2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+

Transcription

1 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ This AARP survey of 1,000 registered voters ages 45 and older found nearly all plan on voting in November. Among the number of issues facing older voters, anxiety about financial security in retirement and feeling stressed over providing care to a loved one are two in which majorities of voters would like to know where candidates for Governor stand. This survey has a margin of error of ± 3.2 percent. Responses were weighted by age and gender to reflect registered voters ages 45 and older in North Carolina. Key Findings: Financial Security in Retirement Older North Carolina registered voters are uneasy about their financial security in retirement. Half are anxious about their finances in the future and having enough money to live comfortable through their retirement years (very/somewhat anxious: 51%). 1 At least half worry a lot or sometimes about not saving enough (a lot/sometimes: 60%), not being able to pay for an unexpected emergency (a lot/sometimes: 58%), and not planning enough for retirement (a lot/sometimes: 53%). At least one in five worry a lot or sometimes about taking on too much debt (a lot/sometimes: 38%), not being able to pay bills (a lot/sometimes: 36%), or not being able to find or keep a job (a lot/sometimes: 23%). Half (51%) say they are just somewhat satisfied with their own financial situation today, and over one in five are not satisfied (not that satisfied/not at all satisfied: 22%). One in five (21%) older North Carolina registered voters are not participating in a retirement savings plan offered by an employer. Social Security is reported as the largest share of future and current retirement income by half (52%) of older working or retired registered voters. Still, another 55 percent say their largest share of retirement income will be or is coming from a pension or 401k. Another two in five (42%) say the greater part of their retirement income will come or is from personal savings or investments. Among those currently employed or looking for work, at least 45 percent say that health expenses (45%), paying off debt (45%), not having enough money to cover bills (46%), and rising utility costs (47%) have been obstacles to saving for retirement. Majority (76%) of older North Carolina registered voters support a professionally managed state retirement savings plan, with over two in five (43%) saying they strongly support this plan. Additionally, most (76%) say they agree that elected officials should support legislation that makes it easier for workers without employer savings options to save money for retirement. Most registered voters (87%) say they have not read, heard, or seen any information on where North Carolina gubernatorial candidates stand on the issue of helping workers save for retirement. 1 Question includes all employed, retired, unemployed, looking for work respondents and excluded those not in the labor force. See Question 8 in annotated survey AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+

2 Unpaid Caregivers and North Carolina Home and Community-Based Services One in five (19%) registered voters say they are currently providing unpaid care for an adult love one who is ill, frail, elderly or has a disability. Among the registered voters providing care to a loved one, most (78%) are feeling emotionally stressed and stressed with balancing job and family (63%). Another 44 percent are feeling financially strained with caregiving responsibilities. Correspondingly, most (86%) older registered voters say it is important to them that the state maintain home and community based services that allow older North Carolinians to live independently at home for as long as possible, with almost two-thirds (63%) saying this is very important. Most (78%) agree that elected officials in North Carolina should support legislation that maintains or provides services for unpaid caregivers, with half (50%) say they strongly agree. Yet, since January 2016, only 9 percent of all registered voters ages 45 and older in North Carolina say they have read, heard, or seen any information on where gubernatorial candidates stand on the issue of providing community services that would help family caregivers take care of their loved ones in their own homes. The AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45 AND OLDER was conducted as a telephone survey among registered voters ages 45+ or older in North Carolina obtained from a registered voter list. Calls were made via cell phones (20%) and landline (80%). The survey collected the opinions of North Carolina voters on issues relating to retirement financial security, state retirement savings plan, and a state services for caregivers. The interviews were conducted in English by Precision Opinion from August 18 th to August 21 st, The margin of sampling error for the sample of 1000 is +/-3.2%. For more information about this survey or the methodology, please contact Jennifer Sauer at jsauer@aarp.org. For more information about AARP in North Carolina s efforts on these issues and others, please contact Douglas Dickerson at ddickerson@aarp.org or Steve Hahn at shahn@aarp.org. Also go to for additional research on related topics. AARP is a nonprofit, nonpartisan organization, with a membership of nearly 38 million that helps people turn their goals and dreams into 'Real Possibilities' by changing the way America defines aging. With staffed offices in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands, AARP works to strengthen communities and promote the issues that matter most to families such as healthcare security, financial security and personal fulfillment. AARP also advocates for individuals in the marketplace by selecting products and services of high quality and value to carry the AARP name. As a trusted source for news and information, AARP produces the world s largest circulation magazine, AARP The Magazine and AARP Bulletin. AARP does not endorse candidates for public office or make contributions to political campaigns or candidates. To learn more, visit or and our on Twitter. State Research brings the right knowledge at the right time to our state and national partners in support of their efforts to improve the lives of people age 50+. State Research consultants provide strategic insights and actionable research to attain measurable state and national outcomes. The views expressed herein are for information, debate, and discussion, and do not necessarily represent official policies of AARP AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+

3 2016 AARP North Carolina Annotated Survey (Survey Sample: 45+ Registered Voters) (N=1000, sampling error = ± 3.2%) Hello, this is calling from Precision Research. We are not telemarketers and are not trying to sell you anything. We are interested in your views on a number of issues facing older North Carolinians. Your views are important and we d greatly appreciate your participation. All your responses will be kept entirely confidential. INTERVIEWER INSTRUCTIONS: IF NECESSARY, THE FOLLOWING INFORMATION CAN BE PROVIDED TO RESPONDENT. We are not selling anything, and we will not ask you to contribute to any organization. Your opinions will be kept confidential and used for research purposes only. The interview should take about 15 minutes depending on your answers. SCREENING QUESTIONS S1. Our study is interested in the opinions of people in certain age groups. Could you please tell me your age as of your last birthday? [IN YEARS] [RECORD ACTUAL AGE AND USE THE AGE GROUPS BELOW TO KEEP TRACK OF HOW MANY RESPONDENTS WE ARE GETTING IN EACH GROUP.] [DO NOT READ] Under 45 [ASK TO SPEAK TO SOMEONE 45 OR - OLDER AND REPEAT INTRO AND THEN ASK S1. IF NO ONE 45 OR OLDER, TERMINATE.] % % % % [DO NOT READ] Refused [GO TO S2] - S2. [If REFUSED in S1:] I understand. Some people are not comfortable giving their age, but would you let me know which of the following age ranges you fall into? Under 45 [ASK TO SPEAK TO SOMEONE 45 OR OLDER. REPEAT INTRO AND THEN ASK S1. IF NO ONE IS 45 OR OLDER, TERMINATE.] [DO NOT READ] Refused [THANK & TERMINATE] 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 3

4 S3. [RECORD RESPONDENT S GENDER. ASK ONLY IF ABSOLUTELY NECESSARY.] To ensure it is recorded accurately, could you please state your gender? Male 46% Female 54% S4. Are you registered to vote in North Carolina? Yes 100% No [THANK AND TERMINATE] - Voter Questions 1. How much have you seen, heard, or read about the most recent election campaigns for Governor in North Carolina? Would you say you ve seen, read, or heard a lot, a little, or nothing at all about these campaigns? A lot 50% A little 42% Nothing at all 7% Not sure [DO NOT READ] 1% 2. Excluding the presidential election, and just thinking of elections over the past 10 years for Governor, congressional representatives, or state legislators, which of the following best describes your voting behavior? Would you say you vote always, most of the time, about half of the time, seldom, or would you say you never vote? Always 77% Most of the time 19% About half of the time 2% Seldom 1% Never 1% [DO NOT READ] Not sure <0.5% [DO NOT READ] Refused AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 4

5 3. And do you plan to vote in the election this November for Governor of North Carolina? Yes 97% No 1% Not sure [DO NOT READ] 2% 4. And did you vote for a candidate in the last United States presidential election? Yes 98% No 2% Not sure [DO NOT READ] <0.5% 5. Do you plan to vote in this November s election for president of the United States? Yes 97% No 1% Not sure [DO NOT READ] 3% 6. In making your decision about who to vote for to be the next Governor of North Caroline, how helpful would it be to learn about a candidate s plan for. [RANDOMIZE AND INSERT a-i] would it be very helpful, somewhat helpful, not that helpful, or not at all helpful? [INTERVIEWER/PROGRAMMER: READ response scale for a and b and THEN ONLY IF prompted by respondent for reminder] Improving access to health care, including facilities, coverage, treatment, and providers? Very helpful 63% Somewhat helpful 23% Not that helpful 6% Not at all helpful 6% Not sure [DO NOT READ] 2% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 5

6 Helping older adults live independently for as long as possible? Very helpful 64% Somewhat helpful 25% Not that helpful 5% Not at all helpful 4% Not sure [DO NOT READ] 1% Balancing the state budget? Very helpful 67% Somewhat helpful 22% Not that helpful 3% Not at all helpful 6% Not sure [DO NOT READ] 1% Providing retirement savings options outside of an employer plan? Very helpful 45% Somewhat helpful 31% Not that helpful 10% Not at all helpful 11% Not sure [DO NOT READ] 2% Preventing age discrimination? Very helpful 53% Somewhat helpful 29% Not that helpful 8% Not at all helpful 7% Not sure [DO NOT READ] 2% Improving State infrastructure such as roads, bridges, sidewalks? Very helpful 61% Somewhat helpful 31% Not that helpful 3% Not at all helpful 4% Not sure [DO NOT READ] <0.5% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 6

7 Improving neighborhood safety? Very helpful 56% Somewhat helpful 29% Not that helpful 7% Not at all helpful 7% Not sure [DO NOT READ] 1% Improving public schools? Very helpful 71% Somewhat helpful 21% Not that helpful 3% Not at all helpful 5% Not sure [DO NOT READ] 1% Providing help to caregivers who provide unpaid care to loved ones? Very helpful 55% Somewhat helpful 29% Not that helpful 7% Not at all helpful 6% Not sure [DO NOT READ] 2% Refused [DO NOT READ] 1% 7. In the past 7 months, or since January of this year, have you received any information in the mail or through , on the phone, or in-person about a gubernatorial candidate s position any of those issues?[interviewer: IF ASKED TO DEFINE gubernatorial, SAY CANDIDATE FOR GOVERNOR S OFFICE ] Yes 41% No 54% Not sure [DO NOT READ] 5% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 7

8 FINANCIAL SECURITY WORRY AND PREPAREDNESS 8. Which of the following best describes your current employment status? Are you [READ LIST, ACCEPT ONLY ONE] Self-employed full-time 9% Self-employed part-time 3% Employed full-time 39% Employed part-time 4% Retired and not working at all 46% Unemployed and looking for work 2% Or are you not in the labor force for other reasons 6% Not sure (DO NOT READ) <0.5% Refused (DO NOT READ) - 9. How satisfied do you feel about your own financial situation today? Would you say you are very satisfied, somewhat satisfied, not too satisfied, or not at all satisfied? Very satisfied 27% Somewhat satisfied 51% Not that satisfied 13% Not at all satisfied 10% Not sure [DO NOT READ] <0.5% 10. Now I'm going to read you a list of things some people worry about when it comes to their personal financial situation. For each one, please tell me if you worry about it a lot, sometimes, rarely, or not at all. How frequently do you worry about [RANDOMIZE AND INSERT a-f]? Not saving enough A lot 24% Sometimes 36% Rarely 12% Never 27% Not sure/ Don t know [DO NOT READ] <0.5% Refused [DO NOT READ] 1% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 8

9 Having an unexpected emergency that you won t be able to pay for 1000 A lot 22% Sometimes 36% Rarely 17% Never 25% Not sure/ Don t know [DO NOT READ] <0.5% Having or taking on too much debt A lot 15% Sometimes 23% Rarely 17% Never 45% Not sure/ Don t know [DO NOT READ] <0.5% Not being able to pay your bills A lot 15% Sometimes 21% Rarely 20% Never 43% Not sure/ Don t know [DO NOT READ] <0.5% Not being able to keep or find a job because of age A lot 9% Sometimes 14% Rarely 12% Never 63% Not sure/ Don t know [DO NOT READ] 1% Refused [DO NOT READ] 1% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES 45+ 9

10 Not planning enough for retirement A lot 21% Sometimes 32% Rarely 13% Never 32% Not sure/ Don t know [DO NOT READ] 1% 11. As you think about your finances in the future, how anxious do you feel about having enough money [IF Q8= a-d and f, READ: to live comfortably through your retirement years?] [IF Q8 = e READ: to continue to live comfortably through your retirement years?] Would you say you re very anxious, somewhat anxious, not too or not at all anxious? [READ EACH ANSWER CATEGORY]? N= 938 Very anxious 17% Somewhat anxious 34% Not too anxious 28% Not at all anxious 20% Not sure [DO NOT READ] 1% [IF Q8 = e (RETIRED) GO TO Q13] 12. Which of the following, if any, has been an obstacle for you when it comes to saving for your retirement years? Please just tell me yes or no after I read each. [RANDOMIZE a through h] N= 480 Health expenses like treatment, medical equipment, or 45% surgery bills? Paying for your children s education? 36% Not having money left over after paying bills? 45% Financially assisting a family member? 45% Paying off debt? 45% Losing a job or taking a pay cut? 36% Rising utility costs? 46% Prescription drug expenses? 39% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

11 13. At what age [IF Q8=a-d, f, or g, READ: do you plan on retiring?] N= 480 Before 65 27% At 65 18% After 65 29% Do not plan to retire ever 11% Not sure 13% Refused 1% 13a. At what age [IF Q8= e, READ: did you retire?] N= or younger 20% 56 to 61 20% 62 18% 63 to 67 27% 68 or older 11% Not sure 2% Refused 1% [IF Q8= e GO TO Q17] [IF Q8=a-d, f, or g] (DO NOT READ) Retiring age: [IF Q8=a-d, f, or g] (DO NOT READ) Do not plan to retire ever [SKIP TO Q15] [Q8= e] (DO NOT READ) Retired at age: [SKIP TO Q17] Not sure [DO NOT READ] [SKIP TO Q17] Refused [DO NOT READ] [SKIP TO Q17] 14. [IF Q8=a-d or f] How confident are you that you will be able to retire at that age? Are you very confident, somewhat confident, not too confident, or not at all confident? N= 357 Very confident 42% Somewhat confident 44% Not too confident 9% Not at all confident 5% Not sure [DO NOT READ] <0.5% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

12 Work and Save 15. [IF EMPLOYED] Which of the following ways to save for retirement does your current employer provide? Do they provide. [INSERT A-B. ROTATE ACCEPT BOTH OR ONE RESPONSE] a. A traditional pension plan or defined benefit plan? (IF ASKED, CLARIFY: a traditional pension or defined benefit plan supplies retirees with a monthly income, typically based on a formula of salary and years of service. It is not a 401(k) plan.) b. An IRA, 401k or 403b defined contribution plan (IF ASKED, CLARIFY: a defined contribution plan allows you to make contributions from your salary to an individual account set up in your name.) Not sure [DO NOT READ] Refused [DO NOT READ] N= 480 A traditional pension plan 24% or defined benefit plan? An IRA, 401k or 403b 58% defined contribution plan Not sure 23% Refused 6% 16. And do you currently participate in a retirement savings plan offered by your employer? N= 339 Yes 79% No 21% Not sure [DO NOT READ] <0.5% 17. [IF EMPLOYED] Thinking about your retirement years, which of the following possible sources of income do you think will provide you with the largest share of income in retirement? [IF Q8= e RETIRED: Which of the following sources of income currently provides you with the largest share of income in retirement?] Is it [RANDOMIZE AND INSERT a through c ]? N= 938 Social Security? 52% A retirement savings plan, like my pension or 401k? 55% Personal savings or investments other than an 42% employer retirement plan? 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

13 18. How concerned are you as a taxpayer that some North Carolinians have not saved enough money for retirement and could end up being reliant on public assistance programs? Are you [READ EACH ANSWER CATEGORY]? Very concerned 27% Somewhat concerned 51% Not very concerned 13% Not concerned at all 10% Not sure/ Don t know [DO NOT READ] <0.5% 19. Many in North Carolina, especially those who work for small businesses, do not have a way to save for retirement at work. One way to help more residents save would be for the state to set up a retirement savings plan, where workers can save for retirement automatically out of their regular paycheck. Workers can choose whether or not to participate, and the account would be portable from job to job. The plan would not use taxpayer dollars. It would be professionally managed and have low fees for participants and employers. Do you support or oppose this plan? Is that strongly or somewhat? And would you say you strongly support/oppose or somewhat support/oppose? Strongly support 43% Somewhat support 34% Neither support nor oppose [SKIP TO Q20] 10% Somewhat oppose 4% Strongly oppose 2% Not sure/don't know [SKIP TO Q20] 7% Refused [SKIP TO Q20] 1% 20. Do you agree or disagree with this statement: elected officials in North Carolina should support legislation that makes it easier for workers without employer savings options, to save their own money for retirement. Do you READ LIST Is that strongly or somewhat? And would you say you strongly agree/disagree or somewhat agree/disagree? Strongly agree 43% Somewhat agree 34% Neither [SKIP TO Q21] 2% Somewhat disagree 4% Strongly disagree 10% Not sure/don't know [SKIP TO Q21] 7% Refused [SKIP TO Q21] 1% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

14 21. In the past 7 months, or since January of this year, have read, heard, or seen any information on where the North Carolina gubernatorial candidates stand on the issue of helping workers save their own money for retirement? Yes 11% No 87% Not sure [DO NOT READ] 3% Caregiving/Caregiver 22. A family caregiver is someone who provides UNPAID care for an adult loved one who is ill, frail, elderly, or has a disability. This unpaid care may include assisting with personal needs like bathing and dressing, household chores, meals, shopping, transportation, or managing finances or medical care. Are you currently a family caregiver providing UNPAID care to an adult loved one? [INTERVIEWER NOTE: IF THE RESPONDENT ASKS IF THE PERSON THEY ARE PROVIDING CARE TO HAS TO LIVE WITH THEM THE INTERVIEWER SHOULD SAY THIS PERSON DOES NOT HAVE TO LIVE WITH YOU. ] Yes, I am currently providing care to an adult loved one 19% No [SKIP TO QUESTION 24] 80% [DO NOT READ] Not sure [SKIP TO QUESTION 24] <0.5% [DO NOT READ] Refused [SKIP TO QUESTION 24] <0.5% 23. As a caregiver do you ever [INSERT, READ AND RANDOMIZE ITEMS A THROUGH C. READ D LAST AND RECORD VERBATUMS]? [RECORD A RESPONSE FOR EACH ITEM.] N= 192 Feel stressed emotionally due to your caregiving responsibilities 78% Feel stressed in trying to balance your job and family 63% Feel strained financially due to your caregiving responsibilities 44% Feel stressed about anything else (specify) 53% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

15 24. [IF Q22 = NO, NS, REF, READ: If you or a loved one needed help to remain independent, how important is it to you for the state to maintain home and community based services that allow older North Carolinians to live independently at home for as long as possible? Would it be very important, somewhat important, not too important, or not at all important? N= 808 Very important 63% Somewhat important 23% Not too important 7% Not at all important 5% [DO NOT READ] Not sure 1% [DO NOT READ] Refused 1% 25. Do you agree or disagree with this statement: elected officials in North Carolina should support legislation that maintains or provides services for caregivers providing unpaid assistance to loved ones at home? And would you say you strongly agree/disagree or somewhat agree/disagree? Strongly agree 50% Somewhat agree 29% Neither 1% Somewhat disagree 9% Strongly disagree 7% Not sure/don't know 5% Refused <0.5% 26. In the past 7 months, or since January of this year, have you read, heard, or seen any information on where the North Carolina gubernatorial candidates stand on the issue of providing community services that would help family caregivers take care of their loved ones in their own homes? Yes 9% No 89% Not sure [DO NOT READ] 1% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

16 DEMOGRAPHICS The following questions are for classification purposes only and will be kept entirely confidential. D1. What is your current marital status? Are you [INSERT AND READ EACH ANSWER CATEGORY.]? Married 75% Not married, living with your partner or significant other 3% Separated 2% Divorced 7% Widowed 7% Or are you currently single and never married 5% [DO NOT READ] Not sure <0.5% [DO NOT READ] Refused 1% D2. [IF D1 = 1 ASK: Are you or your spouse currently a member of A-A-R-P? IF D1 = 2 ASK: Are you or your partner currently a member of AARP? OTHERWISE ASK Are you currently a member of AARP? ] Yes 40% No 59% Not sure [DO NOT READ] 1% Refused [DO NOT READ] 1% D3. What is the highest level of education that you completed? [READ EACH ANSWER CATEGORY.] 0 to 12 th grade, but with no diploma 25% High school graduate or equivalent 19% Post high school education, but with no degree 11% 2 year degree 16% 4 year degree 18% Post graduate study, but with no degree 6% Graduate or professional degree 23% [DO NOT READ] Not sure <0.5% [DO NOT READ] Refused 1% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

17 D4. Are you of Hispanic, Spanish, or Latino origin or descent? Yes 2% No 97% Not sure [DO NOT READ] <0.5% Refused [DO NOT READ] 1% D5. What is your race? Are you [INSERT AND READ EACH ANSWERCATEGORY.]? White or Caucasian 78% Black or African American 16% Native American or Alaskan Native 2% Asian <0.5% Native Hawaiian or other Pacific Islander <0.5% Or are you some other race? [RECORD ANSWER] 2% [DO NOT READ] Not sure - [DO NOT READ] Refused 2% D6. Do you consider yourself to be a [INSERT, READ AND RANDOMIZE ITEMS A THROUGH D.]? Democrat 31% Republican 34% Independent 27% [DO NOT READ] Something else [RECORD ANSWER] 3% [DO NOT READ] Not sure 2% [DO NOT READ] Refused 3% D7. How would you characterize your political views? Would you say you are [INSERT, READ AND RANDOMIZE ITEMS A THROUGH C. ]? Conservative 48% Moderate 29% Liberal 16% [DO NOT READ] None of these 2% [DO NOT READ] Not sure 4% [DO NOT READ] Refused 2% 2016 AARP SURVEY: GUBERNATORIAL ISSUES FACING NORTH CAROLINA VOTERS AGES

18 D8. We realize income is a private matter and so rather than ask you anything specific about your income, I d like to ask you to please stop me when I get to the category that includes your household s income before taxes in Was it [INSERT AND READ EACH ANSWER CATEGORY.]? Less than $10,000 3% $10,000 to less than $20,000 6% $20,000 to less than $30,000 8% $30,000 to less than $40,000 9% $40,000 to less than $50,000 9% $50,000 to less than $60,000 9% $60,000 to less than $75,000 8% $75,000 to less than $100,000 11% $100,000 to less than $125,000 8% $125,000 to less than $150,000 4% $150,000 to less than $200,000 3% $200,000 or more 4% [DO NOT READ] Not sure 3% [DO NOT READ] Refused 16% That was our last question for tonight/today. Thanks you very much for taking the time to help us out. Have a great day/night! AARP Research For more information about this survey, please contact: Jennifer Sauer or jsauer@aarp.org