Wall Street Comes To You

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1 Wall Street Comes To You National and local elite media outlets call upon Richard J. Staszak, local Registered Financial Consultant, Certified Estate Planner and Chartered Federal Employee Benefits Consultant, for his experience and knowledge. Below are examples of his notable media mentions: NBC NightTalk: WPXI-TV, July 13, 2010 Investment Corporation, discusses the major issues impacting the economy both regionally and nationally on NBC NightTalk. Staszak weighs in on today s financial matters, including current market volatility and the mortgage rate environment. CBS: KDKA-TV, December 27, 2009 KDKA-TV turns to Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, to discuss how investors can protect their investments from Ponzi schemes. Staszak suggests that investors carefully research potential financial planners are associated with major, well-known companies. The Wall Street Journal, May 24, 2009 Anna Prior of The Wall Street Journal features Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in an article about young adults moving back home with parents due to the current job market. Once you move out of the house and you are on your own, treat your mom and dad to a nice dinner, Staszak says. Kiplinger s Personal Finance, March 2010 Laura Cohn of Kiplinger s Personal Finance quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in an article featuring tips on how to pay off credit card debt during the holidays. Staszak explains that the sooner you focus your attention on paying off the debt the better. Have the discipline to say to yourself, Hey look, let s pay this off, says Staszak. Pittsburgh Post-Gazette, June 23, 2010 Tim Grant of the Pittsburgh Post-Gazette quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in an article about managing finances after the loss of a spouse. "A lot of times the surviving spouses, especially widows, are surprised at how much debt they have," Staszak says. "Once their spouse dies, they are not only forced to manage everyday finances and figure out their investments, but also have to take on massive amounts of debt that was accumulated over the years." This article also appears in: AARP, June 23, 2010 Scripps News Service, June 25, 2010

2 Pittsburgh Tribune-Review, April 3, 2009 Kim Leonard of Pittsburgh Tribune-Review quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, on the Making Work Pay government tax credit that was implemented for 2009 and Staszak explains that the tax credit might not benefit lower income workers or the economy, especially considering the time duration. It's only for two years 2009 and 2010 and we're going to need it after 2010 because of the tax storm that is coming, Staszak says. Pittsburgh Business Times, December 18, 2009 Patty Tascarella of the Pittsburgh Business Times features Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in a piece discussing recent regulations for credit card companies. Staszak explains that avoiding credit cards is the best choice, but if a person is forced to use credit, payments should be made as soon as possible. If it s because they don t have enough cash, they should try to pay it off or at least pay as much as they can each month, says Staszak. Pennsylvania Business Central, March 12, 2010 Investment Corporation, weighs in on ways business owners can plan for retirement in a byline written for Pennsylvania Business Central. Staszak offers insight on how business owners can take control of their investments and safeguard their savings against future tax hikes. Dynamic Business, November/December 2009 Investment Corporation, provides a piece for Dynamic Business on how investors can survive in today s market. Staszak asserts that many investors do not handle finances correctly, largely due to poor advice from a financial salesperson. Align yourself with a certified/licensed financial planner who will create a comprehensive financial plan with defensive investment strategies and efficient tax management strategies, Staszak says. Bankrate.com, September 9, 2009 Margarette Burnette of Bankrate.com quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, about what investors should do in today s volatile market. Staszak explains that investors should not avoid risk entirely and should take any extra money and invest for the future. If you have money that you don't plan to use for the next five to 10 years, why should you penalize yourself in an investment vehicle that pays only a half a point percent?" Staszak says. Tribune Chronicle, January 24, 2010 Amber Ziegler of Tribune Chronicle features Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in a piece on the importance of wills. Staszak points out that each state allows individuals who are 18 or older to produce a will, which is crucial in order to ensure fair distribution of assets. "If there is no will, it's up to the discretion of the court to distribute the assets - which may not be fair, Staszak says. CBS: KDKA-TV, July 24, 2010 KDKA-TV turns to Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, for his insight on how a person can work towards a successful retirement. When investing for the future, Staszak explains that it is crucial to understand what future expenses are going to be, especially income taxes.

3 AOL.com, September 17, 2009 Christina Couch of AOL.com turns to Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, for his insight on how consumers can increase their credit scores. Staszak explains that if an individual wants to raise their credit score, they should close a few accounts, starting with the newest. When bureaus see that someone has cards with three or four different companies, they see that as a risk," says Staszak. AARP Bulletin Today, September 2009 Investment Corporation, provides insight on Social Security benefits for AARP Bulletin Today. When you apply for benefits, give the Social Security Administration a statement from your former employer verifying that the severance pay is a special payment and not part of your regular income, says Staszak. Pittsburgh Post-Gazette, April 29, 2009 Investment Corporation, is quoted in a piece by Tim Grant of Pittsburgh Post-Gazette on how to keep finances from ruining a marriage. Staszak discusses how the current economy is unstable and can result in a job loss, which will require a couple to reevaluate their finances and spending habits. "If two people have two totally different ideas on finances, it could create major problems down the road in their marriage, says Staszak. Bankrate.com, June 8, 2009 Steve Santiago of Bankrate.com quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, on boomerang kids moving home with parents more frequently today. Staszak points out that in the Baby Boomer era individuals got married at a younger age and would start saving for a house earlier, unlike those in today s society who develop loans and debt. The Faster Times, December 21, 2009 Sheryl Nance-Nash of The Faster Times quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, on the impact finances can have on a marriage. Staszak notes the importance of reviewing bills, expenses and savings in order to determine how much money is being saved and spent. Staszak also suggests that couples evaluate their needs and goals together each quarter. CBS: KDKA-TV, October 29, 2009 KDKA-TV seeks advice from Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, about how entrepreneurs and small businesses can provide benefits for employees. Staszak discusses how important it is for companies to understand their financial position and create a plan to ensure the ability to provide for employees. In these times make sure you choose someone who has a certified background as a financial planner so they can give you a good financial plan, says Staszak. Military Officer Magazine, September 2009 Deborah Huso of Military Officer Magazine quotes Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, on the future tax increases that most Americans are not prepared for. Staszak reports that tax rates are anticipated to increase from the current 30 percent upward. We re brought up to believe that retirement plans are great for us, but they re a double-edged sword, Staszak says.

4 CBS: KDKA-TV, June 19, 2009 Investment Corporation, offers insight on how parents can help boomerang kids work to regain financial independence during a segment on KDKA-TV. Staszak lends advice for this population, forced to move back home with their parents, on ways to get back on track financially. Hitched Magazine, August 18, 2009 Hitched Magazine turns to Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, for his advice on how Americans can retire without worry. Staszak informs pre- retirees to keep track of investments and seek assistance from a respected financial planner. Find an experienced financial planner who can offer you an actively managed account, overseeing and making the necessary changes to your investments, Staszak says. Living Well with Bad Credit, February 24, 2010 Geoff Williams features insight from Rick Staszak, Registered Financial Consultant and Certified Estate Planner at Financial Network Investment Corporation, in the book Living Well with Bad Credit. Staszak discusses ways people can stay afloat financially even if they have a low credit score. The Faster Times, October 19, 2009 Investment Corporation, is quoted by The Faster Time s Sheryl Nance-Nash in a piece about the stock market and investors retirement funds. Staszak discusses how important it is for investors to make the right choice when selecting an advisor. Do your homework and make investment choices that fit your needs, Staszak says.

5 CBS 2: KDKA-TV Rick Staszak, RFC, CEP, ChFEBC Financial Planner Financial Network Investment Corporation Rick Staszak was a featured guest on Pittsburgh s CBS 2, where he offered his insight on managing finances in today s economy. Click on the below links to watch Rick s appearances. To discuss the ideas offered, contact Rick at CBS 2 Sunday Business Page, Dec. 27, 2009* CBS 2 Benefits of Benefits, Oct. 29, 2009** CBS 2 Re-entering the Workforce, July 24, 2009** Securities and investment advisory services offered through Financial Network Investment Corporation, member FINRA/SIPC. *Real Estate Investment Trusts are subject to various risks such as illiquidity and property devaluation based on adverse economic and real estate market conditions and may not be suitable for all investors. A prospectus that discloses all risks, fees and expenses may be obtained from your financial advisor ( ). Read the prospectus carefully before investing. This is not a solicitation or offering which can only be made in conjunction with a copy of the prospectus. Additional risks are associated with international investing, such as currency fluctuations, political and economic stability and differences in accounting standards. The views are those of Rick Staszak and should not be construed as investment advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. All economic and performance information is historical and not indicative of future results. Please consult Rick Staszak for more information. **The views are those of Rick Staszak and should not be construed as investment advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. All economic and performance information is historical and not indicative of future results. Please consult Rick Staszak for more information.