1Q13 FACT SHEET COMPANY PROFILE PRESENCE IN BRAZIL: FOCUS IN THE SOUTHERN REGION

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1 FACT SHEET 1Q13 COMPANY PROFILE Founded in 1928, Banrisul is a multiple-service bank controlled by the State of Rio Grande do Sul, with a strong penetration among the population of the state that strengthens its identity as a regional bank. PRESENCE IN BRAZIL: FOCUS IN THE SOUTHERN REGION The geographic focus of the Bank is the Southern Region of Brazil, especially the state of Rio Grande do Sul, with the 4th largest Gross Domestic Product (GDP) of all 27 states in Brazil and where Banrisul s headquarters is located. In the competitive environment, Banrisul held in December 2012, the 11th position in total assets among banks that comprise the financial system, 11th in equity, 7th place in total deposits and 7th in number of branches, according to ranking published by the Central Bank of Brazil (BNDES not included).

2 COMPETITIVE ADVANTAGES FACT SHEET 1Q13 Profitability and low cost of funding. A service network with potential to generate new business and flexibility to expand Banrisul s loan portfolio and explore new or under-served niche markets. Strong presence and brand recognition in Brazil s southern region, especially in Rio Grande do Sul. Solid financial performance evidenced by the quality of our assets and our conservative lending policies. Longstanding relationship with governmental entities. Management model focused on results, accountability and commitment to transparency and operational controls. STRATEGIES Growth of Banrisul s loan portfolio in a prudent and sustainable manner while maintaining sound levels of profitability. Consolidate and maintain its leadership position in Rio Grande do Sul. Strengthen its relationship with state governmental agencies and consolidate its presence in the public sector. Invest in technology to reduce costs, obtain economies of scale, promote productivity and expand the range of products offered. BANRISUL AT A GLANCE MARCH/2013 Service Network 1,312 Total Banking Services 473 Branches 246 Service Stations 593 Eletronic Service Stations Rio Grande do Sul 432 Branches Santa Catarina 26 Branches Other States 13 Branches Two Branches Overseas Miami and Grand Cayman

3 1Q13 CREDIT PORTFOLIO (%) 99.6% 0.4% Private Sector Public Sector SETOR PRIVADO 2.0% 38.4% 0.3% 34.0% 5.6% 2.8% 9.5% 7.3% Commercial - Individuals Commercial - Companies Real Estate Financing Agribusiness Foreign Exchange Development Financing Leasing Credits Linked to Acquired Portfolio with Recourse Individuals (R$ Million) Companies (R$ Million) 7,796 5,779 8,710 6,364 9,478 6,796 6,042 4,430 7,300 5,470 8,388 6,370 1Q11 1Q12 1Q13 Commercial Credit - Individuals Payroll Loans 1Q11 1Q12 1Q13 Commercial Credit - Companies Working Capital

4 CORPORATE STRUCTURE State of Rio Grande do Sul 99.6% ON 76.8% PNA 13.0% PNB 57.0% Total Market 0.4% ON 23.2% PNA 87.0% PNB 43.0% Total Mercado 0,4% ON Banco do Estado 23,2% do PNA Rio Grande do 87,0% Sul S.A. PNB 43,0% Total Banrisul S.A. Administradora de Consórcios 99.7% Total Banrisul S.A. Corretora de VM 98.9% Total Banrisul Armazéns Gerais 99.5% Total Banrisul Serviços Ltda. 99.8% Total Credimatone Promotora de Vendas e Serviços S.A. 49.9% Total

5 OWNERSHIP BREAKDOWN Voting Capital Main Controller: 99.59% of Voting Capital Banrisul Foundation 0.22% Free Float 0.17% State of Rio Grande do Sul 99.59% Social Security Institute of Rio Grande do Sul 0.02% Total Capital Main Controller: 56.97% of Total Capital ON 50.1% PNA 0.9% PNB 49.0% State of Rio Grande do Sul 56.97% GREOGRAPHIC DISTRIBUTION Free Float 42.83% Banrisul Foundation 0.15% Social Security Institute of Rio Grande do Sul 0.05% 98.98% Banrisul Shares and Shareholders - March/ % Shares Shareholders 0.00% 0.00% 0.14% 0.02% 0.04% 0.02% 0.64% 0.04% 4.28% 0.13% 9.95% 0.43% 19.18% 0.37% Africa South America (except Brazil) Central America Oceania Asia North America Europe Brazil

6 TECHNOLOGY MODERNIZATION Investments in hardware, software and maintenance of assets totaled R$72.4 million in the first quarter of Among the IT achievements related to infrastructure, there is the completion of the deployment solution that ensures to Banrisul complete contingency in network data storage, avoiding possible disruptions of access to the company s storage devices. Environmental management has been streamlined to ensure agility in meeting the needs of the Bank, as well as detailed analysis of scenarios in the existence of any damage, ensuring fast identification and solution of the problem. Another highlight of the first quarter of 2013 relates to the PCI DSS (Payment Card Industry Data Security Standard) certification of Banrisul s professionals in the process of expanding Banricompras acquiring network. The ISA - Internal Security Assessor certification stands out among Brazilian banks. Actions aimed at enhancing the safety of processes involving credit cards issued by Banrisul, the internet banking, mobile banking, Banrifone, TecBan (sharing of the 24 hours bank ATM network) and the Banrisul s credit card label (Banricard) were also carried out. Another prominent event refers to the approval by the ITI (National Institute of Information Technology) of the Banrisul Multiple card, ensuring that it can receive digital certificates from ICP Brazil (Brazilian Public Key Infrastructure), which allows the electronic signing of documents, adding security access to applications, besides performing conventional operations of credit and debit card. It is also a highlight the adherence of Banrisul to the state Government INFOVIA RS project, through which fourteen Banrisul branches will be integrating data processing centers through a new network which uses optical fiber technology, with speed of 10 Mbps, ten times higher than the current maximum speed.

7 CORPORATE GOVERNANCE Listed on BM&FBovespa (Brazilian Securities and Derivatives Stock Exchange) Corporate Governance Level, Banrisul fully meets the requirements of its listing level and other corporate governance s requirements as well, in line with best market practices, on behalf of greater transparency, fairness and proper accountability, while enhancing credibility and the interest of investors and customers. Since early 2008, the Bank has established quarterly payment of interest on equity, and historically has remunerated its shareholders by paying interest on capital and dividends above the minimum level required. At the end of March 2013, net of income tax withheld at source, R$56.9 million were paid and/ or provisioned for as interest on capital. SUSTAINABILITY By developing special programs and credit lines, Banrisul directs its sustainability practices focusing on sectorial or specific needs as diagnosed within the society, favoring the promotion and the development of the communities, without neglecting the heritage it leaves for future generations. With the publication of the sustainability policy in 2012, the Bank started a process of improving the allocation of credit lines with the objective of not only adapting them to legal requirements, but mainly to incorporate business sustainability culture in its daily activities. One of the most positive aspects of Banrisul s environmental campaigns is the impact of institutional prestige within the communities. Benchmarking analyses carried out from the ecological experience reaches both public and private entities and stimulates the emergence of new projects such as the Seed Program that, in the first quarter of 2013, distributed more than 5 million seeds. Banrisul Recycle Program, which celebrated 12 years in March, brings together many merits and recognitions, enabling many families to restore dignity and citizenship through the daily reuse and recycling of waste materials. With these purposes, the Bank reduces the environmental impact, acting in society in a new recycling process of how things are thought and observed and how people interact with people with the environment, be them employees, suppliers, customers and the ordinary citizen.

8 1Q13 MAIN INDICATORS (R$ Million) Total Assets 46,744 47,675 Funding 39,819 27,904 28,929 23,679 1Q12 4Q12 1Q13 1Q12 4Q12 1Q13 Total Credit Portfolio 24,327 24,776 Shareholders Equity 4,779 4,635 4,493 21,303 1Q12 4Q12 1Q13 1Q12 4Q12 1Q13 Basel Ratio Minimun Level: 11% 16.3% 19.7% 18.6% 18.7% 20.4% Mar/12 Jun/12 Sep/12 Dec/12 Mar/13 1 Corresponds to the total of Financial Income detucting the total of the Financial Expenses. 2 Efficiency Ratio: 12-month period accumulation. Personal Expenses + Other Administrative Expenses / Net Financial Margin + Services Providing Income + Subsidiaries Profit Sharing + (Other Operational Income - Other Operational Expenses). 3 Return on Shareholders Equity in the last 12 months. R$ million, except percentages and number of banking services 1Q13 1Q12 Change Net Income Adjusted % Gross Profit from Financial Operations % Income from Operations % Efficiency Ratio % 45.7% 230 pb Return on Shareholders Equity % 20.7% -210 pb Banking Services 1,312 1, %

9 BANRISUL AT A GLANCE Total Assets (R$ Billions) Q10 1Q11 1Q12 1Q Shareholders Equity (R$ Billions) Q10 1Q11 1Q12 1Q Credit Portfolio (R$ Billions) Q10 1Q11 1Q12 1Q Net Income (R$ Millions) Net Income Recurring Net Income Q10 1Q11 1Q12 1Q

10 Banricompras Financial Turnover (R$ Million) Banricompras Transactions (Million) 1,643 1, ,042 1, Q09 1Q10 1Q11 1Q12 1Q13 1Q09 1Q10 1Q11 1Q12 1Q13 Estimate Banrisul Estimates 2013 Credit Portfolio 15% to 20% Commercial Credit - Individuals 10% to 15% Commercial Credit - Companies 18% to 22% Real Estate Loans 12% to 17% Provision Cost / Average Credit Portfolio 3% to 4% Allowance for loan losses / Average Credit Portfolio 6% to 8% Funding 13% to 18% Time Deposits 18% to 23% Recurring Return os Average Shareholders Equity 16% to 20% Efficiency Ratio 45% to 49% Net Financial Margin / Interest-Earning Assets 9% to 10%

11 CONTACT IR Alexandre Pedro Ponzi Telephone: +55 (51)

12 FACT SHEET 1Q13