Quarterly Newsletter for the Veterans of Santa Clara County. Published by the County of Santa Clara Veteran Services Office. 68 N.

Size: px
Start display at page:

Download "Quarterly Newsletter for the Veterans of Santa Clara County. Published by the County of Santa Clara Veteran Services Office. 68 N."

Transcription

1 Quarterly Newsletter for the Veterans of Santa Clara County Published by the County of Santa Clara Veteran Services Office 68 N. Winchester Blvd Santa Clara, CA Santa Clara County s Veteran Services Office Newsletter Issue 7 January 2018

2 Santa Clara County s Veteran Services Office Newsletter Issue 6 January 2018 A Message From The VSO Director With 2017 behind us, it is a good time to ring in the new year and reflect on our many blessings and accomplishments. Above all, we are grateful for the opportunity to serve our veteran community and their families. Marion Moses, Director While we shared in the heartbreak of those veterans that we lost, we were also able to meet many brave and courageous families who have sacrificed so much. We were able to help aging veterans and also brand new ones who are transitioning from military to civilian life. We do our best to help connect homeless veterans and those who are suffering from mental health issues get the services they need. We proudly carry the military tradition of leaving no one behind. The following numbers highlight our activities in 2017 : - Over 11,000 Phone calls -37 Outreach events - More than 4,800 Office visits -$11,178,169 New awards granted - Almost 7,000 Claims submitted -347 Tuition fee waivers processed - 9 New staff members hired In 2018, we will celebrate the 100th anniversary of the Armistice. The Santa Clara County Board of Supervisors has shown and continues to voice strong support for the Veteran Services Office. Together, we will make this year even better, with more services and programs available to you, our Veterans. I look forward to serving our honorable Veteran Community in "May we think of freedom, not as the right to do as we please, but as the opportunity to do what is right". - Peter Marshall Wishing everyone a Happy & healthy 2018!! -Marion Moses In This Issue A Message from SCC VSO Director Marion Moses Tax Assessment How to Prepare for your Appointment with your Veteran Service Representative Champ VA Aid & Attendance and Housebound Benefits

3 The Citadel Page 2 The VSO Welcomes a Management Analyst By way of introduction, I would like to give a special shout out to all of the World War 2 veterans. It is because of you that I am here writing this today. My father, who was French, grew up in Normandy. He was too young to enlist during WW2, but as a 14 year old there was no denying that he served his country. As an eagle scout, he and his best friend Jacques were responsible for collecting the munitions from the allies who would fly overhead and drop food and care packages for the women and children who were living in the villages below. All of the men from the town were off at war, leaving the teenage boys in charge of taking care of the town. On one fateful night when my father got word that there would be a food drop, he decided to let Jacques know by calling him on the phone. The phone at that point was only used for emergencies as it was one of the ways that villages, who were under strict black out and curfew laws, could be discovered. Just as my father was hanging up the phone, my grandfather walked into the room, and promptly ripped it out of the wall. That was 1942 and my grandparents never had a phone after that. As Normandy became part of the occupied German territories, my father and Jacques were in charge of leading the women and children of the town to safety in the south of France. This involved having one of the boys walk ahead while the other stayed with the women assessing whether it was safe to continue. On one such occasion, it wasn t, and the only time I have ever seen my father cry was when he recounted watching his best friend step onto a mine. Years later, my mother, a sophisticated college student from the United States would spend a year studying abroad in France. France was still recovering from the war and her guidebook described restaurants that were rated according to how much butter and sugar rations would go into their desserts and evening hours visiting the Louvre by candlelight because electricity was still spotty. She met my father while trying to buy cigarettes on the black market and romance ensued. If you would like to read more about France and the role winemakers played in WW2, I recommend picking up a copy of Wine and War by Kladstrup. Being a product of post-war France, I want to thank the veterans who made my parents romance -and by extension- me-possible. My family is just one of millions that survived and grew because you served your nation and mine. I am hoping that in some small, but meaningful way, I will be able to serve you as I begin working at the VSO of Santa Clara County. I am looking forward to doing just that. Emilie Ulcay Santa Clara County Veteran Services Office Updates As the Veteran Services Office anxiously awaits their office re-model, we begin 2018 with some significant changes. The office has hired, and is in the process of training, six new Veteran Service Representatives. These representatives will be certified on both a state and federal level. The VSR s will assist Veterans, and their eligible dependents, to file disability and pension claims with the VA. In this issue, you will find an article on How to Prepare for An Appointment with your Veteran Service Representative. One of our goals is to expedite the time it takes to meet with Veterans and file their claims. By hiring new Vet Reps we will be able to schedule appointments more quickly and serve our Veteran community in a timely manner. All visitors to our offices at 68 N. Winchester Boulevard are sent a survey monkey questionnaire after their contact with our office. We encourage you to fill these out and let us know what you think and how we are doing.

4 The Citadel Page 3 How much do you know about benefits? Take the Quiz Answer True or False to the following questions about benefits. Then the answers in the next column. 1) In order to have your children qualify for a a College Tuition Fee Waiver in the State California (DVS40), you must have a disability 2) All Vets are entitled to an honor guard and to a a a burial in a national or state military cemetery? 3) Veterans have to use their Post-9/11 GI Bill within o 15 years of their last 90-day period of active-duty o service. 4) Once the VA accords a service-connected rating, I it is permanent. 5) The Burn Pit Registry is now closed. 6) Veterans can get a Veteran County ID card for free 6) The County ID card is available for free to any Veteran who has a DD214 on file with the SCC VSO at 68 N. Winchester Blvd in Santa Clara. The card can be used in shops and restaurants and anywhere else that offers discounts for Veterans. 5) While 61,000 Veterans and Service members joined the Burn Pit Registry in the first 2 years, that is only a small fraction of the 3 million individuals who are eligible to join. The Registry gives participants an opportunity to document any concerns they may have about deployment-related exposures and provides an opportunity to obtain a free health evaluation 4) With the possible exception of wine, many things do not age well and that includes our disabilities. So while a Vet s initial hearing loss, may be rated at 10%, for example, over time your VSR will be offering to file increases for certain conditions. Use your Veteran Service Office While not a monetary benefit per se, working with a Veteran Service Representative at your local Veteran Services Office can save you time and money. Your Veteran Services Representative has seen hundreds of cases, is fully accredited, and is up-to date on the Code of Federal Regulations governing VA decisions. Your Veteran Services Office was established to serve as an intermediary between you and the VA. They are on your side in advocating for you and your family. See how you can best prepare for your meeting with your Veteran Service representative on page 9. They can advise you on how to develop the strongest claim, how to write a nexus, and what to expect. And best of all? They re free! 3) Congress voted to extend the GI bill benefits in August For anyone who left the military after January 2013, their GI Bill benefits will no longer expire. For this reason, the legislation is known as the Forever GI Bill. 2) All Veterans are entitled to an honor guard. Burial in a VA national cemetery is open to all members of the armed forces and Veterans who have met minimum active duty service requirements, as applicable by law and were discharged under conditions other than dishonorable, space permitting. At present, in California, the only national cemeteries which have space are in San Joaquin Valley, Sacramento, and Bakersfield. The Central Coast Cemetery is a state military cemetery and is located in Seaside California. 1) If you have college-age dependents, the CalVet fee waiver is a tremendous benefit. In order to qualify, the Vet needs to have a disability rating of 0%. And don t worry, you can still retire in another state and take advantage of the fee waiver. Your child simply needs to attend a public college in California as a resident.

5 The Citadel Page 4 Tax Time is Around the Corner If you are a veteran who is rated 100% service-connected disabled by the Veterans Administration (or if you are the surviving spouse of such a veteran), you may be eligible for an exemption of up to $150,000 of the assessed value of your principal place of residence. Under certain conditions disabled veterans and spouses of deceased veterans may be eligible for a disabled veterans' exemption. Depending on your assessed value, the disabled veterans' exemption may exempt up to $100,000 off of the assessed value of your home. The exemption may increase to $150,000 if you claim and qualify for the low-income exemption on a yearly basis. Once the disabled veterans' exemption is granted, it will remain in effect either until you are no longer on title to the property, you move from the property, or your disability rating changes. However, if you are claiming the increased exemption amount, you will need to annually file a claim and complete an income worksheet. Qualifying Conditions for Disabled Veteran The property must be the veteran's principal place of residence. The veteran must be on title to the property (including 0 ownership in a corporation). The veteran, due to a service-connected condition, is rated by the Veterans Administration as 100% disabled, is compensated as 100% disabled, is blind in both eyes, or has lost the use of two or more limbs. Filing Requirements for Exemption Completed claim form Copy of letter from the VA verifying service-connected disability or death (if veteran is deceased) Copy of veteran's discharge papers (DD214) Completed income worksheet, (if applying for increased amount) In most cases, the filing deadline is 5:00 p.m. on February 15 for 100% of the exemption amount. For more information, contact your County Accessor s Office: (408) Santa Clara County / (831) Santa Cruz County / (510) Alameda County The VA blog has information about free tax preparation for Vets at free-tax-return-preparation-options-for-veterans-and-their-families/

6 The Citadel Page 5 Housebound There are two types of special monthly benefits: Aid & Attendance and Housebound. Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. These benefits are paid in addition to monthly pension, and they are not paid without eligibility to Pension. Since Aid and Attendance and Housebound allowances increase the pension amount, people who are not eligible for a basic pension due to excessive income may be eligible for pension at these increased rates. How can Housebound benefits be established? 1) A vet must have a permanent disability rating of 100% and be substantially confined to his or her dwelling and the immediate premises 2) The Vet must have a single disability rating of 100% with an additional disability rating of 60% or more, whether or not the veteran is actually housebound. Can a vet or eligible spouse receive both housebound benefits and Aid & Attendance? No Maximum Annual Pension Rate (MAPR) For a single veteran $13,166 With Spouse or Child $17,241 Housebound Without Dependents $16,089 A&A Without Dependents $21,962 Two Vets Married to Each Other Both A/A $34,837 Date of Cost-of-Living Increase: How does the VA rate someone as permanently and totally disabled? The presumption of disability is established if the Vet is: -aged 65 years old or older -found permanently and totally disabled by the SSA -A patient in a nursing home for long term. Both service -connected and non-service connected disabilities may be considered sufficient to preclude substantially gainful employment. However, an over payment is likely to occur if the Vet returns to work and continues to receive VA Pension compensation.

7 The Citadel Page 6 Aid & Attendance Aid & Attendance is a special monthly benefit for wartime Veterans and their spouses who are facing long-term care expenses for home care, assisted living, or nursing homes. Aid & Attendance is a special monthly benefit for claimants who are eligible for a VA pension, and is an additional payment to assist with the cost of care. Who Qualifies for Aid & Attendance? Those who wish to receive Aid & Attendance must demonstrate need by requiring assistance on at least two activities required in one s daily routine, such as bathing, dressing, eating, toileting, or grooming, for example. Others requiring care may qualify due to blindness or near blindness, being a patient in a nursing home for mental or physical incapacity, or being bedridden due to disability. If the claimant is at risk of falling, or unable to take care of themselves alone, they may qualify for Aid & Attendance. My son/daughter give me money for my care expense, is this considered income? Yes. Instead of transferring the money directly to the claimant, the caregiver should be paid directly and all receipts should be kept. If the money is given directly to the claimant(s), technically it becomes income and will be counted against the claimant reducing the Vet s benefit. By paying the bill directly, the gift falls under the definition of private charity and is not countable as income. Which Care Providers Can Aid & Attendance Be Used For? VA pension can be used for any type of chronic care providers including: in home paid caregivers (including family members), personal care homes or assisted living facilities, skilled nursing facilities or adult day care. How is Financial Need Qualified? In order to qualify for non-service connected pension, a veteran s family income must be less than the amount set by Congress to qualify. Unreimbursed medical expenses, welfare, and Department of Veterans Affairs pension benefits may be reduced from the family s countable income. Elderly Veterans receiving Social Security who are entitle to non-service connected pension, plus Aid & Attendance can deduct the full cost of an in-home health attendant, board and care facility, or nursing home from their countable income. What are the Aid & Attendance Asset and Income Requirements? There are financial requirements associated with A& A. The current rule of thumb is that a married veteran or surviving spouse can have no more than $80,000 in countable assets ($50,000 for a single veteran or surviving spouse). Those amounts include retirement assets but exclude a home and vehicle and personal belongings. Remember these amounts are a guideline and not a rule. Other factors that the VA considers are age/life expectancy, income and medial expenses, etc.

8 The Citadel Page 7 (Civilian Health and Medical Program) CHAMP VA The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with dependents and survivors who are eligible. With very few exceptions, dental care is not provided by CHAMPVA. Both CHAMPVA and TRICARE are federal programs. An individual who is eligible for TRICARE is not eligible for CHAMPVA. Due to the similarity between CHAMPVA and the Department of Defense (DoD) TRICARE program, the two are often mistaken for each other. CHAMPVA is a Department of Veterans Affairs program while TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors. In some cases, a Veteran may appear to be eligible for both or either program on paper; however, if you are a military retiree, or the spouse of a Veteran who was killed in action, you are and will always be a TRICARE beneficiary and cannot choose between the two programs. Eligibility To be eligible for CHAMPVA, you cannot be eligible for TRICARE, and you must be in one of these categories: 1. The spouse or child of a Veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office. 2. The surviving spouse or child of a Veteran who died from a VA-rated serviceconnected disability. 3. The surviving spouse or child of a Veteran who was at the time death rated permanently and totally disabled from a service-connected disability. The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA).

9 The Citadel Page 8 (Civilian Health and Medical Program) CHAMP VA Getting Help From CHAMPVA Talk with a customer service representative Stay Eligible CHAMPVA beneficiaries are the spouses, widow(er)s, or children of a qualifying Veteran Sponsor. You can loose your eligibility: If you are eligible for Medicare Part A and you decline or drop Medicare Part B. Through divorce from the Veteran, (But divorce does not impact the eligibility of a birth or adopted child or a qualifying Veteran sponsor.) When a child turns 18, unless the child is enrolled as a full-time student in an accredited school. When a child who has been a fulltime student turns 23 or loses fulltime student status Phone Toll Free Monday-Friday Hours of Operation: 8:05am -7:30 pm EST The Virtual Hold system allows you to get a call back when the wait time exceeds 3 minutes. This means you don t have to wait on hold. Services Available through the Interactive Voice Response system: Order CHAMPVA forms and applications. The prompt will instruct you to leave a voice mail request by proving your CHAMPVA Member Number (#SSN), full name and address Check on eligibility, claims status, annual deductible and annual catastrophic cap. Providers can check on your eligibility or status of a payment When a child marries. If you are a stepchild of a qualifying Veteran sponsor, your parents divorce and you lose dependent status as determined by your VA Regional Office (VARCO).

10 The Citadel Page 9 Preparing for Your Meeting with your Veteran Service Rep While navigating the VA may seem like a bit of a puzzle, our Veteran Services Representatives are here to help you put the pieces together. On your first visit to our office you will do an Intent to File, which will preserve your effective date with the VA. You do not need an appointment to do an Intent to file and should bring the documents listed on the opposite page with you. If you do not have an original or certified DD214, we will order one for you. Most people who are visiting our offices come in to file for educational benefits, a disability claim, a pension claim, or a discharge upgrade. Before your meeting, think about what you are meeting with your VSR for and use the guidelines below to prepare for your meeting. After your meeting, do your homework. Your Veteran Service Representative may ask you to have additional tests done, write a nexus statement if the disability was not documented or treated during service, or require other information before a follow-up appointment. Your Rep wants to make sure that you have the strongest claim possible, and they need your active participation in the process.

11 The Citadel Page 10 Visit Us... Walk-ins Appointments If you are unable to wait for an appointment, please feel free to visit us from 9:00 am-11:30 am & 1:00 pm - 4:30 pm. Walk-in services are limited to the following: 1. Intent to File to secure an effective date for a claim 2. Time Sensitive Matters, such as responding to VA Correspondence, reviewing an award letter, submitting missing documentation for an existing or initiated claim Scheduling an appointment in advance allows our Veteran Services Representatives the opportunity to provide you with a more comprehensive and extensive experience. Please call our Office at (408) to schedule an appointment. Our VSR s will provide answers and assistance in urgent matters as well as initiate the claims process by securing an effective date if applicable. Your VSR will assist and, if necessary, schedule a follow-up appointment for indepth assistance in all claim related matters. 3. Homeless Veteran Services 4. To obtain survivor s and burial benefits for recent (within 60 days) surviving spouses Please note that wait times should be anticipated. We encourage all of our clients to schedule appointments by calling (408) We return all phone calls within 48 hours. What you should bring with you: 1. A certified copy or the original of your DD Form 214, Certificate of Discharge* 2. A photo ID 3. Your military medical and/or personnel records* * If you do not have your DD Form 214 or your military records, we will gladly order these documents for you during your visit. County ID Cards and DMV Veteran Verifications can be processed without an appointment

12 County of Santa Clara s Veteran Services Office 68 N. Winchester Blvd. Santa Clara, CA 95050

Using Aid & Attendance to Pay any Person for Home Care

Using Aid & Attendance to Pay any Person for Home Care Using Aid & Attendance to Pay any Person for Home Care Most people who have heard about Pension know that it will cover the costs of assisted living and, in some cases, cover nursing home costs as well.

More information

Who is Eligible for Veterans Affairs Basic Pension and Aid and Attendance?

Who is Eligible for Veterans Affairs Basic Pension and Aid and Attendance? Updated 1/4/17 Veterans Affairs Aid and Attendance Benefits FACT SHEET CANHR is a private, nonprofit 501(c)(3) organization dedicated to improving the quality of care and the quality of life for long term

More information

Three Types of Benefits

Three Types of Benefits Three Types of Benefits Disability compensation (service connected or S/C) Non-Service Connected Pension (NSC Pension) Dependency and Indemnity Compensation (DIC) Disability Compensation Disability compensation

More information

(1) Name of veteran: First Middle Last. (5) Address: Number Street Apt. No. City State Zip Code (6) Mailing address: Number Street Apt. No.

(1) Name of veteran: First Middle Last. (5) Address: Number Street Apt. No. City State Zip Code (6) Mailing address: Number Street Apt. No. Intake Form If you are a veterans or a veteran s family member, you may be entitled to veterans benefits. In particular, if the veteran is disabled and in need of financial help, he or she may be eligible

More information

General LONG TERM CARE Education

General LONG TERM CARE Education General LONG TERM CARE Education. Long-Term Care (LONG TERM CARE) is the act of providing assistance to a person who requires help because the person cannot function on their own. The term Long-Term Care

More information

Healthcare Options for Veterans

Healthcare Options for Veterans Healthcare Options for Veterans January 2017 (This information was copied from Unit 3 of Module 4 in the 2017 WIPA Training Manual) Introduction The U.S. Department of Defense (DoD) and the Department

More information

Ingham County Department of Veteran Affairs For an appointment or more information (517)

Ingham County Department of Veteran Affairs For an appointment or more information (517) For an appointment or more information (517) 887-4331 VA PENSION / DEATH PENSION / AID & ATTENDANCE Information to Assist Veterans, Surviving Spouses, and Their Family Members on Preparing Their Claim

More information

Department Of Veterans Affairs 2 Main Divisions

Department Of Veterans Affairs 2 Main Divisions Federal Veterans Benefits Anna S. Richardson, Esq. Co-Executive Director January 16, 2018 MCLE/MLRI Department Of Veterans Affairs 2 Main Divisions Veterans Benefits Administration Regional Offices Boston,

More information

Long Term Care Benefits Available to Surviving Spouses of Wartime Veterans after December 1, 2011

Long Term Care Benefits Available to Surviving Spouses of Wartime Veterans after December 1, 2011 Long Term Care Benefits Available to Surviving Spouses of Wartime Veterans after December 1, 2011 There are over 9 million surviving spouses of veterans currently living in the United States. Many of these

More information

Medicaid and VA Benefits Eligibility and Estate Recovery

Medicaid and VA Benefits Eligibility and Estate Recovery Medicaid and VA Benefits Eligibility and Estate Recovery Bret H. Davis, JD, CPA Davis Law Firm, P.A. 1110 London Street, Suite 201 Myrtle Beach, SC 29577 (843) 839-9800 www.davislawfirm.us bdavis@davislawfirm.us

More information

Colorado Bar Association Elder Law Section December 20, 2018

Colorado Bar Association Elder Law Section December 20, 2018 Colorado Bar Association Elder Law Section December 20, 2018 The Law Offices of Michael L. Shea, LLC PO Box 460092 Aurora, CO 80046-0092 303-710-9521 mike@mikesheaveteranslaw.com University of Denver,

More information

Understanding the Veterans Pension Benefit (Commonly Called Aid and Attendance Benefit for Long Term Care)

Understanding the Veterans Pension Benefit (Commonly Called Aid and Attendance Benefit for Long Term Care) Understanding the Veterans Pension Benefit (Commonly Called Aid and Attendance Benefit for Long Term Care) Compliments of FREDRICK P. NIEMANN, ESQ. HANLON NIEMANN, PC 3499 Route 9 North, Suite 1-F Freehold,

More information

COUNTY OF SAN JOAQUIN VETERANS SERVICE OFFICE 105 S. SAN JOAQUIN STREET STOCKTON, CALIFORNIA TELEPHONE: 209/ FAX: 209/

COUNTY OF SAN JOAQUIN VETERANS SERVICE OFFICE 105 S. SAN JOAQUIN STREET STOCKTON, CALIFORNIA TELEPHONE: 209/ FAX: 209/ VRGIN1NA A. WIMMER VETERANS SERVICE OFFICER - COUNTY OF SAN JOAQUIN VETERANS SERVICE OFFICE 105 S. SAN JOAQUIN STREET STOCKTON, CALIFORNIA 95202 TELEPHONE: 209/468-2916 FAX: 209/468-2918 L4f a Thank you

More information

UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID

UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID Christopher M. McCarthy, CELA* White & McCarthy, LLP 15871 City View Drive, Suite

More information

UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID

UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID UNDERSTANDING AID AND ATTENDANCE: CONFLICTS BETWEEN PLANNING FOR VETERAN S DISABILITY PENSION AND PLANNING FOR MEDICAID Christopher M. McCarthy, CELA* White & McCarthy, LLP 15871 City View Drive, Suite

More information

Arizona Form 2012 Property Tax Refund (Credit) Claim 140PTC

Arizona Form 2012 Property Tax Refund (Credit) Claim 140PTC Arizona Form 2012 Property Tax Refund (Credit) Claim 140PTC NOTICE: If you are age 70 or over and meet certain tests, you may be able to defer the payment of your property taxes on your home. You should

More information

Basics of Medicaid, Special Assistance, and VA Benefits

Basics of Medicaid, Special Assistance, and VA Benefits Basics of Medicaid, Special Assistance, and VA Benefits Daniel A. Jenkins, J.D., LL.M. (Tax) Law Office of Daniel A. Jenkins 2015 Ayrsley Town Blvd., Ste. 202 Charlotte, NC 28273 704.705.0711 daniel@danielajenkins.com

More information

Special Needs Planning Questionnaire (Single Person)

Special Needs Planning Questionnaire (Single Person) Special Needs Planning Questionnaire (Single Person) Date: Person supplying answers to these questions: Client Parent Other (Relationship: ) If other than Client:Name Address Phone--Day: Night: Mobile:

More information

Understanding The Benefits

Understanding The Benefits Understanding The Benefits 2012 Contacting Social Security Visit our website Our website, www.socialsecurity.gov, is a valuable resource for information about all of Social Security s programs. At our

More information

Providing WIPA Services to Veterans with Disabilities Part 2

Providing WIPA Services to Veterans with Disabilities Part 2 Providing WIPA Services to Veterans with Disabilities Part 2 May 19, 2015 1 Training Objectives After completing this training, CWICs should: Understand how eligibility for Military retirement based on

More information

Formerly CHAMPUS Civilian Health and Medical Plan of the Uniformed Services

Formerly CHAMPUS Civilian Health and Medical Plan of the Uniformed Services SECTION 3: HEALTH INSURANCE 3-1 TRICARE Eligibility 3-2 TRICARE Update 3-3 CHAMPVA 3-4 MEDICARE 3-5 MEDICAID 3-6 VA Health Care 3-7 Nursing Home 3-1 TRICARE Eligibility Formerly CHAMPUS Civilian Health

More information

2011 Guide to Social Security

2011 Guide to Social Security 2011 Guide to Social Security 39th Edition A simple explanation with easy-reference benefit tables. Contents Page 1 Introduction... 3 Are You Missing Out?.... 3 Major Changes in 2011... 4 2Who Is Covered

More information

NEW RULES TRANSFORM VA PENSION BENEFITS. On September 18, 2018, the Department of Veterans Affairs (the VA ) published a final

NEW RULES TRANSFORM VA PENSION BENEFITS. On September 18, 2018, the Department of Veterans Affairs (the VA ) published a final NEW RULES TRANSFORM VA PENSION BENEFITS Lori A. Leu, CELA Leu & Peirce, PLLC Plano, Texas lleu@leulawfirm.com On September 18, 2018, the Department of Veterans Affairs (the VA ) published a final rule,

More information

The following are potential resources for which the client may be eligible: - Be age 65 or over, or blind or disabled.

The following are potential resources for which the client may be eligible: - Be age 65 or over, or blind or disabled. 5.6 POTENTIAL RESOURCES The following are potential resources for which the client may be eligible: A. SSA BENEFITS 1. Supplemental Security Income (SSI) a. Description SSI is federally administered public

More information

LIFE FINANCIAL MEDICARE HEALTH

LIFE FINANCIAL MEDICARE HEALTH LIFE FINANCIAL MEDICARE HEALTH 4000 Spring Garden St., Suite G Greensboro, NC 27407 Office 336-851-5633 Fax 336-851-5634 LIFE 4000 Spring Garden St., Suite G Greensboro, NC 27407 Office 336-851-5633 Fax

More information

HSA Frequently Asked Questions

HSA Frequently Asked Questions HSA Frequently Asked Questions Overview Q1. WHAT IS A HEALTH SAVINGS ACCOUNT (HSA)? An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical

More information

January 1, Dependent Children Life Insurance Plan MMC

January 1, Dependent Children Life Insurance Plan MMC January 1, 2009 Dependent Children Life Insurance Plan MMC Dependent Children Life Insurance Plan This plan is an employee-paid group term life insurance plan that helps you provide for your family s financial

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Health Net Gold Select (HMO) This booklet gives you the details

More information

R&A Quarterly Newsletter

R&A Quarterly Newsletter R&A Quarterly Newsletter December 2017 Information you can use to help retirees and annuitants! Director s Message Contents With 2017 coming to a close and a new year on the horizon, there are going to

More information

Veterans Pensions for Retired Servicemembers

Veterans Pensions for Retired Servicemembers Vertex Wealth Management, LLC Michael J. Aluotto, CRPC President Private Wealth Manager 1325 Franklin Ave., Ste. 335 Garden City, NY 11530 516-294-8200 mjaluotto@1stallied.com www.vertexwm.com Veterans

More information

Aon Retiree Health Exchange Transition Guide

Aon Retiree Health Exchange Transition Guide Aon Retiree Health Exchange Transition Guide New Health Care Coverage Options and Resources for Medicare-Eligible Retirees, Survivors, Long Term Disability Participants and Their Eligible Dependents. Welcome

More information

The Auto Club Group Retiree Health Program. Medicare-Eligible Retiree Guide

The Auto Club Group Retiree Health Program. Medicare-Eligible Retiree Guide The Auto Club Group Retiree Health Program Medicare-Eligible Retiree Guide Replacing Your Auto Club Group Retiree Health Plan Did You Know? With the Aon Retiree Health Exchange, you could potentially pay

More information

- Next Meeting January 10, 2017 Kings County Admin Multi-Purpose Room

- Next Meeting January 10, 2017 Kings County Admin Multi-Purpose Room - Introductions Kings County Military and Veterans Coalition December 13, 2016 Meeting Agenda - Previous Issues Veterans Service Office Status Walk-ins are now Monday through Thursday for claims from 8:30

More information

Healthcare Participation Section MMC Draft NA

Healthcare Participation Section MMC Draft NA March 17, 2009 Healthcare Participation Section MMC Draft NA Note to Reviewers: No notes at this time Date May 1, 2009 Participating in Healthcare Benefits MMC Participating in Healthcare Benefits This

More information

Department of Veterans Affairs Aid and Attendance Benefit

Department of Veterans Affairs Aid and Attendance Benefit SPECIAL REPORT Department of Veterans Affairs Aid and Attendance Benefit This Special Report is brought to you by HOOK LAW CENTER Legal Power for Seniors Tel: 757-399-7506 Fax: 757-397-1267 Locations:

More information

SOCIAL SECURITY DISABILITY (SSD)

SOCIAL SECURITY DISABILITY (SSD) SOCIAL SECURITY DISABILITY (SSD) Social Security is a federal program that pays monthly benefits to aged, blind and disabled people. In some cases, other family members may also be eligible to get benefits

More information

CENTERS FOR MEDICARE & MEDICAID SERVICES

CENTERS FOR MEDICARE & MEDICAID SERVICES CENTERS FOR MEDICARE & MEDICAID SERVICES 2015 Medicare checklist Read the information in this booklet carefully. It has important information about the decisions you need to make. Watch the mail for your

More information

Your Guide to Life Insurance for Families

Your Guide to Life Insurance for Families Your Guide to Life Insurance for Families (800) 827-9990 HealthMarkets.com Your Guide to Life Insurance for Families Contents Does My Family Need Life Insurance? 4 Types of Life Insurance for Families

More information

PLANNING YOUR LEGACY VA SURVIVORS AND BURIAL BENEFITS KIT

PLANNING YOUR LEGACY VA SURVIVORS AND BURIAL BENEFITS KIT PLANNING YOUR LEGACY VA SURVIVORS AND BURIAL BENEFITS KIT Planning Your Legacy: VA Survivors and Burial Benefits Kit 1 The Department of Veterans Affairs (VA) offers this survivors and burial benefits

More information

Military Compensation and Retirement Modernization Commission (MCRMC)

Military Compensation and Retirement Modernization Commission (MCRMC) AMS Special Report: Military Pay and Benefits in the Crosshairs In the past few weeks the most drastic and far-reaching changes in military and retiree pay and benefits have been proposed in Washington,

More information

Application for Health Coverage and Help Paying Costs Instructions

Application for Health Coverage and Help Paying Costs Instructions Application for Health Coverage and Help Paying Costs Instructions Commonwealth of Massachusetts EOHHS Please read these instructions before you fill out the application. Apply faster online! Go to: MAhealthconnector.org.

More information

R&A Quarterly Newsletter

R&A Quarterly Newsletter R&A Quarterly Newsletter June 2017 Information you can use to help retirees and annuitants! Director s Message Contents The tax season is over and summer is here! While many people are heading to the beach

More information

SHEET METAL WORKERS NATIONAL PENSION FUND EIN /Plan No. 001 APPLICATION & INSTRUCTIONS

SHEET METAL WORKERS NATIONAL PENSION FUND EIN /Plan No. 001 APPLICATION & INSTRUCTIONS SHEET METAL WORKERS NATIONAL PENSION FUND EIN 52-6112463/Plan No. 001 APPLICATION & INSTRUCTIONS You can use these forms to get an estimate of your potential benefits or to apply for a benefit. If you

More information

Veterans Benefits: An Overview

Veterans Benefits: An Overview Order Code RS22902 June 25, 2008 Veterans Benefits: An Overview Carol D. Davis Knowledge Services Group Sidath Viranga Panangala and Christine Scott Domestic Social Policy Division Summary The Department

More information

Marketplace Model Eligibility Notice for 2016 Coverage Special Enrollment Verification Process

Marketplace Model Eligibility Notice for 2016 Coverage Special Enrollment Verification Process Marketplace Model Eligibility Notice for 2016 Coverage Special Enrollment Verification Process Special Enrollment Periods provide an important pathway to coverage for consumers who experience qualifying

More information

CHAMPVA. Civilian Health And Medical Program of the Department of Veterans Affairs. Program Eligibility Caregiver Program Foreign Medical Program

CHAMPVA. Civilian Health And Medical Program of the Department of Veterans Affairs. Program Eligibility Caregiver Program Foreign Medical Program CHAMPVA VHA Office of Community Care -Thomas Paulus, Deputy Chief, Healthcare Reimbursement -Luke Davis, Operation Specialist, Eligibility, Enrollment & Verification CHAMPVA Civilian Health And Medical

More information

LIFE FINANCIAL MEDICARE HEALTH

LIFE FINANCIAL MEDICARE HEALTH LIFE FINANCIAL MEDICARE HEALTH 4000 Spring Garden St., Suite G Greensboro, NC 27407 Office 336-851-5633 Fax 336-851-5634 LIFE 4000 Spring Garden St., Suite G Greensboro, NC 27407 Office 336-851-5633 Fax

More information

REFERENCE GUIDE. Fax-Back # For Additional Information: or DSN FAX: or DSN

REFERENCE GUIDE. Fax-Back # For Additional Information: or DSN FAX: or DSN FAS REFERENCE GUIDE Fax-Back #275 276 Prepared by: Benefits and Entitlements Team Updated December 1, 1998 For Additional Information: 703-696-6301 or DSN 426-6301 FAX: 703-696-4705 or DSN 426-4705 SOCIAL

More information

Retirement and Social Security

Retirement and Social Security Life Guide The Social Security Administration estimates that 96% of American workers are covered by Social Security. For most of them, their monthly Social Security check will form an important part of

More information

Benefits Handbook Date November 1, Dependent Children Life Insurance Plan MMC

Benefits Handbook Date November 1, Dependent Children Life Insurance Plan MMC Date November 1, 2010 Dependent Children Life Insurance Plan MMC Dependent Children Life Insurance Plan This plan is an employee-paid group term life insurance plan that helps you provide for your family

More information

Social Security: With You Through Life s Journey

Social Security: With You Through Life s Journey Social Security: With You Through Life s Journey Produced at U.S. taxpayer expense We re With You From Day One We re With You When You Start Work We re There For Your Wedding We re With You If The Unexpected

More information

VA Benefits and Medicaid Eligibility

VA Benefits and Medicaid Eligibility Presenting a live 90-minute webinar with interactive Q&A VA Benefits and Medicaid Eligibility Meeting Complex Requirements for Benefits Qualification and Application THURSDAY, FEBRUARY 16, 2012 1pm Eastern

More information

Click this button to place your order.

Click this button to place your order. Guide to 2018 Social Security 46th Edition A simple explanation with easy-reference benefit tables. Click this button to place your order. 2018 Guide to Social Security Mercer 400 West Market Street, Suite

More information

Arizona Form 2011 Property Tax Refund (Credit) Claim 140PTC

Arizona Form 2011 Property Tax Refund (Credit) Claim 140PTC Arizona Form 2011 Property Tax Refund (Credit) Claim 140PTC NOTICE: If you are age 70 or over and meet certain tests, you may be able to defer the payment of your property taxes on your home. You should

More information

INSTRUCTIONS FOR 2017 PIT-RC NEW MEXICO REBATE AND CREDIT SCHEDULE

INSTRUCTIONS FOR 2017 PIT-RC NEW MEXICO REBATE AND CREDIT SCHEDULE INSTRUCTIONS FOR 2017 PIT-RC NEW MEXICO REBATE AND CREDIT SCHEDULE GENERAL INFORMATION You can find general information about Form PIT RC, New Mexico Rebate and Credit Schedule, on this page and the next

More information

Are you 60 or older? Do you get federal disability benefits? If so, are you having trouble paying for both food AND medical care?

Are you 60 or older? Do you get federal disability benefits? If so, are you having trouble paying for both food AND medical care? Are you 60 or older? Do you get federal disability benefits? If so, are you having trouble paying for both food AND medical care? Find out how you or others in this situation can use their medical bills

More information

DISABLED VETERANS REAL ESTATE TAX EXEMPTION PROGRAM APPLICATION FOR EXEMPTION FROM REAL PROPERTY TAXES. Important Facts to Remember when Applying:

DISABLED VETERANS REAL ESTATE TAX EXEMPTION PROGRAM APPLICATION FOR EXEMPTION FROM REAL PROPERTY TAXES. Important Facts to Remember when Applying: DISABLED VETERANS REAL ESTATE TAX EXEMPTION PROGRAM APPLICATION FOR EXEMPTION FROM REAL PROPERTY TAXES Every blank must have an entry or the application will be returned. No determination can be made until

More information

11/9/2017 MEDICAID, THE VA, AND ELIGIBILITY MEDICAID - DEFINED MEDICAID FUN FACTS - FLORIDA

11/9/2017 MEDICAID, THE VA, AND ELIGIBILITY MEDICAID - DEFINED MEDICAID FUN FACTS - FLORIDA MEDICAID, THE VA, AND ELIGIBILITY NOVEMBER 14, 2017 ELDER AND DISABILITY LAW FORUM KOLE J. LONG, ESQ. SPECIAL NEEDS LAWYERS, PA MEDICAID - DEFINED MEDICAID IS A JOINT FEDERAL AND STATE PROGRAM THAT, TOGETHER

More information

Frequently Asked Questions (FAQs) DEPENDENT CARE REIMBURSEMENT PLAN (D-Care)

Frequently Asked Questions (FAQs) DEPENDENT CARE REIMBURSEMENT PLAN (D-Care) COUNTY OF SANTA CRUZ Frequently Asked Questions (FAQs) DEPENDENT CARE REIMBURSEMENT PLAN (D-Care) The County of Santa Cruz Flexible Spending Program Amended and Restated Dependent Care Reimbursement Program

More information

VA Aid and Attendance Qualification.

VA Aid and Attendance Qualification. VA Aid and Attendance Qualification. VA Aid and Attendance (A&A) benefit is an excellent source of funding for Veterans and their spouses, that need help with activities of daily living (ADLs). It can

More information

Needs. Basics. of Special. with. and. Materials

Needs. Basics. of Special. with. and. Materials Basics of Special Needs Trusts Thursday, October 15, 2015 Breakout Session 1 1:15 P.M. 2:15 P.M.. Veterans Benefits and the Person with Speciall Needs Presenters: Michaell Allen Associatee Dean and Professor

More information

Emergency Room Visit Covered Only If It s A True Emergency. Pre-Certify Non-Emergency Hospital. Stays As Well As Emergency Stays

Emergency Room Visit Covered Only If It s A True Emergency. Pre-Certify Non-Emergency Hospital. Stays As Well As Emergency Stays Not every article in this newsletter applies to you. Please check your Plan of Benefits first. For Your Benefit The Warehouse Employees Union Local No. 730 Trust Funds www.associated-admin.com October

More information

MVC Veterans Service Officers App Professionals!

MVC Veterans Service Officers App Professionals! MVC Veterans Service Officers App Professionals! Bonnie McNeill Boyt, y, Director Missouri Veterans Commission Workforce Development Don t Know One App from Another? There are APPs (applications) for Pension

More information

NEW PSALMIST BAPTIST CHURCH 2018 SPRING INSTITUTE Releasing Your Dreams Bishop Walter S. Thomas, Sr., Pastor. Medicare & You 2018

NEW PSALMIST BAPTIST CHURCH 2018 SPRING INSTITUTE Releasing Your Dreams Bishop Walter S. Thomas, Sr., Pastor. Medicare & You 2018 NEW PSALMIST BAPTIST CHURCH 2018 SPRING INSTITUTE Releasing Your Dreams Bishop Walter S. Thomas, Sr., Pastor Medicare & You 2018 BLESSING US INDEED SENIOR SERVICES Mary Dent, LCB 443-850-8410 For informational

More information

Death Benefits Overview

Death Benefits Overview REDSTONE LEGAL BRIEF A Preventive Law Service of The Office of the Staff Judge Advocate Redstone Arsenal, AL Keeping You Informed On Personal Legal Affairs Death Benefits Overview THIS HANDOUT is provided

More information

Estate & Financial Planning Questionnaire

Estate & Financial Planning Questionnaire Estate & Financial Planning Questionnaire Date: Person supplying answers to these questions: Other (Relationship: ) If Other:Name Address Phone--Day: Night: Mobile: Fax: Name: (First, Middle & Last) Date

More information

Benefits Handbook Date May 1, Long Term Care Insurance Plan Marsh & McLennan Companies

Benefits Handbook Date May 1, Long Term Care Insurance Plan Marsh & McLennan Companies Date May 1, 2017 Marsh & McLennan Companies As of January 1, 2017, Genworth Life Insurance Company has discontinued their current Long Term Care product offering. Other long term care plan insurance coverage

More information

Veterans Benefits: Dependency and Indemnity Compensation (DIC) for Survivors

Veterans Benefits: Dependency and Indemnity Compensation (DIC) for Survivors Veterans Benefits: Dependency and Indemnity Compensation (DIC) for Survivors Christine Scott Specialist in Social Policy January 4, 2013 CRS Report for Congress Prepared for Members and Committees of Congress

More information

Applying for Supplemental Security Income

Applying for Supplemental Security Income Applying for Supplemental Security Income SUPPLEMENTAL SECURITY INCOME (SSI) WHAT IS SSI? SSI stands for Supplemental Security Income. Social Security administers this program. Monthly benefits are paid

More information

Welcome. to Medicare. An educational Medicare guide compliments of the Medicare Welcome Team. Y0041_H3156_AH_15_28071 Accepted (1/7/2015)

Welcome. to Medicare. An educational Medicare guide compliments of the Medicare Welcome Team. Y0041_H3156_AH_15_28071 Accepted (1/7/2015) Welcome to Medicare An educational Medicare guide compliments of the Medicare Welcome Team Y0041_3156_A_15_28071 Accepted (1/7/2015) qualifies? WO You are almost ready to enroll in Medicare, and we would

More information

Special Needs Lawyers, PA

Special Needs Lawyers, PA Special Needs Lawyers, PA 901 Chestnut Street, Suite C Clearwater, Florida 33756 Phone: (727) 443-7898 Fax: (727) 631-0970 SpecialNeedsLawyers.com Travis D. Finchum, Esq. Board Certified in Elder Law Linda

More information

2018 Evidence of Coverage

2018 Evidence of Coverage Los Angeles County 2018 Evidence of Coverage SCAN Classic (HMO) Y0057_SCAN_10174_2017F File & Use Accepted 08/17 18C-EOC300 January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits

More information

EVIDENCE OF COVERAGE. AdvantageOptimum Coordinated Choice Plan (HMO)

EVIDENCE OF COVERAGE. AdvantageOptimum Coordinated Choice Plan (HMO) 2018 FRESNO LOS ANGELES MERCED ORANGE RIVERSIDE SAN BERNARDINO SANTA CLARA SAN DIEGO SAN JOAQUIN STANISLAUS COUNTIES EVIDENCE OF COVERAGE AdvantageOptimum Coordinated Choice Plan (HMO) H5928_18_006_EOC_CC

More information

Health Care Renewal Notice

Health Care Renewal Notice xxxxxxx * xxxxxxx xxxxxxx xxxxxxx Oct 15, 2017 5:12 PM Health Care Renewal Notice You are getting this notice because it is time to renew coverage for members of your household. This notice tells you the

More information

Application for Legal Assistance

Application for Legal Assistance Application for Legal Assistance 1. What Brought You Here. (Please print clearly). Date: Briefly state your legal issue: Are you (or have you been) represented by an attorney in this matter? If so, who?

More information

DIXON PUBLIC SCHOOLS DISTRICT #170 All Other Staff (hired prior to July 1, 2013) Health Care Plan

DIXON PUBLIC SCHOOLS DISTRICT #170 All Other Staff (hired prior to July 1, 2013) Health Care Plan DIXON PUBLIC SCHOOLS DISTRICT #170 All Other Staff (hired prior to July 1, 2013) Health Care Plan Benefit Booklet/Plan Document Effective September 1, 2006 Restated March 1, 2015 Table of Contents Page

More information

CHAMPVA Supplement Plan

CHAMPVA Supplement Plan CHAMPVA Supplement Plan The RAUS CHAMPVA Supplement Plan Provides You With The Protection You May Need When A Serious Covered Accident Or Sickness Occurs The RAUS CHAMPVA Supplement Plan, when combined

More information

Frequently Asked Questions About Health Insurance

Frequently Asked Questions About Health Insurance Frequently Asked Questions About Health Insurance Q #1: My employer doesn t offer health coverage. Where else can I get health insurance? A #1: A good place to start your research is www.healthinsuranceinfo.net,

More information

Social Security Disability Benefits

Social Security Disability Benefits Social Security Disability Benefits A Guide to Social Security Disability Important information for Veterans inside! Roger Skip Ritchie, Jr. Attorney and Consumer Advocate Social Security Disability Benefits

More information

Understanding the Benefits

Understanding the Benefits 2017 Understanding the Benefits SocialSecurity.gov What s inside Social Security: a simple concept 1 What you need to know about Social Security while you re working 4 What you need to know about benefits

More information

Coordination of benefits. SMP/SHIP Conference 2016

Coordination of benefits. SMP/SHIP Conference 2016 Coordination of benefits SMP/SHIP Conference 2016 Medicare Rights Center The Medicare Rights Center is a national, nonprofit consumer service organization that works to ensure access to affordable health

More information

TRICARE Supplement Insurance

TRICARE Supplement Insurance TRICARE Supplement Insurance Brochure for Employees TRICARE-eligible employees have the freedom to choose an alternative to employer-sponsored health plans. Underwritten by Transamerica Premier Life Insurance

More information

Social Security: With You Through Life s Journey

Social Security: With You Through Life s Journey Social Security: With You Through Life s Journey Takeya L. Haugabook, Public Affairs Specialist Produced at U.S. taxpayer expense Visit and share: youtube.com/socialsecurity History of Social Security

More information

Planning for Medicare An Educational Resource from Blue Cross Blue Shield of Massachusetts

Planning for Medicare An Educational Resource from Blue Cross Blue Shield of Massachusetts Planning for Medicare An Educational Resource from Blue Cross Blue Shield of Massachusetts Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association.

More information

A Guide to Understanding Social Security Retirement Benefits

A Guide to Understanding Social Security Retirement Benefits Private Wealth Management Products & Services A Guide to Understanding Social Security Retirement Benefits Social Security Eligibility Requirements Workers who pay Social Security taxes on their wages

More information

Arizona Form 2016 Property Tax Refund (Credit) Claim 140PTC

Arizona Form 2016 Property Tax Refund (Credit) Claim 140PTC Arizona Form 2016 Property Tax Refund (Credit) Claim 140PTC NOTICE: If you are age 70 or over and meet certain tests, you may be able to defer the payment of your property taxes on your home. You should

More information

Funeral Planning Resource Guide for Families

Funeral Planning Resource Guide for Families Funeral Planning Resource Guide for Families Carroll Hospice social workers, chaplains and bereavement staff are available to you and your loved ones as you make arrangements. This guide will provide additional

More information

TRICARE SUPPLEMENT INSURANCE Frequently Asked Questions For Employees

TRICARE SUPPLEMENT INSURANCE Frequently Asked Questions For Employees TRICARE SUPPLEMENT INSURANCE Frequently Asked Questions For Employees TABLE OF CONTENTS Contents TABLE OF CONTENTS... 1 I. ENROLLMENT/ELIGIBILITY... 2 II. COVERAGE DETAILS... 3 III. CLAIMS... 6 IV. COVERAGE

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of AvMed Medicare Choice Broward County (HMO) This booklet gives

More information

My Medicare Options Workbook

My Medicare Options Workbook My Medicare Options Workbook This workbook will walk you through the process of deciding what steps you need to take now that you are eligible for Medicare. Table of Contents Introduction... 3 Where do

More information

Evidence of Coverage January 1 December 31, 2018

Evidence of Coverage January 1 December 31, 2018 2018 Evidence of Coverage January 1 December 31, 2018 Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Gateway Health Medicare Assured Select SM (HMO) This plan,

More information

Serving the People Who Serve Our Schools

Serving the People Who Serve Our Schools s t i f ne e d i Gu e B er M b m e Serving the People Who Serve Our Schools School Employees Retirement System of Ohio 300 E. Broad St., Suite 100 Columbus, Ohio 43215-3746 614-222-5853 Toll-free 800-878-5853

More information

Evidence of Coverage:

Evidence of Coverage: January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Health Net Violet 2 (PPO) This booklet gives you the details about

More information

Nebraska Wealth Management Conference Omaha October 18, Social Security: Long-term Prognosis/Retirement Planning

Nebraska Wealth Management Conference Omaha October 18, Social Security: Long-term Prognosis/Retirement Planning Nebraska Wealth Management Conference Omaha October 18, 2016 Social Security: Long-term Prognosis/Retirement Planning Mary Beth Franklin, CFP Contributing Editor Investment News MBF01 Social Security:

More information

8Great Reasons to. Faster Refunds: With Direct Deposit Filing Confirmation Provided Error/Math Checking Feature If You Qualify, It s Free

8Great Reasons to. Faster Refunds: With Direct Deposit Filing Confirmation Provided Error/Math Checking Feature If You Qualify, It s Free 2 16 Arizona Form 140PY Part-Year Resident Personal Income Tax This Booklet Contains: Form 140PY Part-Year Resident Personal Income Tax Return Schedule A(PY) Itemized Deductions Form 204 Extension Request

More information

Independent Household Resources Verification Worksheet

Independent Household Resources Verification Worksheet Independent Household Resources Verification Worksheet 2015-2016 Your 2015 2016 Free Application for Federal Student Aid (FAFSA) was selected for review in a process called verification. Federal regulations

More information

(Retiree Affairs Planning Guide) FEB 2013

(Retiree Affairs Planning Guide) FEB 2013 (Retiree Affairs Planning Guide) FEB 2013-1 - TABLE OF CONTENTS TITLE PAGE 1. Reporting the retiree s death......3 2. Survivor Assistance...3 3. Retiree Pay Account...4 4. Veterans Administration...4 5.

More information

What s New for 2017? Retiree Dental and Retiree Life Insurance Coverage (Closed Plans) Benefit Resources and Contacts 14-16

What s New for 2017? Retiree Dental and Retiree Life Insurance Coverage (Closed Plans) Benefit Resources and Contacts 14-16 This 2017 Retiree Open Enrollment Guide is not an employment contract or an offer to enter into an employment contract, nor does it constitute an agreement by the corporation to continue to maintain the

More information

Ventura County 2018 Evidence of Coverage SCAN Classic (HMO)

Ventura County 2018 Evidence of Coverage SCAN Classic (HMO) Ventura County 2018 Evidence of Coverage SCAN Classic (HMO) Y0057_SCAN_10178_2017F File & Use Accepted 08/17 18C-EOC600 January 1 December 31, 2018 Evidence of Coverage: Your Medicare Health Benefits

More information

Social Security Planning

Social Security Planning Stephanie E. Doyle Investment Management Stephanie Doyle Investment Advisor 14111 Bloomingdale Manor Cypress, TX 77429 713-447-5319 investmentmgmt@entouch.net investmentmgt.net Social Security Planning

More information