Way The Donor Advised Fund Presented by: Scott Talbot, CFP, CAP Director of Planned Giving The Great Commission Foundation & Michael Occhipinti, MBT Gift Planning Advisor Wycliffe
More informationHOW TO GIVE A GIFT YOU CAN TAKE BACK A SPECIAL PLANNING REPORT TO ASSIST YOU IN YOUR MINISTRY OF STEWARDSHIP
HOW TO GIVE A GIFT YOU CAN TAKE BACK A SPECIAL PLANNING REPORT TO ASSIST YOU IN YOUR MINISTRY OF STEWARDSHIP P.O. Box 8700, Cary, North Carolina 27512 PREPARED BY: Trans World Radio P H O N E : 9 1 9.
More information