The State of Wisconsin

Size: px
Start display at page:

Download "The State of Wisconsin"

Transcription

1 Important Information We are pleased to introduce new features and innovations for your Flex Spending Account (FSA) and/or Health Savings Account (HSA) in This letter aims to get you off on the right path to ensure a successful 2016 plan year NEW System Highlights TASC moved to a NEW simple and easy-to-use online system to manage all of your accounts. The new online system offers: Fast and consistent notifications regarding required documentation. Pay-the-Provider reimbursement option. Online reimbursement upload Online substantiation upload New co-branded TASC Debit Card that manages multiple Plans. New Mobile App to assist in managing benefit accounts. (e.g. : account balances, upload reimbursement requests, upload documentation to substantiate transactions, etc. ). Important Dates and Reminders March 30, 2016 is the deadline for all 2015 Flex Spending Account (FSA) Activity. Reimbursement Requests: The last day to submit reimbursement requests for eligible 2015 FSA expenses is March 30, Your current 2016 TASC Debit Card cannot be used to pay for 2015 FSA expenses. Submit 2015 reimbursement requests through the 2015 TASC online system at: using your digit MyTASC ID. Unsubstantiated FSA Claims: the deadline date to submit documentation to resolve any unsubstantiated 2015 FSA Claims is March 30, FSA expense(s) not substantiated by the deadline date will be considered ineligible and repayment will be required. Wages may be garnished for repayment of ineligible expenses. Contact TASC Customer Care if you need assistance regarding missing documentation or ineligible expenses. All 2015 reimbursement requests or substantiation documentation must be received by March 30, Any 2015 reimbursement requests or substantiation documentation received after March 30, 2016, will not be processed. Please note that when submitting reimbursement requests, you must enter a date of service within the 2015 plan year in order to be reimbursed. All 2015 reimbursement requests or substantiation document submissions must be sent through the 2015 TASC online system at Carryover Funds: You will see your 2015 Health Care FSA, Parking, and/or Transit funds automatically carried over to your 2016 TASC accounts by the end of April. For 2016, TASC moved to a NEW online system. All 2016 TASC Account Activity must be completed through 2016 TASC online system at: You were issued a new username and password for the 2016 online system. See below section How to Effectively Manage Your Accounts for more information Reimbursement Requests for services incurred within the 2016 plan year, must be submitted through your online 2016 TASC account.

2 How to Effectively Manage Your TASC Accounts It is your responsibility to effectively manage your benefits accounts. In order to do this, TASC provides many options to make this an easy process. TASC offers 24-hour account access online, TASC mobile App, and TASC Customer Care options for you to manage your benefits accounts. To manage your 2016 TASC Account, log on to your online 2016 TASC Account at: Enter your username and password you used during open enrollment. If you did not enroll online or have not logged into the New online system for 2016, use the below format to log in. o Username: First initial of first name + full last name + DOB (mmddyy) + last 4 digits of SSN (e.g.: jsmith ) o Password: First initial of first name + full last name + DOB (mmddyy) + last 4 digits of SSN (e.g.: jsmith (same as username) Once logged in, you need to change your username and password as it does contain sensitive information. You can do so by clicking on Profile and then Log-in Information. If you need assistance, please contact TASC Customer Care at Setting Up Your Notification Preferences for Your 2016 TASC Account To ensure that you receive timely notifications from TASC for you to effectively manage your Flex Spending and/or Health Savings Accounts, it is important that you log into your online 2016 TASC Account and check that your notification preference in your profile is correct. Log into click on Statement & Notifications, then click on Update Notification Preferences, and edit your preferred preference information. Important: Work s have a tendency to get blocked as spam, therefore, it is important that you change your to a personal address. Also, it is important to add TASC as a known contact within your personal to prevent important notifications being identified as junk mail. Note: Your privacy is important to us, therefore TASC does not disclose s or other private information to third parties. NEW Co-branded TASC Debit Card Everyone enrolled in the 2016 FSA and/or HSA received a NEW co-branded TASC Debit Card. You can use this new TASC Debit Card to access all of your Flex Spending funds. It s perfect if you are enrolled in multiple plans. If you misplaced, or did not receive your TASC Debit Card, simply request a replacement card through your online 2016 TASC Account or by contacting TASC Customer Care for assistance. Would you like a TASC Debit Card for your dependents? These cards feature the dependent s name. You can order the TASC Debit Card online through your 2016 TASC Account.

3 FOR FLEX SPENDING ACCOUNT (FSA) PARTICIPANTS ONLY Your 2015 TASC Debit Card Health Care FSA and LPFSA TASC Debit Cards were deactivated December 31, Any 2015 FSA or LPFSA claim reimbursement requests made after December 31, 2015 must be sent through the online TASC website, fax, or mail. You will need to complete a Reimbursement Request Form and submit it to TASC for reimbursement MyCash Accounts: If your 2015 TASC Debit Card has a balance, you may continue to use your TASC Debit Card to access these funds after December 31, Or go online ( ) to request that your MyCash funds be moved/deposited into your bank account. Note: The MyCash feature is no longer available for the 2016 plan year. Any reimbursements submitted will be refunded by check to the address TASC has on file in your 2016 TASC Account. If you wish to have your reimbursements directly deposited into your personal bank account, please log into your 2016 TASC Account to set up direct deposit by clicking on the banking/cards tab within your profile. Your TASC Debit Card Substantiation Responsibilities It is your responsibility to provide substantiation if a TASC Debit Card transaction requires proof of the medical expense. Although the TASC Debit Card makes purchasing Health Care Flex Spending expenses simple, substantiation may still be required. To view claims requiring substantiation, log into your online 2016 TASC Account at Notifications will be sent on the 1st, 15th, and 30th days after a transaction requiring substantiation. If you have an on file with TASC, these notifications will be received via . If an is not on file, the notifications will be mailed. You must submit proper substantiation within 45 days of the 1st notice. If you do not submit proper substantiation, your TASC Debit Card will be de-activated until approved substantiation, offset claims, or repayment is received. Per IRS guidelines your employer reserves the right to deduct funds from your payroll check or impute income for any unsubstantiated claims. Choose one of the following options to submit your documentation to substantiate your transaction: (1) Online 2016 TASC Account: Upload documentation via your online 2016 TASC Account (go to Claims page, click View Requests, then click Upload to attach documentation), or (2) Mobile App: Upload documentation via your 2016 TASC mobile app. (3) Fax or Mail: Submit receipt along with your printed Substantiation Notification via fax to or toll free fax # ; or mail to TASC, P.O. Box 7511 Madison, WI Substantiation Supportive Documentation Tips: Documentation must include the following: Provider Name, Date of Service, Cost, Type of service provided, Name of the person receiving the service, Name of the drug and Rx number. Examples of documentation with all required information include your statement, invoice, bill, or

4 explanation of benefits (EOB). Examples of documentation that do not have all required information include: debit card receipts with no description of service or canceled checks. Health Care Flex Spending Account $500 Carryover Effective January 1, 2015, Health Care Flex Spending Account (FSA) and Health Care Limited Purpose Flex Spending Account (LPFSA) participants can carryover up to $500 into the next plan year. You will be able to file your 2015 health care expenses through the end of the run-out period (March 30, 2016). After the run-out period any unused Health Care FSA funds (up to $500) will automatically carryover to your current 2016 plan year benefits. Carryover funds will be transferred and available in your 2016 Health Care FSA or LPFSA TASC Account mid-april Any unused funds over the $500 carryover limit are forfeited. If you are an active employee with Health Care FSA or LPFSA carryover funds and did not enroll into a Health Care FSA or LPFSA for the 2016 plan year, TASC will auto-enroll you into a corresponding plan for these funds to carryover into for the 2016 plan year. Participants will be notified and sent a TASC Debit Card. These funds will be available to you until you have either exhausted the funds or terminate employment, whichever comes first. Under the Health Savings Account (HSA) regulations, a participant cannot have both a Health Care FSA and a HSA. Therefore, if you enrolled into a High Deductible Health Plan and HSA for 2016, your funds will be carried over into a Limited Purpose Flexible Spending Account (LPFSA). What if you have up to $500 balance in a 2015 Health Care or Limited FSA Plan but do not re-enroll in 2016? TASC will automatically enroll you in an appropriate FSA and add your 2015 carryover funds up to $500 to your 2016 TASC Account. Once the funds are carried over, you will receive an enrollment confirmation and a 2016 TASC Debit Card will be sent. What if you have carryover funds in your 2015 FSA but enrolled in a Health Savings Account for 2016? TASC will automatically carryover your Health Care FSA funds (up to $500) into a Limited Purpose FSA (LPFSA). Per IRS regulations, if you are enrolled in an HSA, you may be enrolled in the Limited Purpose FSA only, and may use the funds for dental and/or vision expenses. Dependent Day Care Flex Spending Account Unused Funds The Dependent Day Care FSA does not feature a carryover option. Also, the Dependent Day Care FSA does feature a Grace Period, but does feature a Runout Period. That means for dependent daycare expense claims incurred within the 2015 plan year (1/1/ /31/2015), you can file claims to your 2015 Dependent Day Care Flex Spending Account through the end of the run-out period, which is March 30, Any unused 2015 Dependent Day Care FSA funds are forfeited. For Transit Participants Only Effective January 1, 2016, the Internal Revenue Service increased the Transit limit from $130 a month to $255 a month. If you would like to change your contribution amount to take advantage of this increase, submit a completed Change of Election Form to your payroll/benefit office. Note: TASC encourages you to use your TASC Debit Card for Transit expenses whenever possible.

5 FOR HEALTH SAVINGS ACCOUNT (HSA) PARTICIPANTS ONLY In order to take advantage of this newly upgraded system, it requires that TASC moves your current 2015 HSA balance to a new 2016 HSA account. To ensure timely transition of your 2015 HSA funds, you must authorize this process as soon as possible. To authorize the transfer, submit the completed TASC HSA Balance Transfer Form to TASC by following the instructions provided on the form. Please allow 5-7 business days for 2015 funds to be available in your 2016 HSA account. If you fax or mail your form to TASC, please allow business days for the transfer to complete. A few things to note regarding the transfer of your HSA funds: Wait until you have submitted all your 2015 claims for reimbursement. You will have no access to 2015 HSA funds during the transition period. If you do not request to have your funds transferred, you may continue to access your 2015 HSA funds using your 2015 TASC Debit Card. However, if you enrolled in the 2016 HSA, all 2016 contributions will be deposited into your 2016 HSA account, which will require you to use your new 2016 co-branded TASC Debit Card or your online 2016 TASC Account to access those funds. All forms are located in your online 2016 TASC Account ( under the Tools and Support Tab. If you need assistance obtaining a form you can call TASC Customer Care at and a Customer Care Representative will be able to assist you. TASC Total Administrative Services Corporation International Lane Madison, Wisconsin Fax P.O. Box 7511 Madison WI 53707

Participant Reference Guide

Participant Reference Guide Participant Reference Guide Welcome to FlexSystem and to the tax saving benefits of a Section 125 Cafeteria Plan. We hope you will find FlexSystem to be an efficient and valuable service. Our Participant

More information

Copyright 2014 Employee Benefits Corporation

Copyright 2014 Employee Benefits Corporation The material provided in this webinar is by Employee Benefits Corporation and is for general information purposes only. The information does not constitute legal advice and may not be relied upon by anyone

More information

State of Wisconsin Health Savings Accounts (HSA) 101

State of Wisconsin Health Savings Accounts (HSA) 101 State of Wisconsin Health Savings Accounts (HSA) 101 Agenda General Information Benefits Eligibility Information HSA Limits Qualified Dependents Eligible/Ineligible Expenses Limited FSA Participant Responsibilities

More information

OPEN ENROLLMENT May 21 - June 8, 2018 for. SHORT PLAN YEAR Effective: July 1 - December 31, 2018

OPEN ENROLLMENT May 21 - June 8, 2018 for. SHORT PLAN YEAR Effective: July 1 - December 31, 2018 Flex Plan FLEXIBLE SPENDING ACCOUNT 1 OPEN ENROLLMENT May 21 - June 8, 2018 for SHORT PLAN YEAR Effective: July 1 - December 31, 2018 TASC representatives are available at the JFB A-Level from May 21 through

More information

Client Administration Manual

Client Administration Manual Client Administration Manual FlexSystem Client Administration Manual 1 Table of Contents This Administration Manual provides all of the guidance you need to properly manage your FlexSystem Plan. You will

More information

State of Wisconsin Employee Reimbursement Accounts (ERA) 101

State of Wisconsin Employee Reimbursement Accounts (ERA) 101 State of Wisconsin Employee Reimbursement Accounts (ERA) 101 8-9-16 Agenda General Information Types of Accounts Account Overview Contribution Limits Qualified Dependents Eligible/Ineligible Expenses Enrollment

More information

2017 Annual Enrollment BEGINS TODAY!

2017 Annual Enrollment BEGINS TODAY! 2017 Annual Enrollment BEGINS TODAY! Enrollment/Change Forms Enrollment/Change/Termination form FSA Enrollment and Payroll Contribution Form (new participants only) Current FSA participants (renewing participants

More information

GUIDE TO YOUR HEALTH ACCOUNTS: HEALTH FSA, LPFSA, DCFSA AND HRA. Be ready for. the speed of life

GUIDE TO YOUR HEALTH ACCOUNTS: HEALTH FSA, LPFSA, DCFSA AND HRA. Be ready for. the speed of life GUIDE TO YOUR HEALTH ACCOUNTS: HEALTH FSA, LPFSA, DCFSA AND HRA Be ready for the speed of life Bank of America, N.A. Member FDIC Welcome to your health accounts from Bank of America Life moves fast. That

More information

FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE

FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE Please complete this form and return to Further 45 days before your effective date so we can properly administer your plan. If you have any questions,

More information

FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE

FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE FLEXIBLE SPENDING ACCOUNT (FSA) PLAN DESIGN GUIDE Please complete this form and return to Further 45 days before your effective date so we can properly administer your plan. If you have any questions,

More information

The Debit Card: Frequently Asked Questions

The Debit Card: Frequently Asked Questions The Debit Card: Frequently Asked Questions for the MDEA and the HRA 1. What is the debit card? The debit card (called the Benny Card or the new 121 Benefits debit card) is a VISA card that has been pre-loaded

More information

2018 Annual Enrollment BEGINS TODAY!

2018 Annual Enrollment BEGINS TODAY! 2018 Annual Enrollment BEGINS TODAY! Enrollment/Change Forms Enrollment/Change/Termination form FSA Enrollment and Payroll Contribution Form (for new participants only) Current FSA participants (renewing

More information

Frequently Asked Questions Employees

Frequently Asked Questions Employees Frequently Asked Questions Employees CARD ISSUING How do I obtain a TASC Card? You need do nothing. Once your employer elects the TASC Card feature, a card will be sent to you automatically at your address

More information

Health Reimbursement Account & Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures: Campbell Clinic Plan Year: January to December

Health Reimbursement Account & Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures: Campbell Clinic Plan Year: January to December Health Reimbursement Account & Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures: Campbell Clinic Plan Year: January to December This manual covers your company s specific plan design

More information

Dependent Care Account and Debit Card Information

Dependent Care Account and Debit Card Information Dependent Care Account and Debit Card Information Dependent Care Account (DCA) What is a Dependent Care Account? (DCA) Much like the Health FSA, the Dependent Care Flexible Spending Account under IRC Section

More information

Open Enrollment. Flexible Spending Account with Benefits Debit Card

Open Enrollment. Flexible Spending Account with Benefits Debit Card Open Enrollment Flexible Spending Account with Benefits Debit Card 5/2/2018 SIMPLIFYING THE BUSINESS OF HEALTHCARE 2 Open Enrollment Keep In Mind You can make changes, including: Enroll in Flexible Spending

More information

Flexible Spending Account (FSA) Frequently Asked Questions

Flexible Spending Account (FSA) Frequently Asked Questions Healthcare FSA and Limited Purpose FSA Questions Am I eligible to participate in a healthcare or limited purpose FSA? All benefit eligible employees are eligible to participate, including OPS employees.

More information

2018 MEDICAL AND DEPENDENT CARE FLEXIBLE BENEFITS ENROLLMENT ENROLLMENT PERIOD IS OCTOBER 1, 2017 TO OCTOBER 31, 2017

2018 MEDICAL AND DEPENDENT CARE FLEXIBLE BENEFITS ENROLLMENT ENROLLMENT PERIOD IS OCTOBER 1, 2017 TO OCTOBER 31, 2017 2018 MEDICAL AND DEPENDENT CARE FLEXIBLE BENEFITS ENROLLMENT ENROLLMENT PERIOD IS OCTOBER 1, 2017 TO OCTOBER 31, 2017 Note: If you enrolled in the CDHP health plan with the Health Savings Account you cannot

More information

Employee Site Online Enrollment at

Employee Site Online Enrollment at Employee Site Online Enrollment at www.wageworks.com 0 Participant Account Access 2013 WageWorks Inc. All rights reserved. 1 Online Account Access For online account access to to www.wageworks.com. Select

More information

State Continuation Client Administrative Portfolio

State Continuation Client Administrative Portfolio State Continuation Client Administrative Portfolio 1 Thank You for Participating in TASC COBRA As a TASC COBRA Client, you are participating in a program that makes compliance with the complex rules of

More information

HEALTH SAVINGS ACCOUNT FAQS

HEALTH SAVINGS ACCOUNT FAQS What is a Health Savings Account (HSA)? The Health Savings Account (HSA) is a personal savings account that you use for health care. In many ways, an HSA is like an individual retirement account such as

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions For Associates Flexible Spending Account (FSA) Basics What is a Flexible Spending Account (FSA)? An FSA is an account that you can use to set aside money on a pre-tax basis to

More information

How much could you save?

How much could you save? Flexible Spending Arrangements (FSAs) help you save money on health and day care expenses and allow you to spend it on the things you care about. FSAs will have the whole family cheering! Employee A Taxes

More information

Welcome to your health accounts

Welcome to your health accounts GUIDE TO YOUR HEALTH ACCOUNTS: HEALTH FSA, LPFSA, DCFSA AND HRA Be ready for the speed of life Bank of America, N.A. Member FDIC Welcome to your health accounts from Bank of America Life moves fast. That

More information

Your Guide to the Flexible Spending Accounts and the Health Savings Account

Your Guide to the Flexible Spending Accounts and the Health Savings Account 2019 Your Guide to the Flexible Spending Accounts and the Health Savings Account INTRODUCTION We re all looking for ways to save money and stretch our benefits dollars just a little bit further. Marathon

More information

FREQUENTLY ASKED QUESTIONS. TexFlex Card Swipe Validation Process

FREQUENTLY ASKED QUESTIONS. TexFlex Card Swipe Validation Process FREQUENTLY ASKED QUESTIONS What is a Card Swipe Validation Request? TexFlex Card Swipe Validation Process A TexFlex SM Card Swipe Validation Request is a notification sent by email (or by mail if you don

More information

Dental, Vision and FSA Plans Kellogg Community College Jason Erickson 10/29/ Meritain Health

Dental, Vision and FSA Plans Kellogg Community College Jason Erickson 10/29/ Meritain Health Dental, Vision and FSA Plans Kellogg Community College Jason Erickson 10/29/2015 1 Meritain Health Dental Benefits 2 Meritain Health Vision Benefits $355.00 per Calendar Year per Covered Person Benefits

More information

DEPENDENT CARE FLEXIBLE SPENDING ACCOUNTS (FSA)

DEPENDENT CARE FLEXIBLE SPENDING ACCOUNTS (FSA) DEPENDENT CARE FLEXIBLE SPENDING ACCOUNTS (FSA) Plan Details Administrator: OneDigital Local Phone: (952) 939-0911 option 1 Toll Free Phone: (888) 939-0922 Website: https://wwws.corphealthsys.com/fsa/index.php

More information

HEALTH SAVINGS ACCOUNT FAQS

HEALTH SAVINGS ACCOUNT FAQS What is a Health Savings Account (HSA)? The Health Savings Account (HSA) is a personal savings account that you use for health care. In many ways, an HSA is like an individual retirement account such as

More information

Flexible Spending Accounts. for Employees

Flexible Spending Accounts. for Employees Flexible Spending Accounts for Employees Online Resources The following resources are available online: Your available flex balance A list of eligible expenses you can purchase with your FLEX Debit Card

More information

CIGNA FLEXIBLE SPENDING ACCOUNTS. An Overview for Macy s, Inc. Associates

CIGNA FLEXIBLE SPENDING ACCOUNTS. An Overview for Macy s, Inc. Associates CIGNA FLEXIBLE SPENDING ACCOUNTS An Overview for Macy s, Inc. Associates Section Topic FSA Product Overview & Macy s Elections Debit Card Substantiation Helpful Hints How to Use the FSA Customer Experience

More information

2018 HEALTHCARE FSA PROGRAM WITH PAYFLEX (AETNA)

2018 HEALTHCARE FSA PROGRAM WITH PAYFLEX (AETNA) 2018 HEALTHCARE FSA PROGRAM WITH PAYFLEX (AETNA) Whether you are newly enrolling for 2018 or re-enrolling for 2018, you ll find the information here very helpful in understanding your FSA plan and the

More information

What is a Flexible Spending Account (FSA)?

What is a Flexible Spending Account (FSA)? What Can I Save with an FSA? Annual taxable income FSA No FSA $24,000 $24,000 Health FSA $1,500 $0 Help Make Medical Costs Painless. Find out more at fsa.nbsbenefits.com What is a Flexible Spending Account

More information

Flexible Spending Account with Benefits Debit Card

Flexible Spending Account with Benefits Debit Card Open Enrollment Flexible Spending Account with Benefits Debit Card 4/29/2014 SIMPLIFYING THE BUSINESS OF HEALTHCARE With a Flexible Spending Account (FSA) You Can!! 3 Open Enrollment Keep In Mind You can

More information

Spending Accounts. CYC Website

Spending Accounts. CYC Website Spending Accounts Spending accounts allow you to pay for certain health care, dependent day care, and transportation and parking expenses with before-tax contributions from your pay: > Health Care Spending

More information

Open Enrollment. Flexible Spending Account with Benefits Debit Card

Open Enrollment. Flexible Spending Account with Benefits Debit Card Open Enrollment Flexible Spending Account with Benefits Debit Card SIMPLIFYING THE BUSINESS OF HEALTHCARE Open Enrollment Keep In Mind You can make changes, including: Enroll in Flexible Spending Accounts

More information

2019 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA)

2019 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA) 2019 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA) Whether you are newly enrolling for 2019 or re-enrolling for 2019, you ll find the information here very helpful in understanding your FSA plan and the

More information

Flexible Spending Account (FSA)

Flexible Spending Account (FSA) Flexible Spending Account (FSA) Confirmation Form 3880 (11/2016) Page 1 of 7 The following form collects the critical information WageWorks needs to prepare and properly service your program for the upcoming

More information

FlexChoice. Reimbursement Account Overview. Sentinel Benefits. Custom Solutio ns for Life and Wealth

FlexChoice. Reimbursement Account Overview. Sentinel Benefits. Custom Solutio ns for Life and Wealth FlexChoice Reimbursement Account Overview Sentinel Benefits & F I NA N CI A L GRO U P Custom Solutio ns for Life and Wealth Welcome to Your F SA We have put together this guide to help you get the most

More information

Client Administration Manual

Client Administration Manual Client Administration Manual TASC COBRA Client Administration Manual 1 Table of Contents This Administration Manual provides all of the guidance you need to properly manage your TASC COBRA Plan. You will

More information

FLEXIBLE SPENDING ACCOUNTS. Customer Service Claims

FLEXIBLE SPENDING ACCOUNTS. Customer Service Claims Customer Service support@amben.com Claims claims@amben.com 800-499-3539 www.amben.com/wealthcare Almost 40 Million Americans Participate in Flexible Spending Accounts Every Year. Flex Accounts allow you

More information

MCR, LLC. Plan Year:... January 1, 2018 to December 31, FSA Health Care Maximum Election:... $2, [pre-funded election]

MCR, LLC. Plan Year:... January 1, 2018 to December 31, FSA Health Care Maximum Election:... $2, [pre-funded election] Flexible Spending Accounts MCR, LLC The FSA plans are provided to allow employees the ability to set aside pre-tax dollars to pay for out-ofpocket expenses incurred by both the employee and their eligible

More information

FULL SERVICE HSA Client Administrative Portfolio

FULL SERVICE HSA Client Administrative Portfolio FULL SERVICE HSA Client Administrative Portfolio Full Service HSA Client Administrative Portfolio 1 What is a Health Savings Account? Thank you for participating in the FlexSystem Full Service Health Savings

More information

Commonly Asked Questions Regarding The Benny Card Participant Information

Commonly Asked Questions Regarding The Benny Card Participant Information Commonly Asked Questions Regarding The Benny Card Participant Information Note: This document describes various types of expenses the Benny Card can be used for, some of which may not be applicable to

More information

2018 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA)

2018 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA) 2018 HEALTH CARE FSA PROGRAM WITH PAYFLEX (AETNA) Whether you are newly enrolling for 2018 or re-enrolling for 2018, you ll find the information here very helpful in understanding your FSA plan and the

More information

Flexible Spending Accounts (FSA)

Flexible Spending Accounts (FSA) FSA Member Guide London Health Administrators.. 0 Commercial Way, East Providence, RI 09. P# 0- -700. 700. F# 0--97. 97. Email: customerservice@londonhealthusa.com FSA Overview Thank you for enrolling

More information

Accessing your Account-Based Benefits

Accessing your Account-Based Benefits Accessing your Account-Based Benefits Participant Portal Mobile App Contact Us CONGRATULATIONS! Your employer is offering you access to tax-free benefits. Please be sure to review the contents of this

More information

Plan Sponsor s How-To Guide

Plan Sponsor s How-To Guide Plan Sponsor s How-To Guide Table of Contents Description Location Employer Request for Service Form Slide 3 Enroll/Terminate a Participant Slide 4 Navigating the Employer Site Slide 5-9 Navigating the

More information

Group Insurance Commission Flexible Spending Account Programs

Group Insurance Commission Flexible Spending Account Programs Group Insurance Commission Flexible Spending Account Programs Health Care Spending Account (HCSA) and Dependent Care Assistance Program (DCAP) Participant Handbook Half-Year Plan 2016 HALF YEAR PLAN: JANUARY

More information

Flexible Spending Account (FSA) Enrollment Kit

Flexible Spending Account (FSA) Enrollment Kit Flexible Spending Account (FSA) Enrollment Kit Significant Savings 24/7 Web access Fast, Efficient, Convenient The benefit that benefits everyone With the EBS RMSCO Debit Card B 3384 An FSA means more

More information

Montgomery County Public Schools

Montgomery County Public Schools Montgomery County Public Schools 2018 Flexible Spending Accounts Montgomery County Public Schools (MCPS) provides a comprehensive benefit plan for employees, retirees, and their eligible dependents. As

More information

FSA Frequently Asked Questions

FSA Frequently Asked Questions Flexible spending accounts (FSAs) let you reduce your taxes and increase your take-home pay. It lets you set aside money for eligible expenses. Read on to learn more about how FSAs can benefit you! Q What

More information

How to use your flexible spending account (FSA) UnityPoint Health

How to use your flexible spending account (FSA) UnityPoint Health How to use your flexible spending account (FSA) UnityPoint Health Understanding your health plan doesn t have to be hard. We re here to help you understand how everything works and get the most from your

More information

FLEXIBLE SPENDING ACCOUNTS. Customer Service Claims

FLEXIBLE SPENDING ACCOUNTS. Customer Service Claims Customer Service support@amben.com Claims claims@amben.com 800-499-3539 www.amben.com/wealthcare Almost 40 Million Americans Participate in Flexible Spending Accounts Every Year. Flex Accounts allow you

More information

Client Compliance Manual

Client Compliance Manual Client Compliance Manual TASC COBRA Client Administration Manual 1 Table of Contents This Administration Manual provides all of the guidance you need to properly manage your TASC COBRA Plan. You will also

More information

Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures:

Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures: Section 125 Cafeteria Plan Take Care Debit Card Policy & Procedures: Southern College of Optometry Plan Year: 9.1.2017 to 8.31.2018 This manual covers your company s specific plan design for your FSA Plan.

More information

PARTICIPANT HANDBOOK 2018/2019 Fiscal Year Plan

PARTICIPANT HANDBOOK 2018/2019 Fiscal Year Plan GROUP INSURANCE COMMISSION PARTICIPANT HANDBOOK 2018/2019 Fiscal Year Plan FLEXIBLE SPENDING ACCOUNT PROGRAMS Health Care Spending Account (HCSA) and Dependent Care Assistance Program (DCAP) Fiscal Year

More information

Ready, Set, Enroll! Take Action For Benefits

Ready, Set, Enroll! Take Action For Benefits Ready, Set, Enroll! Take Action For Benefits KEY CHANGES FOR OPEN ENROLLMENT 1. Active Open Enrollment 2. Single sign-on for BenefitFocus through mybama 3. Pharmacy Benefit changing to Prime Therapeutics

More information

Formerly Flex-Plan Services FSA Open Enrollment. Section 125 Flexible Spending Account January 1, 2017 to December 31, 2017

Formerly Flex-Plan Services FSA Open Enrollment. Section 125 Flexible Spending Account January 1, 2017 to December 31, 2017 Formerly Flex-Plan Services 2017 FSA Open Enrollment Section 125 Flexible Spending Account January 1, 2017 to December 31, 2017 Open Enrollment Benefits System - Look for an email today - Enroll online

More information

Your Flexible Spending Account

Your Flexible Spending Account Your Flexible Spending Account ( FSA) Guide Plan Year: January 1, 201 8 December 31, 201 8 What is a Flexible Spending Account? A flexible spending account (FSA) lets you set aside money from your paycheck

More information

Understanding the UVA Benefit Savings Accounts

Understanding the UVA Benefit Savings Accounts Understanding the UVA Benefit Savings Accounts UVA s benefit savings accounts can help you save money on health care and dependent daycare expenses. You contribute pre-tax money through payroll deductions

More information

SECTION I: General Employer Information. SECTION II: Division/Location Information

SECTION I: General Employer Information. SECTION II: Division/Location Information Pre-Tax Premium and COBRA Implementation Workbook UnitedHealthcare, Inc. P.O. Box 1747 Brookfield, WI 53008-1747 Telephone: 800-318-5311 Fax: 800-324-3195 Administration services will be effective on the

More information

Health Savings Account (HSA), Health Care Flexible Spending Account (FSA), and Dependent Care FSA.

Health Savings Account (HSA), Health Care Flexible Spending Account (FSA), and Dependent Care FSA. Salesforce Tax-Advantaged Account Benefits Frequently Asked Questions and Answers Salesforce s 2018 Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care FSA administrator will

More information

Flexible Spending Account Program Open Enrollment To be effective January 1, 2019

Flexible Spending Account Program Open Enrollment To be effective January 1, 2019 Flexible Spending Account Program Open Enrollment To be effective January 1, 2019 The Flexible Spending Account Program allows you to pay for certain expenses on a pre-tax basis. That means that your money

More information

State of Florida Chard Snyder Implementation. December 1, 2015

State of Florida Chard Snyder Implementation. December 1, 2015 State of Florida Chard Snyder Implementation December 1, 2015 1 Today s Discussion Introductions Objectives Chard Snyder Overview Who We Are & What We Do How We Deliver Value How We Service Our Clients

More information

Tax-Advantaged Accounts. Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA)

Tax-Advantaged Accounts. Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA) Tax-Advantaged Accounts Health Savings Account (HSA) & Limited Purpose Flexible Spending Account (LPFSA) University of Rochester March 2018 Today s presentation will cover: YOUR HSA Plan Health Savings

More information

Questions about HCSA or DCAP? GIC HCSA & DCAP Handbook on-line at

Questions about HCSA or DCAP? GIC HCSA & DCAP Handbook on-line at .. Once Annual Opportunity to Enroll in the 2019 2020 Health Care Spending Account (HCSA) & Dependent Care Assistance Program (DCAP) Open Enrollment April 3 midnight on May 1, 2019 It s All On Line! Effective

More information

SUMMARY PLAN DESCRIPTION PAYCHEX BUSINESS SOLUTIONS, LLC. FLEXIBLE BENEFITS CAFETERIA PLAN

SUMMARY PLAN DESCRIPTION PAYCHEX BUSINESS SOLUTIONS, LLC. FLEXIBLE BENEFITS CAFETERIA PLAN SUMMARY PLAN DESCRIPTION PAYCHEX BUSINESS SOLUTIONS, LLC. FLEXIBLE BENEFITS CAFETERIA PLAN Revised effective September 1, 2018 1 PLAN HIGHLIGHTS Based on current tax laws, the dollars you elect to have

More information

1. If I don't use all of the money in my FSA(s), can I get it back or roll it over for the next year?

1. If I don't use all of the money in my FSA(s), can I get it back or roll it over for the next year? FSA Rules 1. If I don't use all of the money in my FSA(s), can I get it back or roll it over for the next year? New! Effective for the 2018 plan year, unused Health Care FSA funds, up to $500, can now

More information

Health Reimbursement Account (HRA) Enrollment Kit. Significant savings 24/7 web access Fast, efficient, convenient The benefit that benefits everyone

Health Reimbursement Account (HRA) Enrollment Kit. Significant savings 24/7 web access Fast, efficient, convenient The benefit that benefits everyone Health Reimbursement Account (HRA) Enrollment Kit Significant savings 24/7 web access Fast, efficient, convenient The benefit that benefits everyone The HRA Plan A Health Reimbursement Account (HRA) is

More information

Flexible Spending Account (FSA) A Member Guide

Flexible Spending Account (FSA) A Member Guide Flexible Spending Account (FSA) A Member Guide 1 Maximize Your Take-home Income With an FSA through BCBSRI Your flexible spending account (FSA) through Blue Cross & Blue Shield of Rhode Island (BCBSRI)

More information

FLEXIBLE SPENDING ACCOUNT

FLEXIBLE SPENDING ACCOUNT FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE 08/25/17 BENEFITS OF AN FSA HOW IT WORKS Medical and dependent care costs can pile up. You already know that. But did you know there s an opportunity to save on

More information

FLEXIBLE SPENDING ACCOUNT

FLEXIBLE SPENDING ACCOUNT FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE 10/23/17 BENEFITS OF AN FSA Medical and dependent care costs can pile up. You already know that. But did you know there s an opportunity to save on those expenses

More information

Health Reimbursement Arrangement

Health Reimbursement Arrangement Health Reimbursement Arrangement Enrollment Kit What s inside: Getting to Know: HRA Participant Web Site & Mobile App Overview Reimbursement Form Flexible Benefit Service Corporation Contact Us: www.myflexaccount.com

More information

Frequently Asked Questions Employers

Frequently Asked Questions Employers Frequently Asked Questions Employers CARD ISSUING How do I obtain TASC Cards for my employees? Simply elect the TASC Card feature in your Plan on your initial application. If you are an existing Client

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview. Grace Period Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Grace Period Overview Participant Web Site & Mobile App Overview Election Form

More information

Healthcare Flexible Spending Account (FSA)

Healthcare Flexible Spending Account (FSA) Healthcare Flexible Spending Account (FSA) SAVE MONEY WHILE KEEPING YOU AND YOUR FAMILY HEALTHY Why enroll in a Healthcare Flexible Spending Account? Save an average of 30% on a wide variety of eligible

More information

125 Cafeteria Plan Enrollment Packet

125 Cafeteria Plan Enrollment Packet 125 Cafeteria Plan Enrollment Packet The following information is found in this enrollment packet: Enrollment Form: To sign up, please complete this form. Health Care Expense Worksheet: A worksheet that

More information

2018 FSA Plan. Prepared by

2018 FSA Plan. Prepared by 2018 FSA Plan Prepared by Overview What to Expect with Flores Who is Flores? Flores benefit card Flores No-Wait Dependent Care process Flores user interface Springs Window Fashions, LLC FSA basics Plan

More information

Gilsbar Flexible Spending Accounts

Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Medical Reimbursement Plan Maximum: $2,600 Dependent Care Account Maximum: $5,000 Thank you for choosing to participate in the Health Care or Dependent Care FSA or HRA.

More information

Health Savings Account (HSA) Frequently Asked Questions

Health Savings Account (HSA) Frequently Asked Questions What is an HSA? An HSA is a personal bank account created exclusively for individuals to pay for eligible health expenses and save for future healthcare expenses tax free. Am I eligible to contribute to

More information

Welcome to your OCA Health Savings Account (HSA)

Welcome to your OCA Health Savings Account (HSA) Welcome to your OCA Health Savings Account (HSA) Contents Congratulations!... 3 The fundamentals... 3 What s next... 3 Use this guide to get started... 3 Managing your account... 4 Online account access...

More information

Important Health Care Information for US Employees. Preparing to Begin an International Assignment

Important Health Care Information for US Employees. Preparing to Begin an International Assignment Important Health Care Information for US Employees Preparing to Begin an International Assignment CIGNA Global Health Benefits Enrollment Medical, dental and vision coverage is provided through CIGNA Global.

More information

Gilsbar Flexible Spending Accounts

Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Gilsbar Flexible Spending Accounts Medical Reimbursement Plan Maximum: $2,650 Dependent Care Account Maximum: $5,000 MANAGE YOUR ACCOUNT ONLINE 24/7 AT WWW.MYGILSBAR.COM!

More information

FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE

FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE FLEXIBLE SPENDING ACCOUNT EMPLOYEE GUIDE BENEFITS OF AN FSA Costs for your day-to-day life can pile up each year. You already know that. But did you know there s an opportunity to save on some of your

More information

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview

FSA with Flex Card. Enrollment Kit. What s inside: Getting to Know: FSA with Flex Card. Eligible Expenses. Flex Card Overview FSA with Flex Card Enrollment Kit What s inside: Getting to Know: FSA with Flex Card Eligible Expenses Flex Card Overview Participant Web Site & Mobile App Overview Election Form Flexible Benefit Service

More information

Partners in health. Benefits 2017

Partners in health. Benefits 2017 Partners in health Benefits 2017 2017 benefits Fitting the pieces together Today we ll talk about: The good news for 2017 What s open enrollment? Thinking through the open enrollment process Some changes

More information

Cedarburg School District. Flexible Spending Account (FSA) Important Plan Information

Cedarburg School District. Flexible Spending Account (FSA) Important Plan Information Cedarburg School District Flexible Spending Account (FSA) Important Plan Information Please review the following information in preparation for your FSA enrollment! Upcoming FSA Plan Year: 1/1/2019-12/31/2019

More information

PayFlex Flexible Spending Accounts

PayFlex Flexible Spending Accounts PayFlex Flexible Spending Accounts Plan Year: January 1, 2016 through December 31, 2016 Health Care Reimbursement Account Maximum: $2,500 Health Care Reimbursement Account Minimum: $0 Dependent Care Reimbursement

More information

Standard employer application for HRAs and FSAs

Standard employer application for HRAs and FSAs Standard employer application for HRAs and FSAs Once your application is received, you will receive an email confirmation. After the signed and dated application has been received, the application will

More information

HEALTH REIMBURSEMENT ARRANGEMENT (HRA) PLAN DESIGN GUIDE

HEALTH REIMBURSEMENT ARRANGEMENT (HRA) PLAN DESIGN GUIDE HEALTH REIMBURSEMENT ARRANGEMENT (HRA) PLAN DESIGN GUIDE Please complete this form and return to SelectAccount 45 days before your effective date so we can properly administer your plan. If you have any

More information

Healthcare Flexible Spending Account (FSA)

Healthcare Flexible Spending Account (FSA) FSA Healthcare Flexible Spending Account (FSA) SAVE MONEY WHILE KEEPING YOU AND YOUR FAMILY HEALTHY Why enroll in a Healthcare Flexible Spending Account? Save an average of 30% on a wide variety of eligible

More information

MERCER MARKETPLACE 365 HRA INSTRUCTIONAL GUIDE

MERCER MARKETPLACE 365 HRA INSTRUCTIONAL GUIDE MERCER MARKETPLACE 365 HRA INSTRUCTIONAL GUIDE Please keep this guide in a convenient location so that you may refer to it as needed. Contact us by: Phone (toll-free): 1-866-321-0967 For deaf or hard of

More information

FSA Carryover: Employer FAQ

FSA Carryover: Employer FAQ 1. What is the Carryover? On October 31, 2013, the U.S. Department of the Treasury changed the Use It or Lose It rule, providing employers the ability to offer a Carryover option which allows for up to

More information

Premium Only Plan Manual

Premium Only Plan Manual Premium Only Plan Manual FlexSystem Client Administration Manual 1 Table of Contents This Administration Manual provides all of the guidance you need to properly manage your FlexSystem Premium Only Plan.

More information

AMERIFLEX

AMERIFLEX FSA, HRA, HSA, CRA, VEBA AND POP APPLICANTS MUST COMPLETE THIS SECTION NEW CLIENT APPLICATION SECTION 2 A. Cafeteria Plan Information (please complete for MFSA, DCFSA, LPFSA and POP components): Premium

More information

YOUR FLEXIBLE SPENDING ACCOUNT REFERENCE GUIDE

YOUR FLEXIBLE SPENDING ACCOUNT REFERENCE GUIDE YOUR FLEXIBLE SPENDING ACCOUNT REFERENCE GUIDE Table of Contents What is a Flexible Spending Account and What Will it Do? How do These Plans Work?...4 Healthcare Flexible Spending Account...4 Dependent

More information

Healthcare Flexible Spending Account (FSA)

Healthcare Flexible Spending Account (FSA) EMPLOYEE EDUCATION FSA Healthcare Flexible Spending Account (FSA) What Are They? A FSA is an account that an employee sets up with HRC Total Solutions (similar to a savings account). It enables them to

More information

Groups 1-50 Employer Application for HRAs and FSAs

Groups 1-50 Employer Application for HRAs and FSAs Groups 1-50 Employer Application for HRAs and FSAs Please note, handwritten options or deviations from this form will not be accepted. Application Information Once your application is received, you will

More information

Benefits Services Oracle Employee Self Service And Web Page Services

Benefits Services Oracle Employee Self Service And Web Page Services Benefits Services Oracle Employee Self Service And Web Page Services Employees can now access many benefits services online through Oracle Employee Self Service. Select the BENEFITS option to enroll in

More information