Key Investor Information. Aberdeen Asia Pacific A Acc (ISIN GB00B0XWNF82) Aberdeen Asia Pacific A Inc (ISIN GB00B1F7XT29) Risk and reward profile

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1 Page 1 of 2. Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Aberdeen Asia Pacific A Acc (ISIN GB00B0XWNF82) Aberdeen Asia Pacific A Inc (ISIN GB00B1F7XT29) A sub-fund of Aberdeen Investment Funds ICVC. Aberdeen Unit Trust Managers Limited is the Authorised Corporate Director that manages the Fund Objectives and investment policy To grow your capital by investing mostly in companies in the countries of the Asia Pacific region, excluding Japan. The Fund may invest in some countries that are still developing their economies. Recommendation: This Fund may not be appropriate for investors who plan to withdraw their money within 5 years. Income from investments in the Fund will be rolled up into the value of your shares. You can buy and sell shares in the Fund, before 5pm, on any day which is a working day in London. Further information on the Fund s investment objective and policy are detailed in the Prospectus. Risk and reward profile The Risk and Reward Indicator table demonstrates where the Fund ranks in terms of its potential risk and reward. The higher the rank the greater the potential reward but the greater the risk of losing money. It is based on past data, may change over time and may not be a reliable indication of the future risk profile of the Fund. The shaded area in the table below shows the Fund s ranking on the Risk and Reward Indicator. Typically lower rewards, lower risk Typically higher rewards, higher risk This Fund is ranked at 6 because funds of this type have experienced high rises and falls in value in the past. Please note that even the lowest risk class can lose you money and that extreme market circumstances can mean you suffer severe losses in all cases. The indicator does not take into account the following risks of investing in this Fund: Exchange Rates: Investing globally can bring additional returns and diversify risk. However, currency exchange rate fluctuations may have a positive or negative impact on the value of your investment. Emerging Markets: Emerging markets or less developed countries may face more political, economic or structural challenges than developed countries. This may mean your money is at greater risk.

2 Page 2 of 2. Charges The charges you pay are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 4.25% Exit charge 0.00% These are the maximum charges that we might take out of your money before it is invested and before we pay out the sale proceeds of your investment. In some cases, you might pay less and you should speak to your financial adviser about this. Switching charge (for switching into the Fund from another fund) 0.00%. The ongoing charges figure is based on the last year s expenses for the year ending 2011 and may vary from year to year. It excludes the costs of buying or selling assets for the Fund (unless these assets are shares of another fund). For the ongoing charges, this figure is correct at 30/04/12 Charges taken from the Fund over a year Ongoing charges 1.84% Charges taken from the Fund under specific conditions Performance fee NIL Past Performance % You should be aware that past performance is not a guide to future performance. The Fund was launched on 01/02/ The share/unit class was launched on 01/02/ Performance is calculated in GBP. Performance, which is based on Accumulation share class, is net of charges (excluding entry charge) and net of tax Fund Source: FE 2012 Practical information This document describes only one share class and other share classes are available. Information on how to buy, sell and switch shares is available by contacting us (see below). Detailed information about the Fund, including its Prospectus, latest Annual and Half-Yearly reports and current share prices is available at www. aberdeen-asset.co.uk/retail. Alternatively, please contact Aberdeen Unit Trust Managers Limited, Freepost RLTZ-CKGZ-ESTA, PO Box 9029, Chelmsford, CM99 2WJ. Telephone: customer.services@aberdeen-asset.com. The documents are available in English only. Aberdeen Investment Funds ICVC offers a range of funds with diversified investment objectives. The Prospectus, Annual and Half-Yearly reports cover all the funds within Aberdeen Investment Funds ICVC. In the unlikely event of one fund having debts, the assets of the other funds may not be used to settle these. The Fund s Authorised Corporate Director is Aberdeen Unit Trust Managers Limited. The tax legislation of the United Kingdom may have an impact on your personal tax position. Aberdeen Unit Trust Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the Fund. This Fund is authorised in the United Kingdom and regulated by the Financial Services Authority. Aberdeen Unit Trust Managers Limited is authorised in the United Kingdom and regulated by the Financial Services Authority. This Key Investor Information is accurate as at 27/07/2012.

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5 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and risks of this fund. You are advised to read it so you can make an informed decision about whether to invest. Artemis Strategic Assets Fund, Class R Accumulation units [ISIN: GB00B3VDDQ59] The fund is managed by Artemis Fund Managers Limited. Objectives and investment policy Objective: The fund aims to increase the value of units over the long term. Policy: The fund will invest in a portfolio of UK and international assets. The fund can invest in company shares, fixed-interest securities, currencies, collective investment schemes (such as unit trusts and investment trusts) and may seek indirect exposure to commodities by using exchange traded funds (ETFs). The fund has discretion in its choice of investments, and is not restricted by the size of the company, the industry it trades in, or the geographical spread of the portfolio. The fund can also invest in derivatives (financial contracts whose value is linked to the expected future price movement) and fixed interest securities which are investments (which could be issued by a company, a government or another entity) that pay a fixed level of income or interest. The ETFs held by the fund are investments that track an index, a commodity or a basket of assets like an index fund, but trade like a company share on an Risk and reward profile Typically lower rewards Lower risk Typically higher rewards Higher risk This indicator is based on historical data and may not be a reliable indication of the future risk profile of the fund. The risk category shown is not guaranteed and may change over time. A risk indicator of 1 does not mean that the investment is risk free. The indicator is not a measure of the possibility of losing your investment. The risk indicator for the fund is as above because: The price of units, and the income from them, can fall and rise because of stockmarket and currency movements. Stockmarket prices, currencies and interest rates can move irrationally and can be affected unpredictably by diverse factors, including political and economic events. A portion of the fund s assets may be invested in a currency other than the fund s accounting currency (sterling). The value of these assets, and the income from them, may decrease if the currency falls in relation to sterling, in which the fund is valued and priced. The fund may hold derivatives with the aim of profiting from falling prices. If the related assets rise in value the fund will lose money. A portion of the fund s assets may be invested in new, emerging markets. Investment in emerging markets can involve greater risk than that usually associated exchange. ETFs experience price changes throughout the day as they are bought and sold. The fund can hold large cash deposits with the aim of protecting the value of units. The fund may use investment techniques to protect the value of the fund, involving using derivatives and forward contracts in order to reduce the risks otherwise associated with making investments in currencies other than the fund s accounting currency (sterling). Other information: Investment in the fund should be regarded as a medium to long-term investment. You can buy and sell units Monday to Friday, except on UK Public holidays, each week. Transactions are done at 12 noon and we will include your instructions to buy or sell units if it is received before that point. Any income this fund receives is reinvested into the fund and automatically reflected in the value of units. For further explanation of some of the terms used above, please visit our website artemis.co.uk to view a glossary of terms. with more established markets. This means that aboveaverage rises and falls in unit prices can be expected. Investing in small and medium-sized companies can involve more risk than investing in larger, more established companies. Shares in smaller companies are often not as easy to sell as shares in larger companies are. This can cause difficulty in buying, valuing and selling those shares. Also, reliable information for deciding their value or the risks may not be available. Investments in fixed interest securities are subject to market and credit risk and will be impacted by movements in interest rates. Interest rate movements are determined by a number of economic factors, in particular market expectations of future inflation. The fund can invest in higher-yielding bonds, which may increase the risk to your capital due to a higher likelihood of the company issuing the bonds failing to pay returns on investments. Changes to market conditions and interest rates can have a larger effect on the values of higher-yielding bonds than other bonds. If the fund holds a large percentage of cash when markets are rising, the return on your investment could be less than if it were fully invested in other types of asset. Prices of ETFs may be higher or lower than the value of the underlying investments. These prices are also influenced by: supply and demand of the commodity involved; inflation, currency exchange and interest rates; and political, economic or financial events.

6 Charges for the fund The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. The charges reduce the potential growth of your investment. The entry charge is included in the purchase price of each unit. At present, there is no exit charge. One-off charges taken before or after you invest Entry charge 5.25% Exit charge 0.00% This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year Ongoing charges 1.57% Charges taken from the fund under certain specific conditions Performance fee None The entry and exit charges shown are maximum figures. In some cases (including when switching to other funds run by Artemis Fund Managers Limited) you might pay less you can find out actual entry and exit charges from your financial adviser. The ongoing charges figure is based on the expenses for the year ending 30 March Ongoing charges may vary from year to year and reduce the potential growth of your investment. The figure for ongoing charges excludes costs associated with buying and selling securities in the funds underlying portfolios (for example, broker s commission and stamp duty, currently 0.5%), except in the case of an entry/exit charge paid by the fund when buying or selling units in another collective investment undertaking. Past performance Percentage change 20% 15% 10% 5% 0% -5% 16.7% This fund was launched on 26 May How the fund has performed in the past is not a guide to how it will perform in the future. Past performance in the chart shown, includes all charges except entry charges. Performance is calculated in sterling. -10% -7.6% Practical information The Trustee of the fund is National Westminster Bank plc. Further information about the fund can be obtained from the fund s prospectus and the latest annual and half-yearly reports. The documents are in English and available free of charge. These can be found, along with other information such as the price of the fund s units, at artemis.co.uk or by phoning UK tax legislation may have an impact on your personal tax position. Artemis Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the fund. You can switch your investments between funds or types of unit in the Artemis range. For further information, please refer to the prospectus, artemis.co.uk or phone The fund is authorised in the UK and regulated by the Financial Services Authority. Artemis Fund Managers Limited is authorised in the UK and regulated by the Financial Services Authority. This key investor information is accurate as at 14 May ASARA

7 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and risks of this fund. You are advised to read it so you can make an informed decision about whether to invest. Artemis UK Growth Fund Class R Accumulation units [ISIN: GB ] The fund is managed by Artemis Fund Managers Limited. Objectives and investment policy Objective: The fund aims to increase the value of units over the long term. Policy: The fund will principally invest (a minimum of 80%) in the shares of companies listed, quoted or traded in the UK. The fund may also invest in the shares of companies listed, quoted and/or traded in the UK but domiciled elsewhere. The fund has discretion in its choice of investments, and is not restricted by the size of the company or the industry it trades in. The fund can also invest in derivatives (financial contracts whose value is linked to the expected future price movement). The fund may invest in fixed interest securities. These are investments (which could be issued by a company, a government or another entity) that pay a fixed level of income or interest. The fund may use investment techniques to protect the value of the fund, involving using derivatives and forward contracts in order to reduce the risks otherwise associated with making investments in currencies other than the fund s accounting currency (sterling). Other information: Investment in the fund should be regarded as a medium to long-term investment. You can buy and sell units Monday to Friday, except on UK Public holidays, each week. Transactions are done at 12 noon and we will include your instructions to buy or sell units if it is received before that point. Any income this fund receives is reinvested into the fund and automatically reflected in the value of units. For further explanation of some of the terms used above, please visit our website artemis.co.uk to view a glossary of terms. Risk and reward profile Typically lower rewards Lower risk Typically higher rewards This indicator is based on historical data and may not be a reliable indication of the future risk profile of the fund. The risk category shown is not guaranteed and may change over time. A risk indicator of 1 does not mean that the investment is risk free. Higher risk The indicator is not a measure of the possibility of losing your investment. The risk indicator for the fund is as above because: The price of units, and the income from them, can fall and rise because of stockmarket and currency movements. Stockmarket prices, currencies and interest rates can move irrationally and can be affected unpredictably by diverse factors, including political and economic events. A portion of the fund s assets may be invested in a currency other than the fund s accounting currency (sterling). The value of these assets, and the income from them, may decrease if the currency falls in relation to sterling, in which the fund is valued and priced. The fund may hold derivatives with the aim of profiting from falling prices. If the related assets rise in value the fund will lose money. Investing in small and medium-sized companies can involve more risk than investing in larger, more established companies. Shares in smaller companies are often not as easy to sell as shares in larger companies are. This can cause difficulty in buying, valuing and selling those shares. Also, reliable information for deciding their value or the risks may not be available. Investments in fixed interest securities are subject to market and credit risk and will be impacted by movements in interest rates. Interest rate movements are determined by a number of economic factors, in particular market expectations of future inflation.

8 Charges for the fund The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. The charges reduce the potential growth of your investment. The entry charge is included in the purchase price of each unit. At present, there is no exit charge. One-off charges taken before or after you invest Entry charge 5.00% Exit charge 0.00% This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year Ongoing charges 1.60% Charges taken from the fund under certain specific conditions Performance fee None The entry and exit charges shown are maximum figures. In some cases (including when switching to other funds run by Artemis Fund Managers Limited) you might pay less you can find out actual entry and exit charges from your financial adviser. The ongoing charges figure is based on the expenses for the year ending 30 March Ongoing charges may vary from year to year and reduce the potential growth of your investment. The figure for ongoing charges excludes costs associated with buying and selling securities in the funds underlying portfolios (for example, broker s commission and stamp duty, currently 0.5%), except in the case of an entry/exit charge paid by the fund when buying or selling units in another collective investment undertaking. Past performance Percentage change 40% 30% 20% 10% 0% -10% -20% -30% -40% -18.1% 30.1% 24.0% 13.6% 15.7% -4.7% -32.6% 26.0% 26.3% -3.4% This fund was launched on 3 April How the fund has performed in the past is not a guide to how it will perform in the future. Past performance in the chart shown, includes all charges except entry charges. Performance is calculated in sterling. Practical information The Trustee of the fund is National Westminster Bank plc. Further information about the fund can be obtained from the fund s prospectus and the latest annual and half-yearly reports. The documents are in English and available free of charge. These can be found, along with other information such as the price of the fund s units, at artemis.co.uk or by phoning UK tax legislation may have an impact on your personal tax position. Artemis Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the fund. You can switch your investments between funds or types of unit in the Artemis range. For further information, please refer to the prospectus, artemis.co.uk or phone The fund is authorised in the UK and regulated by the Financial Services Authority. Artemis Fund Managers Limited is authorised in the UK and regulated by the Financial Services Authority. This key investor information is accurate as at 14 May AUGRA

9 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. AXA Framlington American Growth Fund Unit: AXA Framlington American Growth Fund R Accumulation GBP (ISIN: GB ) This Fund is managed by AXA Investment Managers UK Limited, part of the AXA IM Group Objective and Investment Policy Investment Objective The aim of this Fund is to provide capital growth. Investment Policy Ordinarily at least 80% of investment is in the shares of US, Canadian and Mexican companies which are of large and medium capitalisation. The Fund may also invest in other transferable securities, derivatives, money market instruments, deposits, collective investment schemes and cash holdings. The Fund may use investment techniques to protect the value of the Fund, including using interest rate futures and forward contracts in order to reduce the risks otherwise associated with making investments in currencies other than the Fund's accounting currency. Income Income from investments in the Fund may be paid out to you directly if you hold income units. Risk and Reward Profile Lower risk Potentially lower reward Higher risk Potentially higher reward The risk category is calculated using historical performance data and may not be a reliable indicator of the Fund's future risk profile. Income from investments in the Fund will be rolled up into the value of your unit if you hold accumulation units. Fund Currency The reference currency of the Fund is Sterling. Investment Horizon This Fund may not be suitable for investors who plan to withdraw their contribution within five years. Processing of subscription and redemption orders Your orders to buy, sell or transfer shares in the Fund, must be received by the Administrator by 12 noon on any working day to receive that day's Fund price. Please note that if your order is placed by an intermediary or Financial Adviser, they may require extra processing time. The Net Asset Value of this Fund is calculated on a daily basis. Minimum initial investment: 1,000 Minimum subsequent investment: 100 The risk category shown is not guaranteed and may shift over time. The lowest category does not mean risk free. Why is this Fund in this category? The capital of the Fund is not guaranteed. The Fund is invested in financial markets and uses techniques and instruments which may be subject to sudden and significant variation, which may result in substantial gains or losses.

10 Key Investor Information AXA Framlington American Growth Fund Charges The charges you pay are used to pay the cost of running the fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 5.25% Exit charge none This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year Ongoing charge 1.55% The entry and exit charges shown are maximum figures. In some cases, you might pay less - you can find this out from your Financial Adviser. The ongoing charges figure is based on expenses for the twelve month period ending December This figure may vary from year to year. It excludes: n Performance fees n Portfolio transaction costs, except in the case of an entry/exit charge paid by the Fund when buying or selling units in another collective investment undertaking For more information about charges, please refer to the Charges section of the prospectus which is available at Charges taken from the fund under certain specific conditions Performance fee none Past Performance Past performance is not a reliable indicator of future results. % AXA Framlington American Growth Fund R Accumulation GBP (GB ) Past performance is shown after the deduction of ongoing charges. Any entry/exit fees are excluded from the calculation. The Fund was launched on 31/12/1992 and the unit in Past performance has been calculated in Sterling and is expressed as a percentage change of the Fund's Net Asset Value at each year end Practical Information Trustee: National Westminster Bank plc Trustee & Depositary Services The Broadstone 50 South Gyle Crescent Edinburgh, EH12 9UZ Further Information: more detailed information on this Fund, such as the prospectus as well as the latest annual and semi-annual report, can be obtained free of charge from the Fund Management Company, the Administrator, the Funds' distributors or online at More units classes are available for this Fund. For more details about other units, please refer to the prospectus, which is available at Net Asset Value Publication: the Net Asset Value per unit is available at at the registered office of the Management Company. Tax Legislation: the Fund is subject to the tax laws and regulations of the United Kingdom. Depending on your own country of residence this might have an impact on your investments. For further details, you should consult a Tax Adviser. Specific Unit Information: Unit R Accumulation GBP (GB ) is representative for Unit R Income GBP (GB ). Liability Statement: AXA Investment Managers UK Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the Fund. This Fund is authorised in the United Kingdom and regulated by the Financial Services Authority (FSA). AXA Investment Managers UK Limited is authorised in the United Kingdom and regulated by the Financial Services Authority. This key investor information is accurate as at 06/06/2012.

11 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Fidelity South-East Asia Fund, a sub-fund of Fidelity Investment Funds, Accumulation Shares (ISIN: GB ) Objectives and Investment Policy Aims to provide long-term capital growth. Invests in shares of companies throughout the Pacific Basin, but excluding Japan. The portfolio is likely to have a bias towards larger companies. Has the freedom to invest outside the fund's principal geographies, market sectors, industries or asset classes. Can use derivatives with the aim of risk or cost reduction or to generate additional capital or income in line with the fund's risk profile. The fund has discretion in its choices of investments within its objectives and policies. Income is accumulated in the share price. Shares can usually be bought and sold each business day of the fund. This fund may not be appropriate for investors who plan to withdraw their money within 5 years. Investment in the fund should be regarded as a long-term investment. This fund is managed by FIL Investment Services (UK) Limited Risk and Reward Profile Lower risk Higher risk Typically lower rewards Typically higher rewards The risk category was calculated using historical volatility data, based upon the methods set by European Union rules. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. The risk category may not be a reliable indication of the future risk profile of the fund. The risk category shown is not guaranteed and may shift over time. The lowest category does not mean 'risk free'.

12 Charges for this fund The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 3.50% Exit charge N/A Switching Charge 0.25% This is the maximum that might be taken out of your money before it is invested or before the proceeds of your investment are paid out. Charges taken from the fund over a year Ongoing charges 1.78% Charges taken from the fund under certain specific conditions Performance fee N/A The entry and exit charges shown are maximum figures. In some cases you might pay less - you can find this out from your financial adviser / distributor. The ongoing charges figure is based on expenses for the year ending 29/02/2012. This figure may vary from year to year. It excludes: performance fees (where applicable); portfolio transaction costs, except in the case of an entry/exit charge paid by the fund when buying or selling units in another collective investment undertaking. For more information about charges, please consult the charges section in the most recent Prospectus. Past Performance 80.0% 60.0% 40.0% 20.0% 0.0% -20.0% -40.0% * Class If applicable, events in the fund's life which may have affected the performance history are highlighted as an '*' in the chart, which may include changes to the fund's objective and details of such events can be found on our website. If applicable, the Investment Objective section shall refer to a benchmark and information on previous benchmarks may be found in the Annual Report and Accounts. Past performance is not a guide to future performance results. The past performance shown takes into account all ongoing charges with exception of any applicable entry/exit charges. The fund was launched on 13/10/1984. This class was launched on 13/10/1984. Past performance has been calculated in GBP. Practical Information The fund's depositary is J.P. Morgan Chase Bank. For more information, please consult the Prospectus and 'Report and Accounts'. These documents can be obtained free of charge in English and other main languages from the Fund Manager, the distributors or online at any time. The Net Asset Values per Share are available at the registered office of the Fund Manager. They are also published online where other information is available. Our website is The tax legislation in United Kingdom may have an impact on your personal tax position. For further details you should consult a tax advisor. This document describes a sub-fund and share class of Fidelity Investment Funds (the 'investment company'). The Prospectus and financial reports are prepared for the entire investment company. FIL Investment Services (UK) Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the investment company. The assets and liabilities of each sub-fund of Fidelity Investment Funds are not segregated by law and with that assets of this sub-fund may be used to pay liabilities of other sub-funds. More share classes are available for this investment company. Details can be found in the Prospectus. You have the right to switch from this share class into the same or possibly other share class types of another sub-fund. Details on switching rules can be found in the Prospectus. Country in which this fund is authorised: United Kingdom. The Supervisory Authority is: Financial Services Authority. Country in which FIL Investment Services (UK) Limited is authorised: United Kingdom. The Supervisory Authority is: Financial Services Authority. This key investor information is accurate as at 25/05/2012.

13 A sub-fund of Henderson OEIC, managed by Henderson Investment Funds Limited. KEY INVESTOR INFORMATION Henderson European Special Situations Fund Class A Acc ISIN: GB00B3W46246 This document provides you with Key Investor Information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. Objectives and investment policy Objective Growth of your investment over the long term. Investment policy Under normal circumstances, the Fund invests mainly in: Shares of European (excluding UK) companies in any industry The Fund may also invest in: Any other type of security that is consistent with its objective Shares of companies in other regions Collective Investment Schemes Money market instruments Bank deposits In choosing investments, the investment manager looks for stocks that appear to have greater potential to rise in price over the long term than is reflected in current market prices. The Fund may use investment techniques for efficient portfolio management or to manage risks. Designed for Investors who understand the Fund s risks, would like a European-focused investment and intend to invest their money for at least seven years. Fund currency GBP Share class currency GBP Terms to understand Collective Investment Schemes Funds that invest in shares and other securities from the UK and elsewhere. Money market instruments Liquid investments that pay interest and are designed to maintain a stable value. Shares Securities that represent fractional ownership in a company. Volatility How sharply the Fund s share price has gone up and down over a period, generally several years. You can buy, sell or switch shares in the Fund on any business day, as defined within the Definitions Section, of the Fund s prospectus. The Fund offers accumulation shares (shares in which net income is retained within the price). Risk and reward profile Typically Lower potential risk/reward Lower Risk Typically Higher potential risk/reward Higher Risk The value of an investment in the Fund can go up and down. When you sell your shares, they may be worth less than what you paid for them. The risk/reward rating above is based on medium-term volatility. In the future, the Fund s actual volatility could be higher or lower and its rated risk/reward level could change. The Fund s risk level reflects the following: The Fund focuses on a single region As a category, shares are more volatile than either bonds or money market instruments Fluctuations in exchange rates may cause the value of your investment to rise or fall The rating does not reflect the possible effects of unusual market conditions or large unpredictable events which could amplify everyday risk and trigger other risks such as: Counterparty risk The Fund could lose money if an entity with which it interacts becomes unwilling or unable to meet its obligations to the Fund. Focus risk The Fund s value may fall where it has concentrated exposure to an issuer or type of security that is heavily affected by an adverse event. Liquidity risk Certain securities could become hard to value or sell at a desired time and price. Management risk Investment management techniques that have worked well in normal market conditions could prove ineffective or detrimental at other times. The full list of the Fund s risks are contained in the Risk Warnings section of the Fund s prospectus. 1of2

14 Charges Past performance The charges you pay are used to pay the costs of running the Fund, including the costs of managing and distributing it. These charges reduce the potential growth of your investment. The charges shown are maximum figures. In some cases you may pay less. Please refer to your financial advisor or the distributor for the actual entry and exit charges. One-off charges taken before or after you invest Entry Charge 5.00% Exit Charge 3.00% on subscriptions held for less than 90 days. Performance (%) 30% 20% 10% 0% -10% -20% Charges taken from the Fund over a year Ongoing Charges 1.78% The ongoing charges are based on the annualised expenses for the half year ending 31 March Ongoing charges may vary from year to year. The figure for ongoing charges excludes portfolio transaction costs, except in the case of an initial charge paid by the Fund when buying shares or units in another fund. For more information about charges, please see the Charges section of the Fund s prospectus. -30% The Fund (Year) The past performance is calculated in GBP. The Fund and the share class were launched in October Past performance is not a guide to future performance. The past performance shown in the chart takes into account all charges except entry charges. Practical information Depositary: National Westminster Bank Plc. To obtain more information: This Key Investor Information Document may not contain all the information you need. For the last published price of shares in the Fund, or to obtain the annual/semi-annual report, please visit Documents are available free of charge in English and certain other languages. For a free copy of the Fund s Prospectus please contact the registered office of the Fund at 201 Bishopsgate, London EC2M 3AE, UK or your local representative office. Tax: Investors should note that the tax legislation that applies to the Fund may have an impact on the personal tax position of their investment in the Fund. Contact your adviser to discuss tax treatment, suitability of this investment, and other questions. Notices: Class A Acc shares have been used as a representative class for Class A Inc in this document. Henderson Investment Funds Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the Fund. To place transaction orders: You can place orders to buy, redeem or switch shares of this Fund by contacting your advisor or distributor, or us directly at Henderson Global Investors, PO BOX 9023, Chelmsford CM99 2WB or by calling our Investor Services team on Further information about dealing, other share classes of this Fund or other funds in this OEIC may be obtained by visiting or found in the Fund s prospectus. The Fund is authorised in the UK and regulated by the Financial Services Authority ( FSA ). Henderson Investment Funds Limited is authorised in the UK and regulated by the FSA. This Key Investor Information is accurate as at 18 June of2

15 Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. The Invesco Perpetual High Income Fund (the Fund), a sub-fund of the Invesco Perpetual UK Investment Series ICVC. Share Class: income (ISIN: GB ). This Fund is managed by Invesco Fund Managers Limited, part of the Invesco Group. Objectives and Investment Policy The objective of the Fund is to achieve a high level of income together with capital growth The Fund invests primarily in shares of UK companies but may include some international investments The Fund is actively managed within its objectives and is not constrained by a benchmark You can buy, sell and switch shares in the Fund on any UK business day Any income is paid bi-annually Recommendation: The Fund may not be appropriate if you plan to withdraw your money within 5 years Risk and Reward Profile Lower risk Typically lower rewards Higher risk Typically higher rewards The risk category above is not a measure of capital loss or gains, but of how significant the rises and falls in the Share Class price have been historically. For example a share class whose price has experienced significant rises and falls will be in a higher risk category, whereas, a share class whose price has experienced less significant rises and falls will be in a lower risk category. As the Share Class risk category has been calculated using historical data, it may not be a reliable indication of the Share Class future risk profile. Please note that the Share Class risk category may change in the future and is not guaranteed. The lowest risk category does not mean a risk free investment. Other risks The value of investments and any income will fluctuate (this may partly be the result of exchange rate fluctuations) and you may not get back the full amount invested. Over time, inflation may erode the value of investments. As one of the key objectives of the Fund is to provide income, the annual management charge is taken from capital rather than income. This can erode capital and reduce the potential for capital growth. The Fund may use derivatives (complex instruments) in an attempt to reduce the overall risk of its investments or reduce the costs of investing, although this may not be achieved. The Fund s performance may be adversely affected by variations in the relative strength of world currencies or if Sterling strengthens against those currencies. A more detailed description of risk factors that apply to this Fund is set out in Appendix 1, Section H of the Prospectus. The Share Class is in risk category 6 as its price has experienced very significant rises and falls historically.

16 Charges The charges you pay are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 5.00% Exit charge None Any charges shown are the maximum that might be taken out of your money before it is invested. Charges taken from the Fund over a year Ongoing charges 1.69% Charges taken from the Fund under certain specific conditions Performance fee None The entry charge shown is a maximum figure. In some cases you might pay less you can find this out from your financial adviser or distributor. The ongoing charges figure is based on expenses for the year ending 31 December This figure may vary from year to year and excludes portfolio transaction costs. If you switch funds within the Invesco Perpetual range you will be charged a maximum 1% entry charge on your new fund. For more information about charges, please see Appendix 1, sections E and F of the Fund s prospectus, which is available at Past Performance % growth The Fund was launched on 6 February This Share Class was launched on 6 February Performance figures are calculated in Sterling on a mid price basis and include net reinvested income. The calculation incorporates the annual management charge and all other Fund expenses but excludes the entry charge. The base currency of the Fund is Sterling. Past performance is not a guide to future returns Practical Information Depositary: Citibank International plc The UK tax regime may have an impact on your personal tax position You can check the latest prices for the Fund in The Financial Times or on our website - You are entitled to switch from this Fund to another fund on request, subject to a switching charge Invesco Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund The Fund has its own specific portfolio of assets and liabilities. However, where debts arise from other sub-funds within the same Investment Series creditors may look to this Fund s assets for payment The following share classes are available for the Fund: Accumulation, Income, Accumulation (No Trail) and Income (No Trail). For further details, or to receive a free copy in English of the Full Prospectus and the latest Annual or Interim Short Report, please contact us at: Invesco Perpetual, Perpetual Park, Henley-on-Thames, Oxfordshire RG9 1HH, UK Telephone Facsimile This Fund is authorised in the United Kingdom and regulated by the Financial Services Authority Invesco Fund Managers Limited is authorised in the United Kingdom and regulated by the Financial Services Authority This Key Investor Information is accurate as at 20 February b/PDF/090112

17 Key Investor Information Document This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. Lazard Global Equity Income Fund Income Shares Lazard Global Equity Income Fund is a sub-fund of Lazard Investment Funds (the "UCITS") Objectives and Investment Policy Lazard Global Equity Income Fund (the Fund ) aims to achieve capital growth by investing in shares of companies based around the globe, including in the emerging world. The Fund has discretion as to the global company shares it can hold and aims to out-perform the MSCI World Index. The Fund invests mainly in shares of large or medium sized global companies which pay above average dividends or whose dividends are expected to grow at a faster than average rate. The Fund invests mainly in shares of companies with good management structures and attractive financial data, and which sell Risk and Reward Profile ISIN GB00B24DPY79 Lazard Fund Managers Ltd, part of the Lazard group for low prices relative to the financial strength of the companies (i.e. are undervalued) and can be readily bought and sold in the markets. Any distributions that are paid to you will normally be reinvested to buy further shares unless you have elected to receive payment in cash. You can sell your shares back to the Fund on any day normally treated as a business day in United Kingdom. Recommendation: This Fund may not be appropriate for investors who plan to withdraw their money within the short to medium term. Lower Risk Higher Risk Typically Lower Rewards Typically Higher Rewards The risk and reward category is calculated using historical data and may not be a reliable indicator of the Funds future risk profile. The risk and reward category may shift over time and is not a target or guarantee. The lowest category (ie category 1) does not mean "risk free". The Fund appears in the higher risk category on the risk and reward indicator. This is because the Fund invests primarily in shares, whose values tend to have higher price fluctuations. The returns from your investment may be affected by changes in the exchange rate between the Fund's base currency, and the currency of the Fund's investments, your share class and where you live. High yielding assets may carry a greater risk of capital values falling or have limited prospects of capital growth or recovery. The securities markets may be less developed in emerging markets and there is a greater risk that the Fund may experience delays in buying, selling and claiming ownership of its investments. Emerging markets may also have less developed political, economic and legal systems and there is a higher risk that the Fund may not get back its money. The annual management charge is deducted from the capital of the Fund. This will increase the income from the Fund but may constrain or erode potential for capital growth. There is no capital guarantee or protection of the value of the Fund. The value of your investment and the income from it can go down as well as up and you may not get back the amount you invested. See "Risk Factors" in the UCITS Prospectus for more information about risks. This Fund is authorised in UK and regulated by Financial Services Authority. Lazard Fund Managers Ltd, part of the Lazard group is authorised in UK and regulated by Financial Services Authority. This key investor information is accurate as at 28 June Page 1/2

18 Lazard Global Equity Income Fund Income Shares Lazard Global Equity Income Fund is a sub-fund of Lazard Investment Funds (the "UCITS") Charges The charges you pay are used to pay the costs of running the Fund, including marketing and distributing costs. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest. Entry charge 3.75% Exit charge N/A This is the maximum that might be taken out of your money before it is invested and before proceeds of your investment are paid out. Charges taken from the Fund over a year Ongoing charges 1.57% Charges taken from the Fund under certain specific conditions Performance fee Past Performance N/A The entry and exit charges shown are maximum figures in some cases you may pay less. You can find out the actual charges from your financial advisor. The ongoing charges figure is based on expenses for the year ending 30 September 2011 and does not include any performance fee or portfolio transaction costs incurred where we buy or sell assets for the Fund. Entry or exit charges paid by the Fund when buying or selling units in another fund are included. This figure may vary from year to year. Please see "Fees and Expenses", "Dealing Charges" and "Other Dealing Information" in the UCITS Prospectus for more information about charges. You may switch between sub-funds of the UCITS. A fee may be payable. This will not exceed the amount of the initial charges of the Fund that you are switching into. The graph shows annual performance calculated in GBP for each full calendar year since the share class has been in issue. The Fund's launch date was: 29/10/2007 Past performance is not a reliable guide to future performance. The past performance shown in the chart takes account of all charges except the Fund's entry charge Lazard Global Equity Income Fund Income Shares MSCI ACWI GR USD Practical Information The UCITS' depositary is State Street Trustees Limited. The Fund is one of a number of a sub-funds of the UCITS. Each sub-fund has its own specific portfolio of assets and its own liabilities. However, a creditor may look to all the assets of all the sub-funds of LIF for payment, regardless of which sub-fund owes money to the creditor. See "Company Structure" in the Prospectus for further information. You may switch between sub-funds of the UCITS. A fee may be payable. This will not exceed the amount of the initial charges of the Fund that you are switching into. See "Switching" in the Prospectus. Further information about the Fund may be obtained from the Prospectus and annual and half-yearly Report and Accounts, all of which are prepared for the UCITS as a whole and which are available free of charge in English from Lazard Asset Management Limited, 50 Stratton Street, London W1J 8LL or in English at The Fund is subject to the tax legislation in the UK. This may have an impact on your personal tax position. The latest share price is published at and in the Financial Times. Lazard Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the UCITS Prospectus. This Fund is authorised in UK and regulated by Financial Services Authority. Lazard Fund Managers Ltd, part of the Lazard group is authorised in UK and regulated by Financial Services Authority. This key investor information is accurate as at 28 June Page 2/2

19 Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. M&G Global Basics Fund a sub-fund of M&G Investment Funds (1) Sterling Class A - Income shares ISIN no. GB Sterling Class A - Accumulation shares ISIN no. GB Managed by M&G Securities Limited, which is part of the Prudential Group Objective and investment policy Objective Growth. Investment policy At least 70% of investment is in companies from anywhere in the world that operate in basic industries and also in companies that service these industries. Examples of basic industries are things that are fundamental to people s lives such as agriculture and manufacturing. The Fund may use derivatives [financial instruments whose value are linked to the expected future price movements of the underlying assets] to protect the value of the Funds assets and/or, in the short-term, to efficiently invest cash inflows. You can buy and sell shares in the Fund on any business day. Provided we receive your instruction before 12 noon, shares will be bought at that day s price. This Fund allows the fund manager to make discretionary choices when deciding which investments should be held in the Fund. These investment decisions will always be made within the constraints of the Fund s objective and investment policy. If you hold income shares, any income from the Fund may be paid out to you. If you hold accumulation shares, any income from the Fund will be rolled up into the value of your investment. In addition to the charges set out in the charges section, the Fund will incur portfolio transaction costs which are paid from the assets of the Fund. These tend to be higher when investing outside Europe. Risk and reward profile Low risk Typically lower rewards High risk Typically higher rewards The above risk number is based on the rate at which the value of the Fund has moved up and down in the past. This risk number is based on historical data and may not be a reliable indicator of the future risk profile of the Fund. The risk number shown is not guaranteed and may change over time. 4 The lowest risk number does not mean risk free. The Fund has the above risk number because of the effect of the following risks: The value of stockmarket investments, and the income from them, will fluctuate. This will cause the Fund price to fall as well as rise and you may not get back the original amount you invested. Any investment in international companies means that currency exchange rate fluctuations will have an impact on the Fund. Liquidity - In difficult market conditions the value of certain fund investments may be less predictable than normal. In some cases this may make such investments harder to sell at the last quoted market price, or at a price considered to be fair. Such conditions could result in unpredictable changes in the value of your holding Emerging markets - The Fund can invest in emerging markets which tend to have larger price fluctuations than more developed countries. The Fund may encounter difficulties when buying and selling these investments or converting the proceeds of a sale or any income earned back into the base currency of the Fund UK K1 AUST GBP A EN UK

20 Charges Past performance One-off charges taken before or after you invest Entry charge 4.00% Exit charge 0.00% This is the maximum that might be taken out of your money before it is invested. Charges taken from the Fund over a year Ongoing charge 1.67% Charges taken from the Fund under certain specific conditions % (10.0) (20.0) (30.0) (40.0) (12.5) (12.3) (26.7) Fund Performance fee None The entry and exit charges shown are the maximum figures, and in some cases, you may pay less. You can find out the specific charges which apply to your investment by contacting your financial adviser, distributor, or by contacting us using the details given in the practical information section. The ongoing charge is based on expenses for the year ending 31 August. This figure may vary from year to year. It excludes performance fees and portfolio transaction costs (except in the case of an entry / exit charge paid by the Fund when buying and selling shares in another fund). The charges shown in the table are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. Past performance is not a guide to future performance. The past performance calculation does not take into account the entry and exit charges but does take into account the ongoing charge, as shown in the Charges section. The Fund launched on 28 February 1973 and the share class launched on 28 February Past performance is calculated using Sterling Class A Shares. For more information on charges, please refer to the relevant sections of the Prospectus which can be found by visiting UK K1 AUST GBP A EN UK Practical information The depositary is National Westminster Bank Plc. For further information about this Fund, please visit where you can obtain a copy of the Prospectus and latest annual or interim Investment Report and Financial Statements in English, free of charge. Our website also provides other information not contained in the above documents such as share prices. This Fund is subject to UK tax laws, which may have an impact on your personal tax position. Please speak to an advisor for further information. M&G Securities Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund. The Fund is a sub-fund of M&G Investment Funds (1), an umbrella Open Ended Investment Company (OEIC). The Prospectus, and Annual or Interim Investment Report and Financial Statements contain information about all of the sub-funds in M&G Investment Funds (1). Each sub-fund of the umbrella OEIC is normally responsible for meeting its own debts. However, the sub-funds are not segregated by law. This means the investments of this Fund may be used to pay the debts of the other sub-funds. If we need to do this, we will do it in a way which is fair to the shareholders of the OEIC generally, but it may cause your investment to go down in value. If reallocation occurs, we will tell shareholders that it has been carried out in the next succeeding annual or half yearly report. You can switch your investment at any time. For further information on switching, please contact us by calling M&G Customer Relations on Other share classes may exist for the Fund as set out in the relevant Prospectus. Both this Fund and M&G Securities Limited are authorised in the UK and regulated by the Financial Services Authority (FSA). This key investor information is accurate as at 31 December 2011.

21 Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. M&G Global Dividend Fund Sterling Class A - Income shares ISIN no. GB00B39R2M86 Sterling Class A - Accumulation shares ISIN no. GB00B39R2L79 Managed by M&G Securities Limited, which is part of the Prudential Group Objective and investment policy Objective Income and growth. Investment policy At least 70% of investment is in shares of companies from anywhere in the world. The Fund may invest in derivatives [financial instruments whose value is linked to the expected future price movements of an underlying asset]. You can buy and sell shares in the Fund on any business day. Provided we receive your instruction before 12 noon, shares will be bought at that day s price. This Fund allows the fund manager to make discretionary choices when deciding which investments should be held in the Fund. These investment decisions will always be made within the constraints of the Fund s objective and investment policy. If you hold income shares, any income from the Fund may be paid out to you. If you hold accumulation shares, any income from the Fund will be rolled up into the value of your investment. In addition to the charges set out in the charges section, the Fund will incur portfolio transaction costs which are paid from the assets of the Fund. These tend to be higher when investing outside Europe. Risk and reward profile Low risk Typically lower rewards High risk Typically higher rewards The above risk number is based on the rate at which the value of the Fund has moved up and down in the past. This risk number is based on simulated historical data and may not be a reliable indicator of the future risk profile of the Fund. The risk number shown is not guaranteed and may change over time. 4 The lowest risk number does not mean risk free. The Fund has the above risk number because of the effect of the following risks: The value of stockmarket investments, and the income from them, will fluctuate. This will cause the Fund price to fall as well as rise and you may not get back the original amount you invested. Any investment in international companies means that currency exchange rate fluctuations will have an impact on the Fund Emerging markets - The Fund can invest in emerging markets which tend to have larger price fluctuations than more developed countries. The Fund may encounter difficulties when buying and selling these investments or converting the proceeds of a sale or any income earned back into the base currency of the Fund. The Fund invests in the shares of companies that pay dividends. In certain market conditions companies may reduce or even suspend paying dividends until conditions improve. This will impact the level of income distributed by the Fund UK K1 GLOD GBP A EN UK

22 Charges Past performance One-off charges taken before or after you invest Entry charge 4.00% Exit charge 0.00% This is the maximum that might be taken out of your money before it is invested. Charges taken from the Fund over a year Ongoing charge 1.68% Charges taken from the Fund under certain specific conditions % (5.0) (2.4) Fund Performance fee None The entry and exit charges shown are the maximum figures, and in some cases, you may pay less. You can find out the specific charges which apply to your investment by contacting your financial adviser, distributor, or by contacting us using the details given in the practical information section. The ongoing charge is based on expenses for the year ending 31 March. This figure may vary from year to year. It excludes performance fees and portfolio transaction costs (except in the case of an entry / exit charge paid by the Fund when buying and selling shares in another fund). The ongoing charge is taken from investments held in the Fund s portfolio and not from the income these investments produce. The deduction of this charge may reduce the potential growth of your investment. The charges shown in the table are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. Past performance is not a guide to future performance. The past performance calculation does not take into account the entry and exit charges but does take into account the ongoing charge, as shown in the Charges section. The Fund launched on 18 July 2008 and the share class launched on 18 July Past performance is calculated using Sterling Class A Shares. For more information on charges, please refer to the relevant sections of the Prospectus which can be found by visiting Practical information The depositary is National Westminster Bank plc. For further information about this Fund, please visit where you can obtain a copy of the Prospectus, Instrument of Incorporation, and latest annual or interim Investment Report and Financial Statements in English, free of charge. Our website also provides other information not contained in the above documents such as share prices. This Fund is subject to UK tax laws, which may have an impact on your personal tax position. Please speak to an advisor for further information. M&G Securities Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund. You can switch your investment at any time. For further information on switching, please contact us by calling M&G Customer Relations on Other share classes may exist for the Fund as set out in the relevant Prospectus UK K1 GLOD GBP A EN UK Both this Fund and M&G Securities Limited are authorised in the UK and regulated by the Financial Services Authority (FSA). This key investor information is accurate as at 18 June 2012.

23 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Objectives and Investment Policy Marlborough Special Situations Fund, Class A Units (ISIN Accumulation GB00B659XQ05) This fund is managed by Marlborough Fund Managers Ltd The Marlborough Special Situations Fund aims to provide capital growth by investing in smaller companies, new issues and companies going through a difficult period with good recovery prospects. The Fund will invest mainly in, although is not limited to, equities and may hold cash and near cash at times when it is considered appropriate by the Manager. income. Instead, any income received by the Fund is reinvested back into the Fund. You can sell all or part of your investment whenever you like subject to the minimum holding requirements. The Fund may invest in derivatives and forward transactions for the reduction of risk or costs, or the generation of additional capital or income with an acceptably low level of risk. Hargreave Hale Limited, the Investment Adviser to the Fund, decide which investments to buy and when within the constraints of the objectives and policy. The Fund is not constrained by a benchmark. The Marlborough Special Situations Fund does not pay Risk and Reward Profile Lower risk Typically lower rewards Higher risk Typically higher rewards The risk and reward indicator above aims to provide you with an indication of the overall risk and reward profile of the fund. It is calculated based on the volatility of the fund using weekly historic returns over the last five years. If five years data is not available for a fund, the returns of a representative portfolio are used. As the risk and reward indicator is calculated based on historical data it may not be a reliable indication of the future risk profile of the fund. The risk category shown is not guaranteed and may change over time. The lowest category does not mean risk free. The value of investments and the income from them may fall as well as rise and you may not get back the amount you originally invested. This Fund has been measured as 6 because it has experienced high volatility historically. The Fund invests in smaller companies which carry a higher degree of risk than larger companies. The shares of smaller companies may be less liquid and their performance more volatile over shorter time periods. The Fund invests mainly in the UK. Therefore it may be more vulnerable to market sentiment in that country. A more detailed description of the risks that apply to this Fund can be found in the prospectus.

24 Charges for this Fund The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 5% Exit charge N/A This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year The entry and exit charges shown are maximum figures. In some cases you may pay less - you can find this out from your financial adviser. The ongoing charges figure is based on expenses for the year ending 20/12/2011. This figure may vary from year to year. It excludes: Performance fees Portfolio transaction costs, except in the case of an entry/exit charge paid by the UCITS when buying or selling units in another collective investment undertaking Ongoing charges 1.54% Charges taken from the fund under certain specific conditions For more information about charges, please see Section 13 of the fund s prospectus, which is available at Performance fee N/A Past Performance For funds with less 80.7 than 5 complete calendar years performance data, the graph should cover the last 5 years only For funds 60.0with less than 10 years, the years for 51.8 which performance information 39.5 is not available should be shown 42.4 as blank 40.0 with no annotation other than the date Each bar 20.0must include a label indicating 6.5 the % return to 1dp % 0.0 For new shares classes launched in existing funds use the performance for an existing share class Past performance is not a guide to future returns. Performance figures are calculated in Sterling on a bid price basis and include net reinvested income. They include the annual management charge and all other fund expenses but do not include the entry charge. The Fund was launched on 12 July 1995 This Unit Class was launched on 12 July Practical Information The minimum investment is 1,000. If you wish to sell all or part of your investment please write to us at Marlborough House, 59 Chorley New Road, Bolton, BL1 4QP or telephone Your deal will be placed at the next valuation point after we receive your instruction. The valuation point is at 12 noon on each business day (as defined in the prospectus). The Trustee for the fund is HSBC Bank Plc The prospectus, short report and annual report and accounts for the fund are available free of charge at or by calling The documents are available in English only. UK taxation may have an impact on your personal tax position. Fund prices are available on our website Some price information is also published in the Financial Times. You may switch to any fund in the Marlborough range on request, subject to a switching charge. Other unit classes of the Fund are available. For further details please see the Fund s prospectus which is available at For further details including how to invest please see the Supplementary Information Document which is available at or call Marlborough Fund Managers Ltd may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the UCITS. This fund is authorised in the United Kingdom and regulated by the Financial Services Authority. Marlborough Fund Managers Ltd is authorised in the United Kingdom and regulated by the Financial Services Authority. This key investor information is accurate as at

25 Key Investor Information This document provides you with the key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. CF Miton Special Situations Portfolio, A Accumulation, a fund within CF Miton Investment Funds (ISIN: GB00B031C923) The fund is managed by Capita Financial Managers Limited, part of the Capita Financial Group. Objectives and investment policy Objective The fund aims to provide long-term capital growth. Investment Policy The fund invests in collective investment schemes, company shares, government debt securities and cash. Essential features of the fund: The fund has the discretion to invest in a range of investments as described above with no need to adhere to a particular benchmark. The fund has no specific target market, asset class or geographic sector. Risk and reward profile You can buy and sell shares in the fund on each business day. Income from the fund will be added to the value of your investment. Recommendation: This fund may not be appropriate for investors who plan to withdraw their money within 5 years. The risk and reward profile shown is not guaranteed to remain the same and may shift over time. This indicator shows how much a fund has risen and fallen in the past, and therefore how much a fund's returns have varied. It is a measure of a fund's volatility. The higher a fund's past volatility the higher the number on the scale and the greater the risk that investors in that fund may have made losses as well as gains. The lowest number on the scale does not mean that a fund is risk free. The fund has been classed as 4 because its volatility has been measured as average. Credit Risk: Fixed interest securities are affected by trends in interest rates and inflation. If interest rates go up the value of capital may fall and vice versa. Inflation will also decrease the real value of capital. The value of a fixed interest security is also affected by its credit rating. Currency Risk: As the fund has exposure to overseas currencies, movements in exchange rates may, when not hedged, cause the value of your investment to increase or decrease. For full details of the fund's risks, please see the prospectus which may be obtained from the address in 'Practical Information' overleaf. This indicator is based on historical data and may not be a reliable indication of the future risk profile of this fund. Version 1.0

26 Charges for this Fund The charges you pay are used to pay the costs of running the fund. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry Charge 5% This is the maximum that might be taken out of your money before it is invested. Exit Charge None Charges taken from the fund over the year Ongoing Charges 1.73% Charges taken from the fund under certain specific conditions Performance Fee None Past performance The entry charge shown is a maximum figure. In some cases investors may pay less. You can find out the actual charges from your financial advisor or distributor. The ongoing charges figure is based on expenses as at 31st December This figure may vary from year to year. The ongoing charges are taken from the income of the fund. They exclude portfolio transaction costs, except in the case of an entry/exit charge paid by the fund when buying or selling units in another collective investment undertaking. You may also be charged a dilution levy on entry to or exit from the fund. For more information about charges, please see the prospectus Sections 3.5 & 7, which may be obtained free of charge from the address in 'Practical Information' below. Past performance is not a guide to future performance. The past performance in the chart shown opposite is net of tax and charges but excludes the entry charge that may be paid on the purchase of an investment. The fund was launched in October Performance is calculated in Pounds Sterling. Practical information CF Miton Investment Funds Documents Prices of shares and further information Right to switch Fund Segregation Depositary Tax This key investor information document describes a fund within the CF Miton Investment Funds company. The prospectus and periodic reports are prepared for the entire company. Copies of the fund's prospectus and the latest annual and semi annual reports for the fund and CF Miton Investment Funds may be obtained from or Capita Financial Managers Limited, 2 The Boulevard, City West One Office Park, Gelderd Road, Leeds, LS12 6NT. These documents are available in English. The latest published prices of shares in the fund and other information, including how to buy and sell shares are available from or during normal business hours from Capita Financial Managers Limited, 2 The Boulevard, City West One Office Park, Gelderd Road, Leeds, LS12 6NT or by calling Subject to any restrictions on the eligibility of investors for a particular share class, a shareholder in one fund may be able at any time to switch all or some of his shares of one class or fund for shares in another class or fund in the company. Please see the prospectus for full details. As far as possible each fund will be treated as bearing the liabilities, expenses, costs and charges attributable to it. In the unlikely event that a fund's assets are not sufficient to meet them, assets, liabilities, expenses, costs and charges may be reallocated between funds in a manner which is believed to be fair to the shareholders. If there is any reallocation, shareholders will be advised in the next annual or half yearly report. BNY Mellon Trust & Depositary (UK) Limited UK tax legislation may have an impact on your personal tax position. Liability Capita Financial Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for CF Miton Investment Funds. This fund is authorised in the United Kingdom by the Financial Services Authority (FSA). Capita Financial Managers Limited is authorised in the United Kingdom and regulated by the Financial Services Authority (FSA). This key investor information is accurate as at 30/04/2012. Version 1.0

27 Key investor information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. Newton Global Higher Income Fund Sterling Income Shares (ISIN: GB00B0MY6T00) a sub-fund of BNY Mellon Investment Funds This Fund is managed by BNY Mellon Fund Managers Limited OBJECTIVES AND INVESTMENT POLICY Investment manager The investment manager is Newton Investment Management Limited, part of The Bank of New York Mellon Corporation. Objective Increasing income and capital growth over the long term by investing in shares (i.e. equities) and similar investments of companies listed or located throughout the world. Policy The Fund will: invest anywhere in the world; invest in company shares and similar investments; invest in companies of all sizes (e.g. small, medium and large companies) and in any industry (e.g. pharmaceuticals, financials, etc); invest in company shares targeting higher than average dividends (dividends are the proportion of company profits paid out to shareholders) and with good prospects for growth; typically invest in fewer than 60 company shares; and limit investment in other mutual funds to 10%. The Fund may: invest in derivatives (i.e. financial contracts whose value is linked to the expected price movements of an underlying investment) with the aim of reducing the overall costs and/or risks of the Fund. Recommendation: the Fund may not be appropriate for investors who plan to withdraw their money within five years. Treatment of income: income from investments will be paid to shareholders quarterly on or before 28 February, 31 May, 31 August and 30 November. Dealing: you can buy and sell your shares in the Fund between 9:00 and 17:00 (UK time) on each working day in the UK. Instructions received before 12:00 will receive the price quoted on that day. The minimum initial investment for this share class is GBP 1,000. RISK AND REWARD PROFILE Lower risk Potentially lower reward Higher risk Potentially higher reward We have calculated the risk and reward category, as shown above, using a method of calculation derived from EU rules. It is based on the rate at which the value of the Fund has moved up and down in the past (i.e. volatility) and is not a guide to the future risk and reward category of the Fund. The category shown is not a target or guarantee and may shift over time. Even the lowest category 1 does not mean a risk-free investment. Funds in category 6 have in the past shown relatively high volatility. With a fund of category 6, you have a relatively high risk of losing money but your chance for gains is also relatively high. The following risks may not be fully captured by the risk and reward indicator: There is no guarantee that the Fund will achieve its objective. This Fund invests in international markets which means it is exposed to changes in currency rates which could affect the value of the Fund. The Fund may use derivatives to reduce costs and/or the overall risk of the Fund (i.e. Efficient Portfolio Management (EPM)). Derivatives involve a level of risk, however, for EPM, they should not increase the overall riskiness of the Fund. The Fund may invest in emerging markets. These markets have additional risks due to less developed market practices. A fall in the value of a single investment may have a significant impact on the value of the Fund because it typically invests in a limited number of investments. The Fund may invest in small companies which may be riskier and less liquid (i.e. harder to sell) than large companies. This means that their share prices may have greater fluctuations. The Fund takes its charges from the capital of the Fund. Investors should be aware that there is potential for capital erosion if insufficient capital growth is achieved by the Fund to cover the charges. Capital erosion may have the effect of reducing the level of income generated. A complete description of risk factors is set out in the Prospectus in the section entitled "Risk Factors".

28 CHARGES The charges cover the costs of running the Fund, including the costs of marketing and selling. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 4.00% Exit charge None This is the maximum that might be taken out of your money before it is invested and before the proceeds of your investment are paid out. Charges taken from the Fund over a year Ongoing charge 1.63% Charges taken from the Fund under certain specific conditions Performance fee None The entry charge shown is a maximum figure but you may pay less. The actual entry charge can be obtained from your financial adviser or distributor. The ongoing charge is based on expenses calculated on 31st December This may vary from year to year. It excludes performance fees and portfolio transaction costs, except in the case of an entry/exit charge paid when buying or selling units in another mutual fund. More information about charges is available in the Prospectus. PAST PERFORMANCE % Newton Global Higher Income Fund Sterling Income Shares (GB00B0MY6T00) The chart includes all charges except entry charges. The Fund was launched on 30 November This share class was launched on 30 November Performance of this share class is calculated in sterling. Past performance is not a guide to future performance Fund % PRACTICAL INFORMATION Documents: The Fund is a sub-fund (part) of BNY Mellon Investment Funds ("BNY MIF"). Copies of the Prospectus, annual and semi-annual reports for BNY MIF may be obtained free of charge from or from BNY Mellon Asset Management International Ltd, BNY Mellon Centre, 160 Queen Victoria Street, London EC4V 4LA. These documents are available in English and certain other languages. Share price: The latest share price and other information, including how to buy or sell shares, are available from the website and address given above. Other share classes are offered by the Fund as set out in the Prospectus. Switching: Investors may switch shares in the Fund for shares in other sub-funds of BNY MIF provided they satisfy the criteria applicable to investment in other sub-funds. Further information on switching is contained in the Prospectus. Liability statement: BNY Mellon Fund Managers Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund. Depositary: National Westminster Bank plc. Tax: The tax legislation of the Fund's domicile may have an impact on your personal tax position. For further details, please speak to an adviser. This Fund is authorised in the United Kingdom and regulated by the Financial Services Authority. BNY Mellon Fund Managers Limited is authorised in the United Kingdom and regulated by the Financial Services Authority. This key investor information is accurate as at 25 June 2012

29 1 Curzon Street, London W1J 5FB Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Rathbone Global Opportunities Fund (R-Class) Fund Manager: Rathbone Unit Trust Management Limited Accumulation units SEDOL code: Objectives and investment policy The fund s objective is to seek above-average growth of your investment over the long term. Under normal circumstances, the fund invests mainly in shares of companies from around the world. The fund generally invests in companies that appear poised for above-average expansion yet have not been recognized by the market. The fund may also invest in other securities permitted by UCITS regulations. The fund may use investment techniques and derivatives for efficient portfolio management (including hedging). The fund is managed at the fund manager s discretion without reference to any benchmark. The manager uses its own analysis to identify those individual companies that can offer the best overall combination of price, risk and growth prospects. Designed for: Investors who understand the fund s risks, want an investment that focuses on growth, and intend to invest their money for at least 5 years. You can buy and sell units on each business day of the fund. The fund offers accumulation units (units in which any dividends received are added to the unit price). Terms to understand Derivatives: Financial instruments whose value is linked to one or more rates, indices, share prices or other values. Hedging: Using techniques to fully or partially cancel out risks. Shares: For the purposes of the investment policy, securities that represent fractional ownership in a company (as distinct from portions of this fund). Risk and reward profile Lower potential risk/reward Higher potential risk/reward (Not risk-free) This indicator is a measure of the fund s past volatility (the extent and rapidity of up-and-down movements of the value of an investment). It may not be a reliable indication of the fund s future risk. The risk category shown is not a target or a guarantee and may change over time. The risk indicator for this fund reflects the following: As an asset class, shares have greater risk than either bonds or money market instruments. The value of investments in the fund and the income from them may go down as well as up and you may not get back your original investment when you sell your units. During unusual market conditions, the risks normally experienced by the fund may increase significantly, and in addition, the fund may be subject to the following risks: Counterparty risk: The fund could lose money if an entity with which it does business becomes unwilling or unable to honour its obligations to the fund. Currency risk: Changes in currency exchange rates could adversely affect fund performance. Liquidity risk: During difficult market conditions, some securities may become hard to value or sell at a desired price. Management risk: Investment management techniques that have worked well in normal market conditions could prove ineffective or detrimental in extreme market conditions. 1of2

30 Charges for this fund The fund manager receives an annual fee, which is included in the ongoing charges shown below. You may be eligible for lower entry charges than the maximum shown; ask your financial adviser. Ongoing charges are the same for all investors in the same class. The charges shown here are based on estimated expenses for the 12 months ending 31 July One-off charges taken before or after you invest: Entry charge Exit charge 5.50% (Maximum) none Charges taken from the fund over a year: Ongoing charges 1.57% Charges taken from the fund under specific conditions: Performance fee none For more information about charges, please see the ( charges ) section of the Funds Prospectus, available by calling the Information Line or ing rutm@rathbones.com Past performance Basis of performance: bid to bid, net income reinvested. Fund inception: 9 May Rathbone Global Opportunities Fund (R-Class) in GBP 40% 30% 20% 10% 0% -10% -20% -30% -40% Fund Benchmark: FTSE World Index (no formal benchmarks used, for comparison only) Source: Financial Express and Rathbones Practical information Trustee: National Westminster Bank Plc. Additional Information: This Key Investor Information Document (KIID) may not contain all the information you need. For additional information on the fund (including the Supplementary Information Document), on other units of this fund and on other funds, or to obtain a free copy of the fund s Prospectus or the annual and semi-annual unitholder reports, call the Information Line or write to the registered office, details of which are below. Alternatively, visit The Prospectus and unitholder reports are in English. For fund performance and most recent unit price, go to Tax: Investors should note that the tax legislation that applies to the fund may have an impact on the personal tax position of their investment in the fund. Contact your adviser to discuss tax treatment, suitability of this investment, and other questions. Notices: Rathbone Unit Trust Management Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the fund. This fund and Rathbone Unit Trust Management Limited are authorised and regulated by the Financial Services Authority (FSA). Rathbone Unit Trust Management Limited 1 Curzon Street, London W1J 5FB Information line: Telephone: Facsimile: rutm@rathbones.com Website: Authorised and regulated by the Financial Services Authority A member of the Investment Management Association A member of the Rathbone Group. Registered No Publication Date: This Key Investor Information Document is accurate as at 07 March Key Investor Information 2 of 2 Rathbone Global Opportunities Fund (R-Class)

31 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Schroder Asian Alpha Plus Fund an Authorised Unit Trust of Schroder Unit Trusts Limited Class A Accumulation (GB00B284G093) This fund is managed by Schroder Unit Trusts Limited, which is a member of the Schroders Group. Objectives and Investment Policy Objectives The fund aims to provide capital growth. Investment Policy At least 80% of the fund will be invested in shares of Asian companies, excluding Japan. The fund has no bias to any particular industry. The fund harnesses our established research capabilities in the Asia (excluding Japan) region. It will have a specific focus on companies with positive cash flow, balance-sheet strength and valuation support. It includes a broadly diversified portfolio of between 50 and 70 companies, where we believe that the current share price does not reflect the future prospects for that business. The fund may also invest in other financial instruments and hold cash on deposit. Derivatives may be used to achieve the investment objective and to reduce risk or manage the fund more effectively. Benchmark This share class is managed with reference to the MSCI AC FE ex Japan Net TR GBP financial index. The manager invests on a discretionary basis and is not limited to investing in accordance with the composition of this benchmark. Dealing Frequency Daily. Distribution Policy This unit class accumulates income received from the fund's investments, meaning it is kept in the fund and its value is reflected in the price of the unit class. Risk and Reward Profile Lower risk Potentially lower reward Higher risk Potentially higher reward The risk and reward indicator The risk category was calculated using simulated historical performance data and may not be a reliable indicator of the fund's future risk profile. The fund's risk category is not guaranteed to remain fixed and may change over time. A fund in the lowest category does not mean a risk-free investment. The fund is in this category because it can take higher risks in search of higher rewards and its price may rise and fall accordingly. Other particular risks Operational risk / third parties: The fund's operations depend on third parties and it may suffer disruption or loss in the event of their failure.

32 Schroder Unit Trusts Limited Schroder Asian Alpha Plus Fund Charges One-off charges taken before or after you invest Entry charge 3.25% Exit charge None This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year Ongoing Charge 1.72% Charges taken from the fund under certain specific conditions Performance fee None Past Performance % A Accumulation (GB00B284G093) MSCI AC FE ex Japan Net TR GBP Practical Information Trustee: J. P. Morgan Trustee and Depository Company Ltd. Further Information: You can get further information about this fund, including the prospectus, latest annual report, any subsequent half-yearly reports and the latest price of units from and from Schroder Investments Limited, PO Box 1102, Chelmsford, Essex, CM99 2XX, England, telephone They are in English, free of charge. The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. The entry and exit charges shown are maximum figures and in some cases you might pay less. You can find out the actual entry and exit charges from your financial advisor. The ongoing charges figure is based on the last year's expenses for the year ending June 2011 and may vary from year to year. Please see the prospectus for more details about the charges. Past performance is not a guide to future performance and may not be repeated. The value of investments may go down as well as up and you may not get back the amount you originally invested. The chart shows performance in British pound after the ongoing charges and the portfolio transaction costs have been paid. Entry and exit charges are excluded from calculations of past performance. The fund was launched on 26 November Tax Legislation: The fund is subject to tax in the United Kingdom, which may have an impact on your personal tax position as an investor. Switches: Subject to conditions, you may apply to switch your investment into another unit class within this fund or in another Schroder fund. Please see the prospectus for more details. Glossary: You can find an explanation of some of the terms used in this document at This fund is authorised in the United Kingdom and regulated by the Financial Services Authority (FSA). This key investor information is accurate as at 14 May 2012.

33 Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Schroder Asian Income Fund an Authorised Unit Trust of Schroder Unit Trusts Limited Class A Income (GB ) This fund is managed by Schroder Unit Trusts Limited, which is a member of the Schroders Group. Objectives and Investment Policy Objectives The fund aims to provide capital growth and income. Investment Policy At least 80% of the fund will be invested in shares of companies in the Asia Pacific region (excluding Japan, but including Australia and New Zealand) offering attractive dividend opportunities. The fund has no bias to any particular country or industry. The fund aims to generate stable long-term returns through a combination of capital growth and income streams typically at a lower level of volatility than the market. Income now represents a substantial portion of total long-term equity returns from Asia (excluding Japan), and we invest in the shares of companies in this region that we believe will benefit from this trend. The fund may also invest in other financial instruments and hold cash on deposit. Derivatives may be used to reduce risk or manage the fund more efficiently. Benchmark This share class is managed with reference to the MSCI AC Pacific ex Japan (NDR) financial index. The manager invests on a discretionary basis and is not limited to investing in accordance with the composition of this benchmark. Dealing Frequency Daily. Distribution Policy This unit class pays income received from the fund's investments to you half yearly. Risk and Reward Profile Lower risk Potentially lower reward Higher risk Potentially higher reward A fund in the lowest category does not mean a risk-free investment The risk and reward indicator The risk category was calculated using simulated historical performance data and may not be a reliable indicator of the fund's future risk profile. The fund's risk category is not guaranteed to remain fixed and may change over time. The fund is in this category because it can take higher risks in search of higher rewards and its price may rise and fall accordingly. Other particular risks Operational risk / third parties: The fund's operations depend on third parties and it may suffer disruption or loss in the event of their failure.

34 Schroder Unit Trusts Limited Schroder Asian Income Fund Charges One-off charges taken before or after you invest Entry charge 3.25% Exit charge None This is the maximum that might be taken out of your money before it is invested. Charges taken from the fund over a year Ongoing Charge 1.71% Charges taken from the fund under certain specific conditions Performance fee None The charges you pay are used to pay the costs of running the fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. The entry and exit charges shown are maximum figures and in some cases you might pay less. You can find out the actual entry and exit charges from your financial advisor. The ongoing charges figure is based on the last year's expenses for the year ending January 2012 and may vary from year to year. Please see the prospectus for more details about the charges. Past Performance % A Income (GB ) MSCI AC Pacific ex Japan (NDR) Performance achieved during this period was achieved in circumstances that no longer apply. The fund's objectives and investment policy were changed in The fund was managed with reference to the MSCI AC Pacific (Japan at 10%) index until December Past performance is not a guide to future performance and may not be repeated. The value of investments may go down as well as up and you may not get back the amount you originally invested. The chart shows performance in British pound after the ongoing charges and the portfolio transaction costs have been paid. Entry and exit charges are excluded from calculations of past performance. The fund was launched on 19 February Practical Information Trustee: J. P. Morgan Trustee and Depository Company Ltd. Further Information: You can get further information about this fund, including the prospectus, latest annual report, any subsequent half-yearly reports and the latest price of units from and from Schroder Investments Limited, PO Box 1102, Chelmsford, Essex, CM99 2XX, England, telephone They are in English, free of charge. Tax Legislation: The fund is subject to tax in the United Kingdom, which may have an impact on your personal tax position as an investor. Liability: Schroder Unit Trusts Ltd may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the fund's prospectus. Switches: Subject to conditions, you may apply to switch your investment into another unit class within this fund or in another Schroder fund. Please see the prospectus for more details. Glossary: You can find an explanation of some of the terms used in this document at This fund is authorised in the United Kingdom and regulated by the Financial Services Authority (FSA). This key investor information is accurate as at 14 May 2012.

35 Page 1 of 2. Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Global Equity Income Fund (the "Fund") Class 1 GBP Income Shares, GB00B1Z2MW38 a sub-fund of Threadneedle Specialist Investment Funds ICVC (the "Company"). This sub-fund is managed by Threadneedle Investment Services Limited (the "Management Company"). Objectives and investment policy The aim of the Fund is to provide income with the potential to grow the amount you invested as well. The Fund invests at least two-thirds of its assets in shares of companies worldwide. Any income the Fund generates will be paid out to your bank account. You can buy and sell shares in the Fund on any day that is a working day in London. You can find more detail on the objectives and investment policy of the Fund in the Investment Objectives, Policies and Other Details of the Funds section of the Prospectus. As part of the investment process, the Fund will make reference to the MSCI All Country World Index. Risk and reward profile The Risk and Reward Indicator table demonstrates where the Fund ranks in terms of its potential risk and reward. The higher the rank the greater the potential reward but the greater the risk of losing money. It is based on past data, may change over time and may not be a reliable indication of the future risk profile of the Fund. The shaded area in the table below shows the Fund s ranking on the Risk and Reward Indicator. Typically lower rewards, lower risk Typically higher rewards, higher risk The Fund is in this specific category because historically it has shown a high level of volatility (how much the value of the Fund went up and down compared to other categories). The lowest category does not mean a risk-free investment. Where investments are made in assets that are denominated in foreign currency, changes in exchange rates may affect the value of the investments. All the risks currently identified as being applicable to the Fund are set out in the Risk Factors section of the Prospectus.

36 Page 2 of 2. Charges The charges you pay are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One-off charges taken before or after you invest Entry charge 3.75% Exit charge 0.00% These are the maximum charges that we might take out of your money before it is invested and before we pay out the sale proceeds of your investment. In some cases, you might pay less and you should speak to your financial adviser about this. The ongoing charge is based on the last year s expenses for the year ending 2011 and may vary from year to year. It excludes the costs of buying or selling assets for the Fund (unless these assets are shares of another fund). The ongoing charges figure is calculated as at All or part of the fees and expenses of the company may be charged against capital instead of against income. Charges taken from the Fund over a year Ongoing charge 1.73% Charges taken from the Fund under specific conditions Performance fee NONE Past Performance % You should be aware that past performance is not a guide to future performance. The Fund was launched on 27/06/ The share class was launched on 27/06/ Performance is calculated in GBP. All charges and fees, except any entry, exit and switching charge, have been included within the performance. -5 * MSCI AC WORLD INDEX Fund Index * Source: FE 2012 Practical information The Depositary of the Company is JP Morgan Trustee and Depositary Company Limited. You can obtain further information regarding the Fund, the Company, its Prospectus, latest annual reports and any subsequent half-yearly reports free of charge from the Management Company. The documents are available in English, French, German, Portuguese, Italian, Spanish and Dutch (no Dutch Prospectus). You can obtain other practical information, including current share prices, at threadneedle.com. The tax legislation of the United Kingdom may have an impact on your personal tax position. Threadneedle Investment Services Limited may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the UCITS. This document describes a fund of the Company. The Prospectus, annual and half-yearly reports are prepared for the entire Company. The Company is comprised of multiple funds, each of which is allocated a distinct pool of assets and liabilities. Although these funds are segregated, it is possible for the assets of the Fund to be used to pay the debts of other funds in the Company. You can exchange your shares for shares of other funds of the Company, as and when available. Information as to how to exercise this right is in the Switching section of the Prospectus. Only one share class of the Fund, Class 1 GBP Income Shares, which has been selected as representative of other share classes, has been described. Details of share classes represented by this document and available in your country can be found at threadneedle.com. This Fund is authorised in the United Kingdom, and regulated by the Financial Services Authority. Threadneedle Investment Services Limited is authorised in the United Kingdom, and regulated by the Financial Services Authority. *ADP6 V1. GB This Key Investor Information is accurate as at 21/02/2012.

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