CustomChoice Strategies SM

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1 CustomChoice Strategies SM Chiquita/Fresh Express Capital Accumulation Plan Conservative CustomChoice Strategies Stable US Government MM Fd 42% 36% 26% 17% 7% Bond AB High Income Z 3% 3% 2% 1% 1% Strategic Bond Fund I 16% 14% 11% 8% 5% Government Bond Instl 6% 6% 4% 2% 1% Bond AB Global Bond Z 6% 5% 4% 2% 2% New World R6-1% 4% 5% 7% Equity R6 1% 2% 4% 4% 7% Large Europacific R6 1% 2% 4% 5% 7% Investor 5% 6% 8% 11% 14% AB Z 4% 4% 4% 6% 8% ClearBridge IS 3% 4% 4% 6% 7% Income Y 6% 7% 8% 12% 15% Price/Frontier II Fund I 3% 4% 5% 6% 7% Y 2% 2% 4% 5% 4% Gr I 1% 2% 4% 5% 4% Vanguard Index Admiral 1% 2% 4% 5% 4% Conservative The Conservative Strategy is appropriate for an investor who wants to limit exposure to risk, but Appropriate investors for this strategy are already in retirement or expecting to retire around the year, specifically from now to The Conservative Strategy has a professionally managed, riskcontrolled, automatic roll-down Conservative The Conservative Strategy is appropriate for an investor who wants to limit exposure to risk, but Appropriate investors for this strategy are expecting to retire around the year, specifically from 2016 to The Conservative Strategy has a professionally managed, risk-controlled, automatic rolldown Conservative The Conservative Strategy is appropriate for an investor who wants to limit exposure to risk, but Appropriate investors for this strategy are expecting to retire around the year, specifically from 2026

2 to The Conservative Strategy has a professionally managed, risk-controlled, automatic rolldown Conservative The Conservative Strategy is appropriate for an investor who wants to limit exposure to risk, but Appropriate investors for this strategy are expecting to retire around the year, specifically from 2036 to The Conservative Strategy has a professionally managed, risk-controlled, automatic rolldown Conservative The Conservative Strategy is appropriate for an investor who wants to limit exposure to risk, but Appropriate investors for this strategy are expecting to retire around the year, specifically from 2046 to The Conservative Strategy has a professionally managed, risk-controlled, automatic rolldown Moderate CustomChoice Strategy Stable US Government MM Fd 36% 28% 18% 11% 4% Bond AB High Income Z 3% 3% 1% 1% 1% Strategic Bond Fund I 12% 12% 8% 8% 4% Government Bond Instl 4% 2% 2% 1% - Bond AB Global Bond Z 5% 4% 3% 1% 2% New World R6 1% 2% 4% 6% 7% Equity R6 2% 3% 5% 5% 7% Large Europacific R6 3% 3% 6% 6% 7% Investor 7% 9% 11% 13% 15% AB Z 5% 5% 6% 7% 8% ClearBridge IS 4% 5% 5% 6% 7% Income Y 8% 10% 11% 14% 15% Price/Frontier II Fund I 4% 5% 6% 6% 7% Y 2% 3% 5% 5% 6% Gr I 2% 3% 5% 5% 5% Vanguard Index Admiral 2% 3% 4% 5% 5% 1/10/17 Page 2

3 Moderate The Moderate Strategy is appropriate for an investor who wants to accumulate enough money to beat inflation but with moderate exposure to risk. Appropriate investors for this strategy are already in retirement or expecting to retire around the year, specifically from now to The Moderate Strategy has a professionally managed, risk-controlled, automatic roll-down process that seamlessly invests more Moderate The Moderate Strategy is appropriate for an investor who wants to accumulate enough money to retire around the year, specifically from 2016 to The Moderate Strategy has a Moderate The Moderate Strategy is appropriate for an investor who wants to accumulate enough money to retire around the year, specifically from 2026 to The Moderate Strategy has a Moderate The Moderate Strategy is appropriate for an investor who wants to accumulate enough money to retire around the year, specifically from 2036 to The Moderate Strategy has a Moderate The Moderate Strategy is appropriate for an investor who wants to accumulate enough money to retire around the year, specifically from 2046 to The Moderate Strategy has a Aggressive Custom Choice Strategy Stable US Government MM Fd 30% 24% 12% 7% 3% Bond AB High Income Z 3% 2% - - 1% Strategic Bond Fund I 10% 10% 6% 3% 2% Government Bond Instl 4% 3% 2% - - Bond AB Global Bond Z 4% 4% 1% 1% 1% New World R6 2% 3% 4% 7% 7% Equity R6 3% 4% 6% 6% 7% Large Europacific R6 3% 4% 6% 7% 7% 1/10/17 Page 3

4 Investor 9% 9% 13% 16% 16% AB Z 5% 6% 7% 8% 8% ClearBridge IS 4% 5% 7% 8% 8% Income Y 9% 12% 14% 16% 16% Price/Frontier II Fund I 5% 5% 6% 6% 7% Y 3% 3% 6% 5% 6% Gr I 3% 3% 5% 5% 6% Vanguard Index Admiral 3% 3% 5% 5% 5% Aggressive The Aggressive Strategy is appropriate for an investor who has a long holding period, high risk strategy are already in retirement or expecting to retire around the year, specifically from now to The Aggressive Strategy has a professionally managed, risk-controlled, automatic roll-down Aggressive The Aggressive Strategy is appropriate for an investor who has a long holding period, high risk strategy are expecting to retire around the year, specifically from 2016 to The seamlessly invests more Aggressive The Aggressive Strategy is appropriate for an investor who has a long holding period, high risk strategy are expecting to retire around the year, specifically from 2026 to The seamlessly invests more Aggressive The Aggressive Strategy is appropriate for an investor who has a long holding period, high risk strategy are expecting to retire around the year, specifically from 2036 to The seamlessly invests more Aggressive The Aggressive Strategy is appropriate for an investor who has a long holding period, high risk strategy are expecting to retire around the year, specifically from 2046 to The seamlessly invests more 1/10/17 Page 4

5 Fund Sheets for the underlying Investment Options contained within the Strategies outlined above are included. To learn more about the available investments under the Plan, you may contact your Plan Administrator or by logging on to the participant website at or by calling You also may contact the Plan Administrator for more information. The following is the name, address and phone number of the Plan Administrator. Chiquita Brands International, Inc Griffin Road DCOTA Office Center Suite C-436 Ft. Lauderdale, FL RS /10/17 Page 5

Plan: Chiquita/Fresh Express Savings and Investment Plan Account Number: Subscription: Fresh Express Incorporated Created: 06/09/2018

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