WELCOME TO YOUR INVESTMENT MASTER CLASS

Transcription

1 WELCOME TO YOUR INVESTMENT MASTER CLASS With Athena Paquette, M.A.

2 OVERVIEW A Master Class turns your curiosity into inspired action by sharing stories, techniques, and strategies from the people who are doing exactly what you've be dreaming about doing. This month meet Kaaren Hall, now CEO of UDirect IRA Services with $350 million under management and growing, and discover how she went from unemployed single mother to mega entrepreneur.

3 YOUR HOST: ATHENA In the Mortgage Industry Since 1990 years old Real Estate & Stock investor Owns Multi-family Apartment, Condo, Rental Real Estate, Invested in notes. Actual experience Former Government loan underwriter MA Master s degree in Psychology Financial Advisor - Series 7 and 66 Life and Health insurance licenses. Certified Retirement Planning Counselor* Founder of Mortgage Bootcamp, Women in Investing, and the Investor s Master Class Series.

4 MEET KAAREN HALL CEO/President of UDirect IRA Services Board of Directors - Retirement Industry Trust Association Founder - Orange County Real Estate Investors Association Certified IRA Services Professional (CISP) Self-Directed IRA Professional (SDIP) 16 years in residential mortgage lending & real estate 17 years as a broadcast professional Board of Directors - Council on Aging OC CA Real Estate License Busy Mom

5 WHAT IS A 401K? A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of their paycheck before taxes are taken out. Taxes aren't paid until the money is withdrawn from the account.

6 WHAT IS AN IRA? An Individual Retirement Account (IRA) is a type of savings account that is designed to help you save for retirement and offers many tax advantages. There are two different types of IRAs: Traditional and Roth IRAs.

7 WHAT IS A SELF-DIRECTED IRA? A self-directed IRA is an IRA (Roth, Traditional, SEP, Inherited IRA, SIMPLE) where the custodian of the account allows the IRA to invest into any investment allowed by law. These investments typically include; real estate, promissory notes, precious metals, and private company stock. Visit:

8 BENEFITS OF A SELF- DIRECTED IRA You make all the buy and sell decisions. You have more investment choices, including real estate, private placements, trust deeds, and more. Individuals can enjoy tax deferred, or even free returns. Visit:

9 SELF-DIRECTED INVESTMENTS CAN S AND CANNOT S Cannot invest in: Collectibles such as art, stamps, coins, alcoholic beverages, or antiques IRC 408(m); Life insurance IRC 408(a)(3); S-corporation stock, IRS Letter Ruling , April 27, 1999, IRC 1361 (b)(1)(b); Any investment that constitutes a prohibited transaction pursuant to ERISA and/or IRC 4975 (e.g. purchase of any investment from a disqualified person such as a close family member to the retirement account owner). Visit:

10 SELF-DIRECTED INVESTMENTS CAN S AND CANNOT S Yes You Can invest in: Rental real estate Secured loans to others for real estate Small business stock or LLC interest Precious metals such as gold or silver. These investments are all allowed by law and can be great assets for investors with experience in these areas. Visit:

11 GETTING STARTED The first thing you ll need to do is open an account You can do this at Udirectira.com. Fill out an application Have your driver s license handy Copy of your statement from your current IRA or 401k Transfer/Rollover funds Contribute to Your New Account (Always check with your tax advisor before making a contribution)

12 PLEASE REMEMBER THE REQUIRED MINIMUM DISTRIBUTION (RMD) At 70 ½ the IRS requires you to remove a certain percentage from your IRA otherwise you ll be penalized

13 BUYING AN ASSET Once you have your self-directed IRA open and funded, it s time to invest. You can invest your IRA dollars in anything except life insurance contracts and collectibles. Keep in mind the rules about prohibited transactions when investing. UDirect has a 3-5 business day compliance review turn-time for submitted documentation.

14 TYPES OF REAL ESTATE WITH YOUR SELF-DIRECTED IRA Rehabbing and flipping single family homes Acquiring income producing rental houses Buying duplexes, condos, and mobile homes as rentals Buying and holding vacant land and lots Investing in real estate purchase options Tax liens Visit:

15 Mortgage note investing Buying or building precious metals storage property Partnering to invest in hotels, strip malls, and office buildings Acquiring shares of a REIT Investing in early stage real estate startups Funding land or purchasing rights for oil and gas, or gold exploration Visit:

16 WANT TO KNOW MORE? LET KAAREN AND HER TEAM HELP Visit or call for more information. You can also download a FREE Self-Directed IRA report at their website.

17 WHAT S NEXT FOR YOU AS AN INVESTOR?

18 WHAT S INCLUDED 3 one-to-one 90-minute coaching sessions specifically designed to your needs. Includes: Go through your numbers Determine what kind of investment is best for you. Help you do your due diligence.

19 Determine, where to find the money, your money, OPM, or Loan options. Determine your credit options. Contact Athena today to schedule your FREE 20-minute initial consultation at

20 SAVE THESE DATES! For women only, join us for Women in Investing Meetup and Wine Party, January 19 th from 6-8 PM at Destination Art in Old Torrance. Here you ll learn about note investing from expert Jasmine Willois, Managing Director of The Note Assistance program.

21 How to Purchase Investment Property at Torrance Adult School, Thursday, January 26 th 2016 from 6-9 PM. **Registration information to follow.

22 MORE TO COME IN 2017 CashFlow 101:TBA CashFlow VIP series: TBA Mastermind Level 3: TBA

23 WE HOPE YOU VE ENJOYED YOUR INVESTMENT MASTER CLASS Athena Paquette Stratis Financial 3625 Del Amo Blvd. Suite 220 Torrance, CA NMLS # cell BRE # NMLS #321683