ADMINISTRATION FEE DETAIL 1,2 PROVIDER
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1 PLATFORM SUMMARY ADMINISTRATION FEE DETAIL 1,2 Per Participant Pricing One-time initial setup cost Baseline total annual plan cost # of accounts included in baseline Per participant annual fee range Asset-based Pricing One-time initial setup cost $ Baseline basis points charge (total annual plan cost) $ Asset range for baseline charge $ Basis point fee range $ Do you offer proprietary funds? Do lineup investment options include group annuity contracts? Do you require use of stable value or general account? Benefit Events Hardships (Qualification) $ Hardships (Processing) $ QDRO (Qualification) $ QDRO (Processing) $ Terminations (Processing) $ Loan Set-up $ Loan Administration $ Compliance Services Offered Cost (if offered) 5500 Completion $ 401(a) Discrimination Test $ 401(k), 401(m) Discrimination Test $ 401(k), 401(m) Discrimination Test Midyear $ 402(g) Elective Deferral Test $ 410(b) Coverage Test $ 415(c) Annual Addition Test $ 416 Top-Heavy Test $ Average Benefit Test $ Distribution Processing (failed tests) $ Gateway Testing $ Non-discrimination Classification Test $ Plan Document Services Offered Cost (if offered) Initial Plan Document Review (Year 1 only) $ First Basic Prototype Restatement $ Employee Notices/Mailings Offered Cost (if offered) 404(a)(5) Participant Notice (Annual): Distribution $ 1. Providers may charge additional fees for certain miscellaneous administration, recordkeeping, compliance, communications, and/or investment-related fees that are not detailed in the proposal. 2. Fees and services are subject to change at any time. See proposal for actual pricing. Final pricing, services, and contractual provisions are at the sole discretion of each plan provider. 1
2 ADMINISTRATION FEE DETAIL 1,2 Employee Notices/Mailings Offered Cost (if offered) Fund Changes: Distribution $ Safe Harbor: Distribution $ Sarbanes-Oxley (Conversions): Distribution $ QDIA: Distribution $ Communications Offered Cost (if offered) Enrollment Kits $ Statements to Homes $ On-site Education Meetings $ Miscellaneous Offered Cost (if offered) Employer Stock $ Self-Directed Brokerage (Employee) $ Self-Directed Brokerage (Employer) $ + / - Funds; Outside Funds $ Termination Fees Offered Cost (if offered) Contract Discontinuance $ Market Value Adjustment $ Puts on Investments $ Other $ BACKGROUND DC Assets Under Management Total DC Participants Number of Plans (by Number of Participants): < Number of Plans (by Asset Size): $0-$5 million $5-$10 million $10-$25 million Total Number of Plans Number of Years Providing Services 1. Providers may charge additional fees for certain miscellaneous administration, recordkeeping, compliance, communications, and/or investment-related fees that are not detailed in the proposal. 2. Fees and services are subject to change at any time. See proposal for actual pricing. Final pricing, services, and contractual provisions are at the sole discretion of each plan provider. 2
3 BACKGROUND Administration Staff Support Total Number of Employees in DC Group Account Representatives (Relationship Managers) Average # of Plans Assigned to Account Representatives Dedicated Contact for Day-to-Day Questions Account Representatives Hours of Availability RECORDKEEPING Recordkeeping System (Proprietary or Leased, Platform Name) Recordkeeping System Location (City, State) Third Party Administrator (if unbundled plan) Data Submission Method (e.g., Enrollment, Census) and Length of Time to Process Submissions Electronic Paper Excel Ability to Track Eligibility Offer 3(16) Administrative Services? Do you adjudicate Loans/Distributions? Plan Deposit Submission Method Same Day Plan Contributions Invested if by 4:00 p.m. ET Next Trading Day Plan Contributions Invested if by 4:00 p.m. ET Other QDIA Management Payroll Provider Integrate HSA Offering System Upgrade Annual Budget $ COMPLIANCE SERVICES SSAE 16 Package Plan Document Capabilities Standard Prototype Volume Submitter Custom 3
4 COMPLIANCE SERVICES Summary Plan Description Delivery to: (Employee, Employer?) Format Posted on Website Testing/Reporting Offered Cost (if offered) 401(k)/401(m) $ 402(g) $ 415 Annual Addition $ 416 Top Heavy $ 410(b) Coverage $ Form 5500 $ Online signature-ready 5500 preparation $ Long-form 5500 $ Summary Annual Report $ WEBSITE FEATURES: PARTICIPANT OFFERED COST (if offered) Personalized Rate of Return $ Statements on Demand $ Interactive Financial Calculators/Gap Analysis/SS Tools $ Custom Messaging $ Prospectus/Fact Sheets $ Loan Balance $ Loan Modeling $ Address Changes $ Beneficiary Change $ Contribution Change $ Automatic Enrollment Services $ Automatic Deferral Increases $ Automatic Rebalancing Services $ Account Access Through Mobile Apps and Mobile Friendly Website $ Managed Retirement Accounts $ Financial Wellness Solution $ Other Notable Items/Awards for Innovative Features $ 4
5 WEBSITE FEATURES: PLAN SPONSOR OFFERED COST (if offered) Plan Demographic Information $ Asset Allocation Analysis $ Participant Account Statements $ Communication Materials (Targeted Communications) $ Transaction Activity $ Census Data $ Change Participant Address $ Beneficiary Tracking $ Customized Participant Enrollment Materials $ Online Participant Education Materials $ Employee Educational Meetings $ Investment Performance Reports $ Monthly Plan Sponsor Newsletter $ Other Notable Features $ Initial Employee Conversion Meeting $ Dedicated Relationship Manager $ Trustee Services $ Roth Account Support $ Age-Weighted or New Comparability Contribution Calculation with Cross-Testing $ Contributions Submitted via Check or Wire (Non-ACH) $ Participant Locator and De Minimis Account Services $ Collective Trust-Fund Service $ Annual Plan Valuation $ Company Stock Use in Lineup $ Prototype Plan Document Services $ Mobile Capabilities (Apple App, Apple Watch App, etc.) $ Online Enrollment via Mobile $ PARTICIPANT SERVICES Call Center Capabilities Hours of Operation Location (City, State) # of Representatives Average Tenure Securities Licensed 5
6 PARTICIPANT SERVICES Offered Call Center Support (24 Hr.) $ Multilingual Support $ Participant Investment Advice Services Available? $ ROLLOVER SERVICES Cost (if offered) Prototype Plan Document Allowances OFFERED Force Distributions <$5,000 $ Force Distributions >$1,000 <$5,000 $ No Forced Distributions $ Plan Termination/Service Termination $ Automatically Cash Out Balances Under $5,000 (Term d Participants)? $ INVESTMENT PROGRAM OVERVIEW INVESTMENT STRUCTURE COST (if offered) Methodology (Asset Manager, Open Architecture, etc.) Name of Product/Platform Contractual Structure (Ex: Group Annuity Contract) Number of Funds Available on Platform Number of Proprietary Funds (Managed, Sub-advised or Separate Accounts) Number of Non-Proprietary Funds Maximum Number of Funds ER Can Offer EEs Proprietary Fund Requirement Require the use of Variable Annuities or Separate Accounts? How is revenue sharing handled on your platform? Ex: Offset administration, credited back to participants at fund or plan level, etc. Please list all options available. Name of Trading Platform(s) Ex: NSCC 6
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