N.E.C.A. LOCAL UNION NO. 313 I.B.E.W. BENEFIT FUNDS
|
|
- Marybeth Wheeler
- 5 years ago
- Views:
Transcription
1 N.E.C.A. LOCAL UNION NO. 313 I.B.E.W. BENEFIT FUNDS Fund Office: GEMGroup, Administrator, Rockwood Office Park, 501 Carr Road, Suite 220, Wilmington, DE Phone: (302) / (800) / Fax: (302) October 2016 RE: NECA Local Union No. 313 IBEW Health & Welfare, Pension & Deferred Income Plans ( Benefit Plans ) Dear Plan Participant: This is to inform you regarding certain updates and reminders with regard to your Benefit Plans as noted below. Addresses for GEMGroup Customer Service - Effective immediately, specific boxes have been implemented as a convenience to participants for addressing customer service inquiries with the Fund Administrator GEMGroup for the Benefit Plans. These boxes are listed below. Of course, participants can continue to call GEMGroup during normal business hours regarding any Benefit Plan issues but can now also communicate by if that is more convenient. Please include in your your full name, home address, telephone number and GEMGroup ID number. When appropriate, GEMGroup personnel may be able to respond back to your inquiry by return . In some cases, however, it may be necessary to speak with you directly by telephone for privacy and security reasons. Health & Welfare Plan Pension Plan Deferred Income Plan (Annuity) 313Health&Welfare@gemgroup.com 313Pension@gemgroup.com 313Annuity@gemgroup.com Vision Benefit Enhancements Effective September 1, 2016, National Vision Administrators (NVA) has implemented some enhancements to the vision benefits provided by the Health & Welfare Fund that may reduce your out-of-pocket cost, such as discounts for purchases you may make in addition to what the Benefit Plan covers. Enclosed for your reference is a brochure from NVA providing a full description of the Health & Welfare Plan s vision benefit program. Reminder: Utilizing Urgent Care Facilities in Lieu of the Emergency Room When Appropriate The Trustees would like to remind participants that when urgent care is needed, participants are strongly urged to utilize an urgent care facility instead of a hospital emergency room, whenever it would be considered an appropriate alternative. This reduces your outof-pocket cost since the copay amount is $10 at an urgent care facility instead of $100 at a participating hospital emergency room. This also reduces the Benefit Plan cost. On the reverse side of this notice is a description of Plan provisions for Emergency Outpatient Care for your reference. Also enclosed for your reference is a listing of the existing urgent care facilities that are currently in network with Aetna in the three counties in Delaware and in contiguous counties. Please note that the Aetna provider network changes periodically, so you should verify that the facility you are utilizing is in the Aetna network before services are rendered. You may verify this via the Aetna website at or by calling the member services number on the back of your ID card. Please retain this notice with your important papers for future reference. Sincerely, BOARD OF TRUSTEES Enclosures
2 Emergency Outpatient Care The Plan pays benefits for treatment in a hospital or emergency facility for: Accidental injury within 48 hours of the accident; Minor surgical procedures; Services required as a result of a serious and unexpected illness that requires immediate medical care. The benefit works as follows: If you are admitted as an inpatient at a participating Aetna hospital as a result of an emergency, the Plan pays 100% of the allowable charge (AC) after a $10 copay. If you are admitted as an inpatient at a non-participating Aetna hospital as a result of an emergency, you pay 20% of the Allowable Charge. In you are not admitted at a participating Aetna hospital as a result of an emergency, the Plan pays 100% of the Allowable Charge after a $100 copay. If you are not admitted as an inpatient at a non-participating Aetna hospital as a result of an emergency, you pay 20% of the Allowable Charge after a $100 copayment. In other words, if you are not admitted to the hospital as an inpatient after an emergency, you must make a $100 copay for an outpatient emergency visit at a participating Aetna hospital (the copay is reduced to $10 if you are admitted). If you visit an urgent care facility, your copay is $10. If such a visit is made at a non-participating Aetna hospital, you must pay 20% of the Allowable Charge plus a $100 copay (the copay is waived if you are admitted). In either case, you must meet the special X-ray and laboratory services deductible ($35), if applicable to your situation.
3
4
5
6
Touro University Student Health Insurance Plan Overview
Touro University 2017-2018 Student Health Insurance Plan Overview Health Insurance Basics Because the U.S. does not offer free medical care to the general public, and medical care is very expensive, having
More informationBlue Select Policy Comparison Chart Effective January 1, 2018 Blue Select Part A Hospital Insurance Covered Services
SERVICE MEDICARE PLAN A Hospitalization Semiprivate room and board. General nursing and miscellaneous hospital services and supplies. Network Hospital First 60 s Blue Select Policy Comparison Chart Part
More informationMSP-NE. Medicare Supplement
801501-MSP-NE Medicare Supplement 1 Medicare supplement Not so surprisingly, seniors have questions about health care - especially Medicare. Even with all of the information out there you may still be
More informationFormerly Ascension Insurance. Touro University Student Health Insurance Plan Overview
Formerly Ascension Insurance Touro University 2018-2019 Student Health Insurance Plan Overview Health Insurance Basics Because the U.S. does not offer free medical care to the general public and medical
More informationBlueCare Policy Comparison Chart Effective January 1, 2019 BlueCare Part A Hospital Insurance Covered Services
SERVICE MEDICARE PLAN A Hospitalization Semiprivate room and board. General nursing and miscellaneous hospital services and supplies. Network Hospital First 60 s BlueCare Policy Comparison Chart Part A
More informationCOVENTRY HEALTH AND LIFE INSURANCE COMPANY 2751 Centerville Road, Suite 400 Wilmington, Delaware SCHEDULE OF BENEFITS.
COVENTRY HEALTH AND LIFE INSURANCE COMPANY 2751 Centerville Road, Suite 400 Wilmington, Delaware 19808-1627 SCHEDULE OF BENEFITS CoventryOne SM CoventryOne is administered by Coventry Health Care of Delaware,
More informationCOPAYMENT Plans What is a copayment plan? How does it work? Features at a glance
COPAYMENT Plans What is a copayment plan? How does it work? Features at a glance MEET Ken and May Park 1 Ken and May have one child Lee, age 4. They are looking for a health care plan that features low
More informationCHOOSE A PLAN HMO PLANS. What HMO plans offer and how they work IN THIS BROCHURE. n Understanding HMO plans. n Benefit highlights. n Meet Wayne Taylor
CHOOSE A PLAN HMO PLANS What HMO plans offer and how they work IN THIS BROCHURE n Understanding HMO plans n Benefit highlights n Meet Wayne Taylor Value. Simplicity. Choice. Our HMO plans offer all three.
More informationIBEW LOCAL UNION 400 WELFARE, PENSION, ANNUITY AND SUPPLEMENTAL BENEFIT FUNDS
IBEW LOCAL UNION 400 WELFARE, PENSION, ANNUITY AND SUPPLEMENTAL BENEFIT FUNDS TIER II Quick Reference Guide Effective January 1, 2014 Important Notice: This is an outline of the principal plan provisions
More informationNEW CASTLE COUNTY COMPARISON OF PRE-65 RETIREES/PENSIONERS BENEFITS PLAN YEAR 2019
Deductible Per Calendar Year (Individual/Family) $200 Individual $400 Family (DME, Prosthetics and Hearing Aids only) $200 per Individual $400 per Family $200 per Individual $400 per Family $200 per Individual
More information2019 MEDICAL PLAN SUMMARY Arlington County Government/AmWINS Medicare Plan
Out of Pocket Maximum: $1,500 Lifetime Maximum: Unlimited MEDICARE (PART A) HOSPITAL SERVICES PER BENEFIT PERIOD HOSPITALIZATION * Semiprivate room and board, general nursing, and miscellaneous services
More informationCash benefits to help you pay your bills Aetna Fixed Benefits SM Plan
Aetna Fixed Indemnity Insurance Cash benefits to help you pay your bills Supplemental benefits you can use toward deductibles, coinsurance or everyday expenses The Aetna Fixed Benefits Plan pays fixed
More informationSEAFARERS HEALTH AND BENEFITS PLAN
SEAFARERS HEALTH AND BENEFITS PLAN 5201 Auth Way Camp Springs, Maryland 20746-4275 (301) 899-0675 Margaret R. Bowen Administrator May 22, 2007 Dear Plan Level S Participant: The Trustees of the Seafarers
More informationCoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company.
Individual 80% $500 Deductible Schedule of Benefits CoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company. This Schedule is
More informationDE Aetna Silver $5 Copay 2750 PPO
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationHealthy New York Summary of Benefits
Healthy New York Summary of Benefits Services Hospital Services Skilled Nursing Facility Surgery Anesthesia Diagnostic X-ray Diagnostic Laboratory and Pathology Chemotherapy Radiation Therapy Surgical
More informationDEDUCTIBLE Plans What is a deductible plan? How does it work? Features at a glance
DEDUCTIBLE Plans What is a deductible plan? How does it work? Features at a glance DEDUCTIBLE PLANS Deductible plans generally offer lower monthly premiums in exchange for higher out-of-pocket payments
More informationImportant Questions Answers Why This Matters: What is the overall deductible?
Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Horizon BCBSNJ: MIDDLESEX COUNTY IMPROVEMENT AUTHORITY POS Coverage for:
More informationHEALTH CARE IN THE U.S.
HEALTH CARE IN THE U.S. Health Care in America! The U.S. government does not pay any part of the medical expenses for international students studying here.! The average cost of a visit to an urgent care
More informationAvaility ' Eligibility and Benefits SM'
Updated 12/2012 Availity ' Eligibility and Benefits SM' An eligibility and benefits inquiry should be completed for every patient at every visit to confirm membership, verify coverage and determine other
More informationCHOOSE A PLAN HMO PLANS. What HMO plans offer and how they work IN THIS BROCHURE. !!Understanding HMO plans. !!Benefit highlights. !!
CHOOSE A PLAN HMO PLANS What HMO plans offer and how they work IN THIS BROCHURE!!Understanding HMO plans!!benefit highlights!!meet Wayne Taylor Value. Simplicity. Choice. Our HMO plans offer all three.
More informationPLAN DESIGN AND BENEFITS - NYC Community Plan SM 6-11 PARTICIPATING PROVIDER REFERRED*
Aetna Health Inc. for Referred Benefits Plan Effective Date: 10/1/2011 PLAN FEATURES Deductible (per calendar ) $5,000 Individual $15,000 Family Unless otherwise indicated, the Deductible must be met prior
More informationAnnouncing Important Plan Changes Effective January 1, 2011
December 2010 GREATER KANSAS CITY LABORERS FRINGE BENEFIT FUNDS Managed for the Trustees by: TIC INTERNATIONAL CORPORATION 6405 Metcalf, Suite 200 Overland Park, Kansas 66202 (913) 236-5490 Fax: (913)
More informationWHAT WILL WORK BEST FOR ME AND MY FAMILY?
WHAT WILL WORK BEST FOR ME AND MY FAMILY? Compare to the Ohio State Student Health Insurance Benefits Plan ( SHI Benefits Plan ) single student coverage SHI BENEFITS PLAN Average Monthly Premium $271 SHI
More informationIBEW / NECA SOUND & COMMUNICATIONS HEALTH & WELFARE PLAN 2015 MEDICAL PLAN OPTIONS BENEFIT SUMMARY MEDICAL
IBEW / NECA SOUND & COMMUNICATIONS HEALTH & WELFARE PLAN 2015 PLAN OPTIONS BENEFIT SUMMARY Two Medical plan options are offered: 1) The Trust Self-Funded Medical Indemnity Plan (a PPO Plan) and 2) Kaiser
More informationCity of Newport News
Phone (757) 926-3929 City of Newport News Department of Finance 2400 Washington Avenue Newport News, Virginia 23607 October 8, 2018 Fax (757) 926-8894 Dear City of Newport News Pre-65 Retiree and/or Spouse:
More informationPLAN DESIGN AND BENEFITS - PA POS HSA COMPATIBLE NO-REFERRAL 2.4 ($2,500 Ded) PARTICIPATING PROVIDERS
PLAN FEATURES Deductible (per plan year) $2,500 Individual NON- $5,000 Individual $5,000 Family $10,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All
More informationNationwide Life Ins. Co.: SUNY Maritime College Coverage Period: 8/11/13 8/10/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationBaptist Health System and HealthTexas Medical Group Network San Antonio, TX Medical plans at-a-glance for businesses with employees
Baptist Health System and HealthTexas Medical Group Network San Antonio, TX Medical plans at-a-glance for businesses with 2 100 employees Aetna Whole Health SM EPO Plans TX Gold AWH EPO 500 80/60 (2 50)
More informationOH Aetna Gold $5 Copay
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationOH Aetna Bronze $20 Copay
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationNationwide Life Insurance Co.: Oral Roberts University Coverage Period: 8/10/13 8/9/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationPLAN DESIGN AND BENEFITS - PA POS COST-SHARING 3.4 ($1,500 DED) PARTICIPATING PROVIDERS. $1,500 Individual
Plan Coinsurance * Out-of-Pocket Maximum (per calendar year, includes deductible) $3,000 Individual $6,000 Family 50% $6,000 Individual $12,000 Family Amounts over the Recognized Charge, failure to pre-certification
More informationREFRIGERATION, AIR CONDITIONING & SERVICE DIVISION (UA-NJ) WELFARE, PENSION AND ANNUITY FUNDS
REFRIGERATION, AIR CONDITIONING & SERVICE DIVISION (UA-NJ) WELFARE, PENSION AND ANNUITY FUNDS Quick Reference Guide Effective March 1, 2014 Important Notice: This is an outline of the principal plan provisions
More informationPLAN DESIGN AND BENEFITS - PA POS COST-SHARING NO-REFERRAL 4.4 ($2,000 DED) $2,000 Individual
Plan Coinsurance * Out-of-Pocket Maximum (per calendar year, includes deductible) $4,000 Individual $8,000 Family 50% $8,000 Individual $16,000 Family Amounts over the Recognized Charge, failure to pre-certification
More informationArlington County Government 2015 Medicare Retiree Health Care Program Your Retiree Health Benefits
c/o AmWINS Group Benefits 50 Whitecap Drive North Kingstown, RI 02852 Arlington County Government 2015 Medicare Retiree Health Care Program Your Retiree Health Benefits Your 2015 Arlington County Retiree
More informationYour Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO
Your Plan: Anthem Bronze Select PPO 5000/30%/6250 Plus Your Network: Select PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does
More informationYou don t have to meet deductibles for specific services, but see Common Medical for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document, including coverage details and out-of-pocket costs at HorizonBlue.com/members
More informationCOVENTRY HEALTH AND LIFE INSURANCE COMPANY 2751 Centerville Road, Suite 400 Wilmington, Delaware SCHEDULE OF BENEFITS CoventryOne SM
COVENTRY HEALTH AND LIFE INSURANCE COMPANY 2751 Centerville Road, Suite 400 Wilmington, Delaware 19808-1627 SCHEDULE OF BENEFITS CoventryOne SM CoventryOne is administered by Coventry Health Care of Delaware,
More informationPLAN DESIGN AND BENEFITS - IN MANAGED CHOICE POS OPEN ACCESS 90/60/60 $1,000 PREFERRED CARE
PLAN FEATURES NON- Deductible (per calendar year) $1,000 Individual $2,000 Individual $2,000 Family $4,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable.
More informationVA Aetna Coastal VA HP Silver $10 Copay
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationYour Aetna catastrophic plan option
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Your Aetna catastrophic plan option Catastrophic plans generally have lower monthly payments, and recommended
More informationCOMPREHENSIVE MEDICAL BENEFITS
CEMENT MASONS HEALTH AND WELFARE TRUST FUND ACTIVE CEMENT MASONS AND THEIR ELIGIBLE DEPENDENTS EFFECTIVE JANUARY 1, 2010 DIRECT PAYMENT When You Can Change Plans Type of Plan Geographical Area Covered
More informationAetna Preferred PPO - PR: Aetna Coverage Period: 1/1/ /31/2017
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.aetna.com or by calling 1-800-560-3724. Important Questions
More informationNationwide Life Insurance Co.: University of Southern Maine (Domestic) Coverage Period: 8/15/13 8/14/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationNationwide Life Insurance Co.: University of Southern Maine (International) Coverage Period: 8/1/13-7/31/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationFL Aetna Gold $5 Copay Savings Plus HMO
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationActive Employees & Non-Medicare Annuitants Coverage Period: 1/1/ /31/2015
Active Employees & Non-Medicare Annuitants Coverage Period: 1/1/2015-12/31/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy
More informationNationwide Life Ins. Co.: Ithaca College Coverage Period: 8/10/13-8/9/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationThis is an ERISA plan, and you have certain rights under this plan. Please contact your Employer for additional information.
Schedule of Benefits Employer: MSA Contract Number Control Number:: Barnes Group Inc. 397393 842881 Issue Date: February 15, 2017 Effective Date: January 1, 2017 Schedule: 3A Booklet Base: 3 For: Indemnity
More informationThis is not an ERISA plan. Please contact your Employer for additional information. Aetna Select Medical Plan PLAN FEATURES NETWORK OUT-OF-NETWORK
Schedule of Benefits Employer: Alief Independent School District ASA: 100085 Issue Date: September 20, 2016 Effective Date: September 1, 2016 Schedule: 4A Booklet Base: 4 For: Aexcel Plus Aetna Select
More informationThis is an ERISA plan, and you have certain rights under this plan. Please contact your Employer for additional information.
Schedule of Benefits Employer: Rider University ASA: 884014 Issue Date: January 2, 2013 Effective Date: January 1, 2013 Schedule: 1E Booklet Base: 1 For: Choice POS II (Aetna Choice POS II) Safety Net
More informationDC Silver OAMC SJ 2500
Coverage Period 01/01/2015-12/31/2015 Summary of Benefits and Coverage What this Plan Covers & What it Costs Coverage for Individual + Family Plan Type POS This is only a summary. If you want more detail
More informationCHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS HSA-QUALIFIED DEDUCTIBLE PLANS. What a deductible plan with an HSA option is and how it works
HSA-QUALIFIED DEDUCTIBLE PLANS CHOOSE A PLAN HSA-QUALIFIED DEDUCTIBLE PLANS What a deductible plan with an HSA option is and how it works IN THIS BROCHURE Understanding HSAs (health savings accounts) Benefit
More informationInsurance Plan for EDUCATIONAL or CULTURAL EXCHANGE Program Participants. Global Adventure
Insurance Plan for EDUCATIONAL or CULTURAL EXCHANGE Program Participants Global Adventure Global Adventure Plan is a travel plan designed to protect you from acute, unexpected, sudden and unforeseen illnesses
More informationTable of Contents. Accident Insurance... 8 Short Term Disability Resources... 11
Dear Valued Independent Contractor, At United Vision Logistics, we know you have a choice of carriers to work with. And we d like to make that choice easy for you by making available certain third-party
More informationImportant Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.etf.wi.gov or by calling 1-877-533-5020. Important Questions
More informationMedical Insurance Plan for INTERNATIONAL Students. Explorer
Medical Insurance Plan for INTERNATIONAL Students Explorer Global Explorer is designed to protect you from acute, unexpected, sudden and unforeseen illnesses and accidental injuries. This plan is tailored
More informationYour Plan: Anthem Bronze PPO 6000/35%/6600 Your Network: Prudent Buyer PPO
Your Plan: Anthem Bronze PPO 6000/35%/6600 Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not
More informationAetna Select Medical Plan PLAN FEATURES NETWORK OUT-OF-NETWORK. Plan Maximum Out of Pocket Limit excludes precertification penalties.
Schedule of Benefits Employer: Yale University ASA: 877076 Issue Date: July 25, 2016 Effective Date: January 1, 2016 Schedule: 12D Booklet Base: 12 For: Aetna Select - Security Staff (Outside CT) Electing
More informationThis Schedule of Benefits is part of your Benefit Booklet, where more detailed information about your benefits can be found.
BlueOptions Schedule of Benefits Plan 03766 Important things to keep in mind as you review this Schedule of Benefits: This Schedule of Benefits is part of your Benefit Booklet, where more detailed information
More informationSummary of Benefits and Coverage:
Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 09/01/2018 08/31/2019 Aetna: Select Open Access Coverage for: Individual, Parent/Child, Employee/Spouse,
More informationPA Aetna Gold $0 Copay HMO Savings Plus
Coverage Period To Be Determined Summary of Benefits and Coverage What this Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the complete
More informationEmployee Benefit Plan Effective April 1, 2014
Employee Benefit Plan Effective April 1, 2014 Presented by: AND April 2014 Open Enrollment What to expect for April 2014 Open Enrollment Medical Remaining with CHP Adding a new Low Cost Plan Option 3 Plans
More informationFor: Choice POS II - Clerical & Technical and Service & Maintenance Employees Choice POS II (Base Rx) Plan
Schedule of Benefits Employer: Yale University ASA: 877076 Issue Date: June 23, 2016 Effective Date: January 1, 2016 Schedule: 2A Booklet Base: 2 For: Choice POS II - Clerical & Technical and Service &
More informationBest customer service Largest doctor/hospital network Affordable plans for all firm sizes. CalCPA Health
Best customer service Largest doctor/hospital network Affordable plans for all firm sizes 2 0 1 9 C A L C PA H E A LT H P L A N B R O C H U R E CalCPA Health Table of Contents Why CalCPA Health?...2 Eligibility...3
More informationUnderstanding Your Medical Bills. Sinai Hospital of Baltimore. Rubin Institute for Advanced Orthopedics
Understanding Your Medical Bills at the Rubin Institute for Advanced Orthopedics, Sinai Hospital of Baltimore Rubin Institute for Advanced Orthopedics Rubin Institute for Advanced Orthopedics At the Rubin
More informationPLAN DESIGN AND BENEFITS Standard PPO Plan
North Carolina PPO (Mandated 1 Life Plan) PLAN DESIGN AND BENEFITS Standard PPO Plan PLAN FEATURES PARTICIPATING Deductible (per plan year) $500 Individual $1,000 Individual $1,500 Family $3,000 Family
More information2018 Benefits Guide. Improving Our Wellness Together
2018 Benefits Guide Improving Our Wellness Together Welcome to your 2018 Benefits Open Enrollment We are honored to present your 2018 Benefit Options! The elections you make during open enrollment will
More informationCoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company.
QHDHP Individual 80 / 60 $3,000 Deductible CoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company. This Schedule is part of
More informationCoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company.
QHDHP Individual 100 / 80 $$3,000 CoventryOne is administered by Coventry Health Care of Delaware, Inc. and underwritten by Coventry Health and Life Insurance Company. This Schedule is part of Your Policy
More informationTravel Insurance Plan for INTERNATIONAL J Visa Travelers
Travel Insurance Plan for INTERNATIONAL J Visa Travelers The Global Adventure Plan offers international travelers with a J-1 and J-2 visa an alternative to more expensive health plans. It is designed to
More informationGray Television 2017 BENEFITS AT A GLANCE
Medical Plan Overview BENEFIT GREEN PLAN WITH HSA YELLOW PLAN RED PLAN HSA Employer Contribution IN-NETWORK OUT-OF-NETWORK IN-NETWORK OUT-OF-NETWORK IN-NETWORK OUT-OF-NETWORK Employee Only $1,000 N/A N/A
More informationAre there services covered before you meet your deductible? Yes. Preventive care is covered before you meet your deductible.
Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Horizon BCBSNJ: MIDDLESEX COUNTY ROOSEVELT CARE CENTER Coverage for: All
More informationNY Silver OAEPO %
Coverage Period 01/01/2016-12/31/2016 Summary of Benefits and Coverage What this Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the
More informationWhat Your Plan Covers and How Benefits are Paid BENEFIT PLAN. Prepared Exclusively for Lee County Board of County Commissioners. Aetna Choice POS II
BENEFIT PLAN Prepared Exclusively for Lee County Board of County Commissioners What Your Plan Covers and How Benefits are Paid Aetna Choice POS II Table of Contents Schedule of Benefits... Issued with
More informationNETWORK: $500 single / $1,000 family maximum for in-network providers and $750 single / $1,500 family maximum for out-ofnetwork
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.clftpaedi.com or by calling 888-244-5096. Important Questions
More informationVA Aetna Whole Health Catastrophic 100%
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
More informationDecision Guide Regence Medicare Advantage HMO Plan
2016 Decision Guide Regence Medicare Advantage HMO Plan Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
More informationAdditional Information Provided by Aetna Life Insurance Company
Additional Information Provided by Aetna Life Insurance Company Inquiry Procedure The plan of benefits described in the Booklet-Certificate is underwritten by: Aetna Life Insurance Company (Aetna) 151
More informationSUPPLEMENT TO BROWN UNIVERSITY STUDENT HEALTH INSURANCE PROGRAM SUMMARY BROCHURE
SUPPLEMENT TO 2017-2018 BROWN UNIVERSITY STUDENT HEALTH INSURANCE PROGRAM SUMMARY BROCHURE This Supplement is designed to clarify additional specific benefits outlined in the Summary Brochure while the
More informationIBEW LOCAL UNION 351 WELFARE, PENSION AND SURETY FUNDS
IBEW LOCAL UNION 351 WELFARE, PENSION AND SURETY FUNDS Quick Reference Guide April 1, 2011 Important Notice: This is an outline of the principal plan provisions of the IBEW Local Union 351 Welfare, Pension
More informationAetna Leap Catastrophic Carolinas HealthCare System
: Aetna Leap Catastrophic Carolinas HealthCare System Coverage Period: 01/01/2016-12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms
More informationCompanion Life Insurance Company: New England Culinary Institute Coverage Period: 7/1/14-7/1/15
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
More informationMajor Medical Coverage: Covers some costs. GAP in Coverage: Copay, Coinsurance, or Deductible = Out-of-pocket Expenses EMERGENCY ROOM TREATMENT
Major Medical Coverage: Covers some costs. GAP in Coverage: Copay, Coinsurance, or Deductible = Out-of-pocket Expenses IN-HOSPITAL DOCTOR VISITS EMERGENCY ROOM TREATMENT OUTPATIENT SURGERY IN-HOSPITAL
More informationVersion: 15/02/2017 [ TPID: ] Page 1
PLAN FEATURES NETWORK CARE OUT-OF-NETWORK CARE Primary Care Physician Selection Not required Not required Deductible (per calendar year) $1,500 Individual $3,000 Family $3,000 Individual $9,000 Family
More informationAll students are automatically enrolled in SMC-SHIP unless you successfully waive the insurance online. ***The waiver deadline is.
IMPORTANT INFORMATION REGARDING INSURANCE WAIVERS Dear Students and Parents: Saint Mary s College (SMC) requires all full-time undergraduate students to have adequate health and accident insurance. The
More informationCoverage for: All Coverage Types Plan Type: MAPPO DIRECT15 (PPO)
Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 01/01/2018-12/31/2018 Horizon BCBSNJ: State Health Benefits Program-Medicare Advantage NJ Coverage
More informationPART A HOSPITAL SERVICES PER BENEFIT PERIOD SERVICES MEDICARE PAYS PLAN PAYS YOU PAY HOSPITALIZATION*
For Retirees of Orange County Board of County Commissioners Your Cigna Medicare Surround Group Medicare Supplement Insurance Plan N Effective Date: January 1, 2019 through December 31, 2019 Insured by
More informationMedicare Supplement. CI-AML-MSPBrochG-CO [R 814]
Medicare Supplement [R 814] Medicare Supplement Not so surprisingly, seniors have questions about health care - especially Medicare. Even with all of the information out there you may still be wondering
More informationHealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers
HealthKeepers, Inc. Your Plan: Anthem HealthKeepers Platinum OAPOS 10/0%/3000 Your Network: HealthKeepers This summary of benefits is a brief outline of coverage, designed to help you with the selection
More informationYour Plan: BCBSHP Essential DirectAccess gjia Your Network: Blue Open Access POS 10NR S-OAP2 4K/20 6.3K p1
Your Plan: BCBSHP Essential DirectAccess gjia Your Network: Blue Open Access POS 10NR S-OAP2 4K/20 6.3K p1 This summary of benefits is a brief outline of coverage, designed to help you with the selection
More informationSCHEDULE OF BENEFITS UPMC HEALTH PLAN - POINT PARK UNIVERSITY STUDENT HEALTH PLAN
SCHEDULE OF BENEFITS UPMC HEALTH PLAN - POINT PARK UNIVERSITY STUDENT HEALTH PLAN Covered Services, which may be subject to a Deductible and Coinsurance, are provided during a Benefit Period as outlined
More informationYou can see the specialist you choose without permission from this plan.
Calvert County Public Schools HMO Open Access Coverage Period: 07/01/2016-06/30/2017 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: HMO This
More informationTX Aetna Memorial Hermann Bronze $20 Copay PD
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-866-253-8885.
More information1/01/ /31/2019 IBEW LOCAL 269 WELFARE FUND
Summary of Benefits and Coverage: What this Plan Covers & What You Pay For Covered Services Coverage Period: 1/01/2019-12/31/2019 IBEW LOCAL 269 WELFARE FUND Coverage for: Family Plan Type: PPO The Summary
More informationYour cost if you use an Limitations & Exceptions. Common Medical Event. Services You May Need
Questions: If you are a member please call the number on your ID card or by logging into My Account. Otherwise, please call 1-800-628-8549. If you aren t clear about any of the underlined terms used in
More informationAetna Leap Everyday Carolinas HealthCare System
: Aetna Leap Everyday Carolinas HealthCare System Coverage Period: 01/01/2016-12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in
More informationBenefits Overview
2017-2018 Benefits Overview Insurance Contact Information: Ross & Yerger: Lauren Easterling, Amy Ross & Heather Allen (901) 530-1287 Cigna: (800) 244-6224 Sunlife Financial/Assurant : (800) 733-7879 x
More informationYour Plan: Anthem Silver PPO 2000/35%/6850 Your Network: Prudent Buyer PPO
Your Plan: Anthem Silver PPO 2000/35%/6850 Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not
More information