PRODUCT HIGHLIGHTS SHEET

Transcription

1 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen Asian Local Currency Short Duration Bond Fund Product Type Unit Trust Launch Date 31 May 2011 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % (annualised) September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek long term total return understand that it offers no capital protection or guarantees seek potential regular income through quarterly distributions For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

2 WHAT ARE YOU INVESTING IN? Fund Aberdeen Asian Local Currency Short Duration Bond Fund Underlying Fund Aberdeen Global Asian Local Currency Short Duration Bond Fund KEY PRODUCT FEATURES You are investing in a Singapore-authorised unit trust, which aims to provide long-term total return through investing in the Underlying Fund, which in turn invests in a portfolio of predominantly Asian local currency government bonds. Quarterly dividends, if any, will be payable within three months of 1 January, 1 April, 1 July and 1 October of each year. The Manager has the sole discretion to determine whether any distribution of income and/or capital of the Fund should be made. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global Asian Local Currency Short Duration Bond Fund. This Underlying Fund invests at least two thirds of its assets in short duration (maturity of three years or less) debt and debt-related securities denominated in Asian currencies and issued predominantly by Asian governments, supranational institutions or government related bodies. PARTIES INVOLVED WHO ARE YOU INVESTING WITH? The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Management Asia Limited KEY RISKS Securities Portfolio of Asian Local Currency Government Bonds WHAT ARE THE KEY RISKS OF THIS INVESTMENT? The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying fixed income securities. Factors that may affect the performance of these securities include, without limitation, market movements, fluctuations in interest rates and currency exchange rates, exchange controls, taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market and Credit Risks You are exposed to currency risk/exchange rate risk. Owing to exposure by the Underlying Fund to non-sgd denominated assets, fluctuations between such currencies and the SGD may affect the income and valuation of the assets. Refer to the Structure of the Sub- Funds, Investment Objectives and Focus of the Sub-Funds and Distribution of income and/or capital sections on Pg 4, Pg 7 and Pg 32 Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39 You are exposed to interest rate risk and credit risk. Interest rate fluctuations will affect the capital value of the Underlying Fund s investments. If the general level of interest rates were to rise, the price of bonds would be expected to fall accordingly. If conditions affecting the ability of a bond issuer to meet its obligations were to deteriorate, bond prices would also be expected to fall.

3 Liquidity Risks You are exposed to liquidity risk. The securities that the Underlying Fund owns may at times lack liquidity thereby affecting their value or ease of disposal. Product-Specific Risks You are exposed to derivatives risk. The Underlying Fund may use derivatives for hedging and/or investment purposes, efficient portfolio management and/or managing exchange rate risk which may affect its value and cause it to suffer greater losses than if these had not been used. You are exposed to regional and emerging markets risk. The Underlying Fund may experience increased volatility as emerging markets lack the diversity of global markets. Exposure to emerging markets also increases potential volatility in your portfolio as the region s legal, judicial and regulatory infrastructure is still developing and this may create uncertainty for investors. You are exposed to additional risks related to the Underlying Fund s investment in Chinese securities through the use of a Qualified Foreign Institutional investor ( QFII ) licence. If the creditors of the QFII successfully assert that the securities and other assets in the nominee accounts are owned by the QFII and not the relevant Underlying Fund, the creditors of the QFII may seek payment from the assets of the relevant Underlying Fund, which could in turn affect the net asset value of the Fund. FEES AND CHARGES WHAT ARE THE FEES AND CHARGES OF THIS INVESTMENT? Payable directly by you You must pay the following fees and charges to the Fund agent based on the full value of your investment: Sales Charge o Currently 3 % for cash and SRS investment (Maximum 5%) Redemption Charge o Currently 0% (Maximum 6%) If you subsequently wish to switch your investment to another Aberdeen fund, there is a switching fee of 1%. If you are using SRS monies to invest, transaction charges may apply. Payable by the Fund from invested proceeds The Manager deducts management fees direct from the Fund as follows: Management Fee (payable by the Fund) o 1.0% per annum (Maximum 2.5%) Refer to the Fees and Charges section on Pg 12 of the Prospectus for further The Fund also pays the Trustee a trustee fee of a maximum 0.15% per annum, subject to a minimum of S$5,000 per annum. The Underlying Fund also pays certain fees, such as annual trustee/ custodian/depositary fees. Any fees owed to the Investment Manager and Investment Adviser on the Underlying Fund are rebated in the form of additional shares in the Underlying Fund.

4 VALUATIONS AND EXITING FROM THIS INVESTMENT HOW OFTEN ARE VALUATIONS AVAILABLE? Prices are updated daily on our website, or on selected distributors websites. The indicative prices for the SGD class units for the Fund may also be obtained from our toll-free line at Refer to the Obtaining Prices of Units section on Pg 24 of the Prospectus for further HOW CAN YOU EXIT FROM THIS INVESTMENT AND WHAT ARE THE COSTS IN DOING SO? You may sell ( realise ) your units wholly or in part by submitting a realisation form to the relevant financial adviser/distributor or to the Manager. Partial realisations are subject to minimum holding requirements. If you are a first-time individual investor in the Fund you may also cancel your investment within 7 calendar days by submitting a completed form to the Manager or its authorised agents/distributors. If the Fund has not fallen in value, you will receive your investment back in full; otherwise you will receive that sum less the difference in the value of the units. You will also need to bear any administrative expenses that are reasonably related to the original purchase and subsequent cancellation. Upon acceptance, the Manager will pay you the proceeds within 7 business days. For SRS monies, transaction charges may be levied by the SRS operator. The value of your investment depends on the net asset value of the Fund which is calculated each Dealing Day. o Orders accepted by 4:30pm, Singapore time on a Dealing Day will be based on the net asset value of the Fund at the close of o that Dealing Day. If you miss the cut-off time, your order will be based on the net asset value at the close of the next Dealing Day. The amount you get back will be the number of units x price - redemption charge (if any). For example, 1000 units x S$1.05 = S$1050. CONTACT INFORMATION HOW DO YOU CONTACT US? Aberdeen Asset Management Asia Limited (Registration Number E) Tel : Fax : Website: client.services.sing@aberdeen-asset.com Refer to the Cancellation of subscriptions by Holders and Realisation of Units sections on Pg 21 and Pg 22 of the Prospectus for further APPENDIX: GLOSSARY OF TERMS Fund means the Aberdeen Select Portfolio - Aberdeen Asian Local Currency Short Duration Bond Fund. Underlying Fund means the Aberdeen Global Asian Local Currency Short Duration Bond Fund, a sub-fund of the Luxembourg-registered Aberdeen Global. Dealing Day means any day (other than a Saturday or Sunday) on which commercial banks are open for business in Singapore.

5 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen American Opportunities Fund Product Type Unit Trust Launch Date 14 August 1998 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek capital growth over the long term period understand the risks involved in investing in American equities understand that it offers no capital protection or guarantees For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

6 WHAT ARE YOU INVESTING IN? Fund Underlying Fund Aberdeen American Opportunities Fund Aberdeen Global American Equity Fund KEY PRODUCT FEATURES Securities Portfolio of American equities Refer to the Structure of the Sub- Funds and Investment Objectives and Focus of the Sub-Funds sections on Pg 4 and Pg 7 of the Prospectus for further You are investing in a Singapore-authorised unit trust, which aims for capital growth by investing in the Underlying Fund, which in turn invests in a portfolio of American equities. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global American Equity Fund. This Underlying Fund invests at least two thirds of its assets in equities and equity-related securities of companies with their registered office in the United States of America; and/or, of companies which have the bulk of their business activities in the United States of America; and/or, of holding companies that have the bulk of their assets in companies with their registered office in the United States of America. WHO ARE YOU INVESTING WITH? PARTIES INVOLVED The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Management Inc WHAT ARE THE KEY RISKS OF THIS INVESTMENT? KEY RISKS The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying securities. Factors that may affect the performance of these securities include, without limitation, market risks, fluctuations in interest rates and foreign exchange rates, political instability, exchange controls, changes in taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market Risks You are exposed to market risk. Prices of the securities owned by the Underlying Fund may rise or fall in response to changes in economic conditions, political conditions, interest rates, and market sentiment. These may cause the price of units of the Fund to go up or down. Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39

7 Liquidity Risks You are exposed to liquidity risk. The securities that the Underlying Fund owns may at times lack liquidity thereby affecting their value or ease of disposal. Product-Specific Risks You are exposed to regulatory risk. The investment objectives and parameters of the Fund are laid down by legislative and regulatory guidelines. There may be a risk that legislative or regulatory changes may make it less likely for the Fund to achieve its objectives. You are exposed to single country risk. The Underlying Fund invests in a single country market, making it more concentrated and potentially more volatile than if it invested across regional or global markets. You may be exposed to derivatives risk. The Underlying Fund may use financial derivatives instruments for the purposes of hedging or efficient portfolio management. FEES AND CHARGES WHAT ARE THE FEES AND CHARGES OF THIS INVESTMENT? Payable directly by you You must pay the following fees and charges to the Fund agent based on the full value of your investment: Sales Charge o Currently 5% for cash and SRS investment (Maximum 5%) Redemption Charge o Currently 0% (Maximum 6%) If you subsequently wish to switch your investment to another Aberdeen fund, there is a switching fee of 1%. If you are using SRS monies to invest, transaction charges may apply. Payable by the Fund from invested proceeds The Manager deducts management fees direct from the Fund as follows: Management Fee (payable by the Fund) o 1.5% per annum (Maximum 2.5%) The Fund also pays the Trustee a trustee fee of a maximum 0.15% per annum, subject to a minimum of S$5,000 per annum. The Underlying Fund also pays certain fees, such as annual trustee/ custodian/depositary fees. Any fees owed to the Investment Manager and Investment Adviser on the Underlying Fund are rebated in the form of additional shares in the Underlying Fund. Refer to the Fees and Charges section on Pg 12 of the Prospectus for further

8 HOW OFTEN ARE VALUATIONS AVAILABLE? VALUATIONS AND EXITING FROM THIS INVESTMENT Prices are updated daily on our website, or on selected distributors websites. The indicative prices for the SGD class units for the Fund may also be obtained from our toll-free line at HOW CAN YOU EXIT FROM THIS INVESTMENT AND WHAT ARE THE COSTS IN DOING SO? You may sell ( realise ) your units wholly or in part by submitting a realisation form to the relevant financial adviser/distributor or to the Manager. Partial realisations are subject to minimum holding requirements. If you are a first-time individual investor in the Fund you may also cancel your investment within 7 calendar days by submitting a completed form to the Manager or its authorised agents/distributors. If the Fund has not fallen in value, you will receive your investment back in full; otherwise you will receive that sum less the difference in the value of the units. You will also need to bear any administrative expenses that are reasonably related to the original purchase and subsequent cancellation. Upon acceptance, the Manager will pay you the proceeds within 7 business days. For SRS monies, transaction charges may be levied by the SRS operator bank. The value of your investment depends on the net asset value of the Fund which is calculated each Dealing Day. o Orders accepted by 4:30pm, Singapore time on a Dealing Day will be based on the net asset value of the Fund at the close of o that Dealing Day. If you miss the cut-off time, your order will be based on the net asset value at the close of the next Dealing Day. The amount you get back will be the number of units x price - redemption charge (if any). For example, 1000 units x S$1.05 = S$1050. HOW DO YOU CONTACT US? Aberdeen Asset Management Asia Limited (Registration Number E) Tel : Fax : Website: client.services.sing@aberdeen-asset.com CONTACT INFORMATION APPENDIX: GLOSSARY OF TERMS Fund means the Aberdeen Select Portfolio - Aberdeen American Opportunities Fund Refer to the Obtaining Prices of Units section on Pg 24 Refer to the Cancellation of subscriptions by Holders and Realisation of Units sections on Pg 21 and Pg 22 Underlying Fund means the Aberdeen Global American Equity Fund, a sub-fund of the Luxembourg-registered Aberdeen Global. Dealing Day means any day (other than a Saturday or Sunday) on which commercial banks are open for business in Singapore.

9 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen Asian Smaller Companies Fund Product Type Unit Trust Launch Date 22 September 2006 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek long-term total return understand the risks involved in investing in small caps equities in Asia Pacific excluding Japan understand that it offers no capital protection or guarantees For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

10 WHAT ARE YOU INVESTING IN? Fund Aberdeen Asian Smaller Companies Fund Underlying Fund Aberdeen Global Asian Smaller Companies Fund KEY PRODUCT FEATURES Securities Portfolio of Asia Pacific ex Japan equities with market cap of less than US$2.5 billion Refer to the Structure of the Sub- Funds and Investment Objectives and Focus of the Sub-Funds sections on Pg 4 and Pg 7 of the Prospectus for further You are investing in a Singapore-authorised unit trust, which aims to maximise long-term total return through investing in the Underlying Fund, which in turn invests in a portfolio of Asia Pacific ex Japan equities of smaller companies with a market capitalisation of less than US$ 2.5 billion. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global Asian Smaller Companies Fund. This Underlying Fund invests at least two-thirds of its assets in equities and equity-related securities of Smaller Companies with their registered office in an Asia Pacific (excluding Japan) country; and/or, of Smaller Companies which have the bulk of their business activities in an Asia Pacific country (excluding Japan); and/or, of holding companies that have the bulk of their assets in Smaller Companies with their registered office in an Asia Pacific country (excluding Japan). WHO ARE YOU INVESTING WITH? PARTIES INVOLVED The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Management Asia Limited WHAT ARE THE KEY RISKS OF THIS INVESTMENT? KEY RISKS The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying securities. Factors that may affect the performance of these securities include, without limitation, market risks, fluctuations in interest rates and foreign exchange rates, political instability, exchange controls, changes in taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market Risks You are exposed to market risk. Prices of the securities owned by the Underlying Fund may rise or fall in response to changes in economic conditions, political conditions, interest rates, and market sentiment. These may cause the price of units of the Fund to go up or down. Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39

11 Liquidity Risks You are exposed to liquidity risk. The securities that the Underlying Fund owns may at times lack liquidity thereby affecting their value or ease of disposal. Product-Specific Risks You are exposed to regulatory risk. The investment objectives and parameters of the Underlying Fund are laid down by legislative and regulatory guidelines. There may be a risk that legislative or regulatory changes may make it less likely for the Fund to achieve its objectives. You are exposed to smaller companies, regional & emerging market risk. Share prices of smaller companies are more often more volatile than larger ones. The Underlying Fund may experience increased volatility as Asia and emerging markets lack the diversity of global markets. Exposure to emerging markets also increases potential volatility in your portfolio as the region s legal, judicial and regulatory infrastructure is still developing and this may create uncertainty for investors. You may be exposed to derivatives risk. The Underlying Fund may use financial derivatives instruments for the purposes of hedging or efficient portfolio management. FEES AND CHARGES WHAT ARE THE FEES AND CHARGES OF THIS INVESTMENT? Payable directly by you You must pay the following fees and charges to the Fund agent based on the full value of your investment: Sales Charge o Currently 5% for cash and SRS investment, 3% for CPF investment (Maximum 5%) Redemption Charge o Currently 0% (Maximum 6%) If you subsequently wish to switch your investment to another Aberdeen fund, there is a switching fee of 1%. If you are using SRS or CPF monies to invest, transaction charges may apply. Payable by the Fund from invested proceeds The Manager deducts management fees direct from the Fund as follows: Management Fee (payable by the Fund) o 1.5% per annum (Maximum 2.5%) Refer to the Fees and Charges section on Pg 12 of the Prospectus for further The Fund also pays the Trustee a trustee fee of a maximum 0.15% per annum, subject to a minimum of S$5,000 per annum. The Underlying Funds also pay certain fees, such as annual trustee/ custodian/depositary fees. Any fees owed to the Investment Manager and Investment Adviser on the Underlying Fund are rebated in the form of additional shares in the Underlying Fund.

12 HOW OFTEN ARE VALUATIONS AVAILABLE? VALUATIONS AND EXITING FROM THIS INVESTMENT Prices are updated daily on our website, or on selected distributors websites. The indicative prices for the SGD class units for the Fund may also be obtained from our toll-free line at Refer to the Obtaining Prices of Units section on Pg 24 of the Prospectus for further HOW CAN YOU EXIT FROM THIS INVESTMENT AND WHAT ARE THE COSTS IN DOING SO? You may sell ( realise ) your units wholly or in part by submitting a realisation form to the relevant financial adviser/distributor or to the Manager. Partial realisations are subject to minimum holding requirements. If you are a first-time individual investor in the Fund you may also cancel your investment within 7 calendar days by submitting a completed form to the Manager or its authorised agents/distributors. If the Fund has not fallen in value, you will receive your investment back in full; otherwise you will receive that sum less the difference in the value of the units. You will also need to bear any administrative expenses that are reasonably related to the original purchase and subsequent cancellation. Upon acceptance, the Manager will pay you the proceeds within 7 business days. For CPF and SRS monies, transaction charges may be levied by the CPF agent bank or SRS operator bank. The value of your investment depends on the net asset value of the Fund which is calculated each Dealing Day. o Orders accepted by 4:30pm, Singapore time on a Dealing Day will be based on the net asset value of the Fund at the close of o that Dealing Day. If you miss the cut-off time, your order will be based on the net asset value at the close of the next Dealing Day. The amount you get back will be the number of units x price - redemption charge (if any). For example, 1000 units x S$1.05 = S$1050. HOW DO YOU CONTACT US? Aberdeen Asset Management Asia Limited (Registration Number E) Tel : Fax : Website: client.services.sing@aberdeen-asset.com CONTACT INFORMATION APPENDIX: GLOSSARY OF TERMS Refer to the Cancellation of subscriptions by Holders and Realisation of Units sections on Pg 21 and Pg 22 of the Prospectus for further Fund means the Aberdeen Select Portfolio - Aberdeen Asian Smaller Companies Fund. Underlying Fund means the Aberdeen Global Asian Smaller Companies Fund, a sub-fund of the Luxembourgregistered Aberdeen Global. Dealing Day means any day (other than a Saturday or Sunday) on which commercial banks are open for business in Singapore. Smaller Companies mean companies with a market capitalisation, as at date of investment, of under US$2.5 billion.

13 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen China Opportunities Fund Product Type Unit Trust Launch Date 13 July 2001 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek capital growth over the long term period understand the risks involved in investing in Chinese equities understand that it offers no capital protection or guarantees For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

14 WHAT ARE YOU INVESTING IN? Fund Aberdeen China Opportunities Fund Underlying Fund Aberdeen Global Chinese Equity Fund KEY PRODUCT FEATURES Securities Portfolio of Chinese equities Refer to the Structure of the Sub- Funds and Investment Objectives and Focus of the Sub-Funds sections on Pg 4 and Pg 7 of the Prospectus for further You are investing in a Singapore-authorised unit trust, which aims for capital growth by investing in the Underlying Fund, which in turn invests in a portfolio of Chinese equities. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global Chinese Equity Fund. This Underlying Fund invests at least two-thirds of its assets in equities and equity-related securities of companies with their registered office in China; and/or, of companies which have the bulk of their business activities in China; and/or, of holding companies that have the bulk of their assets in companies with their registered office in China. WHO ARE YOU INVESTING WITH? PARTIES INVOLVED The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Management Asia Limited WHAT ARE THE KEY RISKS OF THIS INVESTMENT? KEY RISKS The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying securities. Factors that may affect the performance of these securities include, without limitation, market risks, fluctuations in interest rates and foreign exchange rates, political instability, exchange controls, changes in taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market Risks You are exposed to market risk. Prices of the securities owned by the Underlying Fund may rise or fall in response to changes in economic conditions, political conditions, interest rates, and market sentiment. These may cause the price of units of the Fund to go up or down. Liquidity Risks You are exposed to liquidity risk. The securities that the Underlying Fund owns may at times lack liquidity thereby affecting their value or ease of disposal. Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 of the Prospectus respectively for further Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39

15 Product-Specific Risks You are exposed to regulatory risk. The investment objectives and parameters of the Underlying Fund are laid down by legislative and regulatory guidelines. There may be a risk that legislative or regulatory changes may make it less likely for the Fund to achieve its objectives. You are exposed to emerging markets risk. Exposure to emerging markets increases potential volatility in your portfolio as the legal, judicial and regulatory infrastructure in emerging markets is still developing and this may create uncertainty for investors. You are exposed to single country risk. The Underlying Fund invests in a single country market, making it more concentrated and potentially more volatile than if it invested across regional or global markets. You may be exposed to derivatives risk. The Underlying Fund may use financial derivatives instruments for the purposes of hedging or efficient portfolio management. You are exposed to additional risks related to the Underlying Fund s investment in Chinese securities through the use of a Qualified Foreign Institutional investor ( QFII ) licence. If the creditors of the QFII successfully assert that the securities and other assets in the nominee accounts are owned by the QFII and not the relevant Underlying Fund, the creditors of the QFII may seek payment from the assets of the relevant Underlying Fund, which could in turn affect the net asset value of the Fund. FEES AND CHARGES WHAT ARE THE FEES AND CHARGES OF THIS INVESTMENT? Payable directly by you You must pay the following fees and charges to the Fund agent based on the full value of your investment: Sales Charge o Currently 5% for cash and SRS investment (Maximum 5%) Redemption Charge o Currently 0% (Maximum 6%) If you subsequently wish to switch your investment to another Aberdeen fund, there is a switching fee of 1%. If you are using SRS monies to invest, transaction charges may apply. Payable by the Fund from invested proceeds The Manager deducts management fees direct from the Fund as follows: Management Fee (payable by the Fund) o 1.5% per annum (Maximum 2.5%) The Fund also pays the Trustee a trustee fee of a maximum 0.15% per annum, subject to a minimum of S$5,000 per annum. The Underlying Fund also pays certain fees, such as annual trustee/ custodian/depositary fees. Any fees owed to the Investment Manager and Investment Adviser on the Underlying Fund are rebated in the form of additional shares in the Underlying Fund. Refer to the Fees and Charges section on Pg 12 of the Prospectus for further

16 HOW OFTEN ARE VALUATIONS AVAILABLE? VALUATIONS AND EXITING FROM THIS INVESTMENT Prices are updated daily on our website, or on selected distributors websites. The indicative prices for the SGD class units for the Fund may also be obtained from our toll-free line at Refer to the Obtaining Prices of Units section on Pg 24 of the Prospectus for further HOW CAN YOU EXIT FROM THIS INVESTMENT AND WHAT ARE THE COSTS IN DOING SO? You may sell ( realise ) your units wholly or in part by submitting a realisation form to the relevant financial adviser/distributor or to the Manager. Partial realisations are subject to minimum holding requirements. If you are a first-time individual investor in the Fund you may also cancel your investment within 7 calendar days by submitting a completed form to the Manager or its authorised agents/distributors. If the Fund has not fallen in value, you will receive your investment back in full; otherwise you will receive that sum less the difference in the value of the units. You will also need to bear any administrative expenses that are reasonably related to the original purchase and subsequent cancellation. Upon acceptance, the Manager will pay you the proceeds within 7 business days. For SRS monies, transaction charges may be levied by the SRS operator bank. The value of your investment depends on the net asset value of the Fund which is calculated each Dealing Day. o Orders accepted by 4:30pm, Singapore time on a Dealing Day will be based on the net asset value of the Fund at the close of o that Dealing Day. If you miss the cut-off time, your order will be based on the net asset value at the close of the next Dealing Day. The amount you get back will be the number of units x price - redemption charge (if any). For example, 1000 units x S$1.05 = S$1050. HOW DO YOU CONTACT US? Aberdeen Asset Management Asia Limited (Registration Number E) Tel : Fax : Website: client.services.sing@aberdeen-asset.com CONTACT INFORMATION APPENDIX: GLOSSARY OF TERMS Fund means the Aberdeen Select Portfolio - Aberdeen China Opportunities Fund. Refer to the Cancellation of subscriptions by Holders and Realisation of Units sections on Pg 21 and Pg 22 of the Prospectus for further Underlying Fund means the Aberdeen Global Chinese Equity Fund, a sub-fund of the Luxembourg-registered Aberdeen Global. Dealing Day means any day (other than a Saturday or Sunday) on which commercial banks are open for business in Singapore.

17 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen Emerging Markets Local Currency Bond Fund Product Type Unit Trust Launch Date 31 May 2011 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % (annualised) September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek long term total return understand that it offers no capital protection or guarantees seek potential regular income through quarterly distributions For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

18 WHAT ARE YOU INVESTING IN? Fund Aberdeen Emerging Markets Local Currency Bond Fund Underlying Fund Aberdeen Global Emerging Markets Local Currency Bond Fund KEY PRODUCT FEATURES Securities Portfolio of Emerging Markets Local Currency Bonds Refer to the Structure of the Sub- Funds, Investment Objectives and Focus of the Sub-Funds and Distribution of income and/or capital sections on Pg 4, Pg 7 and Pg 32 of the Prospectus for further You are investing in a Singapore-authorised unit trust, which aims to provide long-term total return through investing in the Underlying Fund, which in turn invests in a portfolio of Emerging Markets local currency bonds. Quarterly dividends, if any, will be payable within three months of 1 January, 1 April, 1 July and 1 October of each year. The Manager has the sole discretion to determine whether any distribution of income and/or capital of the Fund should be made. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global Emerging Markets Local Currency Bond Fund. This Underlying Fund invests at least two thirds of its assets in fixed income securities denominated in Emerging Market currencies and issued predominantly by corporations and government related bodies domiciled in an Emerging Markets country. WHO ARE YOU INVESTING WITH? PARTIES INVOLVED The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Managers Limited WHAT ARE THE KEY RISKS OF THIS INVESTMENT? KEY RISKS The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying fixed income securities. Factors that may affect the performance of these securities include, without limitation, market movements, fluctuations in interest rates and currency exchange rates, exchange controls, taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market and Credit Risks You are exposed to currency risk/exchange rate risk. Owing to exposure by the Underlying Fund to non-sgd denominated assets, fluctuations between such currencies and the SGD may affect the income and valuation of the assets. Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39

19 You are exposed to interest rate risk and credit risk. Interest rate fluctuations will affect the capital value of the Underlying Fund s investments. If the general level of interest rates were to rise, the price of bonds would be expected to fall accordingly. If conditions affecting the ability of a bond issuer to meet its obligations were to deteriorate, bond prices would also be expected to fall. Liquidity Risks You are exposed to liquidity risk. The securities that the Underlying Fund owns may at times lack liquidity thereby affecting their value or ease of disposal. Product-Specific Risks You are exposed to derivatives risk. The Underlying Fund may use derivatives for hedging and/or investment purposes, efficient portfolio management and/or managing exchange rate risk which may affect its value and cause it to suffer greater losses than if these had not been used. You are exposed to emerging markets risk. Exposure to emerging markets increases potential volatility in your portfolio as the legal, judicial and regulatory infrastructure in emerging markets is still developing and this may create uncertainty for investors. FEES AND CHARGES WHAT ARE THE FEES AND CHARGES OF THIS INVESTMENT? Payable directly by you You must pay the following fees and charges to the Fund agent based on the full value of your investment: Sales Charge o Currently 3 % for cash and SRS investment (Maximum 5%) Redemption Charge o Currently 0% (Maximum 6%) If you subsequently wish to switch your investment to another Aberdeen fund, there is a switching fee of 1%. If you are using SRS monies to invest, transaction charges may apply. Payable by the Fund from invested proceeds The Manager deducts management fees direct from the Fund as follows: Management Fee (payable by the Fund) o 1.5% per annum (Maximum 2.5%) Refer to the Fees and Charges section on Pg 12 of the Prospectus for further The Fund also pays the Trustee a trustee fee of a maximum 0.15% per annum, subject to a minimum of S$5,000 per annum. The Underlying Fund also pays certain fees, such as annual trustee/ custodian/depositary fees. Any fees owed to the Investment Manager and Investment Adviser fees on the Underlying Fund are rebated in the form of additional shares in the Underlying Fund.

20 HOW OFTEN ARE VALUATIONS AVAILABLE? VALUATIONS AND EXITING FROM THIS INVESTMENT Prices are updated daily on our website, or on selected distributors websites. The indicative prices for the SGD class units for the Fund may also be obtained from our toll-free line at Refer to the Obtaining Prices of Units section on Pg 24 of the Prospectus for further HOW CAN YOU EXIT FROM THIS INVESTMENT AND WHAT ARE THE COSTS IN DOING SO? You may sell ( realise ) your units wholly or in part by submitting a realisation form to the relevant financial adviser/distributor or to the Manager. Partial realisations are subject to minimum holding requirements. If you are a first-time individual investor in the Fund you may also cancel your investment within 7 calendar days by submitting a completed form to the Manager or its authorised agents/distributors. If the Fund has not fallen in value, you will receive your investment back in full; otherwise you will receive that sum less the difference in the value of the units. You will also need to bear any administrative expenses that are reasonably related to the original purchase and subsequent cancellation. Upon acceptance, the Manager will pay you the proceeds within 7 business days. For SRS monies, transaction charges may be levied by the SRS operator bank. The value of your investment depends on the net asset value of the Fund which is calculated each Dealing Day. o Orders accepted by 4:30pm, Singapore time on a Dealing Day will be based on the net asset value of the Fund at the close of o that Dealing Day. If you miss the cut-off time, your order will be based on the net asset value at the close of the next Dealing Day. The amount you get back will be the number of units x price - redemption charge (if any). For example, 1000 units x S$1.05 = S$1050. HOW DO YOU CONTACT US? Aberdeen Asset Management Asia Limited (Registration Number E) Tel : Fax : Website: client.services.sing@aberdeen-asset.com CONTACT INFORMATION APPENDIX: GLOSSARY OF TERMS Refer to the Cancellation of subscriptions by Holders and Realisation of Units sections on Pg 21 and Pg 22 of the Prospectus for further Fund means the Aberdeen Select Portfolio - Aberdeen Emerging Markets Local Currency Bond Fund. Underlying Fund means the Aberdeen Global Emerging Markets Local Currency Bond Fund, a sub-fund of the Luxembourg-registered Aberdeen Global. Dealing Day means any day (other than a Saturday or Sunday) on which commercial banks are open for business in Singapore.

21 This Product Highlights Sheet is an important document. Prepared on: 25/04/12 It highlights the key terms and risks of this investment product and complements the Prospectus 1. It is important to read the Prospectus before deciding whether to purchase units in the product. If you do not have a copy, please contact us to ask for one. You should not invest in the product if you do not understand it or are not comfortable with the accompanying risks. If you wish to purchase the product, you will need to make an application in the manner set out in the Prospectus. Aberdeen Select Portfolio - Aberdeen European Opportunities Fund Product Type Unit Trust Launch Date 14 August 1998 Manager Aberdeen Asset Management Asia Limited Custodian BNP Paribas Trust Services Trustee BNP Paribas Trust Services Dealing Frequency Every Business Day Capital Guaranteed No Expense Ratio as at % September 2011 Name of Guarantor N.A. PRODUCT SUITABILITY WHO IS THE PRODUCT SUITABLE FOR? The Fund is only suitable for investors who: seek capital growth over the long term period understand the risks involved in investing in European (including UK) equities understand that it offers no capital protection or guarantees For additional assessments on product suitability, please obtain professional advice. Refer to the Investment Objectives and Focus of the Sub-Funds section on Pg 7 1 The Prospectus is available for collection at the Aberdeen Asset Management Asia Limited (21 Church Street, #01-01 Capital Square Two, Singapore ) during business hours or from our website

22 WHAT ARE YOU INVESTING IN? Fund Aberdeen European Opportunities Fund Underlying Fund Aberdeen Global European Equity Fund KEY PRODUCT FEATURES Securities Portfolio of European (including UK) equities Refer to the Structure of the Sub- Funds and Investment Objectives and Focus of the Sub-Funds sections on Pg 4 and Pg 7 of the Prospectus for further You are investing in a Singapore-authorised unit trust, which aims to provide long-term capital growth through investing in the Underlying Fund, which in turn invests in a portfolio of European (including UK) equities. INVESTMENT STRATEGY The Fund will invest all or substantially all of its assets in the Aberdeen Global European Equity Fund. This Underlying Fund invests at least two-thirds of its assets in equities and equity-related securities of companies with their registered office in Europe; and/or, of companies which have the bulk of their business activities in Europe; and/or, of holding companies that have the bulk of their assets in companies with their registered office in Europe. WHO ARE YOU INVESTING WITH? PARTIES INVOLVED The Manager of the Fund is Aberdeen Asset Management Asia Limited The Trustee and Custodian of the Fund is BNP Paribas Trust Services The Underlying Fund s Investment Manager is Aberdeen International Fund Managers Limited. The Underlying Fund s Investment Adviser is Aberdeen Asset Managers Limited WHAT ARE THE KEY RISKS OF THIS INVESTMENT? KEY RISKS The value of the Fund may rise or fall. You may lose some or all of your investment depending on the performance of the underlying securities. Factors that may affect the performance of these securities include, without limitation, market risks, fluctuations in interest rates and foreign exchange rates, political instability, exchange controls, changes in taxation and foreign investment policies. Some of the key risks associated with the Fund are described below. Market Risks You are exposed to market risk. Prices of the securities owned by the Underlying Fund may rise or fall in response to changes in economic conditions, political conditions, interest rates, and market sentiment. These may cause the price of units of the Fund to go up or down. Refer to the Investment Objectives and Focus of the Sub- Funds and Investment strategy/ policy sections on Pg 7 and Pg 10 of the Prospectus respectively for further Refer to the The Manager, The Trustee/Custodian and Investment managers and the investment advisers sections on Pg 2, Pg 3 and Pg 6 of the Prospectus for further Refer to the Risks and Appendix 1 sections on Pg 14 and Pg 39