October 6, Financial Education Estes Park, Colorado and Beyond
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1 October 6, 2017 Financial Education Estes Park, Colorado and Beyond
2 Kurtis Kelly, Project Principal Marsha Yelick, Curriculum Consultant Margaret Monsour, National Program Director FINRA Claudine Perrault: EVPLD Director
3 History The GREAT RECESSION of 2008
4 History From the Lessons of the Recession July
5 Why Financial Education? The Studies show the NEED is REAL! 1. U.S. ranked 14 th in financial literacy. 2. Only 57% have a passing grade on basic concepts test % of respondents don t have $400 for an emergency. 2. Half of retirees have less than $50,000 of financial assets to last 30+ years.
6 Grants from FINRA Three Grants from FINRA Grant 1: $ 62,203 Grant 2: $ 65,263 Grant 3: $149,930 ~ $275,000+
7 Grants from FINRA Thousands of Education Hours , , (4,500 so far at 16 CO Libraries)
8 Approach is Different Kurtis Kelly: Project Principal (long time librarian) Marsha Yelick: Curriculum Consultant (CFA, Retired) FUN & SIMPLE
9 Is it Teachable? The Terrain seems COMPLICATED The Financial Landscape of our World very complex always changing and under construction viewed differently, depending on age and circumstance dangerous if you don t know what you are doing
10 Is it Teachable? How to get from here to there Earn more than you spend. Save the rest. Invest for the future. Enjoy what you can afford.
11 Basic Series Five-part Basic Financial Education on DVDs Everything you need to know to manage your own personal financial affairs.
12 Basic Series Five-part Basic Financial Education From 20s From 60s
13 Customized 16 Libraries = 16 Unique Programs Drawing on Strengths! Couponing
14 What s Required? A Willing, Enthusiastic, Innovative LIBRARY DIRECTOR AND Supportive Staff
15 Customized at Pitkin Eating Well on $6 a Day with two grocery stores and an RDN Our Financial Book Club is a SUPPORT GROUP that meets monthly!! Our June selection turned into a 4-Week Total Wealth Makeover
16 Customized at Pitkin At our Last Financial Book Club We gave our participants ONE MILLION DOLLARS to invest as they choose! They pick their goal, risk tolerance and pick stocks. Each virtual portfolio is input in Google Finance and we will track the progress of each over time based on our goals and risk tolerance. We want to ENCOURAGE and EMPOWER our participants to take control of their finance, spending and investing!
17 More at Pitkin Making Money Last In Retirement In November, we will host lunch-time presentations to cover Social Security Medicare/Medicaid Reverse Mortgage Eldercare Law Avoiding Financial Fraud LT Care Insurance Annuities Financial Planners
18 What s Required? One (or more), LONG-TERM dedicated staff (or volunteer)
19 What s Required? Many Potential PARTNERS
20 What s Required? A Monthly Minimum Report (given to someone who cares!) Our monthly (ONE PAGE) report: Basic seminars # OF SESSIONS & attendees Other appearances # OF SESSIONS & attendees Marketing (articles, etc.) Individual assistance #s Circulation of 332.xxx Success stories
21 What s Required? Materials, Ideas, Support Build on what s available
22 What s Required? Materials, Ideas, Support Real People to call or Kurtis Kelly: Project Principal (long time librarian and actor) kurtis@kurtiskelly.com EXT 833 Marsha Yelick: Curriculum Consultant (CFA, Retired) myelick@estesvalleylibrary.org EXT 831 Monthly Webinars Financial topics and teaching pointers Ready-to-present: Seminars and articles All the information currently available to our 16 participating libraries through our DropBox Link. ( us for the link)
23 What s Required? Materials, Ideas, Support Our Superb DropBox CLiC
24 What s Required? Website Hosted by the Colorado State Library
25 What s Required? Your Website
26 What s Required? Your Resources
27 What s Required? THE LINK!!!
28 More Resources CFPB.org Consumer Financial Protection Bureau Smartinvesting.ala.org Staff Training!! Investor.gov NEFE.org National Endowment for Financial Education SEC.gov Securities and Exchange Commission
29 Accomplishments! We have ALL made changes in our personal lives and finances. (Seminar participants and librarians.) Common Cents for Colorado Summit: October 2015
30 Thanks for attending! BE MONEY SMART FOR LIFE
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