WELFARE REFORM. The Bedroom Tax from April 2013
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1 WELFARE REFORM The Bedroom Tax from April 2013
2 THE BEDROOM TAX UNDERSTANDING THE BEDROOM TAX The Government is introducing a new under-occupancy penalty (also known as the Bedroom Tax). It ll mean a cut in Housing Benefit for many customers under pension credit age. The rules allow one bedroom for: Every adult couple (married or unmarried) Any person over 16 Couple + boy (age 9) + girl (age 8) = 2 bedrooms Couple + boy (age 11) + girl (age 8) = 3 bedrooms Single parent + boy (age 14) + boy (age 12) = 2 bedrooms Two children of the same sex aged under 16 (they re expected to share) Two children under the age of 10 (they re expected to share) Children under 10 are expected to share a room. Children of different sexes over 10 are entitled to a room each. Children of the same sex under 16 are expected to share a room. A carer for overnight stays. Parents with children whose main home is elsewhere, won t be able to claim for additional bedrooms. Children with a severe disability aren t always expected to share a bedroom with another child in the household. If you have a disabled child who needs their own bedroom because of a disability, let us and your council know. 2 3
3 1 4% loss for one spare bedroom 25% loss for two or more spare rooms PLANNING YOUR FUTURE If you think you might be affected by the Bedroom Tax, it s important to start planning for the future. How much Housing Benefit will I lose? 14% loss for one spare bedroom To work this out, take your weekly eligible rent* 100 x 14 = amount you ll lose. 25% loss for two or more spare rooms To work this out, take your weekly eligible rent* 100 x 25 = amount you ll lose. *Your eligible rent is the amount of rent you can claim Housing Benefit against. This is normally your total rent including any service charges. Example You have one spare bedroom and your rent is 90 per week, you ll lose Housing Benefit per week. 4 5
4 WHAT ARE MY OPTIONS? Our teams can help you make the most of your money Our priority is to help give you as many options as possible. 1 Stay in your home and make up the extra rent not covered by Housing Benefit. You ll need to pay this to us. 3 Consider downsizing to a smaller property. We can help you with this process. 2 You or another member of your household could try to boost your income. This can be through additional hours at work or taking an extra job. 4 Consider taking in a lodger. This could affect your benefits in other ways. Inviting someone else into your home is a serious decision. You ll need to talk to us first. A separate leaflet about lodgers is available, please contact us for a copy. Worried about debt or you re not sure whether you re claiming all the benefits you re entitled? We can help you with budgets, reviewing your bills and benefits. Remember we re here to help. 6 7
5 If you ve any questions, queries or would like more information on any topic covered in this leaflet, please contact the dedicated welfare reform team. Devon & Cornwall, Hampshire, Somerset and Wiltshire customers Call: Dorset customers Call: Did you know? There are a wide variety of career options at Aster. Whether you re a school leaver, or college leaver, looking to change your career or just ready for a new challenge. All our vacancies are advertised on our website
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